Citizens Bank, NA Mortgage Lending & HMDA Data, 2018
In 2018, Citizens Bank, NA of Providence, RI reported 114,128 mortgage applications totaling $23.2 billion, up 229% from 2017. The average application was for $203,636, and applicants reported an average income of $120,670. 49% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Providence-Warwick, RI-MA (8,637), Boston, MA (7,647) and Cambridge-Newton-Framingham, MA (7,590) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank, NA One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 114,128 |
| Total Mortgage Loan Application Amount | $23,240,610,000 |
| Average Mortgage Loan Application Amount | $203,636 |
| Highest Mortgage Loan Application Amount | $47,505,000 |
| Average Applicant Income | $120,670 |
| Highest Applicant Income | $8,780,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 8,679 | $ 1,384,175,000 | $ 159,485 | $ 105,473 |
| Providence-Warwick, RI-MA | 8,637 | $ 1,213,195,000 | $ 140,464 | $ 101,357 |
| Boston, MA | 7,647 | $ 1,655,055,000 | $ 216,431 | $ 137,000 |
| Cambridge-Newton-Framingham, MA | 7,590 | $ 1,874,750,000 | $ 247,002 | $ 151,000 |
| New York-Jersey City-White Plains, NY-NJ | 7,453 | $ 2,902,055,000 | $ 389,380 | $ 201,109 |
| Cleveland-Elyria, OH | 4,290 | $ 490,530,000 | $ 114,342 | $ 85,000 |
| Warren-Troy-Farmington Hills, MI | 3,907 | $ 525,335,000 | $ 134,459 | $ 101,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3,605 | $ 355,815,000 | $ 98,700 | $ 79,000 |
| Nassau County-Suffolk County, NY | 3,075 | $ 1,087,125,000 | $ 353,536 | $ 197,000 |
| Detroit-Dearborn-Livonia, MI | 2,387 | $ 210,615,000 | $ 88,234 | $ 77,000 |
| Rochester, NY | 2,323 | $ 229,605,000 | $ 98,839 | $ 78,000 |
| Rockingham County-Strafford County, NH | 2,082 | $ 325,590,000 | $ 156,383 | $ 123,000 |
| Pittsburgh, PA | 1,992 | $ 316,820,000 | $ 159,046 | $ 89,000 |
| Manchester-Nashua, NH | 1,664 | $ 244,410,000 | $ 146,881 | $ 113,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,664 | $ 456,040,000 | $ 274,062 | $ 147,000 |
| Philadelphia, PA | 1,443 | $ 311,835,000 | $ 216,101 | $ 109,000 |
| Chicago-Naperville-Arlington Heights, IL | 1,441 | $ 378,735,000 | $ 262,827 | $ 149,000 |
| Albany-Schenectady-Troy, NY | 1,385 | $ 188,045,000 | $ 135,772 | $ 98,000 |
| Barnstable Town, MA | 1,356 | $ 271,290,000 | $ 200,066 | $ 137,000 |
| Akron, OH | 1,331 | $ 140,185,000 | $ 105,323 | $ 85,000 |
| Springfield, MA | 1,241 | $ 152,315,000 | $ 122,735 | $ 78,000 |
| Worcester, MA-CT | 1,237 | $ 191,225,000 | $ 154,587 | $ 115,155 |
| Hartford-West Hartford-East Hartford, CT | 1,173 | $ 169,355,000 | $ 144,377 | $ 111,000 |
| Wilmington, DE-MD-NJ | 1,144 | $ 156,330,000 | $ 136,652 | $ 100,975 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,092 | $ 286,490,000 | $ 262,353 | $ 107,000 |
| New Haven-Milford, CT | 978 | $ 153,300,000 | $ 156,748 | $ 115,000 |
| Toledo, OH | 971 | $ 91,125,000 | $ 93,846 | $ 76,000 |
| Canton-Massillon, OH | 850 | $ 77,980,000 | $ 91,741 | $ 68,000 |
| Cincinnati, OH-KY-IN | 803 | $ 141,535,000 | $ 176,257 | $ 98,897 |
| Bridgeport-Stamford-Norwalk, CT | 766 | $ 233,950,000 | $ 305,417 | $ 225,000 |
| Norwich-New London, CT | 726 | $ 91,550,000 | $ 126,101 | $ 97,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 724 | $ 390,120,000 | $ 538,839 | $ 199,937 |
| Syracuse, NY | 579 | $ 58,365,000 | $ 100,803 | $ 83,000 |
| Camden, NJ | 576 | $ 138,610,000 | $ 240,642 | $ 133,000 |
| Columbus, OH | 549 | $ 91,555,000 | $ 166,766 | $ 113,000 |
| Houston-The Woodlands-Sugar Land, TX | 544 | $ 128,520,000 | $ 236,250 | $ 128,000 |
| Salisbury, MD-DE | 517 | $ 98,935,000 | $ 191,363 | $ 129,957 |
| Newark, NJ-PA | 508 | $ 199,910,000 | $ 393,523 | $ 198,500 |
| Indianapolis-Carmel-Anderson, IN | 493 | $ 109,865,000 | $ 222,849 | $ 106,000 |
| Dutchess County-Putnam County, NY | 461 | $ 78,925,000 | $ 171,203 | $ 121,000 |
| Youngstown-Warren-Boardman, OH-PA | 412 | $ 33,470,000 | $ 81,237 | $ 69,699 |
| Harrisburg-Carlisle, PA | 402 | $ 70,540,000 | $ 175,472 | $ 85,000 |
| Atlanta-Sandy Springs-Roswell, GA | 401 | $ 98,235,000 | $ 244,975 | $ 121,000 |
| Dallas-Plano-Irving, TX | 392 | $ 106,910,000 | $ 272,729 | $ 124,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 360 | $ 127,480,000 | $ 354,111 | $ 167,677 |
| Portland-South Portland, ME | 347 | $ 84,975,000 | $ 244,884 | $ 135,000 |
| Milwaukee-Waukesha-West Allis, WI | 316 | $ 72,100,000 | $ 228,164 | $ 117,000 |
| Charlotte-Concord-Gastonia, NC-SC | 315 | $ 130,595,000 | $ 414,587 | $ 168,422 |
| Dover, DE | 315 | $ 40,195,000 | $ 127,603 | $ 87,000 |
| Tampa-St. Petersburg-Clearwater, FL | 298 | $ 65,570,000 | $ 220,033 | $ 106,000 |
| Sioux Falls, SD | 297 | $ 64,445,000 | $ 216,986 | $ 105,000 |
| Denver-Aurora-Lakewood, CO | 289 | $ 90,315,000 | $ 312,508 | $ 121,000 |
| Charleston-North Charleston, SC | 286 | $ 152,630,000 | $ 533,671 | $ 249,000 |
| Binghamton, NY | 284 | $ 22,650,000 | $ 79,753 | $ 69,000 |
| Burlington-South Burlington, VT | 275 | $ 45,545,000 | $ 165,618 | $ 122,000 |
| Winston-Salem, NC | 271 | $ 75,005,000 | $ 276,771 | $ 152,000 |
| Baltimore-Columbia-Towson, MD | 268 | $ 85,520,000 | $ 319,104 | $ 127,000 |
| Memphis, TN-MS-AR | 268 | $ 52,940,000 | $ 197,537 | $ 97,029 |
| Lincoln, NE | 265 | $ 51,235,000 | $ 193,339 | $ 97,000 |
| Utica-Rome, NY | 265 | $ 22,815,000 | $ 86,094 | $ 77,000 |
| Ocean City, NJ | 254 | $ 143,740,000 | $ 565,905 | $ 408,000 |
| Birmingham-Hoover, AL | 248 | $ 52,470,000 | $ 211,572 | $ 85,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 248 | $ 76,160,000 | $ 307,096 | $ 186,951 |
| Lancaster, PA | 247 | $ 47,925,000 | $ 194,028 | $ 95,000 |
| Omaha-Council Bluffs, NE-IA | 244 | $ 49,050,000 | $ 201,024 | $ 99,196 |
| Scranton--Wilkes-Barre--Hazleton, PA | 240 | $ 47,490,000 | $ 197,875 | $ 85,000 |
| Richmond, VA | 239 | $ 65,165,000 | $ 272,656 | $ 117,000 |
| Ann Arbor, MI | 235 | $ 37,785,000 | $ 160,787 | $ 124,000 |
| Los Angeles-Long Beach-Glendale, CA | 225 | $ 113,125,000 | $ 502,777 | $ 210,000 |
| Clarksville, TN-KY | 219 | $ 42,355,000 | $ 193,401 | $ 81,739 |
| Louisville/Jefferson County, KY-IN | 219 | $ 41,425,000 | $ 189,155 | $ 90,894 |
| Reading, PA | 217 | $ 31,475,000 | $ 145,046 | $ 81,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 215 | $ 37,295,000 | $ 173,465 | $ 93,000 |
| Raleigh, NC | 214 | $ 82,690,000 | $ 386,401 | $ 170,000 |
| St. Louis, MO-IL | 212 | $ 43,080,000 | $ 203,207 | $ 100,669 |
| Knoxville, TN | 210 | $ 41,660,000 | $ 198,380 | $ 85,000 |
| Las Vegas-Henderson-Paradise, NV | 206 | $ 55,300,000 | $ 268,446 | $ 93,000 |
| Greenville-Anderson-Mauldin, SC | 203 | $ 42,485,000 | $ 209,285 | $ 94,000 |
| Little Rock-North Little Rock-Conway, AR | 198 | $ 38,960,000 | $ 196,767 | $ 111,000 |
| Glens Falls, NY | 194 | $ 24,370,000 | $ 125,618 | $ 108,000 |
| Silver Spring-Frederick-Rockville, MD | 192 | $ 95,310,000 | $ 496,406 | $ 198,000 |
| Kingston, NY | 186 | $ 25,640,000 | $ 137,849 | $ 93,000 |
| Fort Worth-Arlington, TX | 182 | $ 42,910,000 | $ 235,769 | $ 122,000 |
| New Orleans-Metairie, LA | 179 | $ 41,415,000 | $ 231,368 | $ 110,000 |
| Pensacola-Ferry Pass-Brent, FL | 174 | $ 34,170,000 | $ 196,379 | $ 83,000 |
| Dayton, OH | 173 | $ 22,855,000 | $ 132,109 | $ 84,000 |
| Gary, IN | 173 | $ 28,225,000 | $ 163,150 | $ 76,000 |
| Augusta-Richmond County, GA-SC | 165 | $ 27,875,000 | $ 168,939 | $ 73,709 |
| Lexington-Fayette, KY | 163 | $ 31,185,000 | $ 191,319 | $ 93,000 |
| Monroe, MI | 159 | $ 16,955,000 | $ 106,635 | $ 83,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 155 | $ 34,325,000 | $ 221,451 | $ 130,361 |
| Kansas City, MO-KS | 154 | $ 31,300,000 | $ 203,246 | $ 106,538 |
| Lansing-East Lansing, MI | 154 | $ 15,710,000 | $ 102,012 | $ 87,000 |
| Phoenix-Mesa-Scottsdale, AZ | 154 | $ 37,330,000 | $ 242,402 | $ 113,000 |
| Cedar Rapids, IA | 153 | $ 25,815,000 | $ 168,725 | $ 89,000 |
| Atlantic City-Hammonton, NJ | 144 | $ 47,230,000 | $ 327,986 | $ 226,000 |
| Jacksonville, FL | 144 | $ 33,710,000 | $ 234,097 | $ 98,000 |
| Davenport-Moline-Rock Island, IA-IL | 141 | $ 23,175,000 | $ 164,361 | $ 92,092 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 141 | $ 41,835,000 | $ 296,702 | $ 180,000 |
| Orlando-Kissimmee-Sanford, FL | 139 | $ 32,155,000 | $ 231,330 | $ 108,000 |
| York-Hanover, PA | 137 | $ 23,805,000 | $ 173,759 | $ 86,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 135 | $ 51,955,000 | $ 384,851 | $ 174,407 |
| Durham-Chapel Hill, NC | 134 | $ 54,820,000 | $ 409,104 | $ 180,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 132 | $ 26,130,000 | $ 197,954 | $ 88,000 |
| Grand Rapids-Wyoming, MI | 132 | $ 17,020,000 | $ 128,939 | $ 100,000 |
| Lakeland-Winter Haven, FL | 130 | $ 25,400,000 | $ 195,384 | $ 81,000 |
| Pittsfield, MA | 128 | $ 19,980,000 | $ 156,093 | $ 102,000 |
| Baton Rouge, LA | 126 | $ 27,130,000 | $ 215,317 | $ 104,000 |
| Huntsville, AL | 126 | $ 23,810,000 | $ 188,968 | $ 88,000 |
| Asheville, NC | 124 | $ 31,240,000 | $ 251,935 | $ 121,000 |
| Cape Coral-Fort Myers, FL | 124 | $ 28,130,000 | $ 226,854 | $ 116,000 |
| State College, PA | 124 | $ 28,090,000 | $ 226,532 | $ 108,000 |
| North Port-Sarasota-Bradenton, FL | 123 | $ 28,185,000 | $ 229,146 | $ 113,000 |
| San Antonio-New Braunfels, TX | 123 | $ 81,195,000 | $ 660,121 | $ 119,000 |
| Flint, MI | 121 | $ 14,165,000 | $ 117,066 | $ 89,000 |
| Salt Lake City, UT | 113 | $ 29,205,000 | $ 258,451 | $ 95,000 |
| Wichita Falls, TX | 113 | $ 16,915,000 | $ 149,690 | $ 93,000 |
| Beaumont-Port Arthur, TX | 111 | $ 19,055,000 | $ 171,666 | $ 87,000 |
| Bowling Green, KY | 109 | $ 21,425,000 | $ 196,559 | $ 85,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 108 | $ 34,720,000 | $ 321,481 | $ 117,925 |
| Austin-Round Rock, TX | 107 | $ 33,225,000 | $ 310,514 | $ 138,000 |
| Riverside-San Bernardino-Ontario, CA | 105 | $ 30,855,000 | $ 293,857 | $ 102,000 |
| El Paso, TX | 103 | $ 16,335,000 | $ 158,592 | $ 87,000 |
| Lake County-Kenosha County, IL-WI | 102 | $ 26,790,000 | $ 262,647 | $ 135,450 |
| Chattanooga, TN-GA | 100 | $ 18,180,000 | $ 181,800 | $ 124,240 |
| Sacramento--Roseville--Arden-Arcade, CA | 100 | $ 32,940,000 | $ 329,400 | $ 127,000 |
| San Diego-Carlsbad, CA | 100 | $ 42,000,000 | $ 420,000 | $ 169,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 98 | $ 28,890,000 | $ 294,795 | $ 172,000 |
| Erie, PA | 97 | $ 11,465,000 | $ 118,195 | $ 64,000 |
| Seattle-Bellevue-Everett, WA | 97 | $ 36,935,000 | $ 380,773 | $ 139,000 |
| Cleveland, TN | 96 | $ 16,650,000 | $ 173,437 | $ 79,000 |
| East Stroudsburg, PA | 95 | $ 13,265,000 | $ 139,631 | $ 100,000 |
| Lynchburg, VA | 94 | $ 17,150,000 | $ 182,446 | $ 87,000 |
| Greensboro-High Point, NC | 93 | $ 29,555,000 | $ 317,795 | $ 142,000 |
| Tulsa, OK | 90 | $ 17,470,000 | $ 194,111 | $ 91,000 |
| Rapid City, SD | 89 | $ 19,915,000 | $ 223,764 | $ 100,000 |
| Jacksonville, NC | 88 | $ 14,830,000 | $ 168,522 | $ 59,000 |
| Springfield, MO | 80 | $ 13,020,000 | $ 162,750 | $ 65,000 |
| Elgin, IL | 79 | $ 18,285,000 | $ 231,455 | $ 123,000 |
| Colorado Springs, CO | 78 | $ 20,650,000 | $ 264,743 | $ 86,000 |
| Crestview-Fort Walton Beach-Destin, FL | 78 | $ 26,120,000 | $ 334,871 | $ 166,000 |
| Altoona, PA | 76 | $ 7,810,000 | $ 102,763 | $ 59,000 |
| Oklahoma City, OK | 76 | $ 14,900,000 | $ 196,052 | $ 101,000 |
| Lafayette, LA | 75 | $ 13,475,000 | $ 179,666 | $ 83,000 |
| Anaheim-Santa Ana-Irvine, CA | 74 | $ 32,380,000 | $ 437,567 | $ 139,000 |
| Madison, WI | 74 | $ 19,860,000 | $ 268,378 | $ 117,000 |
| Gulfport-Biloxi-Pascagoula, MS | 73 | $ 13,095,000 | $ 179,383 | $ 88,000 |
| Sioux City, IA-NE-SD | 71 | $ 11,635,000 | $ 163,873 | $ 84,802 |
| Wilmington, NC | 71 | $ 19,945,000 | $ 280,915 | $ 150,000 |
| Fort Wayne, IN | 70 | $ 21,390,000 | $ 305,571 | $ 82,000 |
| Boise City, ID | 68 | $ 16,000,000 | $ 235,294 | $ 109,000 |
| Lubbock, TX | 68 | $ 10,480,000 | $ 154,117 | $ 101,000 |
| Hattiesburg, MS | 67 | $ 12,965,000 | $ 193,507 | $ 100,000 |
| Hagerstown-Martinsburg, MD-WV | 66 | $ 12,370,000 | $ 187,424 | $ 82,409 |
| Columbia, SC | 65 | $ 13,685,000 | $ 210,538 | $ 107,000 |
| Saginaw, MI | 62 | $ 4,740,000 | $ 76,451 | $ 65,000 |
| Lake Charles, LA | 61 | $ 13,015,000 | $ 213,360 | $ 104,000 |
| Oakland-Hayward-Berkeley, CA | 61 | $ 29,695,000 | $ 486,803 | $ 150,000 |
| Miami-Miami Beach-Kendall, FL | 60 | $ 25,730,000 | $ 428,833 | $ 199,000 |
| Kalamazoo-Portage, MI | 59 | $ 7,855,000 | $ 133,135 | $ 99,000 |
| Tuscaloosa, AL | 58 | $ 12,410,000 | $ 213,965 | $ 97,000 |
| Naples-Immokalee-Marco Island, FL | 57 | $ 21,585,000 | $ 378,684 | $ 240,000 |
| Des Moines-West Des Moines, IA | 54 | $ 9,220,000 | $ 170,740 | $ 94,000 |
| Houma-Thibodaux, LA | 53 | $ 9,275,000 | $ 175,000 | $ 108,000 |
| Jackson, TN | 53 | $ 7,165,000 | $ 135,188 | $ 65,000 |
| Port St. Lucie, FL | 53 | $ 10,485,000 | $ 197,830 | $ 76,000 |
| Shreveport-Bossier City, LA | 52 | $ 11,550,000 | $ 222,115 | $ 102,000 |
| Ithaca, NY | 50 | $ 6,750,000 | $ 135,000 | $ 108,000 |
| Ogden-Clearfield, UT | 50 | $ 13,280,000 | $ 265,600 | $ 88,000 |
| Billings, MT | 49 | $ 11,315,000 | $ 230,918 | $ 95,000 |
| Provo-Orem, UT | 49 | $ 13,735,000 | $ 280,306 | $ 102,000 |
| Spartanburg, SC | 49 | $ 10,455,000 | $ 213,367 | $ 84,000 |
| Daphne-Fairhope-Foley, AL | 47 | $ 9,855,000 | $ 209,680 | $ 99,000 |
| Tacoma-Lakewood, WA | 47 | $ 14,065,000 | $ 299,255 | $ 111,000 |
| Jackson, MS | 46 | $ 9,610,000 | $ 208,913 | $ 98,000 |
| Trenton, NJ | 46 | $ 16,270,000 | $ 353,695 | $ 171,000 |
| Elmira, NY | 45 | $ 4,705,000 | $ 104,555 | $ 81,000 |
| Johnson City, TN | 45 | $ 6,765,000 | $ 150,333 | $ 67,000 |
| Lebanon, PA | 45 | $ 8,415,000 | $ 187,000 | $ 93,000 |
| Watertown-Fort Drum, NY | 45 | $ 6,875,000 | $ 152,777 | $ 88,000 |
| Bismarck, ND | 44 | $ 11,930,000 | $ 271,136 | $ 105,000 |
| Fargo, ND-MN | 44 | $ 8,860,000 | $ 201,363 | $ 98,545 |
| Spokane-Spokane Valley, WA | 44 | $ 9,020,000 | $ 205,000 | $ 100,000 |
| Hot Springs, AR | 43 | $ 7,935,000 | $ 184,534 | $ 89,000 |
| Morgantown, WV | 43 | $ 7,975,000 | $ 185,465 | $ 87,000 |
| Morristown, TN | 43 | $ 7,305,000 | $ 169,883 | $ 73,000 |
| Jackson, MI | 42 | $ 3,720,000 | $ 88,571 | $ 95,000 |
| Coeur D'Alene, ID | 41 | $ 11,085,000 | $ 270,365 | $ 112,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 41 | $ 18,785,000 | $ 458,170 | $ 210,000 |
| Idaho Falls, ID | 41 | $ 8,225,000 | $ 200,609 | $ 80,000 |
| Cumberland, MD-WV | 40 | $ 4,910,000 | $ 122,750 | $ 65,400 |
| Roanoke, VA | 40 | $ 8,030,000 | $ 200,750 | $ 87,000 |
| Tucson, AZ | 40 | $ 6,970,000 | $ 174,250 | $ 99,000 |
| Hickory-Lenoir-Morganton, NC | 38 | $ 11,710,000 | $ 308,157 | $ 119,000 |
| Kingsport-Bristol-Bristol, TN-VA | 38 | $ 6,960,000 | $ 183,157 | $ 63,342 |
| Odessa, TX | 38 | $ 8,180,000 | $ 215,263 | $ 84,000 |
| Albuquerque, NM | 37 | $ 9,025,000 | $ 243,918 | $ 129,000 |
| Greeley, CO | 35 | $ 9,135,000 | $ 261,000 | $ 101,000 |
| Green Bay, WI | 34 | $ 7,110,000 | $ 209,117 | $ 116,000 |
| Palm Bay-Melbourne-Titusville, FL | 34 | $ 8,760,000 | $ 257,647 | $ 122,000 |
| Chambersburg-Waynesboro, PA | 33 | $ 6,025,000 | $ 182,575 | $ 99,000 |
| Mobile, AL | 33 | $ 5,655,000 | $ 171,363 | $ 106,000 |
| St. Cloud, MN | 32 | $ 6,250,000 | $ 195,312 | $ 89,000 |
| Cheyenne, WY | 31 | $ 8,155,000 | $ 263,064 | $ 116,000 |
| Missoula, MT | 31 | $ 9,245,000 | $ 298,225 | $ 130,000 |
| St. George, UT | 30 | $ 7,640,000 | $ 254,666 | $ 115,000 |
| Bangor, ME | 29 | $ 4,585,000 | $ 158,103 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 29 | $ 13,395,000 | $ 461,896 | $ 150,000 |
| Huntington-Ashland, WV-KY-OH | 28 | $ 4,230,000 | $ 151,071 | $ 95,321 |
| McAllen-Edinburg-Mission, TX | 28 | $ 5,380,000 | $ 192,142 | $ 114,000 |
| Peoria, IL | 28 | $ 3,980,000 | $ 142,142 | $ 72,000 |
| South Bend-Mishawaka, IN-MI | 28 | $ 3,190,000 | $ 113,928 | $ 65,571 |
| Charlottesville, VA | 27 | $ 7,645,000 | $ 283,148 | $ 115,000 |
| Joplin, MO | 27 | $ 2,695,000 | $ 99,814 | $ 52,000 |
| Las Cruces, NM | 27 | $ 4,455,000 | $ 165,000 | $ 86,000 |
| Anniston-Oxford-Jacksonville, AL | 26 | $ 4,570,000 | $ 175,769 | $ 84,000 |
| Jonesboro, AR | 26 | $ 4,890,000 | $ 188,076 | $ 106,000 |
| Lafayette-West Lafayette, IN | 26 | $ 4,590,000 | $ 176,538 | $ 92,000 |
| Elizabethtown-Fort Knox, KY | 25 | $ 3,855,000 | $ 154,200 | $ 88,000 |
| Muncie, IN | 25 | $ 3,715,000 | $ 148,600 | $ 89,000 |
| Abilene, TX | 24 | $ 5,410,000 | $ 225,416 | $ 145,000 |
| Monroe, LA | 24 | $ 4,650,000 | $ 193,750 | $ 121,000 |
| Savannah, GA | 24 | $ 5,040,000 | $ 210,000 | $ 112,000 |
| Great Falls, MT | 23 | $ 4,735,000 | $ 205,869 | $ 93,000 |
| Rockford, IL | 23 | $ 3,195,000 | $ 138,913 | $ 82,000 |
| Duluth, MN-WI | 22 | $ 5,130,000 | $ 233,181 | $ 96,454 |
| Hammond, LA | 22 | $ 4,510,000 | $ 205,000 | $ 91,000 |
| Harrisonburg, VA | 22 | $ 4,860,000 | $ 220,909 | $ 102,000 |
| Midland, TX | 22 | $ 5,030,000 | $ 228,636 | $ 115,000 |
| Charleston, WV | 21 | $ 4,085,000 | $ 194,523 | $ 113,000 |
| Iowa City, IA | 21 | $ 4,655,000 | $ 221,666 | $ 107,000 |
| Muskegon, MI | 21 | $ 1,945,000 | $ 92,619 | $ 69,000 |
| Tallahassee, FL | 20 | $ 4,850,000 | $ 242,500 | $ 121,000 |
| Decatur, AL | 19 | $ 3,095,000 | $ 162,894 | $ 89,000 |
| Evansville, IN-KY | 19 | $ 3,445,000 | $ 181,315 | $ 106,000 |
| Fort Collins, CO | 19 | $ 5,005,000 | $ 263,421 | $ 141,000 |
| Fresno, CA | 19 | $ 5,025,000 | $ 264,473 | $ 94,000 |
| Punta Gorda, FL | 19 | $ 2,345,000 | $ 123,421 | $ 58,000 |
| Waterloo-Cedar Falls, IA | 19 | $ 2,745,000 | $ 144,473 | $ 75,000 |
| Wheeling, WV-OH | 19 | $ 2,265,000 | $ 119,210 | $ 84,105 |
| Appleton, WI | 18 | $ 4,780,000 | $ 265,555 | $ 128,000 |
| Bloomington, IL | 18 | $ 2,750,000 | $ 152,777 | $ 90,000 |
| Boulder, CO | 18 | $ 6,600,000 | $ 366,666 | $ 141,000 |
| College Station-Bryan, TX | 18 | $ 4,800,000 | $ 266,666 | $ 162,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 18 | $ 8,460,000 | $ 470,000 | $ 117,000 |
| Bakersfield, CA | 17 | $ 3,395,000 | $ 199,705 | $ 92,000 |
| Eau Claire, WI | 17 | $ 3,535,000 | $ 207,941 | $ 82,000 |
| Grand Island, NE | 17 | $ 3,035,000 | $ 178,529 | $ 80,000 |
| Pocatello, ID | 17 | $ 3,915,000 | $ 230,294 | $ 104,000 |
| Rochester, MN | 17 | $ 4,455,000 | $ 262,058 | $ 132,000 |
| Sebastian-Vero Beach, FL | 17 | $ 2,945,000 | $ 173,235 | $ 82,000 |
| Texarkana, TX-AR | 17 | $ 2,325,000 | $ 136,764 | $ 63,294 |
| Winchester, VA-WV | 17 | $ 3,185,000 | $ 187,352 | $ 98,823 |
| Battle Creek, MI | 16 | $ 1,190,000 | $ 74,375 | $ 53,000 |
| Bloomington, IN | 16 | $ 2,600,000 | $ 162,500 | $ 80,000 |
| Hinesville, GA | 16 | $ 2,630,000 | $ 164,375 | $ 78,000 |
| Homosassa Springs, FL | 16 | $ 2,620,000 | $ 163,750 | $ 70,000 |
| Lewiston-Auburn, ME | 16 | $ 2,160,000 | $ 135,000 | $ 64,000 |
| Niles-Benton Harbor, MI | 16 | $ 2,450,000 | $ 153,125 | $ 88,000 |
| Olympia-Tumwater, WA | 16 | $ 4,540,000 | $ 283,750 | $ 107,000 |
| Racine, WI | 16 | $ 2,660,000 | $ 166,250 | $ 81,000 |
| San Francisco-Redwood City-South San Francisco, CA | 16 | $ 11,100,000 | $ 693,750 | $ 254,000 |
| Topeka, KS | 16 | $ 2,100,000 | $ 131,250 | $ 59,000 |
| Ames, IA | 15 | $ 2,945,000 | $ 196,333 | $ 84,000 |
| Blacksburg-Christiansburg-Radford, VA | 15 | $ 2,795,000 | $ 186,333 | $ 75,000 |
| Corpus Christi, TX | 15 | $ 2,885,000 | $ 192,333 | $ 116,000 |
| Dalton, GA | 15 | $ 3,045,000 | $ 203,000 | $ 96,000 |
| Dubuque, IA | 15 | $ 2,765,000 | $ 184,333 | $ 77,000 |
| Fort Smith, AR-OK | 15 | $ 2,835,000 | $ 189,000 | $ 81,600 |
| Salem, OR | 15 | $ 3,915,000 | $ 261,000 | $ 93,000 |
| Santa Rosa, CA | 15 | $ 6,055,000 | $ 403,666 | $ 120,000 |
| Stockton-Lodi, CA | 15 | $ 4,255,000 | $ 283,666 | $ 120,000 |
| Vallejo-Fairfield, CA | 15 | $ 5,575,000 | $ 371,666 | $ 141,000 |
| Athens-Clarke County, GA | 14 | $ 3,060,000 | $ 218,571 | $ 124,000 |
| Fayetteville, NC | 14 | $ 2,690,000 | $ 192,142 | $ 81,000 |
| Gainesville, GA | 14 | $ 3,310,000 | $ 236,428 | $ 196,000 |
| Janesville-Beloit, WI | 14 | $ 2,110,000 | $ 150,714 | $ 64,000 |
| Logan, UT-ID | 14 | $ 3,740,000 | $ 267,142 | $ 136,000 |
| Ocala, FL | 14 | $ 2,600,000 | $ 185,714 | $ 112,000 |
| Urban Honolulu, HI | 14 | $ 6,620,000 | $ 472,857 | $ 112,000 |
| Bend-Redmond, OR | 13 | $ 4,375,000 | $ 336,538 | $ 97,000 |
| Bloomsburg-Berwick, PA | 13 | $ 2,075,000 | $ 159,615 | $ 128,000 |
| Gettysburg, PA | 13 | $ 2,445,000 | $ 188,076 | $ 84,000 |
| Killeen-Temple, TX | 13 | $ 1,895,000 | $ 145,769 | $ 70,000 |
| Longview, TX | 13 | $ 2,405,000 | $ 185,000 | $ 95,000 |
| Midland, MI | 13 | $ 1,225,000 | $ 94,230 | $ 89,000 |
| Montgomery, AL | 13 | $ 2,375,000 | $ 182,692 | $ 103,000 |
| Springfield, OH | 13 | $ 1,745,000 | $ 134,230 | $ 56,000 |
| Amarillo, TX | 12 | $ 2,300,000 | $ 191,666 | $ 116,000 |
| Beckley, WV | 12 | $ 1,350,000 | $ 112,500 | $ 110,000 |
| Corvallis, OR | 12 | $ 3,120,000 | $ 260,000 | $ 94,000 |
| Eugene, OR | 12 | $ 3,440,000 | $ 286,666 | $ 106,000 |
| Lima, OH | 12 | $ 910,000 | $ 75,833 | $ 74,000 |
| Mansfield, OH | 12 | $ 640,000 | $ 53,333 | $ 63,000 |
| Michigan City-La Porte, IN | 12 | $ 1,870,000 | $ 155,833 | $ 71,000 |
| Oshkosh-Neenah, WI | 12 | $ 2,460,000 | $ 205,000 | $ 108,000 |
| Pine Bluff, AR | 12 | $ 1,820,000 | $ 151,666 | $ 96,000 |
| Sebring, FL | 12 | $ 1,520,000 | $ 126,666 | $ 64,000 |
| Wichita, KS | 12 | $ 1,870,000 | $ 155,833 | $ 80,000 |
| Bremerton-Silverdale, WA | 11 | $ 3,425,000 | $ 311,363 | $ 90,000 |
| Burlington, NC | 11 | $ 2,125,000 | $ 193,181 | $ 100,000 |
| Florence-Muscle Shoals, AL | 11 | $ 1,285,000 | $ 116,818 | $ 53,000 |
| Lawrence, KS | 11 | $ 2,045,000 | $ 185,909 | $ 111,000 |
| New Bern, NC | 11 | $ 1,495,000 | $ 135,909 | $ 119,000 |
| Tyler, TX | 11 | $ 1,595,000 | $ 145,000 | $ 79,000 |
| Casper, WY | 10 | $ 2,620,000 | $ 262,000 | $ 139,000 |
| Champaign-Urbana, IL | 10 | $ 2,130,000 | $ 213,000 | $ 131,000 |
| Grand Forks, ND-MN | 10 | $ 2,180,000 | $ 218,000 | $ 96,500 |
| Johnstown, PA | 10 | $ 700,000 | $ 70,000 | $ 48,000 |
| Terre Haute, IN | 10 | $ 1,830,000 | $ 183,000 | $ 75,000 |
| The Villages, FL | 10 | $ 2,010,000 | $ 201,000 | $ 131,000 |
| Grand Junction, CO | 9 | $ 1,985,000 | $ 220,555 | $ 121,000 |
| Laredo, TX | 9 | $ 1,315,000 | $ 146,111 | $ 51,000 |
| Pueblo, CO | 9 | $ 1,665,000 | $ 185,000 | $ 77,000 |
| Reno, NV | 9 | $ 3,395,000 | $ 377,222 | $ 83,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 3,145,000 | $ 349,444 | $ 105,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 865,000 | $ 96,111 | $ 62,333 |
| Williamsport, PA | 9 | $ 1,815,000 | $ 201,666 | $ 132,000 |
| Auburn-Opelika, AL | 8 | $ 2,000,000 | $ 250,000 | $ 236,000 |
| Bay City, MI | 8 | $ 550,000 | $ 68,750 | $ 83,000 |
| Brownsville-Harlingen, TX | 8 | $ 1,210,000 | $ 151,250 | $ 68,000 |
| Brunswick, GA | 8 | $ 1,380,000 | $ 172,500 | $ 65,000 |
| Kankakee, IL | 8 | $ 1,440,000 | $ 180,000 | $ 94,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 1,090,000 | $ 136,250 | $ 104,000 |
| Longview, WA | 8 | $ 2,090,000 | $ 261,250 | $ 85,000 |
| Medford, OR | 8 | $ 1,970,000 | $ 246,250 | $ 82,000 |
| San Rafael, CA | 8 | $ 5,530,000 | $ 691,250 | $ 225,000 |
| Twin Falls, ID | 8 | $ 1,590,000 | $ 198,750 | $ 67,000 |
| Vineland-Bridgeton, NJ | 8 | $ 1,630,000 | $ 203,750 | $ 89,000 |
| Dothan, AL | 7 | $ 1,155,000 | $ 165,000 | $ 127,000 |
| Fairbanks, AK | 7 | $ 1,865,000 | $ 266,428 | $ 95,000 |
| Gadsden, AL | 7 | $ 1,205,000 | $ 172,142 | $ 58,000 |
| La Crosse-Onalaska, WI-MN | 7 | $ 1,115,000 | $ 159,285 | $ 74,571 |
| Macon-Bibb County, GA | 7 | $ 1,165,000 | $ 166,428 | $ 93,000 |
| Mankato-North Mankato, MN | 7 | $ 1,645,000 | $ 235,000 | $ 88,000 |
| Panama City, FL | 7 | $ 1,935,000 | $ 276,428 | $ 146,000 |
| Anchorage, AK | 6 | $ 2,050,000 | $ 341,666 | $ 92,000 |
| Bellingham, WA | 6 | $ 2,050,000 | $ 341,666 | $ 71,000 |
| California-Lexington Park, MD | 6 | $ 2,120,000 | $ 353,333 | $ 117,000 |
| Columbus, GA-AL | 6 | $ 580,000 | $ 96,666 | $ 120,833 |
| Gainesville, FL | 6 | $ 1,750,000 | $ 291,666 | $ 210,000 |
| Modesto, CA | 6 | $ 1,300,000 | $ 216,666 | $ 85,000 |
| Napa, CA | 6 | $ 2,810,000 | $ 468,333 | $ 170,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 2,780,000 | $ 463,333 | $ 145,000 |
| Springfield, IL | 6 | $ 890,000 | $ 148,333 | $ 72,000 |
| Sumter, SC | 6 | $ 890,000 | $ 148,333 | $ 50,000 |
| Wenatchee, WA | 6 | $ 1,620,000 | $ 270,000 | $ 132,000 |
| Albany, OR | 5 | $ 975,000 | $ 195,000 | $ 77,000 |
| Carbondale-Marion, IL | 5 | $ 645,000 | $ 129,000 | $ 107,000 |
| Florence, SC | 5 | $ 875,000 | $ 175,000 | $ 88,000 |
| Fond Du Lac, WI | 5 | $ 1,395,000 | $ 279,000 | $ 134,000 |
| Madera, CA | 5 | $ 655,000 | $ 131,000 | $ 64,000 |
| Prescott, AZ | 5 | $ 1,145,000 | $ 229,000 | $ 81,000 |
| Rocky Mount, NC | 5 | $ 645,000 | $ 129,000 | $ 54,000 |
| Sherman-Denison, TX | 5 | $ 1,025,000 | $ 205,000 | $ 123,000 |
| Staunton-Waynesboro, VA | 5 | $ 775,000 | $ 155,000 | $ 56,000 |
| Valdosta, GA | 5 | $ 715,000 | $ 143,000 | $ 128,000 |
| Warner Robins, GA | 5 | $ 975,000 | $ 195,000 | $ 71,000 |
| Albany, GA | 4 | $ 1,230,000 | $ 307,500 | $ 151,000 |
| Alexandria, LA | 4 | $ 670,000 | $ 167,500 | $ 62,000 |
| Columbia, MO | 4 | $ 890,000 | $ 222,500 | $ 157,000 |
| Decatur, IL | 4 | $ 780,000 | $ 195,000 | $ 92,000 |
| El Centro, CA | 4 | $ 480,000 | $ 120,000 | $ 115,000 |
| Flagstaff, AZ | 4 | $ 1,400,000 | $ 350,000 | $ 103,000 |
| Kennewick-Richland, WA | 4 | $ 970,000 | $ 242,500 | $ 104,000 |
| Kokomo, IN | 4 | $ 480,000 | $ 120,000 | $ 65,000 |
| Owensboro, KY | 4 | $ 850,000 | $ 212,500 | $ 92,000 |
| San Angelo, TX | 4 | $ 760,000 | $ 190,000 | $ 154,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,150,000 | $ 537,500 | $ 104,000 |
| Santa Fe, NM | 4 | $ 1,230,000 | $ 307,500 | $ 75,000 |
| Sheboygan, WI | 4 | $ 680,000 | $ 170,000 | $ 64,000 |
| Visalia-Porterville, CA | 4 | $ 1,050,000 | $ 262,500 | $ 111,000 |
| Waco, TX | 4 | $ 610,000 | $ 152,500 | $ 67,000 |
| Cape Girardeau, MO-IL | 3 | $ 735,000 | $ 245,000 | $ 250,000 |
| Carson City, NV | 3 | $ 585,000 | $ 195,000 | $ 51,000 |
| Columbus, IN | 3 | $ 365,000 | $ 121,666 | $ 56,000 |
| Elkhart-Goshen, IN | 3 | $ 485,000 | $ 161,666 | $ 73,000 |
| Goldsboro, NC | 3 | $ 605,000 | $ 201,666 | $ 67,000 |
| Lawton, OK | 3 | $ 795,000 | $ 265,000 | $ 88,000 |
| Merced, CA | 3 | $ 805,000 | $ 268,333 | $ 105,000 |
| Parkersburg-Vienna, WV | 3 | $ 705,000 | $ 235,000 | $ 109,000 |
| Redding, CA | 3 | $ 915,000 | $ 305,000 | $ 127,000 |
| Rome, GA | 3 | $ 275,000 | $ 91,666 | $ 90,000 |
| Salinas, CA | 3 | $ 2,285,000 | $ 761,666 | $ 214,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 635,000 | $ 211,666 | $ 103,000 |
| Yuba City, CA | 3 | $ 495,000 | $ 165,000 | $ 67,000 |
| Chico, CA | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Enid, OK | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Greenville, NC | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Jefferson City, MO | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Lewiston, ID-WA | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 560,000 | $ 280,000 | $ 214,000 |
| St. Joseph, MO-KS | 2 | $ 130,000 | $ 65,000 | $ 49,000 |
| Victoria, TX | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Wausau, WI | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Yakima, WA | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| Yuma, AZ | 2 | $ 430,000 | $ 215,000 | $ 163,000 |
| Danville, IL | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Farmington, NM | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Grants Pass, OR | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Hanford-Corcoran, CA | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 565,000 | $ 565,000 | $ 270,000 |
| Manhattan, KS | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Citizens Bank, NA in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 39,394 | $11,325,770,000 | $287,000 | $17,505,000 | $134,000 | $7,730,000 |
| Refinancing | 27,499 | $5,411,585,000 | $196,000 | $47,505,000 | $118,000 | $8,780,000 |
| Home Improvement | 19,203 | $2,039,415,000 | $106,000 | $9,995,000 | $112,000 | $5,250,000 |
| Other Purpose | 15,269 | $1,723,985,000 | $112,000 | $9,995,000 | $114,000 | $4,310,000 |
| Cash-out Refinancing | 12,495 | $2,703,045,000 | $216,000 | $6,905,000 | $106,000 | $5,021,000 |
| Not Applicable | 268 | $36,810,000 | $137,000 | $625,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 80,370 | $15,598,580,000 | $194,000 | $9,995,000 | $118,000 | $6,640,000 |
| Not Provided | 16,140 | $3,999,820,000 | $247,000 | $9,995,000 | $159,000 | $8,780,000 |
| Black or African American | 5,720 | $853,330,000 | $149,000 | $9,995,000 | $81,000 | $911,000 |
| Hispanic | 5,475 | $961,835,000 | $175,000 | $3,355,000 | $91,000 | $2,645,000 |
| Asian | 5,222 | $1,465,370,000 | $280,000 | $2,565,000 | $134,000 | $2,558,000 |
| American Indian or Alaskan Native | 488 | $71,680,000 | $146,000 | $1,005,000 | $86,000 | $800,000 |
| Not applicable | 301 | $206,945,000 | $687,000 | $47,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 213 | $38,085,000 | $178,000 | $975,000 | $120,000 | $3,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 103,769 | $21,096,365,000 | $203,000 | $47,505,000 | $125,000 | $8,780,000 |
| FHA-insured (Federal Housing Administration) | 6,363 | $1,221,145,000 | $191,000 | $885,000 | $72,000 | $500,000 |
| VA-guaranteed (Veterans Administration) | 3,181 | $807,925,000 | $253,000 | $1,525,000 | $89,000 | $794,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 815 | $115,175,000 | $141,000 | $385,000 | $52,000 | $335,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 55,945 | $12,304,915,000 | $219,000 | $47,505,000 | $134,000 | $8,780,000 |
| Application Denied By Financial Institution | 30,151 | $4,796,745,000 | $159,000 | $9,995,000 | $104,000 | $7,730,000 |
| Loan Purchased By The Institution | 16,774 | $3,660,250,000 | $218,000 | $1,275,000 | $102,000 | $4,181,000 |
| Application Withdrawn By Applicant | 5,735 | $1,252,315,000 | $218,000 | $31,005,000 | $136,000 | $4,800,000 |
| File Closed For Incompleteness | 3,926 | $949,780,000 | $241,000 | $2,655,000 | $123,000 | $2,500,000 |
| Application Approved But Not Accepted | 1,357 | $222,055,000 | $163,000 | $7,505,000 | $116,000 | $2,513,000 |
| Preapproval Denied by Financial Institution | 240 | $54,550,000 | $227,000 | $885,000 | $72,000 | $306,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 83,737 | $18,389,315,000 | $219,000 | $47,505,000 | $127,000 | $8,780,000 |
| Debt-To-Income Ratio | 10,347 | $1,850,005,000 | $178,000 | $9,995,000 | $64,000 | $900,000 |
| Collateral | 7,916 | $1,039,860,000 | $131,000 | $9,995,000 | $124,000 | $5,250,000 |
| Unverifiable Information | 5,110 | $762,570,000 | $149,000 | $2,555,000 | $130,000 | $6,000,000 |
| Credit History | 4,342 | $489,310,000 | $112,000 | $9,995,000 | $104,000 | $7,730,000 |
| Credit Application Incomplete | 1,022 | $220,940,000 | $216,000 | $2,605,000 | $108,000 | $3,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 876 | $350,210,000 | $399,000 | $4,595,000 | $188,000 | $3,344,000 |
| Other | 645 | $111,725,000 | $173,000 | $2,945,000 | $142,000 | $2,000,000 |
| Employment History | 132 | $26,550,000 | $201,000 | $945,000 | $124,000 | $1,300,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $38,000 | $38,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank, NA's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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