PNC Bank N.A. Mortgage Lending & HMDA Data, 2005

In 2005, PNC Bank N.A. of Pittsburgh, PA reported 50,631 mortgage applications totaling $5.7 billion, down 38% from 2004. The average application was for $113,015, and applicants reported an average income of $80,905. 46% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Philadelphia, PA (7,439), Pittsburgh, PA (7,429) and Edison, NJ (2,991) (applications in parentheses).

Mortgage Company & Address PNC Bank N.A.
249 Fifth Ave. Ms P1-Popp-22-2
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 50,631
Total Mortgage Loan Application Amount $5,722,066,000
Average Mortgage Loan Application Amount $113,015
Highest Mortgage Loan Application Amount $55,000,000
Average Applicant Income $80,905
Highest Applicant Income $9,960,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PNC Bank N.A. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 4,649 $ 222,057,000 $ 47,764 $ 74,000
Philadelphia, Pennsylvania 4,039 $ 165,594,000 $ 40,998 $ 55,000
Jefferson, Kentucky 1,680 $ 92,599,000 $ 55,118 $ 57,000
Luzerne, Pennsylvania 1,565 $ 76,446,000 $ 48,847 $ 65,000
Camden, New Jersey 1,520 $ 91,232,000 $ 60,021 $ 66,000
Erie, Pennsylvania 1,199 $ 62,775,000 $ 52,356 $ 60,000
Montgomery, Pennsylvania 1,197 $ 98,550,000 $ 82,330 $ 89,000
Westmoreland, Pennsylvania 1,088 $ 53,986,000 $ 49,619 $ 73,000
Hamilton, Ohio 1,074 $ 76,067,000 $ 70,825 $ 93,000
Middlesex, New Jersey 1,033 $ 98,005,000 $ 94,874 $ 88,000
Delaware, Pennsylvania 994 $ 63,847,000 $ 64,232 $ 73,000
Northampton, Pennsylvania 830 $ 53,969,000 $ 65,022 $ 84,000
Ocean, New Jersey 794 $ 65,502,000 $ 82,496 $ 87,000
Burlington, New Jersey 760 $ 57,130,000 $ 75,171 $ 76,000
Lackawanna, Pennsylvania 746 $ 43,963,000 $ 58,931 $ 82,000
Essex, New Jersey 711 $ 78,408,000 $ 110,278 $ 117,000
Monroe, Pennsylvania 711 $ 47,685,000 $ 67,067 $ 69,000
Bucks, Pennsylvania 669 $ 88,588,000 $ 132,418 $ 103,000
Passaic, New Jersey 655 $ 54,321,000 $ 82,932 $ 79,000
Monmouth, New Jersey 650 $ 70,805,000 $ 108,930 $ 127,000
Washington, Pennsylvania 620 $ 35,563,000 $ 57,359 $ 79,000
Warren, New Jersey 619 $ 46,666,000 $ 75,389 $ 89,000
Bergen, New Jersey 610 $ 87,773,000 $ 143,890 $ 117,000
Atlantic, New Jersey 606 $ 49,097,000 $ 81,018 $ 69,000
Chester, Pennsylvania 540 $ 49,500,000 $ 91,666 $ 101,000
Lehigh, Pennsylvania 525 $ 33,060,000 $ 62,971 $ 65,000
Somerset, New Jersey 514 $ 62,354,000 $ 121,311 $ 121,000
Gloucester, New Jersey 490 $ 33,470,000 $ 68,306 $ 79,000
Morris, New Jersey 488 $ 67,335,000 $ 137,981 $ 109,000
Cumberland, Pennsylvania 454 $ 31,716,000 $ 69,859 $ 88,000
Fayette, Pennsylvania 421 $ 19,023,000 $ 45,185 $ 53,000
Dauphin, Pennsylvania 420 $ 25,633,000 $ 61,030 $ 62,000
Mercer, New Jersey 408 $ 41,957,000 $ 102,835 $ 97,000
Butler, Pennsylvania 396 $ 28,085,000 $ 70,921 $ 76,000
Union, New Jersey 391 $ 47,492,000 $ 121,462 $ 83,000
Crawford, Pennsylvania 362 $ 19,832,000 $ 54,784 $ 45,000
Centre, Pennsylvania 360 $ 30,685,000 $ 85,236 $ 72,000
Hudson, New Jersey 342 $ 35,968,000 $ 105,169 $ 92,000
Hunterdon, New Jersey 332 $ 34,555,000 $ 104,081 $ 120,000
Adams, Pennsylvania 311 $ 19,789,000 $ 63,630 $ 65,000
Cape May, New Jersey 300 $ 29,112,000 $ 97,040 $ 90,000
York, Pennsylvania 267 $ 18,309,000 $ 68,573 $ 74,000
Los Angeles, California 264 $ 143,666,000 $ 544,189 $ 147,000
Sussex, New Jersey 262 $ 24,895,000 $ 95,019 $ 95,000
Lancaster, Pennsylvania 259 $ 18,030,000 $ 69,613 $ 85,000
Lycoming, Pennsylvania 252 $ 14,286,000 $ 56,690 $ 69,000
Clermont, Ohio 251 $ 16,254,000 $ 64,756 $ 74,000
Somerset, Pennsylvania 241 $ 10,270,000 $ 42,614 $ 61,000
Floyd, Indiana 236 $ 12,464,000 $ 52,813 $ 70,000
Clark, Indiana 223 $ 10,327,000 $ 46,309 $ 55,000
Hardin, Kentucky 210 $ 11,756,000 $ 55,980 $ 56,000
Cook, Illinois 206 $ 71,670,000 $ 347,912 $ 104,000
Orange, California 198 $ 160,438,000 $ 810,292 $ 96,000
District of Columbia, District Of Columbia 197 $ 24,735,000 $ 125,558 $ 77,000
Carbon, Pennsylvania 196 $ 10,259,000 $ 52,341 $ 55,000
Fairfax, Virginia 193 $ 53,274,000 $ 276,031 $ 132,000
Columbia, Pennsylvania 192 $ 11,039,000 $ 57,494 $ 57,000
Warren, Pennsylvania 192 $ 8,020,000 $ 41,770 $ 44,000
San Diego, California 189 $ 96,399,000 $ 510,047 $ 95,000
Maricopa, Arizona 185 $ 92,485,000 $ 499,918 $ 97,000
Indiana, Pennsylvania 183 $ 8,897,000 $ 48,617 $ 48,000
Beaver, Pennsylvania 180 $ 8,966,000 $ 49,811 $ 76,000
New Castle, Delaware 175 $ 20,431,000 $ 116,748 $ 80,000
Oldham, Kentucky 172 $ 12,409,000 $ 72,145 $ 102,000
Kenton, Kentucky 168 $ 7,642,000 $ 45,488 $ 72,000
Butler, Ohio 160 $ 14,901,000 $ 93,131 $ 75,000
Pike, Pennsylvania 157 $ 10,181,000 $ 64,847 $ 68,000
Prince George's, Maryland 152 $ 14,109,000 $ 92,822 $ 74,000
Cumberland, New Jersey 152 $ 9,394,000 $ 61,802 $ 63,000
Fayette, Kentucky 143 $ 7,658,000 $ 53,552 $ 81,000
Santa Clara, California 141 $ 83,645,000 $ 593,226 $ 127,000
Montgomery, Maryland 140 $ 28,584,000 $ 204,171 $ 105,000
Berks, Pennsylvania 136 $ 9,496,000 $ 69,823 $ 72,000
Bullitt, Kentucky 127 $ 5,885,000 $ 46,338 $ 57,000
Warren, Ohio 124 $ 8,298,000 $ 66,919 $ 90,000
Perry, Pennsylvania 116 $ 8,618,000 $ 74,293 $ 60,000
Suffolk, New York 107 $ 23,574,000 $ 220,317 $ 115,000
Nassau, New York 100 $ 27,335,000 $ 273,350 $ 104,000
Wayne, Pennsylvania 98 $ 5,452,000 $ 55,632 $ 65,000
Lebanon, Pennsylvania 87 $ 6,510,000 $ 74,827 $ 86,000
Boone, Kentucky 86 $ 5,530,000 $ 64,302 $ 79,000
Fairfield, Connecticut 84 $ 41,960,000 $ 499,523 $ 158,000
Broward, Florida 84 $ 21,860,000 $ 260,238 $ 98,000
Franklin, Pennsylvania 84 $ 5,564,000 $ 66,238 $ 56,000
Hennepin, Minnesota 83 $ 39,636,000 $ 477,542 $ 130,000
Palm Beach, Florida 77 $ 26,729,000 $ 347,129 $ 98,000
Westchester, New York 77 $ 33,514,000 $ 435,246 $ 142,000
Blair, Pennsylvania 76 $ 3,681,000 $ 48,434 $ 69,000
Huntingdon, Pennsylvania 76 $ 4,600,000 $ 60,526 $ 100,000
Armstrong, Pennsylvania 75 $ 4,275,000 $ 57,000 $ 66,000
Kent, Delaware 73 $ 5,384,000 $ 73,753 $ 76,000
Schuylkill, Pennsylvania 71 $ 3,360,000 $ 47,323 $ 54,000
King, Washington 71 $ 27,410,000 $ 386,056 $ 133,000
Loudoun, Virginia 69 $ 22,002,000 $ 318,869 $ 116,000
Campbell, Kentucky 66 $ 3,601,000 $ 54,560 $ 63,000
Venango, Pennsylvania 66 $ 3,685,000 $ 55,833 $ 61,000
Miami-Dade, Florida 65 $ 20,124,000 $ 309,600 $ 167,000
Lake, Illinois 60 $ 28,602,000 $ 476,700 $ 206,000
Anne Arundel, Maryland 58 $ 9,863,000 $ 170,051 $ 80,000
Riverside, California 57 $ 48,218,000 $ 845,929 $ 89,000
Sussex, Delaware 57 $ 5,591,000 $ 98,087 $ 79,000
Northumberland, Pennsylvania 57 $ 2,737,000 $ 48,017 $ 61,000
Prince William, Virginia 57 $ 13,418,000 $ 235,403 $ 119,000
Alameda, California 56 $ 31,743,000 $ 566,839 $ 110,000
Wyoming, Pennsylvania 56 $ 3,791,000 $ 67,696 $ 65,000
Middlesex, Massachusetts 53 $ 17,414,000 $ 328,566 $ 148,000
Lawrence, Pennsylvania 51 $ 2,665,000 $ 52,254 $ 69,000
Baltimore, Maryland 50 $ 6,535,000 $ 130,700 $ 91,000
Queens, New York 50 $ 7,878,000 $ 157,560 $ 104,000
Orange, Florida 49 $ 14,436,000 $ 294,612 $ 104,000
Fulton, Georgia 48 $ 17,838,000 $ 371,625 $ 137,000
Clark, Nevada 47 $ 14,542,000 $ 309,404 $ 127,000
Salem, New Jersey 47 $ 2,805,000 $ 59,680 $ 97,000
Hartford, Connecticut 46 $ 6,507,000 $ 141,456 $ 95,000
Pinellas, Florida 43 $ 10,748,000 $ 249,953 $ 82,000
Richmond, New York 43 $ 5,082,000 $ 118,186 $ 98,000
Clearfield, Pennsylvania 43 $ 2,372,000 $ 55,162 $ 59,000
Mercer, Pennsylvania 43 $ 2,131,000 $ 49,558 $ 56,000
Ventura, California 42 $ 21,974,000 $ 523,190 $ 93,000
Howard, Maryland 42 $ 9,390,000 $ 223,571 $ 95,000
San Mateo, California 40 $ 21,923,000 $ 548,075 $ 139,000
Cambria, Pennsylvania 39 $ 1,408,000 $ 36,102 $ 49,000
Hillsborough, Florida 36 $ 5,993,000 $ 166,472 $ 81,000
Harrison, Indiana 36 $ 1,554,000 $ 43,166 $ 69,000
St. Louis, Missouri 36 $ 8,078,000 $ 224,388 $ 99,000
Will, Illinois 35 $ 4,789,000 $ 136,828 $ 93,000
Bedford, Pennsylvania 35 $ 1,412,000 $ 40,342 $ 62,000
Meade, Kentucky 34 $ 2,073,000 $ 60,970 $ 50,000
Orange, New York 34 $ 3,140,000 $ 92,352 $ 115,000
Greene, Pennsylvania 34 $ 1,260,000 $ 37,058 $ 65,000
Arlington, Virginia 34 $ 8,946,000 $ 263,117 $ 113,000
Contra Costa, California 33 $ 20,999,000 $ 636,333 $ 136,000
San Bernardino, California 33 $ 11,957,000 $ 362,333 $ 99,000
Duval, Florida 33 $ 9,669,000 $ 293,000 $ 127,000
Oakland, Michigan 33 $ 9,649,000 $ 292,393 $ 88,000
Collier, Florida 32 $ 11,416,000 $ 356,750 $ 118,000
Cobb, Georgia 32 $ 6,869,000 $ 214,656 $ 117,000
DuPage, Illinois 32 $ 9,262,000 $ 289,437 $ 128,000
Douglas, Colorado 31 $ 8,654,000 $ 279,161 $ 129,000
El Paso, Colorado 31 $ 25,626,000 $ 826,645 $ 76,000
New Haven, Connecticut 31 $ 5,506,000 $ 177,612 $ 105,000
Norfolk, Massachusetts 31 $ 13,681,000 $ 441,322 $ 119,000
Kings, New York 31 $ 8,286,000 $ 267,290 $ 88,000
Harris, Texas 31 $ 144,202,000 $ 4,651,677 $ 122,000
Arapahoe, Colorado 30 $ 4,241,000 $ 141,366 $ 104,000
Clinton, Pennsylvania 30 $ 1,505,000 $ 50,166 $ 73,000
Lee, Florida 29 $ 8,423,000 $ 290,448 $ 97,000
Frederick, Maryland 29 $ 3,786,000 $ 130,551 $ 90,000
Wayne, Michigan 29 $ 3,045,000 $ 105,000 $ 73,000
Erie, New York 29 $ 1,507,000 $ 51,965 $ 81,000
Cecil, Maryland 28 $ 1,506,000 $ 53,785 $ 61,000
Wake, North Carolina 28 $ 4,681,000 $ 167,178 $ 114,000
Mifflin, Pennsylvania 28 $ 1,450,000 $ 51,785 $ 94,000
Pima, Arizona 27 $ 5,084,000 $ 188,296 $ 95,000
Jefferson, Colorado 27 $ 5,326,000 $ 197,259 $ 74,000
Sacramento, California 26 $ 10,958,000 $ 421,461 $ 139,000
Henry, Kentucky 26 $ 1,366,000 $ 52,538 $ 55,000
Spencer, Kentucky 26 $ 1,318,000 $ 50,692 $ 74,000
Carroll, Maryland 25 $ 5,289,000 $ 211,560 $ 125,000
Mecklenburg, North Carolina 25 $ 16,560,000 $ 662,400 $ 88,000
Susquehanna, Pennsylvania 25 $ 1,488,000 $ 59,520 $ 54,000
Alexandria, Virginia 25 $ 5,249,000 $ 209,960 $ 86,000
Essex, Massachusetts 24 $ 5,972,000 $ 248,833 $ 126,000
Rockland, New York 24 $ 3,815,000 $ 158,958 $ 136,000
Franklin, Ohio 24 $ 2,855,000 $ 118,958 $ 87,000
San Francisco, California 23 $ 14,185,000 $ 616,739 $ 244,000
Denver, Colorado 23 $ 8,223,000 $ 357,521 $ 93,000
Worcester, Massachusetts 23 $ 3,570,000 $ 155,217 $ 102,000
New York, New York 23 $ 13,482,000 $ 586,173 $ 304,000
Virginia Beach, Virginia 23 $ 5,404,000 $ 234,956 $ 99,000
Sarasota, Florida 22 $ 8,500,000 $ 386,363 $ 119,000
Hamilton, Indiana 22 $ 4,013,000 $ 182,409 $ 122,000
Charles, Maryland 22 $ 983,000 $ 44,681 $ 156,000
Harford, Maryland 22 $ 2,469,000 $ 112,227 $ 92,000
Onondaga, New York 22 $ 1,976,000 $ 89,818 $ 96,000
Union, Pennsylvania 22 $ 1,398,000 $ 63,545 $ 59,000
Volusia, Florida 21 $ 2,180,000 $ 103,809 $ 105,000
Bradford, Pennsylvania 21 $ 953,000 $ 45,380 $ 61,000
Clarion, Pennsylvania 21 $ 1,380,000 $ 65,714 $ 85,000
Jefferson, Pennsylvania 21 $ 1,056,000 $ 50,285 $ 51,000
Brevard, Florida 20 $ 1,690,000 $ 84,500 $ 73,000
Washington, Indiana 20 $ 611,000 $ 30,550 $ 68,000
Shelby, Kentucky 20 $ 1,657,000 $ 82,850 $ 86,000
Monroe, New York 20 $ 1,286,000 $ 64,300 $ 85,000
Litchfield, Connecticut 19 $ 4,294,000 $ 226,000 $ 115,000
Manatee, Florida 19 $ 3,411,000 $ 179,526 $ 102,000
Gwinnett, Georgia 19 $ 26,224,000 $ 1,380,210 $ 86,000
Honolulu, Hawaii 19 $ 5,038,000 $ 265,157 $ 115,000
Jessamine, Kentucky 19 $ 1,187,000 $ 62,473 $ 66,000
Nelson, Kentucky 19 $ 975,000 $ 51,315 $ 62,000
Macomb, Michigan 19 $ 1,623,000 $ 85,421 $ 61,000
Washington, Minnesota 19 $ 5,721,000 $ 301,105 $ 153,000
McKean, Pennsylvania 19 $ 749,000 $ 39,421 $ 59,000
Snyder, Pennsylvania 19 $ 915,000 $ 48,157 $ 46,000
Jackson, Missouri 18 $ 1,519,000 $ 84,388 $ 75,000
Dallas, Texas 18 $ 31,058,000 $ 1,725,444 $ 144,000
Jefferson, Alabama 17 $ 3,271,000 $ 192,411 $ 108,000
Boulder, Colorado 17 $ 4,051,000 $ 238,294 $ 135,000
Pasco, Florida 17 $ 1,236,000 $ 72,705 $ 111,000
Seminole, Florida 17 $ 2,251,000 $ 132,411 $ 89,000
Dearborn, Indiana 17 $ 625,000 $ 36,764 $ 81,000
Marion, Indiana 17 $ 1,863,000 $ 109,588 $ 75,000
Hillsborough, New Hampshire 17 $ 2,622,000 $ 154,235 $ 129,000
Travis, Texas 17 $ 76,346,000 $ 4,490,941 $ 72,000
Marin, California 16 $ 10,642,000 $ 665,125 $ 166,000
Sonoma, California 16 $ 5,400,000 $ 337,500 $ 146,000
Lake, Florida 16 $ 1,479,000 $ 92,437 $ 68,000
Grayson, Kentucky 16 $ 924,000 $ 57,750 $ 61,000
Baltimore City, Maryland 16 $ 1,724,000 $ 107,750 $ 83,000
Washington, Maryland 16 $ 3,426,000 $ 214,125 $ 77,000
Hampden, Massachusetts 16 $ 1,134,000 $ 70,875 $ 86,000
Chautauqua, New York 16 $ 654,000 $ 40,875 $ 62,000
Beaufort, South Carolina 16 $ 8,209,000 $ 513,062 $ 309,000
Stafford, Virginia 16 $ 3,113,000 $ 194,562 $ 94,000
Placer, California 15 $ 7,405,000 $ 493,666 $ 81,000
St. Johns, Florida 15 $ 6,101,000 $ 406,733 $ 73,000
Kane, Illinois 15 $ 3,164,000 $ 210,933 $ 133,000
Johnson, Kansas 15 $ 7,970,000 $ 531,333 $ 78,000
Bernalillo, New Mexico 15 $ 2,795,000 $ 186,333 $ 215,000
Brown, Ohio 15 $ 757,000 $ 50,466 $ 72,000
Tulsa, Oklahoma 15 $ 49,608,000 $ 3,307,200 $ 79,000
Henrico, Virginia 15 $ 2,030,000 $ 135,333 $ 73,000
Polk, Florida 14 $ 1,088,000 $ 77,714 $ 89,000
DeKalb, Georgia 14 $ 1,294,000 $ 92,428 $ 82,000
Worcester, Maryland 14 $ 2,560,000 $ 182,857 $ 84,000
Barnstable, Massachusetts 14 $ 3,711,000 $ 265,071 $ 103,000
Plymouth, Massachusetts 14 $ 2,496,000 $ 178,285 $ 98,000
Suffolk, Massachusetts 14 $ 7,063,000 $ 504,500 $ 113,000
Washtenaw, Michigan 14 $ 22,065,000 $ 1,576,071 $ 108,000
Dakota, Minnesota 14 $ 4,043,000 $ 288,785 $ 85,000
St. Charles, Missouri 14 $ 976,000 $ 69,714 $ 84,000
Ulster, New York 14 $ 1,440,000 $ 102,857 $ 71,000
Charleston, South Carolina 14 $ 8,125,000 $ 580,357 $ 173,000
Tarrant, Texas 14 $ 5,954,000 $ 425,285 $ 112,000
Chesterfield, Virginia 14 $ 1,280,000 $ 91,428 $ 91,000
Spotsylvania, Virginia 14 $ 4,072,000 $ 290,857 $ 86,000
Pierce, Washington 14 $ 2,139,000 $ 152,785 $ 52,000
Milwaukee, Wisconsin 14 $ 1,159,000 $ 82,785 $ 67,000
Adams, Colorado 13 $ 2,741,000 $ 210,846 $ 106,000
McLean, Illinois 13 $ 497,000 $ 38,230 $ 75,000
Trimble, Kentucky 13 $ 495,000 $ 38,076 $ 60,000
Bristol, Massachusetts 13 $ 1,989,000 $ 153,000 $ 113,000
Dutchess, New York 13 $ 1,450,000 $ 111,538 $ 175,000
Putnam, New York 13 $ 2,122,000 $ 163,230 $ 123,000
Saratoga, New York 13 $ 964,000 $ 74,153 $ 96,000
Elk, Pennsylvania 13 $ 591,000 $ 45,461 $ 50,000
Montour, Pennsylvania 13 $ 672,000 $ 51,692 $ 61,000
Chesapeake, Virginia 13 $ 2,103,000 $ 161,769 $ 92,000
Snohomish, Washington 13 $ 3,261,000 $ 250,846 $ 82,000
Baldwin, Alabama 12 $ 5,650,000 $ 470,833 $ 1,164,000
Lake, Indiana 12 $ 421,000 $ 35,083 $ 65,000
Madison, Kentucky 12 $ 866,000 $ 72,166 $ 75,000
Cumberland, Maine 12 $ 3,646,000 $ 303,833 $ 113,000
Kent, Michigan 12 $ 1,669,000 $ 139,083 $ 74,000
Albany, New York 12 $ 453,000 $ 37,750 $ 121,000
Niagara, New York 12 $ 425,000 $ 35,416 $ 76,000
Multnomah, Oregon 12 $ 1,626,000 $ 135,500 $ 79,000
Juniata, Pennsylvania 12 $ 831,000 $ 69,250 $ 50,000
Salt Lake, Utah 12 $ 2,165,000 $ 180,416 $ 85,000
Yavapai, Arizona 11 $ 3,736,000 $ 339,636 $ 109,000
Pulaski, Arkansas 11 $ 1,546,000 $ 140,545 $ 85,000
Kern, California 11 $ 3,504,000 $ 318,545 $ 87,000
Monterey, California 11 $ 5,100,000 $ 463,636 $ 156,000
Santa Barbara, California 11 $ 6,696,000 $ 608,727 $ 164,000
Solano, California 11 $ 4,454,000 $ 404,909 $ 94,000
Ada, Idaho 11 $ 1,202,000 $ 109,272 $ 68,000
Montgomery, Ohio 11 $ 1,115,000 $ 101,363 $ 125,000
Bexar, Texas 11 $ 142,635,000 $ 12,966,818 $ 132,000
Dane, Wisconsin 11 $ 2,061,000 $ 187,363 $ 98,000
El Dorado, California 10 $ 4,757,000 $ 475,700 $ 133,000
Stanislaus, California 10 $ 3,146,000 $ 314,600 $ 86,000
Weld, Colorado 10 $ 759,000 $ 75,900 $ 71,000
Middlesex, Connecticut 10 $ 2,082,000 $ 208,200 $ 98,000
Tolland, Connecticut 10 $ 396,000 $ 39,600 $ 96,000
Madison, Illinois 10 $ 257,000 $ 25,700 $ 74,000
Breckinridge, Kentucky 10 $ 459,000 $ 45,900 $ 61,000
Larue, Kentucky 10 $ 506,000 $ 50,600 $ 62,000
Calvert, Maryland 10 $ 1,692,000 $ 169,200 $ 88,000
Summit, Ohio 10 $ 1,035,000 $ 103,500 $ 95,000
Washington, Oregon 10 $ 1,060,000 $ 106,000 $ 60,000
Ozaukee, Wisconsin 10 $ 2,489,000 $ 248,900 $ 105,000
Fresno, California 9 $ 1,831,000 $ 203,444 $ 59,000
Leon, Florida 9 $ 1,020,000 $ 113,333 $ 83,000
Hendricks, Indiana 9 $ 361,000 $ 40,111 $ 97,000
Scott, Kentucky 9 $ 472,000 $ 52,444 $ 63,000
Ramsey, Minnesota 9 $ 2,362,000 $ 262,444 $ 85,000
Clay, Missouri 9 $ 293,000 $ 32,555 $ 60,000
Washoe, Nevada 9 $ 3,035,000 $ 337,222 $ 71,000
Union, North Carolina 9 $ 1,807,000 $ 200,777 $ 117,000
Delaware, Ohio 9 $ 3,480,000 $ 386,666 $ 147,000
Tioga, Pennsylvania 9 $ 582,000 $ 64,666 $ 52,000
Davidson, Tennessee 9 $ 2,179,000 $ 242,111 $ 98,000
Shelby, Tennessee 9 $ 383,000 $ 42,555 $ 79,000
New London, Connecticut 8 $ 1,563,000 $ 195,375 $ 198,000
Escambia, Florida 8 $ 1,316,000 $ 164,500 $ 101,000
Flagler, Florida 8 $ 2,952,000 $ 369,000 $ 46,000
Hernando, Florida 8 $ 514,000 $ 64,250 $ 83,000
Okaloosa, Florida 8 $ 1,846,000 $ 230,750 $ 197,000
Santa Rosa, Florida 8 $ 842,000 $ 105,250 $ 92,000
Cherokee, Georgia 8 $ 2,071,000 $ 258,875 $ 235,000
Kootenai, Idaho 8 $ 1,319,000 $ 164,875 $ 56,000
St. Mary's, Maryland 8 $ 428,000 $ 53,500 $ 86,000
Carver, Minnesota 8 $ 4,088,000 $ 511,000 $ 185,000
Rockingham, New Hampshire 8 $ 2,600,000 $ 325,000 $ 160,000
Oklahoma, Oklahoma 8 $ 753,000 $ 94,125 $ 87,000
Fulton, Pennsylvania 8 $ 556,000 $ 69,500 $ 55,000
Collin, Texas 8 $ 17,293,000 $ 2,161,625 $ 149,000
Davis, Utah 8 $ 722,000 $ 90,250 $ 96,000
Racine, Wisconsin 8 $ 250,000 $ 31,250 $ 97,000
Pinal, Arizona 7 $ 902,000 $ 128,857 $ 73,000
San Luis Obispo, California 7 $ 3,050,000 $ 435,714 $ 153,000
Eagle, Colorado 7 $ 3,624,000 $ 517,714 $ 306,000
Larimer, Colorado 7 $ 883,000 $ 126,142 $ 77,000
Martin, Florida 7 $ 1,689,000 $ 241,285 $ 122,000
Osceola, Florida 7 $ 789,000 $ 112,714 $ 89,000
St. Lucie, Florida 7 $ 452,000 $ 64,571 $ 82,000
McHenry, Illinois 7 $ 830,000 $ 118,571 $ 159,000
Johnson, Indiana 7 $ 768,000 $ 109,714 $ 98,000
Scott, Indiana 7 $ 437,000 $ 62,428 $ 52,000
Kalamazoo, Michigan 7 $ 5,052,000 $ 721,714 $ 79,000
Livingston, Michigan 7 $ 1,162,000 $ 166,000 $ 106,000
Anoka, Minnesota 7 $ 1,626,000 $ 232,285 $ 89,000
Wright, Minnesota 7 $ 2,723,000 $ 389,000 $ 60,000
Broome, New York 7 $ 228,000 $ 32,571 $ 70,000
Chemung, New York 7 $ 262,000 $ 37,428 $ 55,000
Sullivan, New York 7 $ 217,000 $ 31,000 $ 79,000
Buncombe, North Carolina 7 $ 1,865,000 $ 266,428 $ 112,000
Guilford, North Carolina 7 $ 147,000 $ 21,000 $ 57,000
Cuyahoga, Ohio 7 $ 1,821,000 $ 260,142 $ 80,000
Clackamas, Oregon 7 $ 1,570,000 $ 224,285 $ 33,000
James City, Virginia 7 $ 1,952,000 $ 278,857 $ 116,000
Newport News, Virginia 7 $ 12,189,000 $ 1,741,285 $ 52,000
Clark, Washington 7 $ 4,924,000 $ 703,428 $ 76,000
Washington, Wisconsin 7 $ 259,000 $ 37,000 $ 61,000
Waukesha, Wisconsin 7 $ 2,399,000 $ 342,714 $ 201,000
Mohave, Arizona 6 $ 1,680,000 $ 280,000 $ 209,000
Mesa, Colorado 6 $ 271,000 $ 45,166 $ 65,000
Alachua, Florida 6 $ 465,000 $ 77,500 $ 104,000
Charlotte, Florida 6 $ 1,137,000 $ 189,500 $ 172,000
Clay, Florida 6 $ 481,000 $ 80,166 $ 100,000
Indian River, Florida 6 $ 1,318,000 $ 219,666 $ 132,000
Maui, Hawaii 6 $ 1,321,000 $ 220,166 $ 206,000
Winnebago, Illinois 6 $ 312,000 $ 52,000 $ 73,000
Allen, Indiana 6 $ 218,000 $ 36,333 $ 72,000
Hart, Kentucky 6 $ 516,000 $ 86,000 $ 68,000
Ingham, Michigan 6 $ 1,005,000 $ 167,500 $ 156,000
Bronx, New York 6 $ 529,000 $ 88,166 $ 95,000
Rensselaer, New York 6 $ 617,000 $ 102,833 $ 131,000
Durham, North Carolina 6 $ 1,729,000 $ 288,166 $ 98,000
Henderson, North Carolina 6 $ 1,084,000 $ 180,666 $ 108,000
New Hanover, North Carolina 6 $ 1,824,000 $ 304,000 $ 194,000
Lucas, Ohio 6 $ 1,064,000 $ 177,333 $ 91,000
Providence, Rhode Island 6 $ 980,000 $ 163,333 $ 135,000
Lexington, South Carolina 6 $ 756,000 $ 126,000 $ 62,000
Denton, Texas 6 $ 10,208,000 $ 1,701,333 $ 80,000
Fort Bend, Texas 6 $ 3,119,000 $ 519,833 $ 216,000
Fauquier, Virginia 6 $ 1,172,000 $ 195,333 $ 116,000
Hampton, Virginia 6 $ 6,589,000 $ 1,098,166 $ 72,000
Spokane, Washington 6 $ 409,000 $ 68,166 $ 49,000
Rock, Wisconsin 6 $ 263,000 $ 43,833 $ 54,000
Madison, Alabama 5 $ 1,373,000 $ 274,600 $ 39,000
San Joaquin, California 5 $ 1,832,000 $ 366,400 $ 99,000
Marion, Florida 5 $ 232,000 $ 46,400 $ 64,000
Henry, Georgia 5 $ 491,000 $ 98,200 $ 56,000
Hawaii, Hawaii 5 $ 2,241,000 $ 448,200 $ 253,000
Clay, Indiana 5 $ 328,000 $ 65,600 $ 44,000
LaPorte, Indiana 5 $ 282,000 $ 56,400 $ 58,000
Porter, Indiana 5 $ 883,000 $ 176,600 $ 84,000
St. Joseph, Indiana 5 $ 159,000 $ 31,800 $ 77,000
Gallatin, Kentucky 5 $ 75,000 $ 15,000 $ 25,000
East Baton Rouge, Louisiana 5 $ 834,000 $ 166,800 $ 110,000
Caroline, Maryland 5 $ 513,000 $ 102,600 $ 55,000
Talbot, Maryland 5 $ 1,575,000 $ 315,000 $ 80,000
Genesee, Michigan 5 $ 171,000 $ 34,200 $ 64,000
Jackson, Michigan 5 $ 199,000 $ 39,800 $ 91,000
Olmsted, Minnesota 5 $ 1,306,000 $ 261,200 $ 136,000
Boone, Missouri 5 $ 259,000 $ 51,800 $ 111,000
Dona Ana, New Mexico 5 $ 1,606,000 $ 321,200 $ 321,000
Delaware, New York 5 $ 302,000 $ 60,400 $ 84,000
Oneida, New York 5 $ 301,000 $ 60,200 $ 77,000
Pitt, North Carolina 5 $ 340,000 $ 68,000 $ 51,000
Lorain, Ohio 5 $ 189,000 $ 37,800 $ 78,000
Lane, Oregon 5 $ 1,073,000 $ 214,600 $ 36,000
Potter, Pennsylvania 5 $ 182,000 $ 36,400 $ 62,000
Kent, Rhode Island 5 $ 411,000 $ 82,200 $ 116,000
Hamilton, Tennessee 5 $ 1,597,000 $ 319,400 $ 259,000
Williamson, Tennessee 5 $ 1,380,000 $ 276,000 $ 80,000
Utah, Utah 5 $ 636,000 $ 127,200 $ 63,000
Norfolk, Virginia 5 $ 1,037,000 $ 207,400 $ 72,000
Whatcom, Washington 5 $ 817,000 $ 163,400 $ 44,000
Kenosha, Wisconsin 5 $ 213,000 $ 42,600 $ 70,000
Outagamie, Wisconsin 5 $ 178,000 $ 35,600 $ 55,000
Walworth, Wisconsin 5 $ 1,186,000 $ 237,200 $ 100,000
Tuscaloosa, Alabama 4 $ 275,000 $ 68,750 $ 125,000
Yuma, Arizona 4 $ 465,000 $ 116,250 $ 71,000
Pitkin, Colorado 4 $ 6,816,000 $ 1,704,000 $ 2,251,000
Pueblo, Colorado 4 $ 190,000 $ 47,500 $ 85,000
Windham, Connecticut 4 $ 415,000 $ 103,750 $ 60,000
Bay, Florida 4 $ 481,000 $ 120,250 $ 87,000
Citrus, Florida 4 $ 850,000 $ 212,500 $ 351,000
Monroe, Florida 4 $ 2,318,000 $ 579,500 $ 277,000
Walton, Florida 4 $ 3,799,000 $ 949,750 $ 302,000
Bibb, Georgia 4 $ 522,000 $ 130,500 $ 182,000
Paulding, Georgia 4 $ 305,000 $ 76,250 $ 115,000
Kauai, Hawaii 4 $ 314,000 $ 78,500 $ 62,000
Kendall, Illinois 4 $ 180,000 $ 45,000 $ 175,000
St. Clair, Illinois 4 $ 218,000 $ 54,500 $ 72,000
Crawford, Indiana 4 $ 192,000 $ 48,000 $ 44,000
Franklin, Indiana 4 $ 135,000 $ 33,750 $ 75,000
Hancock, Indiana 4 $ 223,000 $ 55,750 $ 61,000
Barren, Kentucky 4 $ 407,000 $ 101,750 $ 80,000
Boyle, Kentucky 4 $ 534,000 $ 133,500 $ 185,000
Grant, Kentucky 4 $ 420,000 $ 105,000 $ 55,000
Pendleton, Kentucky 4 $ 388,000 $ 97,000 $ 70,000
Pulaski, Kentucky 4 $ 88,000 $ 22,000 $ 92,000
Warren, Kentucky 4 $ 566,000 $ 141,500 $ 64,000
St. Tammany, Louisiana 4 $ 733,000 $ 183,250 $ 86,000
Kent, Maryland 4 $ 308,000 $ 77,000 $ 147,000
Queen Anne's, Maryland 4 $ 1,269,000 $ 317,250 $ 132,000
Wicomico, Maryland 4 $ 127,000 $ 31,750 $ 62,000
Berrien, Michigan 4 $ 565,000 $ 141,250 $ 103,000
Monroe, Michigan 4 $ 129,000 $ 32,250 $ 55,000
Muskegon, Michigan 4 $ 173,000 $ 43,250 $ 58,000
Scott, Minnesota 4 $ 1,588,000 $ 397,000 $ 205,000
Jefferson, Missouri 4 $ 265,000 $ 66,250 $ 83,000
Flathead, Montana 4 $ 540,000 $ 135,000 $ 44,000
Gallatin, Montana 4 $ 551,000 $ 137,750 $ 87,000
Douglas, Nevada 4 $ 1,998,000 $ 499,500 $ 181,000
Sandoval, New Mexico 4 $ 208,000 $ 52,000 $ 91,000
Columbia, New York 4 $ 675,000 $ 168,750 $ 52,000
Greene, New York 4 $ 665,000 $ 166,250 $ 144,000
Ontario, New York 4 $ 502,000 $ 125,500 $ 101,000
Warren, New York 4 $ 349,000 $ 87,250 $ 61,000
Brunswick, North Carolina 4 $ 1,915,000 $ 478,750 $ 324,000
Forsyth, North Carolina 4 $ 451,000 $ 112,750 $ 178,000
Licking, Ohio 4 $ 223,000 $ 55,750 $ 76,000
Mahoning, Ohio 4 $ 100,000 $ 25,000 $ 54,000
Portage, Ohio 4 $ 1,293,000 $ 323,250 $ 156,000
Sandusky, Ohio 4 $ 178,000 $ 44,500 $ 74,000
Stark, Ohio 4 $ 158,000 $ 39,500 $ 70,000
Forest, Pennsylvania 4 $ 140,000 $ 35,000 $ 39,000
Washington, Rhode Island 4 $ 945,000 $ 236,250 $ 52,000
Greenville, South Carolina 4 $ 935,000 $ 233,750 $ 85,000
Richland, South Carolina 4 $ 231,000 $ 57,750 $ 81,000
Knox, Tennessee 4 $ 1,361,000 $ 340,250 $ 192,000
Washington, Utah 4 $ 1,230,000 $ 307,500 $ 109,000
Frederick, Virginia 4 $ 494,000 $ 123,500 $ 90,000
Hanover, Virginia 4 $ 629,000 $ 157,250 $ 46,000
Brown, Wisconsin 4 $ 169,000 $ 42,250 $ 60,000
Door, Wisconsin 4 $ 1,248,000 $ 312,000 $ 313,000
Shelby, Alabama 3 $ 1,026,000 $ 342,000 $ 144,000
Anchorage, Alaska 3 $ 303,000 $ 101,000 $ 102,000
Benton, Arkansas 3 $ 540,000 $ 180,000 $ 101,000
Washington, Arkansas 3 $ 581,000 $ 193,666 $ 119,000
Napa, California 3 $ 902,000 $ 300,666 $ 108,000
Santa Cruz, California 3 $ 1,992,000 $ 664,000 $ 132,000
Douglas, Georgia 3 $ 298,000 $ 99,333 $ 170,000
Bannock, Idaho 3 $ 108,000 $ 36,000 $ 91,000
Boone, Illinois 3 $ 125,000 $ 41,666 $ 66,000
Champaign, Illinois 3 $ 65,000 $ 21,666 $ 41,000
Monroe, Illinois 3 $ 148,000 $ 49,333 $ 89,000
Williamson, Illinois 3 $ 94,000 $ 31,333 $ 49,000
Boone, Indiana 3 $ 993,000 $ 331,000 $ 91,000
Decatur, Indiana 3 $ 121,000 $ 40,333 $ 72,000
Delaware, Indiana 3 $ 135,000 $ 45,000 $ 31,000
Jackson, Indiana 3 $ 215,000 $ 71,666 $ 66,000
Madison, Indiana 3 $ 80,000 $ 26,666 $ 54,000
Shawnee, Kansas 3 $ 96,000 $ 32,000 $ 79,000
Adair, Kentucky 3 $ 123,000 $ 41,000 $ 68,000
Anderson, Kentucky 3 $ 127,000 $ 42,333 $ 42,000
Carroll, Kentucky 3 $ 140,000 $ 46,666 $ 63,000
Christian, Kentucky 3 $ 181,000 $ 60,333 $ 51,000
Clark, Kentucky 3 $ 158,000 $ 52,666 $ 78,000
Estill, Kentucky 3 $ 112,000 $ 37,333 $ 34,000
Garrard, Kentucky 3 $ 229,000 $ 76,333 $ 64,000
Green, Kentucky 3 $ 211,000 $ 70,333 $ 42,000
Taylor, Kentucky 3 $ 216,000 $ 72,000 $ 56,000
Woodford, Kentucky 3 $ 194,000 $ 64,666 $ 64,000
Dorchester, Maryland 3 $ 220,000 $ 73,333 $ 69,000
Berkshire, Massachusetts 3 $ 218,000 $ 72,666 $ 99,000
Calhoun, Michigan 3 $ 89,000 $ 29,666 $ 69,000
Chisago, Minnesota 3 $ 507,000 $ 169,000 $ 90,000
Christian, Missouri 3 $ 65,000 $ 21,666 $ 97,000
Cole, Missouri 3 $ 125,000 $ 41,666 $ 76,000
St. Louis City, Missouri 3 $ 544,000 $ 181,333 $ 124,000
Warren, Missouri 3 $ 133,000 $ 44,333 $ 62,000
Lancaster, Nebraska 3 $ 65,000 $ 21,666 $ 47,000
Lyon, Nevada 3 $ 297,000 $ 99,000 $ 56,000
Belknap, New Hampshire 3 $ 561,000 $ 187,000 $ 205,000
Carroll, New Hampshire 3 $ 700,000 $ 233,333 $ 184,000
Clinton, New York 3 $ 98,000 $ 32,666 $ 62,000
Schenectady, New York 3 $ 54,000 $ 18,000 $ 43,000
Washington, New York 3 $ 132,000 $ 44,000 $ 56,000
Alamance, North Carolina 3 $ 103,000 $ 34,333 $ 68,000
Catawba, North Carolina 3 $ 190,000 $ 63,333 $ 80,000
Cumberland, North Carolina 3 $ 75,000 $ 25,000 $ 83,000
Dare, North Carolina 3 $ 787,000 $ 262,333 $ 145,000
Franklin, North Carolina 3 $ 129,000 $ 43,000 $ 87,000
Iredell, North Carolina 3 $ 116,000 $ 38,666 $ 131,000
Johnston, North Carolina 3 $ 72,000 $ 24,000 $ 55,000
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Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 23,325 $3,405,091,000 $457,019 $55,000,000 $112,000 $4,160,000
Home Improvement 22,512 $980,120,000 $46,857 $1,825,000 $86,938 $6,093,000
Home Purchase 4,794 $1,336,855,000 $366,489 $5,400,000 $137,468 $9,960,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 28,711 $1,806,600,000 $110,622 $4,000,000 $129,466 $6,093,000
Not Provided 7,839 $504,423,000 $81,904 $5,400,000 $117,047 $5,655,000
Not applicable 5,747 $2,917,589,000 $430,019 $55,000,000 $113,627 $9,960,000
Black or African American 4,748 $242,469,000 $52,772 $511,000 $70,318 $2,954,000
Hispanic 2,218 $134,728,000 $61,318 $730,000 $85,000 $1,500,000
Asian 1,147 $96,228,000 $84,764 $525,000 $88,058 $1,936,000
American Indian or Alaskan Native 122 $10,768,000 $70,916 $450,000 $100,833 $490,000
Native Hawaiian or Other Pacific Islander 99 $9,261,000 $80,142 $385,000 $89,714 $349,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 50,371 $5,715,686,000 $335,313 $55,000,000 $107,843 $9,960,000
FHA-insured (Federal Housing Administration) 260 $6,380,000 $82,000 $306,000 $46,500 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 23,359 $2,000,322,000 $1,195,953 $55,000,000 $115,813 $6,093,000
Application Denied By Financial Institution 16,250 $1,104,433,000 $62,395 $1,825,000 $68,767 $4,730,000
Loan Purchased By The Institution 5,679 $2,082,354,000 $252,333 $1,500,000 $117,274 $9,960,000
Application Approved But Not Accepted 5,208 $348,501,000 $100,727 $1,125,000 $155,666 $3,240,000
Application Withdrawn By Applicant 131 $185,993,000 $6,513,052 $27,000,000 $28,684 $1,000,000
File Closed For Incompleteness 4 $463,000 $115,500 $211,000 $26,500 $43,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9,764 $536,769,000 $55,473 $1,825,000 $61,184 $4,730,000
Debt-To-Income Ratio 2,537 $232,698,000 $75,200 $800,000 $60,480 $816,000
Credit Application Incomplete 1,846 $172,976,000 $100,480 $800,000 $114,680 $1,981,000
Insufficient Cash (Downpayment, Closing Cost) 1,342 $109,747,000 $63,476 $460,000 $79,714 $748,000
Collateral 493 $30,399,000 $54,300 $400,000 $94,650 $1,664,000
Other 232 $19,817,000 $97,416 $500,000 $82,000 $582,000
Unverifiable Information 23 $1,417,000 $67,000 $300,000 $84,000 $260,000
Employment History 13 $610,000 $39,333 $129,000 $27,333 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PNC Bank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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