Southstar Funding, LLC Mortgage Lending & HMDA Data, 2003

In 2003, Southstar Funding, LLC of Atlanta, GA reported 37,503 mortgage applications totaling $5.2 billion. The average application was for $139,623, and applicants reported an average income of $64,704. 55% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Atlanta, GA (5,152), Nashville, TN (1,315) and Cleveland-Lorain-Elyria, OH (1,290) (applications in parentheses).

Mortgage Company & Address Southstar Funding, LLC
400 Northrdige Road, Suite 1000
Atlanta, GA 30350
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 37,503
Total Mortgage Loan Application Amount $5,236,309,000
Average Mortgage Loan Application Amount $139,623
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $64,704
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstar Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southstar Funding, LLC by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 1,024 $ 198,439,000 $ 193,788 $ 99,000
DeKalb, Georgia 896 $ 128,099,000 $ 142,967 $ 67,000
Cuyahoga, Ohio 801 $ 94,250,000 $ 117,665 $ 57,000
Broward, Florida 787 $ 117,559,000 $ 149,376 $ 64,000
Gwinnett, Georgia 748 $ 116,019,000 $ 155,105 $ 62,000
Palm Beach, Florida 697 $ 103,660,000 $ 148,723 $ 63,000
Davidson, Tennessee 633 $ 80,192,000 $ 126,685 $ 74,000
Cobb, Georgia 625 $ 100,395,000 $ 160,632 $ 66,000
Shelby, Tennessee 609 $ 69,277,000 $ 113,755 $ 103,000
Orange, Florida 576 $ 78,558,000 $ 136,385 $ 58,000
Miami-Dade, Florida 572 $ 79,408,000 $ 138,825 $ 64,000
Mecklenburg, North Carolina 565 $ 76,083,000 $ 134,660 $ 58,000
Hamilton, Ohio 518 $ 62,354,000 $ 120,374 $ 55,000
Hillsborough, Florida 448 $ 50,932,000 $ 113,687 $ 57,000
Pinellas, Florida 382 $ 51,514,000 $ 134,853 $ 74,000
Cook, Illinois 365 $ 74,165,000 $ 203,191 $ 95,000
Duval, Florida 354 $ 40,277,000 $ 113,776 $ 57,000
Harris, Texas 329 $ 37,459,000 $ 113,857 $ 79,000
Summit, Ohio 327 $ 49,564,000 $ 151,571 $ 65,000
Chatham, Georgia 321 $ 35,067,000 $ 109,242 $ 61,000
Hennepin, Minnesota 320 $ 60,773,000 $ 189,915 $ 85,000
Clayton, Georgia 302 $ 36,761,000 $ 121,725 $ 63,000
Prince George's, Maryland 301 $ 50,261,000 $ 166,980 $ 70,000
Volusia, Florida 300 $ 32,776,000 $ 109,253 $ 69,000
Jefferson, Kentucky 285 $ 32,734,000 $ 114,856 $ 58,000
Franklin, Ohio 279 $ 42,069,000 $ 150,784 $ 65,000
Lee, Florida 270 $ 35,132,000 $ 130,118 $ 58,000
Charleston, South Carolina 253 $ 35,853,000 $ 141,711 $ 58,000
Henry, Georgia 247 $ 39,635,000 $ 160,465 $ 69,000
District of Columbia, District Of Columbia 218 $ 41,563,000 $ 190,655 $ 84,000
St. Lucie, Florida 218 $ 22,841,000 $ 104,775 $ 67,000
Arapahoe, Colorado 213 $ 41,800,000 $ 196,244 $ 83,000
Guilford, North Carolina 204 $ 22,713,000 $ 111,338 $ 45,000
Maricopa, Arizona 198 $ 33,538,000 $ 169,383 $ 75,000
Muscogee, Georgia 190 $ 18,779,000 $ 98,836 $ 50,000
Cherokee, Georgia 187 $ 32,397,000 $ 173,245 $ 77,000
Jefferson, Colorado 186 $ 36,541,000 $ 196,456 $ 69,000
Rutherford, Tennessee 181 $ 19,702,000 $ 108,850 $ 60,000
Butler, Ohio 180 $ 27,391,000 $ 152,172 $ 67,000
Seminole, Florida 172 $ 26,639,000 $ 154,877 $ 62,000
Denver, Colorado 167 $ 33,072,000 $ 198,035 $ 67,000
Jefferson, Alabama 166 $ 27,102,000 $ 163,265 $ 72,000
Bibb, Georgia 166 $ 17,106,000 $ 103,048 $ 80,000
St. Louis, Missouri 166 $ 17,183,000 $ 103,512 $ 60,000
Osceola, Florida 165 $ 19,208,000 $ 116,412 $ 54,000
Williamson, Tennessee 165 $ 43,641,000 $ 264,490 $ 102,000
Stark, Ohio 157 $ 20,510,000 $ 130,636 $ 65,000
Forsyth, North Carolina 155 $ 15,486,000 $ 99,909 $ 49,000
Fairfax, Virginia 152 $ 39,124,000 $ 257,394 $ 98,000
Montgomery, Maryland 150 $ 44,241,000 $ 294,940 $ 105,000
Wayne, Michigan 150 $ 20,099,000 $ 133,993 $ 84,000
Hamilton, Tennessee 150 $ 15,116,000 $ 100,773 $ 45,000
Dallas, Texas 150 $ 22,964,000 $ 153,093 $ 84,000
Union, North Carolina 149 $ 19,380,000 $ 130,067 $ 53,000
Bexar, Texas 149 $ 18,322,000 $ 122,966 $ 75,000
Wake, North Carolina 147 $ 23,783,000 $ 161,789 $ 68,000
Adams, Colorado 146 $ 27,043,000 $ 185,226 $ 62,000
Douglas, Georgia 141 $ 21,576,000 $ 153,021 $ 57,000
Forsyth, Georgia 141 $ 33,084,000 $ 234,638 $ 90,000
Lorain, Ohio 141 $ 19,471,000 $ 138,092 $ 64,000
Lake, Ohio 138 $ 20,189,000 $ 146,297 $ 53,000
Paulding, Georgia 136 $ 17,003,000 $ 125,022 $ 56,000
Fayette, Kentucky 134 $ 14,884,000 $ 111,074 $ 51,000
Medina, Ohio 133 $ 22,250,000 $ 167,293 $ 68,000
Dakota, Minnesota 131 $ 22,486,000 $ 171,648 $ 81,000
Knox, Tennessee 130 $ 14,288,000 $ 109,907 $ 56,000
Marion, Indiana 129 $ 15,380,000 $ 119,224 $ 63,000
Oakland, Michigan 128 $ 28,798,000 $ 224,984 $ 86,000
Cabarrus, North Carolina 124 $ 13,784,000 $ 111,161 $ 54,000
Douglas, Colorado 122 $ 31,729,000 $ 260,073 $ 88,000
York, South Carolina 118 $ 14,425,000 $ 122,245 $ 47,000
Tarrant, Texas 116 $ 21,281,000 $ 183,456 $ 131,000
Sumner, Tennessee 115 $ 16,343,000 $ 142,113 $ 58,000
Milwaukee, Wisconsin 115 $ 11,982,000 $ 104,191 $ 64,000
Ramsey, Minnesota 114 $ 18,077,000 $ 158,570 $ 65,000
Richland, South Carolina 114 $ 14,420,000 $ 126,491 $ 75,000
Pasco, Florida 110 $ 11,590,000 $ 105,363 $ 56,000
DeSoto, Mississippi 110 $ 14,396,000 $ 130,872 $ 59,000
Virginia Beach, Virginia 109 $ 15,531,000 $ 142,486 $ 72,000
Greenville, South Carolina 104 $ 13,045,000 $ 125,432 $ 67,000
Wilson, Tennessee 104 $ 15,236,000 $ 146,500 $ 68,000
Richmond, Georgia 101 $ 8,128,000 $ 80,475 $ 46,000
Sarasota, Florida 100 $ 15,895,000 $ 158,950 $ 94,000
St. Louis City, Missouri 96 $ 7,864,000 $ 81,916 $ 51,000
Rockdale, Georgia 95 $ 13,846,000 $ 145,747 $ 69,000
Coweta, Georgia 94 $ 15,022,000 $ 159,808 $ 60,000
Fayette, Georgia 94 $ 20,499,000 $ 218,074 $ 94,000
Orleans, Louisiana 94 $ 13,031,000 $ 138,627 $ 81,000
Mobile, Alabama 93 $ 12,593,000 $ 135,408 $ 71,000
Montgomery, Ohio 91 $ 9,640,000 $ 105,934 $ 54,000
St. Johns, Florida 90 $ 16,771,000 $ 186,344 $ 88,000
Horry, South Carolina 90 $ 10,460,000 $ 116,222 $ 83,000
Spartanburg, South Carolina 90 $ 8,388,000 $ 93,200 $ 41,000
Bradley, Tennessee 90 $ 10,056,000 $ 111,733 $ 44,000
Lake, Florida 89 $ 11,572,000 $ 130,022 $ 57,000
Martin, Florida 89 $ 15,811,000 $ 177,651 $ 97,000
Warren, Ohio 89 $ 16,176,000 $ 181,752 $ 83,000
Berkeley, South Carolina 89 $ 7,715,000 $ 86,685 $ 46,000
Anoka, Minnesota 88 $ 14,221,000 $ 161,602 $ 63,000
Shelby, Alabama 87 $ 17,893,000 $ 205,666 $ 90,000
Collier, Florida 87 $ 16,601,000 $ 190,816 $ 79,000
Jackson, Missouri 86 $ 9,897,000 $ 115,081 $ 71,000
Barrow, Georgia 85 $ 9,319,000 $ 109,635 $ 44,000
Jefferson, Louisiana 82 $ 9,477,000 $ 115,573 $ 48,000
New Hanover, North Carolina 81 $ 11,590,000 $ 143,086 $ 68,000
Collin, Texas 81 $ 13,980,000 $ 172,592 $ 92,000
Baldwin, Alabama 80 $ 15,544,000 $ 194,300 $ 117,000
Walton, Georgia 80 $ 11,066,000 $ 138,325 $ 57,000
Macomb, Michigan 80 $ 14,698,000 $ 183,725 $ 79,000
Buncombe, North Carolina 79 $ 11,014,000 $ 139,417 $ 69,000
El Paso, Colorado 78 $ 15,560,000 $ 199,487 $ 81,000
Portage, Ohio 78 $ 11,735,000 $ 150,448 $ 68,000
Lexington, South Carolina 78 $ 10,630,000 $ 136,282 $ 61,000
Clarke, Georgia 76 $ 8,451,000 $ 111,197 $ 46,000
Glynn, Georgia 76 $ 11,300,000 $ 148,684 $ 51,000
Durham, North Carolina 76 $ 7,446,000 $ 97,973 $ 44,000
Beaufort, South Carolina 76 $ 11,731,000 $ 154,355 $ 72,000
Brevard, Florida 75 $ 9,040,000 $ 120,533 $ 59,000
Newton, Georgia 74 $ 9,774,000 $ 132,081 $ 56,000
Gaston, North Carolina 74 $ 7,759,000 $ 104,851 $ 46,000
Dorchester, South Carolina 73 $ 7,244,000 $ 99,232 $ 64,000
Bartow, Georgia 72 $ 8,457,000 $ 117,458 $ 49,000
Prince William, Virginia 72 $ 15,716,000 $ 218,277 $ 87,000
Jackson, Georgia 71 $ 9,743,000 $ 137,225 $ 57,000
Polk, Florida 70 $ 7,951,000 $ 113,585 $ 49,000
Lake, Illinois 66 $ 14,305,000 $ 216,742 $ 93,000
Anne Arundel, Maryland 66 $ 14,818,000 $ 224,515 $ 80,000
Travis, Texas 66 $ 11,319,000 $ 171,500 $ 98,000
Columbia, Georgia 65 $ 9,503,000 $ 146,200 $ 58,000
Hall, Georgia 65 $ 10,315,000 $ 158,692 $ 79,000
Kenton, Kentucky 65 $ 7,130,000 $ 109,692 $ 56,000
Washington, Minnesota 64 $ 11,572,000 $ 180,812 $ 68,000
Clermont, Ohio 64 $ 9,654,000 $ 150,843 $ 75,000
Ware, Georgia 63 $ 4,963,000 $ 78,777 $ 43,000
Pulaski, Kentucky 63 $ 5,684,000 $ 90,222 $ 52,000
Davidson, North Carolina 63 $ 6,805,000 $ 108,015 $ 62,000
Maury, Tennessee 63 $ 6,737,000 $ 106,936 $ 51,000
Russell, Alabama 62 $ 5,906,000 $ 95,258 $ 43,000
Flagler, Florida 62 $ 9,454,000 $ 152,483 $ 98,000
Manatee, Florida 62 $ 8,992,000 $ 145,032 $ 71,000
DuPage, Illinois 61 $ 12,994,000 $ 213,016 $ 73,000
Denton, Texas 61 $ 10,910,000 $ 178,852 $ 97,000
Montgomery, Tennessee 60 $ 4,548,000 $ 75,800 $ 36,000
Robertson, Tennessee 60 $ 6,121,000 $ 102,016 $ 40,000
Fort Bend, Texas 60 $ 8,300,000 $ 138,333 $ 62,000
Lee, Alabama 59 $ 6,459,000 $ 109,474 $ 53,000
Bay, Florida 59 $ 7,109,000 $ 120,491 $ 60,000
Delaware, Ohio 59 $ 12,370,000 $ 209,661 $ 79,000
Charlotte, Florida 57 $ 7,401,000 $ 129,842 $ 55,000
Houston, Georgia 57 $ 5,566,000 $ 97,649 $ 86,000
Madison, Tennessee 57 $ 4,942,000 $ 86,701 $ 59,000
Boulder, Colorado 56 $ 14,531,000 $ 259,482 $ 100,000
Blount, Tennessee 56 $ 6,185,000 $ 110,446 $ 51,000
Iredell, North Carolina 55 $ 8,267,000 $ 150,309 $ 53,000
Henderson, North Carolina 54 $ 8,881,000 $ 164,462 $ 67,000
Hinds, Mississippi 52 $ 4,316,000 $ 83,000 $ 41,000
Randolph, North Carolina 52 $ 5,024,000 $ 96,615 $ 27,000
Clay, Florida 51 $ 6,035,000 $ 118,333 $ 93,000
Leon, Florida 50 $ 5,835,000 $ 116,700 $ 54,000
Chesapeake, Virginia 49 $ 6,429,000 $ 131,204 $ 60,000
Carroll, Georgia 47 $ 5,195,000 $ 110,531 $ 55,000
Effingham, Georgia 47 $ 5,321,000 $ 113,212 $ 53,000
Spalding, Georgia 47 $ 5,199,000 $ 110,617 $ 56,000
Escambia, Florida 46 $ 6,604,000 $ 143,565 $ 86,000
Anderson, South Carolina 46 $ 4,238,000 $ 92,130 $ 41,000
Nassau, Florida 45 $ 8,830,000 $ 196,222 $ 104,000
St. Joseph, Indiana 45 $ 3,761,000 $ 83,577 $ 51,000
Kent, Michigan 45 $ 5,535,000 $ 123,000 $ 52,000
Scott, Minnesota 45 $ 9,487,000 $ 210,822 $ 88,000
Alamance, North Carolina 45 $ 4,933,000 $ 109,622 $ 35,000
Loudoun, Virginia 45 $ 12,482,000 $ 277,377 $ 119,000
Okaloosa, Florida 44 $ 6,326,000 $ 143,772 $ 131,000
Howard, Maryland 43 $ 11,328,000 $ 263,441 $ 90,000
Geauga, Ohio 43 $ 8,842,000 $ 205,627 $ 104,000
Norfolk, Virginia 43 $ 3,994,000 $ 92,883 $ 51,000
Marion, Florida 42 $ 3,727,000 $ 88,738 $ 39,000
Floyd, Georgia 42 $ 4,013,000 $ 95,547 $ 49,000
Will, Illinois 42 $ 8,628,000 $ 205,428 $ 111,000
Hidalgo, Texas 42 $ 3,785,000 $ 90,119 $ 57,000
Catawba, North Carolina 41 $ 4,954,000 $ 120,829 $ 43,000
Allegheny, Pennsylvania 41 $ 5,508,000 $ 134,341 $ 60,000
Galveston, Texas 41 $ 4,399,000 $ 107,292 $ 62,000
Madison, Alabama 40 $ 3,439,000 $ 85,975 $ 45,000
Dougherty, Georgia 40 $ 3,573,000 $ 89,325 $ 44,000
Baltimore City, Maryland 40 $ 5,616,000 $ 140,400 $ 83,000
Jefferson, Missouri 40 $ 4,278,000 $ 106,950 $ 52,000
Rowan, North Carolina 40 $ 4,448,000 $ 111,200 $ 49,000
Montgomery, Texas 40 $ 5,437,000 $ 135,925 $ 88,000
Weld, Colorado 39 $ 7,881,000 $ 202,076 $ 68,000
Madison, Georgia 39 $ 4,521,000 $ 115,923 $ 59,000
Montgomery, Alabama 38 $ 4,420,000 $ 116,315 $ 46,000
Madison, Kentucky 38 $ 4,626,000 $ 121,736 $ 53,000
St. Charles, Missouri 38 $ 5,498,000 $ 144,684 $ 66,000
Sevier, Tennessee 38 $ 5,508,000 $ 144,947 $ 80,000
Wayne, Ohio 37 $ 5,268,000 $ 142,378 $ 98,000
Baltimore, Maryland 36 $ 5,039,000 $ 139,972 $ 66,000
Harrison, Mississippi 36 $ 3,027,000 $ 84,083 $ 54,000
Wright, Minnesota 35 $ 5,811,000 $ 166,028 $ 65,000
Trumbull, Ohio 35 $ 3,384,000 $ 96,685 $ 47,000
Larimer, Colorado 34 $ 5,997,000 $ 176,382 $ 70,000
Floyd, Indiana 34 $ 4,766,000 $ 140,176 $ 63,000
Boone, Kentucky 34 $ 5,354,000 $ 157,470 $ 59,000
Stanly, North Carolina 34 $ 3,494,000 $ 102,764 $ 47,000
Ashtabula, Ohio 34 $ 3,686,000 $ 108,411 $ 50,000
Fairfield, Ohio 34 $ 5,709,000 $ 167,911 $ 114,000
Williamson, Texas 34 $ 4,276,000 $ 125,764 $ 62,000
Richmond City, Virginia 34 $ 3,035,000 $ 89,264 $ 62,000
Hernando, Florida 33 $ 2,821,000 $ 85,484 $ 32,000
Vigo, Indiana 33 $ 2,272,000 $ 68,848 $ 36,000
Orangeburg, South Carolina 33 $ 3,043,000 $ 92,212 $ 42,000
Waukesha, Wisconsin 33 $ 6,884,000 $ 208,606 $ 79,000
Clark, Indiana 32 $ 2,902,000 $ 90,687 $ 52,000
Tippecanoe, Indiana 32 $ 3,869,000 $ 120,906 $ 52,000
Bullitt, Kentucky 32 $ 4,308,000 $ 134,625 $ 51,000
Cumberland, North Carolina 32 $ 2,856,000 $ 89,250 $ 43,000
Haywood, North Carolina 32 $ 4,158,000 $ 129,937 $ 53,000
Kane, Illinois 31 $ 5,791,000 $ 186,806 $ 81,000
Hardin, Kentucky 31 $ 2,800,000 $ 90,322 $ 46,000
Pickens, South Carolina 31 $ 3,121,000 $ 100,677 $ 49,000
Smith, Texas 31 $ 3,264,000 $ 105,290 $ 51,000
Troup, Georgia 30 $ 2,707,000 $ 90,233 $ 88,000
Johnston, North Carolina 30 $ 3,761,000 $ 125,366 $ 105,000
Greene, Ohio 30 $ 5,656,000 $ 188,533 $ 76,000
Licking, Ohio 30 $ 4,938,000 $ 164,600 $ 62,000
Cheatham, Tennessee 30 $ 3,232,000 $ 107,733 $ 47,000
Harris, Georgia 29 $ 4,395,000 $ 151,551 $ 68,000
Whitfield, Georgia 29 $ 2,838,000 $ 97,862 $ 47,000
Hamilton, Indiana 29 $ 6,272,000 $ 216,275 $ 87,000
Rankin, Mississippi 29 $ 3,175,000 $ 109,482 $ 44,000
Spotsylvania, Virginia 29 $ 4,746,000 $ 163,655 $ 61,000
Hendricks, Indiana 28 $ 3,870,000 $ 138,214 $ 82,000
Genesee, Michigan 28 $ 2,576,000 $ 92,000 $ 50,000
Chesterfield, Virginia 28 $ 3,209,000 $ 114,607 $ 53,000
Alachua, Florida 27 $ 2,666,000 $ 98,740 $ 57,000
Pierce, Georgia 27 $ 2,958,000 $ 109,555 $ 58,000
Vanderburgh, Indiana 27 $ 2,006,000 $ 74,296 $ 35,000
St. Tammany, Louisiana 27 $ 4,948,000 $ 183,259 $ 72,000
Madison, Mississippi 27 $ 3,974,000 $ 147,185 $ 79,000
Sumter, South Carolina 27 $ 2,126,000 $ 78,740 $ 105,000
Dickson, Tennessee 27 $ 2,753,000 $ 101,962 $ 49,000
Sullivan, Tennessee 27 $ 2,630,000 $ 97,407 $ 39,000
Stafford, Virginia 27 $ 5,438,000 $ 201,407 $ 101,000
Oconee, Georgia 26 $ 4,078,000 $ 156,846 $ 84,000
Campbell, Kentucky 26 $ 2,766,000 $ 106,384 $ 50,000
Scott, Kentucky 26 $ 3,104,000 $ 119,384 $ 82,000
Charles, Maryland 26 $ 5,263,000 $ 202,423 $ 80,000
Washington, Tennessee 26 $ 3,001,000 $ 115,423 $ 64,000
Henrico, Virginia 26 $ 3,803,000 $ 146,269 $ 82,000
Catoosa, Georgia 25 $ 2,297,000 $ 91,880 $ 42,000
Cleveland, North Carolina 25 $ 2,409,000 $ 96,360 $ 31,000
Anderson, Tennessee 25 $ 2,225,000 $ 89,000 $ 45,000
Gibson, Tennessee 25 $ 1,643,000 $ 65,720 $ 31,000
Pulaski, Arkansas 24 $ 2,329,000 $ 97,041 $ 47,000
Oglethorpe, Georgia 24 $ 2,315,000 $ 96,458 $ 45,000
Johnson, Kansas 24 $ 3,653,000 $ 152,208 $ 82,000
Carver, Minnesota 24 $ 5,413,000 $ 225,541 $ 76,000
Washington, Mississippi 24 $ 1,614,000 $ 67,250 $ 32,000
Brunswick, North Carolina 24 $ 3,067,000 $ 127,791 $ 83,000
Mahoning, Ohio 24 $ 2,928,000 $ 122,000 $ 68,000
Jefferson, West Virginia 24 $ 3,173,000 $ 132,208 $ 50,000
Putnam, Florida 23 $ 2,428,000 $ 105,565 $ 62,000
Liberty, Georgia 23 $ 2,161,000 $ 93,956 $ 86,000
Franklin, Missouri 23 $ 2,705,000 $ 117,608 $ 73,000
Orange, North Carolina 23 $ 3,493,000 $ 151,869 $ 38,000
Lucas, Ohio 23 $ 3,632,000 $ 157,913 $ 81,000
Tuscarawas, Ohio 23 $ 3,288,000 $ 142,956 $ 61,000
Aiken, South Carolina 23 $ 2,447,000 $ 106,391 $ 65,000
Lancaster, South Carolina 23 $ 2,646,000 $ 115,043 $ 41,000
Smith, Tennessee 23 $ 2,347,000 $ 102,043 $ 44,000
Newport News, Virginia 23 $ 2,153,000 $ 93,608 $ 40,000
Portsmouth, Virginia 23 $ 1,819,000 $ 79,086 $ 44,000
Lauderdale, Alabama 22 $ 2,023,000 $ 91,954 $ 51,000
Dawson, Georgia 22 $ 5,007,000 $ 227,590 $ 96,000
McDuffie, Georgia 22 $ 2,538,000 $ 115,363 $ 58,000
Allen, Indiana 22 $ 2,342,000 $ 106,454 $ 70,000
Oldham, Kentucky 22 $ 4,175,000 $ 189,772 $ 97,000
Lincoln, North Carolina 22 $ 3,207,000 $ 145,772 $ 51,000
Georgetown, South Carolina 22 $ 2,402,000 $ 109,181 $ 70,000
Jasper, South Carolina 22 $ 1,942,000 $ 88,272 $ 50,000
McMinn, Tennessee 22 $ 2,164,000 $ 98,363 $ 50,000
Tipton, Tennessee 22 $ 1,851,000 $ 84,136 $ 49,000
Arlington, Virginia 22 $ 3,905,000 $ 177,500 $ 116,000
Morgan, Alabama 21 $ 1,694,000 $ 80,666 $ 56,000
Indian River, Florida 21 $ 2,526,000 $ 120,285 $ 51,000
Jones, Georgia 21 $ 2,413,000 $ 114,904 $ 45,000
Lumpkin, Georgia 21 $ 3,998,000 $ 190,380 $ 74,000
Polk, Georgia 21 $ 1,942,000 $ 92,476 $ 49,000
Frederick, Maryland 21 $ 4,761,000 $ 226,714 $ 96,000
Livingston, Michigan 21 $ 4,462,000 $ 212,476 $ 47,000
Washtenaw, Michigan 21 $ 4,009,000 $ 190,904 $ 63,000
Jackson, Mississippi 21 $ 1,432,000 $ 68,190 $ 45,000
Clark, Ohio 21 $ 2,737,000 $ 130,333 $ 55,000
Erie, Ohio 21 $ 3,482,000 $ 165,809 $ 58,000
Wood, Ohio 21 $ 3,484,000 $ 165,904 $ 63,000
Montgomery, Pennsylvania 21 $ 3,291,000 $ 156,714 $ 143,000
Rabun, Georgia 20 $ 2,725,000 $ 136,250 $ 53,000
Lake, Indiana 20 $ 2,250,000 $ 112,500 $ 57,000
Sedgwick, Kansas 20 $ 1,994,000 $ 99,700 $ 47,000
Lincoln, Mississippi 20 $ 1,261,000 $ 63,050 $ 31,000
Clay, Missouri 20 $ 2,250,000 $ 112,500 $ 64,000
Marshall, Tennessee 20 $ 1,750,000 $ 87,500 $ 36,000
Johnson, Indiana 19 $ 3,345,000 $ 176,052 $ 69,000
Russell, Kentucky 19 $ 1,320,000 $ 69,473 $ 39,000
East Baton Rouge, Louisiana 19 $ 2,377,000 $ 125,105 $ 54,000
Jackson, Michigan 19 $ 2,331,000 $ 122,684 $ 53,000
Columbiana, Ohio 19 $ 1,899,000 $ 99,947 $ 38,000
Hamblen, Tennessee 19 $ 1,671,000 $ 87,947 $ 36,000
Brazoria, Texas 19 $ 2,650,000 $ 139,473 $ 67,000
Talladega, Alabama 18 $ 1,350,000 $ 75,000 $ 54,000
Tuscaloosa, Alabama 18 $ 2,131,000 $ 118,388 $ 70,000
Morgan, Georgia 18 $ 2,416,000 $ 134,222 $ 68,000
Union, Georgia 18 $ 2,405,000 $ 133,611 $ 45,000
Walker, Georgia 18 $ 1,761,000 $ 97,833 $ 33,000
Calhoun, Michigan 18 $ 1,610,000 $ 89,444 $ 49,000
Ingham, Michigan 18 $ 1,693,000 $ 94,055 $ 74,000
Sherburne, Minnesota 18 $ 2,668,000 $ 148,222 $ 56,000
Queens, New York 18 $ 4,855,000 $ 269,722 $ 97,000
Burke, North Carolina 18 $ 1,850,000 $ 102,777 $ 45,000
Berkeley, West Virginia 18 $ 2,375,000 $ 131,944 $ 50,000
Camden, Georgia 17 $ 1,785,000 $ 105,000 $ 62,000
Pickens, Georgia 17 $ 2,841,000 $ 167,117 $ 96,000
Madison, Illinois 17 $ 1,171,000 $ 68,882 $ 55,000
McHenry, Illinois 17 $ 3,185,000 $ 187,352 $ 84,000
Onslow, North Carolina 17 $ 1,736,000 $ 102,117 $ 47,000
Nueces, Texas 17 $ 2,049,000 $ 120,529 $ 105,000
Santa Rosa, Florida 16 $ 2,506,000 $ 156,625 $ 56,000
Walton, Florida 16 $ 3,159,000 $ 197,437 $ 113,000
Butts, Georgia 16 $ 1,765,000 $ 110,312 $ 45,000
Toombs, Georgia 16 $ 1,449,000 $ 90,562 $ 43,000
Lawrence, Illinois 16 $ 821,000 $ 51,312 $ 34,000
St. Clair, Illinois 16 $ 1,269,000 $ 79,312 $ 39,000
Madison, Indiana 16 $ 1,386,000 $ 86,625 $ 52,000
Laurel, Kentucky 16 $ 1,522,000 $ 95,125 $ 34,000
Harford, Maryland 16 $ 3,298,000 $ 206,125 $ 94,000
Pearl River, Mississippi 16 $ 1,485,000 $ 92,812 $ 43,000
Ocean, New Jersey 16 $ 3,581,000 $ 223,812 $ 94,000
Franklin, North Carolina 16 $ 1,542,000 $ 96,375 $ 54,000
Jefferson, Ohio 16 $ 956,000 $ 59,750 $ 38,000
Laurens, South Carolina 16 $ 1,353,000 $ 84,562 $ 31,000
Gulf, Florida 15 $ 4,154,000 $ 276,933 $ 131,000
Bulloch, Georgia 15 $ 1,628,000 $ 108,533 $ 40,000
Lowndes, Georgia 15 $ 1,672,000 $ 111,466 $ 40,000
Murray, Georgia 15 $ 1,601,000 $ 106,733 $ 45,000
Monroe, Indiana 15 $ 1,462,000 $ 97,466 $ 66,000
Kalamazoo, Michigan 15 $ 2,028,000 $ 135,200 $ 59,000
Monmouth, New Jersey 15 $ 2,928,000 $ 195,200 $ 79,000
Pitt, North Carolina 15 $ 1,450,000 $ 96,666 $ 40,000
Washington, Pennsylvania 15 $ 1,630,000 $ 108,666 $ 58,000
Kershaw, South Carolina 15 $ 1,339,000 $ 89,266 $ 192,000
Humphreys, Tennessee 15 $ 1,580,000 $ 105,333 $ 44,000
Loudon, Tennessee 15 $ 2,017,000 $ 134,466 $ 36,000
Marion, Tennessee 15 $ 1,267,000 $ 84,466 $ 44,000
Rockwall, Texas 15 $ 2,501,000 $ 166,733 $ 155,000
Putnam, West Virginia 15 $ 1,665,000 $ 111,000 $ 52,000
Houston, Alabama 14 $ 1,305,000 $ 93,214 $ 39,000
Craighead, Arkansas 14 $ 1,681,000 $ 120,071 $ 59,000
Monroe, Florida 14 $ 3,887,000 $ 277,642 $ 154,000
Baldwin, Georgia 14 $ 2,044,000 $ 146,000 $ 57,000
Elbert, Georgia 14 $ 1,418,000 $ 101,285 $ 36,000
Christian, Kentucky 14 $ 1,511,000 $ 107,928 $ 59,000
Queen Anne's, Maryland 14 $ 3,176,000 $ 226,857 $ 89,000
Nash, North Carolina 14 $ 1,372,000 $ 98,000 $ 52,000
Wayne, North Carolina 14 $ 1,260,000 $ 90,000 $ 30,000
Muskingum, Ohio 14 $ 1,709,000 $ 122,071 $ 53,000
Cameron, Texas 14 $ 1,171,000 $ 83,642 $ 61,000
Hampton, Virginia 14 $ 1,572,000 $ 112,285 $ 46,000
Kanawha, West Virginia 14 $ 1,269,000 $ 90,642 $ 59,000
Pueblo, Colorado 13 $ 2,321,000 $ 178,538 $ 69,000
New Haven, Connecticut 13 $ 2,434,000 $ 187,230 $ 63,000
Gordon, Georgia 13 $ 990,000 $ 76,153 $ 41,000
Jasper, Georgia 13 $ 1,222,000 $ 94,000 $ 45,000
Lamar, Georgia 13 $ 1,662,000 $ 127,846 $ 60,000
Monroe, Georgia 13 $ 2,365,000 $ 181,923 $ 94,000
Pike, Georgia 13 $ 1,832,000 $ 140,923 $ 74,000
White, Georgia 13 $ 1,920,000 $ 147,692 $ 38,000
Grayson, Kentucky 13 $ 1,402,000 $ 107,846 $ 46,000
Nelson, Kentucky 13 $ 1,283,000 $ 98,692 $ 42,000
Lauderdale, Mississippi 13 $ 1,138,000 $ 87,538 $ 50,000
Cherokee, North Carolina 13 $ 1,311,000 $ 100,846 $ 38,000
Craven, North Carolina 13 $ 1,238,000 $ 95,230 $ 45,000
Macon, North Carolina 13 $ 2,279,000 $ 175,307 $ 98,000
Wilson, North Carolina 13 $ 1,224,000 $ 94,153 $ 43,000
Lehigh, Pennsylvania 13 $ 2,110,000 $ 162,307 $ 66,000
Coffee, Tennessee 13 $ 1,125,000 $ 86,538 $ 51,000
Hickman, Tennessee 13 $ 1,077,000 $ 82,846 $ 74,000
Jefferson, Tennessee 13 $ 1,390,000 $ 106,923 $ 62,000
Rhea, Tennessee 13 $ 800,000 $ 61,538 $ 33,000
Roane, Tennessee 13 $ 1,175,000 $ 90,384 $ 38,000
Alexandria, Virginia 13 $ 3,041,000 $ 233,923 $ 91,000
Elmore, Alabama 12 $ 1,285,000 $ 107,083 $ 80,000
Crittenden, Arkansas 12 $ 1,168,000 $ 97,333 $ 49,000
Peach, Georgia 12 $ 1,288,000 $ 107,333 $ 44,000
Towns, Georgia 12 $ 1,424,000 $ 118,666 $ 65,000
Dearborn, Indiana 12 $ 1,493,000 $ 124,416 $ 45,000
Delaware, Indiana 12 $ 1,138,000 $ 94,833 $ 41,000
Clark, Kentucky 12 $ 1,368,000 $ 114,000 $ 55,000
Calvert, Maryland 12 $ 2,959,000 $ 246,583 $ 173,000
Carroll, Maryland 12 $ 3,015,000 $ 251,250 $ 97,000
Isanti, Minnesota 12 $ 1,676,000 $ 139,666 $ 51,000
Stearns, Minnesota 12 $ 1,562,000 $ 130,166 $ 48,000
Jones, Mississippi 12 $ 1,340,000 $ 111,666 $ 84,000
Marshall, Mississippi 12 $ 1,042,000 $ 86,833 $ 35,000
Caldwell, North Carolina 12 $ 933,000 $ 77,750 $ 35,000
Jackson, North Carolina 12 $ 4,059,000 $ 338,250 $ 129,000
Lenoir, North Carolina 12 $ 862,000 $ 71,833 $ 26,000
Rutherford, North Carolina 12 $ 1,762,000 $ 146,833 $ 50,000
Westmoreland, Pennsylvania 12 $ 1,578,000 $ 131,500 $ 52,000
Lawrence, Tennessee 12 $ 969,000 $ 80,750 $ 38,000
Monroe, Tennessee 12 $ 1,230,000 $ 102,500 $ 41,000
Ellis, Texas 12 $ 1,992,000 $ 166,000 $ 123,000
Guadalupe, Texas 12 $ 1,440,000 $ 120,000 $ 47,000
Walworth, Wisconsin 12 $ 1,585,000 $ 132,083 $ 53,000
Blount, Alabama 11 $ 1,147,000 $ 104,272 $ 47,000
Colbert, Alabama 11 $ 818,000 $ 74,363 $ 37,000
Bryan, Georgia 11 $ 1,156,000 $ 105,090 $ 40,000
Franklin, Georgia 11 $ 1,314,000 $ 119,454 $ 57,000
Haralson, Georgia 11 $ 1,085,000 $ 98,636 $ 46,000
Howard, Indiana 11 $ 872,000 $ 79,272 $ 50,000
Adair, Kentucky 11 $ 648,000 $ 58,909 $ 34,000
Spencer, Kentucky 11 $ 2,217,000 $ 201,545 $ 85,000
Ascension, Louisiana 11 $ 1,809,000 $ 164,454 $ 63,000
St. Bernard, Louisiana 11 $ 1,037,000 $ 94,272 $ 50,000
Berrien, Michigan 11 $ 961,000 $ 87,363 $ 38,000
Ottawa, Michigan 11 $ 1,716,000 $ 156,000 $ 62,000
Saginaw, Michigan 11 $ 1,008,000 $ 91,636 $ 66,000
St. Louis, Minnesota 11 $ 2,132,000 $ 193,818 $ 77,000
Kings, New York 11 $ 2,234,000 $ 203,090 $ 68,000
Nassau, New York 11 $ 2,065,000 $ 187,727 $ 93,000
Clinton, Ohio 11 $ 1,136,000 $ 103,272 $ 41,000
Madison, Ohio 11 $ 1,409,000 $ 128,090 $ 54,000
Beaver, Pennsylvania 11 $ 935,000 $ 85,000 $ 60,000
Bucks, Pennsylvania 11 $ 2,128,000 $ 193,454 $ 82,000
Chester, Pennsylvania 11 $ 2,688,000 $ 244,363 $ 86,000
Cherokee, South Carolina 11 $ 846,000 $ 76,909 $ 67,000
Cumberland, Tennessee 11 $ 1,172,000 $ 106,545 $ 42,000
El Paso, Texas 11 $ 1,043,000 $ 94,818 $ 64,000
Suffolk, Virginia 11 $ 1,069,000 $ 97,181 $ 63,000
Monongalia, West Virginia 11 $ 1,164,000 $ 105,818 $ 47,000
Calhoun, Alabama 10 $ 808,000 $ 80,800 $ 46,000
DeKalb, Alabama 10 $ 756,000 $ 75,600 $ 46,000
Marshall, Alabama 10 $ 1,018,000 $ 101,800 $ 45,000
Gadsden, Florida 10 $ 935,000 $ 93,500 $ 54,000
Coffee, Georgia 10 $ 766,000 $ 76,600 $ 36,000
Dade, Georgia 10 $ 894,000 $ 89,400 $ 32,000
Edgar, Illinois 10 $ 655,000 $ 65,500 $ 28,000
Boone, Indiana 10 $ 1,330,000 $ 133,000 $ 64,000
Morgan, Indiana 10 $ 1,217,000 $ 121,700 $ 73,000
Jessamine, Kentucky 10 $ 1,590,000 $ 159,000 $ 60,000
St. John the Baptist, Louisiana 10 $ 1,007,000 $ 100,700 $ 40,000
St. Mary's, Maryland 10 $ 1,840,000 $ 184,000 $ 72,000
Goodhue, Minnesota 10 $ 1,529,000 $ 152,900 $ 49,000
Panola, Mississippi 10 $ 775,000 $ 77,500 $ 54,000
Platte, Missouri 10 $ 1,824,000 $ 182,400 $ 81,000
Camden, New Jersey 10 $ 1,413,000 $ 141,300 $ 62,000
Suffolk, New York 10 $ 1,745,000 $ 174,500 $ 57,000
Chatham, North Carolina 10 $ 1,416,000 $ 141,600 $ 51,000
Columbus, North Carolina 10 $ 815,000 $ 81,500 $ 36,000
Stokes, North Carolina 10 $ 1,196,000 $ 119,600 $ 41,000
Surry, North Carolina 10 $ 1,062,000 $ 106,200 $ 44,000
Wilkes, North Carolina 10 $ 746,000 $ 74,600 $ 37,000
Hancock, Ohio 10 $ 1,316,000 $ 131,600 $ 57,000
Scioto, Ohio 10 $ 1,148,000 $ 114,800 $ 49,000
Union, Ohio 10 $ 1,489,000 $ 148,900 $ 54,000
Philadelphia, Pennsylvania 10 $ 823,000 $ 82,300 $ 46,000
Oconee, South Carolina 10 $ 2,276,000 $ 227,600 $ 149,000
Fayette, Tennessee 10 $ 1,920,000 $ 192,000 $ 79,000
Hawkins, Tennessee 10 $ 748,000 $ 74,800 $ 26,000
Putnam, Tennessee 10 $ 894,000 $ 89,400 $ 24,000
Weakley, Tennessee 10 $ 514,000 $ 51,400 $ 26,000
Comal, Texas 10 $ 1,745,000 $ 174,500 $ 133,000
Hanover, Virginia 10 $ 1,269,000 $ 126,900 $ 77,000
Autauga, Alabama 9 $ 1,203,000 $ 133,666 $ 61,000
Walker, Alabama 9 $ 759,000 $ 84,333 $ 47,000
Fairfield, Connecticut 9 $ 2,000,000 $ 222,222 $ 102,000
Gilmer, Georgia 9 $ 884,000 $ 98,222 $ 83,000
Greene, Georgia 9 $ 820,000 $ 91,111 $ 46,000
Posey, Indiana 9 $ 964,000 $ 107,111 $ 60,000
Warrick, Indiana 9 $ 987,000 $ 109,666 $ 55,000
Shawnee, Kansas 9 $ 686,000 $ 76,222 $ 47,000
Shelby, Kentucky 9 $ 1,125,000 $ 125,000 $ 47,000
Tangipahoa, Louisiana 9 $ 741,000 $ 82,333 $ 34,000
Washington, Maryland 9 $ 1,553,000 $ 172,555 $ 120,000
Eaton, Michigan 9 $ 1,073,000 $ 119,222 $ 56,000
Chisago, Minnesota 9 $ 1,443,000 $ 160,333 $ 60,000
Pender, North Carolina 9 $ 903,000 $ 100,333 $ 50,000
Transylvania, North Carolina 9 $ 1,733,000 $ 192,555 $ 64,000
Brown, Ohio 9 $ 970,000 $ 107,777 $ 47,000
Huron, Ohio 9 $ 1,266,000 $ 140,666 $ 53,000
Knox, Ohio 9 $ 1,394,000 $ 154,888 $ 53,000
Richland, Ohio 9 $ 1,165,000 $ 129,444 $ 41,000
Delaware, Pennsylvania 9 $ 1,140,000 $ 126,666 $ 48,000
Carter, Tennessee 9 $ 777,000 $ 86,333 $ 34,000
Dyer, Tennessee 9 $ 731,000 $ 81,222 $ 28,000
Franklin, Tennessee 9 $ 1,228,000 $ 136,444 $ 67,000
Haywood, Tennessee 9 $ 895,000 $ 99,444 $ 92,000
Henderson, Tennessee 9 $ 807,000 $ 89,666 $ 45,000
Kenosha, Wisconsin 9 $ 1,117,000 $ 124,111 $ 67,000
Rock, Wisconsin 9 $ 858,000 $ 95,333 $ 52,000
Dale, Alabama 8 $ 694,000 $ 86,750 $ 67,000
St. Francis, Arkansas 8 $ 614,000 $ 76,750 $ 39,000
Page:

Mortgage Loan Application Detail Totals for Southstar Funding, LLC in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 23,885 $3,439,197,000 $159,297 $1,950,000 $68,864 $6,000,000
Home Purchase (one-to-four family) 13,618 $1,797,112,000 $150,393 $2,500,000 $69,666 $3,917,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,669 $2,995,212,000 $169,189 $2,500,000 $73,486 $6,000,000
Black 7,048 $848,864,000 $126,419 $1,250,000 $61,741 $2,118,000
Information not provided by applicant in mail or telephone application 6,467 $795,615,000 $149,030 $1,750,000 $68,969 $1,058,000
Hispanic 2,051 $263,118,000 $129,766 $1,750,000 $55,600 $648,000
Other 1,645 $233,406,000 $146,966 $1,500,000 $69,833 $1,915,000
Asian or Pacific Islander 494 $82,443,000 $164,750 $900,000 $79,214 $808,000
American Indian or Alaskan Native 111 $14,960,000 $159,350 $599,000 $67,150 $240,000
Not applicable 18 $2,691,000 $137,888 $296,000 $62,444 $148,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 37,502 $5,236,176,000 $157,270 $2,500,000 $67,945 $6,000,000
FHA-insured (Federal Housing Administration) 1 $133,000 $133,000 $133,000 $53,000 $53,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,564 $2,888,594,000 $156,000 $1,750,000 $68,083 $3,917,000
Application Denied By Financial Institution 7,704 $1,089,322,000 $162,600 $2,500,000 $71,028 $6,000,000
File Closed For Incompleteness 7,144 $994,265,000 $149,218 $1,500,000 $66,812 $2,244,000
Application Withdrawn By Applicant 1,088 $129,895,000 $153,900 $1,614,000 $73,500 $1,825,000
Application Approved But Not Accepted 1,003 $134,233,000 $136,766 $800,000 $68,233 $936,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2,804 $400,375,000 $161,000 $2,500,000 $78,062 $6,000,000
Credit History 2,362 $308,888,000 $154,451 $1,614,000 $69,064 $1,439,000
Debt-To-Income Ratio 1,087 $168,265,000 $157,333 $1,750,000 $53,466 $2,190,000
Collateral 604 $82,723,000 $158,333 $650,000 $63,375 $695,000
Unverifiable Information 524 $83,772,000 $152,222 $1,950,000 $80,777 $3,240,000
Employment History 205 $31,526,000 $150,300 $999,000 $59,150 $425,000
Insufficient Cash (Downpayment, Closing Cost) 72 $7,767,000 $134,642 $650,000 $36,357 $159,000
Mortgage Insurance Denied 33 $4,078,000 $119,800 $393,000 $59,800 $345,000
Credit Application Incomplete 9 $1,285,000 $158,166 $400,000 $38,333 $160,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstar Funding, LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southstar Funding, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Georgia Lender List