In 2018, Triad Financial Services, Inc. of Jacksonville, FL reported 37,838 mortgage applications totaling $2.5 billion, up 1% from 2017. The average application was for $66,092, and applicants reported an average income of $52,063. 12% of its applications resulted in an originated loan and 76% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (1,190), Grand Rapids-Wyoming, MI (1,125) and Orlando-Kissimmee-Sanford, FL (1,029) (applications in parentheses).
| Mortgage Company & Address | Triad Financial Services, Inc. 13901 Sutton Park Drive South, Suite 300 Jacksonville, FL 32224 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 37,838 |
| Total Mortgage Loan Application Amount | $2,500,800,000 |
| Average Mortgage Loan Application Amount | $66,092 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $52,063 |
| Highest Applicant Income | $2,940,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Triad Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 5,481 | $ 404,355,000 | $ 73,773 | $ 55,456 |
| Warren-Troy-Farmington Hills, MI | 1,190 | $ 50,110,000 | $ 42,109 | $ 46,000 |
| Grand Rapids-Wyoming, MI | 1,125 | $ 46,705,000 | $ 41,515 | $ 48,000 |
| Orlando-Kissimmee-Sanford, FL | 1,029 | $ 49,625,000 | $ 48,226 | $ 43,000 |
| Atlanta-Sandy Springs-Roswell, GA | 986 | $ 45,710,000 | $ 46,359 | $ 44,000 |
| Austin-Round Rock, TX | 847 | $ 51,175,000 | $ 60,419 | $ 52,000 |
| Houston-The Woodlands-Sugar Land, TX | 812 | $ 57,190,000 | $ 70,431 | $ 56,000 |
| Oklahoma City, OK | 790 | $ 34,710,000 | $ 43,936 | $ 46,000 |
| San Antonio-New Braunfels, TX | 784 | $ 44,570,000 | $ 56,849 | $ 49,000 |
| Tampa-St. Petersburg-Clearwater, FL | 568 | $ 30,470,000 | $ 53,644 | $ 48,000 |
| Ann Arbor, MI | 488 | $ 20,180,000 | $ 41,352 | $ 45,000 |
| Detroit-Dearborn-Livonia, MI | 424 | $ 13,360,000 | $ 31,509 | $ 43,000 |
| Dallas-Plano-Irving, TX | 407 | $ 21,455,000 | $ 52,714 | $ 53,000 |
| Elkhart-Goshen, IN | 387 | $ 13,455,000 | $ 34,767 | $ 46,000 |
| Greeley, CO | 361 | $ 20,965,000 | $ 58,074 | $ 53,000 |
| Lakeland-Winter Haven, FL | 348 | $ 15,880,000 | $ 45,632 | $ 49,000 |
| Phoenix-Mesa-Scottsdale, AZ | 337 | $ 16,835,000 | $ 49,955 | $ 47,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 314 | $ 16,020,000 | $ 51,019 | $ 51,643 |
| Baton Rouge, LA | 296 | $ 23,550,000 | $ 79,560 | $ 53,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 283 | $ 16,225,000 | $ 57,332 | $ 61,000 |
| Flint, MI | 279 | $ 8,085,000 | $ 28,978 | $ 39,000 |
| Riverside-San Bernardino-Ontario, CA | 260 | $ 25,480,000 | $ 98,000 | $ 71,000 |
| Lansing-East Lansing, MI | 258 | $ 7,690,000 | $ 29,806 | $ 42,000 |
| Los Angeles-Long Beach-Glendale, CA | 257 | $ 36,215,000 | $ 140,914 | $ 77,000 |
| Indianapolis-Carmel-Anderson, IN | 250 | $ 8,310,000 | $ 33,240 | $ 50,000 |
| Toledo, OH | 242 | $ 7,040,000 | $ 29,090 | $ 43,000 |
| Charlotte-Concord-Gastonia, NC-SC | 229 | $ 12,115,000 | $ 52,903 | $ 46,227 |
| Davenport-Moline-Rock Island, IA-IL | 228 | $ 9,590,000 | $ 42,061 | $ 38,508 |
| Monroe, MI | 227 | $ 7,505,000 | $ 33,061 | $ 43,000 |
| Denver-Aurora-Lakewood, CO | 223 | $ 10,845,000 | $ 48,632 | $ 50,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 223 | $ 19,725,000 | $ 88,452 | $ 57,883 |
| Jacksonville, FL | 198 | $ 11,880,000 | $ 60,000 | $ 46,000 |
| Fort Worth-Arlington, TX | 193 | $ 13,255,000 | $ 68,678 | $ 55,000 |
| Knoxville, TN | 193 | $ 7,985,000 | $ 41,373 | $ 44,000 |
| Little Rock-North Little Rock-Conway, AR | 187 | $ 14,985,000 | $ 80,133 | $ 59,000 |
| Des Moines-West Des Moines, IA | 184 | $ 8,890,000 | $ 48,315 | $ 49,000 |
| San Diego-Carlsbad, CA | 180 | $ 27,130,000 | $ 150,722 | $ 82,000 |
| Cincinnati, OH-KY-IN | 174 | $ 6,130,000 | $ 35,229 | $ 41,793 |
| Tulsa, OK | 170 | $ 12,800,000 | $ 75,294 | $ 54,000 |
| Chicago-Naperville-Arlington Heights, IL | 165 | $ 5,275,000 | $ 31,969 | $ 49,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 165 | $ 7,615,000 | $ 46,151 | $ 55,000 |
| Jackson, MI | 163 | $ 5,895,000 | $ 36,165 | $ 45,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 162 | $ 37,940,000 | $ 234,197 | $ 109,000 |
| Ogden-Clearfield, UT | 147 | $ 5,745,000 | $ 39,081 | $ 42,000 |
| Anaheim-Santa Ana-Irvine, CA | 145 | $ 20,275,000 | $ 139,827 | $ 93,000 |
| Kansas City, MO-KS | 145 | $ 4,835,000 | $ 33,344 | $ 50,800 |
| Fort Wayne, IN | 136 | $ 5,480,000 | $ 40,294 | $ 46,000 |
| Corpus Christi, TX | 130 | $ 7,510,000 | $ 57,769 | $ 50,000 |
| Lafayette, LA | 130 | $ 10,350,000 | $ 79,615 | $ 52,000 |
| Muskegon, MI | 130 | $ 3,890,000 | $ 29,923 | $ 41,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 127 | $ 13,445,000 | $ 105,866 | $ 66,000 |
| St. Louis, MO-IL | 124 | $ 4,600,000 | $ 37,096 | $ 46,193 |
| Las Cruces, NM | 118 | $ 6,010,000 | $ 50,932 | $ 41,000 |
| Miami-Miami Beach-Kendall, FL | 116 | $ 6,200,000 | $ 53,448 | $ 56,000 |
| Odessa, TX | 113 | $ 9,695,000 | $ 85,796 | $ 64,000 |
| Beaumont-Port Arthur, TX | 105 | $ 8,525,000 | $ 81,190 | $ 62,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 105 | $ 7,245,000 | $ 69,000 | $ 49,000 |
| Oakland-Hayward-Berkeley, CA | 103 | $ 18,775,000 | $ 182,281 | $ 84,000 |
| Fort Collins, CO | 102 | $ 5,190,000 | $ 50,882 | $ 45,000 |
| Montgomery County-Bucks County-Chester County, PA | 101 | $ 6,915,000 | $ 68,465 | $ 60,000 |
| El Paso, TX | 100 | $ 5,820,000 | $ 58,200 | $ 43,000 |
| Wichita, KS | 97 | $ 3,135,000 | $ 32,319 | $ 41,000 |
| Albany-Schenectady-Troy, NY | 95 | $ 5,205,000 | $ 54,789 | $ 45,000 |
| College Station-Bryan, TX | 94 | $ 7,600,000 | $ 80,851 | $ 51,000 |
| Lancaster, PA | 94 | $ 5,160,000 | $ 54,893 | $ 49,000 |
| Dayton, OH | 93 | $ 3,005,000 | $ 32,311 | $ 46,000 |
| Gainesville, GA | 93 | $ 3,405,000 | $ 36,612 | $ 39,000 |
| New Orleans-Metairie, LA | 93 | $ 7,115,000 | $ 76,505 | $ 43,000 |
| Hammond, LA | 92 | $ 7,580,000 | $ 82,391 | $ 49,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 87 | $ 7,655,000 | $ 87,988 | $ 46,229 |
| Panama City, FL | 87 | $ 7,745,000 | $ 89,022 | $ 49,000 |
| Shreveport-Bossier City, LA | 87 | $ 6,725,000 | $ 77,298 | $ 56,000 |
| Baltimore-Columbia-Towson, MD | 81 | $ 4,785,000 | $ 59,074 | $ 61,000 |
| Birmingham-Hoover, AL | 76 | $ 7,340,000 | $ 96,578 | $ 55,000 |
| Pittsburgh, PA | 75 | $ 4,785,000 | $ 63,800 | $ 57,000 |
| New York-Jersey City-White Plains, NY-NJ | 74 | $ 5,020,000 | $ 67,837 | $ 54,891 |
| South Bend-Mishawaka, IN-MI | 73 | $ 2,135,000 | $ 29,246 | $ 41,123 |
| Gainesville, FL | 71 | $ 4,615,000 | $ 65,000 | $ 58,000 |
| Eugene, OR | 70 | $ 4,820,000 | $ 68,857 | $ 71,000 |
| Houma-Thibodaux, LA | 69 | $ 6,085,000 | $ 88,188 | $ 51,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 67 | $ 3,645,000 | $ 54,402 | $ 44,507 |
| Lake Charles, LA | 65 | $ 4,675,000 | $ 71,923 | $ 87,000 |
| Niles-Benton Harbor, MI | 65 | $ 3,575,000 | $ 55,000 | $ 53,000 |
| Hagerstown-Martinsburg, MD-WV | 61 | $ 3,295,000 | $ 54,016 | $ 51,229 |
| Wilmington, DE-MD-NJ | 61 | $ 1,775,000 | $ 29,098 | $ 46,327 |
| Deltona-Daytona Beach-Ormond Beach, FL | 60 | $ 3,820,000 | $ 63,666 | $ 58,000 |
| Fort Smith, AR-OK | 60 | $ 3,740,000 | $ 62,333 | $ 41,550 |
| Salem, OR | 60 | $ 4,940,000 | $ 82,333 | $ 50,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 59 | $ 2,035,000 | $ 34,491 | $ 46,000 |
| Santa Rosa, CA | 59 | $ 9,825,000 | $ 166,525 | $ 77,000 |
| Rochester, NY | 58 | $ 3,010,000 | $ 51,896 | $ 42,000 |
| Albuquerque, NM | 56 | $ 3,880,000 | $ 69,285 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 56 | $ 4,560,000 | $ 81,428 | $ 54,000 |
| Harrisburg-Carlisle, PA | 55 | $ 2,805,000 | $ 51,000 | $ 48,000 |
| Salt Lake City, UT | 55 | $ 2,675,000 | $ 48,636 | $ 48,000 |
| Casper, WY | 54 | $ 1,990,000 | $ 36,851 | $ 45,000 |
| Ocala, FL | 54 | $ 3,780,000 | $ 70,000 | $ 48,000 |
| Sioux City, IA-NE-SD | 54 | $ 2,180,000 | $ 40,370 | $ 41,000 |
| Brunswick, GA | 53 | $ 4,785,000 | $ 90,283 | $ 53,000 |
| Columbus, OH | 53 | $ 2,405,000 | $ 45,377 | $ 42,000 |
| Grand Junction, CO | 53 | $ 3,785,000 | $ 71,415 | $ 49,000 |
| Amarillo, TX | 52 | $ 5,260,000 | $ 101,153 | $ 58,000 |
| Dover, DE | 52 | $ 2,030,000 | $ 39,038 | $ 38,000 |
| North Port-Sarasota-Bradenton, FL | 52 | $ 4,520,000 | $ 86,923 | $ 50,000 |
| Rochester, MN | 52 | $ 3,210,000 | $ 61,730 | $ 57,000 |
| Midland, TX | 50 | $ 4,650,000 | $ 93,000 | $ 76,000 |
| Tucson, AZ | 50 | $ 1,770,000 | $ 35,400 | $ 47,000 |
| Homosassa Springs, FL | 49 | $ 4,065,000 | $ 82,959 | $ 46,000 |
| Richmond, VA | 49 | $ 2,325,000 | $ 47,448 | $ 46,000 |
| Chattanooga, TN-GA | 48 | $ 3,990,000 | $ 83,125 | $ 44,000 |
| Crestview-Fort Walton Beach-Destin, FL | 48 | $ 4,810,000 | $ 100,208 | $ 54,000 |
| Gary, IN | 47 | $ 1,315,000 | $ 27,978 | $ 51,000 |
| Texarkana, TX-AR | 47 | $ 3,255,000 | $ 69,255 | $ 56,148 |
| Palm Bay-Melbourne-Titusville, FL | 46 | $ 3,410,000 | $ 74,130 | $ 50,000 |
| Pueblo, CO | 46 | $ 2,510,000 | $ 54,565 | $ 52,000 |
| Tyler, TX | 46 | $ 3,480,000 | $ 75,652 | $ 53,000 |
| Port St. Lucie, FL | 43 | $ 2,885,000 | $ 67,093 | $ 56,000 |
| York-Hanover, PA | 43 | $ 2,035,000 | $ 47,325 | $ 46,000 |
| Fond Du Lac, WI | 42 | $ 1,540,000 | $ 36,666 | $ 47,000 |
| Naples-Immokalee-Marco Island, FL | 42 | $ 3,150,000 | $ 75,000 | $ 55,000 |
| Savannah, GA | 42 | $ 3,580,000 | $ 85,238 | $ 62,000 |
| Syracuse, NY | 42 | $ 2,330,000 | $ 55,476 | $ 51,000 |
| Augusta-Richmond County, GA-SC | 41 | $ 3,845,000 | $ 93,780 | $ 60,853 |
| Jonesboro, AR | 41 | $ 3,035,000 | $ 74,024 | $ 46,000 |
| Lubbock, TX | 41 | $ 3,535,000 | $ 86,219 | $ 55,000 |
| Alexandria, LA | 40 | $ 3,040,000 | $ 76,000 | $ 54,000 |
| Kalamazoo-Portage, MI | 40 | $ 1,640,000 | $ 41,000 | $ 41,000 |
| Charleston-North Charleston, SC | 39 | $ 3,595,000 | $ 92,179 | $ 57,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 38 | $ 2,080,000 | $ 54,736 | $ 51,000 |
| Cheyenne, WY | 36 | $ 2,140,000 | $ 59,444 | $ 53,000 |
| Erie, PA | 36 | $ 1,400,000 | $ 38,888 | $ 39,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 36 | $ 5,130,000 | $ 142,500 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 35 | $ 2,835,000 | $ 81,000 | $ 63,000 |
| Dalton, GA | 35 | $ 3,055,000 | $ 87,285 | $ 48,000 |
| Manhattan, KS | 35 | $ 675,000 | $ 19,285 | $ 33,000 |
| Pine Bluff, AR | 35 | $ 2,995,000 | $ 85,571 | $ 60,000 |
| Clarksville, TN-KY | 34 | $ 1,890,000 | $ 55,588 | $ 48,735 |
| Killeen-Temple, TX | 34 | $ 2,410,000 | $ 70,882 | $ 52,000 |
| Modesto, CA | 34 | $ 2,540,000 | $ 74,705 | $ 60,000 |
| Reading, PA | 34 | $ 1,850,000 | $ 54,411 | $ 49,000 |
| Topeka, KS | 34 | $ 870,000 | $ 25,588 | $ 38,000 |
| Albany, OR | 33 | $ 2,525,000 | $ 76,515 | $ 44,000 |
| Seattle-Bellevue-Everett, WA | 33 | $ 2,705,000 | $ 81,969 | $ 77,000 |
| Monroe, LA | 32 | $ 2,120,000 | $ 66,250 | $ 46,000 |
| Omaha-Council Bluffs, NE-IA | 32 | $ 1,440,000 | $ 45,000 | $ 52,468 |
| Columbia, SC | 31 | $ 2,805,000 | $ 90,483 | $ 56,000 |
| Florence, SC | 31 | $ 2,425,000 | $ 78,225 | $ 51,000 |
| Gulfport-Biloxi-Pascagoula, MS | 31 | $ 3,015,000 | $ 97,258 | $ 67,000 |
| Madison, WI | 31 | $ 1,495,000 | $ 48,225 | $ 49,000 |
| Greenville-Anderson-Mauldin, SC | 30 | $ 2,160,000 | $ 72,000 | $ 52,000 |
| Jackson, MS | 30 | $ 2,250,000 | $ 75,000 | $ 50,000 |
| Kankakee, IL | 30 | $ 1,250,000 | $ 41,666 | $ 51,000 |
| Sherman-Denison, TX | 30 | $ 3,390,000 | $ 113,000 | $ 65,000 |
| Boise City, ID | 29 | $ 2,005,000 | $ 69,137 | $ 51,000 |
| Daphne-Fairhope-Foley, AL | 29 | $ 2,255,000 | $ 77,758 | $ 58,000 |
| Napa, CA | 29 | $ 5,095,000 | $ 175,689 | $ 79,000 |
| Salisbury, MD-DE | 29 | $ 1,945,000 | $ 67,068 | $ 57,655 |
| Vallejo-Fairfield, CA | 29 | $ 3,835,000 | $ 132,241 | $ 82,000 |
| Tallahassee, FL | 28 | $ 2,760,000 | $ 98,571 | $ 54,000 |
| Waterloo-Cedar Falls, IA | 28 | $ 940,000 | $ 33,571 | $ 67,000 |
| Springfield, IL | 27 | $ 715,000 | $ 26,481 | $ 39,000 |
| Tuscaloosa, AL | 27 | $ 1,975,000 | $ 73,148 | $ 49,000 |
| Champaign-Urbana, IL | 26 | $ 1,330,000 | $ 51,153 | $ 56,000 |
| Dubuque, IA | 26 | $ 1,170,000 | $ 45,000 | $ 39,000 |
| Glens Falls, NY | 26 | $ 1,070,000 | $ 41,153 | $ 43,000 |
| Morgantown, WV | 26 | $ 2,260,000 | $ 86,923 | $ 71,000 |
| Springfield, MO | 26 | $ 1,990,000 | $ 76,538 | $ 50,000 |
| Utica-Rome, NY | 26 | $ 1,080,000 | $ 41,538 | $ 45,000 |
| Dothan, AL | 25 | $ 2,105,000 | $ 84,200 | $ 49,000 |
| Memphis, TN-MS-AR | 25 | $ 2,405,000 | $ 96,200 | $ 72,200 |
| Stockton-Lodi, CA | 25 | $ 2,175,000 | $ 87,000 | $ 56,000 |
| Vineland-Bridgeton, NJ | 25 | $ 1,075,000 | $ 43,000 | $ 55,000 |
| McAllen-Edinburg-Mission, TX | 24 | $ 1,570,000 | $ 65,416 | $ 52,000 |
| Staunton-Waynesboro, VA | 24 | $ 1,280,000 | $ 53,333 | $ 43,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 24 | $ 1,080,000 | $ 45,000 | $ 47,916 |
| Asheville, NC | 23 | $ 2,085,000 | $ 90,652 | $ 56,000 |
| Cedar Rapids, IA | 23 | $ 1,125,000 | $ 48,913 | $ 47,000 |
| Fresno, CA | 23 | $ 1,495,000 | $ 65,000 | $ 63,000 |
| Huntington-Ashland, WV-KY-OH | 23 | $ 1,695,000 | $ 73,695 | $ 55,695 |
| Lawton, OK | 23 | $ 1,145,000 | $ 49,782 | $ 57,000 |
| Sioux Falls, SD | 23 | $ 1,335,000 | $ 58,043 | $ 44,000 |
| Duluth, MN-WI | 22 | $ 640,000 | $ 29,090 | $ 40,636 |
| Lawrence, KS | 22 | $ 530,000 | $ 24,090 | $ 44,000 |
| Akron, OH | 21 | $ 1,225,000 | $ 58,333 | $ 54,000 |
| Corvallis, OR | 21 | $ 1,585,000 | $ 75,476 | $ 64,000 |
| Eau Claire, WI | 21 | $ 815,000 | $ 38,809 | $ 34,000 |
| Hot Springs, AR | 21 | $ 1,785,000 | $ 85,000 | $ 49,000 |
| Tacoma-Lakewood, WA | 21 | $ 1,525,000 | $ 72,619 | $ 50,000 |
| Battle Creek, MI | 20 | $ 800,000 | $ 40,000 | $ 49,000 |
| Hinesville, GA | 20 | $ 1,490,000 | $ 74,500 | $ 108,000 |
| Lake County-Kenosha County, IL-WI | 20 | $ 1,060,000 | $ 53,000 | $ 83,000 |
| Raleigh, NC | 20 | $ 1,320,000 | $ 66,000 | $ 50,000 |
| Abilene, TX | 19 | $ 1,755,000 | $ 92,368 | $ 56,000 |
| San Francisco-Redwood City-South San Francisco, CA | 19 | $ 3,775,000 | $ 198,684 | $ 96,000 |
| Santa Cruz-Watsonville, CA | 19 | $ 4,435,000 | $ 233,421 | $ 80,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 19 | $ 935,000 | $ 49,210 | $ 54,000 |
| Anniston-Oxford-Jacksonville, AL | 18 | $ 1,460,000 | $ 81,111 | $ 51,000 |
| Bakersfield, CA | 18 | $ 910,000 | $ 50,555 | $ 49,000 |
| Coeur D'Alene, ID | 18 | $ 1,280,000 | $ 71,111 | $ 37,000 |
| Montgomery, AL | 18 | $ 1,370,000 | $ 76,111 | $ 41,000 |
| Portland-South Portland, ME | 18 | $ 1,290,000 | $ 71,666 | $ 54,000 |
| Valdosta, GA | 18 | $ 1,680,000 | $ 93,333 | $ 48,000 |
| Waco, TX | 18 | $ 1,720,000 | $ 95,555 | $ 61,000 |
| Brownsville-Harlingen, TX | 17 | $ 1,015,000 | $ 59,705 | $ 60,000 |
| Canton-Massillon, OH | 17 | $ 1,075,000 | $ 63,235 | $ 57,000 |
| Chambersburg-Waynesboro, PA | 17 | $ 975,000 | $ 57,352 | $ 49,000 |
| Cleveland-Elyria, OH | 17 | $ 685,000 | $ 40,294 | $ 49,000 |
| Lebanon, PA | 17 | $ 1,035,000 | $ 60,882 | $ 45,000 |
| Bend-Redmond, OR | 16 | $ 1,200,000 | $ 75,000 | $ 65,000 |
| Boulder, CO | 16 | $ 1,010,000 | $ 63,125 | $ 65,000 |
| Bremerton-Silverdale, WA | 16 | $ 1,040,000 | $ 65,000 | $ 57,000 |
| Camden, NJ | 16 | $ 910,000 | $ 56,875 | $ 72,000 |
| Kingston, NY | 16 | $ 1,050,000 | $ 65,625 | $ 51,000 |
| Salinas, CA | 16 | $ 2,390,000 | $ 149,375 | $ 85,000 |
| Cape Girardeau, MO-IL | 15 | $ 955,000 | $ 63,666 | $ 39,866 |
| Elgin, IL | 15 | $ 725,000 | $ 48,333 | $ 51,000 |
| Morristown, TN | 15 | $ 955,000 | $ 63,666 | $ 33,000 |
| Punta Gorda, FL | 15 | $ 1,375,000 | $ 91,666 | $ 53,000 |
| Bowling Green, KY | 14 | $ 910,000 | $ 65,000 | $ 44,000 |
| Charleston, WV | 14 | $ 1,300,000 | $ 92,857 | $ 67,000 |
| Colorado Springs, CO | 14 | $ 1,090,000 | $ 77,857 | $ 58,000 |
| Kennewick-Richland, WA | 14 | $ 1,250,000 | $ 89,285 | $ 55,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 1,290,000 | $ 92,142 | $ 54,000 |
| Lewiston-Auburn, ME | 14 | $ 900,000 | $ 64,285 | $ 65,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 680,000 | $ 48,571 | $ 90,928 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 2,330,000 | $ 166,428 | $ 85,000 |
| Sheboygan, WI | 14 | $ 530,000 | $ 37,857 | $ 55,000 |
| Springfield, OH | 14 | $ 630,000 | $ 45,000 | $ 39,000 |
| Hattiesburg, MS | 13 | $ 1,015,000 | $ 78,076 | $ 47,000 |
| Johnson City, TN | 13 | $ 1,075,000 | $ 82,692 | $ 56,000 |
| Longview, TX | 13 | $ 765,000 | $ 58,846 | $ 76,000 |
| Yuba City, CA | 13 | $ 1,275,000 | $ 98,076 | $ 57,000 |
| Ames, IA | 12 | $ 490,000 | $ 40,833 | $ 47,000 |
| Binghamton, NY | 12 | $ 660,000 | $ 55,000 | $ 39,000 |
| Cleveland, TN | 12 | $ 1,060,000 | $ 88,333 | $ 48,000 |
| Evansville, IN-KY | 12 | $ 590,000 | $ 49,166 | $ 41,500 |
| Gettysburg, PA | 12 | $ 720,000 | $ 60,000 | $ 43,000 |
| Huntsville, AL | 12 | $ 1,170,000 | $ 97,500 | $ 189,000 |
| Medford, OR | 12 | $ 700,000 | $ 58,333 | $ 45,000 |
| Santa Maria-Santa Barbara, CA | 12 | $ 2,670,000 | $ 222,500 | $ 81,000 |
| Spokane-Spokane Valley, WA | 12 | $ 980,000 | $ 81,666 | $ 61,000 |
| Visalia-Porterville, CA | 12 | $ 910,000 | $ 75,833 | $ 49,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 12 | $ 810,000 | $ 67,500 | $ 57,333 |
| Dutchess County-Putnam County, NY | 11 | $ 1,015,000 | $ 92,272 | $ 41,000 |
| Jefferson City, MO | 11 | $ 1,055,000 | $ 95,909 | $ 61,000 |
| Oshkosh-Neenah, WI | 11 | $ 305,000 | $ 27,727 | $ 45,000 |
| Prescott, AZ | 11 | $ 1,135,000 | $ 103,181 | $ 51,000 |
| St. Joseph, MO-KS | 11 | $ 965,000 | $ 87,727 | $ 42,272 |
| Victoria, TX | 11 | $ 915,000 | $ 83,181 | $ 61,000 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 415,000 | $ 37,727 | $ 37,000 |
| Bloomington, IL | 10 | $ 350,000 | $ 35,000 | $ 47,000 |
| California-Lexington Park, MD | 10 | $ 320,000 | $ 32,000 | $ 33,000 |
| Flagstaff, AZ | 10 | $ 640,000 | $ 64,000 | $ 82,000 |
| Greensboro-High Point, NC | 10 | $ 540,000 | $ 54,000 | $ 34,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 10 | $ 790,000 | $ 79,000 | $ 85,000 |
| Mobile, AL | 10 | $ 820,000 | $ 82,000 | $ 47,000 |
| Olympia-Tumwater, WA | 10 | $ 770,000 | $ 77,000 | $ 106,000 |
| Owensboro, KY | 10 | $ 720,000 | $ 72,000 | $ 52,000 |
| Parkersburg-Vienna, WV | 10 | $ 720,000 | $ 72,000 | $ 39,000 |
| Sumter, SC | 10 | $ 860,000 | $ 86,000 | $ 66,000 |
| Wichita Falls, TX | 10 | $ 880,000 | $ 88,000 | $ 84,000 |
| Albany, GA | 9 | $ 735,000 | $ 81,666 | $ 47,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 510,000 | $ 63,750 | $ 55,000 |
| Decatur, AL | 8 | $ 660,000 | $ 82,500 | $ 35,000 |
| Joplin, MO | 8 | $ 440,000 | $ 55,000 | $ 30,000 |
| Lafayette-West Lafayette, IN | 8 | $ 500,000 | $ 62,500 | $ 56,000 |
| Lima, OH | 8 | $ 210,000 | $ 26,250 | $ 40,000 |
| Rome, GA | 8 | $ 580,000 | $ 72,500 | $ 51,000 |
| The Villages, FL | 8 | $ 560,000 | $ 70,000 | $ 65,000 |
| Chico, CA | 7 | $ 295,000 | $ 42,142 | $ 38,000 |
| Decatur, IL | 7 | $ 165,000 | $ 23,571 | $ 26,000 |
| Fayetteville, NC | 7 | $ 625,000 | $ 89,285 | $ 44,000 |
| Gadsden, AL | 7 | $ 535,000 | $ 76,428 | $ 133,000 |
| Greenville, NC | 7 | $ 605,000 | $ 86,428 | $ 40,000 |
| Janesville-Beloit, WI | 7 | $ 265,000 | $ 37,857 | $ 34,000 |
| Laredo, TX | 7 | $ 345,000 | $ 49,285 | $ 33,000 |
| Macon-Bibb County, GA | 7 | $ 675,000 | $ 96,428 | $ 65,000 |
| Madera, CA | 7 | $ 725,000 | $ 103,571 | $ 86,000 |
| San Angelo, TX | 7 | $ 545,000 | $ 77,857 | $ 124,000 |
| St. Cloud, MN | 7 | $ 365,000 | $ 52,142 | $ 40,000 |
| Altoona, PA | 6 | $ 230,000 | $ 38,333 | $ 50,000 |
| Auburn-Opelika, AL | 6 | $ 370,000 | $ 61,666 | $ 32,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 330,000 | $ 55,000 | $ 43,000 |
| Columbia, MO | 6 | $ 330,000 | $ 55,000 | $ 27,000 |
| Longview, WA | 6 | $ 580,000 | $ 96,666 | $ 45,000 |
| Muncie, IN | 6 | $ 290,000 | $ 48,333 | $ 51,000 |
| Nassau County-Suffolk County, NY | 6 | $ 790,000 | $ 131,666 | $ 49,000 |
| Provo-Orem, UT | 6 | $ 430,000 | $ 71,666 | $ 25,000 |
| Redding, CA | 6 | $ 440,000 | $ 73,333 | $ 68,000 |
| Rockford, IL | 6 | $ 230,000 | $ 38,333 | $ 52,000 |
| Spartanburg, SC | 6 | $ 350,000 | $ 58,333 | $ 45,000 |
| Athens-Clarke County, GA | 5 | $ 395,000 | $ 79,000 | $ 42,000 |
| Beckley, WV | 5 | $ 495,000 | $ 99,000 | $ 46,000 |
| Carbondale-Marion, IL | 5 | $ 355,000 | $ 71,000 | $ 47,000 |
| Enid, OK | 5 | $ 505,000 | $ 101,000 | $ 50,000 |
| Iowa City, IA | 5 | $ 285,000 | $ 57,000 | $ 46,000 |
| Lexington-Fayette, KY | 5 | $ 435,000 | $ 87,000 | $ 42,000 |
| Racine, WI | 5 | $ 345,000 | $ 69,000 | $ 73,000 |
| Rocky Mount, NC | 5 | $ 455,000 | $ 91,000 | $ 37,000 |
| Warner Robins, GA | 5 | $ 395,000 | $ 79,000 | $ 53,000 |
| Williamsport, PA | 5 | $ 155,000 | $ 31,000 | $ 25,000 |
| Wilmington, NC | 5 | $ 355,000 | $ 71,000 | $ 36,000 |
| Winston-Salem, NC | 5 | $ 245,000 | $ 49,000 | $ 25,000 |
| Burlington-South Burlington, VT | 4 | $ 330,000 | $ 82,500 | $ 71,000 |
| East Stroudsburg, PA | 4 | $ 210,000 | $ 52,500 | $ 30,000 |
| Florence-Muscle Shoals, AL | 4 | $ 310,000 | $ 77,500 | $ 45,000 |
| Goldsboro, NC | 4 | $ 460,000 | $ 115,000 | $ 49,000 |
| Jackson, TN | 4 | $ 310,000 | $ 77,500 | $ 29,000 |
| Merced, CA | 4 | $ 220,000 | $ 55,000 | $ 41,000 |
| Saginaw, MI | 4 | $ 100,000 | $ 25,000 | $ 57,000 |
| Sebastian-Vero Beach, FL | 4 | $ 200,000 | $ 50,000 | $ 52,000 |
| Sebring, FL | 4 | $ 260,000 | $ 65,000 | $ 56,000 |
| Watertown-Fort Drum, NY | 4 | $ 260,000 | $ 65,000 | $ 102,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 270,000 | $ 67,500 | $ 47,250 |
| Wenatchee, WA | 4 | $ 470,000 | $ 117,500 | $ 62,000 |
| Yakima, WA | 4 | $ 210,000 | $ 52,500 | $ 32,000 |
| Charlottesville, VA | 3 | $ 265,000 | $ 88,333 | $ 54,000 |
| Columbus, GA-AL | 3 | $ 185,000 | $ 61,666 | $ 24,000 |
| Farmington, NM | 3 | $ 185,000 | $ 61,666 | $ 48,000 |
| Grants Pass, OR | 3 | $ 135,000 | $ 45,000 | $ 96,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 265,000 | $ 88,333 | $ 33,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 185,000 | $ 61,666 | $ 32,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 185,000 | $ 61,666 | $ 43,000 |
| Lynchburg, VA | 3 | $ 275,000 | $ 91,666 | $ 75,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 175,000 | $ 58,333 | $ 33,000 |
| New Bern, NC | 3 | $ 265,000 | $ 88,333 | $ 53,000 |
| Pocatello, ID | 3 | $ 185,000 | $ 61,666 | $ 53,000 |
| San Rafael, CA | 3 | $ 1,125,000 | $ 375,000 | $ 100,000 |
| Santa Fe, NM | 3 | $ 135,000 | $ 45,000 | $ 57,000 |
| Winchester, VA-WV | 3 | $ 165,000 | $ 55,000 | $ 37,000 |
| Billings, MT | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Bismarck, ND | 2 | $ 90,000 | $ 45,000 | $ 30,000 |
| Bloomington, IN | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Bloomsburg-Berwick, PA | 2 | $ 100,000 | $ 50,000 | $ 47,000 |
| Burlington, NC | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Cumberland, MD-WV | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Elmira, NY | 2 | $ 140,000 | $ 70,000 | $ 67,000 |
| Ithaca, NY | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Lincoln, NE | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Logan, UT-ID | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Mankato-North Mankato, MN | 2 | $ 110,000 | $ 55,000 | $ 28,000 |
| Missoula, MT | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Ocean City, NJ | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Wheeling, WV-OH | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Anchorage, AK | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Appleton, WI | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Columbus, IN | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Great Falls, MT | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Green Bay, WI | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Idaho Falls, ID | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Johnstown, PA | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Kokomo, IN | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Mansfield, OH | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Michigan City-La Porte, IN | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Roanoke, VA | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| St. George, UT | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| State College, PA | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Terre Haute, IN | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Wausau, WI | 1 | $ 15,000 | $ 15,000 | $ 4,000 |
| Yuma, AZ | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 37,539 | $2,480,055,000 | $66,000 | $1,705,000 | $52,000 | $2,940,000 |
| Refinancing | 299 | $20,745,000 | $69,000 | $385,000 | $60,000 | $428,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,065 | $1,480,685,000 | $67,000 | $1,705,000 | $53,000 | $2,600,000 |
| Hispanic | 7,109 | $464,875,000 | $65,000 | $835,000 | $51,000 | $2,940,000 |
| Black or African American | 4,241 | $262,995,000 | $62,000 | $635,000 | $46,000 | $2,454,000 |
| Not Provided | 3,308 | $207,550,000 | $62,000 | $395,000 | $53,000 | $2,400,000 |
| American Indian or Alaskan Native | 623 | $40,045,000 | $64,000 | $345,000 | $50,000 | $384,000 |
| Asian | 373 | $35,775,000 | $95,000 | $455,000 | $67,000 | $720,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $4,710,000 | $81,000 | $405,000 | $68,000 | $337,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 37,838 | $2,500,800,000 | $66,000 | $1,705,000 | $52,000 | $2,940,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 28,757 | $2,052,335,000 | $71,000 | $1,115,000 | $51,000 | $2,940,000 |
| Loan Originated | 4,600 | $204,080,000 | $44,000 | $285,000 | $55,000 | $373,000 |
| Application Approved But Not Accepted | 4,245 | $225,525,000 | $53,000 | $1,135,000 | $54,000 | $454,000 |
| Application Withdrawn By Applicant | 224 | $17,990,000 | $80,000 | $1,705,000 | $75,000 | $720,000 |
| File Closed For Incompleteness | 12 | $870,000 | $72,000 | $145,000 | $72,000 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12,203 | $950,975,000 | $77,000 | $905,000 | $56,000 | $2,496,000 |
| Debt-To-Income Ratio | 11,114 | $755,330,000 | $67,000 | $1,115,000 | $43,000 | $2,940,000 |
| Not applicable | 9,081 | $448,465,000 | $49,000 | $1,705,000 | $55,000 | $720,000 |
| Other | 3,622 | $231,690,000 | $63,000 | $705,000 | $59,000 | $2,100,000 |
| Credit Application Incomplete | 955 | $55,575,000 | $58,000 | $395,000 | $57,000 | $2,400,000 |
| Employment History | 389 | $29,035,000 | $74,000 | $415,000 | $60,000 | $2,119,000 |
| Unverifiable Information | 240 | $14,540,000 | $60,000 | $335,000 | $63,000 | $1,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 160 | $8,970,000 | $56,000 | $305,000 | $59,000 | $756,000 |
| Collateral | 74 | $6,220,000 | $84,000 | $235,000 | $67,000 | $186,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Triad Financial Services, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Triad Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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