Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2023

In 2023, Top Flite Financial, Inc. of Williamston, MI reported 5,296 mortgage applications totaling $1.1 billion, down 41% from 2022. The average application was for $205,519, and applicants reported an average income of $85,222. 47% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (246), Charlotte-Concord-Gastonia, NC-SC (138) and Phoenix-Mesa-Scottsdale, AZ (112) (applications in parentheses).

Mortgage Company & Address Top Flite Financial, Inc.
123 E Grand River Ave
Williamston, MI 48895
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 5,296
Total Mortgage Loan Application Amount $1,088,430,000
Average Mortgage Loan Application Amount $205,519
Highest Mortgage Loan Application Amount $1,755,000
Average Applicant Income $85,222
Highest Applicant Income $2,211,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Top Flite Financial, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 87 $ 23,955,000 $ 275,344 $ 112,000
Clark, Nevada 79 $ 23,365,000 $ 295,759 $ 98,000
Wayne, Michigan 54 $ 7,110,000 $ 131,666 $ 72,000
Marion, Indiana 52 $ 7,840,000 $ 150,769 $ 65,000
Cuyahoga, Ohio 47 $ 7,705,000 $ 163,936 $ 90,000
Polk, Florida 45 $ 9,235,000 $ 205,222 $ 92,000
Macomb, Michigan 42 $ 7,300,000 $ 173,809 $ 68,000
Mecklenburg, North Carolina 41 $ 9,695,000 $ 236,463 $ 82,000
Hillsborough, Florida 38 $ 8,850,000 $ 232,894 $ 89,000
Gwinnett, Georgia 36 $ 9,380,000 $ 260,555 $ 100,000
Riverside, California 35 $ 11,985,000 $ 342,428 $ 111,000
Summit, Ohio 35 $ 6,415,000 $ 183,285 $ 107,000
Philadelphia, Pennsylvania 34 $ 5,150,000 $ 151,470 $ 71,000
Lake, Indiana 33 $ 6,125,000 $ 185,606 $ 89,000
Kent, Michigan 33 $ 8,215,000 $ 248,939 $ 92,000
Broward, Florida 32 $ 9,360,000 $ 292,500 $ 103,000
Duval, Florida 31 $ 6,585,000 $ 212,419 $ 82,000
Fulton, Georgia 30 $ 6,140,000 $ 204,666 $ 77,000
Oakland, Michigan 30 $ 6,620,000 $ 220,666 $ 93,000
Jackson, Missouri 30 $ 4,290,000 $ 143,000 $ 66,000
Shelby, Tennessee 30 $ 5,220,000 $ 174,000 $ 75,000
Volusia, Florida 29 $ 5,865,000 $ 202,241 $ 73,000
Franklin, Ohio 28 $ 5,160,000 $ 184,285 $ 79,000
Los Angeles, California 27 $ 9,775,000 $ 362,037 $ 119,000
St. Louis, Missouri 26 $ 3,820,000 $ 146,923 $ 86,000
Guilford, North Carolina 26 $ 5,110,000 $ 196,538 $ 80,000
Hamilton, Ohio 26 $ 4,030,000 $ 155,000 $ 62,000
Pinal, Arizona 25 $ 5,125,000 $ 205,000 $ 74,000
Miami-Dade, Florida 25 $ 7,865,000 $ 314,600 $ 191,000
Allegheny, Pennsylvania 25 $ 3,855,000 $ 154,200 $ 73,000
Pasco, Florida 24 $ 5,450,000 $ 227,083 $ 82,000
Pinellas, Florida 24 $ 4,980,000 $ 207,500 $ 82,000
Mahoning, Ohio 24 $ 3,230,000 $ 134,583 $ 81,000
Palm Beach, Florida 23 $ 5,005,000 $ 217,608 $ 76,000
St. Charles, Missouri 23 $ 5,775,000 $ 251,086 $ 112,000
Lee, Florida 22 $ 4,930,000 $ 224,090 $ 82,000
Gaston, North Carolina 22 $ 5,050,000 $ 229,545 $ 99,000
Wayne, Ohio 22 $ 4,030,000 $ 183,181 $ 73,000
Milwaukee, Wisconsin 22 $ 3,170,000 $ 144,090 $ 64,000
San Bernardino, California 21 $ 6,475,000 $ 308,333 $ 126,000
New Haven, Connecticut 21 $ 4,385,000 $ 208,809 $ 102,000
DeKalb, Georgia 21 $ 4,995,000 $ 237,857 $ 99,000
Lexington, South Carolina 21 $ 5,195,000 $ 247,380 $ 84,000
Garland, Arkansas 20 $ 4,120,000 $ 206,000 $ 102,000
Bristol, Massachusetts 20 $ 6,680,000 $ 334,000 $ 112,000
Pima, Arizona 19 $ 4,225,000 $ 222,368 $ 95,000
Clay, Florida 19 $ 4,505,000 $ 237,105 $ 87,000
Baltimore, Maryland 19 $ 4,195,000 $ 220,789 $ 85,000
Worcester, Massachusetts 19 $ 4,565,000 $ 240,263 $ 101,000
Horry, South Carolina 19 $ 3,635,000 $ 191,315 $ 72,000
Wake, North Carolina 18 $ 5,250,000 $ 291,666 $ 105,000
Montgomery, Pennsylvania 18 $ 4,720,000 $ 262,222 $ 98,000
Davidson, Tennessee 18 $ 3,870,000 $ 215,000 $ 80,000
Knox, Tennessee 18 $ 3,050,000 $ 169,444 $ 66,000
Cobb, Georgia 17 $ 4,605,000 $ 270,882 $ 147,000
Montcalm, Michigan 17 $ 2,295,000 $ 135,000 $ 57,000
Lorain, Ohio 17 $ 3,875,000 $ 227,941 $ 117,000
Greenville, South Carolina 17 $ 3,805,000 $ 223,823 $ 98,000
Osceola, Florida 16 $ 4,400,000 $ 275,000 $ 87,000
Jackson, Michigan 16 $ 2,380,000 $ 148,750 $ 76,000
York, South Carolina 16 $ 3,000,000 $ 187,500 $ 62,000
King, Washington 16 $ 7,270,000 $ 454,375 $ 137,000
Jefferson, Alabama 15 $ 2,495,000 $ 166,333 $ 74,000
Sacramento, California 15 $ 4,145,000 $ 276,333 $ 95,000
Marion, Florida 15 $ 2,115,000 $ 141,000 $ 66,000
Orange, Florida 15 $ 4,715,000 $ 314,333 $ 105,000
St. Lucie, Florida 15 $ 2,835,000 $ 189,000 $ 67,000
Clayton, Georgia 15 $ 2,805,000 $ 187,000 $ 71,000
Middlesex, Massachusetts 15 $ 6,085,000 $ 405,666 $ 192,000
Plymouth, Massachusetts 15 $ 5,725,000 $ 381,666 $ 113,000
Cumberland, North Carolina 15 $ 2,165,000 $ 144,333 $ 71,000
Davidson, North Carolina 15 $ 2,815,000 $ 187,666 $ 77,000
Rowan, North Carolina 15 $ 2,305,000 $ 153,666 $ 61,000
Lucas, Ohio 15 $ 2,435,000 $ 162,333 $ 81,000
Montgomery, Ohio 15 $ 1,815,000 $ 121,000 $ 62,000
Brevard, Florida 14 $ 2,610,000 $ 186,428 $ 74,000
Escambia, Florida 14 $ 2,480,000 $ 177,142 $ 79,000
Douglas, Georgia 14 $ 3,330,000 $ 237,857 $ 95,000
Paulding, Georgia 14 $ 3,650,000 $ 260,714 $ 103,000
Hopkins, Kentucky 14 $ 2,070,000 $ 147,857 $ 69,000
Medina, Ohio 14 $ 2,550,000 $ 182,142 $ 100,000
Berks, Pennsylvania 14 $ 2,310,000 $ 165,000 $ 96,000
Pierce, Washington 14 $ 3,960,000 $ 282,857 $ 92,000
Pulaski, Arkansas 13 $ 2,435,000 $ 187,307 $ 99,000
Kern, California 13 $ 2,455,000 $ 188,846 $ 72,000
San Diego, California 13 $ 2,905,000 $ 223,461 $ 95,000
Hartford, Connecticut 13 $ 3,435,000 $ 264,230 $ 114,000
Collier, Florida 13 $ 4,865,000 $ 374,230 $ 135,000
Seminole, Florida 13 $ 3,355,000 $ 258,076 $ 100,000
Carroll, Georgia 13 $ 2,565,000 $ 197,307 $ 81,000
Henry, Georgia 13 $ 3,145,000 $ 241,923 $ 87,000
Jefferson, Kentucky 13 $ 1,655,000 $ 127,307 $ 62,000
Butler, Ohio 13 $ 2,455,000 $ 188,846 $ 116,000
Trumbull, Ohio 13 $ 1,885,000 $ 145,000 $ 92,000
Bucks, Pennsylvania 13 $ 2,865,000 $ 220,384 $ 100,000
Monroe, Pennsylvania 13 $ 2,885,000 $ 221,923 $ 93,000
Berkeley, South Carolina 13 $ 2,395,000 $ 184,230 $ 70,000
Hamilton, Tennessee 13 $ 2,065,000 $ 158,846 $ 62,000
Fresno, California 12 $ 3,640,000 $ 303,333 $ 90,000
Tulare, California 12 $ 2,230,000 $ 185,833 $ 92,000
Fairfield, Connecticut 12 $ 3,270,000 $ 272,500 $ 101,000
Hernando, Florida 12 $ 2,180,000 $ 181,666 $ 68,000
Newton, Georgia 12 $ 2,180,000 $ 181,666 $ 91,000
Barry, Michigan 12 $ 2,210,000 $ 184,166 $ 69,000
Jefferson, Missouri 12 $ 2,230,000 $ 185,833 $ 81,000
Portage, Ohio 12 $ 2,300,000 $ 191,666 $ 84,000
Lancaster, Pennsylvania 12 $ 2,740,000 $ 228,333 $ 102,000
Montgomery, Tennessee 12 $ 2,220,000 $ 185,000 $ 86,000
Chesterfield, Virginia 12 $ 2,640,000 $ 220,000 $ 80,000
Citrus, Florida 11 $ 1,535,000 $ 139,545 $ 61,000
Lake, Florida 11 $ 2,535,000 $ 230,454 $ 80,000
Chatham, Georgia 11 $ 2,655,000 $ 241,363 $ 93,000
Hamilton, Indiana 11 $ 2,835,000 $ 257,727 $ 131,000
Hendricks, Indiana 11 $ 2,645,000 $ 240,454 $ 90,000
LaPorte, Indiana 11 $ 1,375,000 $ 125,000 $ 85,000
Porter, Indiana 11 $ 2,315,000 $ 210,454 $ 98,000
Fayette, Kentucky 11 $ 2,085,000 $ 189,545 $ 77,000
Whitley, Kentucky 11 $ 1,635,000 $ 148,636 $ 74,000
Hampden, Massachusetts 11 $ 1,825,000 $ 165,909 $ 64,000
Mecosta, Michigan 11 $ 1,535,000 $ 139,545 $ 59,000
Cabarrus, North Carolina 11 $ 3,215,000 $ 292,272 $ 90,000
Pike, Pennsylvania 11 $ 2,155,000 $ 195,909 $ 84,000
Anderson, South Carolina 11 $ 1,605,000 $ 145,909 $ 70,000
Richland, South Carolina 11 $ 2,185,000 $ 198,636 $ 89,000
Spartanburg, South Carolina 11 $ 2,085,000 $ 189,545 $ 63,000
Adams, Colorado 10 $ 3,740,000 $ 374,000 $ 112,000
St. Joseph, Indiana 10 $ 1,180,000 $ 118,000 $ 74,000
Essex, Massachusetts 10 $ 2,640,000 $ 264,000 $ 78,000
Alamance, North Carolina 10 $ 1,960,000 $ 196,000 $ 83,000
Union, North Carolina 10 $ 2,460,000 $ 246,000 $ 92,000
Lake, Ohio 10 $ 2,280,000 $ 228,000 $ 87,000
Rutherford, Tennessee 10 $ 2,940,000 $ 294,000 $ 90,000
Madison, Alabama 9 $ 2,195,000 $ 243,888 $ 134,000
Stanislaus, California 9 $ 2,715,000 $ 301,666 $ 101,000
Santa Rosa, Florida 9 $ 1,645,000 $ 182,777 $ 72,000
Cherokee, Georgia 9 $ 2,235,000 $ 248,333 $ 96,000
Walton, Georgia 9 $ 2,195,000 $ 243,888 $ 91,000
Allen, Indiana 9 $ 1,555,000 $ 172,777 $ 90,000
Johnson, Indiana 9 $ 1,605,000 $ 178,333 $ 88,000
Daviess, Kentucky 9 $ 1,175,000 $ 130,555 $ 67,000
Knox, Kentucky 9 $ 1,155,000 $ 128,333 $ 50,000
Laurel, Kentucky 9 $ 1,135,000 $ 126,111 $ 67,000
Anne Arundel, Maryland 9 $ 2,495,000 $ 277,222 $ 106,000
Allegan, Michigan 9 $ 1,775,000 $ 197,222 $ 71,000
Bay, Michigan 9 $ 1,345,000 $ 149,444 $ 74,000
Kalamazoo, Michigan 9 $ 2,555,000 $ 283,888 $ 118,000
Hennepin, Minnesota 9 $ 2,235,000 $ 248,333 $ 114,000
Clay, Missouri 9 $ 1,405,000 $ 156,111 $ 80,000
Bernalillo, New Mexico 9 $ 1,745,000 $ 193,888 $ 61,000
Brunswick, North Carolina 9 $ 1,515,000 $ 168,333 $ 65,000
Catawba, North Carolina 9 $ 1,555,000 $ 172,777 $ 61,000
Forsyth, North Carolina 9 $ 1,975,000 $ 219,444 $ 78,000
Johnston, North Carolina 9 $ 1,535,000 $ 170,555 $ 63,000
Stark, Ohio 9 $ 1,195,000 $ 132,777 $ 80,000
Lehigh, Pennsylvania 9 $ 1,735,000 $ 192,777 $ 80,000
Northampton, Pennsylvania 9 $ 2,205,000 $ 245,000 $ 110,000
Westmoreland, Pennsylvania 9 $ 1,355,000 $ 150,555 $ 81,000
Mobile, Alabama 8 $ 920,000 $ 115,000 $ 52,000
Faulkner, Arkansas 8 $ 1,310,000 $ 163,750 $ 108,000
Contra Costa, California 8 $ 4,210,000 $ 526,250 $ 169,000
San Joaquin, California 8 $ 2,600,000 $ 325,000 $ 100,000
Pueblo, Colorado 8 $ 1,580,000 $ 197,500 $ 78,000
New London, Connecticut 8 $ 2,060,000 $ 257,500 $ 122,000
Okaloosa, Florida 8 $ 1,570,000 $ 196,250 $ 86,000
St. Johns, Florida 8 $ 2,830,000 $ 353,750 $ 99,000
Richmond, Georgia 8 $ 1,090,000 $ 136,250 $ 75,000
Vanderburgh, Indiana 8 $ 1,050,000 $ 131,250 $ 65,000
Johnson, Kansas 8 $ 2,250,000 $ 281,250 $ 121,000
Bell, Kentucky 8 $ 1,110,000 $ 138,750 $ 58,000
Boone, Kentucky 8 $ 1,470,000 $ 183,750 $ 80,000
Prince George's, Maryland 8 $ 3,320,000 $ 415,000 $ 143,000
Norfolk, Massachusetts 8 $ 3,420,000 $ 427,500 $ 138,000
Berrien, Michigan 8 $ 1,280,000 $ 160,000 $ 72,000
Calhoun, Michigan 8 $ 1,140,000 $ 142,500 $ 69,000
Genesee, Michigan 8 $ 1,120,000 $ 140,000 $ 82,000
Muskegon, Michigan 8 $ 1,300,000 $ 162,500 $ 60,000
Newaygo, Michigan 8 $ 1,570,000 $ 196,250 $ 89,000
Ramsey, Minnesota 8 $ 1,590,000 $ 198,750 $ 74,000
Greene, Missouri 8 $ 1,130,000 $ 141,250 $ 64,000
Washoe, Nevada 8 $ 2,090,000 $ 261,250 $ 83,000
Buncombe, North Carolina 8 $ 1,520,000 $ 190,000 $ 59,000
Durham, North Carolina 8 $ 2,690,000 $ 336,250 $ 133,000
Onslow, North Carolina 8 $ 1,950,000 $ 243,750 $ 80,000
Clermont, Ohio 8 $ 1,690,000 $ 211,250 $ 78,000
Beaver, Pennsylvania 8 $ 1,020,000 $ 127,500 $ 65,000
Dauphin, Pennsylvania 8 $ 1,610,000 $ 201,250 $ 84,000
Delaware, Pennsylvania 8 $ 1,610,000 $ 201,250 $ 101,000
Erie, Pennsylvania 8 $ 1,320,000 $ 165,000 $ 77,000
York, Pennsylvania 8 $ 1,470,000 $ 183,750 $ 82,000
Kershaw, South Carolina 8 $ 1,260,000 $ 157,500 $ 67,000
Lancaster, South Carolina 8 $ 1,790,000 $ 223,750 $ 103,000
Baldwin, Alabama 7 $ 1,645,000 $ 235,000 $ 75,000
Yuma, Arizona 7 $ 1,295,000 $ 185,000 $ 99,000
Denver, Colorado 7 $ 1,775,000 $ 253,571 $ 83,000
Camden, Georgia 7 $ 1,165,000 $ 166,428 $ 93,000
Jackson, Georgia 7 $ 1,385,000 $ 197,857 $ 82,000
Madison, Indiana 7 $ 1,175,000 $ 167,857 $ 66,000
East Baton Rouge, Louisiana 7 $ 1,085,000 $ 155,000 $ 63,000
Cumberland, Maine 7 $ 2,045,000 $ 292,142 $ 88,000
St. Clair, Michigan 7 $ 1,575,000 $ 225,000 $ 83,000
Cumberland, Pennsylvania 7 $ 1,115,000 $ 159,285 $ 99,000
Aiken, South Carolina 7 $ 1,125,000 $ 160,714 $ 62,000
Dorchester, South Carolina 7 $ 1,495,000 $ 213,571 $ 70,000
Grays Harbor, Washington 7 $ 1,265,000 $ 180,714 $ 86,000
Spokane, Washington 7 $ 1,555,000 $ 222,142 $ 91,000
Racine, Wisconsin 7 $ 1,165,000 $ 166,428 $ 82,000
Waukesha, Wisconsin 7 $ 1,775,000 $ 253,571 $ 101,000
Gila, Arizona 6 $ 1,020,000 $ 170,000 $ 67,000
Mohave, Arizona 6 $ 860,000 $ 143,333 $ 46,000
Benton, Arkansas 6 $ 1,350,000 $ 225,000 $ 103,000
Orange, California 6 $ 3,180,000 $ 530,000 $ 102,000
Indian River, Florida 6 $ 1,690,000 $ 281,666 $ 90,000
Leon, Florida 6 $ 1,260,000 $ 210,000 $ 80,000
Bibb, Georgia 6 $ 650,000 $ 108,333 $ 59,000
Fayette, Georgia 6 $ 1,660,000 $ 276,666 $ 92,000
Muscogee, Georgia 6 $ 790,000 $ 131,666 $ 64,000
Clark, Indiana 6 $ 1,120,000 $ 186,666 $ 82,000
Delaware, Indiana 6 $ 1,190,000 $ 198,333 $ 110,000
Elkhart, Indiana 6 $ 820,000 $ 136,666 $ 57,000
Steuben, Indiana 6 $ 800,000 $ 133,333 $ 59,000
Tippecanoe, Indiana 6 $ 1,030,000 $ 171,666 $ 66,000
Warren, Iowa 6 $ 1,780,000 $ 296,666 $ 110,000
Kenton, Kentucky 6 $ 890,000 $ 148,333 $ 71,000
Webster, Kentucky 6 $ 930,000 $ 155,000 $ 72,000
Kennebec, Maine 6 $ 1,150,000 $ 191,666 $ 88,000
Osceola, Michigan 6 $ 840,000 $ 140,000 $ 61,000
Ottawa, Michigan 6 $ 1,580,000 $ 263,333 $ 90,000
Dakota, Minnesota 6 $ 1,440,000 $ 240,000 $ 72,000
St. Francois, Missouri 6 $ 1,140,000 $ 190,000 $ 104,000
Warren, Missouri 6 $ 1,040,000 $ 173,333 $ 65,000
Iredell, North Carolina 6 $ 1,410,000 $ 235,000 $ 71,000
Lee, North Carolina 6 $ 1,080,000 $ 180,000 $ 68,000
Sampson, North Carolina 6 $ 1,170,000 $ 195,000 $ 98,000
Ashland, Ohio 6 $ 960,000 $ 160,000 $ 74,000
Clark, Ohio 6 $ 1,110,000 $ 185,000 $ 93,000
Columbiana, Ohio 6 $ 840,000 $ 140,000 $ 82,000
Warren, Ohio 6 $ 1,210,000 $ 201,666 $ 79,000
Chester, Pennsylvania 6 $ 1,680,000 $ 280,000 $ 115,000
Lackawanna, Pennsylvania 6 $ 860,000 $ 143,333 $ 81,000
Lycoming, Pennsylvania 6 $ 1,220,000 $ 203,333 $ 104,000
Charleston, South Carolina 6 $ 1,370,000 $ 228,333 $ 69,000
Florence, South Carolina 6 $ 1,120,000 $ 186,666 $ 90,000
Pickens, South Carolina 6 $ 1,400,000 $ 233,333 $ 87,000
Cumberland, Tennessee 6 $ 970,000 $ 161,666 $ 46,000
Weber, Utah 6 $ 2,530,000 $ 421,666 $ 102,000
Augusta, Virginia 6 $ 770,000 $ 128,333 $ 75,000
Newport News, Virginia 6 $ 1,170,000 $ 195,000 $ 69,000
Benton, Washington 6 $ 1,050,000 $ 175,000 $ 102,000
Clark, Washington 6 $ 2,010,000 $ 335,000 $ 140,000
Snohomish, Washington 6 $ 2,500,000 $ 416,666 $ 120,000
Kenosha, Wisconsin 6 $ 1,150,000 $ 191,666 $ 83,000
Cullman, Alabama 5 $ 835,000 $ 167,000 $ 65,000
Marshall, Alabama 5 $ 875,000 $ 175,000 $ 59,000
Talladega, Alabama 5 $ 1,525,000 $ 305,000 $ 119,000
Craighead, Arkansas 5 $ 635,000 $ 127,000 $ 82,000
Placer, California 5 $ 2,105,000 $ 421,000 $ 156,000
San Luis Obispo, California 5 $ 2,795,000 $ 559,000 $ 148,000
Santa Clara, California 5 $ 2,335,000 $ 467,000 $ 107,000
El Paso, Colorado 5 $ 1,405,000 $ 281,000 $ 100,000
Alachua, Florida 5 $ 815,000 $ 163,000 $ 47,000
Bay, Florida 5 $ 785,000 $ 157,000 $ 68,000
Manatee, Florida 5 $ 1,075,000 $ 215,000 $ 84,000
Columbia, Georgia 5 $ 1,265,000 $ 253,000 $ 120,000
Coweta, Georgia 5 $ 835,000 $ 167,000 $ 88,000
Dougherty, Georgia 5 $ 615,000 $ 123,000 $ 73,000
Hall, Georgia 5 $ 965,000 $ 193,000 $ 64,000
Spalding, Georgia 5 $ 795,000 $ 159,000 $ 74,000
Ada, Idaho 5 $ 1,635,000 $ 327,000 $ 89,000
Dearborn, Indiana 5 $ 1,005,000 $ 201,000 $ 98,000
Kosciusko, Indiana 5 $ 805,000 $ 161,000 $ 68,000
Clark, Kentucky 5 $ 975,000 $ 195,000 $ 121,000
Franklin, Kentucky 5 $ 825,000 $ 165,000 $ 64,000
Hancock, Maine 5 $ 785,000 $ 157,000 $ 91,000
Baltimore City, Maryland 5 $ 735,000 $ 147,000 $ 106,000
Frederick, Maryland 5 $ 1,895,000 $ 379,000 $ 167,000
Ingham, Michigan 5 $ 835,000 $ 167,000 $ 74,000
Mason, Michigan 5 $ 895,000 $ 179,000 $ 54,000
Midland, Michigan 5 $ 895,000 $ 179,000 $ 92,000
Saginaw, Michigan 5 $ 815,000 $ 163,000 $ 74,000
Van Buren, Michigan 5 $ 1,275,000 $ 255,000 $ 107,000
Washtenaw, Michigan 5 $ 615,000 $ 123,000 $ 64,000
Polk, Missouri 5 $ 715,000 $ 143,000 $ 60,000
St. Louis City, Missouri 5 $ 915,000 $ 183,000 $ 73,000
Santa Fe, New Mexico 5 $ 2,085,000 $ 417,000 $ 171,000
Cleveland, North Carolina 5 $ 555,000 $ 111,000 $ 36,000
Craven, North Carolina 5 $ 905,000 $ 181,000 $ 77,000
Franklin, North Carolina 5 $ 1,065,000 $ 213,000 $ 88,000
Granville, North Carolina 5 $ 1,115,000 $ 223,000 $ 83,000
Henderson, North Carolina 5 $ 1,685,000 $ 337,000 $ 122,000
Lincoln, North Carolina 5 $ 1,405,000 $ 281,000 $ 90,000
Moore, North Carolina 5 $ 1,125,000 $ 225,000 $ 85,000
Randolph, North Carolina 5 $ 695,000 $ 139,000 $ 82,000
Stanly, North Carolina 5 $ 615,000 $ 123,000 $ 45,000
Stokes, North Carolina 5 $ 1,125,000 $ 225,000 $ 117,000
Ashtabula, Ohio 5 $ 595,000 $ 119,000 $ 63,000
Wood, Ohio 5 $ 775,000 $ 155,000 $ 94,000
Franklin, Pennsylvania 5 $ 765,000 $ 153,000 $ 86,000
Lawrence, Pennsylvania 5 $ 505,000 $ 101,000 $ 73,000
Beaufort, South Carolina 5 $ 1,295,000 $ 259,000 $ 86,000
Anderson, Tennessee 5 $ 905,000 $ 181,000 $ 71,000
Maury, Tennessee 5 $ 1,325,000 $ 265,000 $ 166,000
Sumner, Tennessee 5 $ 1,305,000 $ 261,000 $ 100,000
Williamson, Tennessee 5 $ 2,835,000 $ 567,000 $ 258,000
Harris, Texas 5 $ 1,155,000 $ 231,000 $ 94,000
Virginia Beach, Virginia 5 $ 1,035,000 $ 207,000 $ 61,000
Morgan, Alabama 4 $ 760,000 $ 190,000 $ 83,000
Shelby, Alabama 4 $ 600,000 $ 150,000 $ 47,000
Mississippi, Arkansas 4 $ 510,000 $ 127,500 $ 91,000
Sebastian, Arkansas 4 $ 880,000 $ 220,000 $ 103,000
Washington, Arkansas 4 $ 910,000 $ 227,500 $ 118,000
Ventura, California 4 $ 2,910,000 $ 727,500 $ 217,000
Yuba, California 4 $ 1,600,000 $ 400,000 $ 148,000
Weld, Colorado 4 $ 1,170,000 $ 292,500 $ 96,000
Litchfield, Connecticut 4 $ 1,000,000 $ 250,000 $ 131,000
Charlotte, Florida 4 $ 780,000 $ 195,000 $ 117,000
Levy, Florida 4 $ 670,000 $ 167,500 $ 46,000
Putnam, Florida 4 $ 330,000 $ 82,500 $ 32,000
Sarasota, Florida 4 $ 2,320,000 $ 580,000 $ 159,000
Barrow, Georgia 4 $ 990,000 $ 247,500 $ 91,000
Bartow, Georgia 4 $ 1,080,000 $ 270,000 $ 69,000
Forsyth, Georgia 4 $ 1,210,000 $ 302,500 $ 105,000
Haralson, Georgia 4 $ 740,000 $ 185,000 $ 61,000
Lowndes, Georgia 4 $ 720,000 $ 180,000 $ 57,000
Rockdale, Georgia 4 $ 680,000 $ 170,000 $ 74,000
Troup, Georgia 4 $ 710,000 $ 177,500 $ 54,000
Canyon, Idaho 4 $ 1,050,000 $ 262,500 $ 72,000
Grant, Indiana 4 $ 420,000 $ 105,000 $ 61,000
Howard, Indiana 4 $ 440,000 $ 110,000 $ 50,000
Jackson, Indiana 4 $ 580,000 $ 145,000 $ 75,000
Montgomery, Indiana 4 $ 700,000 $ 175,000 $ 66,000
Bullitt, Kentucky 4 $ 780,000 $ 195,000 $ 95,000
Hancock, Kentucky 4 $ 800,000 $ 200,000 $ 53,000
Harrison, Kentucky 4 $ 560,000 $ 140,000 $ 48,000
Jessamine, Kentucky 4 $ 660,000 $ 165,000 $ 64,000
Ascension, Louisiana 4 $ 380,000 $ 95,000 $ 57,000
Caddo, Louisiana 4 $ 520,000 $ 130,000 $ 77,000
Livingston, Louisiana 4 $ 560,000 $ 140,000 $ 75,000
Ouachita, Louisiana 4 $ 720,000 $ 180,000 $ 83,000
St. Tammany, Louisiana 4 $ 860,000 $ 215,000 $ 62,000
Montgomery, Maryland 4 $ 1,340,000 $ 335,000 $ 106,000
Wicomico, Maryland 4 $ 660,000 $ 165,000 $ 70,000
Berkshire, Massachusetts 4 $ 910,000 $ 227,500 $ 93,000
Eaton, Michigan 4 $ 730,000 $ 182,500 $ 88,000
Emmet, Michigan 4 $ 850,000 $ 212,500 $ 81,000
Ionia, Michigan 4 $ 750,000 $ 187,500 $ 73,000
Mackinac, Michigan 4 $ 480,000 $ 120,000 $ 54,000
Monroe, Michigan 4 $ 960,000 $ 240,000 $ 114,000
St. Joseph, Michigan 4 $ 400,000 $ 100,000 $ 60,000
Cass, Missouri 4 $ 900,000 $ 225,000 $ 70,000
Christian, Missouri 4 $ 780,000 $ 195,000 $ 76,000
Dona Ana, New Mexico 4 $ 540,000 $ 135,000 $ 65,000
New Hanover, North Carolina 4 $ 910,000 $ 227,500 $ 45,000
Pender, North Carolina 4 $ 990,000 $ 247,500 $ 72,000
Robeson, North Carolina 4 $ 560,000 $ 140,000 $ 57,000
Wilson, North Carolina 4 $ 750,000 $ 187,500 $ 62,000
Auglaize, Ohio 4 $ 550,000 $ 137,500 $ 58,000
Brown, Ohio 4 $ 470,000 $ 117,500 $ 68,000
Erie, Ohio 4 $ 360,000 $ 90,000 $ 55,000
Geauga, Ohio 4 $ 630,000 $ 157,500 $ 65,000
Greene, Ohio 4 $ 970,000 $ 242,500 $ 109,000
Licking, Ohio 4 $ 670,000 $ 167,500 $ 72,000
Richland, Ohio 4 $ 410,000 $ 102,500 $ 56,000
Shelby, Ohio 4 $ 470,000 $ 117,500 $ 58,000
Blair, Pennsylvania 4 $ 660,000 $ 165,000 $ 110,000
Butler, Pennsylvania 4 $ 630,000 $ 157,500 $ 59,000
Carbon, Pennsylvania 4 $ 730,000 $ 182,500 $ 52,000
Luzerne, Pennsylvania 4 $ 520,000 $ 130,000 $ 37,000
Mercer, Pennsylvania 4 $ 680,000 $ 170,000 $ 58,000
Wyoming, Pennsylvania 4 $ 620,000 $ 155,000 $ 66,000
Orangeburg, South Carolina 4 $ 410,000 $ 102,500 $ 79,000
Blount, Tennessee 4 $ 870,000 $ 217,500 $ 67,000
Claiborne, Tennessee 4 $ 910,000 $ 227,500 $ 83,000
Dickson, Tennessee 4 $ 1,070,000 $ 267,500 $ 93,000
Gibson, Tennessee 4 $ 420,000 $ 105,000 $ 69,000
Hamblen, Tennessee 4 $ 570,000 $ 142,500 $ 65,000
Jefferson, Tennessee 4 $ 680,000 $ 170,000 $ 57,000
Madison, Tennessee 4 $ 460,000 $ 115,000 $ 46,000
Marion, Tennessee 4 $ 820,000 $ 205,000 $ 62,000
Robertson, Tennessee 4 $ 980,000 $ 245,000 $ 74,000
Sevier, Tennessee 4 $ 540,000 $ 135,000 $ 174,000
Thurston, Washington 4 $ 1,480,000 $ 370,000 $ 117,000
Outagamie, Wisconsin 4 $ 710,000 $ 177,500 $ 69,000
Rock, Wisconsin 4 $ 520,000 $ 130,000 $ 45,000
St. Croix, Wisconsin 4 $ 950,000 $ 237,500 $ 122,000
DeKalb, Alabama 3 $ 425,000 $ 141,666 $ 51,000
Jackson, Alabama 3 $ 895,000 $ 298,333 $ 104,000
Lee, Alabama 3 $ 455,000 $ 151,666 $ 49,000
Montgomery, Alabama 3 $ 585,000 $ 195,000 $ 74,000
Tuscaloosa, Alabama 3 $ 765,000 $ 255,000 $ 114,000
Navajo, Arizona 3 $ 385,000 $ 128,333 $ 58,000
Conway, Arkansas 3 $ 395,000 $ 131,666 $ 42,000
Humboldt, California 3 $ 495,000 $ 165,000 $ 90,000
Kings, California 3 $ 695,000 $ 231,666 $ 96,000
Madera, California 3 $ 635,000 $ 211,666 $ 80,000
Merced, California 3 $ 925,000 $ 308,333 $ 86,000
Santa Barbara, California 3 $ 705,000 $ 235,000 $ 64,000
Shasta, California 3 $ 335,000 $ 111,666 $ 53,000
Solano, California 3 $ 1,495,000 $ 498,333 $ 93,000
Arapahoe, Colorado 3 $ 1,045,000 $ 348,333 $ 119,000
Douglas, Colorado 3 $ 1,635,000 $ 545,000 $ 224,000
Columbia, Florida 3 $ 685,000 $ 228,333 $ 82,000
Madison, Florida 3 $ 395,000 $ 131,666 $ 61,000
Martin, Florida 3 $ 745,000 $ 248,333 $ 66,000
Baldwin, Georgia 3 $ 515,000 $ 171,666 $ 60,000
Catoosa, Georgia 3 $ 415,000 $ 138,333 $ 47,000
Decatur, Georgia 3 $ 385,000 $ 128,333 $ 96,000
Emanuel, Georgia 3 $ 245,000 $ 81,666 $ 45,000
Floyd, Georgia 3 $ 415,000 $ 138,333 $ 51,000
Hart, Georgia 3 $ 555,000 $ 185,000 $ 62,000
Lee, Georgia 3 $ 395,000 $ 131,666 $ 48,000
Madison, Georgia 3 $ 585,000 $ 195,000 $ 65,000
Walker, Georgia 3 $ 375,000 $ 125,000 $ 79,000
Ware, Georgia 3 $ 595,000 $ 198,333 $ 75,000
Cook, Illinois 3 $ 585,000 $ 195,000 $ 94,000
Bartholomew, Indiana 3 $ 515,000 $ 171,666 $ 112,000
Clinton, Indiana 3 $ 505,000 $ 168,333 $ 54,000
Monroe, Indiana 3 $ 725,000 $ 241,666 $ 100,000
Warrick, Indiana 3 $ 475,000 $ 158,333 $ 55,000
Sedgwick, Kansas 3 $ 415,000 $ 138,333 $ 93,000
Wyandotte, Kansas 3 $ 565,000 $ 188,333 $ 74,000
Barren, Kentucky 3 $ 425,000 $ 141,666 $ 38,000
Campbell, Kentucky 3 $ 485,000 $ 161,666 $ 122,000
Henderson, Kentucky 3 $ 255,000 $ 85,000 $ 61,000
Madison, Kentucky 3 $ 505,000 $ 168,333 $ 57,000
McCracken, Kentucky 3 $ 555,000 $ 185,000 $ 70,000
McLean, Kentucky 3 $ 505,000 $ 168,333 $ 95,000
Oldham, Kentucky 3 $ 485,000 $ 161,666 $ 90,000
Pulaski, Kentucky 3 $ 605,000 $ 201,666 $ 61,000
Jefferson, Louisiana 3 $ 325,000 $ 108,333 $ 64,000
Orleans, Louisiana 3 $ 345,000 $ 115,000 $ 52,000
St. John the Baptist, Louisiana 3 $ 505,000 $ 168,333 $ 76,000
Tangipahoa, Louisiana 3 $ 515,000 $ 171,666 $ 53,000
Terrebonne, Louisiana 3 $ 335,000 $ 111,666 $ 102,000
Androscoggin, Maine 3 $ 295,000 $ 98,333 $ 42,000
Cecil, Maryland 3 $ 595,000 $ 198,333 $ 92,000
Charles, Maryland 3 $ 855,000 $ 285,000 $ 110,000
St. Mary's, Maryland 3 $ 305,000 $ 101,666 $ 43,000
Washington, Maryland 3 $ 395,000 $ 131,666 $ 47,000
Barnstable, Massachusetts 3 $ 1,085,000 $ 361,666 $ 105,000
Suffolk, Massachusetts 3 $ 795,000 $ 265,000 $ 75,000
Gratiot, Michigan 3 $ 415,000 $ 138,333 $ 60,000
Lake, Michigan 3 $ 305,000 $ 101,666 $ 58,000
Livingston, Michigan 3 $ 365,000 $ 121,666 $ 70,000
Oceana, Michigan 3 $ 295,000 $ 98,333 $ 51,000
Anoka, Minnesota 3 $ 665,000 $ 221,666 $ 60,000
Olmsted, Minnesota 3 $ 485,000 $ 161,666 $ 74,000
Barry, Missouri 3 $ 475,000 $ 158,333 $ 66,000
Franklin, Missouri 3 $ 465,000 $ 155,000 $ 67,000
Jasper, Missouri 3 $ 265,000 $ 88,333 $ 41,000
Laclede, Missouri 3 $ 705,000 $ 235,000 $ 73,000
Lincoln, Missouri 3 $ 575,000 $ 191,666 $ 80,000
Scott, Missouri 3 $ 455,000 $ 151,666 $ 71,000
Webster, Missouri 3 $ 445,000 $ 148,333 $ 91,000
Elko, Nevada 3 $ 905,000 $ 301,666 $ 108,000
Lander, Nevada 3 $ 615,000 $ 205,000 $ 79,000
Nye, Nevada 3 $ 595,000 $ 198,333 $ 79,000
Sandoval, New Mexico 3 $ 575,000 $ 191,666 $ 58,000
Beaufort, North Carolina 3 $ 355,000 $ 118,333 $ 67,000
Burke, North Carolina 3 $ 375,000 $ 125,000 $ 62,000
Davie, North Carolina 3 $ 665,000 $ 221,666 $ 104,000
Duplin, North Carolina 3 $ 445,000 $ 148,333 $ 88,000
Harnett, North Carolina 3 $ 395,000 $ 131,666 $ 57,000
Jones, North Carolina 3 $ 255,000 $ 85,000 $ 35,000
McDowell, North Carolina 3 $ 235,000 $ 78,333 $ 29,000
Rutherford, North Carolina 3 $ 505,000 $ 168,333 $ 108,000
Surry, North Carolina 3 $ 575,000 $ 191,666 $ 56,000
Wayne, North Carolina 3 $ 365,000 $ 121,666 $ 43,000
Wilkes, North Carolina 3 $ 345,000 $ 115,000 $ 48,000
Allen, Ohio 3 $ 455,000 $ 151,666 $ 101,000
Champaign, Ohio 3 $ 535,000 $ 178,333 $ 64,000
Fairfield, Ohio 3 $ 785,000 $ 261,666 $ 113,000
Knox, Ohio 3 $ 445,000 $ 148,333 $ 90,000
Miami, Ohio 3 $ 285,000 $ 95,000 $ 45,000
Clackamas, Oregon 3 $ 1,275,000 $ 425,000 $ 138,000
Lane, Oregon 3 $ 635,000 $ 211,666 $ 65,000
Umatilla, Oregon 3 $ 615,000 $ 205,000 $ 92,000
Armstrong, Pennsylvania 3 $ 235,000 $ 78,333 $ 45,000
Bedford, Pennsylvania 3 $ 285,000 $ 95,000 $ 51,000
Cambria, Pennsylvania 3 $ 285,000 $ 95,000 $ 48,000
Fayette, Pennsylvania 3 $ 285,000 $ 95,000 $ 78,000
Indiana, Pennsylvania 3 $ 405,000 $ 135,000 $ 74,000
Jefferson, Pennsylvania 3 $ 335,000 $ 111,666 $ 85,000
Northumberland, Pennsylvania 3 $ 285,000 $ 95,000 $ 56,000
Schuylkill, Pennsylvania 3 $ 325,000 $ 108,333 $ 52,000
Susquehanna, Pennsylvania 3 $ 815,000 $ 271,666 $ 99,000
Tioga, Pennsylvania 3 $ 355,000 $ 118,333 $ 48,000
Wayne, Pennsylvania 3 $ 365,000 $ 121,666 $ 51,000
Chester, South Carolina 3 $ 305,000 $ 101,666 $ 73,000
Greenwood, South Carolina 3 $ 485,000 $ 161,666 $ 51,000
Newberry, South Carolina 3 $ 555,000 $ 185,000 $ 80,000
Oconee, South Carolina 3 $ 405,000 $ 135,000 $ 46,000
Sumter, South Carolina 3 $ 475,000 $ 158,333 $ 75,000
Bedford, Tennessee 3 $ 395,000 $ 131,666 $ 50,000
Coffee, Tennessee 3 $ 425,000 $ 141,666 $ 77,000
Dyer, Tennessee 3 $ 405,000 $ 135,000 $ 57,000
Rhea, Tennessee 3 $ 345,000 $ 115,000 $ 48,000
Weakley, Tennessee 3 $ 425,000 $ 141,666 $ 106,000
Culpeper, Virginia 3 $ 465,000 $ 155,000 $ 45,000
Prince William, Virginia 3 $ 1,335,000 $ 445,000 $ 141,000
Richmond City, Virginia 3 $ 545,000 $ 181,666 $ 101,000
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Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 3,672 $795,760,000 $216,000 $1,605,000 $87,000 $1,225,000
Home Purchase 1,074 $214,880,000 $200,000 $1,255,000 $85,000 $996,000
Home Improvement 494 $64,060,000 $129,000 $1,755,000 $69,000 $2,211,000
Refinancing 56 $13,730,000 $245,000 $1,525,000 $116,000 $955,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,702 $738,880,000 $199,000 $1,755,000 $85,000 $2,211,000
Black or African American 848 $168,680,000 $198,000 $905,000 $80,000 $396,000
Hispanic 318 $76,480,000 $240,000 $965,000 $90,000 $1,225,000
Not Provided 252 $56,070,000 $222,000 $1,525,000 $93,000 $955,000
Asian 87 $26,275,000 $302,000 $1,025,000 $99,000 $432,000
American Indian or Alaskan Native 58 $12,370,000 $213,000 $1,105,000 $88,000 $338,000
Native Hawaiian or Other Pacific Islander 10 $2,420,000 $242,000 $465,000 $112,000 $258,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,234 $831,260,000 $196,000 $1,105,000 $81,000 $996,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 751 $175,155,000 $233,000 $1,755,000 $110,000 $2,211,000
VA-guaranteed (Veterans Administration) 243 $72,215,000 $297,000 $1,105,000 $98,000 $394,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 68 $9,800,000 $144,000 $255,000 $61,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,475 $508,945,000 $205,000 $1,255,000 $86,000 $699,000
Application Withdrawn By Applicant 2,074 $427,600,000 $206,000 $1,755,000 $86,000 $2,211,000
Application Denied By Financial Institution 560 $119,920,000 $214,000 $1,605,000 $82,000 $955,000
File Closed For Incompleteness 166 $28,300,000 $170,000 $595,000 $82,000 $850,000
Application Approved But Not Accepted 21 $3,665,000 $174,000 $335,000 $63,000 $135,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,736 $968,510,000 $204,000 $1,755,000 $86,000 $2,211,000
Other 230 $49,760,000 $216,000 $1,605,000 $88,000 $955,000
Credit History 133 $28,665,000 $215,000 $575,000 $89,000 $240,000
Debt-To-Income Ratio 104 $21,980,000 $211,000 $715,000 $60,000 $225,000
Collateral 48 $9,660,000 $201,000 $905,000 $91,000 $300,000
Unverifiable Information 22 $4,840,000 $220,000 $615,000 $93,000 $221,000
Employment History 12 $2,420,000 $201,000 $505,000 $50,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,410,000 $241,000 $535,000 $73,000 $154,000
Credit Application Incomplete 1 $185,000 $185,000 $185,000 $89,000 $89,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Top Flite Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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