Nexbank Mortgage Lending & HMDA Data, 2019

In 2019, Nexbank of Dallas, TX reported 15,855 mortgage applications totaling $4.7 billion, up 219% from 2018. The average application was for $294,269, and applicants reported an average income of $140,392. 30% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (938), Dallas-Plano-Irving, TX (888) and San Antonio-New Braunfels, TX (878) (applications in parentheses).

Mortgage Company & Address Nexbank
2515 McKinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,855
Total Mortgage Loan Application Amount $4,665,635,000
Average Mortgage Loan Application Amount $294,269
Highest Mortgage Loan Application Amount $46,505,000
Average Applicant Income $140,392
Highest Applicant Income $2,415,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexbank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 856 $ 405,430,000 $ 473,633 $ 173,000
Bexar, Texas 613 $ 127,845,000 $ 208,556 $ 148,000
San Diego, California 504 $ 202,590,000 $ 401,964 $ 139,000
Harris, Texas 500 $ 93,510,000 $ 187,020 $ 140,000
Riverside, California 331 $ 112,725,000 $ 340,558 $ 128,000
Travis, Texas 331 $ 103,595,000 $ 312,975 $ 164,000
Orange, California 306 $ 135,050,000 $ 441,339 $ 166,000
Tarrant, Texas 303 $ 74,275,000 $ 245,132 $ 128,000
Maricopa, Arizona 292 $ 75,630,000 $ 259,006 $ 127,000
Cook, Illinois 289 $ 70,105,000 $ 242,577 $ 115,000
Dallas, Texas 284 $ 74,610,000 $ 262,711 $ 164,000
Collin, Texas 269 $ 78,715,000 $ 292,620 $ 129,000
King, Washington 267 $ 146,265,000 $ 547,808 $ 170,000
Fulton, Georgia 242 $ 77,420,000 $ 319,917 $ 151,000
Denton, Texas 231 $ 65,785,000 $ 284,783 $ 164,000
Contra Costa, California 221 $ 86,355,000 $ 390,746 $ 153,000
Alameda, California 220 $ 91,420,000 $ 415,545 $ 150,000
Sacramento, California 219 $ 61,085,000 $ 278,926 $ 123,000
Bell, Texas 193 $ 38,085,000 $ 197,331 $ 66,000
San Bernardino, California 190 $ 54,340,000 $ 286,000 $ 132,000
Snohomish, Washington 186 $ 68,110,000 $ 366,182 $ 125,000
Williamson, Texas 181 $ 48,725,000 $ 269,198 $ 137,000
Clark, Nevada 164 $ 35,320,000 $ 215,365 $ 124,000
San Joaquin, California 154 $ 44,980,000 $ 292,077 $ 110,000
Santa Clara, California 150 $ 71,600,000 $ 477,333 $ 176,000
Cobb, Georgia 142 $ 37,420,000 $ 263,521 $ 113,000
Fort Bend, Texas 136 $ 34,200,000 $ 251,470 $ 152,000
DeKalb, Georgia 128 $ 37,270,000 $ 291,171 $ 147,000
Guadalupe, Texas 124 $ 30,560,000 $ 246,451 $ 125,000
Forsyth, Georgia 123 $ 39,875,000 $ 324,186 $ 134,000
Broward, Florida 109 $ 20,005,000 $ 183,532 $ 144,000
Jefferson, Colorado 107 $ 34,735,000 $ 324,626 $ 121,000
Ventura, California 105 $ 43,865,000 $ 417,761 $ 161,000
Arapahoe, Colorado 100 $ 30,190,000 $ 301,900 $ 108,000
Cherokee, Georgia 90 $ 24,180,000 $ 268,666 $ 125,000
Fresno, California 88 $ 19,180,000 $ 217,954 $ 107,000
Solano, California 88 $ 26,810,000 $ 304,659 $ 120,000
Miami-Dade, Florida 88 $ 20,340,000 $ 231,136 $ 169,000
Hays, Texas 88 $ 23,010,000 $ 261,477 $ 140,000
Gwinnett, Georgia 87 $ 22,405,000 $ 257,528 $ 127,000
Montgomery, Texas 85 $ 21,065,000 $ 247,823 $ 137,000
Stanislaus, California 83 $ 62,825,000 $ 756,927 $ 95,000
San Mateo, California 82 $ 40,750,000 $ 496,951 $ 182,000
Kern, California 81 $ 13,715,000 $ 169,320 $ 175,000
Fairfax, Virginia 81 $ 29,535,000 $ 364,629 $ 153,000
Comal, Texas 77 $ 22,865,000 $ 296,948 $ 167,000
Denver, Colorado 76 $ 24,270,000 $ 319,342 $ 111,000
Adams, Colorado 72 $ 20,030,000 $ 278,194 $ 91,000
Larimer, Colorado 72 $ 22,720,000 $ 315,555 $ 98,000
Palm Beach, Florida 72 $ 14,110,000 $ 195,972 $ 73,000
Pierce, Washington 72 $ 22,460,000 $ 311,944 $ 109,000
Douglas, Colorado 68 $ 25,660,000 $ 377,352 $ 141,000
Middlesex, Massachusetts 62 $ 25,770,000 $ 415,645 $ 146,000
Clallam, Washington 62 $ 10,370,000 $ 167,258 $ 82,000
Johnson, Kansas 61 $ 16,465,000 $ 269,918 $ 117,000
El Paso, Texas 61 $ 9,655,000 $ 158,278 $ 0
Galveston, Texas 59 $ 12,335,000 $ 209,067 $ 154,000
Sonoma, California 56 $ 18,530,000 $ 330,892 $ 249,000
Placer, California 54 $ 21,490,000 $ 397,962 $ 148,000
Santa Barbara, California 54 $ 18,800,000 $ 348,148 $ 139,000
Weld, Colorado 52 $ 15,330,000 $ 294,807 $ 112,000
Montgomery, Maryland 51 $ 18,645,000 $ 365,588 $ 180,000
San Francisco, California 50 $ 24,150,000 $ 483,000 $ 197,000
DuPage, Illinois 49 $ 11,865,000 $ 242,142 $ 115,000
Monterey, California 47 $ 14,125,000 $ 300,531 $ 160,000
Philadelphia, Pennsylvania 47 $ 6,315,000 $ 134,361 $ 134,000
Fairfield, Connecticut 46 $ 13,930,000 $ 302,826 $ 227,000
Prince George's, Maryland 46 $ 12,550,000 $ 272,826 $ 160,000
Suffolk, Massachusetts 46 $ 19,790,000 $ 430,217 $ 59,000
McLennan, Texas 45 $ 9,555,000 $ 212,333 $ 88,000
Tulare, California 43 $ 5,965,000 $ 138,720 $ 114,000
El Paso, Colorado 42 $ 11,020,000 $ 262,380 $ 108,000
Orange, Florida 42 $ 6,370,000 $ 151,666 $ 79,000
Nueces, Texas 42 $ 6,060,000 $ 144,285 $ 168,000
Brazoria, Texas 41 $ 9,955,000 $ 242,804 $ 149,000
Henrico, Virginia 40 $ 9,620,000 $ 240,500 $ 114,000
Lee, Florida 39 $ 7,045,000 $ 180,641 $ 182,000
Prince William, Virginia 39 $ 11,065,000 $ 283,717 $ 133,000
Ellis, Texas 38 $ 9,890,000 $ 260,263 $ 131,000
Salt Lake, Utah 37 $ 9,285,000 $ 250,945 $ 128,000
Plymouth, Massachusetts 36 $ 9,810,000 $ 272,500 $ 186,000
Pinellas, Florida 34 $ 7,320,000 $ 215,294 $ 204,000
Washington, Oregon 34 $ 9,930,000 $ 292,058 $ 203,000
District of Columbia, District Of Columbia 33 $ 15,695,000 $ 475,606 $ 156,000
Coryell, Texas 33 $ 6,035,000 $ 182,878 $ 79,000
El Dorado, California 31 $ 11,885,000 $ 383,387 $ 145,000
Wake, North Carolina 31 $ 8,205,000 $ 264,677 $ 0
Kitsap, Washington 31 $ 9,695,000 $ 312,741 $ 118,000
Hillsborough, Florida 30 $ 5,320,000 $ 177,333 $ 302,000
Multnomah, Oregon 30 $ 8,390,000 $ 279,666 $ 167,000
Loudoun, Virginia 30 $ 12,750,000 $ 425,000 $ 127,000
Merced, California 29 $ 5,705,000 $ 196,724 $ 104,000
Pinal, Arizona 28 $ 5,420,000 $ 193,571 $ 546,000
Boulder, Colorado 28 $ 9,470,000 $ 338,214 $ 119,000
Wayne, Michigan 28 $ 2,930,000 $ 104,642 $ 0
Washoe, Nevada 28 $ 7,010,000 $ 250,357 $ 80,000
Parker, Texas 28 $ 7,550,000 $ 269,642 $ 118,000
Rockwall, Texas 28 $ 7,900,000 $ 282,142 $ 136,000
Jefferson, Washington 28 $ 6,660,000 $ 237,857 $ 0
Paulding, Georgia 27 $ 5,765,000 $ 213,518 $ 92,000
Honolulu, Hawaii 27 $ 12,685,000 $ 469,814 $ 189,000
Utah, Utah 27 $ 6,665,000 $ 246,851 $ 167,000
Napa, California 26 $ 9,190,000 $ 353,461 $ 121,000
Hamilton, Indiana 26 $ 13,300,000 $ 511,538 $ 0
Baltimore, Maryland 26 $ 7,110,000 $ 273,461 $ 83,000
Hudson, New Jersey 26 $ 9,060,000 $ 348,461 $ 226,000
Morris, New Jersey 26 $ 9,680,000 $ 372,307 $ 54,000
Pima, Arizona 25 $ 4,765,000 $ 190,600 $ 278,000
Norfolk, Massachusetts 25 $ 10,015,000 $ 400,600 $ 66,000
Worcester, Massachusetts 25 $ 5,385,000 $ 215,400 $ 139,000
Brevard, Florida 24 $ 3,920,000 $ 163,333 $ 128,000
Bergen, New Jersey 24 $ 7,500,000 $ 312,500 $ 257,000
Richmond City, Virginia 24 $ 6,110,000 $ 254,583 $ 156,000
Hennepin, Minnesota 23 $ 4,585,000 $ 199,347 $ 0
Clark, Washington 22 $ 29,510,000 $ 1,341,363 $ 165,000
Marin, California 21 $ 12,095,000 $ 575,952 $ 202,000
Collier, Florida 21 $ 5,855,000 $ 278,809 $ 64,000
Kane, Illinois 21 $ 4,025,000 $ 191,666 $ 64,000
Will, Illinois 21 $ 4,435,000 $ 211,190 $ 171,000
Bernalillo, New Mexico 21 $ 3,905,000 $ 185,952 $ 0
Mecklenburg, North Carolina 21 $ 4,305,000 $ 205,000 $ 182,000
Lake, Illinois 20 $ 4,400,000 $ 220,000 $ 67,000
New Haven, Connecticut 19 $ 3,775,000 $ 198,684 $ 0
Sarasota, Florida 19 $ 4,085,000 $ 215,000 $ 0
Essex, Massachusetts 19 $ 5,845,000 $ 307,631 $ 107,000
Oakland, Michigan 19 $ 3,795,000 $ 199,736 $ 0
Jackson, Missouri 19 $ 2,665,000 $ 140,263 $ 96,000
Essex, New Jersey 19 $ 4,695,000 $ 247,105 $ 27,000
Monmouth, New Jersey 19 $ 6,565,000 $ 345,526 $ 168,000
Delaware, Pennsylvania 19 $ 3,035,000 $ 159,736 $ 0
Davidson, Tennessee 19 $ 3,535,000 $ 186,052 $ 134,000
Hidalgo, Texas 19 $ 3,245,000 $ 170,789 $ 148,000
Hunt, Texas 19 $ 4,475,000 $ 235,526 $ 135,000
Kaufman, Texas 19 $ 4,965,000 $ 261,315 $ 121,000
Duval, Florida 18 $ 2,310,000 $ 128,333 $ 160,000
Volusia, Florida 18 $ 2,430,000 $ 135,000 $ 150,000
Ocean, New Jersey 18 $ 5,200,000 $ 288,888 $ 0
Deschutes, Oregon 18 $ 4,840,000 $ 268,888 $ 212,000
Brazos, Texas 18 $ 3,950,000 $ 219,444 $ 161,000
Cameron, Texas 18 $ 3,390,000 $ 188,333 $ 412,000
Johnson, Texas 18 $ 5,020,000 $ 278,888 $ 109,000
Thurston, Washington 18 $ 4,840,000 $ 268,888 $ 131,000
Whatcom, Washington 18 $ 6,450,000 $ 358,333 $ 151,000
Santa Cruz, California 17 $ 6,045,000 $ 355,588 $ 231,000
Macomb, Michigan 17 $ 2,575,000 $ 151,470 $ 18,000
Clackamas, Oregon 17 $ 5,855,000 $ 344,411 $ 101,000
Grayson, Texas 17 $ 4,645,000 $ 273,235 $ 140,000
Kendall, Texas 17 $ 5,635,000 $ 331,470 $ 175,000
Wilson, Texas 17 $ 4,825,000 $ 283,823 $ 114,000
Arlington, Virginia 17 $ 6,045,000 $ 355,588 $ 154,000
San Luis Obispo, California 16 $ 6,190,000 $ 386,875 $ 126,000
St. Lucie, Florida 16 $ 2,750,000 $ 171,875 $ 89,000
Ada, Idaho 16 $ 3,480,000 $ 217,500 $ 41,000
Anne Arundel, Maryland 16 $ 4,780,000 $ 298,750 $ 94,000
Passaic, New Jersey 16 $ 4,060,000 $ 253,750 $ 64,000
Chester, Pennsylvania 16 $ 4,450,000 $ 278,125 $ 0
Montgomery, Pennsylvania 16 $ 4,330,000 $ 270,625 $ 164,000
Madera, California 15 $ 2,325,000 $ 155,000 $ 92,000
Shasta, California 15 $ 2,365,000 $ 157,666 $ 60,000
Yolo, California 15 $ 4,465,000 $ 297,666 $ 133,000
New Castle, Delaware 15 $ 2,975,000 $ 198,333 $ 0
Osceola, Florida 15 $ 2,545,000 $ 169,666 $ 93,000
Bartow, Georgia 15 $ 3,835,000 $ 255,666 $ 83,000
Barnstable, Massachusetts 15 $ 3,675,000 $ 245,000 $ 217,000
Horry, South Carolina 15 $ 2,905,000 $ 193,666 $ 68,000
Medina, Texas 15 $ 3,645,000 $ 243,000 $ 0
Pasco, Florida 14 $ 1,770,000 $ 126,428 $ 49,000
Union, New Jersey 14 $ 3,580,000 $ 255,714 $ 109,000
Marion, Oregon 14 $ 2,710,000 $ 193,571 $ 84,000
Jefferson, Alabama 13 $ 4,155,000 $ 319,615 $ 82,000
Manatee, Florida 13 $ 2,085,000 $ 160,384 $ 111,000
Clayton, Georgia 13 $ 1,645,000 $ 126,538 $ 79,000
McHenry, Illinois 13 $ 2,445,000 $ 188,076 $ 71,000
Rockingham, New Hampshire 13 $ 3,685,000 $ 283,461 $ 0
Cuyahoga, Ohio 13 $ 1,295,000 $ 99,615 $ 0
Franklin, Ohio 13 $ 1,765,000 $ 135,769 $ 0
Oklahoma, Oklahoma 13 $ 2,005,000 $ 154,230 $ 113,000
Providence, Rhode Island 13 $ 2,525,000 $ 194,230 $ 63,000
Williamson, Tennessee 13 $ 3,985,000 $ 306,538 $ 0
Lubbock, Texas 13 $ 1,635,000 $ 125,769 $ 188,000
Smith, Texas 13 $ 1,475,000 $ 113,461 $ 0
Milwaukee, Wisconsin 13 $ 1,215,000 $ 93,461 $ 0
Butte, California 12 $ 3,430,000 $ 285,833 $ 87,000
Nevada, California 12 $ 3,510,000 $ 292,500 $ 271,000
Lake, Florida 12 $ 1,550,000 $ 129,166 $ 0
Polk, Florida 12 $ 1,340,000 $ 111,666 $ 18,000
Hall, Georgia 12 $ 3,520,000 $ 293,333 $ 138,000
Dakota, Minnesota 12 $ 2,040,000 $ 170,000 $ 0
Cass, Missouri 12 $ 2,930,000 $ 244,166 $ 117,000
St. Louis, Missouri 12 $ 1,380,000 $ 115,000 $ 0
Hillsborough, New Hampshire 12 $ 2,870,000 $ 239,166 $ 0
Queens, New York 12 $ 7,270,000 $ 605,833 $ 118,000
Bucks, Pennsylvania 12 $ 2,460,000 $ 205,000 $ 0
Bastrop, Texas 12 $ 2,970,000 $ 247,500 $ 174,000
Hood, Texas 12 $ 3,160,000 $ 263,333 $ 77,000
Washington, Utah 12 $ 3,240,000 $ 270,000 $ 0
Mohave, Arizona 11 $ 2,795,000 $ 254,090 $ 180,000
Bristol, Massachusetts 11 $ 2,995,000 $ 272,272 $ 153,000
Douglas, Nebraska 11 $ 1,065,000 $ 96,818 $ 0
Suffolk, New York 11 $ 4,015,000 $ 365,000 $ 114,000
Jefferson, Texas 11 $ 1,835,000 $ 166,818 $ 157,000
Weber, Utah 11 $ 2,355,000 $ 214,090 $ 0
Chesterfield, Virginia 11 $ 2,085,000 $ 189,545 $ 80,000
Spokane, Washington 11 $ 2,895,000 $ 263,181 $ 167,000
Madison, Alabama 10 $ 1,980,000 $ 198,000 $ 0
Broomfield, Colorado 10 $ 3,310,000 $ 331,000 $ 110,000
Walton, Georgia 10 $ 2,250,000 $ 225,000 $ 91,000
Baltimore City, Maryland 10 $ 1,660,000 $ 166,000 $ 79,000
Howard, Maryland 10 $ 3,130,000 $ 313,000 $ 98,000
Burlington, New Jersey 10 $ 1,400,000 $ 140,000 $ 0
Camden, New Jersey 10 $ 1,270,000 $ 127,000 $ 69,000
Kings, New York 10 $ 5,830,000 $ 583,000 $ 203,000
Lane, Oregon 10 $ 2,630,000 $ 263,000 $ 263,000
Greenville, South Carolina 10 $ 1,950,000 $ 195,000 $ 0
Taylor, Texas 10 $ 1,610,000 $ 161,000 $ 170,000
Talladega, Alabama 9 $ 1,215,000 $ 135,000 $ 52,000
Yavapai, Arizona 9 $ 2,415,000 $ 268,333 $ 102,000
Imperial, California 9 $ 1,575,000 $ 175,000 $ 152,000
Lake, California 9 $ 2,105,000 $ 233,888 $ 191,000
Garfield, Colorado 9 $ 3,055,000 $ 339,444 $ 107,000
Pueblo, Colorado 9 $ 1,515,000 $ 168,333 $ 55,000
Flagler, Florida 9 $ 1,445,000 $ 160,555 $ 60,000
Fayette, Georgia 9 $ 2,985,000 $ 331,666 $ 139,000
Marion, Indiana 9 $ 3,015,000 $ 335,000 $ 0
East Baton Rouge, Louisiana 9 $ 2,125,000 $ 236,111 $ 0
Frederick, Maryland 9 $ 2,275,000 $ 252,777 $ 152,000
Jackson, Oregon 9 $ 1,705,000 $ 189,444 $ 205,000
Berks, Pennsylvania 9 $ 1,105,000 $ 122,777 $ 0
Wise, Texas 9 $ 2,025,000 $ 225,000 $ 90,000
Tooele, Utah 9 $ 1,595,000 $ 177,222 $ 91,000
Alexandria, Virginia 9 $ 4,025,000 $ 447,222 $ 143,000
Hanover, Virginia 9 $ 2,775,000 $ 308,333 $ 143,000
Orange, Virginia 9 $ 2,845,000 $ 316,111 $ 193,000
San Benito, California 8 $ 3,720,000 $ 465,000 $ 0
Eagle, Colorado 8 $ 3,930,000 $ 491,250 $ 64,000
Hartford, Connecticut 8 $ 1,870,000 $ 233,750 $ 0
Charlotte, Florida 8 $ 1,100,000 $ 137,500 $ 0
Martin, Florida 8 $ 2,100,000 $ 262,500 $ 93,000
Henry, Georgia 8 $ 1,640,000 $ 205,000 $ 98,000
Hawaii, Hawaii 8 $ 2,700,000 $ 337,500 $ 74,000
Canyon, Idaho 8 $ 1,560,000 $ 195,000 $ 0
Anoka, Minnesota 8 $ 1,480,000 $ 185,000 $ 0
Gloucester, New Jersey 8 $ 1,440,000 $ 180,000 $ 0
Guilford, North Carolina 8 $ 690,000 $ 86,250 $ 0
Union, North Carolina 8 $ 1,180,000 $ 147,500 $ 0
Hancock, Ohio 8 $ 880,000 $ 110,000 $ 0
Lake, Ohio 8 $ 1,070,000 $ 133,750 $ 0
Rutherford, Tennessee 8 $ 1,290,000 $ 161,250 $ 0
Shelby, Tennessee 8 $ 1,430,000 $ 178,750 $ 0
Sumner, Tennessee 8 $ 2,010,000 $ 251,250 $ 0
Bandera, Texas 8 $ 1,760,000 $ 220,000 $ 101,000
Midland, Texas 8 $ 2,390,000 $ 298,750 $ 153,000
Victoria, Texas 8 $ 1,630,000 $ 203,750 $ 117,000
Davis, Utah 8 $ 1,990,000 $ 248,750 $ 238,000
Spotsylvania, Virginia 8 $ 1,910,000 $ 238,750 $ 46,000
Virginia Beach, Virginia 8 $ 1,500,000 $ 187,500 $ 0
Waukesha, Wisconsin 8 $ 1,510,000 $ 188,750 $ 0
Mendocino, California 7 $ 2,125,000 $ 303,571 $ 0
Sutter, California 7 $ 1,845,000 $ 263,571 $ 77,000
La Plata, Colorado 7 $ 2,245,000 $ 320,714 $ 122,000
Sussex, Delaware 7 $ 1,975,000 $ 282,142 $ 0
Escambia, Florida 7 $ 1,395,000 $ 199,285 $ 54,000
Leon, Florida 7 $ 805,000 $ 115,000 $ 0
Marion, Florida 7 $ 965,000 $ 137,857 $ 0
Seminole, Florida 7 $ 1,855,000 $ 265,000 $ 61,000
Carroll, Georgia 7 $ 1,615,000 $ 230,714 $ 83,000
Newton, Georgia 7 $ 1,505,000 $ 215,000 $ 76,000
Maui, Hawaii 7 $ 2,435,000 $ 347,857 $ 299,000
Johnson, Indiana 7 $ 825,000 $ 117,857 $ 448,000
Charles, Maryland 7 $ 2,265,000 $ 323,571 $ 112,000
Middlesex, New Jersey 7 $ 2,305,000 $ 329,285 $ 0
Somerset, New Jersey 7 $ 2,025,000 $ 289,285 $ 122,000
Sussex, New Jersey 7 $ 1,405,000 $ 200,714 $ 218,000
Westchester, New York 7 $ 1,805,000 $ 257,857 $ 74,000
Luzerne, Pennsylvania 7 $ 415,000 $ 59,285 $ 0
Charleston, South Carolina 7 $ 1,215,000 $ 173,571 $ 79,000
York, South Carolina 7 $ 2,335,000 $ 333,571 $ 0
Atascosa, Texas 7 $ 1,045,000 $ 149,285 $ 179,000
Hardin, Texas 7 $ 1,445,000 $ 206,428 $ 93,000
Henderson, Texas 7 $ 1,685,000 $ 240,714 $ 153,000
Hill, Texas 7 $ 1,085,000 $ 155,000 $ 120,000
Lampasas, Texas 7 $ 1,565,000 $ 223,571 $ 0
San Patricio, Texas 7 $ 1,045,000 $ 149,285 $ 0
Stafford, Virginia 7 $ 2,585,000 $ 369,285 $ 187,000
Benton, Washington 7 $ 1,635,000 $ 233,571 $ 156,000
Elbert, Colorado 6 $ 2,070,000 $ 345,000 $ 161,000
Hampden, Massachusetts 6 $ 1,060,000 $ 176,666 $ 0
Kent, Michigan 6 $ 1,210,000 $ 201,666 $ 0
Livingston, Michigan 6 $ 1,450,000 $ 241,666 $ 126,000
Chisago, Minnesota 6 $ 1,270,000 $ 211,666 $ 0
Ramsey, Minnesota 6 $ 1,560,000 $ 260,000 $ 0
Mercer, New Jersey 6 $ 1,830,000 $ 305,000 $ 0
Nassau, New York 6 $ 2,180,000 $ 363,333 $ 0
Durham, North Carolina 6 $ 1,710,000 $ 285,000 $ 0
Hamilton, Ohio 6 $ 560,000 $ 93,333 $ 0
Linn, Oregon 6 $ 1,200,000 $ 200,000 $ 81,000
Lackawanna, Pennsylvania 6 $ 450,000 $ 75,000 $ 0
Lancaster, Pennsylvania 6 $ 940,000 $ 156,666 $ 0
York, Pennsylvania 6 $ 1,130,000 $ 188,333 $ 50,000
Beaufort, South Carolina 6 $ 1,300,000 $ 216,666 $ 204,000
Richland, South Carolina 6 $ 850,000 $ 141,666 $ 0
Maury, Tennessee 6 $ 690,000 $ 115,000 $ 0
Burnet, Texas 6 $ 1,870,000 $ 311,666 $ 152,000
Ector, Texas 6 $ 1,260,000 $ 210,000 $ 136,000
Tom Green, Texas 6 $ 1,680,000 $ 280,000 $ 154,000
Cache, Utah 6 $ 1,200,000 $ 200,000 $ 0
Chelan, Washington 6 $ 2,010,000 $ 335,000 $ 155,000
Skagit, Washington 6 $ 1,600,000 $ 266,666 $ 119,000
Tuscaloosa, Alabama 5 $ 775,000 $ 155,000 $ 0
Benton, Arkansas 5 $ 925,000 $ 185,000 $ 0
Pulaski, Arkansas 5 $ 675,000 $ 135,000 $ 0
Kings, California 5 $ 725,000 $ 145,000 $ 31,000
Grand, Colorado 5 $ 1,305,000 $ 261,000 $ 82,000
Summit, Colorado 5 $ 1,445,000 $ 289,000 $ 178,000
Teller, Colorado 5 $ 1,345,000 $ 269,000 $ 78,000
Okaloosa, Florida 5 $ 965,000 $ 193,000 $ 229,000
Chatham, Georgia 5 $ 785,000 $ 157,000 $ 0
Douglas, Georgia 5 $ 1,215,000 $ 243,000 $ 112,000
Gilmer, Georgia 5 $ 1,135,000 $ 227,000 $ 147,000
Jackson, Georgia 5 $ 1,225,000 $ 245,000 $ 84,000
Lowndes, Georgia 5 $ 805,000 $ 161,000 $ 73,000
Kootenai, Idaho 5 $ 905,000 $ 181,000 $ 0
Kendall, Illinois 5 $ 1,175,000 $ 235,000 $ 189,000
Jefferson, Kentucky 5 $ 475,000 $ 95,000 $ 0
Clay, Missouri 5 $ 1,095,000 $ 219,000 $ 113,000
Platte, Missouri 5 $ 1,425,000 $ 285,000 $ 149,000
Atlantic, New Jersey 5 $ 765,000 $ 153,000 $ 0
Richmond, New York 5 $ 1,275,000 $ 255,000 $ 0
Iredell, North Carolina 5 $ 1,065,000 $ 213,000 $ 0
New Hanover, North Carolina 5 $ 1,635,000 $ 327,000 $ 0
Orange, North Carolina 5 $ 1,245,000 $ 249,000 $ 0
Lehigh, Pennsylvania 5 $ 425,000 $ 85,000 $ 0
Northampton, Pennsylvania 5 $ 365,000 $ 73,000 $ 0
Washington, Rhode Island 5 $ 1,155,000 $ 231,000 $ 0
Hamilton, Tennessee 5 $ 575,000 $ 115,000 $ 0
Cooke, Texas 5 $ 645,000 $ 129,000 $ 89,000
Kerr, Texas 5 $ 1,455,000 $ 291,000 $ 84,000
Llano, Texas 5 $ 1,015,000 $ 203,000 $ 141,000
Matagorda, Texas 5 $ 715,000 $ 143,000 $ 93,000
Chesapeake, Virginia 5 $ 1,375,000 $ 275,000 $ 81,000
Manassas, Virginia 5 $ 855,000 $ 171,000 $ 0
Island, Washington 5 $ 1,465,000 $ 293,000 $ 76,000
Kittitas, Washington 5 $ 1,255,000 $ 251,000 $ 79,000
Yakima, Washington 5 $ 665,000 $ 133,000 $ 0
Baldwin, Alabama 4 $ 1,320,000 $ 330,000 $ 0
Limestone, Alabama 4 $ 1,030,000 $ 257,500 $ 0
Mobile, Alabama 4 $ 350,000 $ 87,500 $ 0
Randolph, Alabama 4 $ 800,000 $ 200,000 $ 77,000
Anchorage, Alaska 4 $ 1,330,000 $ 332,500 $ 208,000
Yuma, Arizona 4 $ 830,000 $ 207,500 $ 0
Humboldt, California 4 $ 1,190,000 $ 297,500 $ 189,000
Mesa, Colorado 4 $ 1,380,000 $ 345,000 $ 60,000
Middlesex, Connecticut 4 $ 860,000 $ 215,000 $ 0
Bay, Florida 4 $ 530,000 $ 132,500 $ 0
Hernando, Florida 4 $ 570,000 $ 142,500 $ 0
Indian River, Florida 4 $ 660,000 $ 165,000 $ 0
Monroe, Florida 4 $ 1,740,000 $ 435,000 $ 0
Barrow, Georgia 4 $ 850,000 $ 212,500 $ 74,000
Bibb, Georgia 4 $ 630,000 $ 157,500 $ 95,000
Dawson, Georgia 4 $ 800,000 $ 200,000 $ 139,000
Oconee, Georgia 4 $ 880,000 $ 220,000 $ 72,000
Lake, Indiana 4 $ 460,000 $ 115,000 $ 0
Shelby, Indiana 4 $ 610,000 $ 152,500 $ 0
Orleans, Louisiana 4 $ 570,000 $ 142,500 $ 70,000
Cumberland, Maine 4 $ 1,070,000 $ 267,500 $ 0
York, Maine 4 $ 570,000 $ 142,500 $ 0
Muskegon, Michigan 4 $ 530,000 $ 132,500 $ 0
Washtenaw, Michigan 4 $ 1,200,000 $ 300,000 $ 0
Washington, Minnesota 4 $ 660,000 $ 165,000 $ 0
DeSoto, Mississippi 4 $ 840,000 $ 210,000 $ 0
Merrimack, New Hampshire 4 $ 770,000 $ 192,500 $ 0
Dona Ana, New Mexico 4 $ 850,000 $ 212,500 $ 89,000
Rockland, New York 4 $ 1,600,000 $ 400,000 $ 119,000
Cabarrus, North Carolina 4 $ 450,000 $ 112,500 $ 0
Davidson, North Carolina 4 $ 240,000 $ 60,000 $ 0
Butler, Ohio 4 $ 630,000 $ 157,500 $ 291,000
Summit, Ohio 4 $ 310,000 $ 77,500 $ 0
Cleveland, Oklahoma 4 $ 660,000 $ 165,000 $ 69,000
Allegheny, Pennsylvania 4 $ 820,000 $ 205,000 $ 0
Beaver, Pennsylvania 4 $ 550,000 $ 137,500 $ 227,000
Carbon, Pennsylvania 4 $ 670,000 $ 167,500 $ 0
Dauphin, Pennsylvania 4 $ 360,000 $ 90,000 $ 0
Berkeley, South Carolina 4 $ 530,000 $ 132,500 $ 130,000
Knox, Tennessee 4 $ 500,000 $ 125,000 $ 217,000
Chambers, Texas 4 $ 890,000 $ 222,500 $ 0
Gillespie, Texas 4 $ 1,290,000 $ 322,500 $ 80,000
Grimes, Texas 4 $ 1,220,000 $ 305,000 $ 94,000
Kleberg, Texas 4 $ 340,000 $ 85,000 $ 0
Navarro, Texas 4 $ 840,000 $ 210,000 $ 66,000
Orange, Texas 4 $ 670,000 $ 167,500 $ 0
Polk, Texas 4 $ 710,000 $ 177,500 $ 81,000
Rains, Texas 4 $ 740,000 $ 185,000 $ 42,000
Randall, Texas 4 $ 910,000 $ 227,500 $ 0
Val Verde, Texas 4 $ 790,000 $ 197,500 $ 123,000
Waller, Texas 4 $ 1,200,000 $ 300,000 $ 150,000
Webb, Texas 4 $ 820,000 $ 205,000 $ 0
Wharton, Texas 4 $ 420,000 $ 105,000 $ 59,000
Fauquier, Virginia 4 $ 1,050,000 $ 262,500 $ 168,000
Douglas, Washington 4 $ 1,360,000 $ 340,000 $ 108,000
Mason, Washington 4 $ 1,220,000 $ 305,000 $ 138,000
Dane, Wisconsin 4 $ 1,200,000 $ 300,000 $ 0
Shelby, Alabama 3 $ 475,000 $ 158,333 $ 0
Washington, Arkansas 3 $ 825,000 $ 275,000 $ 0
Amador, California 3 $ 545,000 $ 181,666 $ 0
Tehama, California 3 $ 675,000 $ 225,000 $ 0
Tuolumne, California 3 $ 845,000 $ 281,666 $ 112,000
Yuba, California 3 $ 525,000 $ 175,000 $ 0
Archuleta, Colorado 3 $ 365,000 $ 121,666 $ 47,000
Chaffee, Colorado 3 $ 1,085,000 $ 361,666 $ 175,000
Montezuma, Colorado 3 $ 575,000 $ 191,666 $ 72,000
Rio Grande, Colorado 3 $ 675,000 $ 225,000 $ 142,000
Citrus, Florida 3 $ 335,000 $ 111,666 $ 0
Clay, Florida 3 $ 645,000 $ 215,000 $ 0
Franklin, Florida 3 $ 355,000 $ 118,333 $ 0
St. Johns, Florida 3 $ 965,000 $ 321,666 $ 0
Floyd, Georgia 3 $ 315,000 $ 105,000 $ 56,000
Haralson, Georgia 3 $ 145,000 $ 48,333 $ 22,000
Hart, Georgia 3 $ 695,000 $ 231,666 $ 82,000
Pickens, Georgia 3 $ 455,000 $ 151,666 $ 86,000
Richmond, Georgia 3 $ 185,000 $ 61,666 $ 0
Rockdale, Georgia 3 $ 325,000 $ 108,333 $ 0
Spalding, Georgia 3 $ 715,000 $ 238,333 $ 138,000
Kauai, Hawaii 3 $ 1,075,000 $ 358,333 $ 209,000
Floyd, Indiana 3 $ 685,000 $ 228,333 $ 0
Vigo, Indiana 3 $ 445,000 $ 148,333 $ 0
Scott, Iowa 3 $ 625,000 $ 208,333 $ 0
Leavenworth, Kansas 3 $ 815,000 $ 271,666 $ 71,000
Miami, Kansas 3 $ 975,000 $ 325,000 $ 122,000
Jefferson, Louisiana 3 $ 385,000 $ 128,333 $ 0
St. Tammany, Louisiana 3 $ 17,595,000 $ 5,865,000 $ 0
Carroll, Maryland 3 $ 835,000 $ 278,333 $ 74,000
Harford, Maryland 3 $ 1,225,000 $ 408,333 $ 128,000
St. Mary's, Maryland 3 $ 885,000 $ 295,000 $ 124,000
Worcester, Maryland 3 $ 635,000 $ 211,666 $ 85,000
Lowndes, Mississippi 3 $ 715,000 $ 238,333 $ 0
St. Charles, Missouri 3 $ 555,000 $ 185,000 $ 0
Yellowstone, Montana 3 $ 495,000 $ 165,000 $ 0
Lyon, Nevada 3 $ 675,000 $ 225,000 $ 0
Cumberland, New Jersey 3 $ 315,000 $ 105,000 $ 0
Hunterdon, New Jersey 3 $ 1,705,000 $ 568,333 $ 0
Warren, New Jersey 3 $ 535,000 $ 178,333 $ 0
Sandoval, New Mexico 3 $ 855,000 $ 285,000 $ 0
Orange, New York 3 $ 655,000 $ 218,333 $ 0
Catawba, North Carolina 3 $ 555,000 $ 185,000 $ 0
Cleveland, North Carolina 3 $ 505,000 $ 168,333 $ 0
Currituck, North Carolina 3 $ 975,000 $ 325,000 $ 0
Dare, North Carolina 3 $ 975,000 $ 325,000 $ 0
Forsyth, North Carolina 3 $ 205,000 $ 68,333 $ 0
Lincoln, North Carolina 3 $ 575,000 $ 191,666 $ 0
Wilson, North Carolina 3 $ 275,000 $ 91,666 $ 0
Clark, Ohio 3 $ 205,000 $ 68,333 $ 0
Lucas, Ohio 3 $ 545,000 $ 181,666 $ 0
Warren, Ohio 3 $ 985,000 $ 328,333 $ 0
Canadian, Oklahoma 3 $ 345,000 $ 115,000 $ 0
Benton, Oregon 3 $ 555,000 $ 185,000 $ 505,000
Jefferson, Oregon 3 $ 715,000 $ 238,333 $ 286,000
Josephine, Oregon 3 $ 855,000 $ 285,000 $ 112,000
Klamath, Oregon 3 $ 715,000 $ 238,333 $ 0
Yamhill, Oregon 3 $ 875,000 $ 291,666 $ 0
Monroe, Pennsylvania 3 $ 285,000 $ 95,000 $ 0
Lexington, South Carolina 3 $ 595,000 $ 198,333 $ 0
Spartanburg, South Carolina 3 $ 725,000 $ 241,666 $ 0
Wilson, Tennessee 3 $ 555,000 $ 185,000 $ 0
Aransas, Texas 3 $ 765,000 $ 255,000 $ 319,000
Bosque, Texas 3 $ 805,000 $ 268,333 $ 193,000
Caldwell, Texas 3 $ 545,000 $ 181,666 $ 84,000
Cherokee, Texas 3 $ 185,000 $ 61,666 $ 0
Erath, Texas 3 $ 795,000 $ 265,000 $ 38,000
Fannin, Texas 3 $ 305,000 $ 101,666 $ 39,000
Gregg, Texas 3 $ 435,000 $ 145,000 $ 95,000
Harrison, Texas 3 $ 745,000 $ 248,333 $ 170,000
Jim Wells, Texas 3 $ 425,000 $ 141,666 $ 0
Liberty, Texas 3 $ 705,000 $ 235,000 $ 117,000
Milam, Texas 3 $ 475,000 $ 158,333 $ 0
Wood, Texas 3 $ 395,000 $ 131,666 $ 123,000
Sevier, Utah 3 $ 415,000 $ 138,333 $ 0
Albemarle, Virginia 3 $ 805,000 $ 268,333 $ 0
Campbell, Virginia 3 $ 325,000 $ 108,333 $ 0
Portsmouth, Virginia 3 $ 325,000 $ 108,333 $ 0
Westmoreland, Virginia 3 $ 525,000 $ 175,000 $ 51,000
Cowlitz, Washington 3 $ 595,000 $ 198,333 $ 0
Grays Harbor, Washington 3 $ 325,000 $ 108,333 $ 0
Whitman, Washington 3 $ 645,000 $ 215,000 $ 92,000
Berkeley, West Virginia 3 $ 405,000 $ 135,000 $ 0
Cabell, West Virginia 3 $ 295,000 $ 98,333 $ 0
Brown, Wisconsin 3 $ 775,000 $ 258,333 $ 0
Kenosha, Wisconsin 3 $ 455,000 $ 151,666 $ 0
Racine, Wisconsin 3 $ 445,000 $ 148,333 $ 0
St. Croix, Wisconsin 3 $ 645,000 $ 215,000 $ 0
Etowah, Alabama 2 $ 320,000 $ 160,000 $ 0
Marshall, Alabama 2 $ 250,000 $ 125,000 $ 0
Navajo, Arizona 2 $ 270,000 $ 135,000 $ 53,000
Carroll, Arkansas 2 $ 300,000 $ 150,000 $ 0
Grant, Arkansas 2 $ 160,000 $ 80,000 $ 0
Calaveras, California 2 $ 580,000 $ 290,000 $ 0
Plumas, California 2 $ 500,000 $ 250,000 $ 202,000
Alamosa, Colorado 2 $ 370,000 $ 185,000 $ 0
Las Animas, Colorado 2 $ 540,000 $ 270,000 $ 140,000
Morgan, Colorado 2 $ 330,000 $ 165,000 $ 0
Park, Colorado 2 $ 570,000 $ 285,000 $ 0
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Mortgage Loan Application Detail Totals for Nexbank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 6,323 $1,774,335,000 $280,000 $11,005,000 $138,000 $1,711,000
Home Purchase 6,060 $1,783,140,000 $294,000 $46,505,000 $141,000 $2,415,000
Refinancing 2,914 $990,830,000 $340,000 $24,405,000 $140,000 $2,024,000
Other Purpose 473 $99,855,000 $211,000 $2,245,000 $167,000 $430,000
Home Improvement 85 $17,475,000 $205,000 $685,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,053 $1,875,155,000 $309,000 $2,505,000 $144,000 $2,415,000
Not applicable 5,840 $1,553,780,000 $266,000 $46,505,000 $0 $0
Not Provided 1,402 $438,770,000 $312,000 $1,505,000 $148,000 $935,000
Asian 1,064 $372,230,000 $349,000 $2,005,000 $145,000 $2,024,000
Hispanic 906 $260,110,000 $287,000 $965,000 $116,000 $586,000
Black or African American 477 $128,425,000 $269,000 $1,005,000 $106,000 $360,000
American Indian or Alaskan Native 51 $14,235,000 $279,000 $755,000 $101,000 $257,000
Native Hawaiian or Other Pacific Islander 29 $10,475,000 $361,000 $665,000 $111,000 $177,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,972 $4,195,480,000 $300,000 $46,505,000 $142,000 $2,415,000
VA-guaranteed (Veterans Administration) 1,695 $428,125,000 $252,000 $855,000 $100,000 $308,000
FHA-insured (Federal Housing Administration) 188 $42,030,000 $223,000 $555,000 $88,000 $280,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 10,347 $2,861,405,000 $276,000 $46,505,000 $189,000 $1,837,000
Loan Originated 4,777 $1,547,445,000 $323,000 $17,255,000 $137,000 $2,415,000
Application Approved But Not Accepted 325 $114,975,000 $353,000 $1,085,000 $141,000 $962,000
Application Denied By Financial Institution 177 $63,395,000 $358,000 $1,825,000 $127,000 $1,049,000
Application Withdrawn By Applicant 141 $46,805,000 $331,000 $945,000 $139,000 $2,024,000
File Closed For Incompleteness 88 $31,610,000 $359,000 $1,065,000 $130,000 $447,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,678 $4,602,240,000 $293,000 $46,505,000 $141,000 $2,415,000
Debt-To-Income Ratio 90 $32,670,000 $363,000 $765,000 $104,000 $487,000
Collateral 29 $8,175,000 $281,000 $695,000 $142,000 $607,000
Unverifiable Information 17 $4,785,000 $281,000 $445,000 $119,000 $348,000
Credit History 14 $6,300,000 $450,000 $955,000 $192,000 $767,000
Other 14 $4,770,000 $340,000 $675,000 $119,000 $172,000
Employment History 7 $2,325,000 $332,000 $715,000 $119,000 $249,000
Insufficient Cash (Downpayment, Closing Cost) 6 $4,370,000 $728,000 $1,825,000 $308,000 $1,049,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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