Banc of California, NA Mortgage Lending & HMDA Data, 2013

In 2013, Banc of California, NA of Irvine, CA reported 20,171 mortgage applications totaling $6.0 billion, up 90% from 2012. The average application was for $299,899, and applicants reported an average income of $95,233. 42% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,572), Riverside-San Bernardino-Ontario, CA (1,647) and Santa Ana-Anaheim-Irvine, CA (1,070) (applications in parentheses).

Mortgage Company & Address Banc of California, NA
18500 Von Karman Avenue Suite 1100
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 20,171
Total Mortgage Loan Application Amount $6,049,268,000
Average Mortgage Loan Application Amount $299,899
Highest Mortgage Loan Application Amount $15,000,000
Average Applicant Income $95,233
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Banc of California, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Banc of California, NA by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,572 $ 1,428,831,000 $ 555,533 $ 191,000
Orange, California 1,070 $ 470,989,000 $ 440,176 $ 136,000
Riverside, California 1,026 $ 256,099,000 $ 249,609 $ 89,000
Butte, California 922 $ 176,199,000 $ 191,105 $ 77,000
San Diego, California 859 $ 351,850,000 $ 409,604 $ 122,000
Sonoma, California 639 $ 194,317,000 $ 304,095 $ 97,000
San Bernardino, California 621 $ 143,378,000 $ 230,882 $ 77,000
Contra Costa, California 515 $ 176,364,000 $ 342,454 $ 106,000
Maricopa, Arizona 351 $ 83,412,000 $ 237,641 $ 87,000
Solano, California 275 $ 89,137,000 $ 324,134 $ 100,000
Tulare, California 272 $ 39,343,000 $ 144,643 $ 72,000
Alameda, California 255 $ 105,108,000 $ 412,188 $ 105,000
Santa Clara, California 250 $ 121,696,000 $ 486,784 $ 100,000
Fresno, California 216 $ 33,030,000 $ 152,916 $ 69,000
Clark, Nevada 210 $ 43,335,000 $ 206,357 $ 110,000
Shasta, California 197 $ 35,492,000 $ 180,162 $ 85,000
Suffolk, New York 169 $ 52,026,000 $ 307,846 $ 95,000
Josephine, Oregon 167 $ 28,169,000 $ 168,676 $ 65,000
Klamath, Oregon 163 $ 22,971,000 $ 140,926 $ 60,000
Linn, Oregon 157 $ 24,294,000 $ 154,738 $ 54,000
Sacramento, California 152 $ 36,410,000 $ 239,539 $ 95,000
Ventura, California 149 $ 69,656,000 $ 467,489 $ 119,000
Jackson, Oregon 149 $ 27,045,000 $ 181,510 $ 61,000
Monterey, California 138 $ 45,424,000 $ 329,159 $ 91,000
San Mateo, California 134 $ 74,977,000 $ 559,529 $ 116,000
Yavapai, Arizona 123 $ 25,154,000 $ 204,504 $ 97,000
Nassau, New York 114 $ 33,181,000 $ 291,061 $ 86,000
Queens, New York 114 $ 34,683,000 $ 304,236 $ 58,000
Glenn, California 109 $ 16,460,000 $ 151,009 $ 50,000
Kings, New York 108 $ 36,343,000 $ 336,509 $ 56,000
King, Washington 104 $ 32,559,000 $ 313,067 $ 82,000
Marion, Oregon 103 $ 17,287,000 $ 167,834 $ 62,000
Honolulu, Hawaii 98 $ 36,697,000 $ 374,459 $ 114,000
Marin, California 95 $ 52,831,000 $ 556,115 $ 130,000
Salt Lake, Utah 92 $ 21,306,000 $ 231,586 $ 70,000
Snohomish, Washington 87 $ 21,622,000 $ 248,528 $ 85,000
Napa, California 84 $ 31,662,000 $ 376,928 $ 123,000
San Francisco, California 84 $ 41,475,000 $ 493,750 $ 111,000
Coconino, Arizona 72 $ 14,324,000 $ 198,944 $ 98,000
Yolo, California 64 $ 18,977,000 $ 296,515 $ 109,000
Kern, California 61 $ 10,223,000 $ 167,590 $ 122,000
Placer, California 61 $ 22,889,000 $ 375,229 $ 119,000
Erie, New York 61 $ 9,113,000 $ 149,393 $ 68,000
Harris, Texas 61 $ 9,729,000 $ 159,491 $ 20,000
Cook, Illinois 59 $ 13,630,000 $ 231,016 $ 13,000
Pima, Arizona 56 $ 10,194,000 $ 182,035 $ 64,000
San Joaquin, California 56 $ 13,085,000 $ 233,660 $ 90,000
Miami-Dade, Florida 56 $ 14,719,000 $ 262,839 $ 21,000
Westchester, New York 54 $ 19,616,000 $ 363,259 $ 112,000
Fairfax, Virginia 54 $ 19,411,000 $ 359,462 $ 54,000
Santa Barbara, California 52 $ 44,516,000 $ 856,076 $ 269,000
Tehama, California 51 $ 8,195,000 $ 160,686 $ 60,000
Allegheny, Pennsylvania 49 $ 5,643,000 $ 115,163 $ 20,000
Mendocino, California 48 $ 10,711,000 $ 223,145 $ 89,000
Siskiyou, California 48 $ 7,075,000 $ 147,395 $ 71,000
Broward, Florida 48 $ 11,662,000 $ 242,958 $ 26,000
Fulton, Georgia 47 $ 11,611,000 $ 247,042 $ 101,000
Richmond, New York 47 $ 13,404,000 $ 285,191 $ 67,000
Orange, New York 45 $ 10,837,000 $ 240,822 $ 123,000
Utah, Utah 44 $ 8,754,000 $ 198,954 $ 75,000
Jefferson, Colorado 43 $ 11,931,000 $ 277,465 $ 69,000
New York, New York 42 $ 14,062,000 $ 334,809 $ 33,000
Rockland, New York 42 $ 13,220,000 $ 314,761 $ 123,000
Multnomah, Oregon 42 $ 9,104,000 $ 216,761 $ 90,000
Dallas, Texas 42 $ 8,335,000 $ 198,452 $ 56,000
Gwinnett, Georgia 41 $ 7,698,000 $ 187,756 $ 64,000
Mecklenburg, North Carolina 41 $ 8,037,000 $ 196,024 $ 70,000
Flathead, Montana 39 $ 8,076,000 $ 207,076 $ 80,000
Pierce, Washington 39 $ 7,730,000 $ 198,205 $ 65,000
Santa Cruz, California 38 $ 13,610,000 $ 358,157 $ 118,000
Arapahoe, Colorado 38 $ 8,452,000 $ 222,421 $ 51,000
Montgomery, Maryland 38 $ 13,552,000 $ 356,631 $ 40,000
Prince George's, Maryland 38 $ 9,122,000 $ 240,052 $ 55,000
Hennepin, Minnesota 38 $ 8,712,000 $ 229,263 $ 59,000
Monroe, New York 38 $ 5,276,000 $ 138,842 $ 60,000
Bronx, New York 37 $ 11,799,000 $ 318,891 $ 61,000
Philadelphia, Pennsylvania 37 $ 4,893,000 $ 132,243 $ 40,000
Benton, Oregon 36 $ 7,699,000 $ 213,861 $ 74,000
Washoe, Nevada 35 $ 9,761,000 $ 278,885 $ 125,000
Cobb, Georgia 33 $ 8,047,000 $ 243,848 $ 86,000
Middlesex, Massachusetts 33 $ 10,968,000 $ 332,363 $ 56,000
Bergen, New Jersey 33 $ 8,545,000 $ 258,939 $ 53,000
Pinal, Arizona 31 $ 6,349,000 $ 204,806 $ 73,000
New Haven, Connecticut 31 $ 6,579,000 $ 212,225 $ 39,000
Fairfield, Connecticut 30 $ 11,175,000 $ 372,500 $ 21,000
Wake, North Carolina 30 $ 6,521,000 $ 217,366 $ 67,000
Prince William, Virginia 30 $ 10,485,000 $ 349,500 $ 111,000
El Dorado, California 29 $ 14,091,000 $ 485,896 $ 168,000
Dutchess, New York 29 $ 6,879,000 $ 237,206 $ 78,000
Washington, Oregon 29 $ 6,154,000 $ 212,206 $ 55,000
Shelby, Tennessee 29 $ 3,151,000 $ 108,655 $ 50,000
Clark, Washington 29 $ 6,060,000 $ 208,965 $ 53,000
Stanislaus, California 28 $ 5,786,000 $ 206,642 $ 72,000
El Paso, Colorado 28 $ 6,336,000 $ 226,285 $ 97,000
Clackamas, Oregon 28 $ 6,804,000 $ 243,000 $ 57,000
Merced, California 27 $ 5,664,000 $ 209,777 $ 57,000
Denver, Colorado 27 $ 6,576,000 $ 243,555 $ 50,000
Oakland, Michigan 27 $ 8,617,000 $ 319,148 $ 28,000
Montgomery, Pennsylvania 27 $ 6,255,000 $ 231,666 $ 71,000
Hillsborough, Florida 26 $ 5,309,000 $ 204,192 $ 16,000
Palm Beach, Florida 26 $ 5,934,000 $ 228,230 $ 42,000
Baltimore, Maryland 26 $ 5,186,000 $ 199,461 $ 90,000
St. Louis, Missouri 26 $ 4,889,000 $ 188,038 $ 22,000
Adams, Colorado 25 $ 5,383,000 $ 215,320 $ 25,000
Marion, Indiana 25 $ 2,321,000 $ 92,840 $ 30,000
Loudoun, Virginia 25 $ 9,908,000 $ 396,320 $ 158,000
Madera, California 24 $ 3,847,000 $ 160,291 $ 91,000
Onondaga, New York 24 $ 3,814,000 $ 158,916 $ 84,000
Davis, Utah 24 $ 4,991,000 $ 207,958 $ 60,000
York, Maine 23 $ 4,850,000 $ 210,869 $ 56,000
Delaware, Pennsylvania 23 $ 2,679,000 $ 116,478 $ 36,000
Tarrant, Texas 23 $ 3,734,000 $ 162,347 $ 25,000
San Luis Obispo, California 22 $ 6,767,000 $ 307,590 $ 146,000
Hartford, Connecticut 22 $ 3,539,000 $ 160,863 $ 66,000
DeKalb, Georgia 22 $ 5,222,000 $ 237,363 $ 82,000
Jackson, Missouri 22 $ 2,340,000 $ 106,363 $ 20,000
Middlesex, New Jersey 22 $ 6,527,000 $ 296,681 $ 73,000
Albany, New York 22 $ 4,769,000 $ 216,772 $ 64,000
Mohave, Arizona 21 $ 3,633,000 $ 173,000 $ 106,000
Douglas, Colorado 21 $ 5,678,000 $ 270,380 $ 60,000
Jefferson, Kentucky 21 $ 3,664,000 $ 174,476 $ 74,000
Monmouth, New Jersey 21 $ 6,483,000 $ 308,714 $ 77,000
Lane, Oregon 21 $ 3,313,000 $ 157,761 $ 59,000
Chester, Pennsylvania 21 $ 4,532,000 $ 215,809 $ 49,000
Bexar, Texas 21 $ 2,905,000 $ 138,333 $ 11,000
Yakima, Washington 21 $ 2,801,000 $ 133,380 $ 34,000
Hudson, New Jersey 20 $ 5,844,000 $ 292,200 $ 71,000
Putnam, New York 20 $ 5,625,000 $ 281,250 $ 120,000
Guilford, North Carolina 20 $ 3,061,000 $ 153,050 $ 54,000
Pinellas, Florida 19 $ 4,597,000 $ 241,947 $ 42,000
Hawaii, Hawaii 19 $ 5,257,000 $ 276,684 $ 66,000
Anne Arundel, Maryland 19 $ 4,681,000 $ 246,368 $ 28,000
Ocean, New Jersey 19 $ 4,609,000 $ 242,578 $ 61,000
Virginia Beach, Virginia 19 $ 3,597,000 $ 189,315 $ 72,000
Kitsap, Washington 19 $ 4,084,000 $ 214,947 $ 47,000
Lake, Indiana 18 $ 2,235,000 $ 124,166 $ 16,000
Macomb, Michigan 18 $ 2,921,000 $ 162,277 $ 34,000
Saratoga, New York 18 $ 3,352,000 $ 186,222 $ 62,000
Deschutes, Oregon 18 $ 3,459,000 $ 192,166 $ 53,000
Davidson, Tennessee 18 $ 2,761,000 $ 153,388 $ 27,000
Washington, Utah 18 $ 4,334,000 $ 240,777 $ 66,000
Gila, Arizona 17 $ 2,901,000 $ 170,647 $ 78,000
Lake, California 17 $ 3,280,000 $ 192,941 $ 74,000
Larimer, Colorado 17 $ 3,815,000 $ 224,411 $ 57,000
New Castle, Delaware 17 $ 3,603,000 $ 211,941 $ 0
Kauai, Hawaii 17 $ 6,481,000 $ 381,235 $ 135,000
DuPage, Illinois 17 $ 4,795,000 $ 282,058 $ 2,000
Norfolk, Massachusetts 17 $ 5,938,000 $ 349,294 $ 58,000
Plymouth, Massachusetts 17 $ 4,873,000 $ 286,647 $ 66,000
Worcester, Massachusetts 17 $ 3,517,000 $ 206,882 $ 36,000
Polk, Oregon 17 $ 3,320,000 $ 195,294 $ 67,000
Chesterfield, Virginia 17 $ 3,553,000 $ 209,000 $ 72,000
Weld, Colorado 16 $ 2,963,000 $ 185,187 $ 59,000
Orange, Florida 16 $ 3,124,000 $ 195,250 $ 41,000
Lake, Illinois 16 $ 5,079,000 $ 317,437 $ 14,000
Bristol, Massachusetts 16 $ 3,853,000 $ 240,812 $ 55,000
St. Louis City, Missouri 16 $ 1,596,000 $ 99,750 $ 100,000
Morris, New Jersey 16 $ 4,459,000 $ 278,687 $ 78,000
Bernalillo, New Mexico 16 $ 3,076,000 $ 192,250 $ 54,000
Oklahoma, Oklahoma 16 $ 1,642,000 $ 102,625 $ 13,000
Spokane, Washington 16 $ 2,689,000 $ 168,062 $ 77,000
Thurston, Washington 16 $ 3,123,000 $ 195,187 $ 68,000
Plumas, California 15 $ 2,673,000 $ 178,200 $ 150,000
Cherokee, Georgia 15 $ 3,131,000 $ 208,733 $ 65,000
Maui, Hawaii 15 $ 4,512,000 $ 300,800 $ 76,000
Allen, Indiana 15 $ 1,494,000 $ 99,600 $ 4,000
Baltimore City, Maryland 15 $ 2,207,000 $ 147,133 $ 56,000
Hampden, Massachusetts 15 $ 2,554,000 $ 170,266 $ 43,000
Broome, New York 15 $ 2,244,000 $ 149,600 $ 106,000
Bucks, Pennsylvania 15 $ 3,618,000 $ 241,200 $ 55,000
Knox, Tennessee 15 $ 2,377,000 $ 158,466 $ 35,000
Whatcom, Washington 15 $ 3,507,000 $ 233,800 $ 53,000
Milwaukee, Wisconsin 15 $ 2,788,000 $ 185,866 $ 48,000
San Benito, California 14 $ 4,775,000 $ 341,071 $ 75,000
District of Columbia, District Of Columbia 14 $ 3,903,000 $ 278,785 $ 19,000
Duval, Florida 14 $ 1,706,000 $ 121,857 $ 32,000
Forsyth, Georgia 14 $ 2,902,000 $ 207,285 $ 98,000
Ada, Idaho 14 $ 2,857,000 $ 204,071 $ 78,000
Canyon, Idaho 14 $ 2,219,000 $ 158,500 $ 52,000
Burlington, New Jersey 14 $ 3,257,000 $ 232,642 $ 82,000
Franklin, Ohio 14 $ 1,809,000 $ 129,214 $ 7,000
Hamilton, Tennessee 14 $ 2,158,000 $ 154,142 $ 17,000
Fort Bend, Texas 14 $ 2,179,000 $ 155,642 $ 34,000
Williamson, Texas 14 $ 2,067,000 $ 147,642 $ 67,000
Kings, California 13 $ 1,538,000 $ 118,307 $ 41,000
Lassen, California 13 $ 1,818,000 $ 139,846 $ 124,000
Nevada, California 13 $ 3,472,000 $ 267,076 $ 84,000
Yuba, California 13 $ 2,115,000 $ 162,692 $ 68,000
Polk, Iowa 13 $ 1,567,000 $ 120,538 $ 28,000
Jefferson, Louisiana 13 $ 2,050,000 $ 157,692 $ 13,000
Essex, Massachusetts 13 $ 3,791,000 $ 291,615 $ 75,000
Anoka, Minnesota 13 $ 2,937,000 $ 225,923 $ 59,000
St. Charles, Missouri 13 $ 3,066,000 $ 235,846 $ 54,000
Sullivan, New York 13 $ 2,151,000 $ 165,461 $ 59,000
Ulster, New York 13 $ 3,186,000 $ 245,076 $ 107,000
Westmoreland, Pennsylvania 13 $ 1,848,000 $ 142,153 $ 30,000
Travis, Texas 13 $ 2,607,000 $ 200,538 $ 28,000
Modoc, California 12 $ 1,410,000 $ 117,500 $ 54,000
Polk, Florida 12 $ 2,342,000 $ 195,166 $ 42,000
Howard, Maryland 12 $ 3,605,000 $ 300,416 $ 79,000
Camden, New Jersey 12 $ 1,830,000 $ 152,500 $ 36,000
Essex, New Jersey 12 $ 3,175,000 $ 264,583 $ 79,000
Douglas, Oregon 12 $ 2,152,000 $ 179,333 $ 79,000
Dauphin, Pennsylvania 12 $ 1,387,000 $ 115,583 $ 26,000
Boulder, Colorado 11 $ 3,470,000 $ 315,454 $ 90,000
Chatham, Georgia 11 $ 2,375,000 $ 215,909 $ 48,000
Kootenai, Idaho 11 $ 2,023,000 $ 183,909 $ 71,000
Kane, Illinois 11 $ 2,853,000 $ 259,363 $ 29,000
Will, Illinois 11 $ 2,156,000 $ 196,000 $ 2,000
Cumberland, Maine 11 $ 2,530,000 $ 230,000 $ 92,000
Barnstable, Massachusetts 11 $ 3,638,000 $ 330,727 $ 173,000
Rockingham, New Hampshire 11 $ 2,503,000 $ 227,545 $ 9,000
Atlantic, New Jersey 11 $ 2,515,000 $ 228,636 $ 79,000
Fulton, New York 11 $ 1,135,000 $ 103,181 $ 64,000
Niagara, New York 11 $ 1,490,000 $ 135,454 $ 67,000
Rensselaer, New York 11 $ 1,852,000 $ 168,363 $ 54,000
Hamilton, Ohio 11 $ 1,707,000 $ 155,181 $ 2,000
Yamhill, Oregon 11 $ 2,222,000 $ 202,000 $ 61,000
Monroe, Pennsylvania 11 $ 1,964,000 $ 178,545 $ 59,000
York, Pennsylvania 11 $ 2,188,000 $ 198,909 $ 84,000
Horry, South Carolina 11 $ 2,213,000 $ 201,181 $ 115,000
Weber, Utah 11 $ 2,277,000 $ 207,000 $ 52,000
Henrico, Virginia 11 $ 2,016,000 $ 183,272 $ 47,000
Norfolk, Virginia 11 $ 2,217,000 $ 201,545 $ 49,000
Stafford, Virginia 11 $ 2,584,000 $ 234,909 $ 55,000
Jefferson, Alabama 10 $ 1,030,000 $ 103,000 $ 0
Cochise, Arizona 10 $ 1,898,000 $ 189,800 $ 57,000
Pulaski, Arkansas 10 $ 1,531,000 $ 153,100 $ 30,000
New London, Connecticut 10 $ 2,257,000 $ 225,700 $ 51,000
Hamilton, Indiana 10 $ 2,237,000 $ 223,700 $ 94,000
Suffolk, Massachusetts 10 $ 3,053,000 $ 305,300 $ 40,000
Ramsey, Minnesota 10 $ 1,712,000 $ 171,200 $ 63,000
Douglas, Nevada 10 $ 1,928,000 $ 192,800 $ 83,000
Mercer, New Jersey 10 $ 3,073,000 $ 307,300 $ 80,000
Santa Fe, New Mexico 10 $ 2,711,000 $ 271,100 $ 40,000
Cuyahoga, Ohio 10 $ 1,898,000 $ 189,800 $ 36,000
Northampton, Pennsylvania 10 $ 2,119,000 $ 211,900 $ 39,000
Hidalgo, Texas 10 $ 883,000 $ 88,300 $ 15,000
Summit, Utah 10 $ 3,656,000 $ 365,600 $ 179,000
Chesapeake, Virginia 10 $ 2,365,000 $ 236,500 $ 55,000
Yuma, Arizona 9 $ 1,473,000 $ 163,666 $ 72,000
Benton, Arkansas 9 $ 991,000 $ 110,111 $ 81,000
Washington, Arkansas 9 $ 1,294,000 $ 143,777 $ 117,000
Colusa, California 9 $ 1,294,000 $ 143,777 $ 52,000
Imperial, California 9 $ 1,664,000 $ 184,888 $ 75,000
Fayette, Kentucky 9 $ 1,426,000 $ 158,444 $ 47,000
Charles, Maryland 9 $ 2,033,000 $ 225,888 $ 61,000
Passaic, New Jersey 9 $ 2,543,000 $ 282,555 $ 46,000
Oneida, New York 9 $ 1,166,000 $ 129,555 $ 88,000
Buncombe, North Carolina 9 $ 3,610,000 $ 401,111 $ 116,000
Cumberland, North Carolina 9 $ 1,230,000 $ 136,666 $ 38,000
Butler, Ohio 9 $ 1,670,000 $ 185,555 $ 0
Lincoln, Oregon 9 $ 1,708,000 $ 189,777 $ 78,000
Washington, Pennsylvania 9 $ 1,233,000 $ 137,000 $ 59,000
Charleston, South Carolina 9 $ 1,934,000 $ 214,888 $ 34,000
Montgomery, Tennessee 9 $ 1,012,000 $ 112,444 $ 24,000
Portsmouth, Virginia 9 $ 1,614,000 $ 179,333 $ 46,000
Dane, Wisconsin 9 $ 1,762,000 $ 195,777 $ 38,000
Sutter, California 8 $ 1,881,000 $ 235,125 $ 100,000
Middlesex, Connecticut 8 $ 1,929,000 $ 241,125 $ 264,000
Brevard, Florida 8 $ 1,948,000 $ 243,500 $ 38,000
Lee, Florida 8 $ 1,170,000 $ 146,250 $ 19,000
Seminole, Florida 8 $ 1,804,000 $ 225,500 $ 15,000
Clayton, Georgia 8 $ 858,000 $ 107,250 $ 85,000
Columbia, Georgia 8 $ 1,798,000 $ 224,750 $ 113,000
Coweta, Georgia 8 $ 1,545,000 $ 193,125 $ 56,000
Muscogee, Georgia 8 $ 1,188,000 $ 148,500 $ 48,000
Bonneville, Idaho 8 $ 1,671,000 $ 208,875 $ 103,000
St. Joseph, Indiana 8 $ 1,015,000 $ 126,875 $ 21,000
Orleans, Louisiana 8 $ 954,000 $ 119,250 $ 0
Wayne, Michigan 8 $ 1,212,000 $ 151,500 $ 22,000
Washington, Minnesota 8 $ 2,036,000 $ 254,500 $ 34,000
Cape May, New Jersey 8 $ 2,684,000 $ 335,500 $ 50,000
Union, New Jersey 8 $ 2,656,000 $ 332,000 $ 45,000
Cayuga, New York 8 $ 899,000 $ 112,375 $ 47,000
Clinton, New York 8 $ 1,355,000 $ 169,375 $ 68,000
Columbia, New York 8 $ 1,722,000 $ 215,250 $ 87,000
Ontario, New York 8 $ 1,373,000 $ 171,625 $ 83,000
Warren, New York 8 $ 1,356,000 $ 169,500 $ 77,000
Cabarrus, North Carolina 8 $ 1,390,000 $ 173,750 $ 65,000
Gaston, North Carolina 8 $ 1,372,000 $ 171,500 $ 61,000
Montgomery, Ohio 8 $ 807,000 $ 100,875 $ 0
Summit, Ohio 8 $ 1,298,000 $ 162,250 $ 29,000
Cumberland, Pennsylvania 8 $ 1,403,000 $ 175,375 $ 81,000
Denton, Texas 8 $ 1,335,000 $ 166,875 $ 29,000
Skagit, Washington 8 $ 1,647,000 $ 205,875 $ 67,000
Craighead, Arkansas 7 $ 976,000 $ 139,428 $ 75,000
Calaveras, California 7 $ 2,015,000 $ 287,857 $ 73,000
Eagle, Colorado 7 $ 3,185,000 $ 455,000 $ 144,000
Pueblo, Colorado 7 $ 1,167,000 $ 166,714 $ 48,000
Summit, Colorado 7 $ 2,353,000 $ 336,142 $ 103,000
Clay, Florida 7 $ 945,000 $ 135,000 $ 45,000
Henry, Georgia 7 $ 1,857,000 $ 265,285 $ 110,000
Rockdale, Georgia 7 $ 1,239,000 $ 177,000 $ 59,000
Hancock, Maine 7 $ 1,170,000 $ 167,142 $ 68,000
Kennebec, Maine 7 $ 1,317,000 $ 188,142 $ 82,000
Kent, Michigan 7 $ 1,538,000 $ 219,714 $ 35,000
Washtenaw, Michigan 7 $ 1,836,000 $ 262,285 $ 41,000
Elko, Nevada 7 $ 1,032,000 $ 147,428 $ 48,000
Gloucester, New Jersey 7 $ 992,000 $ 141,714 $ 58,000
Sussex, New Jersey 7 $ 1,549,000 $ 221,285 $ 71,000
Dona Ana, New Mexico 7 $ 969,000 $ 138,428 $ 72,000
Forsyth, North Carolina 7 $ 1,143,000 $ 163,285 $ 70,000
Coos, Oregon 7 $ 1,170,000 $ 167,142 $ 75,000
Beaver, Pennsylvania 7 $ 1,091,000 $ 155,857 $ 21,000
Greenville, South Carolina 7 $ 857,000 $ 122,428 $ 24,000
Richland, South Carolina 7 $ 1,035,000 $ 147,857 $ 23,000
Rutherford, Tennessee 7 $ 1,290,000 $ 184,285 $ 26,000
Cameron, Texas 7 $ 843,000 $ 120,428 $ 0
Collin, Texas 7 $ 1,015,000 $ 145,000 $ 62,000
El Paso, Texas 7 $ 816,000 $ 116,571 $ 8,000
Montgomery, Texas 7 $ 1,416,000 $ 202,285 $ 11,000
Benton, Washington 7 $ 852,000 $ 121,714 $ 38,000
Cowlitz, Washington 7 $ 926,000 $ 132,285 $ 42,000
Island, Washington 7 $ 1,549,000 $ 221,285 $ 84,000
Navajo, Arizona 6 $ 992,000 $ 165,333 $ 63,000
Saline, Arkansas 6 $ 688,000 $ 114,666 $ 32,000
Humboldt, California 6 $ 1,475,000 $ 245,833 $ 28,000
La Plata, Colorado 6 $ 1,431,000 $ 238,500 $ 52,000
Charlotte, Florida 6 $ 1,542,000 $ 257,000 $ 0
St. Lucie, Florida 6 $ 764,000 $ 127,333 $ 38,000
Douglas, Georgia 6 $ 880,000 $ 146,666 $ 37,000
Newton, Georgia 6 $ 864,000 $ 144,000 $ 36,000
Johnson, Indiana 6 $ 978,000 $ 163,000 $ 59,000
Porter, Indiana 6 $ 814,000 $ 135,666 $ 51,000
Johnson, Kansas 6 $ 1,426,000 $ 237,666 $ 4,000
Caddo, Louisiana 6 $ 823,000 $ 137,166 $ 5,000
East Baton Rouge, Louisiana 6 $ 895,000 $ 149,166 $ 12,000
Calvert, Maryland 6 $ 2,672,000 $ 445,333 $ 125,000
Cecil, Maryland 6 $ 1,031,000 $ 171,833 $ 38,000
Harford, Maryland 6 $ 1,711,000 $ 285,166 $ 32,000
Dakota, Minnesota 6 $ 1,700,000 $ 283,333 $ 97,000
Scott, Minnesota 6 $ 1,195,000 $ 199,166 $ 43,000
Hinds, Mississippi 6 $ 559,000 $ 93,166 $ 0
Greene, Missouri 6 $ 1,283,000 $ 213,833 $ 79,000
Douglas, Nebraska 6 $ 581,000 $ 96,833 $ 9,000
Hunterdon, New Jersey 6 $ 1,511,000 $ 251,833 $ 94,000
Somerset, New Jersey 6 $ 1,316,000 $ 219,333 $ 87,000
Tioga, New York 6 $ 804,000 $ 134,000 $ 76,000
Union, North Carolina 6 $ 1,309,000 $ 218,166 $ 137,000
Lake, Ohio 6 $ 670,000 $ 111,666 $ 20,000
Tulsa, Oklahoma 6 $ 463,000 $ 77,166 $ 33,000
Columbia, Oregon 6 $ 1,155,000 $ 192,500 $ 74,000
Lancaster, Pennsylvania 6 $ 1,058,000 $ 176,333 $ 67,000
Beaufort, South Carolina 6 $ 1,796,000 $ 299,333 $ 53,000
Williamson, Tennessee 6 $ 1,588,000 $ 264,666 $ 71,000
Box Elder, Utah 6 $ 1,133,000 $ 188,833 $ 48,000
Cache, Utah 6 $ 1,200,000 $ 200,000 $ 42,000
Arlington, Virginia 6 $ 2,759,000 $ 459,833 $ 62,000
Bedford, Virginia 6 $ 1,023,000 $ 170,500 $ 48,000
Hampton, Virginia 6 $ 1,149,000 $ 191,500 $ 39,000
Hanover, Virginia 6 $ 1,542,000 $ 257,000 $ 64,000
Spotsylvania, Virginia 6 $ 1,518,000 $ 253,000 $ 59,000
Montezuma, Colorado 5 $ 720,000 $ 144,000 $ 77,000
Collier, Florida 5 $ 1,054,000 $ 210,800 $ 9,000
Marion, Florida 5 $ 578,000 $ 115,600 $ 26,000
Okaloosa, Florida 5 $ 987,000 $ 197,400 $ 80,000
Osceola, Florida 5 $ 825,000 $ 165,000 $ 72,000
Pasco, Florida 5 $ 433,000 $ 86,600 $ 23,000
Carroll, Georgia 5 $ 632,000 $ 126,400 $ 32,000
Fayette, Georgia 5 $ 1,395,000 $ 279,000 $ 51,000
Lumpkin, Georgia 5 $ 596,000 $ 119,200 $ 30,000
Paulding, Georgia 5 $ 696,000 $ 139,200 $ 18,000
Clark, Indiana 5 $ 453,000 $ 90,600 $ 29,000
Elkhart, Indiana 5 $ 519,000 $ 103,800 $ 30,000
Linn, Iowa 5 $ 713,000 $ 142,600 $ 52,000
Sedgwick, Kansas 5 $ 689,000 $ 137,800 $ 0
Bossier, Louisiana 5 $ 757,000 $ 151,400 $ 76,000
Lafayette, Louisiana 5 $ 787,000 $ 157,400 $ 44,000
St. Tammany, Louisiana 5 $ 635,000 $ 127,000 $ 0
Knox, Maine 5 $ 934,000 $ 186,800 $ 40,000
Carroll, Maryland 5 $ 1,603,000 $ 320,600 $ 53,000
Frederick, Maryland 5 $ 1,441,000 $ 288,200 $ 72,000
Genesee, Michigan 5 $ 828,000 $ 165,600 $ 29,000
Olmsted, Minnesota 5 $ 1,037,000 $ 207,400 $ 82,000
St. Louis, Minnesota 5 $ 677,000 $ 135,400 $ 54,000
Harrison, Mississippi 5 $ 844,000 $ 168,800 $ 47,000
Lake, Montana 5 $ 945,000 $ 189,000 $ 42,000
Churchill, Nevada 5 $ 807,000 $ 161,400 $ 102,000
Hillsborough, New Hampshire 5 $ 1,160,000 $ 232,000 $ 0
Warren, New Jersey 5 $ 552,000 $ 110,400 $ 56,000
Cortland, New York 5 $ 511,000 $ 102,200 $ 57,000
Delaware, New York 5 $ 729,000 $ 145,800 $ 115,000
Essex, New York 5 $ 952,000 $ 190,400 $ 80,000
Schenectady, New York 5 $ 623,000 $ 124,600 $ 70,000
Washington, New York 5 $ 806,000 $ 161,200 $ 75,000
Wayne, New York 5 $ 699,000 $ 139,800 $ 53,000
Stark, Ohio 5 $ 615,000 $ 123,000 $ 16,000
Malheur, Oregon 5 $ 583,000 $ 116,600 $ 33,000
Adams, Pennsylvania 5 $ 887,000 $ 177,400 $ 69,000
Clarion, Pennsylvania 5 $ 528,000 $ 105,600 $ 39,000
Erie, Pennsylvania 5 $ 932,000 $ 186,400 $ 38,000
Franklin, Pennsylvania 5 $ 844,000 $ 168,800 $ 22,000
Lackawanna, Pennsylvania 5 $ 682,000 $ 136,400 $ 10,000
Providence, Rhode Island 5 $ 986,000 $ 197,200 $ 0
Berkeley, South Carolina 5 $ 691,000 $ 138,200 $ 41,000
Brazos, Texas 5 $ 718,000 $ 143,600 $ 10,000
Fauquier, Virginia 5 $ 2,544,000 $ 508,800 $ 62,000
Frederick, Virginia 5 $ 1,055,000 $ 211,000 $ 60,000
Richmond City, Virginia 5 $ 520,000 $ 104,000 $ 61,000
Jefferson, Washington 5 $ 1,535,000 $ 307,000 $ 82,000
Brown, Wisconsin 5 $ 511,000 $ 102,200 $ 75,000
Waukesha, Wisconsin 5 $ 1,056,000 $ 211,200 $ 60,000
Faulkner, Arkansas 4 $ 635,000 $ 158,750 $ 38,000
Mono, California 4 $ 1,339,000 $ 334,750 $ 95,000
Delta, Colorado 4 $ 893,000 $ 223,250 $ 67,000
Mesa, Colorado 4 $ 601,000 $ 150,250 $ 25,000
Litchfield, Connecticut 4 $ 993,000 $ 248,250 $ 74,000
Citrus, Florida 4 $ 494,000 $ 123,500 $ 9,000
Escambia, Florida 4 $ 571,000 $ 142,750 $ 14,000
Hernando, Florida 4 $ 468,000 $ 117,000 $ 4,000
Manatee, Florida 4 $ 639,000 $ 159,750 $ 38,000
Volusia, Florida 4 $ 635,000 $ 158,750 $ 35,000
Bartow, Georgia 4 $ 523,000 $ 130,750 $ 57,000
Camden, Georgia 4 $ 581,000 $ 145,250 $ 56,000
Clarke, Georgia 4 $ 1,440,000 $ 360,000 $ 57,000
Glynn, Georgia 4 $ 1,483,000 $ 370,750 $ 53,000
Houston, Georgia 4 $ 636,000 $ 159,000 $ 105,000
Madison, Idaho 4 $ 754,000 $ 188,500 $ 199,000
Kendall, Illinois 4 $ 587,000 $ 146,750 $ 12,000
Hendricks, Indiana 4 $ 552,000 $ 138,000 $ 57,000
LaPorte, Indiana 4 $ 606,000 $ 151,500 $ 15,000
Morgan, Indiana 4 $ 494,000 $ 123,500 $ 85,000
Wyandotte, Kansas 4 $ 365,000 $ 91,250 $ 0
Campbell, Kentucky 4 $ 1,013,000 $ 253,250 $ 57,000
Androscoggin, Maine 4 $ 484,000 $ 121,000 $ 30,000
Penobscot, Maine 4 $ 595,000 $ 148,750 $ 25,000
Berrien, Michigan 4 $ 926,000 $ 231,500 $ 17,000
Ingham, Michigan 4 $ 478,000 $ 119,500 $ 65,000
Kalamazoo, Michigan 4 $ 550,000 $ 137,500 $ 0
Ottawa, Michigan 4 $ 498,000 $ 124,500 $ 18,000
DeSoto, Mississippi 4 $ 855,000 $ 213,750 $ 48,000
Lamar, Mississippi 4 $ 456,000 $ 114,000 $ 0
Rankin, Mississippi 4 $ 598,000 $ 149,500 $ 56,000
Gallatin, Montana 4 $ 873,000 $ 218,250 $ 123,000
Belknap, New Hampshire 4 $ 791,000 $ 197,750 $ 0
Chemung, New York 4 $ 254,000 $ 63,500 $ 16,000
Jefferson, New York 4 $ 451,000 $ 112,750 $ 58,000
Oswego, New York 4 $ 557,000 $ 139,250 $ 94,000
Henderson, North Carolina 4 $ 806,000 $ 201,500 $ 77,000
Iredell, North Carolina 4 $ 718,000 $ 179,500 $ 86,000
Onslow, North Carolina 4 $ 697,000 $ 174,250 $ 64,000
Clermont, Ohio 4 $ 530,000 $ 132,500 $ 0
Lucas, Ohio 4 $ 341,000 $ 85,250 $ 0
Medina, Ohio 4 $ 1,290,000 $ 322,500 $ 12,000
Lake, Oregon 4 $ 470,000 $ 117,500 $ 49,000
Tillamook, Oregon 4 $ 785,000 $ 196,250 $ 82,000
Lehigh, Pennsylvania 4 $ 796,000 $ 199,000 $ 106,000
Luzerne, Pennsylvania 4 $ 634,000 $ 158,500 $ 73,000
Pike, Pennsylvania 4 $ 578,000 $ 144,500 $ 50,000
Anderson, South Carolina 4 $ 336,000 $ 84,000 $ 9,000
Dorchester, South Carolina 4 $ 717,000 $ 179,250 $ 50,000
Lexington, South Carolina 4 $ 388,000 $ 97,000 $ 24,000
Maury, Tennessee 4 $ 669,000 $ 167,250 $ 57,000
Tipton, Tennessee 4 $ 433,000 $ 108,250 $ 33,000
Andrews, Texas 4 $ 362,000 $ 90,500 $ 533,000
Albemarle, Virginia 4 $ 986,000 $ 246,500 $ 77,000
Roanoke, Virginia 4 $ 660,000 $ 165,000 $ 49,000
Rockingham, Virginia 4 $ 940,000 $ 235,000 $ 69,000
Franklin, Washington 4 $ 698,000 $ 174,500 $ 57,000
Ozaukee, Wisconsin 4 $ 1,340,000 $ 335,000 $ 58,000
Sawyer, Wisconsin 4 $ 1,088,000 $ 272,000 $ 97,000
Walworth, Wisconsin 4 $ 418,000 $ 104,500 $ 22,000
Madison, Alabama 3 $ 300,000 $ 100,000 $ 0
Santa Cruz, Arizona 3 $ 539,000 $ 179,666 $ 83,000
Crawford, Arkansas 3 $ 375,000 $ 125,000 $ 34,000
Trinity, California 3 $ 451,000 $ 150,333 $ 42,000
Tuolumne, California 3 $ 569,000 $ 189,666 $ 114,000
Elbert, Colorado 3 $ 602,000 $ 200,666 $ 71,000
Fremont, Colorado 3 $ 450,000 $ 150,000 $ 68,000
Alachua, Florida 3 $ 342,000 $ 114,000 $ 90,000
Indian River, Florida 3 $ 365,000 $ 121,666 $ 0
Martin, Florida 3 $ 605,000 $ 201,666 $ 0
St. Johns, Florida 3 $ 816,000 $ 272,000 $ 55,000
Catoosa, Georgia 3 $ 448,000 $ 149,333 $ 74,000
Dougherty, Georgia 3 $ 652,000 $ 217,333 $ 0
Fannin, Georgia 3 $ 546,000 $ 182,000 $ 58,000
Greene, Georgia 3 $ 761,000 $ 253,666 $ 9,000
Habersham, Georgia 3 $ 611,000 $ 203,666 $ 79,000
Hall, Georgia 3 $ 458,000 $ 152,666 $ 45,000
Laurens, Georgia 3 $ 348,000 $ 116,000 $ 0
Richmond, Georgia 3 $ 434,000 $ 144,666 $ 76,000
Troup, Georgia 3 $ 365,000 $ 121,666 $ 38,000
Union, Georgia 3 $ 714,000 $ 238,000 $ 85,000
Bannock, Idaho 3 $ 534,000 $ 178,000 $ 41,000
Rock Island, Illinois 3 $ 697,000 $ 232,333 $ 82,000
Winnebago, Illinois 3 $ 336,000 $ 112,000 $ 0
Floyd, Indiana 3 $ 391,000 $ 130,333 $ 94,000
Marion, Iowa 3 $ 278,000 $ 92,666 $ 11,000
Scott, Iowa 3 $ 537,000 $ 179,000 $ 35,000
Bullitt, Kentucky 3 $ 362,000 $ 120,666 $ 37,000
Hardin, Kentucky 3 $ 578,000 $ 192,666 $ 68,000
Spencer, Kentucky 3 $ 561,000 $ 187,000 $ 53,000
Woodford, Kentucky 3 $ 554,000 $ 184,666 $ 70,000
Tangipahoa, Louisiana 3 $ 343,000 $ 114,333 $ 0
Franklin, Maine 3 $ 455,000 $ 151,666 $ 74,000
Oxford, Maine 3 $ 531,000 $ 177,000 $ 91,000
Washington, Maine 3 $ 527,000 $ 175,666 $ 27,000
Queen Anne's, Maryland 3 $ 967,000 $ 322,333 $ 40,000
Worcester, Maryland 3 $ 565,000 $ 188,333 $ 53,000
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Mortgage Loan Application Detail Totals for Banc of California, NA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,952 $3,493,734,000 $292,000 $15,000,000 $92,000 $9,999,000
Home Purchase 7,520 $2,388,004,000 $317,000 $9,330,000 $99,000 $8,863,000
Home Improvement 699 $167,530,000 $239,000 $1,560,000 $110,000 $3,171,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,262 $2,903,071,000 $313,000 $15,000,000 $127,000 $9,999,000
Not applicable 3,924 $1,046,323,000 $266,000 $4,500,000 $0 $0
Hispanic 2,771 $665,938,000 $240,000 $1,613,000 $76,000 $1,068,000
Not Provided 2,330 $850,072,000 $364,000 $5,500,000 $140,000 $4,285,000
Asian 1,266 $421,010,000 $332,000 $2,436,000 $122,000 $1,381,000
Black or African American 497 $124,051,000 $249,000 $1,613,000 $89,000 $884,000
Native Hawaiian or Other Pacific Islander 80 $29,676,000 $370,000 $1,311,000 $113,000 $617,000
American Indian or Alaskan Native 41 $9,127,000 $222,000 $1,034,000 $90,000 $371,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,184 $5,030,653,000 $310,000 $15,000,000 $101,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,529 $631,742,000 $249,000 $867,000 $71,000 $714,000
VA-guaranteed (Veterans Administration) 924 $242,846,000 $262,000 $890,000 $82,000 $2,244,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 534 $144,027,000 $269,000 $1,900,000 $71,000 $458,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,469 $2,724,377,000 $321,000 $15,000,000 $121,000 $8,863,000
Application Withdrawn By Applicant 4,283 $1,174,249,000 $274,000 $4,612,000 $114,000 $4,285,000
Loan Purchased By The Institution 4,016 $1,051,653,000 $261,000 $3,040,000 $4,000 $600,000
Application Denied By Financial Institution 1,970 $603,123,000 $306,000 $5,000,000 $95,000 $3,005,000
Application Approved But Not Accepted 790 $317,953,000 $402,000 $6,000,000 $150,000 $9,999,000
File Closed For Incompleteness 643 $177,913,000 $276,000 $2,400,000 $131,000 $2,598,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 616 $227,640,000 $369,000 $5,000,000 $83,000 $1,680,000
Credit History 499 $138,866,000 $278,000 $3,000,000 $90,000 $838,000
Collateral 293 $69,280,000 $236,000 $1,800,000 $97,000 $478,000
Other 256 $85,316,000 $333,000 $3,750,000 $124,000 $3,005,000
Credit Application Incomplete 212 $50,970,000 $240,000 $1,680,000 $110,000 $1,231,000
Employment History 34 $11,619,000 $341,000 $2,800,000 $58,000 $224,000
Unverifiable Information 33 $12,543,000 $380,000 $1,235,000 $96,000 $682,000
Insufficient Cash (Downpayment, Closing Cost) 27 $6,889,000 $255,000 $633,000 $88,000 $457,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Banc of California, NA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Banc of California, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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