Rbc Mortgage Mortgage Lending & HMDA Data, 2005

In 2005, Rbc Mortgage of Rocky Mount, NC reported 45,104 mortgage applications totaling $8.7 billion, down 47% from 2004. The average application was for $193,138, and applicants reported an average income of $78,201. 63% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Denver-Aurora, CO (2,692), Phoenix-Mesa-Scottsdale, AZ (2,107) and San Diego-Carlsbad-San Marcos, CA (2,091) (applications in parentheses).

Mortgage Company & Address Rbc Mortgage
P O Box 1220
Rocky Mount, NC 27802
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 45,104
Total Mortgage Loan Application Amount $8,711,314,000
Average Mortgage Loan Application Amount $193,138
Highest Mortgage Loan Application Amount $5,600,000
Average Applicant Income $78,201
Highest Applicant Income $5,590,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rbc Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Rbc Mortgage by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 2,091 $ 470,860,000 $ 225,184 $ 102,000
Maricopa, Arizona 1,955 $ 421,794,000 $ 215,751 $ 104,000
Los Angeles, California 1,775 $ 490,234,000 $ 276,188 $ 108,000
Pima, Arizona 1,041 $ 156,827,000 $ 150,650 $ 61,000
Riverside, California 1,037 $ 265,632,000 $ 256,154 $ 92,000
Clark, Nevada 925 $ 177,156,000 $ 191,520 $ 81,000
San Bernardino, California 836 $ 161,962,000 $ 193,734 $ 82,000
Orange, California 804 $ 292,534,000 $ 363,848 $ 121,000
Harris, Texas 642 $ 75,028,000 $ 116,866 $ 56,000
Arapahoe, Colorado 638 $ 118,092,000 $ 185,097 $ 83,000
Clark, Washington 607 $ 101,649,000 $ 167,461 $ 59,000
Denver, Colorado 547 $ 99,388,000 $ 181,696 $ 76,000
Jefferson, Colorado 517 $ 91,829,000 $ 177,618 $ 72,000
Kern, California 486 $ 79,694,000 $ 163,979 $ 62,000
King, Washington 483 $ 119,795,000 $ 248,022 $ 82,000
Lane, Oregon 472 $ 72,965,000 $ 154,586 $ 59,000
Cook, Illinois 456 $ 98,607,000 $ 216,243 $ 71,000
Douglas, Colorado 454 $ 101,604,000 $ 223,797 $ 104,000
Caddo, Louisiana 429 $ 44,413,000 $ 103,526 $ 57,000
El Paso, Colorado 416 $ 65,789,000 $ 158,146 $ 70,000
Adams, Colorado 405 $ 60,071,000 $ 148,323 $ 62,000
Gwinnett, Georgia 356 $ 57,624,000 $ 161,865 $ 61,000
Coconino, Arizona 337 $ 66,222,000 $ 196,504 $ 71,000
Palm Beach, Florida 326 $ 101,726,000 $ 312,042 $ 136,000
Multnomah, Oregon 322 $ 51,515,000 $ 159,984 $ 59,000
Sacramento, California 309 $ 74,036,000 $ 239,598 $ 79,000
Jackson, Missouri 305 $ 34,528,000 $ 113,206 $ 64,000
Sonoma, California 281 $ 78,199,000 $ 278,288 $ 76,000
Johnson, Kansas 273 $ 43,013,000 $ 157,556 $ 94,000
Honolulu, Hawaii 271 $ 75,221,000 $ 277,568 $ 86,000
Bossier, Louisiana 267 $ 29,008,000 $ 108,644 $ 51,000
Maui, Hawaii 262 $ 105,555,000 $ 402,881 $ 102,000
Cuyahoga, Ohio 255 $ 34,551,000 $ 135,494 $ 60,000
Snohomish, Washington 253 $ 49,313,000 $ 194,913 $ 69,000
Broward, Florida 249 $ 65,164,000 $ 261,702 $ 75,000
Monterey, California 245 $ 80,209,000 $ 327,383 $ 77,000
Fresno, California 240 $ 32,011,000 $ 133,379 $ 64,000
Wake, North Carolina 237 $ 35,730,000 $ 150,759 $ 74,000
Pierce, Washington 233 $ 45,334,000 $ 194,566 $ 106,000
Yavapai, Arizona 231 $ 40,280,000 $ 174,372 $ 53,000
Bexar, Texas 229 $ 22,744,000 $ 99,318 $ 51,000
Butte, California 228 $ 53,408,000 $ 234,245 $ 64,000
Mohave, Arizona 219 $ 40,966,000 $ 187,059 $ 87,000
Fulton, Georgia 217 $ 42,708,000 $ 196,811 $ 73,000
Cobb, Georgia 215 $ 31,696,000 $ 147,423 $ 65,000
Kings, New York 204 $ 70,530,000 $ 345,735 $ 91,000
Mecklenburg, North Carolina 201 $ 27,834,000 $ 138,477 $ 73,000
Bernalillo, New Mexico 198 $ 29,232,000 $ 147,636 $ 60,000
Imperial, California 195 $ 30,786,000 $ 157,876 $ 63,000
Champaign, Illinois 195 $ 20,416,000 $ 104,697 $ 56,000
Lake, Illinois 183 $ 37,435,000 $ 204,562 $ 80,000
New York, New York 182 $ 99,685,000 $ 547,719 $ 201,000
New Hanover, North Carolina 179 $ 24,775,000 $ 138,407 $ 70,000
Washington, Oregon 178 $ 30,803,000 $ 173,050 $ 71,000
Williamson, Texas 175 $ 20,922,000 $ 119,554 $ 54,000
St. Louis, Missouri 173 $ 25,538,000 $ 147,618 $ 63,000
Vermilion, Illinois 168 $ 12,205,000 $ 72,648 $ 46,000
DeKalb, Georgia 165 $ 25,500,000 $ 154,545 $ 59,000
Summit, Ohio 164 $ 15,788,000 $ 96,268 $ 58,000
Prince George's, Maryland 163 $ 34,178,000 $ 209,680 $ 65,000
Hennepin, Minnesota 163 $ 31,523,000 $ 193,392 $ 89,000
Travis, Texas 161 $ 22,782,000 $ 141,503 $ 59,000
Clackamas, Oregon 160 $ 32,680,000 $ 204,250 $ 71,000
Douglas, Kansas 159 $ 20,174,000 $ 126,880 $ 76,000
Ada, Idaho 156 $ 19,311,000 $ 123,788 $ 66,000
Alameda, California 155 $ 52,191,000 $ 336,716 $ 108,000
Grayson, Texas 153 $ 14,154,000 $ 92,509 $ 56,000
Thurston, Washington 153 $ 24,306,000 $ 158,862 $ 57,000
Pinal, Arizona 152 $ 24,219,000 $ 159,335 $ 60,000
Contra Costa, California 149 $ 59,185,000 $ 397,214 $ 126,000
Weld, Colorado 146 $ 23,618,000 $ 161,767 $ 78,000
Deschutes, Oregon 145 $ 25,956,000 $ 179,006 $ 61,000
St. Charles, Missouri 142 $ 23,251,000 $ 163,739 $ 66,000
Jackson, Oregon 142 $ 29,099,000 $ 204,922 $ 73,000
San Joaquin, California 140 $ 33,923,000 $ 242,307 $ 80,000
Jefferson, Kentucky 139 $ 15,742,000 $ 113,251 $ 43,000
Grant, Washington 137 $ 14,079,000 $ 102,766 $ 43,000
Racine, Wisconsin 135 $ 17,798,000 $ 131,837 $ 50,000
Boulder, Colorado 134 $ 31,188,000 $ 232,746 $ 75,000
Tulsa, Oklahoma 128 $ 18,149,000 $ 141,789 $ 62,000
Sutter, California 127 $ 26,645,000 $ 209,803 $ 64,000
Miami-Dade, Florida 127 $ 37,675,000 $ 296,653 $ 123,000
Suffolk, New York 124 $ 38,272,000 $ 308,645 $ 129,000
Santa Clara, California 120 $ 48,592,000 $ 404,933 $ 116,000
Marion, Indiana 115 $ 13,640,000 $ 118,608 $ 39,000
Clay, Missouri 114 $ 15,304,000 $ 134,245 $ 59,000
Wayne, Michigan 113 $ 13,031,000 $ 115,318 $ 67,000
Queens, New York 111 $ 30,079,000 $ 270,981 $ 71,000
Madison, Illinois 110 $ 8,369,000 $ 76,081 $ 31,000
El Paso, Texas 109 $ 11,280,000 $ 103,486 $ 56,000
Larimer, Colorado 107 $ 20,103,000 $ 187,878 $ 64,000
Yuma, Arizona 98 $ 13,997,000 $ 142,826 $ 74,000
Montgomery, Maryland 96 $ 27,443,000 $ 285,864 $ 96,000
Galveston, Texas 95 $ 11,960,000 $ 125,894 $ 65,000
Placer, California 94 $ 25,841,000 $ 274,904 $ 109,000
Sedgwick, Kansas 93 $ 7,548,000 $ 81,161 $ 58,000
Greene, Missouri 93 $ 10,761,000 $ 115,709 $ 74,000
Stanislaus, California 92 $ 23,180,000 $ 251,956 $ 75,000
Hillsborough, Florida 90 $ 12,200,000 $ 135,555 $ 71,000
San Francisco, California 89 $ 47,640,000 $ 535,280 $ 150,000
Marion, Oregon 89 $ 13,741,000 $ 154,393 $ 61,000
Mendocino, California 88 $ 21,903,000 $ 248,897 $ 69,000
Fort Bend, Texas 86 $ 11,961,000 $ 139,081 $ 86,000
Canyon, Idaho 85 $ 8,395,000 $ 98,764 $ 54,000
Montgomery, Texas 85 $ 13,034,000 $ 153,341 $ 67,000
Wyandotte, Kansas 84 $ 7,158,000 $ 85,214 $ 51,000
Berrien, Michigan 83 $ 10,104,000 $ 121,734 $ 53,000
Nassau, New York 80 $ 26,838,000 $ 335,475 $ 99,000
Fairfield, Connecticut 78 $ 26,987,000 $ 345,987 $ 88,000
Kenosha, Wisconsin 77 $ 10,034,000 $ 130,311 $ 45,000
Milwaukee, Wisconsin 76 $ 10,379,000 $ 136,565 $ 52,000
Ventura, California 75 $ 29,328,000 $ 391,040 $ 144,000
Benton, Oregon 75 $ 13,805,000 $ 184,066 $ 65,000
Fairfax, Virginia 74 $ 24,060,000 $ 325,135 $ 101,000
Westchester, New York 73 $ 26,325,000 $ 360,616 $ 129,000
Rusk, Texas 72 $ 5,508,000 $ 76,500 $ 40,000
Brunswick, North Carolina 71 $ 12,897,000 $ 181,647 $ 70,000
District of Columbia, District Of Columbia 69 $ 19,508,000 $ 282,724 $ 115,000
Oakland, Michigan 69 $ 13,310,000 $ 192,898 $ 83,000
Ellis, Kansas 68 $ 5,567,000 $ 81,867 $ 45,000
Durham, North Carolina 68 $ 9,321,000 $ 137,073 $ 73,000
Jim Wells, Texas 68 $ 5,891,000 $ 86,632 $ 59,000
Christian, Missouri 66 $ 7,532,000 $ 114,121 $ 94,000
Washoe, Nevada 65 $ 15,860,000 $ 244,000 $ 92,000
San Mateo, California 64 $ 32,392,000 $ 506,125 $ 133,000
Bergen, New Jersey 60 $ 22,115,000 $ 368,583 $ 129,000
Pinellas, Florida 59 $ 11,549,000 $ 195,745 $ 109,000
Yuba, California 58 $ 9,078,000 $ 156,517 $ 65,000
Lee, Florida 58 $ 12,945,000 $ 223,189 $ 106,000
Winnebago, Illinois 57 $ 5,781,000 $ 101,421 $ 40,000
Kauai, Hawaii 56 $ 18,832,000 $ 336,285 $ 104,000
Charleston, South Carolina 56 $ 12,184,000 $ 217,571 $ 108,000
Anoka, Minnesota 55 $ 10,079,000 $ 183,254 $ 58,000
Linn, Oregon 55 $ 6,132,000 $ 111,490 $ 53,000
Will, Illinois 54 $ 10,220,000 $ 189,259 $ 74,000
Ramsey, Minnesota 54 $ 8,366,000 $ 154,925 $ 65,000
Santa Fe, New Mexico 53 $ 12,640,000 $ 238,490 $ 98,000
Lake, California 52 $ 9,470,000 $ 182,115 $ 82,000
DuPage, Illinois 52 $ 11,112,000 $ 213,692 $ 68,000
Franklin, Ohio 52 $ 8,318,000 $ 159,961 $ 67,000
Cowlitz, Washington 52 $ 6,429,000 $ 123,634 $ 69,000
Clayton, Georgia 51 $ 5,646,000 $ 110,705 $ 44,000
Plymouth, Massachusetts 50 $ 15,695,000 $ 313,900 $ 101,000
Cochise, Arizona 49 $ 5,155,000 $ 105,204 $ 50,000
Summit, Colorado 49 $ 12,693,000 $ 259,040 $ 179,000
Teller, Colorado 49 $ 7,874,000 $ 160,693 $ 62,000
James City, Virginia 49 $ 9,984,000 $ 203,755 $ 67,000
Chelan, Washington 49 $ 5,511,000 $ 112,469 $ 53,000
Solano, California 48 $ 12,947,000 $ 269,729 $ 93,000
Dakota, Minnesota 48 $ 8,457,000 $ 176,187 $ 76,000
Cass, Missouri 48 $ 5,540,000 $ 115,416 $ 66,000
Pulaski, Missouri 47 $ 6,863,000 $ 146,021 $ 55,000
Hamilton, Ohio 47 $ 5,725,000 $ 121,808 $ 50,000
Park, Colorado 46 $ 6,445,000 $ 140,108 $ 85,000
Norfolk, Massachusetts 45 $ 16,956,000 $ 376,800 $ 110,000
Marin, California 44 $ 25,674,000 $ 583,500 $ 201,000
Middlesex, Massachusetts 44 $ 17,280,000 $ 392,727 $ 105,000
Morris, New Jersey 44 $ 12,950,000 $ 294,318 $ 92,000
Liberty, Texas 44 $ 4,094,000 $ 93,045 $ 45,000
Broomfield, Colorado 43 $ 7,848,000 $ 182,511 $ 166,000
McHenry, Illinois 43 $ 8,395,000 $ 195,232 $ 59,000
Passaic, New Jersey 43 $ 11,057,000 $ 257,139 $ 90,000
Coos, Oregon 43 $ 4,931,000 $ 114,674 $ 57,000
Platte, Missouri 42 $ 5,078,000 $ 120,904 $ 69,000
Oklahoma, Oklahoma 42 $ 4,145,000 $ 98,690 $ 59,000
Nueces, Texas 42 $ 4,556,000 $ 108,476 $ 46,000
Forsyth, Georgia 41 $ 8,375,000 $ 204,268 $ 85,000
Henry, Georgia 41 $ 6,644,000 $ 162,048 $ 63,000
Shawnee, Kansas 41 $ 3,797,000 $ 92,609 $ 42,000
Washington, Minnesota 41 $ 7,270,000 $ 177,317 $ 95,000
Jefferson, Missouri 41 $ 5,609,000 $ 136,804 $ 59,000
Taney, Missouri 41 $ 3,520,000 $ 85,853 $ 50,000
Hudson, New Jersey 41 $ 11,798,000 $ 287,756 $ 98,000
Lake, Ohio 41 $ 5,031,000 $ 122,707 $ 49,000
Lorain, Ohio 41 $ 4,736,000 $ 115,512 $ 54,000
Stark, Ohio 41 $ 4,584,000 $ 111,804 $ 45,000
Lincoln, Oregon 41 $ 5,555,000 $ 135,487 $ 68,000
Prince William, Virginia 41 $ 13,278,000 $ 323,853 $ 100,000
San Juan, Washington 41 $ 9,854,000 $ 240,341 $ 86,000
Collier, Florida 40 $ 12,663,000 $ 316,575 $ 243,000
Essex, New Jersey 40 $ 17,776,000 $ 444,400 $ 150,000
Dallas, Texas 40 $ 5,964,000 $ 149,100 $ 96,000
Eagle, Colorado 39 $ 11,566,000 $ 296,564 $ 178,000
Brazoria, Texas 39 $ 4,696,000 $ 120,410 $ 51,000
Sarasota, Florida 38 $ 8,797,000 $ 231,500 $ 94,000
Cleveland, Oklahoma 38 $ 4,137,000 $ 108,868 $ 74,000
Virginia Beach, Virginia 38 $ 7,077,000 $ 186,236 $ 50,000
St. Louis City, Missouri 37 $ 4,582,000 $ 123,837 $ 27,000
Union, North Carolina 37 $ 4,455,000 $ 120,405 $ 58,000
Greenville, South Carolina 37 $ 5,616,000 $ 151,783 $ 57,000
El Dorado, California 36 $ 11,300,000 $ 313,888 $ 92,000
Orange, Florida 36 $ 8,376,000 $ 232,666 $ 114,000
Webster, Louisiana 36 $ 2,597,000 $ 72,138 $ 37,000
Medina, Ohio 36 $ 5,301,000 $ 147,250 $ 83,000
Crook, Oregon 36 $ 4,456,000 $ 123,777 $ 53,000
Gregg, Texas 36 $ 3,439,000 $ 95,527 $ 38,000
Tulare, California 35 $ 6,051,000 $ 172,885 $ 59,000
Muscogee, Georgia 35 $ 4,777,000 $ 136,485 $ 65,000
Sandoval, New Mexico 35 $ 4,072,000 $ 116,342 $ 56,000
Wilkes, North Carolina 35 $ 2,575,000 $ 73,571 $ 36,000
Jackson, Georgia 34 $ 4,535,000 $ 133,382 $ 78,000
Grays Harbor, Washington 34 $ 3,404,000 $ 100,117 $ 45,000
St. Lucie, Florida 33 $ 5,670,000 $ 171,818 $ 66,000
Leavenworth, Kansas 33 $ 4,090,000 $ 123,939 $ 70,000
Baltimore, Maryland 33 $ 4,714,000 $ 142,848 $ 65,000
Macomb, Michigan 33 $ 5,067,000 $ 153,545 $ 59,000
Johnston, North Carolina 33 $ 3,733,000 $ 113,121 $ 57,000
Beaufort, South Carolina 33 $ 6,662,000 $ 201,878 $ 104,000
Elbert, Colorado 32 $ 6,873,000 $ 214,781 $ 88,000
Douglas, Nebraska 32 $ 3,764,000 $ 117,625 $ 68,000
Buncombe, North Carolina 32 $ 5,041,000 $ 157,531 $ 68,000
Forsyth, North Carolina 32 $ 3,429,000 $ 107,156 $ 42,000
Richland, South Carolina 32 $ 4,153,000 $ 129,781 $ 60,000
Cherokee, Georgia 31 $ 4,627,000 $ 149,258 $ 64,000
Suffolk, Massachusetts 31 $ 8,690,000 $ 280,322 $ 71,000
Monmouth, New Jersey 31 $ 9,916,000 $ 319,870 $ 104,000
Polk, Oregon 31 $ 4,780,000 $ 154,193 $ 75,000
Douglas, Washington 31 $ 3,911,000 $ 126,161 $ 50,000
Navajo, Arizona 30 $ 3,535,000 $ 117,833 $ 45,000
Pender, North Carolina 30 $ 4,181,000 $ 139,366 $ 60,000
Jasper, Missouri 29 $ 2,683,000 $ 92,517 $ 44,000
Orange, North Carolina 29 $ 5,979,000 $ 206,172 $ 64,000
Paulding, Georgia 28 $ 3,178,000 $ 113,500 $ 40,000
De Soto, Louisiana 28 $ 2,888,000 $ 103,142 $ 47,000
Buchanan, Missouri 28 $ 2,416,000 $ 86,285 $ 36,000
Bronx, New York 28 $ 7,391,000 $ 263,964 $ 64,000
Cabarrus, North Carolina 28 $ 2,559,000 $ 91,392 $ 53,000
Santa Cruz, Arizona 27 $ 4,487,000 $ 166,185 $ 69,000
Routt, Colorado 27 $ 8,025,000 $ 297,222 $ 108,000
Hamilton, Indiana 27 $ 4,170,000 $ 154,444 $ 49,000
Anne Arundel, Maryland 27 $ 9,344,000 $ 346,074 $ 99,000
Gaston, North Carolina 27 $ 2,934,000 $ 108,666 $ 120,000
Collin, Texas 27 $ 3,680,000 $ 136,296 $ 58,000
Comal, Texas 27 $ 4,073,000 $ 150,851 $ 71,000
Polk, Texas 27 $ 2,447,000 $ 90,629 $ 48,000
Pasco, Florida 26 $ 4,007,000 $ 154,115 $ 59,000
Douglas, Georgia 26 $ 3,544,000 $ 136,307 $ 76,000
Hall, Georgia 26 $ 3,993,000 $ 153,576 $ 61,000
Harris, Georgia 26 $ 3,787,000 $ 145,653 $ 103,000
Hawaii, Hawaii 26 $ 7,166,000 $ 275,615 $ 126,000
Warren, Ohio 26 $ 5,180,000 $ 199,230 $ 98,000
Pueblo, Colorado 25 $ 2,909,000 $ 116,360 $ 63,000
Lawrence, Missouri 25 $ 2,407,000 $ 96,280 $ 49,000
Middlesex, New Jersey 25 $ 6,012,000 $ 240,480 $ 75,000
Richmond, New York 25 $ 7,114,000 $ 284,560 $ 85,000
Portage, Ohio 25 $ 2,544,000 $ 101,760 $ 65,000
Skagit, Washington 25 $ 3,830,000 $ 153,200 $ 74,000
Anchorage, Alaska 24 $ 4,237,000 $ 176,541 $ 73,000
Denton, Texas 24 $ 3,389,000 $ 141,208 $ 56,000
Tarrant, Texas 24 $ 4,557,000 $ 189,875 $ 73,000
Merced, California 23 $ 5,792,000 $ 251,826 $ 69,000
Shasta, California 23 $ 4,768,000 $ 207,304 $ 63,000
New Haven, Connecticut 23 $ 5,486,000 $ 238,521 $ 96,000
Kitsap, Washington 23 $ 4,996,000 $ 217,217 $ 95,000
St. Johns, Florida 22 $ 6,528,000 $ 296,727 $ 86,000
Piatt, Illinois 22 $ 2,220,000 $ 100,909 $ 51,000
Stone, Missouri 22 $ 2,386,000 $ 108,454 $ 62,000
Guilford, North Carolina 22 $ 2,641,000 $ 120,045 $ 63,000
Calaveras, California 21 $ 5,412,000 $ 257,714 $ 92,000
Newton, Georgia 21 $ 2,951,000 $ 140,523 $ 54,000
Henry, Indiana 21 $ 1,641,000 $ 78,142 $ 41,000
Miami, Kansas 21 $ 2,980,000 $ 141,904 $ 68,000
Baltimore City, Maryland 21 $ 2,249,000 $ 107,095 $ 64,000
Essex, Massachusetts 21 $ 5,270,000 $ 250,952 $ 104,000
Lincoln, Missouri 21 $ 2,738,000 $ 130,380 $ 50,000
Henderson, North Carolina 21 $ 3,167,000 $ 150,809 $ 70,000
Mahoning, Ohio 21 $ 1,754,000 $ 83,523 $ 62,000
Ellis, Texas 21 $ 2,362,000 $ 112,476 $ 45,000
Salt Lake, Utah 21 $ 3,551,000 $ 169,095 $ 87,000
Duval, Florida 20 $ 4,498,000 $ 224,900 $ 65,000
Manatee, Florida 20 $ 3,919,000 $ 195,950 $ 80,000
Monroe, Florida 20 $ 7,855,000 $ 392,750 $ 119,000
Volusia, Florida 20 $ 4,472,000 $ 223,600 $ 94,000
Douglas, Illinois 20 $ 1,433,000 $ 71,650 $ 55,000
Kane, Illinois 20 $ 4,027,000 $ 201,350 $ 68,000
Boone, Missouri 20 $ 2,151,000 $ 107,550 $ 82,000
Webster, Missouri 20 $ 2,134,000 $ 106,700 $ 76,000
Butler, Ohio 20 $ 2,728,000 $ 136,400 $ 35,000
Rogers, Oklahoma 20 $ 1,926,000 $ 96,300 $ 74,000
Pickens, South Carolina 20 $ 2,488,000 $ 124,400 $ 55,000
Adams, Washington 20 $ 2,173,000 $ 108,650 $ 37,000
Nevada, California 19 $ 5,782,000 $ 304,315 $ 131,000
Archuleta, Colorado 19 $ 2,943,000 $ 154,894 $ 84,000
St. Clair, Illinois 19 $ 2,236,000 $ 117,684 $ 63,000
Scott, Minnesota 19 $ 3,473,000 $ 182,789 $ 67,000
Wright, Minnesota 19 $ 3,205,000 $ 168,684 $ 67,000
Dona Ana, New Mexico 19 $ 2,997,000 $ 157,736 $ 86,000
Otero, New Mexico 19 $ 1,861,000 $ 97,947 $ 43,000
Fannin, Texas 19 $ 1,327,000 $ 69,842 $ 42,000
Henrico, Virginia 19 $ 3,108,000 $ 163,578 $ 97,000
Gila, Arizona 18 $ 2,081,000 $ 115,611 $ 119,000
San Luis Obispo, California 18 $ 6,676,000 $ 370,888 $ 129,000
Yolo, California 18 $ 5,004,000 $ 278,000 $ 84,000
Marion, Florida 18 $ 3,492,000 $ 194,000 $ 85,000
Jefferson, Kansas 18 $ 1,736,000 $ 96,444 $ 47,000
Worcester, Massachusetts 18 $ 4,416,000 $ 245,333 $ 82,000
Camden, Missouri 18 $ 2,853,000 $ 158,500 $ 156,000
Union, New Jersey 18 $ 7,968,000 $ 442,666 $ 127,000
Montgomery, Ohio 18 $ 3,040,000 $ 168,888 $ 64,000
Horry, South Carolina 18 $ 3,508,000 $ 194,888 $ 91,000
Lexington, South Carolina 18 $ 3,339,000 $ 185,500 $ 80,000
Hays, Texas 18 $ 2,194,000 $ 121,888 $ 46,000
Rockwall, Texas 18 $ 2,482,000 $ 137,888 $ 65,000
Brevard, Florida 17 $ 3,583,000 $ 210,764 $ 200,000
Putnam, Indiana 17 $ 1,559,000 $ 91,705 $ 43,000
Butler, Kansas 17 $ 1,371,000 $ 80,647 $ 59,000
Monroe, Michigan 17 $ 2,309,000 $ 135,823 $ 49,000
Jefferson, Oregon 17 $ 2,210,000 $ 130,000 $ 41,000
Waukesha, Wisconsin 17 $ 2,587,000 $ 152,176 $ 80,000
Mesa, Colorado 16 $ 1,816,000 $ 113,500 $ 39,000
Fayette, Georgia 16 $ 3,636,000 $ 227,250 $ 68,000
St. Joseph, Indiana 16 $ 1,903,000 $ 118,937 $ 87,000
Barnstable, Massachusetts 16 $ 4,548,000 $ 284,250 $ 196,000
Rockland, New York 16 $ 5,165,000 $ 322,812 $ 130,000
Dare, North Carolina 16 $ 5,687,000 $ 355,437 $ 120,000
Yamhill, Oregon 16 $ 2,214,000 $ 138,375 $ 65,000
York, South Carolina 16 $ 2,275,000 $ 142,187 $ 83,000
Hartford, Connecticut 15 $ 3,766,000 $ 251,066 $ 87,000
Barrow, Georgia 15 $ 1,430,000 $ 95,333 $ 57,000
Rockdale, Georgia 15 $ 2,438,000 $ 162,533 $ 61,000
Polk, Iowa 15 $ 1,413,000 $ 94,200 $ 55,000
Washtenaw, Michigan 15 $ 3,223,000 $ 214,866 $ 89,000
Franklin, Missouri 15 $ 2,093,000 $ 139,533 $ 65,000
Ocean, New Jersey 15 $ 4,391,000 $ 292,733 $ 87,000
Chatham, North Carolina 15 $ 2,444,000 $ 162,933 $ 74,000
Columbus, North Carolina 15 $ 1,468,000 $ 97,866 $ 47,000
Cumberland, North Carolina 15 $ 1,736,000 $ 115,733 $ 77,000
Iredell, North Carolina 15 $ 2,102,000 $ 140,133 $ 53,000
Onslow, North Carolina 15 $ 2,018,000 $ 134,533 $ 79,000
Clermont, Ohio 15 $ 2,506,000 $ 167,066 $ 61,000
Douglas, Oregon 15 $ 2,642,000 $ 176,133 $ 78,000
Philadelphia, Pennsylvania 15 $ 2,554,000 $ 170,266 $ 66,000
Davidson, Tennessee 15 $ 1,868,000 $ 124,533 $ 56,000
Harrison, Texas 15 $ 1,370,000 $ 91,333 $ 39,000
Washington, Utah 15 $ 2,877,000 $ 191,800 $ 125,000
Humboldt, California 14 $ 2,317,000 $ 165,500 $ 87,000
Napa, California 14 $ 3,446,000 $ 246,142 $ 103,000
Santa Cruz, California 14 $ 6,652,000 $ 475,142 $ 82,000
Garfield, Colorado 14 $ 2,335,000 $ 166,785 $ 83,000
Grand, Colorado 14 $ 3,032,000 $ 216,571 $ 101,000
Bay, Florida 14 $ 3,304,000 $ 236,000 $ 69,000
Polk, Florida 14 $ 1,778,000 $ 127,000 $ 37,000
Kootenai, Idaho 14 $ 3,315,000 $ 236,785 $ 81,000
Polk, Missouri 14 $ 1,174,000 $ 83,857 $ 44,000
Missoula, Montana 14 $ 2,154,000 $ 153,857 $ 46,000
Sarpy, Nebraska 14 $ 1,869,000 $ 133,500 $ 82,000
Columbia, Oregon 14 $ 1,826,000 $ 130,428 $ 42,000
Montgomery, Pennsylvania 14 $ 2,575,000 $ 183,928 $ 88,000
San Patricio, Texas 14 $ 1,295,000 $ 92,500 $ 41,000
Wilson, Texas 14 $ 1,691,000 $ 120,785 $ 79,000
Stafford, Virginia 14 $ 4,066,000 $ 290,428 $ 80,000
Mono, California 13 $ 5,459,000 $ 419,923 $ 199,000
Charlotte, Florida 13 $ 2,881,000 $ 221,615 $ 131,000
Jackson, Kansas 13 $ 1,259,000 $ 96,846 $ 56,000
Calcasieu, Louisiana 13 $ 1,023,000 $ 78,692 $ 45,000
Genesee, Michigan 13 $ 1,934,000 $ 148,769 $ 72,000
Sherburne, Minnesota 13 $ 2,050,000 $ 157,692 $ 72,000
Laclede, Missouri 13 $ 1,072,000 $ 82,461 $ 50,000
Orange, New York 13 $ 2,816,000 $ 216,615 $ 52,000
Alamance, North Carolina 13 $ 1,289,000 $ 99,153 $ 99,000
Columbiana, Ohio 13 $ 1,120,000 $ 86,153 $ 64,000
Lucas, Ohio 13 $ 1,289,000 $ 99,153 $ 46,000
Curry, Oregon 13 $ 2,565,000 $ 197,307 $ 85,000
Shelby, Tennessee 13 $ 2,597,000 $ 199,769 $ 81,000
Spotsylvania, Virginia 13 $ 3,143,000 $ 241,769 $ 89,000
Island, Washington 13 $ 2,477,000 $ 190,538 $ 106,000
Kittitas, Washington 13 $ 2,251,000 $ 173,153 $ 144,000
Laramie, Wyoming 13 $ 1,708,000 $ 131,384 $ 63,000
Mobile, Alabama 12 $ 1,274,000 $ 106,166 $ 43,000
Santa Barbara, California 12 $ 5,990,000 $ 499,166 $ 297,000
Morgan, Colorado 12 $ 1,544,000 $ 128,666 $ 57,000
Martin, Florida 12 $ 1,941,000 $ 161,750 $ 186,000
Osceola, Florida 12 $ 2,105,000 $ 175,416 $ 54,000
Carroll, Georgia 12 $ 1,896,000 $ 158,000 $ 71,000
Monroe, Illinois 12 $ 1,744,000 $ 145,333 $ 69,000
Allen, Indiana 12 $ 1,765,000 $ 147,083 $ 62,000
Sussex, New Jersey 12 $ 2,986,000 $ 248,833 $ 96,000
Currituck, North Carolina 12 $ 4,215,000 $ 351,250 $ 70,000
Geauga, Ohio 12 $ 2,920,000 $ 243,333 $ 105,000
Chesapeake, Virginia 12 $ 2,099,000 $ 174,916 $ 72,000
Mason, Washington 12 $ 1,469,000 $ 122,416 $ 64,000
Dodge, Wisconsin 12 $ 1,742,000 $ 145,166 $ 61,000
Madera, California 11 $ 2,578,000 $ 234,363 $ 73,000
Hernando, Florida 11 $ 1,324,000 $ 120,363 $ 47,000
Frederick, Maryland 11 $ 2,389,000 $ 217,181 $ 70,000
Howard, Maryland 11 $ 3,229,000 $ 293,545 $ 94,000
Carver, Minnesota 11 $ 1,829,000 $ 166,272 $ 71,000
Trumbull, Ohio 11 $ 870,000 $ 79,090 $ 42,000
Bucks, Pennsylvania 11 $ 2,962,000 $ 269,272 $ 110,000
Dorchester, South Carolina 11 $ 1,535,000 $ 139,545 $ 75,000
Smith, Texas 11 $ 1,343,000 $ 122,090 $ 63,000
Iron, Utah 11 $ 1,257,000 $ 114,272 $ 64,000
Utah, Utah 11 $ 1,993,000 $ 181,181 $ 123,000
Glenn, California 10 $ 2,131,000 $ 213,100 $ 51,000
Gunnison, Colorado 10 $ 3,497,000 $ 349,700 $ 213,000
La Plata, Colorado 10 $ 1,891,000 $ 189,100 $ 90,000
Reno, Kansas 10 $ 734,000 $ 73,400 $ 71,000
Kenton, Kentucky 10 $ 819,000 $ 81,900 $ 56,000
Cumberland, Maine 10 $ 2,553,000 $ 255,300 $ 172,000
Ray, Missouri 10 $ 1,236,000 $ 123,600 $ 80,000
Somerset, New Jersey 10 $ 4,135,000 $ 413,500 $ 192,000
Caldwell, North Carolina 10 $ 1,030,000 $ 103,000 $ 64,000
Ashtabula, Ohio 10 $ 1,038,000 $ 103,800 $ 49,000
McClain, Oklahoma 10 $ 1,011,000 $ 101,100 $ 56,000
Monroe, Pennsylvania 10 $ 1,786,000 $ 178,600 $ 119,000
Milam, Texas 10 $ 759,000 $ 75,900 $ 37,000
Loudoun, Virginia 10 $ 4,080,000 $ 408,000 $ 128,000
Newport News, Virginia 10 $ 1,148,000 $ 114,800 $ 49,000
York, Virginia 10 $ 1,619,000 $ 161,900 $ 64,000
Yakima, Washington 10 $ 1,341,000 $ 134,100 $ 26,000
Kings, California 9 $ 1,355,000 $ 150,555 $ 71,000
Tuolumne, California 9 $ 1,743,000 $ 193,666 $ 82,000
Pitkin, Colorado 9 $ 8,167,000 $ 907,444 $ 387,000
New Castle, Delaware 9 $ 1,789,000 $ 198,777 $ 74,000
Flagler, Florida 9 $ 1,085,000 $ 120,555 $ 68,000
Seminole, Florida 9 $ 2,580,000 $ 286,666 $ 42,000
Walton, Florida 9 $ 2,087,000 $ 231,888 $ 241,000
Clark, Indiana 9 $ 1,053,000 $ 117,000 $ 40,000
Charles, Maryland 9 $ 2,103,000 $ 233,666 $ 76,000
Chisago, Minnesota 9 $ 1,800,000 $ 200,000 $ 53,000
St. Louis, Minnesota 9 $ 1,428,000 $ 158,666 $ 71,000
Lyon, Nevada 9 $ 1,164,000 $ 129,333 $ 70,000
Burlington, New Jersey 9 $ 2,722,000 $ 302,444 $ 219,000
Warren, New Jersey 9 $ 2,232,000 $ 248,000 $ 78,000
Valencia, New Mexico 9 $ 827,000 $ 91,888 $ 59,000
Catawba, North Carolina 9 $ 965,000 $ 107,222 $ 57,000
Davidson, North Carolina 9 $ 986,000 $ 109,555 $ 30,000
Franklin, North Carolina 9 $ 1,530,000 $ 170,000 $ 62,000
Haywood, North Carolina 9 $ 932,000 $ 103,555 $ 67,000
Rowan, North Carolina 9 $ 813,000 $ 90,333 $ 55,000
Fairfield, Ohio 9 $ 1,023,000 $ 113,666 $ 92,000
Josephine, Oregon 9 $ 2,145,000 $ 238,333 $ 83,000
Klamath, Oregon 9 $ 1,149,000 $ 127,666 $ 38,000
Chester, Pennsylvania 9 $ 3,139,000 $ 348,777 $ 123,000
Titus, Texas 9 $ 961,000 $ 106,777 $ 46,000
Weber, Utah 9 $ 1,849,000 $ 205,444 $ 66,000
Arlington, Virginia 9 $ 1,825,000 $ 202,777 $ 110,000
Norfolk, Virginia 9 $ 1,671,000 $ 185,666 $ 58,000
Lewis, Washington 9 $ 1,316,000 $ 146,222 $ 39,000
Spokane, Washington 9 $ 1,265,000 $ 140,555 $ 80,000
Whatcom, Washington 9 $ 1,994,000 $ 221,555 $ 72,000
Delta, Colorado 8 $ 884,000 $ 110,500 $ 74,000
Montrose, Colorado 8 $ 1,838,000 $ 229,750 $ 75,000
Bartow, Georgia 8 $ 971,000 $ 121,375 $ 47,000
Clarke, Georgia 8 $ 1,374,000 $ 171,750 $ 36,000
Glynn, Georgia 8 $ 1,708,000 $ 213,500 $ 86,000
Ford, Illinois 8 $ 426,000 $ 53,250 $ 42,000
Floyd, Indiana 8 $ 1,221,000 $ 152,625 $ 52,000
Pottawattamie, Iowa 8 $ 1,207,000 $ 150,875 $ 57,000
McPherson, Kansas 8 $ 644,000 $ 80,500 $ 59,000
Ouachita, Louisiana 8 $ 942,000 $ 117,750 $ 51,000
York, Maine 8 $ 2,844,000 $ 355,500 $ 390,000
Bristol, Massachusetts 8 $ 2,109,000 $ 263,625 $ 100,000
Kent, Michigan 8 $ 1,183,000 $ 147,875 $ 56,000
Ottawa, Michigan 8 $ 1,693,000 $ 211,625 $ 84,000
Blue Earth, Minnesota 8 $ 815,000 $ 101,875 $ 33,000
Goodhue, Minnesota 8 $ 757,000 $ 94,625 $ 71,000
Isanti, Minnesota 8 $ 1,456,000 $ 182,000 $ 60,000
Lafayette, Missouri 8 $ 902,000 $ 112,750 $ 62,000
Warren, Missouri 8 $ 1,119,000 $ 139,875 $ 53,000
Nye, Nevada 8 $ 1,149,000 $ 143,625 $ 74,000
Hillsborough, New Hampshire 8 $ 1,805,000 $ 225,625 $ 72,000
Rockingham, New Hampshire 8 $ 2,115,000 $ 264,375 $ 53,000
Hunterdon, New Jersey 8 $ 2,768,000 $ 346,000 $ 127,000
Dutchess, New York 8 $ 1,755,000 $ 219,375 $ 61,000
Putnam, New York 8 $ 2,365,000 $ 295,625 $ 59,000
Carteret, North Carolina 8 $ 1,480,000 $ 185,000 $ 94,000
Harnett, North Carolina 8 $ 760,000 $ 95,000 $ 80,000
Person, North Carolina 8 $ 1,105,000 $ 138,125 $ 92,000
Pitt, North Carolina 8 $ 883,000 $ 110,375 $ 76,000
Surry, North Carolina 8 $ 743,000 $ 92,875 $ 41,000
Wilson, North Carolina 8 $ 946,000 $ 118,250 $ 60,000
Tillamook, Oregon 8 $ 1,368,000 $ 171,000 $ 127,000
Berkeley, South Carolina 8 $ 1,230,000 $ 153,750 $ 85,000
Guadalupe, Texas 8 $ 862,000 $ 107,750 $ 86,000
Wood, Texas 8 $ 921,000 $ 115,125 $ 50,000
Chesterfield, Virginia 8 $ 1,634,000 $ 204,250 $ 89,000
Benton, Washington 8 $ 852,000 $ 106,500 $ 42,000
Okanogan, Washington 8 $ 708,000 $ 88,500 $ 47,000
Dane, Wisconsin 8 $ 1,563,000 $ 195,375 $ 124,000
St. Croix, Wisconsin 8 $ 1,804,000 $ 225,500 $ 63,000
Walworth, Wisconsin 8 $ 1,134,000 $ 141,750 $ 41,000
Baldwin, Alabama 7 $ 2,090,000 $ 298,571 $ 68,000
Shelby, Alabama 7 $ 1,417,000 $ 202,428 $ 130,000
Graham, Arizona 7 $ 605,000 $ 86,428 $ 69,000
San Benito, California 7 $ 1,980,000 $ 282,857 $ 83,000
Tehama, California 7 $ 1,156,000 $ 165,142 $ 86,000
Clear Creek, Colorado 7 $ 1,393,000 $ 199,000 $ 70,000
Lake, Florida 7 $ 1,293,000 $ 184,714 $ 76,000
Leon, Florida 7 $ 1,066,000 $ 152,285 $ 99,000
Okaloosa, Florida 7 $ 2,606,000 $ 372,285 $ 66,000
Bibb, Georgia 7 $ 943,000 $ 134,714 $ 67,000
Chatham, Georgia 7 $ 1,674,000 $ 239,142 $ 57,000
Chattahoochee, Georgia 7 $ 1,145,000 $ 163,571 $ 73,000
Columbia, Georgia 7 $ 1,252,000 $ 178,857 $ 91,000
Coweta, Georgia 7 $ 688,000 $ 98,285 $ 48,000
Bartholomew, Indiana 7 $ 526,000 $ 75,142 $ 40,000
Lake, Indiana 7 $ 1,098,000 $ 156,857 $ 42,000
Rooks, Kansas 7 $ 727,000 $ 103,857 $ 47,000
Bullitt, Kentucky 7 $ 783,000 $ 111,857 $ 31,000
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Mortgage Loan Application Detail Totals for Rbc Mortgage in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 28,146 $5,037,352,000 $178,826 $5,600,000 $85,326 $5,590,000
Refinancing 16,957 $3,673,952,000 $199,288 $3,920,000 $73,576 $3,458,000
Home Improvement 1 $10,000 $10,000 $10,000 $48,000 $48,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 31,229 $6,048,352,000 $190,000 $5,600,000 $87,826 $5,590,000
Hispanic 5,508 $926,998,000 $160,564 $2,080,000 $66,487 $1,526,000
Not Provided 3,139 $724,306,000 $206,740 $5,600,000 $60,520 $2,040,000
Black or African American 2,794 $438,650,000 $166,487 $1,000,000 $70,292 $2,833,000
Asian 2,008 $481,187,000 $196,261 $2,600,000 $86,571 $1,102,000
Native Hawaiian or Other Pacific Islander 304 $68,432,000 $168,310 $920,000 $82,137 $923,000
American Indian or Alaskan Native 122 $23,389,000 $201,111 $800,000 $95,629 $1,027,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 40,174 $8,095,649,000 $189,173 $5,600,000 $82,538 $5,590,000
FHA-insured (Federal Housing Administration) 4,130 $489,737,000 $132,250 $611,000 $47,425 $388,000
VA-guaranteed (Veterans Administration) 767 $120,100,000 $174,081 $367,000 $59,513 $859,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $5,828,000 $156,600 $508,000 $36,600 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,457 $5,273,517,000 $183,538 $2,900,000 $90,576 $5,590,000
Application Withdrawn By Applicant 6,115 $1,395,865,000 $208,078 $5,600,000 $71,960 $3,446,000
Application Approved But Not Accepted 4,715 $1,012,299,000 $186,333 $4,000,000 $77,166 $3,458,000
Application Denied By Financial Institution 4,324 $800,353,000 $183,117 $3,920,000 $79,823 $1,588,000
Preapproval Denied by Financial Institution 1,044 $126,334,000 $121,000 $1,125,000 $49,000 $859,000
File Closed For Incompleteness 449 $102,946,000 $187,750 $4,453,000 $77,666 $3,276,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,940 $264,761,000 $164,179 $2,080,000 $67,769 $1,526,000
Other 1,699 $353,142,000 $197,282 $3,920,000 $90,543 $1,200,000
Debt-To-Income Ratio 677 $111,120,000 $170,868 $1,575,000 $72,157 $659,000
Collateral 555 $101,536,000 $175,697 $2,940,000 $74,000 $822,000
Employment History 254 $47,273,000 $164,700 $1,610,000 $74,300 $1,588,000
Insufficient Cash (Downpayment, Closing Cost) 194 $37,569,000 $188,857 $2,000,000 $79,285 $1,109,000
Credit Application Incomplete 36 $9,249,000 $166,800 $960,000 $64,000 $258,000
Mortgage Insurance Denied 10 $1,439,000 $147,000 $374,000 $67,200 $276,000
Unverifiable Information 3 $598,000 $164,000 $413,000 $19,500 $42,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Mortgage's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Rbc Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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