PennyMac Loan Services LLC Mortgage Lending & HMDA Data, 2018
In 2018, PennyMac Loan Services LLC of Westlake Village, CA reported 218,778 mortgage applications totaling $48.2 billion, down 9% from 2017. The average application was for $220,271, and applicants reported an average income of $109,472. 10% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (7,874), Washington-Arlington-Alexandria, DC-VA-MD-WV (5,591) and Phoenix-Mesa-Scottsdale, AZ (4,731) (applications in parentheses).
| Mortgage Company & Address | PennyMac Loan Services LLC 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 218,778 |
| Total Mortgage Loan Application Amount | $48,190,660,000 |
| Average Mortgage Loan Application Amount | $220,271 |
| Highest Mortgage Loan Application Amount | $5,405,000 |
| Average Applicant Income | $109,472 |
| Highest Applicant Income | $2,187,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PennyMac Loan Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 26,283 | $ 4,182,055,000 | $ 159,116 | $ 79,454 |
| Atlanta-Sandy Springs-Roswell, GA | 7,874 | $ 1,585,500,000 | $ 201,358 | $ 88,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5,591 | $ 2,031,035,000 | $ 363,268 | $ 118,703 |
| Phoenix-Mesa-Scottsdale, AZ | 4,731 | $ 1,054,935,000 | $ 222,983 | $ 85,000 |
| Riverside-San Bernardino-Ontario, CA | 4,191 | $ 1,192,505,000 | $ 284,539 | $ 95,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,705 | $ 787,025,000 | $ 212,422 | $ 82,000 |
| Baltimore-Columbia-Towson, MD | 3,280 | $ 921,360,000 | $ 280,902 | $ 107,000 |
| Las Vegas-Henderson-Paradise, NV | 3,042 | $ 801,090,000 | $ 263,343 | $ 91,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3,039 | $ 783,045,000 | $ 257,665 | $ 85,884 |
| Houston-The Woodlands-Sugar Land, TX | 2,917 | $ 595,445,000 | $ 204,129 | $ 106,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,766 | $ 637,450,000 | $ 230,459 | $ 86,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,760 | $ 638,800,000 | $ 231,449 | $ 100,047 |
| Los Angeles-Long Beach-Glendale, CA | 2,754 | $ 1,132,050,000 | $ 411,056 | $ 115,000 |
| Dallas-Plano-Irving, TX | 2,670 | $ 630,100,000 | $ 235,992 | $ 103,000 |
| Orlando-Kissimmee-Sanford, FL | 2,577 | $ 568,385,000 | $ 220,560 | $ 80,000 |
| San Antonio-New Braunfels, TX | 2,461 | $ 522,515,000 | $ 212,318 | $ 93,000 |
| Chicago-Naperville-Arlington Heights, IL | 2,335 | $ 455,125,000 | $ 194,914 | $ 90,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2,306 | $ 472,830,000 | $ 205,043 | $ 88,160 |
| Denver-Aurora-Lakewood, CO | 2,167 | $ 691,935,000 | $ 319,305 | $ 93,000 |
| St. Louis, MO-IL | 2,158 | $ 345,340,000 | $ 160,027 | $ 79,242 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,138 | $ 648,200,000 | $ 303,180 | $ 97,121 |
| New York-Jersey City-White Plains, NY-NJ | 2,099 | $ 659,985,000 | $ 314,428 | $ 112,161 |
| Richmond, VA | 1,862 | $ 429,160,000 | $ 230,483 | $ 88,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,860 | $ 599,140,000 | $ 322,118 | $ 107,000 |
| Fort Worth-Arlington, TX | 1,692 | $ 363,030,000 | $ 214,556 | $ 97,000 |
| Jacksonville, FL | 1,605 | $ 359,565,000 | $ 224,028 | $ 91,000 |
| Miami-Miami Beach-Kendall, FL | 1,581 | $ 410,785,000 | $ 259,826 | $ 93,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,546 | $ 388,290,000 | $ 251,157 | $ 95,000 |
| Knoxville, TN | 1,521 | $ 278,695,000 | $ 183,231 | $ 76,000 |
| San Diego-Carlsbad, CA | 1,501 | $ 688,005,000 | $ 458,364 | $ 121,000 |
| Camden, NJ | 1,471 | $ 267,775,000 | $ 182,036 | $ 96,000 |
| Cincinnati, OH-KY-IN | 1,448 | $ 228,040,000 | $ 157,486 | $ 90,519 |
| Kansas City, MO-KS | 1,440 | $ 251,030,000 | $ 174,326 | $ 84,299 |
| Tucson, AZ | 1,408 | $ 278,250,000 | $ 197,620 | $ 89,000 |
| Colorado Springs, CO | 1,397 | $ 400,845,000 | $ 286,932 | $ 84,000 |
| Memphis, TN-MS-AR | 1,324 | $ 249,500,000 | $ 188,444 | $ 83,674 |
| Austin-Round Rock, TX | 1,313 | $ 322,445,000 | $ 245,578 | $ 104,000 |
| Seattle-Bellevue-Everett, WA | 1,254 | $ 467,940,000 | $ 373,157 | $ 121,000 |
| Columbus, OH | 1,242 | $ 216,450,000 | $ 174,275 | $ 83,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,185 | $ 288,385,000 | $ 243,362 | $ 97,000 |
| Salt Lake City, UT | 1,147 | $ 303,305,000 | $ 264,433 | $ 89,000 |
| Louisville/Jefferson County, KY-IN | 1,145 | $ 194,165,000 | $ 169,576 | $ 73,547 |
| Indianapolis-Carmel-Anderson, IN | 1,143 | $ 178,115,000 | $ 155,831 | $ 82,000 |
| Silver Spring-Frederick-Rockville, MD | 1,143 | $ 387,865,000 | $ 339,339 | $ 119,000 |
| Cape Coral-Fort Myers, FL | 1,135 | $ 225,345,000 | $ 198,541 | $ 78,000 |
| Clarksville, TN-KY | 1,134 | $ 214,880,000 | $ 189,488 | $ 78,933 |
| Newark, NJ-PA | 1,125 | $ 298,915,000 | $ 265,702 | $ 115,392 |
| Cleveland-Elyria, OH | 1,116 | $ 171,080,000 | $ 153,297 | $ 84,000 |
| Raleigh, NC | 1,096 | $ 252,550,000 | $ 230,428 | $ 93,000 |
| Philadelphia, PA | 1,075 | $ 183,495,000 | $ 170,693 | $ 76,000 |
| Lakeland-Winter Haven, FL | 1,057 | $ 197,845,000 | $ 187,175 | $ 76,000 |
| Pittsburgh, PA | 1,053 | $ 171,955,000 | $ 163,300 | $ 89,000 |
| Bakersfield, CA | 1,051 | $ 228,815,000 | $ 217,711 | $ 86,000 |
| Tacoma-Lakewood, WA | 1,044 | $ 326,790,000 | $ 313,017 | $ 99,000 |
| Warren-Troy-Farmington Hills, MI | 1,022 | $ 180,210,000 | $ 176,330 | $ 80,000 |
| Charleston-North Charleston, SC | 999 | $ 221,415,000 | $ 221,636 | $ 81,000 |
| Pensacola-Ferry Pass-Brent, FL | 994 | $ 199,660,000 | $ 200,865 | $ 102,000 |
| Birmingham-Hoover, AL | 986 | $ 171,680,000 | $ 174,117 | $ 77,000 |
| Providence-Warwick, RI-MA | 972 | $ 235,460,000 | $ 242,242 | $ 78,734 |
| New Orleans-Metairie, LA | 931 | $ 173,805,000 | $ 186,686 | $ 87,000 |
| Montgomery County-Bucks County-Chester County, PA | 930 | $ 225,710,000 | $ 242,698 | $ 106,000 |
| Greenville-Anderson-Mauldin, SC | 918 | $ 162,900,000 | $ 177,450 | $ 79,000 |
| Ogden-Clearfield, UT | 903 | $ 226,375,000 | $ 250,692 | $ 78,000 |
| Palm Bay-Melbourne-Titusville, FL | 878 | $ 186,620,000 | $ 212,551 | $ 86,000 |
| Wilmington, DE-MD-NJ | 867 | $ 190,005,000 | $ 219,152 | $ 91,837 |
| Deltona-Daytona Beach-Ormond Beach, FL | 843 | $ 161,395,000 | $ 191,453 | $ 72,000 |
| Oakland-Hayward-Berkeley, CA | 835 | $ 377,555,000 | $ 452,161 | $ 126,000 |
| Columbia, SC | 829 | $ 147,645,000 | $ 178,100 | $ 84,000 |
| Fresno, CA | 799 | $ 183,575,000 | $ 229,755 | $ 86,000 |
| Savannah, GA | 796 | $ 158,340,000 | $ 198,919 | $ 72,000 |
| Omaha-Council Bluffs, NE-IA | 784 | $ 148,820,000 | $ 189,821 | $ 89,798 |
| Wichita, KS | 760 | $ 110,850,000 | $ 145,855 | $ 85,000 |
| Augusta-Richmond County, GA-SC | 732 | $ 142,280,000 | $ 194,371 | $ 84,489 |
| Provo-Orem, UT | 704 | $ 187,020,000 | $ 265,653 | $ 86,000 |
| North Port-Sarasota-Bradenton, FL | 693 | $ 158,495,000 | $ 228,708 | $ 87,000 |
| Port St. Lucie, FL | 692 | $ 141,610,000 | $ 204,638 | $ 71,000 |
| Crestview-Fort Walton Beach-Destin, FL | 682 | $ 159,040,000 | $ 233,196 | $ 96,000 |
| Rochester, NY | 675 | $ 95,315,000 | $ 141,207 | $ 0 |
| Chattanooga, TN-GA | 664 | $ 113,160,000 | $ 170,421 | $ 80,590 |
| Albuquerque, NM | 663 | $ 132,065,000 | $ 199,193 | $ 79,000 |
| Anaheim-Santa Ana-Irvine, CA | 659 | $ 325,315,000 | $ 493,649 | $ 149,000 |
| Fayetteville, NC | 657 | $ 108,395,000 | $ 164,984 | $ 82,000 |
| Hagerstown-Martinsburg, MD-WV | 651 | $ 119,655,000 | $ 183,801 | $ 77,365 |
| Little Rock-North Little Rock-Conway, AR | 650 | $ 104,060,000 | $ 160,092 | $ 92,000 |
| Tulsa, OK | 603 | $ 91,295,000 | $ 151,401 | $ 82,000 |
| Oklahoma City, OK | 591 | $ 98,295,000 | $ 166,319 | $ 86,000 |
| Nassau County-Suffolk County, NY | 589 | $ 212,665,000 | $ 361,061 | $ 0 |
| Baton Rouge, LA | 584 | $ 109,460,000 | $ 187,431 | $ 100,000 |
| Ocala, FL | 569 | $ 84,985,000 | $ 149,358 | $ 63,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 552 | $ 98,380,000 | $ 178,224 | $ 94,565 |
| Cambridge-Newton-Framingham, MA | 551 | $ 194,075,000 | $ 352,223 | $ 100,000 |
| Jacksonville, NC | 548 | $ 97,590,000 | $ 178,083 | $ 68,000 |
| York-Hanover, PA | 547 | $ 95,735,000 | $ 175,018 | $ 85,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 537 | $ 105,015,000 | $ 195,558 | $ 92,210 |
| Boise City, ID | 533 | $ 121,105,000 | $ 227,213 | $ 83,000 |
| Stockton-Lodi, CA | 533 | $ 153,385,000 | $ 287,776 | $ 92,000 |
| Worcester, MA-CT | 525 | $ 117,035,000 | $ 222,923 | $ 85,400 |
| Detroit-Dearborn-Livonia, MI | 510 | $ 74,600,000 | $ 146,274 | $ 78,000 |
| Huntsville, AL | 504 | $ 99,420,000 | $ 197,261 | $ 85,000 |
| Killeen-Temple, TX | 503 | $ 83,305,000 | $ 165,616 | $ 79,000 |
| Urban Honolulu, HI | 497 | $ 260,915,000 | $ 524,979 | $ 121,000 |
| Visalia-Porterville, CA | 496 | $ 103,150,000 | $ 207,963 | $ 76,000 |
| Boston, MA | 494 | $ 169,250,000 | $ 342,611 | $ 91,000 |
| Winston-Salem, NC | 492 | $ 78,700,000 | $ 159,959 | $ 69,000 |
| Springfield, MO | 491 | $ 71,675,000 | $ 145,977 | $ 75,000 |
| Gary, IN | 485 | $ 76,665,000 | $ 158,072 | $ 82,000 |
| El Paso, TX | 483 | $ 77,775,000 | $ 161,024 | $ 135,000 |
| Naples-Immokalee-Marco Island, FL | 483 | $ 132,825,000 | $ 275,000 | $ 104,000 |
| Reno, NV | 479 | $ 144,885,000 | $ 302,473 | $ 98,000 |
| Dayton, OH | 476 | $ 75,960,000 | $ 159,579 | $ 83,000 |
| Salisbury, MD-DE | 474 | $ 94,990,000 | $ 200,400 | $ 110,042 |
| Modesto, CA | 460 | $ 121,360,000 | $ 263,826 | $ 85,000 |
| Milwaukee-Waukesha-West Allis, WI | 459 | $ 83,315,000 | $ 181,514 | $ 83,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 455 | $ 70,235,000 | $ 154,362 | $ 0 |
| Spartanburg, SC | 444 | $ 75,920,000 | $ 170,990 | $ 86,000 |
| Salem, OR | 442 | $ 107,950,000 | $ 244,230 | $ 87,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 437 | $ 78,205,000 | $ 178,958 | $ 94,494 |
| Vallejo-Fairfield, CA | 427 | $ 153,925,000 | $ 360,480 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 426 | $ 71,500,000 | $ 167,840 | $ 89,394 |
| Des Moines-West Des Moines, IA | 417 | $ 76,545,000 | $ 183,561 | $ 82,000 |
| Akron, OH | 395 | $ 61,455,000 | $ 155,582 | $ 81,000 |
| Hartford-West Hartford-East Hartford, CT | 394 | $ 81,300,000 | $ 206,345 | $ 95,000 |
| Greensboro-High Point, NC | 390 | $ 65,040,000 | $ 166,769 | $ 72,000 |
| Spokane-Spokane Valley, WA | 377 | $ 78,275,000 | $ 207,625 | $ 84,000 |
| Grand Rapids-Wyoming, MI | 369 | $ 58,495,000 | $ 158,523 | $ 67,000 |
| Springfield, MA | 366 | $ 71,720,000 | $ 195,956 | $ 74,000 |
| Elgin, IL | 360 | $ 69,440,000 | $ 192,888 | $ 79,000 |
| Warner Robins, GA | 360 | $ 62,870,000 | $ 174,638 | $ 71,000 |
| Greeley, CO | 359 | $ 101,705,000 | $ 283,300 | $ 81,000 |
| Reading, PA | 350 | $ 53,440,000 | $ 152,685 | $ 92,000 |
| Lancaster, PA | 347 | $ 63,775,000 | $ 183,789 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 347 | $ 154,165,000 | $ 444,279 | $ 123,000 |
| Flint, MI | 346 | $ 48,020,000 | $ 138,786 | $ 77,000 |
| Youngstown-Warren-Boardman, OH-PA | 345 | $ 38,855,000 | $ 112,623 | $ 55,104 |
| Olympia-Tumwater, WA | 342 | $ 98,830,000 | $ 288,976 | $ 90,000 |
| Yuma, AZ | 342 | $ 57,040,000 | $ 166,783 | $ 86,000 |
| Gulfport-Biloxi-Pascagoula, MS | 341 | $ 57,285,000 | $ 167,991 | $ 87,000 |
| Fort Wayne, IN | 338 | $ 44,550,000 | $ 131,804 | $ 68,000 |
| Manchester-Nashua, NH | 338 | $ 81,510,000 | $ 241,153 | $ 93,000 |
| McAllen-Edinburg-Mission, TX | 333 | $ 48,805,000 | $ 146,561 | $ 124,000 |
| Roanoke, VA | 331 | $ 55,835,000 | $ 168,685 | $ 79,000 |
| Columbus, GA-AL | 329 | $ 58,865,000 | $ 178,920 | $ 100,583 |
| Rockingham County-Strafford County, NH | 325 | $ 85,355,000 | $ 262,630 | $ 95,000 |
| Harrisburg-Carlisle, PA | 323 | $ 56,245,000 | $ 174,133 | $ 88,000 |
| Eugene, OR | 309 | $ 74,085,000 | $ 239,757 | $ 76,000 |
| Hickory-Lenoir-Morganton, NC | 309 | $ 46,215,000 | $ 149,563 | $ 90,000 |
| Lexington-Fayette, KY | 309 | $ 52,545,000 | $ 170,048 | $ 76,000 |
| Asheville, NC | 299 | $ 63,585,000 | $ 212,658 | $ 77,000 |
| Bremerton-Silverdale, WA | 296 | $ 86,870,000 | $ 293,479 | $ 90,000 |
| Montgomery, AL | 294 | $ 49,300,000 | $ 167,687 | $ 78,000 |
| Gainesville, GA | 292 | $ 55,250,000 | $ 189,212 | $ 76,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 289 | $ 35,655,000 | $ 123,373 | $ 69,000 |
| Dover, DE | 288 | $ 61,750,000 | $ 214,409 | $ 64,000 |
| Lubbock, TX | 287 | $ 42,765,000 | $ 149,006 | $ 83,000 |
| Lafayette, LA | 284 | $ 48,300,000 | $ 170,070 | $ 74,000 |
| Portland-South Portland, ME | 283 | $ 63,895,000 | $ 225,777 | $ 85,000 |
| Daphne-Fairhope-Foley, AL | 275 | $ 55,495,000 | $ 201,800 | $ 74,000 |
| Tallahassee, FL | 275 | $ 52,315,000 | $ 190,236 | $ 105,000 |
| Lake Havasu City-Kingman, AZ | 273 | $ 47,695,000 | $ 174,706 | $ 84,000 |
| Punta Gorda, FL | 273 | $ 50,725,000 | $ 185,805 | $ 78,000 |
| Canton-Massillon, OH | 270 | $ 38,760,000 | $ 143,555 | $ 127,000 |
| Lincoln, NE | 270 | $ 47,570,000 | $ 176,185 | $ 76,000 |
| Merced, CA | 269 | $ 61,755,000 | $ 229,572 | $ 125,000 |
| Wilmington, NC | 269 | $ 59,605,000 | $ 221,579 | $ 95,000 |
| Jackson, MS | 267 | $ 47,405,000 | $ 177,546 | $ 70,000 |
| Shreveport-Bossier City, LA | 267 | $ 47,635,000 | $ 178,408 | $ 91,000 |
| Winchester, VA-WV | 264 | $ 60,100,000 | $ 227,651 | $ 87,988 |
| Hinesville, GA | 263 | $ 45,675,000 | $ 173,669 | $ 63,000 |
| Kingsport-Bristol-Bristol, TN-VA | 261 | $ 36,635,000 | $ 140,363 | $ 64,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 261 | $ 135,845,000 | $ 520,478 | $ 146,000 |
| Atlantic City-Hammonton, NJ | 255 | $ 42,805,000 | $ 167,862 | $ 96,000 |
| St. George, UT | 251 | $ 63,785,000 | $ 254,123 | $ 91,000 |
| Hanford-Corcoran, CA | 246 | $ 53,190,000 | $ 216,219 | $ 69,000 |
| Johnson City, TN | 245 | $ 36,985,000 | $ 150,959 | $ 63,000 |
| Prescott, AZ | 234 | $ 53,750,000 | $ 229,700 | $ 71,000 |
| New Haven-Milford, CT | 233 | $ 46,175,000 | $ 198,175 | $ 92,000 |
| Durham-Chapel Hill, NC | 228 | $ 49,800,000 | $ 218,421 | $ 92,000 |
| Sierra Vista-Douglas, AZ | 227 | $ 38,305,000 | $ 168,744 | $ 82,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 224 | $ 51,980,000 | $ 232,053 | $ 82,000 |
| California-Lexington Park, MD | 223 | $ 58,075,000 | $ 260,426 | $ 94,000 |
| Lynchburg, VA | 223 | $ 38,555,000 | $ 172,892 | $ 49,000 |
| Mobile, AL | 223 | $ 35,735,000 | $ 160,246 | $ 71,000 |
| Corpus Christi, TX | 222 | $ 41,340,000 | $ 186,216 | $ 105,000 |
| Redding, CA | 221 | $ 47,935,000 | $ 216,900 | $ 77,000 |
| Syracuse, NY | 220 | $ 30,600,000 | $ 139,090 | $ 0 |
| Albany, OR | 219 | $ 47,045,000 | $ 214,817 | $ 71,000 |
| Charlottesville, VA | 219 | $ 50,795,000 | $ 231,940 | $ 88,000 |
| Yuba City, CA | 218 | $ 55,430,000 | $ 254,266 | $ 85,000 |
| Panama City, FL | 215 | $ 44,235,000 | $ 205,744 | $ 70,000 |
| Homosassa Springs, FL | 213 | $ 33,285,000 | $ 156,267 | $ 69,000 |
| Green Bay, WI | 208 | $ 31,330,000 | $ 150,625 | $ 69,000 |
| Evansville, IN-KY | 207 | $ 27,765,000 | $ 134,130 | $ 61,000 |
| Medford, OR | 207 | $ 47,925,000 | $ 231,521 | $ 80,000 |
| Bend-Redmond, OR | 203 | $ 54,545,000 | $ 268,694 | $ 87,000 |
| Beaumont-Port Arthur, TX | 198 | $ 29,640,000 | $ 149,696 | $ 107,000 |
| Salinas, CA | 196 | $ 80,590,000 | $ 411,173 | $ 97,000 |
| Sioux Falls, SD | 194 | $ 41,030,000 | $ 211,494 | $ 89,000 |
| Valdosta, GA | 194 | $ 32,660,000 | $ 168,350 | $ 101,000 |
| Madera, CA | 192 | $ 46,520,000 | $ 242,291 | $ 87,000 |
| Elizabethtown-Fort Knox, KY | 190 | $ 31,980,000 | $ 168,315 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 182 | $ 22,110,000 | $ 121,483 | $ 75,549 |
| Chico, CA | 181 | $ 39,685,000 | $ 219,254 | $ 74,000 |
| Sebastian-Vero Beach, FL | 178 | $ 34,820,000 | $ 195,617 | $ 71,000 |
| Toledo, OH | 178 | $ 24,460,000 | $ 137,415 | $ 87,000 |
| Fort Collins, CO | 175 | $ 50,435,000 | $ 288,200 | $ 96,000 |
| Lake Charles, LA | 172 | $ 31,170,000 | $ 181,220 | $ 87,000 |
| Tuscaloosa, AL | 170 | $ 30,770,000 | $ 181,000 | $ 98,000 |
| Kalamazoo-Portage, MI | 169 | $ 25,295,000 | $ 149,674 | $ 73,000 |
| Kennewick-Richland, WA | 169 | $ 39,165,000 | $ 231,745 | $ 84,000 |
| Lansing-East Lansing, MI | 166 | $ 23,230,000 | $ 139,939 | $ 76,000 |
| Lebanon, PA | 166 | $ 26,610,000 | $ 160,301 | $ 62,000 |
| Morristown, TN | 166 | $ 27,620,000 | $ 166,385 | $ 94,000 |
| East Stroudsburg, PA | 165 | $ 25,335,000 | $ 153,545 | $ 88,000 |
| Brownsville-Harlingen, TX | 163 | $ 22,515,000 | $ 138,128 | $ 70,000 |
| Greenville, NC | 157 | $ 27,395,000 | $ 174,490 | $ 174,000 |
| Houma-Thibodaux, LA | 157 | $ 25,215,000 | $ 160,605 | $ 81,000 |
| Pueblo, CO | 155 | $ 29,555,000 | $ 190,677 | $ 71,000 |
| Waco, TX | 154 | $ 25,410,000 | $ 165,000 | $ 77,000 |
| Albany-Schenectady-Troy, NY | 153 | $ 28,795,000 | $ 188,202 | $ 0 |
| Topeka, KS | 153 | $ 22,835,000 | $ 149,248 | $ 64,000 |
| Anchorage, AK | 152 | $ 41,400,000 | $ 272,368 | $ 105,000 |
| Chambersburg-Waynesboro, PA | 152 | $ 25,990,000 | $ 170,986 | $ 66,000 |
| Dothan, AL | 152 | $ 24,490,000 | $ 161,118 | $ 62,000 |
| Santa Rosa, CA | 151 | $ 67,605,000 | $ 447,715 | $ 116,000 |
| Appleton, WI | 150 | $ 22,700,000 | $ 151,333 | $ 93,000 |
| Duluth, MN-WI | 150 | $ 24,600,000 | $ 164,000 | $ 122,133 |
| Lawton, OK | 150 | $ 24,660,000 | $ 164,400 | $ 77,000 |
| Athens-Clarke County, GA | 149 | $ 25,475,000 | $ 170,973 | $ 92,000 |
| Cumberland, MD-WV | 147 | $ 17,365,000 | $ 118,129 | $ 97,000 |
| Rapid City, SD | 147 | $ 30,885,000 | $ 210,102 | $ 95,000 |
| Lafayette-West Lafayette, IN | 145 | $ 19,035,000 | $ 131,275 | $ 78,000 |
| Auburn-Opelika, AL | 144 | $ 29,740,000 | $ 206,527 | $ 97,000 |
| Gainesville, FL | 144 | $ 25,840,000 | $ 179,444 | $ 100,000 |
| Dalton, GA | 143 | $ 20,765,000 | $ 145,209 | $ 69,000 |
| Bowling Green, KY | 142 | $ 22,060,000 | $ 155,352 | $ 72,000 |
| Trenton, NJ | 142 | $ 27,550,000 | $ 194,014 | $ 73,000 |
| Vineland-Bridgeton, NJ | 142 | $ 22,380,000 | $ 157,605 | $ 79,000 |
| Macon-Bibb County, GA | 141 | $ 22,785,000 | $ 161,595 | $ 95,000 |
| Coeur D'Alene, ID | 140 | $ 35,590,000 | $ 254,214 | $ 109,000 |
| Santa Maria-Santa Barbara, CA | 138 | $ 49,790,000 | $ 360,797 | $ 106,000 |
| Bridgeport-Stamford-Norwalk, CT | 137 | $ 39,055,000 | $ 285,072 | $ 91,000 |
| Billings, MT | 136 | $ 30,620,000 | $ 225,147 | $ 73,000 |
| Hammond, LA | 134 | $ 23,470,000 | $ 175,149 | $ 68,000 |
| Huntington-Ashland, WV-KY-OH | 133 | $ 15,835,000 | $ 119,060 | $ 43,714 |
| Cedar Rapids, IA | 130 | $ 21,430,000 | $ 164,846 | $ 64,000 |
| Elkhart-Goshen, IN | 130 | $ 17,760,000 | $ 136,615 | $ 62,000 |
| Longview, WA | 130 | $ 29,190,000 | $ 224,538 | $ 89,000 |
| New Bern, NC | 130 | $ 21,480,000 | $ 165,230 | $ 63,000 |
| Burlington, NC | 129 | $ 23,375,000 | $ 181,201 | $ 85,000 |
| Jackson, TN | 129 | $ 19,725,000 | $ 152,906 | $ 72,000 |
| Gettysburg, PA | 127 | $ 24,325,000 | $ 191,535 | $ 90,000 |
| Great Falls, MT | 127 | $ 25,715,000 | $ 202,480 | $ 70,000 |
| Laredo, TX | 127 | $ 20,195,000 | $ 159,015 | $ 88,000 |
| South Bend-Mishawaka, IN-MI | 125 | $ 16,635,000 | $ 133,080 | $ 82,960 |
| Anniston-Oxford-Jacksonville, AL | 124 | $ 17,130,000 | $ 138,145 | $ 88,000 |
| Madison, WI | 123 | $ 24,985,000 | $ 203,130 | $ 78,000 |
| Rockford, IL | 123 | $ 17,875,000 | $ 145,325 | $ 76,000 |
| San Angelo, TX | 122 | $ 20,320,000 | $ 166,557 | $ 162,000 |
| Staunton-Waynesboro, VA | 122 | $ 22,090,000 | $ 181,065 | $ 73,000 |
| Blacksburg-Christiansburg-Radford, VA | 119 | $ 20,185,000 | $ 169,621 | $ 89,000 |
| Jonesboro, AR | 118 | $ 17,110,000 | $ 145,000 | $ 98,000 |
| St. Cloud, MN | 115 | $ 20,235,000 | $ 175,956 | $ 67,000 |
| Grand Junction, CO | 114 | $ 27,440,000 | $ 240,701 | $ 67,000 |
| Columbia, MO | 111 | $ 19,165,000 | $ 172,657 | $ 52,000 |
| Brunswick, GA | 110 | $ 20,510,000 | $ 186,454 | $ 99,000 |
| Amarillo, TX | 109 | $ 16,635,000 | $ 152,614 | $ 81,000 |
| Cheyenne, WY | 109 | $ 25,345,000 | $ 232,522 | $ 89,000 |
| Joplin, MO | 109 | $ 15,555,000 | $ 142,706 | $ 72,000 |
| Jefferson City, MO | 107 | $ 16,325,000 | $ 152,570 | $ 98,000 |
| Logan, UT-ID | 105 | $ 21,055,000 | $ 200,523 | $ 68,000 |
| Longview, TX | 105 | $ 15,425,000 | $ 146,904 | $ 75,000 |
| Peoria, IL | 104 | $ 13,180,000 | $ 126,730 | $ 83,000 |
| Rome, GA | 103 | $ 13,735,000 | $ 133,349 | $ 50,000 |
| Las Cruces, NM | 102 | $ 18,880,000 | $ 185,098 | $ 85,000 |
| Racine, WI | 102 | $ 17,010,000 | $ 166,764 | $ 105,000 |
| Wichita Falls, TX | 102 | $ 13,260,000 | $ 130,000 | $ 92,000 |
| Yakima, WA | 102 | $ 20,420,000 | $ 200,196 | $ 90,000 |
| Lewiston-Auburn, ME | 101 | $ 15,735,000 | $ 155,792 | $ 73,000 |
| Florence, SC | 99 | $ 15,145,000 | $ 152,979 | $ 63,000 |
| Sebring, FL | 99 | $ 14,115,000 | $ 142,575 | $ 63,000 |
| Bangor, ME | 97 | $ 14,665,000 | $ 151,185 | $ 66,000 |
| Odessa, TX | 97 | $ 17,945,000 | $ 185,000 | $ 88,000 |
| San Francisco-Redwood City-South San Francisco, CA | 97 | $ 48,655,000 | $ 501,597 | $ 170,000 |
| The Villages, FL | 97 | $ 21,545,000 | $ 222,113 | $ 115,000 |
| Albany, GA | 95 | $ 14,485,000 | $ 152,473 | $ 65,000 |
| Bloomington, IN | 95 | $ 14,275,000 | $ 150,263 | $ 85,000 |
| Florence-Muscle Shoals, AL | 95 | $ 15,125,000 | $ 159,210 | $ 63,000 |
| Janesville-Beloit, WI | 95 | $ 14,025,000 | $ 147,631 | $ 74,000 |
| Barnstable Town, MA | 94 | $ 27,860,000 | $ 296,382 | $ 87,000 |
| Rochester, MN | 93 | $ 18,585,000 | $ 199,838 | $ 100,000 |
| Abilene, TX | 92 | $ 15,050,000 | $ 163,586 | $ 101,000 |
| El Centro, CA | 92 | $ 19,990,000 | $ 217,282 | $ 85,000 |
| Owensboro, KY | 92 | $ 12,810,000 | $ 139,239 | $ 60,000 |
| Kankakee, IL | 91 | $ 13,185,000 | $ 144,890 | $ 50,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 91 | $ 37,465,000 | $ 411,703 | $ 120,000 |
| Twin Falls, ID | 91 | $ 17,475,000 | $ 192,032 | $ 76,000 |
| Goldsboro, NC | 90 | $ 15,150,000 | $ 168,333 | $ 86,000 |
| Hattiesburg, MS | 90 | $ 13,650,000 | $ 151,666 | $ 64,000 |
| Oshkosh-Neenah, WI | 90 | $ 12,040,000 | $ 133,777 | $ 73,000 |
| Cape Girardeau, MO-IL | 89 | $ 12,275,000 | $ 137,921 | $ 60,000 |
| Rocky Mount, NC | 89 | $ 14,265,000 | $ 160,280 | $ 68,000 |
| Muskegon, MI | 88 | $ 11,190,000 | $ 127,159 | $ 51,000 |
| Midland, TX | 87 | $ 18,585,000 | $ 213,620 | $ 113,000 |
| Norwich-New London, CT | 87 | $ 17,095,000 | $ 196,494 | $ 82,000 |
| Sumter, SC | 87 | $ 15,985,000 | $ 183,735 | $ 92,000 |
| Terre Haute, IN | 87 | $ 9,885,000 | $ 113,620 | $ 85,000 |
| Texarkana, TX-AR | 87 | $ 11,895,000 | $ 136,724 | $ 65,091 |
| Champaign-Urbana, IL | 86 | $ 11,810,000 | $ 137,325 | $ 54,000 |
| College Station-Bryan, TX | 85 | $ 17,065,000 | $ 200,764 | $ 89,000 |
| Binghamton, NY | 84 | $ 10,150,000 | $ 120,833 | $ 0 |
| Erie, PA | 84 | $ 11,990,000 | $ 142,738 | $ 75,000 |
| Tyler, TX | 83 | $ 14,135,000 | $ 170,301 | $ 74,000 |
| Decatur, AL | 82 | $ 13,190,000 | $ 160,853 | $ 87,000 |
| Sherman-Denison, TX | 80 | $ 14,340,000 | $ 179,250 | $ 79,000 |
| Springfield, IL | 79 | $ 10,835,000 | $ 137,151 | $ 68,000 |
| Bloomington, IL | 77 | $ 10,315,000 | $ 133,961 | $ 99,000 |
| Battle Creek, MI | 76 | $ 10,930,000 | $ 143,815 | $ 71,000 |
| Monroe, LA | 76 | $ 13,310,000 | $ 175,131 | $ 106,000 |
| Cleveland, TN | 74 | $ 12,600,000 | $ 170,270 | $ 71,000 |
| Grants Pass, OR | 74 | $ 17,100,000 | $ 231,081 | $ 58,000 |
| Kokomo, IN | 73 | $ 10,135,000 | $ 138,835 | $ 80,000 |
| Waterloo-Cedar Falls, IA | 73 | $ 12,115,000 | $ 165,958 | $ 82,000 |
| Fort Smith, AR-OK | 72 | $ 11,060,000 | $ 153,611 | $ 75,597 |
| Hot Springs, AR | 72 | $ 9,880,000 | $ 137,222 | $ 64,000 |
| Boulder, CO | 71 | $ 24,785,000 | $ 349,084 | $ 105,000 |
| Ann Arbor, MI | 70 | $ 14,440,000 | $ 206,285 | $ 94,000 |
| Gadsden, AL | 70 | $ 9,620,000 | $ 137,428 | $ 56,000 |
| Pittsfield, MA | 69 | $ 12,095,000 | $ 175,289 | $ 123,000 |
| Mansfield, OH | 68 | $ 8,220,000 | $ 120,882 | $ 30,000 |
| Santa Cruz-Watsonville, CA | 68 | $ 37,610,000 | $ 553,088 | $ 132,000 |
| Bellingham, WA | 67 | $ 20,705,000 | $ 309,029 | $ 156,000 |
| Ocean City, NJ | 67 | $ 14,015,000 | $ 209,179 | $ 110,000 |
| Victoria, TX | 67 | $ 10,735,000 | $ 160,223 | $ 91,000 |
| Mount Vernon-Anacortes, WA | 65 | $ 17,615,000 | $ 271,000 | $ 77,000 |
| Wausau, WI | 65 | $ 9,185,000 | $ 141,307 | $ 53,000 |
| Eau Claire, WI | 64 | $ 10,650,000 | $ 166,406 | $ 59,000 |
| Walla Walla, WA | 62 | $ 12,830,000 | $ 206,935 | $ 99,000 |
| Springfield, OH | 61 | $ 8,235,000 | $ 135,000 | $ 96,000 |
| Flagstaff, AZ | 60 | $ 15,710,000 | $ 261,833 | $ 120,000 |
| Monroe, MI | 60 | $ 9,770,000 | $ 162,833 | $ 93,000 |
| Pine Bluff, AR | 60 | $ 7,350,000 | $ 122,500 | $ 65,000 |
| Alexandria, LA | 58 | $ 9,280,000 | $ 160,000 | $ 59,000 |
| Manhattan, KS | 58 | $ 11,080,000 | $ 191,034 | $ 66,000 |
| Michigan City-La Porte, IN | 58 | $ 7,540,000 | $ 130,000 | $ 52,000 |
| Harrisonburg, VA | 56 | $ 11,140,000 | $ 198,928 | $ 91,000 |
| Fargo, ND-MN | 55 | $ 11,865,000 | $ 215,727 | $ 82,454 |
| Idaho Falls, ID | 55 | $ 10,715,000 | $ 194,818 | $ 68,000 |
| Kahului-Wailuku-Lahaina, HI | 55 | $ 23,385,000 | $ 425,181 | $ 108,000 |
| Santa Fe, NM | 54 | $ 14,080,000 | $ 260,740 | $ 95,000 |
| Utica-Rome, NY | 52 | $ 6,480,000 | $ 124,615 | $ 0 |
| Corvallis, OR | 51 | $ 14,585,000 | $ 285,980 | $ 102,000 |
| Weirton-Steubenville, WV-OH | 51 | $ 5,475,000 | $ 107,352 | $ 57,000 |
| Columbus, IN | 50 | $ 6,980,000 | $ 139,600 | $ 85,000 |
| Dutchess County-Putnam County, NY | 49 | $ 13,305,000 | $ 271,530 | $ 0 |
| Casper, WY | 48 | $ 10,280,000 | $ 214,166 | $ 81,000 |
| Lewiston, ID-WA | 48 | $ 9,570,000 | $ 199,375 | $ 83,833 |
| Sheboygan, WI | 48 | $ 7,070,000 | $ 147,291 | $ 57,000 |
| Carbondale-Marion, IL | 47 | $ 5,285,000 | $ 112,446 | $ 64,000 |
| Napa, CA | 47 | $ 20,415,000 | $ 434,361 | $ 134,000 |
| Lawrence, KS | 46 | $ 7,840,000 | $ 170,434 | $ 64,000 |
| Missoula, MT | 46 | $ 10,930,000 | $ 237,608 | $ 69,000 |
| Jackson, MI | 45 | $ 7,375,000 | $ 163,888 | $ 92,000 |
| Fond Du Lac, WI | 44 | $ 5,250,000 | $ 119,318 | $ 81,000 |
| Muncie, IN | 44 | $ 5,160,000 | $ 117,272 | $ 52,000 |
| Sioux City, IA-NE-SD | 43 | $ 6,565,000 | $ 152,674 | $ 66,900 |
| Niles-Benton Harbor, MI | 42 | $ 6,040,000 | $ 143,809 | $ 77,000 |
| Watertown-Fort Drum, NY | 42 | $ 6,700,000 | $ 159,523 | $ 0 |
| Farmington, NM | 41 | $ 7,485,000 | $ 182,560 | $ 65,000 |
| St. Joseph, MO-KS | 41 | $ 5,705,000 | $ 139,146 | $ 41,609 |
| Carson City, NV | 40 | $ 10,730,000 | $ 268,250 | $ 84,000 |
| Fairbanks, AK | 39 | $ 8,965,000 | $ 229,871 | $ 86,000 |
| Saginaw, MI | 39 | $ 4,705,000 | $ 120,641 | $ 62,000 |
| Bay City, MI | 38 | $ 4,570,000 | $ 120,263 | $ 70,000 |
| Burlington-South Burlington, VT | 38 | $ 8,600,000 | $ 226,315 | $ 75,000 |
| La Crosse-Onalaska, WI-MN | 38 | $ 5,740,000 | $ 151,052 | $ 58,000 |
| Pocatello, ID | 38 | $ 6,320,000 | $ 166,315 | $ 50,000 |
| Ames, IA | 37 | $ 6,455,000 | $ 174,459 | $ 90,000 |
| Bismarck, ND | 37 | $ 8,905,000 | $ 240,675 | $ 79,000 |
| Wenatchee, WA | 37 | $ 10,015,000 | $ 270,675 | $ 72,000 |
| Glens Falls, NY | 36 | $ 5,730,000 | $ 159,166 | $ 0 |
| Johnstown, PA | 36 | $ 3,630,000 | $ 100,833 | $ 41,000 |
| Mankato-North Mankato, MN | 36 | $ 6,740,000 | $ 187,222 | $ 97,000 |
| San Rafael, CA | 36 | $ 18,750,000 | $ 520,833 | $ 200,000 |
| Altoona, PA | 35 | $ 5,055,000 | $ 144,428 | $ 57,000 |
| Enid, OK | 34 | $ 5,120,000 | $ 150,588 | $ 48,000 |
| Iowa City, IA | 34 | $ 6,590,000 | $ 193,823 | $ 66,000 |
| Decatur, IL | 31 | $ 3,555,000 | $ 114,677 | $ 51,000 |
| Midland, MI | 31 | $ 4,525,000 | $ 145,967 | $ 72,000 |
| Morgantown, WV | 31 | $ 5,545,000 | $ 178,870 | $ 126,000 |
| Charleston, WV | 30 | $ 3,680,000 | $ 122,666 | $ 54,000 |
| Williamsport, PA | 29 | $ 3,925,000 | $ 135,344 | $ 172,000 |
| Bloomsburg-Berwick, PA | 28 | $ 4,210,000 | $ 150,357 | $ 51,000 |
| State College, PA | 28 | $ 5,240,000 | $ 187,142 | $ 89,000 |
| Parkersburg-Vienna, WV | 26 | $ 3,320,000 | $ 127,692 | $ 42,000 |
| Grand Forks, ND-MN | 25 | $ 5,395,000 | $ 215,800 | $ 67,520 |
| Grand Island, NE | 25 | $ 3,535,000 | $ 141,400 | $ 67,000 |
| Beckley, WV | 22 | $ 2,770,000 | $ 125,909 | $ 66,000 |
| Lima, OH | 21 | $ 2,415,000 | $ 115,000 | $ 155,000 |
| Dubuque, IA | 19 | $ 3,505,000 | $ 184,473 | $ 83,000 |
| Wheeling, WV-OH | 18 | $ 2,800,000 | $ 155,555 | $ 0 |
| Elmira, NY | 15 | $ 2,165,000 | $ 144,333 | $ 0 |
| Ithaca, NY | 15 | $ 2,505,000 | $ 167,000 | $ 0 |
| Kingston, NY | 12 | $ 2,400,000 | $ 200,000 | $ 0 |
| Danville, IL | 5 | $ 705,000 | $ 141,000 | $ 0 |
Mortgage Loan Application Detail Totals for PennyMac Loan Services LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 159,673 | $34,097,765,000 | $213,000 | $2,085,000 | $117,000 | $1,494,000 |
| Cash-out Refinancing | 42,126 | $10,116,040,000 | $240,000 | $5,405,000 | $86,000 | $2,128,000 |
| Refinancing | 16,808 | $3,940,600,000 | $234,000 | $1,215,000 | $97,000 | $2,187,000 |
| Other Purpose | 171 | $36,255,000 | $212,000 | $535,000 | $89,000 | $710,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 169,575 | $36,298,845,000 | $214,000 | $5,405,000 | $0 | $0 |
| White | 28,238 | $6,640,220,000 | $235,000 | $1,745,000 | $94,000 | $2,187,000 |
| Hispanic | 7,135 | $1,737,635,000 | $243,000 | $1,045,000 | $86,000 | $1,570,000 |
| Black or African American | 5,624 | $1,285,090,000 | $228,000 | $905,000 | $84,000 | $1,236,000 |
| Not Provided | 4,577 | $1,189,615,000 | $259,000 | $1,205,000 | $102,000 | $2,128,000 |
| Asian | 2,633 | $795,875,000 | $302,000 | $1,355,000 | $119,000 | $2,085,000 |
| American Indian or Alaskan Native | 656 | $143,340,000 | $218,000 | $805,000 | $75,000 | $312,000 |
| Native Hawaiian or Other Pacific Islander | 266 | $78,870,000 | $296,000 | $875,000 | $95,000 | $306,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 97,230 | $20,003,370,000 | $205,000 | $1,225,000 | $73,000 | $1,236,000 |
| VA-guaranteed (Veterans Administration) | 69,347 | $17,376,425,000 | $250,000 | $2,065,000 | $86,000 | $624,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,601 | $7,469,515,000 | $244,000 | $5,405,000 | $100,000 | $2,187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21,600 | $3,341,350,000 | $154,000 | $995,000 | $60,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 169,563 | $36,276,045,000 | $213,000 | $2,065,000 | $0 | $0 |
| Loan Originated | 21,297 | $5,266,975,000 | $247,000 | $2,085,000 | $99,000 | $2,128,000 |
| Application Denied By Financial Institution | 17,799 | $4,144,575,000 | $232,000 | $2,305,000 | $83,000 | $1,740,000 |
| Application Withdrawn By Applicant | 9,063 | $2,256,395,000 | $248,000 | $5,405,000 | $99,000 | $2,187,000 |
| Application Approved But Not Accepted | 775 | $181,875,000 | $234,000 | $1,005,000 | $96,000 | $509,000 |
| File Closed For Incompleteness | 281 | $64,795,000 | $230,000 | $645,000 | $98,000 | $750,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 200,979 | $44,046,085,000 | $219,000 | $5,405,000 | $99,000 | $2,187,000 |
| Credit Application Incomplete | 5,963 | $1,428,815,000 | $239,000 | $2,305,000 | $95,000 | $1,217,000 |
| Debt-To-Income Ratio | 4,360 | $1,021,260,000 | $234,000 | $1,745,000 | $59,000 | $608,000 |
| Credit History | 3,679 | $790,325,000 | $214,000 | $1,195,000 | $88,000 | $1,740,000 |
| Other | 2,061 | $508,495,000 | $246,000 | $1,365,000 | $89,000 | $1,540,000 |
| Collateral | 1,161 | $259,835,000 | $223,000 | $1,955,000 | $92,000 | $550,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 281 | $60,835,000 | $216,000 | $1,955,000 | $83,000 | $368,000 |
| Unverifiable Information | 224 | $58,840,000 | $262,000 | $855,000 | $109,000 | $738,000 |
| Employment History | 70 | $16,170,000 | $231,000 | $545,000 | $85,000 | $262,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PennyMac Loan Services LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PennyMac Loan Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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