NBKC Bank Mortgage Lending & HMDA Data, 2019

In 2019, NBKC Bank of Kansas City, MO reported 22,751 mortgage applications totaling $7.8 billion, up 64% from 2018. The average application was for $344,596, and applicants reported an average income of $131,881. 57% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Kansas City, MO-KS (1,170), Phoenix-Mesa-Scottsdale, AZ (639) and Las Vegas-Henderson-Paradise, NV (589) (applications in parentheses).

Mortgage Company & Address NBKC Bank
8320 Ward Parkway
Kansas City, MO 64114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 22,751
Total Mortgage Loan Application Amount $7,839,905,000
Average Mortgage Loan Application Amount $344,596
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $131,881
Highest Applicant Income $7,343,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NBKC Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 610 $ 197,880,000 $ 324,393 $ 126,000
Clark, Nevada 589 $ 190,305,000 $ 323,098 $ 116,000
Johnson, Kansas 545 $ 155,745,000 $ 285,770 $ 122,000
Los Angeles, California 508 $ 234,640,000 $ 461,889 $ 168,000
San Diego, California 355 $ 169,825,000 $ 478,380 $ 150,000
King, Washington 334 $ 159,990,000 $ 479,011 $ 170,000
Jackson, Missouri 323 $ 77,475,000 $ 239,860 $ 107,000
Orange, California 241 $ 125,245,000 $ 519,688 $ 175,000
Bexar, Texas 227 $ 63,325,000 $ 278,964 $ 116,000
Harris, Texas 219 $ 62,845,000 $ 286,963 $ 134,000
Salt Lake, Utah 213 $ 80,975,000 $ 380,164 $ 120,000
Riverside, California 200 $ 74,850,000 $ 374,250 $ 129,000
San Bernardino, California 196 $ 68,200,000 $ 347,959 $ 119,000
Cook, Illinois 186 $ 63,200,000 $ 339,784 $ 155,000
Fairfax, Virginia 180 $ 86,490,000 $ 480,500 $ 157,000
Pierce, Washington 174 $ 64,920,000 $ 373,103 $ 122,000
Tarrant, Texas 151 $ 48,245,000 $ 319,503 $ 129,000
Washoe, Nevada 148 $ 52,510,000 $ 354,797 $ 128,000
Collin, Texas 148 $ 52,590,000 $ 355,337 $ 156,000
Sacramento, California 138 $ 48,610,000 $ 352,246 $ 141,000
Denton, Texas 136 $ 49,020,000 $ 360,441 $ 140,000
Snohomish, Washington 136 $ 54,930,000 $ 403,897 $ 125,000
Pima, Arizona 131 $ 37,855,000 $ 288,969 $ 106,000
El Paso, Colorado 130 $ 50,110,000 $ 385,461 $ 128,000
Honolulu, Hawaii 129 $ 73,225,000 $ 567,635 $ 157,000
Kitsap, Washington 127 $ 46,175,000 $ 363,582 $ 112,000
Contra Costa, California 125 $ 56,305,000 $ 450,440 $ 153,000
Travis, Texas 122 $ 44,030,000 $ 360,901 $ 151,000
Washington, Oregon 120 $ 44,900,000 $ 374,166 $ 134,000
Alameda, California 117 $ 62,375,000 $ 533,119 $ 165,000
Fulton, Georgia 116 $ 44,110,000 $ 380,258 $ 164,000
Hennepin, Minnesota 116 $ 38,340,000 $ 330,517 $ 141,000
Mecklenburg, North Carolina 114 $ 33,900,000 $ 297,368 $ 124,000
Dallas, Texas 111 $ 35,125,000 $ 316,441 $ 158,000
Camden, Georgia 107 $ 21,295,000 $ 199,018 $ 77,000
Wake, North Carolina 103 $ 37,575,000 $ 364,805 $ 146,000
Cobb, Georgia 102 $ 32,270,000 $ 316,372 $ 141,000
Jefferson, Colorado 98 $ 40,350,000 $ 411,734 $ 142,000
Hillsborough, Florida 98 $ 32,560,000 $ 332,244 $ 152,000
Clay, Missouri 98 $ 22,270,000 $ 227,244 $ 106,000
Utah, Utah 98 $ 36,900,000 $ 376,530 $ 129,000
Clark, Washington 93 $ 33,715,000 $ 362,526 $ 117,000
Anchorage, Alaska 91 $ 35,275,000 $ 387,637 $ 136,000
Broward, Florida 90 $ 27,980,000 $ 310,888 $ 140,000
Santa Clara, California 89 $ 48,145,000 $ 540,955 $ 198,000
Douglas, Colorado 89 $ 37,175,000 $ 417,696 $ 148,000
Oakland, Michigan 88 $ 27,320,000 $ 310,454 $ 157,000
Loudoun, Virginia 87 $ 39,225,000 $ 450,862 $ 156,000
Orange, Florida 84 $ 30,480,000 $ 362,857 $ 142,000
Ada, Idaho 83 $ 25,945,000 $ 312,590 $ 113,000
Williamson, Texas 82 $ 26,500,000 $ 323,170 $ 157,000
Montgomery, Maryland 79 $ 36,785,000 $ 465,632 $ 163,000
Miami-Dade, Florida 77 $ 27,715,000 $ 359,935 $ 156,000
Palm Beach, Florida 77 $ 25,745,000 $ 334,350 $ 142,000
Middlesex, Massachusetts 76 $ 34,560,000 $ 454,736 $ 161,000
Clackamas, Oregon 76 $ 30,540,000 $ 401,842 $ 136,000
Virginia Beach, Virginia 76 $ 27,290,000 $ 359,078 $ 120,000
Denver, Colorado 75 $ 31,965,000 $ 426,200 $ 149,000
Placer, California 74 $ 32,120,000 $ 434,054 $ 134,000
Okaloosa, Florida 74 $ 24,020,000 $ 324,594 $ 108,000
Multnomah, Oregon 73 $ 26,765,000 $ 366,643 $ 167,000
Fort Bend, Texas 73 $ 22,015,000 $ 301,575 $ 142,000
Solano, California 68 $ 28,190,000 $ 414,558 $ 115,000
Arapahoe, Colorado 68 $ 25,650,000 $ 377,205 $ 128,000
Gwinnett, Georgia 66 $ 20,090,000 $ 304,393 $ 124,000
Cass, Missouri 64 $ 16,370,000 $ 255,781 $ 104,000
Spokane, Washington 64 $ 21,080,000 $ 329,375 $ 116,000
Suffolk, New York 63 $ 23,685,000 $ 375,952 $ 175,000
San Joaquin, California 62 $ 20,090,000 $ 324,032 $ 128,000
Ventura, California 62 $ 31,680,000 $ 510,967 $ 161,000
Pinellas, Florida 60 $ 17,970,000 $ 299,500 $ 121,000
Bernalillo, New Mexico 60 $ 16,450,000 $ 274,166 $ 132,000
Nassau, New York 60 $ 23,880,000 $ 398,000 $ 148,000
Montgomery, Texas 60 $ 19,030,000 $ 317,166 $ 150,000
Charleston, South Carolina 59 $ 20,935,000 $ 354,830 $ 137,000
Duval, Florida 57 $ 15,035,000 $ 263,771 $ 94,000
Houston, Georgia 57 $ 14,165,000 $ 248,508 $ 100,000
Davidson, Tennessee 57 $ 18,805,000 $ 329,912 $ 117,000
Prince William, Virginia 57 $ 22,785,000 $ 399,736 $ 139,000
DeKalb, Georgia 56 $ 18,190,000 $ 324,821 $ 142,000
Davis, Utah 56 $ 18,200,000 $ 325,000 $ 112,000
Shelby, Tennessee 54 $ 17,330,000 $ 320,925 $ 130,000
Anne Arundel, Maryland 53 $ 21,565,000 $ 406,886 $ 134,000
Bergen, New Jersey 53 $ 22,245,000 $ 419,716 $ 154,000
Williamson, Tennessee 53 $ 23,355,000 $ 440,660 $ 167,000
Platte, Missouri 52 $ 13,600,000 $ 261,538 $ 120,000
Westchester, New York 51 $ 21,645,000 $ 424,411 $ 185,000
Forsyth, Georgia 50 $ 16,300,000 $ 326,000 $ 137,000
Maui, Hawaii 49 $ 23,775,000 $ 485,204 $ 193,000
Stanislaus, California 48 $ 15,480,000 $ 322,500 $ 129,000
Fresno, California 47 $ 13,705,000 $ 291,595 $ 118,000
Fairfield, Connecticut 47 $ 19,755,000 $ 420,319 $ 168,000
St. Louis, Missouri 47 $ 13,865,000 $ 295,000 $ 137,000
Cherokee, Georgia 46 $ 15,360,000 $ 333,913 $ 121,000
Adams, Colorado 45 $ 15,475,000 $ 343,888 $ 107,000
Middlesex, New Jersey 45 $ 15,885,000 $ 353,000 $ 147,000
Allegheny, Pennsylvania 44 $ 12,810,000 $ 291,136 $ 132,000
Santa Rosa, Florida 43 $ 11,025,000 $ 256,395 $ 112,000
Oklahoma, Oklahoma 43 $ 12,735,000 $ 296,162 $ 109,000
Union, North Carolina 41 $ 15,105,000 $ 368,414 $ 146,000
Montgomery, Pennsylvania 41 $ 14,085,000 $ 343,536 $ 150,000
District of Columbia, District Of Columbia 40 $ 18,570,000 $ 464,250 $ 137,000
St. Johns, Florida 40 $ 13,490,000 $ 337,250 $ 136,000
Thurston, Washington 40 $ 14,530,000 $ 363,250 $ 139,000
New Castle, Delaware 39 $ 11,565,000 $ 296,538 $ 119,000
Norfolk, Massachusetts 39 $ 14,885,000 $ 381,666 $ 142,000
Dakota, Minnesota 39 $ 13,705,000 $ 351,410 $ 118,000
Monmouth, New Jersey 39 $ 15,065,000 $ 386,282 $ 149,000
York, South Carolina 39 $ 11,535,000 $ 295,769 $ 125,000
Canyon, Idaho 38 $ 9,990,000 $ 262,894 $ 99,000
DuPage, Illinois 38 $ 12,450,000 $ 327,631 $ 129,000
Howard, Maryland 38 $ 15,800,000 $ 415,789 $ 132,000
Prince George's, Maryland 38 $ 13,730,000 $ 361,315 $ 119,000
Essex, Massachusetts 38 $ 14,310,000 $ 376,578 $ 118,000
Deschutes, Oregon 38 $ 14,250,000 $ 375,000 $ 125,000
Chester, Pennsylvania 38 $ 14,790,000 $ 389,210 $ 158,000
Lee, Florida 37 $ 11,205,000 $ 302,837 $ 131,000
Hawaii, Hawaii 37 $ 17,005,000 $ 459,594 $ 147,000
Leavenworth, Kansas 37 $ 10,305,000 $ 278,513 $ 119,000
Sedgwick, Kansas 37 $ 14,225,000 $ 384,459 $ 94,000
Morris, New Jersey 37 $ 15,435,000 $ 417,162 $ 181,000
Chesapeake, Virginia 37 $ 13,645,000 $ 368,783 $ 133,000
Brevard, Florida 36 $ 10,140,000 $ 281,666 $ 119,000
Lake, Illinois 36 $ 14,020,000 $ 389,444 $ 147,000
Yavapai, Arizona 35 $ 10,865,000 $ 310,428 $ 101,000
Queens, New York 35 $ 16,515,000 $ 471,857 $ 137,000
Tulsa, Oklahoma 35 $ 9,125,000 $ 260,714 $ 121,000
Boulder, Colorado 34 $ 15,870,000 $ 466,764 $ 171,000
Wayne, Michigan 34 $ 7,420,000 $ 218,235 $ 122,000
Hillsborough, New Hampshire 34 $ 11,350,000 $ 333,823 $ 145,000
New Haven, Connecticut 33 $ 7,795,000 $ 236,212 $ 115,000
Kootenai, Idaho 33 $ 11,515,000 $ 348,939 $ 128,000
Ramsey, Minnesota 33 $ 11,145,000 $ 337,727 $ 128,000
Franklin, Ohio 33 $ 9,935,000 $ 301,060 $ 129,000
Jefferson, Alabama 32 $ 9,340,000 $ 291,875 $ 88,000
El Dorado, California 32 $ 14,500,000 $ 453,125 $ 161,000
Kern, California 32 $ 9,480,000 $ 296,250 $ 118,000
San Luis Obispo, California 32 $ 14,200,000 $ 443,750 $ 130,000
Hartford, Connecticut 32 $ 9,570,000 $ 299,062 $ 137,000
Hamilton, Indiana 32 $ 11,460,000 $ 358,125 $ 162,000
Marion, Oregon 32 $ 9,630,000 $ 300,937 $ 105,000
Sonoma, California 31 $ 13,845,000 $ 446,612 $ 148,000
Larimer, Colorado 31 $ 11,895,000 $ 383,709 $ 138,000
Anoka, Minnesota 31 $ 9,255,000 $ 298,548 $ 119,000
Washington, Minnesota 31 $ 10,665,000 $ 344,032 $ 154,000
Kings, New York 31 $ 15,815,000 $ 510,161 $ 173,000
Cabarrus, North Carolina 31 $ 9,075,000 $ 292,741 $ 116,000
Weber, Utah 31 $ 9,425,000 $ 304,032 $ 106,000
Stafford, Virginia 31 $ 12,975,000 $ 418,548 $ 134,000
Marion, Florida 30 $ 5,670,000 $ 189,000 $ 69,000
Will, Illinois 30 $ 10,170,000 $ 339,000 $ 134,000
Chesterfield, Virginia 30 $ 9,700,000 $ 323,333 $ 120,000
Whatcom, Washington 30 $ 11,180,000 $ 372,666 $ 145,000
Pinal, Arizona 29 $ 7,465,000 $ 257,413 $ 101,000
Seminole, Florida 29 $ 9,125,000 $ 314,655 $ 124,000
Bonneville, Idaho 29 $ 7,785,000 $ 268,448 $ 74,000
Wyandotte, Kansas 29 $ 6,385,000 $ 220,172 $ 85,000
Douglas, Nebraska 29 $ 8,285,000 $ 285,689 $ 119,000
Somerset, New Jersey 29 $ 11,535,000 $ 397,758 $ 149,000
Curry, New Mexico 29 $ 5,385,000 $ 185,689 $ 78,000
Laramie, Wyoming 29 $ 9,275,000 $ 319,827 $ 92,000
Monterey, California 28 $ 12,260,000 $ 437,857 $ 131,000
Weld, Colorado 28 $ 10,510,000 $ 375,357 $ 131,000
St. Charles, Missouri 28 $ 6,570,000 $ 234,642 $ 120,000
El Paso, Texas 28 $ 5,740,000 $ 205,000 $ 124,000
Rockingham, New Hampshire 27 $ 9,875,000 $ 365,740 $ 131,000
Sandoval, New Mexico 27 $ 7,415,000 $ 274,629 $ 103,000
Onslow, North Carolina 27 $ 6,065,000 $ 224,629 $ 102,000
Bucks, Pennsylvania 27 $ 11,405,000 $ 422,407 $ 157,000
Greenville, South Carolina 27 $ 7,755,000 $ 287,222 $ 119,000
Bell, Texas 27 $ 5,925,000 $ 219,444 $ 91,000
Imperial, California 26 $ 6,860,000 $ 263,846 $ 157,000
Volusia, Florida 26 $ 9,760,000 $ 375,384 $ 258,000
Marion, Indiana 26 $ 6,290,000 $ 241,923 $ 96,000
Worcester, Massachusetts 26 $ 8,200,000 $ 315,384 $ 130,000
Washtenaw, Michigan 26 $ 8,220,000 $ 316,153 $ 105,000
Sarpy, Nebraska 26 $ 7,350,000 $ 282,692 $ 104,000
Garfield, Oklahoma 26 $ 6,190,000 $ 238,076 $ 91,000
Island, Washington 26 $ 9,100,000 $ 350,000 $ 144,000
Santa Barbara, California 25 $ 11,305,000 $ 452,200 $ 132,000
Collier, Florida 25 $ 9,165,000 $ 366,600 $ 144,000
Columbia, Georgia 25 $ 6,465,000 $ 258,600 $ 111,000
Fayette, Georgia 25 $ 10,585,000 $ 423,400 $ 196,000
Kauai, Hawaii 25 $ 13,315,000 $ 532,600 $ 193,000
Lane, Oregon 25 $ 6,965,000 $ 278,600 $ 122,000
Philadelphia, Pennsylvania 25 $ 6,485,000 $ 259,400 $ 151,000
Escambia, Florida 24 $ 6,120,000 $ 255,000 $ 121,000
Pasco, Florida 24 $ 6,280,000 $ 261,666 $ 99,000
Coweta, Georgia 24 $ 8,230,000 $ 342,916 $ 171,000
Baltimore, Maryland 24 $ 7,230,000 $ 301,250 $ 139,000
Essex, New Jersey 24 $ 9,170,000 $ 382,083 $ 148,000
Hudson, New Jersey 24 $ 10,820,000 $ 450,833 $ 149,000
Hamilton, Ohio 24 $ 7,050,000 $ 293,750 $ 131,000
Guadalupe, Texas 24 $ 6,880,000 $ 286,666 $ 110,000
Summit, Utah 24 $ 13,460,000 $ 560,833 $ 209,000
Benton, Arkansas 23 $ 6,945,000 $ 301,956 $ 135,000
Sussex, Delaware 23 $ 7,325,000 $ 318,478 $ 144,000
Bay, Florida 23 $ 4,885,000 $ 212,391 $ 96,000
Orleans, Louisiana 23 $ 8,215,000 $ 357,173 $ 160,000
Frederick, Maryland 23 $ 8,635,000 $ 375,434 $ 130,000
Gallatin, Montana 23 $ 7,915,000 $ 344,130 $ 148,000
Moore, North Carolina 23 $ 8,285,000 $ 360,217 $ 111,000
Henrico, Virginia 23 $ 8,225,000 $ 357,608 $ 138,000
Yakima, Washington 23 $ 6,415,000 $ 278,913 $ 97,000
Madison, Alabama 22 $ 6,410,000 $ 291,363 $ 118,000
Matanuska-Susitna, Alaska 22 $ 5,970,000 $ 271,363 $ 106,000
Southeast Fairbanks, Alaska 22 $ 5,840,000 $ 265,454 $ 82,000
San Francisco, California 22 $ 13,630,000 $ 619,545 $ 180,000
Polk, Florida 22 $ 4,840,000 $ 220,000 $ 97,000
Sarasota, Florida 22 $ 7,670,000 $ 348,636 $ 133,000
Kane, Illinois 22 $ 5,610,000 $ 255,000 $ 105,000
Johnson, Missouri 22 $ 5,430,000 $ 246,818 $ 96,000
Ocean, New Jersey 22 $ 7,070,000 $ 321,363 $ 135,000
Cuyahoga, Ohio 22 $ 4,960,000 $ 225,454 $ 128,000
Washington, Utah 22 $ 8,070,000 $ 366,818 $ 116,000
Alexandria, Virginia 22 $ 11,300,000 $ 513,636 $ 140,000
Butte, California 21 $ 8,335,000 $ 396,904 $ 133,000
Douglas, Nevada 21 $ 7,365,000 $ 350,714 $ 139,000
Rockland, New York 21 $ 7,825,000 $ 372,619 $ 187,000
Brazoria, Texas 21 $ 5,565,000 $ 265,000 $ 129,000
Comal, Texas 21 $ 9,165,000 $ 436,428 $ 169,000
Rockwall, Texas 21 $ 6,855,000 $ 326,428 $ 148,000
Yolo, California 20 $ 8,800,000 $ 440,000 $ 130,000
St. Lucie, Florida 20 $ 3,810,000 $ 190,500 $ 89,000
Suffolk, Massachusetts 20 $ 8,180,000 $ 409,000 $ 189,000
Flathead, Montana 20 $ 5,740,000 $ 287,000 $ 108,000
Burlington, New Jersey 20 $ 5,150,000 $ 257,500 $ 113,000
Durham, North Carolina 20 $ 6,010,000 $ 300,500 $ 129,000
Montgomery, Ohio 20 $ 4,690,000 $ 234,500 $ 108,000
Berkeley, South Carolina 20 $ 5,700,000 $ 285,000 $ 103,000
Richland, South Carolina 20 $ 5,050,000 $ 252,500 $ 110,000
Hays, Texas 20 $ 6,550,000 $ 327,500 $ 145,000
Benton, Washington 20 $ 6,120,000 $ 306,000 $ 122,000
San Mateo, California 19 $ 12,025,000 $ 632,894 $ 159,000
Macomb, Michigan 19 $ 4,985,000 $ 262,368 $ 112,000
St. Louis City, Missouri 19 $ 5,615,000 $ 295,526 $ 137,000
Erie, New York 19 $ 3,775,000 $ 198,684 $ 90,000
Delaware, Ohio 19 $ 6,805,000 $ 358,157 $ 133,000
Beaufort, South Carolina 19 $ 6,815,000 $ 358,684 $ 152,000
Lexington, South Carolina 19 $ 4,995,000 $ 262,894 $ 136,000
Berkeley, West Virginia 19 $ 4,485,000 $ 236,052 $ 85,000
Waukesha, Wisconsin 19 $ 6,705,000 $ 352,894 $ 151,000
Santa Cruz, California 18 $ 8,790,000 $ 488,333 $ 150,000
Manatee, Florida 18 $ 5,860,000 $ 325,555 $ 146,000
Kent, Michigan 18 $ 3,810,000 $ 211,666 $ 90,000
Boone, Missouri 18 $ 4,730,000 $ 262,777 $ 187,000
Jackson, Oregon 18 $ 5,920,000 $ 328,888 $ 107,000
Horry, South Carolina 18 $ 3,700,000 $ 205,555 $ 91,000
Knox, Tennessee 18 $ 5,890,000 $ 327,222 $ 172,000
Fauquier, Virginia 18 $ 6,930,000 $ 385,000 $ 118,000
Baldwin, Alabama 17 $ 5,585,000 $ 328,529 $ 126,000
Fairbanks North Star, Alaska 17 $ 4,165,000 $ 245,000 $ 114,000
McHenry, Illinois 17 $ 4,505,000 $ 265,000 $ 144,000
Jefferson, Kentucky 17 $ 5,355,000 $ 315,000 $ 149,000
Scott, Minnesota 17 $ 6,115,000 $ 359,705 $ 140,000
Orange, New York 17 $ 3,935,000 $ 231,470 $ 85,000
Guilford, North Carolina 17 $ 4,925,000 $ 289,705 $ 140,000
Jackson, Oklahoma 17 $ 3,585,000 $ 210,882 $ 90,000
Dane, Wisconsin 17 $ 6,035,000 $ 355,000 $ 140,000
Milwaukee, Wisconsin 17 $ 3,695,000 $ 217,352 $ 128,000
Clay, Florida 16 $ 4,710,000 $ 294,375 $ 94,000
Polk, Iowa 16 $ 4,020,000 $ 251,250 $ 101,000
Barnstable, Massachusetts 16 $ 7,020,000 $ 438,750 $ 168,000
Passaic, New Jersey 16 $ 5,250,000 $ 328,125 $ 151,000
Union, New Jersey 16 $ 5,900,000 $ 368,750 $ 181,000
Otero, New Mexico 16 $ 3,880,000 $ 242,500 $ 111,000
Bronx, New York 16 $ 8,130,000 $ 508,125 $ 119,000
Richmond, New York 16 $ 6,870,000 $ 429,375 $ 139,000
Warren, Ohio 16 $ 5,460,000 $ 341,250 $ 126,000
Cleveland, Oklahoma 16 $ 3,960,000 $ 247,500 $ 108,000
Providence, Rhode Island 16 $ 4,790,000 $ 299,375 $ 115,000
Dorchester, South Carolina 16 $ 4,350,000 $ 271,875 $ 98,000
Taylor, Texas 16 $ 4,220,000 $ 263,750 $ 97,000
Arlington, Virginia 16 $ 7,540,000 $ 471,250 $ 216,000
Norfolk, Virginia 16 $ 5,740,000 $ 358,750 $ 145,000
Shelby, Alabama 15 $ 4,275,000 $ 285,000 $ 182,000
Marin, California 15 $ 10,605,000 $ 707,000 $ 488,000
Plymouth, Massachusetts 15 $ 5,315,000 $ 354,333 $ 118,000
Olmsted, Minnesota 15 $ 5,205,000 $ 347,000 $ 164,000
Missoula, Montana 15 $ 5,215,000 $ 347,666 $ 167,000
Hamilton, Tennessee 15 $ 4,625,000 $ 308,333 $ 113,000
Lee, Alabama 14 $ 4,150,000 $ 296,428 $ 115,000
Kent, Delaware 14 $ 3,730,000 $ 266,428 $ 99,000
Lake, Florida 14 $ 4,820,000 $ 344,285 $ 161,000
Leon, Florida 14 $ 3,060,000 $ 218,571 $ 129,000
Osceola, Florida 14 $ 4,150,000 $ 296,428 $ 119,000
Henry, Georgia 14 $ 3,450,000 $ 246,428 $ 96,000
St. Clair, Illinois 14 $ 3,370,000 $ 240,714 $ 112,000
Bossier, Louisiana 14 $ 3,920,000 $ 280,000 $ 117,000
East Baton Rouge, Louisiana 14 $ 3,790,000 $ 270,714 $ 113,000
Hunterdon, New Jersey 14 $ 5,610,000 $ 400,714 $ 151,000
Mercer, New Jersey 14 $ 3,990,000 $ 285,000 $ 134,000
Santa Fe, New Mexico 14 $ 6,700,000 $ 478,571 $ 140,000
Summit, Ohio 14 $ 3,570,000 $ 255,000 $ 103,000
Canadian, Oklahoma 14 $ 3,650,000 $ 260,714 $ 90,000
Montgomery, Tennessee 14 $ 3,510,000 $ 250,714 $ 97,000
Galveston, Texas 14 $ 5,030,000 $ 359,285 $ 152,000
Newport News, Virginia 14 $ 3,760,000 $ 268,571 $ 78,000
Clallam, Washington 14 $ 3,920,000 $ 280,000 $ 142,000
Mobile, Alabama 13 $ 2,675,000 $ 205,769 $ 81,000
Eagle, Colorado 13 $ 5,345,000 $ 411,153 $ 135,000
Charlotte, Florida 13 $ 3,555,000 $ 273,461 $ 115,000
Lake, Indiana 13 $ 2,925,000 $ 225,000 $ 106,000
Shawnee, Kansas 13 $ 2,965,000 $ 228,076 $ 106,000
Carver, Minnesota 13 $ 4,175,000 $ 321,153 $ 110,000
Wright, Minnesota 13 $ 3,225,000 $ 248,076 $ 102,000
Camden, Missouri 13 $ 2,625,000 $ 201,923 $ 129,000
Lancaster, Nebraska 13 $ 3,635,000 $ 279,615 $ 125,000
Cumberland, North Carolina 13 $ 2,845,000 $ 218,846 $ 110,000
Sumter, South Carolina 13 $ 4,015,000 $ 308,846 $ 123,000
Wilson, Tennessee 13 $ 4,235,000 $ 325,769 $ 116,000
Nueces, Texas 13 $ 3,305,000 $ 254,230 $ 133,000
Tulare, California 12 $ 3,000,000 $ 250,000 $ 109,000
Broomfield, Colorado 12 $ 5,450,000 $ 454,166 $ 132,000
Sumter, Florida 12 $ 3,600,000 $ 300,000 $ 98,000
Walton, Florida 12 $ 4,830,000 $ 402,500 $ 187,000
Lowndes, Georgia 12 $ 2,370,000 $ 197,500 $ 74,000
Douglas, Kansas 12 $ 3,500,000 $ 291,666 $ 125,000
Riley, Kansas 12 $ 2,970,000 $ 247,500 $ 127,000
Bristol, Massachusetts 12 $ 3,940,000 $ 328,333 $ 104,000
Hampden, Massachusetts 12 $ 3,050,000 $ 254,166 $ 138,000
Elko, Nevada 12 $ 3,590,000 $ 299,166 $ 131,000
Gloucester, New Jersey 12 $ 3,180,000 $ 265,000 $ 105,000
Dutchess, New York 12 $ 4,250,000 $ 354,166 $ 134,000
Linn, Oregon 12 $ 2,680,000 $ 223,333 $ 76,000
Delaware, Pennsylvania 12 $ 5,720,000 $ 476,666 $ 235,000
Spartanburg, South Carolina 12 $ 2,610,000 $ 217,500 $ 78,000
Ellis, Texas 12 $ 3,450,000 $ 287,500 $ 139,000
Hanover, Virginia 12 $ 3,970,000 $ 330,833 $ 121,000
Mason, Washington 12 $ 3,670,000 $ 305,833 $ 122,000
Yuma, Arizona 11 $ 3,085,000 $ 280,454 $ 143,000
Pulaski, Arkansas 11 $ 3,175,000 $ 288,636 $ 73,000
Merced, California 11 $ 3,455,000 $ 314,090 $ 133,000
Porter, Indiana 11 $ 2,725,000 $ 247,727 $ 196,000
York, Maine 11 $ 3,075,000 $ 279,545 $ 110,000
Baltimore City, Maryland 11 $ 2,395,000 $ 217,727 $ 119,000
Calvert, Maryland 11 $ 4,355,000 $ 395,909 $ 136,000
Carroll, Maryland 11 $ 4,295,000 $ 390,454 $ 123,000
St. Mary's, Maryland 11 $ 4,595,000 $ 417,727 $ 147,000
Livingston, Michigan 11 $ 3,525,000 $ 320,454 $ 145,000
Carson City, Nevada 11 $ 3,845,000 $ 349,545 $ 108,000
Grafton, New Hampshire 11 $ 2,825,000 $ 256,818 $ 82,000
Cape May, New Jersey 11 $ 4,045,000 $ 367,727 $ 261,000
Butler, Ohio 11 $ 2,375,000 $ 215,909 $ 112,000
Greene, Ohio 11 $ 3,355,000 $ 305,000 $ 136,000
Sumner, Tennessee 11 $ 3,815,000 $ 346,818 $ 125,000
Hidalgo, Texas 11 $ 2,395,000 $ 217,727 $ 138,000
Kenosha, Wisconsin 11 $ 2,845,000 $ 258,636 $ 91,000
Cochise, Arizona 10 $ 2,590,000 $ 259,000 $ 93,000
Mohave, Arizona 10 $ 2,040,000 $ 204,000 $ 74,000
Shasta, California 10 $ 2,750,000 $ 275,000 $ 76,000
Bartow, Georgia 10 $ 2,330,000 $ 233,000 $ 102,000
Hall, Georgia 10 $ 3,360,000 $ 336,000 $ 107,000
Walton, Georgia 10 $ 2,750,000 $ 275,000 $ 99,000
St. Joseph, Indiana 10 $ 1,810,000 $ 181,000 $ 58,000
Scott, Iowa 10 $ 2,890,000 $ 289,000 $ 91,000
Jefferson, Louisiana 10 $ 2,830,000 $ 283,000 $ 173,000
Harford, Maryland 10 $ 3,390,000 $ 339,000 $ 87,000
Kalamazoo, Michigan 10 $ 3,600,000 $ 360,000 $ 146,000
Harrison, Mississippi 10 $ 1,750,000 $ 175,000 $ 77,000
Ravalli, Montana 10 $ 3,100,000 $ 310,000 $ 198,000
Camden, New Jersey 10 $ 2,790,000 $ 279,000 $ 136,000
Monroe, New York 10 $ 2,490,000 $ 249,000 $ 106,000
Brunswick, North Carolina 10 $ 3,180,000 $ 318,000 $ 162,000
Forsyth, North Carolina 10 $ 2,730,000 $ 273,000 $ 141,000
New Hanover, North Carolina 10 $ 3,350,000 $ 335,000 $ 97,000
Lorain, Ohio 10 $ 2,050,000 $ 205,000 $ 86,000
Lucas, Ohio 10 $ 3,040,000 $ 304,000 $ 122,000
Polk, Oregon 10 $ 3,390,000 $ 339,000 $ 126,000
Northampton, Pennsylvania 10 $ 2,850,000 $ 285,000 $ 151,000
Grayson, Texas 10 $ 2,220,000 $ 222,000 $ 148,000
Johnson, Texas 10 $ 2,690,000 $ 269,000 $ 119,000
Val Verde, Texas 10 $ 1,820,000 $ 182,000 $ 75,000
James City, Virginia 10 $ 3,300,000 $ 330,000 $ 156,000
Coconino, Arizona 9 $ 3,215,000 $ 357,222 $ 144,000
Washington, Arkansas 9 $ 2,555,000 $ 283,888 $ 148,000
San Benito, California 9 $ 4,485,000 $ 498,333 $ 165,000
Yuba, California 9 $ 3,045,000 $ 338,333 $ 93,000
Alachua, Florida 9 $ 2,445,000 $ 271,666 $ 207,000
Flagler, Florida 9 $ 2,145,000 $ 238,333 $ 102,000
Barrow, Georgia 9 $ 2,355,000 $ 261,666 $ 94,000
Bonner, Idaho 9 $ 3,555,000 $ 395,000 $ 180,000
Hendricks, Indiana 9 $ 2,245,000 $ 249,444 $ 128,000
Lafayette, Louisiana 9 $ 2,215,000 $ 246,111 $ 115,000
Buchanan, Missouri 9 $ 2,395,000 $ 266,111 $ 84,000
Stone, Missouri 9 $ 2,575,000 $ 286,111 $ 201,000
Yellowstone, Montana 9 $ 2,995,000 $ 332,777 $ 130,000
Dona Ana, New Mexico 9 $ 1,805,000 $ 200,555 $ 122,000
Los Alamos, New Mexico 9 $ 3,045,000 $ 338,333 $ 136,000
Gaston, North Carolina 9 $ 2,315,000 $ 257,222 $ 72,000
Lake, Ohio 9 $ 2,535,000 $ 281,666 $ 96,000
Portage, Ohio 9 $ 2,035,000 $ 226,111 $ 99,000
Lancaster, Pennsylvania 9 $ 3,215,000 $ 357,222 $ 107,000
Anderson, South Carolina 9 $ 2,385,000 $ 265,000 $ 92,000
Lancaster, South Carolina 9 $ 2,915,000 $ 323,888 $ 113,000
Pickens, South Carolina 9 $ 2,435,000 $ 270,555 $ 106,000
McLennan, Texas 9 $ 1,895,000 $ 210,555 $ 108,000
Chittenden, Vermont 9 $ 3,435,000 $ 381,666 $ 143,000
York, Virginia 9 $ 3,265,000 $ 362,777 $ 142,000
Chelan, Washington 9 $ 3,385,000 $ 376,111 $ 235,000
Walla Walla, Washington 9 $ 3,295,000 $ 366,111 $ 116,000
Navajo, Arizona 8 $ 1,880,000 $ 235,000 $ 167,000
Nevada, California 8 $ 3,010,000 $ 376,250 $ 158,000
Litchfield, Connecticut 8 $ 4,190,000 $ 523,750 $ 192,000
Middlesex, Connecticut 8 $ 2,780,000 $ 347,500 $ 88,000
Muscogee, Georgia 8 $ 2,260,000 $ 282,500 $ 131,000
Paulding, Georgia 8 $ 2,190,000 $ 273,750 $ 64,000
Monroe, Indiana 8 $ 1,660,000 $ 207,500 $ 101,000
Butler, Kansas 8 $ 1,830,000 $ 228,750 $ 116,000
Oldham, Kentucky 8 $ 4,240,000 $ 530,000 $ 140,000
Ottawa, Michigan 8 $ 2,210,000 $ 276,250 $ 111,000
Lewis and Clark, Montana 8 $ 2,460,000 $ 307,500 $ 136,000
Merrimack, New Hampshire 8 $ 2,450,000 $ 306,250 $ 108,000
Chaves, New Mexico 8 $ 2,030,000 $ 253,750 $ 75,000
Putnam, New York 8 $ 2,960,000 $ 370,000 $ 168,000
Buncombe, North Carolina 8 $ 2,740,000 $ 342,500 $ 146,000
Harnett, North Carolina 8 $ 1,760,000 $ 220,000 $ 82,000
Lincoln, North Carolina 8 $ 2,310,000 $ 288,750 $ 124,000
Pitt, North Carolina 8 $ 1,160,000 $ 145,000 $ 72,000
Licking, Ohio 8 $ 2,000,000 $ 250,000 $ 136,000
Benton, Oregon 8 $ 3,010,000 $ 376,250 $ 180,000
Cumberland, Pennsylvania 8 $ 2,570,000 $ 321,250 $ 142,000
Lehigh, Pennsylvania 8 $ 2,070,000 $ 258,750 $ 172,000
Westmoreland, Pennsylvania 8 $ 1,950,000 $ 243,750 $ 182,000
Rutherford, Tennessee 8 $ 3,070,000 $ 383,750 $ 129,000
Parker, Texas 8 $ 2,540,000 $ 317,500 $ 131,000
Albemarle, Virginia 8 $ 2,670,000 $ 333,750 $ 109,000
Spotsylvania, Virginia 8 $ 3,040,000 $ 380,000 $ 145,000
Suffolk, Virginia 8 $ 2,980,000 $ 372,500 $ 132,000
Racine, Wisconsin 8 $ 2,190,000 $ 273,750 $ 107,000
Washington, Wisconsin 8 $ 2,130,000 $ 266,250 $ 98,000
Russell, Alabama 7 $ 1,035,000 $ 147,857 $ 74,000
Madera, California 7 $ 2,425,000 $ 346,428 $ 177,000
New London, Connecticut 7 $ 2,515,000 $ 359,285 $ 141,000
Monroe, Florida 7 $ 4,085,000 $ 583,571 $ 259,000
Harris, Georgia 7 $ 2,045,000 $ 292,142 $ 106,000
Twin Falls, Idaho 7 $ 2,405,000 $ 343,571 $ 90,000
Kendall, Illinois 7 $ 2,155,000 $ 307,857 $ 207,000
Allen, Indiana 7 $ 1,445,000 $ 206,428 $ 106,000
Fayette, Kentucky 7 $ 2,245,000 $ 320,714 $ 132,000
Rapides, Louisiana 7 $ 1,675,000 $ 239,285 $ 105,000
St. Tammany, Louisiana 7 $ 2,405,000 $ 343,571 $ 127,000
Charles, Maryland 7 $ 2,955,000 $ 422,142 $ 105,000
Monroe, Michigan 7 $ 2,785,000 $ 397,857 $ 228,000
Crow Wing, Minnesota 7 $ 1,655,000 $ 236,428 $ 92,000
Sherburne, Minnesota 7 $ 1,495,000 $ 213,571 $ 120,000
St. Louis, Minnesota 7 $ 1,875,000 $ 267,857 $ 116,000
Churchill, Nevada 7 $ 1,915,000 $ 273,571 $ 95,000
Lyon, Nevada 7 $ 1,785,000 $ 255,000 $ 64,000
Onondaga, New York 7 $ 1,605,000 $ 229,285 $ 129,000
Saratoga, New York 7 $ 2,195,000 $ 313,571 $ 125,000
Warren, New York 7 $ 1,805,000 $ 257,857 $ 125,000
Johnston, North Carolina 7 $ 1,645,000 $ 235,000 $ 71,000
Orange, North Carolina 7 $ 2,485,000 $ 355,000 $ 171,000
Clermont, Ohio 7 $ 2,005,000 $ 286,428 $ 128,000
Rogers, Oklahoma 7 $ 2,015,000 $ 287,857 $ 272,000
Klamath, Oregon 7 $ 2,135,000 $ 305,000 $ 83,000
Maury, Tennessee 7 $ 1,715,000 $ 245,000 $ 60,000
Bastrop, Texas 7 $ 1,755,000 $ 250,714 $ 106,000
Brazos, Texas 7 $ 2,025,000 $ 289,285 $ 177,000
Kendall, Texas 7 $ 2,105,000 $ 300,714 $ 149,000
Midland, Texas 7 $ 2,175,000 $ 310,714 $ 83,000
Morgan, Utah 7 $ 2,955,000 $ 422,142 $ 145,000
Tooele, Utah 7 $ 2,755,000 $ 393,571 $ 115,000
Frederick, Virginia 7 $ 1,915,000 $ 273,571 $ 104,000
Montgomery, Virginia 7 $ 1,795,000 $ 256,428 $ 97,000
Richmond City, Virginia 7 $ 2,035,000 $ 290,714 $ 109,000
Cowlitz, Washington 7 $ 2,035,000 $ 290,714 $ 93,000
Lewis, Washington 7 $ 2,135,000 $ 305,000 $ 90,000
Skagit, Washington 7 $ 3,025,000 $ 432,142 $ 138,000
Jefferson, West Virginia 7 $ 2,635,000 $ 376,428 $ 137,000
Walworth, Wisconsin 7 $ 1,915,000 $ 273,571 $ 103,000
Autauga, Alabama 6 $ 1,430,000 $ 238,333 $ 107,000
Limestone, Alabama 6 $ 2,040,000 $ 340,000 $ 137,000
Montgomery, Alabama 6 $ 970,000 $ 161,666 $ 53,000
Lonoke, Arkansas 6 $ 1,310,000 $ 218,333 $ 69,000
Saline, Arkansas 6 $ 1,070,000 $ 178,333 $ 86,000
Humboldt, California 6 $ 2,080,000 $ 346,666 $ 121,000
Kings, California 6 $ 1,720,000 $ 286,666 $ 109,000
Mono, California 6 $ 1,550,000 $ 258,333 $ 320,000
Napa, California 6 $ 2,800,000 $ 466,666 $ 187,000
Summit, Colorado 6 $ 3,290,000 $ 548,333 $ 128,000
Citrus, Florida 6 $ 940,000 $ 156,666 $ 66,000
Hernando, Florida 6 $ 1,140,000 $ 190,000 $ 77,000
Martin, Florida 6 $ 1,910,000 $ 318,333 $ 114,000
Nassau, Florida 6 $ 1,520,000 $ 253,333 $ 114,000
Chatham, Georgia 6 $ 1,820,000 $ 303,333 $ 124,000
Clayton, Georgia 6 $ 1,050,000 $ 175,000 $ 77,000
Effingham, Georgia 6 $ 1,720,000 $ 286,666 $ 98,000
Jackson, Georgia 6 $ 1,440,000 $ 240,000 $ 110,000
Richmond, Georgia 6 $ 1,330,000 $ 221,666 $ 70,000
Bannock, Idaho 6 $ 1,620,000 $ 270,000 $ 106,000
Elmore, Idaho 6 $ 1,300,000 $ 216,666 $ 116,000
Madison, Idaho 6 $ 1,770,000 $ 295,000 $ 118,000
Madison, Illinois 6 $ 1,630,000 $ 271,666 $ 99,000
Boone, Indiana 6 $ 2,110,000 $ 351,666 $ 142,000
Johnson, Indiana 6 $ 1,460,000 $ 243,333 $ 98,000
Miami, Kansas 6 $ 2,100,000 $ 350,000 $ 204,000
Hampshire, Massachusetts 6 $ 1,870,000 $ 311,666 $ 206,000
Clinton, Missouri 6 $ 1,140,000 $ 190,000 $ 77,000
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Mortgage Loan Application Detail Totals for NBKC Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,583 $3,935,505,000 $339,000 $1,965,000 $127,000 $7,343,000
Refinancing 6,924 $2,491,190,000 $359,000 $6,005,000 $143,000 $3,674,000
Cash-out Refinancing 3,883 $1,298,345,000 $334,000 $1,505,000 $128,000 $1,913,000
Home Improvement 361 $114,865,000 $318,000 $1,335,000 $117,000 $818,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,257 $4,459,175,000 $336,000 $1,955,000 $131,000 $7,343,000
Not Provided 4,590 $1,668,680,000 $363,000 $1,485,000 $138,000 $3,674,000
Asian 1,825 $700,165,000 $383,000 $1,565,000 $143,000 $2,000,000
Hispanic 1,673 $550,365,000 $328,000 $1,205,000 $115,000 $1,283,000
Black or African American 976 $292,680,000 $299,000 $1,075,000 $109,000 $541,000
American Indian or Alaskan Native 177 $54,705,000 $309,000 $725,000 $111,000 $734,000
Native Hawaiian or Other Pacific Islander 31 $12,075,000 $389,000 $1,005,000 $115,000 $255,000
Not applicable 27 $17,135,000 $634,000 $6,005,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,210 $5,284,440,000 $347,000 $6,005,000 $141,000 $7,343,000
VA-guaranteed (Veterans Administration) 6,208 $2,199,720,000 $354,000 $1,955,000 $113,000 $1,098,000
FHA-insured (Federal Housing Administration) 1,333 $355,745,000 $266,000 $1,285,000 $89,000 $440,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,040 $4,449,620,000 $341,000 $6,005,000 $131,000 $1,849,000
Application Withdrawn By Applicant 6,074 $2,107,160,000 $346,000 $1,955,000 $140,000 $7,343,000
Preapproval Approved but not Accepted 2,227 $829,105,000 $372,000 $1,405,000 $125,000 $991,000
Application Denied By Financial Institution 993 $317,155,000 $319,000 $1,505,000 $115,000 $2,535,000
Preapproval Denied by Financial Institution 189 $69,475,000 $367,000 $1,505,000 $104,000 $451,000
Application Approved But Not Accepted 120 $41,470,000 $345,000 $1,115,000 $124,000 $818,000
File Closed For Incompleteness 86 $20,240,000 $235,000 $1,355,000 $99,000 $541,000
Loan Purchased By The Institution 22 $5,680,000 $258,000 $555,000 $75,000 $143,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 21,569 $7,453,275,000 $345,000 $6,005,000 $133,000 $7,343,000
Credit Application Incomplete 371 $129,025,000 $347,000 $1,505,000 $132,000 $1,799,000
Credit History 359 $93,965,000 $261,000 $1,105,000 $98,000 $2,535,000
Debt-To-Income Ratio 210 $81,220,000 $386,000 $1,425,000 $95,000 $1,072,000
Collateral 116 $35,930,000 $309,000 $1,085,000 $121,000 $500,000
Other 78 $29,730,000 $381,000 $1,505,000 $133,000 $975,000
Unverifiable Information 32 $12,280,000 $383,000 $1,365,000 $111,000 $299,000
Employment History 16 $4,480,000 $280,000 $545,000 $92,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NBKC Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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