Sovereign Bank Mortgage Lending & HMDA Data, 2003
In 2003, Sovereign Bank of Wyomissing, PA reported 83,650 mortgage applications totaling $11.5 billion. The average application was for $137,029, and applicants reported an average income of $49,280. 47% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Philadelphia, PA-NJ (10,234), Boston, MA-NH (6,382) and Providence-Fall River-Warwick, RI-MA (3,541) (applications in parentheses).
| Mortgage Company & Address | Sovereign Bank 1130 Berkshire Boulevard Wyomissing, PA 19610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 83,650 |
| Total Mortgage Loan Application Amount | $11,462,504,000 |
| Average Mortgage Loan Application Amount | $137,029 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $49,280 |
| Highest Applicant Income | $5,767,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sovereign Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 3,264 | $ 283,796,000 | $ 86,947 | $ 41,000 |
| Middlesex, Massachusetts | 2,449 | $ 485,399,000 | $ 198,202 | $ 72,000 |
| Providence, Rhode Island | 2,318 | $ 311,937,000 | $ 134,571 | $ 52,000 |
| Montgomery, Pennsylvania | 2,219 | $ 308,483,000 | $ 139,018 | $ 91,000 |
| Berks, Pennsylvania | 2,209 | $ 215,874,000 | $ 97,724 | $ 46,000 |
| Hartford, Connecticut | 2,100 | $ 283,408,000 | $ 134,956 | $ 62,000 |
| Worcester, Massachusetts | 1,886 | $ 282,761,000 | $ 149,926 | $ 57,000 |
| Delaware, Pennsylvania | 1,846 | $ 216,442,000 | $ 117,249 | $ 60,000 |
| Ocean, New Jersey | 1,812 | $ 219,850,000 | $ 121,330 | $ 60,000 |
| Monmouth, New Jersey | 1,689 | $ 256,444,000 | $ 151,831 | $ 67,000 |
| Los Angeles, California | 1,660 | $ 360,827,000 | $ 217,365 | $ 125,000 |
| Chester, Pennsylvania | 1,520 | $ 220,076,000 | $ 144,786 | $ 81,000 |
| Bristol, Massachusetts | 1,416 | $ 209,777,000 | $ 148,147 | $ 60,000 |
| Bucks, Pennsylvania | 1,385 | $ 213,558,000 | $ 154,193 | $ 69,000 |
| Suffolk, Massachusetts | 1,308 | $ 246,903,000 | $ 188,763 | $ 59,000 |
| Norfolk, Massachusetts | 1,298 | $ 267,236,000 | $ 205,882 | $ 72,000 |
| Middlesex, New Jersey | 1,268 | $ 169,865,000 | $ 133,962 | $ 64,000 |
| Essex, Massachusetts | 1,239 | $ 227,932,000 | $ 183,964 | $ 70,000 |
| Lancaster, Pennsylvania | 1,030 | $ 110,029,000 | $ 106,824 | $ 53,000 |
| Plymouth, Massachusetts | 948 | $ 174,650,000 | $ 184,229 | $ 68,000 |
| Orange, California | 919 | $ 245,556,000 | $ 267,199 | $ 75,000 |
| Northampton, Pennsylvania | 816 | $ 88,374,000 | $ 108,301 | $ 59,000 |
| New Castle, Delaware | 785 | $ 90,725,000 | $ 115,573 | $ 56,000 |
| Mercer, New Jersey | 708 | $ 86,931,000 | $ 122,783 | $ 70,000 |
| Kent, Rhode Island | 684 | $ 87,808,000 | $ 128,374 | $ 59,000 |
| San Diego, California | 670 | $ 160,084,000 | $ 238,931 | $ 100,000 |
| Lycoming, Pennsylvania | 651 | $ 49,987,000 | $ 76,784 | $ 43,000 |
| Morris, New Jersey | 645 | $ 102,962,000 | $ 159,631 | $ 70,000 |
| Burlington, New Jersey | 623 | $ 72,686,000 | $ 116,670 | $ 72,000 |
| Fairfield, Connecticut | 579 | $ 140,516,000 | $ 242,687 | $ 67,000 |
| New Haven, Connecticut | 568 | $ 70,060,000 | $ 123,345 | $ 50,000 |
| Union, New Jersey | 563 | $ 76,693,000 | $ 136,222 | $ 57,000 |
| Lehigh, Pennsylvania | 561 | $ 60,604,000 | $ 108,028 | $ 52,000 |
| Maricopa, Arizona | 548 | $ 50,672,000 | $ 92,467 | $ 53,000 |
| Hampden, Massachusetts | 521 | $ 65,161,000 | $ 125,069 | $ 56,000 |
| Essex, New Jersey | 517 | $ 77,314,000 | $ 149,543 | $ 70,000 |
| Riverside, California | 510 | $ 54,925,000 | $ 107,696 | $ 42,000 |
| Cook, Illinois | 504 | $ 103,119,000 | $ 204,601 | $ 68,000 |
| Camden, New Jersey | 497 | $ 44,301,000 | $ 89,136 | $ 55,000 |
| Barnstable, Massachusetts | 494 | $ 92,836,000 | $ 187,927 | $ 82,000 |
| Rockingham, New Hampshire | 466 | $ 68,048,000 | $ 146,025 | $ 69,000 |
| Bergen, New Jersey | 457 | $ 84,889,000 | $ 185,752 | $ 64,000 |
| San Bernardino, California | 448 | $ 38,513,000 | $ 85,966 | $ 58,000 |
| Hillsborough, New Hampshire | 433 | $ 56,448,000 | $ 130,364 | $ 64,000 |
| Gloucester, New Jersey | 387 | $ 41,482,000 | $ 107,188 | $ 56,000 |
| Schuylkill, Pennsylvania | 384 | $ 29,993,000 | $ 78,106 | $ 54,000 |
| King, Washington | 373 | $ 62,707,000 | $ 168,115 | $ 94,000 |
| Somerset, New Jersey | 364 | $ 62,813,000 | $ 172,563 | $ 96,000 |
| Saratoga, New York | 363 | $ 48,116,000 | $ 132,550 | $ 55,000 |
| Sussex, New Jersey | 338 | $ 38,780,000 | $ 114,733 | $ 55,000 |
| Montgomery, Maryland | 333 | $ 66,161,000 | $ 198,681 | $ 55,000 |
| Milwaukee, Wisconsin | 328 | $ 23,280,000 | $ 70,975 | $ 0 |
| Suffolk, New York | 321 | $ 73,841,000 | $ 230,034 | $ 69,000 |
| Albany, New York | 320 | $ 40,161,000 | $ 125,503 | $ 53,000 |
| York, Pennsylvania | 320 | $ 31,348,000 | $ 97,962 | $ 70,000 |
| Chittenden, Vermont | 311 | $ 42,689,000 | $ 137,263 | $ 76,000 |
| Washington, Rhode Island | 305 | $ 48,603,000 | $ 159,354 | $ 66,000 |
| Sacramento, California | 302 | $ 30,640,000 | $ 101,456 | $ 58,000 |
| Broward, Florida | 301 | $ 31,125,000 | $ 103,405 | $ 99,000 |
| Santa Clara, California | 296 | $ 108,048,000 | $ 365,027 | $ 39,000 |
| Hennepin, Minnesota | 286 | $ 35,929,000 | $ 125,625 | $ 63,000 |
| Fairfax, Virginia | 284 | $ 56,257,000 | $ 198,088 | $ 77,000 |
| Cape May, New Jersey | 283 | $ 58,237,000 | $ 205,784 | $ 83,000 |
| Hudson, New Jersey | 278 | $ 38,632,000 | $ 138,964 | $ 55,000 |
| Clark, Nevada | 275 | $ 24,917,000 | $ 90,607 | $ 10,000 |
| Prince George's, Maryland | 267 | $ 31,656,000 | $ 118,561 | $ 63,000 |
| Tolland, Connecticut | 265 | $ 35,916,000 | $ 135,532 | $ 79,000 |
| Contra Costa, California | 256 | $ 68,866,000 | $ 269,007 | $ 59,000 |
| Baltimore, Maryland | 254 | $ 24,126,000 | $ 94,984 | $ 55,000 |
| Miami-Dade, Florida | 253 | $ 28,053,000 | $ 110,881 | $ 96,000 |
| Tarrant, Texas | 253 | $ 15,257,000 | $ 60,304 | $ 0 |
| Anne Arundel, Maryland | 250 | $ 31,192,000 | $ 124,768 | $ 64,000 |
| Cumberland, Pennsylvania | 248 | $ 25,107,000 | $ 101,237 | $ 56,000 |
| Alameda, California | 247 | $ 68,380,000 | $ 276,842 | $ 0 |
| Lebanon, Pennsylvania | 234 | $ 22,657,000 | $ 96,824 | $ 36,000 |
| Passaic, New Jersey | 226 | $ 34,113,000 | $ 150,942 | $ 78,000 |
| Atlantic, New Jersey | 222 | $ 30,739,000 | $ 138,463 | $ 65,000 |
| Bristol, Rhode Island | 219 | $ 33,362,000 | $ 152,337 | $ 71,000 |
| St. Louis, Missouri | 217 | $ 32,979,000 | $ 151,976 | $ 28,000 |
| Dauphin, Pennsylvania | 210 | $ 20,311,000 | $ 96,719 | $ 59,000 |
| Westchester, New York | 208 | $ 61,700,000 | $ 296,634 | $ 46,000 |
| Ventura, California | 202 | $ 53,590,000 | $ 265,297 | $ 62,000 |
| Middlesex, Connecticut | 195 | $ 28,414,000 | $ 145,712 | $ 69,000 |
| Litchfield, Connecticut | 192 | $ 25,311,000 | $ 131,828 | $ 62,000 |
| Clinton, Pennsylvania | 190 | $ 11,612,000 | $ 61,115 | $ 44,000 |
| Nassau, New York | 189 | $ 50,546,000 | $ 267,439 | $ 61,000 |
| Allegheny, Pennsylvania | 189 | $ 8,815,000 | $ 46,640 | $ 55,000 |
| Palm Beach, Florida | 187 | $ 24,328,000 | $ 130,096 | $ 103,000 |
| Oakland, Michigan | 186 | $ 41,615,000 | $ 223,736 | $ 30,000 |
| Northumberland, Pennsylvania | 182 | $ 14,295,000 | $ 78,543 | $ 49,000 |
| Guilford, North Carolina | 178 | $ 20,498,000 | $ 115,157 | $ 44,000 |
| Harris, Texas | 170 | $ 24,095,000 | $ 141,735 | $ 0 |
| Newport, Rhode Island | 168 | $ 25,287,000 | $ 150,517 | $ 61,000 |
| Wake, North Carolina | 164 | $ 26,062,000 | $ 158,914 | $ 25,000 |
| New London, Connecticut | 161 | $ 27,489,000 | $ 170,739 | $ 53,000 |
| Hillsborough, Florida | 160 | $ 10,281,000 | $ 64,256 | $ 44,000 |
| Hunterdon, New Jersey | 160 | $ 30,828,000 | $ 192,675 | $ 72,000 |
| Prince William, Virginia | 160 | $ 19,640,000 | $ 122,750 | $ 81,000 |
| Orange, Florida | 156 | $ 14,859,000 | $ 95,250 | $ 57,000 |
| Centre, Pennsylvania | 155 | $ 18,279,000 | $ 117,929 | $ 44,000 |
| Rensselaer, New York | 154 | $ 17,631,000 | $ 114,487 | $ 58,000 |
| St. Joseph, Indiana | 153 | $ 12,512,000 | $ 81,777 | $ 44,000 |
| Arapahoe, Colorado | 152 | $ 14,453,000 | $ 95,085 | $ 0 |
| Marion, Indiana | 147 | $ 13,434,000 | $ 91,387 | $ 46,000 |
| San Joaquin, California | 146 | $ 10,531,000 | $ 72,130 | $ 0 |
| Howard, Maryland | 146 | $ 19,170,000 | $ 131,301 | $ 57,000 |
| Wayne, Michigan | 144 | $ 20,985,000 | $ 145,729 | $ 13,000 |
| Dallas, Texas | 144 | $ 17,131,000 | $ 118,965 | $ 35,000 |
| Lee, Florida | 143 | $ 14,077,000 | $ 98,440 | $ 45,000 |
| Mecklenburg, North Carolina | 142 | $ 17,948,000 | $ 126,394 | $ 41,000 |
| Pima, Arizona | 139 | $ 6,925,000 | $ 49,820 | $ 55,000 |
| San Mateo, California | 135 | $ 57,099,000 | $ 422,955 | $ 0 |
| Warren, New Jersey | 135 | $ 16,296,000 | $ 120,711 | $ 61,000 |
| St. Charles, Missouri | 132 | $ 11,770,000 | $ 89,166 | $ 0 |
| Dutchess, New York | 128 | $ 19,485,000 | $ 152,226 | $ 50,000 |
| Collin, Texas | 128 | $ 10,309,000 | $ 80,539 | $ 0 |
| Union, Pennsylvania | 127 | $ 11,080,000 | $ 87,244 | $ 61,000 |
| Cuyahoga, Ohio | 125 | $ 19,540,000 | $ 156,320 | $ 23,000 |
| El Paso, Colorado | 123 | $ 9,988,000 | $ 81,203 | $ 38,000 |
| District of Columbia, District Of Columbia | 123 | $ 31,278,000 | $ 254,292 | $ 62,000 |
| DuPage, Illinois | 122 | $ 31,651,000 | $ 259,434 | $ 66,000 |
| Anoka, Minnesota | 121 | $ 8,043,000 | $ 66,471 | $ 65,000 |
| Schenectady, New York | 120 | $ 13,025,000 | $ 108,541 | $ 45,000 |
| Cumberland, Maine | 119 | $ 16,958,000 | $ 142,504 | $ 51,000 |
| Monroe, Pennsylvania | 119 | $ 11,871,000 | $ 99,756 | $ 64,000 |
| Jefferson, Colorado | 118 | $ 13,817,000 | $ 117,093 | $ 67,000 |
| Pinellas, Florida | 114 | $ 9,374,000 | $ 82,228 | $ 28,000 |
| Lake, Indiana | 114 | $ 7,844,000 | $ 68,807 | $ 31,000 |
| Fulton, New York | 113 | $ 11,175,000 | $ 98,893 | $ 44,000 |
| Orange, New York | 113 | $ 14,427,000 | $ 127,672 | $ 41,000 |
| Loudoun, Virginia | 113 | $ 16,867,000 | $ 149,265 | $ 38,000 |
| Pierce, Washington | 113 | $ 9,374,000 | $ 82,955 | $ 38,000 |
| Forsyth, North Carolina | 110 | $ 9,825,000 | $ 89,318 | $ 42,000 |
| Solano, California | 109 | $ 12,840,000 | $ 117,798 | $ 90,000 |
| Stanislaus, California | 109 | $ 6,902,000 | $ 63,321 | $ 26,000 |
| Douglas, Colorado | 107 | $ 15,960,000 | $ 149,158 | $ 0 |
| Denton, Texas | 105 | $ 7,331,000 | $ 69,819 | $ 31,000 |
| Salt Lake, Utah | 104 | $ 8,596,000 | $ 82,653 | $ 39,000 |
| Snohomish, Washington | 104 | $ 8,134,000 | $ 78,211 | $ 58,000 |
| Windham, Connecticut | 103 | $ 14,939,000 | $ 145,038 | $ 51,000 |
| Waukesha, Wisconsin | 102 | $ 10,961,000 | $ 107,460 | $ 0 |
| Franklin, Ohio | 101 | $ 12,964,000 | $ 128,356 | $ 23,000 |
| Douglas, Nebraska | 100 | $ 8,519,000 | $ 85,190 | $ 38,000 |
| Dakota, Minnesota | 99 | $ 7,136,000 | $ 72,080 | $ 0 |
| Duval, Florida | 97 | $ 8,362,000 | $ 86,206 | $ 40,000 |
| Lake, Illinois | 96 | $ 23,811,000 | $ 248,031 | $ 12,000 |
| Bernalillo, New Mexico | 96 | $ 5,765,000 | $ 60,052 | $ 24,000 |
| Tulsa, Oklahoma | 93 | $ 6,256,000 | $ 67,268 | $ 0 |
| Hamilton, Ohio | 92 | $ 12,516,000 | $ 136,043 | $ 15,000 |
| Cobb, Georgia | 91 | $ 10,805,000 | $ 118,736 | $ 46,000 |
| Polk, Iowa | 91 | $ 5,821,000 | $ 63,967 | $ 0 |
| Sussex, Delaware | 90 | $ 13,881,000 | $ 154,233 | $ 78,000 |
| Scott, Minnesota | 89 | $ 12,591,000 | $ 141,471 | $ 0 |
| Jackson, Missouri | 88 | $ 5,937,000 | $ 67,465 | $ 41,000 |
| Fulton, Georgia | 87 | $ 14,949,000 | $ 171,827 | $ 0 |
| Luzerne, Pennsylvania | 87 | $ 7,017,000 | $ 80,655 | $ 42,000 |
| Collier, Florida | 86 | $ 23,694,000 | $ 275,511 | $ 90,000 |
| Queens, New York | 86 | $ 20,262,000 | $ 235,604 | $ 52,000 |
| Kern, California | 85 | $ 5,286,000 | $ 62,188 | $ 45,000 |
| Frederick, Maryland | 83 | $ 8,957,000 | $ 107,915 | $ 45,000 |
| Gwinnett, Georgia | 82 | $ 7,793,000 | $ 95,036 | $ 0 |
| Adams, Colorado | 81 | $ 5,987,000 | $ 73,913 | $ 0 |
| Denver, Colorado | 81 | $ 8,492,000 | $ 104,839 | $ 0 |
| Multnomah, Oregon | 81 | $ 12,997,000 | $ 160,456 | $ 0 |
| Dane, Wisconsin | 80 | $ 7,181,000 | $ 89,762 | $ 20,000 |
| Placer, California | 79 | $ 14,811,000 | $ 187,481 | $ 30,000 |
| Kent, Delaware | 79 | $ 11,291,000 | $ 142,924 | $ 60,000 |
| Hamilton, Indiana | 78 | $ 10,571,000 | $ 135,525 | $ 100,000 |
| Hampshire, Massachusetts | 78 | $ 10,399,000 | $ 133,320 | $ 74,000 |
| Ramsey, Minnesota | 77 | $ 6,803,000 | $ 88,350 | $ 16,000 |
| Salem, New Jersey | 76 | $ 7,835,000 | $ 103,092 | $ 65,000 |
| York, Maine | 75 | $ 9,962,000 | $ 132,826 | $ 61,000 |
| Kings, New York | 75 | $ 17,530,000 | $ 233,733 | $ 42,000 |
| Cumberland, New Jersey | 74 | $ 7,046,000 | $ 95,216 | $ 30,000 |
| Allen, Indiana | 73 | $ 7,160,000 | $ 98,082 | $ 24,000 |
| Rockland, New York | 73 | $ 14,365,000 | $ 196,780 | $ 30,000 |
| Seminole, Florida | 72 | $ 6,447,000 | $ 89,541 | $ 58,000 |
| DeKalb, Georgia | 72 | $ 6,896,000 | $ 95,777 | $ 18,000 |
| Johnson, Kansas | 72 | $ 11,709,000 | $ 162,625 | $ 128,000 |
| Will, Illinois | 71 | $ 6,665,000 | $ 93,873 | $ 0 |
| Buncombe, North Carolina | 71 | $ 7,190,000 | $ 101,267 | $ 32,000 |
| San Francisco, California | 69 | $ 30,415,000 | $ 440,797 | $ 0 |
| Richmond, New York | 69 | $ 12,909,000 | $ 187,086 | $ 43,000 |
| Oklahoma, Oklahoma | 69 | $ 7,242,000 | $ 104,956 | $ 19,000 |
| Carroll, Maryland | 68 | $ 7,278,000 | $ 107,029 | $ 50,000 |
| Davidson, North Carolina | 68 | $ 6,025,000 | $ 88,602 | $ 44,000 |
| Shelby, Tennessee | 67 | $ 5,934,000 | $ 88,567 | $ 47,000 |
| Fresno, California | 66 | $ 7,417,000 | $ 112,378 | $ 0 |
| Kent, Michigan | 66 | $ 7,157,000 | $ 108,439 | $ 0 |
| Erie, New York | 66 | $ 5,542,000 | $ 83,969 | $ 54,000 |
| Onondaga, New York | 66 | $ 5,741,000 | $ 86,984 | $ 45,000 |
| Summit, Ohio | 66 | $ 6,629,000 | $ 100,439 | $ 21,000 |
| Cecil, Maryland | 65 | $ 6,615,000 | $ 101,769 | $ 69,000 |
| Putnam, New York | 65 | $ 12,570,000 | $ 193,384 | $ 42,000 |
| Travis, Texas | 64 | $ 12,722,000 | $ 198,781 | $ 0 |
| Ada, Idaho | 63 | $ 4,160,000 | $ 66,031 | $ 60,000 |
| Randolph, North Carolina | 63 | $ 5,243,000 | $ 83,222 | $ 28,000 |
| Washington, Oregon | 63 | $ 6,272,000 | $ 99,555 | $ 23,000 |
| Clackamas, Oregon | 62 | $ 6,128,000 | $ 98,838 | $ 0 |
| Brevard, Florida | 60 | $ 3,856,000 | $ 64,266 | $ 64,000 |
| Harford, Maryland | 60 | $ 5,306,000 | $ 88,433 | $ 47,000 |
| Washoe, Nevada | 60 | $ 6,693,000 | $ 111,550 | $ 61,000 |
| Montgomery, Ohio | 60 | $ 5,404,000 | $ 90,066 | $ 29,000 |
| Montgomery, New York | 59 | $ 5,298,000 | $ 89,796 | $ 48,000 |
| Montour, Pennsylvania | 59 | $ 4,583,000 | $ 77,677 | $ 65,000 |
| Clark, Washington | 59 | $ 2,461,000 | $ 41,711 | $ 17,000 |
| Volusia, Florida | 57 | $ 2,874,000 | $ 50,421 | $ 35,000 |
| Baltimore City, Maryland | 56 | $ 3,586,000 | $ 64,035 | $ 45,000 |
| Washington, Minnesota | 56 | $ 6,449,000 | $ 115,160 | $ 0 |
| Greenville, South Carolina | 56 | $ 4,436,000 | $ 79,214 | $ 23,000 |
| Virginia Beach, Virginia | 56 | $ 5,644,000 | $ 100,785 | $ 23,000 |
| Elkhart, Indiana | 54 | $ 4,780,000 | $ 88,518 | $ 23,000 |
| Porter, Indiana | 54 | $ 4,775,000 | $ 88,425 | $ 37,000 |
| El Dorado, California | 53 | $ 9,334,000 | $ 176,113 | $ 9,000 |
| Macomb, Michigan | 53 | $ 5,281,000 | $ 99,641 | $ 31,000 |
| St. Louis City, Missouri | 53 | $ 4,691,000 | $ 88,509 | $ 0 |
| Boulder, Colorado | 52 | $ 8,230,000 | $ 158,269 | $ 48,000 |
| Charles, Maryland | 52 | $ 5,754,000 | $ 110,653 | $ 58,000 |
| Worcester, Maryland | 52 | $ 4,928,000 | $ 94,769 | $ 55,000 |
| Chesterfield, Virginia | 52 | $ 5,072,000 | $ 97,538 | $ 49,000 |
| Jefferson, Kentucky | 51 | $ 4,234,000 | $ 83,019 | $ 0 |
| Sonoma, California | 50 | $ 11,987,000 | $ 239,740 | $ 20,000 |
| Jefferson, Missouri | 50 | $ 3,130,000 | $ 62,600 | $ 0 |
| Bexar, Texas | 50 | $ 4,513,000 | $ 90,260 | $ 0 |
| Spotsylvania, Virginia | 50 | $ 4,061,000 | $ 81,220 | $ 84,000 |
| Sarasota, Florida | 49 | $ 10,699,000 | $ 218,346 | $ 52,000 |
| Alamance, North Carolina | 48 | $ 4,376,000 | $ 91,166 | $ 27,000 |
| Lancaster, Nebraska | 47 | $ 4,799,000 | $ 102,106 | $ 0 |
| Lackawanna, Pennsylvania | 47 | $ 5,020,000 | $ 106,808 | $ 89,000 |
| Davis, Utah | 46 | $ 3,004,000 | $ 65,304 | $ 24,000 |
| Pasco, Florida | 45 | $ 2,614,000 | $ 58,088 | $ 0 |
| Madison, Illinois | 45 | $ 4,129,000 | $ 91,755 | $ 34,000 |
| Columbia, Pennsylvania | 45 | $ 4,435,000 | $ 98,555 | $ 58,000 |
| Davidson, Tennessee | 45 | $ 4,733,000 | $ 105,177 | $ 12,000 |
| Knox, Tennessee | 45 | $ 3,444,000 | $ 76,533 | $ 0 |
| Montgomery, Texas | 45 | $ 4,786,000 | $ 106,355 | $ 0 |
| Utah, Utah | 45 | $ 3,080,000 | $ 68,444 | $ 0 |
| Stafford, Virginia | 45 | $ 2,984,000 | $ 66,311 | $ 43,000 |
| Merrimack, New Hampshire | 44 | $ 5,704,000 | $ 129,636 | $ 66,000 |
| Rockingham, North Carolina | 44 | $ 3,748,000 | $ 85,181 | $ 21,000 |
| Horry, South Carolina | 44 | $ 3,452,000 | $ 78,454 | $ 56,000 |
| Larimer, Colorado | 43 | $ 4,883,000 | $ 113,558 | $ 0 |
| Kane, Illinois | 43 | $ 7,418,000 | $ 172,511 | $ 40,000 |
| Washtenaw, Michigan | 43 | $ 13,438,000 | $ 312,511 | $ 11,000 |
| Monroe, New York | 43 | $ 3,859,000 | $ 89,744 | $ 71,000 |
| Monterey, California | 42 | $ 14,699,000 | $ 349,976 | $ 38,000 |
| Weld, Colorado | 42 | $ 3,270,000 | $ 77,857 | $ 0 |
| Polk, Florida | 42 | $ 3,317,000 | $ 78,976 | $ 38,000 |
| Durham, North Carolina | 41 | $ 4,781,000 | $ 116,609 | $ 39,000 |
| Chesapeake, Virginia | 41 | $ 3,246,000 | $ 79,170 | $ 57,000 |
| St. Clair, Illinois | 40 | $ 2,892,000 | $ 72,300 | $ 0 |
| Racine, Wisconsin | 40 | $ 3,081,000 | $ 77,025 | $ 0 |
| Santa Barbara, California | 39 | $ 9,495,000 | $ 243,461 | $ 65,000 |
| Manatee, Florida | 39 | $ 5,549,000 | $ 142,282 | $ 148,000 |
| Catawba, North Carolina | 39 | $ 3,688,000 | $ 94,564 | $ 42,000 |
| Warren, Ohio | 39 | $ 3,314,000 | $ 84,974 | $ 18,000 |
| Marin, California | 38 | $ 18,403,000 | $ 484,289 | $ 50,000 |
| Oneida, New York | 38 | $ 3,611,000 | $ 95,026 | $ 40,000 |
| Fort Bend, Texas | 38 | $ 3,259,000 | $ 85,763 | $ 0 |
| Strafford, New Hampshire | 37 | $ 5,124,000 | $ 138,486 | $ 60,000 |
| Ulster, New York | 37 | $ 4,251,000 | $ 114,891 | $ 61,000 |
| Carbon, Pennsylvania | 37 | $ 3,359,000 | $ 90,783 | $ 52,000 |
| El Paso, Texas | 37 | $ 2,043,000 | $ 55,216 | $ 0 |
| Windham, Vermont | 37 | $ 4,324,000 | $ 116,864 | $ 62,000 |
| Rock, Wisconsin | 37 | $ 2,361,000 | $ 63,810 | $ 0 |
| Santa Cruz, California | 36 | $ 17,061,000 | $ 473,916 | $ 0 |
| Wright, Minnesota | 36 | $ 2,379,000 | $ 66,083 | $ 0 |
| Lexington, South Carolina | 36 | $ 2,590,000 | $ 71,944 | $ 20,000 |
| Henrico, Virginia | 36 | $ 3,555,000 | $ 98,750 | $ 45,000 |
| Kenosha, Wisconsin | 36 | $ 2,560,000 | $ 71,111 | $ 40,000 |
| Warren, New York | 35 | $ 4,478,000 | $ 127,942 | $ 80,000 |
| Alexandria, Virginia | 35 | $ 6,150,000 | $ 175,714 | $ 86,000 |
| Washington, Wisconsin | 35 | $ 2,994,000 | $ 85,542 | $ 0 |
| Bronx, New York | 34 | $ 7,495,000 | $ 220,441 | $ 53,000 |
| Brown, Wisconsin | 34 | $ 2,320,000 | $ 68,235 | $ 0 |
| LaPorte, Indiana | 33 | $ 2,907,000 | $ 88,090 | $ 17,000 |
| Cheshire, New Hampshire | 33 | $ 3,210,000 | $ 97,272 | $ 42,000 |
| Lucas, Ohio | 33 | $ 3,430,000 | $ 103,939 | $ 18,000 |
| St. Lucie, Florida | 32 | $ 2,428,000 | $ 75,875 | $ 18,000 |
| Merced, California | 31 | $ 2,154,000 | $ 69,483 | $ 0 |
| Cherokee, Georgia | 31 | $ 3,835,000 | $ 123,709 | $ 17,000 |
| Carroll, New Hampshire | 31 | $ 4,475,000 | $ 144,354 | $ 85,000 |
| Columbia, New York | 31 | $ 3,211,000 | $ 103,580 | $ 86,000 |
| Butler, Ohio | 31 | $ 2,284,000 | $ 73,677 | $ 0 |
| Lane, Oregon | 31 | $ 2,031,000 | $ 65,516 | $ 0 |
| Wayne, Pennsylvania | 31 | $ 2,358,000 | $ 76,064 | $ 79,000 |
| Westmoreland, Pennsylvania | 31 | $ 1,761,000 | $ 56,806 | $ 44,000 |
| Spartanburg, South Carolina | 31 | $ 1,674,000 | $ 54,000 | $ 10,000 |
| Roanoke, Virginia | 31 | $ 2,831,000 | $ 91,322 | $ 34,000 |
| Scott, Iowa | 30 | $ 1,713,000 | $ 57,100 | $ 0 |
| Sedgwick, Kansas | 30 | $ 2,611,000 | $ 87,033 | $ 0 |
| St. Mary's, Maryland | 30 | $ 2,859,000 | $ 95,300 | $ 41,000 |
| Sherburne, Minnesota | 30 | $ 2,094,000 | $ 69,800 | $ 0 |
| Franklin, Pennsylvania | 30 | $ 1,546,000 | $ 51,533 | $ 41,000 |
| Arlington, Virginia | 30 | $ 7,486,000 | $ 249,533 | $ 106,000 |
| Kitsap, Washington | 30 | $ 4,414,000 | $ 147,133 | $ 0 |
| McHenry, Illinois | 29 | $ 4,241,000 | $ 146,241 | $ 46,000 |
| Calvert, Maryland | 29 | $ 3,037,000 | $ 104,724 | $ 44,000 |
| Sarpy, Nebraska | 29 | $ 1,857,000 | $ 64,034 | $ 0 |
| Belknap, New Hampshire | 29 | $ 5,263,000 | $ 181,482 | $ 103,000 |
| York, South Carolina | 29 | $ 2,619,000 | $ 90,310 | $ 18,000 |
| Osceola, Florida | 28 | $ 2,426,000 | $ 86,642 | $ 39,000 |
| Hendricks, Indiana | 28 | $ 2,314,000 | $ 82,642 | $ 33,000 |
| Linn, Iowa | 28 | $ 1,486,000 | $ 53,071 | $ 0 |
| Washington, Maryland | 28 | $ 2,220,000 | $ 79,285 | $ 22,000 |
| Gaston, North Carolina | 28 | $ 2,612,000 | $ 93,285 | $ 11,000 |
| Weber, Utah | 28 | $ 1,861,000 | $ 66,464 | $ 0 |
| Outagamie, Wisconsin | 28 | $ 1,490,000 | $ 53,214 | $ 0 |
| Leon, Florida | 27 | $ 2,047,000 | $ 75,814 | $ 53,000 |
| Grafton, New Hampshire | 27 | $ 4,425,000 | $ 163,888 | $ 106,000 |
| Adams, Pennsylvania | 27 | $ 2,189,000 | $ 81,074 | $ 46,000 |
| Roanoke City, Virginia | 27 | $ 1,807,000 | $ 66,925 | $ 31,000 |
| Lorain, Ohio | 26 | $ 2,273,000 | $ 87,423 | $ 11,000 |
| Hanover, Virginia | 26 | $ 3,366,000 | $ 129,461 | $ 65,000 |
| Columbia, Wisconsin | 26 | $ 1,546,000 | $ 59,461 | $ 26,000 |
| Winnebago, Wisconsin | 26 | $ 1,482,000 | $ 57,000 | $ 0 |
| Martin, Florida | 25 | $ 2,858,000 | $ 114,320 | $ 42,000 |
| Genesee, Michigan | 25 | $ 3,568,000 | $ 142,720 | $ 12,000 |
| Clay, Missouri | 25 | $ 1,578,000 | $ 63,120 | $ 0 |
| Iredell, North Carolina | 25 | $ 2,076,000 | $ 83,040 | $ 33,000 |
| Cleveland, Oklahoma | 25 | $ 953,000 | $ 38,120 | $ 0 |
| Pike, Pennsylvania | 25 | $ 2,071,000 | $ 82,840 | $ 56,000 |
| Newport News, Virginia | 25 | $ 1,705,000 | $ 68,200 | $ 15,000 |
| Mohave, Arizona | 24 | $ 877,000 | $ 36,541 | $ 0 |
| Pueblo, Colorado | 24 | $ 3,339,000 | $ 139,125 | $ 0 |
| Lake, Florida | 24 | $ 1,290,000 | $ 53,750 | $ 36,000 |
| Fayette, Kentucky | 24 | $ 1,299,000 | $ 54,125 | $ 0 |
| Carver, Minnesota | 24 | $ 5,225,000 | $ 217,708 | $ 0 |
| Marion, Oregon | 24 | $ 1,462,000 | $ 60,916 | $ 0 |
| Minnehaha, South Dakota | 24 | $ 1,431,000 | $ 59,625 | $ 0 |
| Addison, Vermont | 24 | $ 3,228,000 | $ 134,500 | $ 58,000 |
| Yolo, California | 23 | $ 4,201,000 | $ 182,652 | $ 0 |
| Vanderburgh, Indiana | 23 | $ 2,109,000 | $ 91,695 | $ 17,000 |
| Dukes, Massachusetts | 23 | $ 7,720,000 | $ 335,652 | $ 105,000 |
| New York, New York | 23 | $ 8,040,000 | $ 349,565 | $ 107,000 |
| Licking, Ohio | 23 | $ 2,561,000 | $ 111,347 | $ 34,000 |
| Stark, Ohio | 23 | $ 3,152,000 | $ 137,043 | $ 11,000 |
| Washington, Pennsylvania | 23 | $ 1,227,000 | $ 53,347 | $ 36,000 |
| Windsor, Vermont | 23 | $ 3,207,000 | $ 139,434 | $ 107,000 |
| Henry, Virginia | 23 | $ 1,449,000 | $ 63,000 | $ 0 |
| Walworth, Wisconsin | 23 | $ 1,340,000 | $ 58,260 | $ 0 |
| Rowan, North Carolina | 22 | $ 1,871,000 | $ 85,045 | $ 36,000 |
| Charleston, South Carolina | 22 | $ 4,956,000 | $ 225,272 | $ 39,000 |
| Brazoria, Texas | 22 | $ 579,000 | $ 26,318 | $ 0 |
| San Luis Obispo, California | 21 | $ 3,409,000 | $ 162,333 | $ 7,000 |
| Escambia, Florida | 21 | $ 1,046,000 | $ 49,809 | $ 18,000 |
| Clayton, Georgia | 21 | $ 1,787,000 | $ 85,095 | $ 0 |
| Henry, Georgia | 21 | $ 2,227,000 | $ 106,047 | $ 34,000 |
| Madison, Indiana | 21 | $ 1,373,000 | $ 65,380 | $ 0 |
| Queen Anne's, Maryland | 21 | $ 3,415,000 | $ 162,619 | $ 153,000 |
| Washington, New York | 21 | $ 1,771,000 | $ 84,333 | $ 48,000 |
| Cabarrus, North Carolina | 21 | $ 2,414,000 | $ 114,952 | $ 13,000 |
| Delaware, Ohio | 21 | $ 4,454,000 | $ 212,095 | $ 48,000 |
| Perry, Pennsylvania | 21 | $ 2,071,000 | $ 98,619 | $ 34,000 |
| Franklin, Vermont | 21 | $ 2,263,000 | $ 107,761 | $ 32,000 |
| Wicomico, Maryland | 20 | $ 1,934,000 | $ 96,700 | $ 46,000 |
| Ingham, Michigan | 20 | $ 967,000 | $ 48,350 | $ 0 |
| Lake, Ohio | 20 | $ 2,406,000 | $ 120,300 | $ 27,000 |
| Richland, South Carolina | 20 | $ 2,429,000 | $ 121,450 | $ 18,000 |
| Rutherford, Tennessee | 20 | $ 1,419,000 | $ 70,950 | $ 0 |
| Williamson, Tennessee | 20 | $ 3,484,000 | $ 174,200 | $ 0 |
| Spokane, Washington | 20 | $ 2,651,000 | $ 132,550 | $ 0 |
| Clay, Florida | 19 | $ 1,670,000 | $ 87,894 | $ 23,000 |
| Marion, Florida | 19 | $ 1,092,000 | $ 57,473 | $ 40,000 |
| St. Johns, Florida | 19 | $ 2,682,000 | $ 141,157 | $ 63,000 |
| Chatham, Georgia | 19 | $ 1,295,000 | $ 68,157 | $ 0 |
| Winnebago, Illinois | 19 | $ 1,261,000 | $ 66,368 | $ 0 |
| Shawnee, Kansas | 19 | $ 617,000 | $ 32,473 | $ 0 |
| Berkshire, Massachusetts | 19 | $ 3,122,000 | $ 164,315 | $ 127,000 |
| Union, North Carolina | 19 | $ 1,447,000 | $ 76,157 | $ 10,000 |
| Williamson, Texas | 19 | $ 1,666,000 | $ 87,684 | $ 0 |
| Richmond City, Virginia | 19 | $ 1,816,000 | $ 95,578 | $ 31,000 |
| Napa, California | 18 | $ 3,840,000 | $ 213,333 | $ 43,000 |
| Bay, Florida | 18 | $ 1,140,000 | $ 63,333 | $ 0 |
| Canyon, Idaho | 18 | $ 928,000 | $ 51,555 | $ 0 |
| Kosciusko, Indiana | 18 | $ 1,541,000 | $ 85,611 | $ 22,000 |
| Muskegon, Michigan | 18 | $ 700,000 | $ 38,888 | $ 36,000 |
| Platte, Missouri | 18 | $ 1,836,000 | $ 102,000 | $ 0 |
| Stokes, North Carolina | 18 | $ 1,706,000 | $ 94,777 | $ 52,000 |
| Medina, Ohio | 18 | $ 2,714,000 | $ 150,777 | $ 8,000 |
| Hampton, Virginia | 18 | $ 1,865,000 | $ 103,611 | $ 14,000 |
| Norfolk, Virginia | 18 | $ 964,000 | $ 53,555 | $ 24,000 |
| Okaloosa, Florida | 17 | $ 2,595,000 | $ 152,647 | $ 133,000 |
| Coweta, Georgia | 17 | $ 2,300,000 | $ 135,294 | $ 0 |
| Delaware, Indiana | 17 | $ 1,178,000 | $ 69,294 | $ 48,000 |
| Ottawa, Michigan | 17 | $ 1,576,000 | $ 92,705 | $ 20,000 |
| Olmsted, Minnesota | 17 | $ 3,188,000 | $ 187,529 | $ 24,000 |
| Greene, Ohio | 17 | $ 1,816,000 | $ 106,823 | $ 0 |
| Beaufort, South Carolina | 17 | $ 7,249,000 | $ 426,411 | $ 153,000 |
| Nueces, Texas | 17 | $ 990,000 | $ 58,235 | $ 0 |
| Bennington, Vermont | 17 | $ 2,515,000 | $ 147,941 | $ 67,000 |
| Fauquier, Virginia | 17 | $ 2,598,000 | $ 152,823 | $ 39,000 |
| Alachua, Florida | 16 | $ 877,000 | $ 54,812 | $ 21,000 |
| Charlotte, Florida | 16 | $ 2,676,000 | $ 167,250 | $ 59,000 |
| Fayette, Georgia | 16 | $ 2,520,000 | $ 157,500 | $ 0 |
| Paulding, Georgia | 16 | $ 1,978,000 | $ 123,625 | $ 20,000 |
| Kendall, Illinois | 16 | $ 1,691,000 | $ 105,687 | $ 0 |
| Johnson, Indiana | 16 | $ 1,555,000 | $ 97,187 | $ 46,000 |
| Franklin, Massachusetts | 16 | $ 1,589,000 | $ 99,312 | $ 62,000 |
| Kalamazoo, Michigan | 16 | $ 2,740,000 | $ 171,250 | $ 16,000 |
| DeSoto, Mississippi | 16 | $ 542,000 | $ 33,875 | $ 0 |
| Niagara, New York | 16 | $ 1,464,000 | $ 91,500 | $ 35,000 |
| Davie, North Carolina | 16 | $ 1,898,000 | $ 118,625 | $ 29,000 |
| Henderson, North Carolina | 16 | $ 1,400,000 | $ 87,500 | $ 41,000 |
| Portage, Ohio | 16 | $ 1,763,000 | $ 110,187 | $ 6,000 |
| Butler, Pennsylvania | 16 | $ 798,000 | $ 49,875 | $ 35,000 |
| Anderson, South Carolina | 16 | $ 1,116,000 | $ 69,750 | $ 19,000 |
| Galveston, Texas | 16 | $ 1,074,000 | $ 67,125 | $ 38,000 |
| Cochise, Arizona | 15 | $ 446,000 | $ 29,733 | $ 62,000 |
| Santa Rosa, Florida | 15 | $ 1,746,000 | $ 116,400 | $ 10,000 |
| Dallas, Iowa | 15 | $ 1,352,000 | $ 90,133 | $ 0 |
| Penobscot, Maine | 15 | $ 1,312,000 | $ 87,466 | $ 19,000 |
| Cass, Missouri | 15 | $ 1,639,000 | $ 109,266 | $ 0 |
| Herkimer, New York | 15 | $ 1,009,000 | $ 67,266 | $ 20,000 |
| Cumberland, North Carolina | 15 | $ 1,232,000 | $ 82,133 | $ 42,000 |
| New Hanover, North Carolina | 15 | $ 1,712,000 | $ 114,133 | $ 37,000 |
| Snyder, Pennsylvania | 15 | $ 1,250,000 | $ 83,333 | $ 50,000 |
| Parker, Texas | 15 | $ 724,000 | $ 48,266 | $ 0 |
| Washington, Virginia | 15 | $ 1,191,000 | $ 79,400 | $ 0 |
| Yavapai, Arizona | 14 | $ 1,784,000 | $ 127,428 | $ 0 |
| Mesa, Colorado | 14 | $ 796,000 | $ 56,857 | $ 0 |
| Tippecanoe, Indiana | 14 | $ 704,000 | $ 50,285 | $ 0 |
| Pottawattamie, Iowa | 14 | $ 955,000 | $ 68,214 | $ 0 |
| Berrien, Michigan | 14 | $ 2,315,000 | $ 165,357 | $ 10,000 |
| Franklin, Missouri | 14 | $ 809,000 | $ 57,785 | $ 0 |
| Gallatin, Montana | 14 | $ 1,864,000 | $ 133,142 | $ 0 |
| Caldwell, North Carolina | 14 | $ 1,351,000 | $ 96,500 | $ 21,000 |
| Orange, North Carolina | 14 | $ 4,043,000 | $ 288,785 | $ 54,000 |
| Clermont, Ohio | 14 | $ 732,000 | $ 52,285 | $ 44,000 |
| Bradford, Pennsylvania | 14 | $ 1,276,000 | $ 91,142 | $ 53,000 |
| Clearfield, Pennsylvania | 14 | $ 925,000 | $ 66,071 | $ 29,000 |
| Jefferson, Wisconsin | 14 | $ 817,000 | $ 58,357 | $ 0 |
| Shasta, California | 13 | $ 818,000 | $ 62,923 | $ 0 |
| Tulare, California | 13 | $ 1,241,000 | $ 95,461 | $ 0 |
| Forsyth, Georgia | 13 | $ 1,690,000 | $ 130,000 | $ 0 |
| Vigo, Indiana | 13 | $ 676,000 | $ 52,000 | $ 0 |
| Wyandotte, Kansas | 13 | $ 1,047,000 | $ 80,538 | $ 0 |
| Kenton, Kentucky | 13 | $ 1,023,000 | $ 78,692 | $ 15,000 |
| Livingston, Michigan | 13 | $ 2,084,000 | $ 160,307 | $ 47,000 |
| Chisago, Minnesota | 13 | $ 1,192,000 | $ 91,692 | $ 0 |
| Dona Ana, New Mexico | 13 | $ 301,000 | $ 23,153 | $ 14,000 |
| Oswego, New York | 13 | $ 868,000 | $ 66,769 | $ 40,000 |
| Wayne, New York | 13 | $ 1,147,000 | $ 88,230 | $ 37,000 |
| Clark, Ohio | 13 | $ 1,439,000 | $ 110,692 | $ 12,000 |
| Beaver, Pennsylvania | 13 | $ 465,000 | $ 35,769 | $ 18,000 |
| Blair, Pennsylvania | 13 | $ 818,000 | $ 62,923 | $ 52,000 |
| Hamilton, Tennessee | 13 | $ 2,082,000 | $ 160,153 | $ 0 |
| Dodge, Wisconsin | 13 | $ 455,000 | $ 35,000 | $ 0 |
| Fond du Lac, Wisconsin | 13 | $ 892,000 | $ 68,615 | $ 0 |
| Pinal, Arizona | 12 | $ 1,316,000 | $ 109,666 | $ 0 |
| Citrus, Florida | 12 | $ 1,128,000 | $ 94,000 | $ 53,000 |
| Kootenai, Idaho | 12 | $ 851,000 | $ 70,916 | $ 0 |
| Boone, Indiana | 12 | $ 1,324,000 | $ 110,333 | $ 14,000 |
| Howard, Indiana | 12 | $ 1,103,000 | $ 91,916 | $ 0 |
| Warrick, Indiana | 12 | $ 586,000 | $ 48,833 | $ 0 |
| Van Buren, Michigan | 12 | $ 1,227,000 | $ 102,250 | $ 44,000 |
| Harrison, Mississippi | 12 | $ 1,620,000 | $ 135,000 | $ 0 |
| Flathead, Montana | 12 | $ 1,929,000 | $ 160,750 | $ 0 |
| Santa Fe, New Mexico | 12 | $ 574,000 | $ 47,833 | $ 0 |
| Cayuga, New York | 12 | $ 1,460,000 | $ 121,666 | $ 30,000 |
| Clinton, New York | 12 | $ 978,000 | $ 81,500 | $ 48,000 |
| Greene, New York | 12 | $ 1,412,000 | $ 117,666 | $ 71,000 |
| Johnston, North Carolina | 12 | $ 1,039,000 | $ 86,583 | $ 7,000 |
| Canadian, Oklahoma | 12 | $ 922,000 | $ 76,833 | $ 0 |
| Deschutes, Oregon | 12 | $ 2,873,000 | $ 239,416 | $ 9,000 |
| Jackson, Oregon | 12 | $ 1,937,000 | $ 161,416 | $ 0 |
| Mercer, Pennsylvania | 12 | $ 2,025,000 | $ 168,750 | $ 160,000 |
| Tioga, Pennsylvania | 12 | $ 1,011,000 | $ 84,250 | $ 49,000 |
| Frederick, Virginia | 12 | $ 952,000 | $ 79,333 | $ 32,000 |
| Suffolk, Virginia | 12 | $ 723,000 | $ 60,250 | $ 43,000 |
| Ozaukee, Wisconsin | 12 | $ 1,001,000 | $ 83,416 | $ 0 |
| St. Croix, Wisconsin | 12 | $ 1,645,000 | $ 137,083 | $ 0 |
| Butte, California | 11 | $ 1,321,000 | $ 120,090 | $ 18,000 |
| Kings, California | 11 | $ 529,000 | $ 48,090 | $ 0 |
| Hernando, Florida | 11 | $ 453,000 | $ 41,181 | $ 18,000 |
| Walton, Florida | 11 | $ 4,076,000 | $ 370,545 | $ 0 |
| Boone, Kentucky | 11 | $ 830,000 | $ 75,454 | $ 0 |
| Kennebec, Maine | 11 | $ 557,000 | $ 50,636 | $ 24,000 |
| Dorchester, Maryland | 11 | $ 1,007,000 | $ 91,545 | $ 18,000 |
| Dare, North Carolina | 11 | $ 3,592,000 | $ 326,545 | $ 40,000 |
| Pender, North Carolina | 11 | $ 1,317,000 | $ 119,727 | $ 26,000 |
| Wayne, Ohio | 11 | $ 1,125,000 | $ 102,272 | $ 17,000 |
| Wagoner, Oklahoma | 11 | $ 748,000 | $ 68,000 | $ 0 |
| Linn, Oregon | 11 | $ 372,000 | $ 33,818 | $ 0 |
| Pennington, South Dakota | 11 | $ 599,000 | $ 54,454 | $ 0 |
| Smith, Texas | 11 | $ 692,000 | $ 62,909 | $ 0 |
| Sauk, Wisconsin | 11 | $ 410,000 | $ 37,272 | $ 0 |
| Imperial, California | 10 | $ 581,000 | $ 58,100 | $ 0 |
| Sutter, California | 10 | $ 464,000 | $ 46,400 | $ 0 |
| Douglas, Georgia | 10 | $ 1,036,000 | $ 103,600 | $ 0 |
| Morgan, Indiana | 10 | $ 981,000 | $ 98,100 | $ 32,000 |
| Johnson, Iowa | 10 | $ 1,557,000 | $ 155,700 | $ 0 |
| Talbot, Maryland | 10 | $ 1,160,000 | $ 116,000 | $ 186,000 |
| Eaton, Michigan | 10 | $ 1,472,000 | $ 147,200 | $ 0 |
| Jackson, Michigan | 10 | $ 913,000 | $ 91,300 | $ 0 |
| Lenawee, Michigan | 10 | $ 1,878,000 | $ 187,800 | $ 0 |
| St. Clair, Michigan | 10 | $ 1,289,000 | $ 128,900 | $ 48,000 |
| Greene, Missouri | 10 | $ 1,275,000 | $ 127,500 | $ 0 |
| Lincoln, Missouri | 10 | $ 716,000 | $ 71,600 | $ 0 |
| Broome, New York | 10 | $ 953,000 | $ 95,300 | $ 65,000 |
Mortgage Loan Application Detail Totals for Sovereign Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 54,972 | $8,047,314,000 | $124,040 | $7,800,000 | $30,918 | $5,767,000 |
| Home Purchase (one-to-four family) | 25,814 | $3,167,159,000 | $90,750 | $4,444,000 | $14,520 | $1,357,000 |
| Home Improvement (one-to-four family) | 2,689 | $134,562,000 | $79,285 | $800,000 | $82,600 | $1,560,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 175 | $113,469,000 | $644,166 | $20,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 40,411 | $5,772,617,000 | $108,777 | $7,800,000 | $73,977 | $5,767,000 |
| Not applicable | 32,484 | $4,273,599,000 | $109,040 | $20,000,000 | $0 | $46,000 |
| Information not provided by applicant in mail or telephone application | 3,659 | $469,586,000 | $97,525 | $1,575,000 | $72,675 | $1,560,000 |
| Black | 2,440 | $282,494,000 | $110,826 | $650,000 | $62,130 | $456,000 |
| Hispanic | 2,248 | $308,278,000 | $130,090 | $990,000 | $44,409 | $1,432,000 |
| Asian or Pacific Islander | 1,772 | $267,777,000 | $179,653 | $1,138,000 | $52,884 | $550,000 |
| Other | 522 | $75,045,000 | $137,187 | $720,000 | $73,437 | $720,000 |
| American Indian or Alaskan Native | 114 | $13,108,000 | $115,090 | $412,000 | $68,272 | $408,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 82,827 | $11,353,460,000 | $109,714 | $20,000,000 | $27,653 | $5,767,000 |
| FHA-insured (Federal Housing Administration) | 772 | $101,804,000 | $157,444 | $467,000 | $61,000 | $260,000 |
| VA-guaranteed (Veterans Administration) | 51 | $7,240,000 | $166,857 | $245,000 | $63,142 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 39,635 | $5,704,603,000 | $117,076 | $20,000,000 | $77,820 | $3,800,000 |
| Loan Purchased By The Institution | 32,329 | $4,172,388,000 | $104,469 | $1,307,000 | $0 | $0 |
| Application Denied By Financial Institution | 5,031 | $580,326,000 | $100,227 | $4,000,000 | $70,000 | $1,451,000 |
| Application Approved But Not Accepted | 4,973 | $700,169,000 | $107,763 | $1,750,000 | $60,131 | $2,808,000 |
| Application Withdrawn By Applicant | 1,659 | $301,443,000 | $175,315 | $7,800,000 | $55,263 | $5,767,000 |
| File Closed For Incompleteness | 23 | $3,575,000 | $168,000 | $350,000 | $14,900 | $101,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,960 | $191,311,000 | $89,393 | $4,000,000 | $57,787 | $1,200,000 |
| Debt-To-Income Ratio | 1,172 | $139,579,000 | $126,285 | $4,000,000 | $59,821 | $555,000 |
| Collateral | 882 | $105,860,000 | $100,200 | $647,000 | $81,457 | $1,451,000 |
| Other | 728 | $96,129,000 | $115,272 | $1,765,000 | $74,909 | $1,000,000 |
| Credit Application Incomplete | 132 | $25,431,000 | $165,500 | $625,000 | $62,416 | $150,000 |
| Unverifiable Information | 86 | $13,096,000 | $138,700 | $1,300,000 | $55,500 | $200,000 |
| Employment History | 47 | $6,488,000 | $130,181 | $467,000 | $26,090 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,572,000 | $155,500 | $368,000 | $42,750 | $146,000 |
| Mortgage Insurance Denied | 12 | $860,000 | $68,400 | $285,000 | $65,800 | $296,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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