Republic Mortgage Home Loans Mortgage Lending & HMDA Data, 2014

In 2014, Republic Mortgage Home Loans of Murray, UT reported 9,928 mortgage applications totaling $1.9 billion, down 20% from 2013. The average application was for $190,836, and applicants reported an average income of $73,983. 51% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Salt Lake City, UT (1,289), Ogden-Clearfield, UT (1,122) and Provo-Orem, UT (601) (applications in parentheses).

Mortgage Company & Address Republic Mortgage Home Loans
5241 South State Street, Suite 2
Murray, UT 84107
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  
Total Number of Mortgage Applications 9,928
Total Mortgage Loan Application Amount $1,894,624,000
Average Mortgage Loan Application Amount $190,836
Highest Mortgage Loan Application Amount $1,750,000
Average Applicant Income $73,983
Highest Applicant Income $3,724,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Republic Mortgage Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Republic Mortgage Home Loans by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake, Utah 1,147 $ 247,864,000 $ 216,097 $ 82,000
Utah, Utah 592 $ 129,027,000 $ 217,951 $ 83,000
Davis, Utah 567 $ 122,437,000 $ 215,938 $ 82,000
Pierce, Washington 480 $ 109,626,000 $ 228,387 $ 95,000
Weber, Utah 423 $ 64,736,000 $ 153,040 $ 68,000
King, Washington 415 $ 100,742,000 $ 242,751 $ 92,000
Cook, Illinois 292 $ 53,695,000 $ 183,886 $ 82,000
Winnebago, Illinois 236 $ 26,766,000 $ 113,415 $ 60,000
Cowlitz, Washington 206 $ 32,670,000 $ 158,592 $ 70,000
Thurston, Washington 200 $ 40,158,000 $ 200,790 $ 77,000
Montrose, Colorado 170 $ 27,498,000 $ 161,752 $ 58,000
Lewis, Washington 168 $ 25,832,000 $ 153,761 $ 60,000
Snohomish, Washington 143 $ 32,953,000 $ 230,440 $ 86,000
Tooele, Utah 142 $ 24,762,000 $ 174,380 $ 71,000
Hillsborough, Florida 127 $ 23,238,000 $ 182,976 $ 89,000
Sacramento, California 118 $ 29,689,000 $ 251,601 $ 96,000
Maricopa, Arizona 115 $ 23,907,000 $ 207,886 $ 126,000
Box Elder, Utah 115 $ 17,490,000 $ 152,086 $ 63,000
DuPage, Illinois 106 $ 22,906,000 $ 216,094 $ 100,000
Kitsap, Washington 101 $ 21,496,000 $ 212,831 $ 95,000
Franklin, Ohio 97 $ 14,429,000 $ 148,752 $ 71,000
Cache, Utah 67 $ 11,164,000 $ 166,626 $ 65,000
Delta, Colorado 63 $ 8,794,000 $ 139,587 $ 53,000
Ada, Idaho 54 $ 10,164,000 $ 188,222 $ 75,000
Arapahoe, Colorado 49 $ 7,606,000 $ 155,224 $ 78,000
Will, Illinois 49 $ 8,564,000 $ 174,775 $ 84,000
Clark, Nevada 47 $ 8,593,000 $ 182,829 $ 87,000
Travis, Texas 44 $ 11,326,000 $ 257,409 $ 134,000
Mason, Washington 42 $ 8,241,000 $ 196,214 $ 87,000
Pasco, Florida 41 $ 7,051,000 $ 171,975 $ 89,000
Washington, Utah 41 $ 7,509,000 $ 183,146 $ 88,000
Kane, Illinois 39 $ 7,597,000 $ 194,794 $ 133,000
Polk, Florida 36 $ 3,927,000 $ 109,083 $ 51,000
Douglas, Colorado 34 $ 9,537,000 $ 280,500 $ 120,000
Harris, Texas 32 $ 6,834,000 $ 213,562 $ 131,000
Placer, California 31 $ 9,092,000 $ 293,290 $ 100,000
Boone, Illinois 31 $ 4,128,000 $ 133,161 $ 65,000
Grays Harbor, Washington 30 $ 4,958,000 $ 165,266 $ 71,000
Canyon, Idaho 28 $ 3,812,000 $ 136,142 $ 52,000
Duchesne, Utah 28 $ 4,344,000 $ 155,142 $ 57,000
Los Angeles, California 27 $ 8,070,000 $ 298,888 $ 133,000
Williamson, Texas 27 $ 5,622,000 $ 208,222 $ 111,000
Jefferson, Colorado 26 $ 7,048,000 $ 271,076 $ 98,000
Manatee, Florida 26 $ 3,689,000 $ 141,884 $ 60,000
Marion, Ohio 25 $ 3,308,000 $ 132,320 $ 79,000
Deschutes, Oregon 25 $ 5,649,000 $ 225,960 $ 79,000
Kittitas, Washington 25 $ 4,940,000 $ 197,600 $ 85,000
Carbon, Utah 24 $ 3,629,000 $ 151,208 $ 69,000
Summit, Utah 24 $ 7,786,000 $ 324,416 $ 268,000
Elko, Nevada 23 $ 5,157,000 $ 224,217 $ 86,000
Fairfield, Ohio 23 $ 3,978,000 $ 172,956 $ 93,000
Washington, Oregon 22 $ 5,752,000 $ 261,454 $ 105,000
El Dorado, California 21 $ 8,470,000 $ 403,333 $ 170,000
Denver, Colorado 21 $ 4,704,000 $ 224,000 $ 90,000
Summit, Ohio 21 $ 2,221,000 $ 105,761 $ 63,000
Uintah, Utah 21 $ 3,531,000 $ 168,142 $ 60,000
Clark, Washington 21 $ 4,753,000 $ 226,333 $ 94,000
Lake, Illinois 20 $ 4,153,000 $ 207,650 $ 90,000
Jefferson, Tennessee 20 $ 3,301,000 $ 165,050 $ 53,000
Gwinnett, Georgia 19 $ 2,655,000 $ 139,736 $ 57,000
San Diego, California 18 $ 5,502,000 $ 305,666 $ 124,000
Collin, Texas 18 $ 4,242,000 $ 235,666 $ 132,000
Orange, California 17 $ 7,225,000 $ 425,000 $ 136,000
Adams, Colorado 17 $ 3,273,000 $ 192,529 $ 77,000
Knox, Tennessee 17 $ 2,581,000 $ 151,823 $ 70,000
Morgan, Utah 17 $ 4,665,000 $ 274,411 $ 75,000
Santa Clara, California 16 $ 7,474,000 $ 467,125 $ 140,000
McHenry, Illinois 16 $ 2,478,000 $ 154,875 $ 101,000
Ogle, Illinois 16 $ 2,412,000 $ 150,750 $ 75,000
Lake, Indiana 16 $ 3,213,000 $ 200,812 $ 109,000
Cuyahoga, Ohio 16 $ 2,000,000 $ 125,000 $ 97,000
Montgomery, Tennessee 16 $ 2,577,000 $ 161,062 $ 56,000
Pinellas, Florida 15 $ 2,670,000 $ 178,000 $ 94,000
Cobb, Georgia 15 $ 3,743,000 $ 249,533 $ 130,000
Delaware, Ohio 15 $ 3,176,000 $ 211,733 $ 101,000
Larimer, Colorado 14 $ 2,681,000 $ 191,500 $ 114,000
Fulton, Georgia 13 $ 2,734,000 $ 210,307 $ 113,000
Bannock, Idaho 13 $ 1,978,000 $ 152,153 $ 55,000
Clallam, Washington 13 $ 2,757,000 $ 212,076 $ 82,000
Riverside, California 12 $ 2,158,000 $ 179,833 $ 81,000
San Bernardino, California 12 $ 1,412,000 $ 117,666 $ 74,000
Multnomah, Oregon 12 $ 3,160,000 $ 263,333 $ 112,000
Bexar, Texas 12 $ 2,729,000 $ 227,416 $ 109,000
Montgomery, Texas 12 $ 3,046,000 $ 253,833 $ 132,000
Tarrant, Texas 12 $ 1,786,000 $ 148,833 $ 92,000
Wasatch, Utah 12 $ 3,422,000 $ 285,166 $ 81,000
Bonneville, Idaho 11 $ 1,832,000 $ 166,545 $ 67,000
Emery, Utah 11 $ 1,292,000 $ 117,454 $ 62,000
Sanpete, Utah 11 $ 1,376,000 $ 125,090 $ 62,000
Ouray, Colorado 10 $ 2,183,000 $ 218,300 $ 79,000
Hays, Texas 10 $ 1,927,000 $ 192,700 $ 125,000
Sevier, Utah 10 $ 1,334,000 $ 133,400 $ 73,000
Kendall, Illinois 9 $ 1,926,000 $ 214,000 $ 79,000
Stephenson, Illinois 9 $ 1,019,000 $ 113,222 $ 50,000
Columbia, Oregon 9 $ 2,354,000 $ 261,555 $ 79,000
Blount, Tennessee 9 $ 1,066,000 $ 118,444 $ 44,000
Dallas, Texas 9 $ 1,943,000 $ 215,888 $ 109,000
Juab, Utah 9 $ 1,827,000 $ 203,000 $ 80,000
San Joaquin, California 8 $ 2,048,000 $ 256,000 $ 97,000
Paulding, Georgia 8 $ 986,000 $ 123,250 $ 55,000
LaPorte, Indiana 8 $ 1,331,000 $ 166,375 $ 59,000
Jefferson, Ohio 8 $ 774,000 $ 96,750 $ 43,000
Sevier, Tennessee 8 $ 1,022,000 $ 127,750 $ 57,000
Iron, Utah 8 $ 1,641,000 $ 205,125 $ 85,000
Grant, Washington 8 $ 961,000 $ 120,125 $ 48,000
Alameda, California 7 $ 2,778,000 $ 396,857 $ 118,000
Portage, Ohio 7 $ 975,000 $ 139,285 $ 52,000
Cocke, Tennessee 7 $ 535,000 $ 76,428 $ 25,000
Pinal, Arizona 6 $ 872,000 $ 145,333 $ 60,000
Boulder, Colorado 6 $ 1,633,000 $ 272,166 $ 142,000
Bingham, Idaho 6 $ 724,000 $ 120,666 $ 52,000
Franklin, Idaho 6 $ 971,000 $ 161,833 $ 69,000
Stark, Ohio 6 $ 494,000 $ 82,333 $ 43,000
Clackamas, Oregon 6 $ 1,664,000 $ 277,333 $ 93,000
Galveston, Texas 6 $ 745,000 $ 124,166 $ 65,000
Kern, California 5 $ 1,134,000 $ 226,800 $ 80,000
Solano, California 5 $ 1,374,000 $ 274,800 $ 69,000
Teller, Colorado 5 $ 832,000 $ 166,400 $ 76,000
Jefferson, Idaho 5 $ 785,000 $ 157,000 $ 72,000
Washoe, Nevada 5 $ 1,341,000 $ 268,200 $ 83,000
Douglas, Oregon 5 $ 1,064,000 $ 212,800 $ 97,000
Brazoria, Texas 5 $ 1,034,000 $ 206,800 $ 102,000
Fort Bend, Texas 5 $ 1,218,000 $ 243,600 $ 99,000
Pacific, Washington 5 $ 650,000 $ 130,000 $ 66,000
Contra Costa, California 4 $ 1,381,000 $ 345,250 $ 112,000
Broomfield, Colorado 4 $ 1,154,000 $ 288,500 $ 148,000
Summit, Colorado 4 $ 1,088,000 $ 272,000 $ 160,000
Weld, Colorado 4 $ 780,000 $ 195,000 $ 69,000
Cherokee, Georgia 4 $ 635,000 $ 158,750 $ 65,000
DeKalb, Georgia 4 $ 851,000 $ 212,750 $ 78,000
Forsyth, Georgia 4 $ 704,000 $ 176,000 $ 95,000
Newton, Georgia 4 $ 423,000 $ 105,750 $ 50,000
Walton, Georgia 4 $ 448,000 $ 112,000 $ 47,000
Fremont, Idaho 4 $ 387,000 $ 96,750 $ 94,000
Marion, Indiana 4 $ 362,000 $ 90,500 $ 62,000
Licking, Ohio 4 $ 603,000 $ 150,750 $ 58,000
Hamblen, Tennessee 4 $ 434,000 $ 108,500 $ 51,000
Hamilton, Tennessee 4 $ 687,000 $ 171,750 $ 84,000
Denton, Texas 4 $ 915,000 $ 228,750 $ 107,000
Millard, Utah 4 $ 588,000 $ 147,000 $ 60,000
Okanogan, Washington 4 $ 405,000 $ 101,250 $ 53,000
Skagit, Washington 4 $ 1,188,000 $ 297,000 $ 90,000
Whatcom, Washington 4 $ 1,099,000 $ 274,750 $ 102,000
Whitman, Washington 4 $ 487,000 $ 121,750 $ 43,000
Pima, Arizona 3 $ 339,000 $ 113,000 $ 35,000
Merced, California 3 $ 418,000 $ 139,333 $ 68,000
Stanislaus, California 3 $ 655,000 $ 218,333 $ 106,000
Ventura, California 3 $ 723,000 $ 241,000 $ 93,000
Elbert, Colorado 3 $ 564,000 $ 188,000 $ 70,000
Mesa, Colorado 3 $ 634,000 $ 211,333 $ 87,000
Pueblo, Colorado 3 $ 372,000 $ 124,000 $ 46,000
Sarasota, Florida 3 $ 281,000 $ 93,666 $ 38,000
Rockdale, Georgia 3 $ 563,000 $ 187,666 $ 58,000
Madison, Idaho 3 $ 530,000 $ 176,666 $ 64,000
Twin Falls, Idaho 3 $ 409,000 $ 136,333 $ 100,000
DeKalb, Illinois 3 $ 378,000 $ 126,000 $ 56,000
Grundy, Illinois 3 $ 395,000 $ 131,666 $ 56,000
Kankakee, Illinois 3 $ 634,000 $ 211,333 $ 47,000
Harrison, Ohio 3 $ 328,000 $ 109,333 $ 52,000
Montgomery, Ohio 3 $ 390,000 $ 130,000 $ 92,000
Crook, Oregon 3 $ 736,000 $ 245,333 $ 74,000
Lane, Oregon 3 $ 797,000 $ 265,666 $ 106,000
Anderson, Tennessee 3 $ 719,000 $ 239,666 $ 75,000
Chambers, Texas 3 $ 535,000 $ 178,333 $ 145,000
Rich, Utah 3 $ 559,000 $ 186,333 $ 139,000
Cochise, Arizona 2 $ 273,000 $ 136,500 $ 49,000
Mohave, Arizona 2 $ 389,000 $ 194,500 $ 61,000
Yavapai, Arizona 2 $ 420,000 $ 210,000 $ 78,000
Fresno, California 2 $ 425,000 $ 212,500 $ 115,000
Nevada, California 2 $ 594,000 $ 297,000 $ 118,000
San Francisco, California 2 $ 706,000 $ 353,000 $ 123,000
San Mateo, California 2 $ 733,000 $ 366,500 $ 127,000
Santa Cruz, California 2 $ 696,000 $ 348,000 $ 154,000
Sonoma, California 2 $ 743,000 $ 371,500 $ 118,000
Eagle, Colorado 2 $ 827,000 $ 413,500 $ 293,000
El Paso, Colorado 2 $ 559,000 $ 279,500 $ 161,000
Grand, Colorado 2 $ 502,000 $ 251,000 $ 101,000
Charlotte, Florida 2 $ 328,000 $ 164,000 $ 44,000
Hernando, Florida 2 $ 188,000 $ 94,000 $ 39,000
Palm Beach, Florida 2 $ 248,000 $ 124,000 $ 70,000
Volusia, Florida 2 $ 114,000 $ 57,000 $ 48,000
Carroll, Georgia 2 $ 243,000 $ 121,500 $ 36,000
Clayton, Georgia 2 $ 148,000 $ 74,000 $ 292,000
Henry, Georgia 2 $ 379,000 $ 189,500 $ 57,000
Blaine, Idaho 2 $ 545,000 $ 272,500 $ 68,000
Oneida, Idaho 2 $ 222,000 $ 111,000 $ 33,000
Carroll, Illinois 2 $ 344,000 $ 172,000 $ 231,000
LaSalle, Illinois 2 $ 425,000 $ 212,500 $ 70,000
Hamilton, Indiana 2 $ 462,000 $ 231,000 $ 107,000
Douglas, Nevada 2 $ 290,000 $ 145,000 $ 28,000
Bernalillo, New Mexico 2 $ 250,000 $ 125,000 $ 94,000
Sandoval, New Mexico 2 $ 273,000 $ 136,500 $ 37,000
Greene, Ohio 2 $ 282,000 $ 141,000 $ 114,000
Hamilton, Ohio 2 $ 215,000 $ 107,500 $ 76,000
Hocking, Ohio 2 $ 449,000 $ 224,500 $ 95,000
Medina, Ohio 2 $ 224,000 $ 112,000 $ 71,000
Pickaway, Ohio 2 $ 393,000 $ 196,500 $ 98,000
Trumbull, Ohio 2 $ 194,000 $ 97,000 $ 78,000
Union, Ohio 2 $ 378,000 $ 189,000 $ 89,000
Hood River, Oregon 2 $ 644,000 $ 322,000 $ 108,000
Roane, Tennessee 2 $ 347,000 $ 173,500 $ 47,000
Rutherford, Tennessee 2 $ 224,000 $ 112,000 $ 78,000
Brazos, Texas 2 $ 230,000 $ 115,000 $ 36,000
Ector, Texas 2 $ 156,000 $ 78,000 $ 39,000
Ellis, Texas 2 $ 387,000 $ 193,500 $ 75,000
Hidalgo, Texas 2 $ 214,000 $ 107,000 $ 52,000
Lubbock, Texas 2 $ 259,000 $ 129,500 $ 110,000
Benton, Washington 2 $ 448,000 $ 224,000 $ 118,000
Island, Washington 2 $ 290,000 $ 145,000 $ 54,000
Lincoln, Washington 2 $ 185,000 $ 92,500 $ 85,000
Skamania, Washington 2 $ 497,000 $ 248,500 $ 95,000
Spokane, Washington 2 $ 333,000 $ 166,500 $ 44,000
Wahkiakum, Washington 2 $ 350,000 $ 175,000 $ 80,000
Walla Walla, Washington 2 $ 320,000 $ 160,000 $ 69,000
Rock, Wisconsin 2 $ 300,000 $ 150,000 $ 58,000
Walworth, Wisconsin 2 $ 258,000 $ 129,000 $ 47,000
Coconino, Arizona 1 $ 417,000 $ 417,000 $ 169,000
La Paz, Arizona 1 $ 76,000 $ 76,000 $ 31,000
Amador, California 1 $ 322,000 $ 322,000 $ 131,000
Butte, California 1 $ 150,000 $ 150,000 $ 58,000
Monterey, California 1 $ 328,000 $ 328,000 $ 120,000
Napa, California 1 $ 364,000 $ 364,000 $ 122,000
San Luis Obispo, California 1 $ 316,000 $ 316,000 $ 70,000
Santa Barbara, California 1 $ 162,000 $ 162,000 $ 60,000
Sutter, California 1 $ 116,000 $ 116,000 $ 117,000
Tulare, California 1 $ 313,000 $ 313,000 $ 101,000
Yolo, California 1 $ 356,000 $ 356,000 $ 92,000
Yuba, California 1 $ 266,000 $ 266,000 $ 73,000
Dolores, Colorado 1 $ 45,000 $ 45,000 $ 18,000
Garfield, Colorado 1 $ 340,000 $ 340,000 $ 102,000
Lake, Colorado 1 $ 141,000 $ 141,000 $ 110,000
Morgan, Colorado 1 $ 100,000 $ 100,000 $ 114,000
Broward, Florida 1 $ 215,000 $ 215,000 $ 60,000
Lee, Florida 1 $ 63,000 $ 63,000 $ 36,000
Osceola, Florida 1 $ 340,000 $ 340,000 $ 339,000
Banks, Georgia 1 $ 212,000 $ 212,000 $ 64,000
Bibb, Georgia 1 $ 52,000 $ 52,000 $ 80,000
Chatham, Georgia 1 $ 165,000 $ 165,000 $ 120,000
Douglas, Georgia 1 $ 98,000 $ 98,000 $ 41,000
Glynn, Georgia 1 $ 112,000 $ 112,000 $ 179,000
Greene, Georgia 1 $ 320,000 $ 320,000 $ 191,000
Jackson, Georgia 1 $ 83,000 $ 83,000 $ 53,000
Murray, Georgia 1 $ 67,000 $ 67,000 $ 18,000
Benewah, Idaho 1 $ 255,000 $ 255,000 $ 48,000
Boise, Idaho 1 $ 151,000 $ 151,000 $ 52,000
Cassia, Idaho 1 $ 49,000 $ 49,000 $ 35,000
Idaho, Idaho 1 $ 172,000 $ 172,000 $ 35,000
Kootenai, Idaho 1 $ 190,000 $ 190,000 $ 67,000
Latah, Idaho 1 $ 194,000 $ 194,000 $ 53,000
Lincoln, Idaho 1 $ 137,000 $ 137,000 $ 38,000
Minidoka, Idaho 1 $ 137,000 $ 137,000 $ 55,000
Nez Perce, Idaho 1 $ 138,000 $ 138,000 $ 68,000
Washington, Idaho 1 $ 39,000 $ 39,000 $ 16,000
Coles, Illinois 1 $ 190,000 $ 190,000 $ 64,000
Franklin, Illinois 1 $ 57,000 $ 57,000 $ 37,000
Lee, Illinois 1 $ 90,000 $ 90,000 $ 107,000
Marshall, Illinois 1 $ 82,000 $ 82,000 $ 187,000
Menard, Illinois 1 $ 181,000 $ 181,000 $ 72,000
Sangamon, Illinois 1 $ 74,000 $ 74,000 $ 23,000
Woodford, Illinois 1 $ 102,000 $ 102,000 $ 0
Allen, Indiana 1 $ 74,000 $ 74,000 $ 75,000
Bartholomew, Indiana 1 $ 67,000 $ 67,000 $ 66,000
Monroe, Indiana 1 $ 417,000 $ 417,000 $ 234,000
Porter, Indiana 1 $ 417,000 $ 417,000 $ 151,000
Humboldt, Nevada 1 $ 127,000 $ 127,000 $ 53,000
Socorro, New Mexico 1 $ 100,000 $ 100,000 $ 52,000
Allen, Ohio 1 $ 84,000 $ 84,000 $ 59,000
Ashland, Ohio 1 $ 121,000 $ 121,000 $ 142,000
Athens, Ohio 1 $ 140,000 $ 140,000 $ 62,000
Belmont, Ohio 1 $ 189,000 $ 189,000 $ 60,000
Clermont, Ohio 1 $ 236,000 $ 236,000 $ 148,000
Columbiana, Ohio 1 $ 70,000 $ 70,000 $ 36,000
Crawford, Ohio 1 $ 83,000 $ 83,000 $ 65,000
Knox, Ohio 1 $ 214,000 $ 214,000 $ 86,000
Miami, Ohio 1 $ 114,000 $ 114,000 $ 25,000
Morrow, Ohio 1 $ 92,000 $ 92,000 $ 52,000
Ottawa, Ohio 1 $ 54,000 $ 54,000 $ 93,000
Warren, Ohio 1 $ 300,000 $ 300,000 $ 108,000
Wood, Ohio 1 $ 185,000 $ 185,000 $ 48,000
Clatsop, Oregon 1 $ 124,000 $ 124,000 $ 37,000
Coos, Oregon 1 $ 95,000 $ 95,000 $ 22,000
Curry, Oregon 1 $ 210,000 $ 210,000 $ 78,000
Jefferson, Oregon 1 $ 241,000 $ 241,000 $ 79,000
Lincoln, Oregon 1 $ 160,000 $ 160,000 $ 173,000
Wasco, Oregon 1 $ 297,000 $ 297,000 $ 118,000
Greene, Tennessee 1 $ 69,000 $ 69,000 $ 68,000
Hawkins, Tennessee 1 $ 83,000 $ 83,000 $ 31,000
Rhea, Tennessee 1 $ 157,000 $ 157,000 $ 44,000
Sumner, Tennessee 1 $ 134,000 $ 134,000 $ 38,000
Bastrop, Texas 1 $ 288,000 $ 288,000 $ 150,000
Bell, Texas 1 $ 150,000 $ 150,000 $ 129,000
Burnet, Texas 1 $ 140,000 $ 140,000 $ 48,000
Comal, Texas 1 $ 128,000 $ 128,000 $ 25,000
Fayette, Texas 1 $ 210,000 $ 210,000 $ 321,000
Guadalupe, Texas 1 $ 98,000 $ 98,000 $ 88,000
Hopkins, Texas 1 $ 76,000 $ 76,000 $ 51,000
Hunt, Texas 1 $ 54,000 $ 54,000 $ 85,000
Johnson, Texas 1 $ 173,000 $ 173,000 $ 119,000
Kendall, Texas 1 $ 238,000 $ 238,000 $ 102,000
Llano, Texas 1 $ 92,000 $ 92,000 $ 129,000
McLennan, Texas 1 $ 160,000 $ 160,000 $ 74,000
Midland, Texas 1 $ 288,000 $ 288,000 $ 112,000
Randall, Texas 1 $ 231,000 $ 231,000 $ 156,000
San Patricio, Texas 1 $ 153,000 $ 153,000 $ 113,000
Taylor, Texas 1 $ 132,000 $ 132,000 $ 55,000
Victoria, Texas 1 $ 191,000 $ 191,000 $ 60,000
Daggett, Utah 1 $ 128,000 $ 128,000 $ 36,000
Garfield, Utah 1 $ 4,000 $ 4,000 $ 56,000
Kane, Utah 1 $ 352,000 $ 352,000 $ 246,000
Chelan, Washington 1 $ 280,000 $ 280,000 $ 210,000
Douglas, Washington 1 $ 246,000 $ 246,000 $ 72,000
Ferry, Washington 1 $ 220,000 $ 220,000 $ 29,000
Franklin, Washington 1 $ 172,000 $ 172,000 $ 72,000
Klickitat, Washington 1 $ 220,000 $ 220,000 $ 53,000
Yakima, Washington 1 $ 144,000 $ 144,000 $ 180,000
Kenosha, Wisconsin 1 $ 157,000 $ 157,000 $ 56,000
Sauk, Wisconsin 1 $ 280,000 $ 280,000 $ 125,000
Sawyer, Wisconsin 1 $ 120,000 $ 120,000 $ 195,000
Waukesha, Wisconsin 1 $ 158,000 $ 158,000 $ 132,000

Mortgage Loan Application Detail Totals for Republic Mortgage Home Loans in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,216 $1,305,943,000 $180,000 $1,750,000 $68,000 $3,724,000
Refinancing 2,702 $586,729,000 $217,000 $1,392,000 $90,000 $1,556,000
Home Improvement 10 $1,952,000 $195,000 $348,000 $64,000 $97,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,441 $1,432,656,000 $192,000 $1,750,000 $78,000 $3,724,000
Not Provided 1,109 $218,100,000 $196,000 $1,750,000 $56,000 $705,000
Hispanic 712 $116,409,000 $163,000 $624,000 $60,000 $682,000
Black or African American 307 $49,120,000 $160,000 $1,140,000 $63,000 $525,000
Asian 260 $60,197,000 $231,000 $850,000 $98,000 $559,000
Native Hawaiian or Other Pacific Islander 67 $11,389,000 $169,000 $401,000 $63,000 $235,000
American Indian or Alaskan Native 32 $6,753,000 $211,000 $417,000 $72,000 $194,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,078 $1,227,348,000 $201,000 $1,750,000 $87,000 $3,724,000
FHA-insured (Federal Housing Administration) 2,602 $431,725,000 $165,000 $626,000 $54,000 $756,000
VA-guaranteed (Veterans Administration) 631 $140,166,000 $222,000 $701,000 $71,000 $374,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 617 $95,385,000 $154,000 $377,000 $43,000 $156,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,072 $993,903,000 $195,000 $1,500,000 $82,000 $2,150,000
Application Denied By Financial Institution 2,535 $420,943,000 $166,000 $1,540,000 $46,000 $756,000
Application Withdrawn By Applicant 2,146 $443,712,000 $206,000 $1,750,000 $89,000 $3,724,000
Application Approved But Not Accepted 125 $26,685,000 $213,000 $600,000 $81,000 $414,000
Preapproval Denied by Financial Institution 50 $9,381,000 $187,000 $399,000 $61,000 $190,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,393 $210,124,000 $150,000 $1,540,000 $34,000 $756,000
Other 378 $74,224,000 $196,000 $1,100,000 $64,000 $682,000
Credit Application Incomplete 286 $52,937,000 $185,000 $538,000 $51,000 $293,000
Debt-To-Income Ratio 216 $37,588,000 $174,000 $1,187,000 $49,000 $273,000
Collateral 80 $13,656,000 $170,000 $750,000 $87,000 $428,000
Employment History 37 $7,187,000 $194,000 $503,000 $64,000 $300,000
Unverifiable Information 23 $4,739,000 $206,000 $500,000 $70,000 $172,000
Insufficient Cash (Downpayment, Closing Cost) 21 $3,483,000 $165,000 $417,000 $82,000 $266,000
Mortgage Insurance Denied 2 $563,000 $281,000 $293,000 $76,000 $152,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Republic Mortgage Home Loans's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Republic Mortgage Home Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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