US Bank, N.A. Mortgage Lending & HMDA Data, 2020
In 2020, US Bank, N.A. of Cincinnati, OH reported 529,443 mortgage applications totaling $142.9 billion, up 39% from 2019. The average application was for $269,815, and applicants reported an average income of $161,378. 34% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (29,878), Chicago-Naperville, IL (22,730) and Phoenix-Mesa-Scottsdale, AZ (18,847) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 425 Walnut Street Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 529,443 |
| Total Mortgage Loan Application Amount | $142,851,830,000 |
| Average Mortgage Loan Application Amount | $269,815 |
| Highest Mortgage Loan Application Amount | $30,355,000 |
| Average Applicant Income | $161,378 |
| Highest Applicant Income | $9,896,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 56,042 | $ 11,006,520,000 | $ 196,397 | $ 130,283 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 29,878 | $ 6,644,520,000 | $ 222,388 | $ 144,050 |
| Chicago-Naperville, IL | 22,730 | $ 5,450,390,000 | $ 239,788 | $ 151,000 |
| Phoenix-Mesa-Scottsdale, AZ | 18,847 | $ 5,146,585,000 | $ 273,071 | $ 168,000 |
| Los Angeles-Long Beach-Glendale, CA | 14,089 | $ 7,801,235,000 | $ 553,711 | $ 251,000 |
| St. Louis, MO-IL | 13,139 | $ 2,561,235,000 | $ 194,933 | $ 128,148 |
| Portland-Vancouver-Hillsboro, OR-WA | 11,120 | $ 3,119,660,000 | $ 280,544 | $ 145,766 |
| Denver-Aurora-Lakewood, CO | 11,109 | $ 3,460,205,000 | $ 311,477 | $ 168,000 |
| Las Vegas-Henderson-Paradise, NV | 10,543 | $ 2,552,695,000 | $ 242,122 | $ 125,000 |
| Cincinnati, OH-KY-IN | 9,577 | $ 1,478,785,000 | $ 154,410 | $ 112,038 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 9,313 | $ 3,525,925,000 | $ 378,602 | $ 186,535 |
| Riverside-San Bernardino-Ontario, CA | 8,342 | $ 2,443,020,000 | $ 292,857 | $ 163,000 |
| Seattle-Bellevue-Everett, WA | 7,996 | $ 3,572,410,000 | $ 446,774 | $ 209,000 |
| San Diego-Carlsbad, CA | 7,191 | $ 3,637,570,000 | $ 505,850 | $ 232,000 |
| Oakland-Hayward-Berkeley, CA | 6,982 | $ 4,247,820,000 | $ 608,395 | $ 234,000 |
| Anaheim-Santa Ana-Irvine, CA | 6,937 | $ 4,017,755,000 | $ 579,177 | $ 261,000 |
| Kansas City, MO-KS | 6,932 | $ 1,324,730,000 | $ 191,103 | $ 126,086 |
| Columbus, OH | 6,547 | $ 1,043,775,000 | $ 159,427 | $ 101,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6,349 | $ 1,499,655,000 | $ 236,203 | $ 111,000 |
| Baltimore-Columbia-Towson, MD | 5,961 | $ 1,542,275,000 | $ 258,727 | $ 162,000 |
| Omaha-Council Bluffs, NE-IA | 5,554 | $ 923,270,000 | $ 166,235 | $ 110,810 |
| Oklahoma City, OK | 5,234 | $ 921,220,000 | $ 176,006 | $ 116,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4,872 | $ 1,704,720,000 | $ 349,901 | $ 192,000 |
| Cleveland-Elyria, OH | 4,679 | $ 556,275,000 | $ 118,887 | $ 104,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4,588 | $ 1,280,930,000 | $ 279,191 | $ 180,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4,455 | $ 3,358,055,000 | $ 753,772 | $ 271,000 |
| Jacksonville, FL | 4,434 | $ 997,210,000 | $ 224,900 | $ 143,000 |
| Milwaukee-Waukesha-West Allis, WI | 4,101 | $ 874,575,000 | $ 213,258 | $ 145,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4,063 | $ 766,945,000 | $ 188,763 | $ 128,000 |
| New York-Jersey City-White Plains, NY-NJ | 4,017 | $ 1,770,795,000 | $ 440,825 | $ 218,592 |
| Cambridge-Newton-Framingham, MA | 3,930 | $ 1,813,370,000 | $ 461,417 | $ 223,000 |
| Indianapolis-Carmel-Anderson, IN | 3,785 | $ 582,085,000 | $ 153,787 | $ 122,000 |
| Houston-The Woodlands-Sugar Land, TX | 3,678 | $ 857,710,000 | $ 233,200 | $ 181,000 |
| Tucson, AZ | 3,115 | $ 612,835,000 | $ 196,736 | $ 125,000 |
| Boston, MA | 3,086 | $ 1,365,850,000 | $ 442,595 | $ 238,000 |
| Louisville/Jefferson County, KY-IN | 2,908 | $ 440,460,000 | $ 151,464 | $ 87,678 |
| Dallas-Plano-Irving, TX | 2,885 | $ 945,695,000 | $ 327,797 | $ 223,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2,861 | $ 2,033,615,000 | $ 710,805 | $ 274,000 |
| Boise City, ID | 2,798 | $ 668,280,000 | $ 238,842 | $ 140,000 |
| Washington-Baltimore-Arlington, DC | 2,791 | $ 1,009,235,000 | $ 361,603 | $ 196,000 |
| Des Moines-West Des Moines, IA | 2,622 | $ 464,240,000 | $ 177,055 | $ 115,000 |
| Orlando-Kissimmee-Sanford, FL | 2,561 | $ 560,515,000 | $ 218,865 | $ 149,000 |
| New York-Newark, NY | 2,534 | $ 855,640,000 | $ 337,663 | $ 187,131 |
| Reno, NV | 2,435 | $ 745,725,000 | $ 306,252 | $ 159,000 |
| Elgin, IL | 2,421 | $ 469,045,000 | $ 193,740 | $ 130,000 |
| Colorado Springs, CO | 2,400 | $ 563,310,000 | $ 234,712 | $ 120,000 |
| Springfield, MO | 2,338 | $ 390,290,000 | $ 166,933 | $ 103,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2,165 | $ 617,495,000 | $ 285,217 | $ 176,388 |
| Little Rock-North Little Rock-Conway, AR | 2,143 | $ 354,135,000 | $ 165,251 | $ 107,000 |
| Tulsa, OK | 2,126 | $ 374,710,000 | $ 176,251 | $ 117,000 |
| Dayton-Springfield-Kettering, OH | 2,123 | $ 252,875,000 | $ 119,112 | $ 93,000 |
| Lake County-Kenosha County, IL-WI | 2,059 | $ 510,715,000 | $ 248,040 | $ 173,413 |
| Salem, OR | 2,001 | $ 446,515,000 | $ 223,145 | $ 121,000 |
| Akron, OH | 1,943 | $ 226,405,000 | $ 116,523 | $ 90,000 |
| Newark, NJ-PA | 1,926 | $ 733,220,000 | $ 380,695 | $ 199,922 |
| Lincoln, NE | 1,921 | $ 304,615,000 | $ 158,571 | $ 83,000 |
| Tacoma-Lakewood, WA | 1,914 | $ 486,710,000 | $ 254,289 | $ 138,000 |
| Salt Lake City, UT | 1,837 | $ 541,225,000 | $ 294,624 | $ 157,000 |
| Nassau County-Suffolk County, NY | 1,784 | $ 784,530,000 | $ 439,758 | $ 271,000 |
| Warren-Troy-Farmington Hills, MI | 1,757 | $ 474,895,000 | $ 270,287 | $ 158,000 |
| Rockford, IL | 1,721 | $ 179,055,000 | $ 104,041 | $ 84,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,712 | $ 543,790,000 | $ 317,634 | $ 178,859 |
| Austin-Round Rock, TX | 1,707 | $ 627,715,000 | $ 367,729 | $ 229,000 |
| Spokane-Spokane Valley, WA | 1,705 | $ 357,535,000 | $ 209,697 | $ 115,000 |
| Fargo, ND-MN | 1,688 | $ 369,700,000 | $ 219,016 | $ 118,222 |
| Bridgeport-Stamford-Norwalk, CT | 1,653 | $ 962,105,000 | $ 582,035 | $ 298,000 |
| Duluth, MN-WI | 1,636 | $ 258,280,000 | $ 157,872 | $ 107,922 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,634 | $ 719,330,000 | $ 440,226 | $ 230,000 |
| Memphis, TN-MS-AR | 1,587 | $ 345,255,000 | $ 217,551 | $ 154,621 |
| Raleigh, NC | 1,562 | $ 428,840,000 | $ 274,545 | $ 152,000 |
| Ogden-Clearfield, UT | 1,543 | $ 393,865,000 | $ 255,259 | $ 133,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,501 | $ 529,725,000 | $ 352,914 | $ 183,000 |
| Stockton-Lodi, CA | 1,455 | $ 482,045,000 | $ 331,302 | $ 145,000 |
| Fort Worth-Arlington, TX | 1,451 | $ 367,125,000 | $ 253,015 | $ 167,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,444 | $ 336,010,000 | $ 232,693 | $ 141,000 |
| Pittsburgh, PA | 1,384 | $ 280,690,000 | $ 202,810 | $ 125,000 |
| Albuquerque, NM | 1,381 | $ 265,285,000 | $ 192,096 | $ 121,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,377 | $ 513,565,000 | $ 372,959 | $ 230,000 |
| Madison, WI | 1,313 | $ 322,365,000 | $ 245,517 | $ 150,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,309 | $ 509,565,000 | $ 389,278 | $ 235,000 |
| Davenport-Moline-Rock Island, IA-IL | 1,276 | $ 167,230,000 | $ 131,057 | $ 94,868 |
| Bend-Redmond, OR | 1,230 | $ 407,200,000 | $ 331,056 | $ 187,000 |
| Fort Collins, CO | 1,216 | $ 355,100,000 | $ 292,023 | $ 146,000 |
| Sioux Falls, SD | 1,198 | $ 251,510,000 | $ 209,941 | $ 131,000 |
| Cape Coral-Fort Myers, FL | 1,182 | $ 274,410,000 | $ 232,157 | $ 184,000 |
| Eugene, OR | 1,147 | $ 256,685,000 | $ 223,788 | $ 116,000 |
| Hartford-West Hartford-East Hartford, CT | 1,137 | $ 283,295,000 | $ 249,160 | $ 155,000 |
| Miami-Miami Beach-Kendall, FL | 1,135 | $ 413,165,000 | $ 364,022 | $ 233,000 |
| St. Cloud, MN | 1,133 | $ 197,745,000 | $ 174,532 | $ 112,000 |
| San Antonio-New Braunfels, TX | 1,132 | $ 237,120,000 | $ 209,469 | $ 131,000 |
| Bakersfield, CA | 1,075 | $ 237,385,000 | $ 220,823 | $ 132,000 |
| Providence-Warwick, RI-MA | 1,070 | $ 315,300,000 | $ 294,672 | $ 162,422 |
| Gary, IN | 1,069 | $ 184,565,000 | $ 172,652 | $ 115,000 |
| Richmond, VA | 1,063 | $ 284,715,000 | $ 267,841 | $ 141,000 |
| Rochester, MN | 1,024 | $ 196,370,000 | $ 191,767 | $ 151,000 |
| Peoria, IL | 1,009 | $ 105,345,000 | $ 104,405 | $ 108,000 |
| Worcester, MA-CT | 1,003 | $ 299,865,000 | $ 298,968 | $ 160,854 |
| Wichita, KS | 935 | $ 133,285,000 | $ 142,550 | $ 112,000 |
| Knoxville, TN | 917 | $ 167,575,000 | $ 182,742 | $ 110,000 |
| Provo-Orem, UT | 915 | $ 355,465,000 | $ 388,486 | $ 198,000 |
| Augusta-Richmond County, GA-SC | 878 | $ 182,710,000 | $ 208,097 | $ 151,241 |
| Bowling Green, KY | 878 | $ 140,780,000 | $ 160,341 | $ 91,000 |
| Coeur D'Alene, ID | 875 | $ 267,785,000 | $ 306,040 | $ 144,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 859 | $ 192,375,000 | $ 223,952 | $ 153,000 |
| Fresno, CA | 851 | $ 228,485,000 | $ 268,490 | $ 162,000 |
| Greeley, CO | 833 | $ 220,285,000 | $ 264,447 | $ 123,000 |
| North Port-Sarasota-Bradenton, FL | 833 | $ 213,175,000 | $ 255,912 | $ 202,000 |
| Bellingham, WA | 822 | $ 237,760,000 | $ 289,245 | $ 133,000 |
| Philadelphia, PA | 811 | $ 210,765,000 | $ 259,882 | $ 151,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 781 | $ 150,935,000 | $ 193,258 | $ 123,000 |
| Lakeland-Winter Haven, FL | 774 | $ 124,960,000 | $ 161,447 | $ 90,000 |
| Clarksville, TN-KY | 771 | $ 110,495,000 | $ 143,313 | $ 87,833 |
| Boulder, CO | 770 | $ 306,680,000 | $ 398,285 | $ 206,000 |
| Wilmington, DE-MD-NJ | 762 | $ 163,820,000 | $ 214,986 | $ 128,145 |
| Detroit-Dearborn-Livonia, MI | 741 | $ 134,695,000 | $ 181,774 | $ 111,000 |
| Lexington-Fayette, KY | 736 | $ 141,230,000 | $ 191,888 | $ 121,000 |
| Joplin, MO | 716 | $ 94,480,000 | $ 131,955 | $ 131,000 |
| Prescott Valley-Prescott, AZ | 716 | $ 202,630,000 | $ 283,002 | $ 137,000 |
| Columbia, SC | 689 | $ 150,755,000 | $ 218,802 | $ 107,000 |
| Logan, UT-ID | 685 | $ 173,135,000 | $ 252,751 | $ 129,957 |
| Yuma, AZ | 662 | $ 105,250,000 | $ 158,987 | $ 155,000 |
| Port St. Lucie, FL | 658 | $ 147,210,000 | $ 223,723 | $ 137,000 |
| New Haven-Milford, CT | 653 | $ 169,945,000 | $ 260,252 | $ 171,000 |
| Green Bay, WI | 649 | $ 117,535,000 | $ 181,101 | $ 113,000 |
| Huntsville, AL | 645 | $ 157,265,000 | $ 243,821 | $ 150,000 |
| Lake Havasu City-Kingman, AZ | 645 | $ 125,935,000 | $ 195,248 | $ 127,000 |
| Grand Rapids-Wyoming, MI | 634 | $ 148,380,000 | $ 234,037 | $ 162,000 |
| Modesto, CA | 626 | $ 141,170,000 | $ 225,511 | $ 122,000 |
| Birmingham-Hoover, AL | 625 | $ 146,245,000 | $ 233,992 | $ 145,000 |
| Billings, MT | 624 | $ 147,520,000 | $ 236,410 | $ 186,000 |
| Salisbury, MD-DE | 624 | $ 167,220,000 | $ 267,980 | $ 190,320 |
| Topeka, KS | 619 | $ 73,475,000 | $ 118,699 | $ 89,000 |
| Pensacola-Ferry Pass-Brent, FL | 613 | $ 84,205,000 | $ 137,365 | $ 108,000 |
| Visalia-Porterville, CA | 610 | $ 142,320,000 | $ 233,311 | $ 128,000 |
| Kennewick-Richland, WA | 607 | $ 122,025,000 | $ 201,029 | $ 134,000 |
| Tallahassee, FL | 604 | $ 85,990,000 | $ 142,367 | $ 99,000 |
| Canton-Massillon, OH | 600 | $ 72,530,000 | $ 120,883 | $ 88,000 |
| Medford, OR | 600 | $ 139,080,000 | $ 231,800 | $ 146,000 |
| Cedar Rapids, IA | 598 | $ 97,390,000 | $ 162,859 | $ 124,000 |
| Urban Honolulu, HI | 596 | $ 298,960,000 | $ 501,610 | $ 234,000 |
| El Paso, TX | 589 | $ 92,585,000 | $ 157,190 | $ 181,000 |
| Charleston-North Charleston, SC | 580 | $ 216,050,000 | $ 372,500 | $ 229,000 |
| Cleveland, TN | 556 | $ 104,640,000 | $ 188,201 | $ 94,000 |
| Columbia, MO | 545 | $ 114,685,000 | $ 210,431 | $ 113,000 |
| New Orleans-Metairie, LA | 544 | $ 115,420,000 | $ 212,169 | $ 239,000 |
| Durham-Chapel Hill, NC | 543 | $ 143,985,000 | $ 265,165 | $ 147,000 |
| Greenville-Anderson-Mauldin, SC | 543 | $ 157,965,000 | $ 290,911 | $ 207,000 |
| Bremerton-Silverdale, WA | 539 | $ 159,375,000 | $ 295,686 | $ 153,000 |
| Yakima, WA | 527 | $ 78,215,000 | $ 148,415 | $ 86,000 |
| Bloomington, IL | 526 | $ 71,640,000 | $ 136,197 | $ 99,000 |
| Camden, NJ | 519 | $ 123,295,000 | $ 237,562 | $ 145,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 518 | $ 130,770,000 | $ 252,451 | $ 155,621 |
| Eau Claire, WI | 516 | $ 91,370,000 | $ 177,073 | $ 123,000 |
| Fond Du Lac, WI | 516 | $ 73,340,000 | $ 142,131 | $ 102,000 |
| Santa Cruz-Watsonville, CA | 516 | $ 271,520,000 | $ 526,201 | $ 231,000 |
| Crestview-Fort Walton Beach-Destin, FL | 515 | $ 266,275,000 | $ 517,038 | $ 343,000 |
| Santa Rosa, CA | 513 | $ 234,535,000 | $ 457,183 | $ 222,000 |
| San Rafael, CA | 510 | $ 354,060,000 | $ 694,235 | $ 297,000 |
| Mankato-North Mankato, MN | 508 | $ 103,990,000 | $ 204,704 | $ 132,000 |
| Springfield, IL | 507 | $ 62,465,000 | $ 123,205 | $ 110,000 |
| Toledo, OH | 507 | $ 63,155,000 | $ 124,566 | $ 104,000 |
| Vallejo-Fairfield, CA | 504 | $ 157,300,000 | $ 312,103 | $ 169,000 |
| Pueblo, CO | 500 | $ 70,470,000 | $ 140,940 | $ 89,000 |
| Asheville, NC | 498 | $ 146,580,000 | $ 294,337 | $ 217,000 |
| Corpus Christi, TX | 498 | $ 105,780,000 | $ 212,409 | $ 156,000 |
| Owensboro, KY | 497 | $ 61,045,000 | $ 122,826 | $ 80,000 |
| St. George, UT | 495 | $ 161,005,000 | $ 325,262 | $ 216,000 |
| Amarillo, TX | 485 | $ 88,825,000 | $ 183,144 | $ 114,000 |
| Redding, CA | 484 | $ 99,510,000 | $ 205,599 | $ 115,000 |
| Panama City, FL | 479 | $ 106,045,000 | $ 221,388 | $ 165,000 |
| Baton Rouge, LA | 478 | $ 77,090,000 | $ 161,276 | $ 127,000 |
| Hagerstown-Martinsburg, MD-WV | 472 | $ 89,410,000 | $ 189,427 | $ 91,186 |
| Evansville, IN-KY | 471 | $ 64,245,000 | $ 136,401 | $ 101,796 |
| Wausau, WI | 450 | $ 71,930,000 | $ 159,844 | $ 124,000 |
| Rapid City, SD | 446 | $ 110,870,000 | $ 248,587 | $ 208,000 |
| Carbondale-Marion, IL | 445 | $ 56,545,000 | $ 127,067 | $ 88,000 |
| Naples-Immokalee-Marco Island, FL | 445 | $ 242,925,000 | $ 545,898 | $ 368,000 |
| Appleton, WI | 444 | $ 92,820,000 | $ 209,054 | $ 134,000 |
| Cheyenne, WY | 435 | $ 91,925,000 | $ 211,321 | $ 101,000 |
| St. Joseph, MO-KS | 431 | $ 50,015,000 | $ 116,044 | $ 80,540 |
| Allentown-Bethlehem-Easton, PA-NJ | 417 | $ 88,895,000 | $ 213,177 | $ 132,369 |
| Chambersburg-Waynesboro, PA | 413 | $ 76,905,000 | $ 186,210 | $ 81,000 |
| Cape Girardeau, MO-IL | 409 | $ 57,395,000 | $ 140,330 | $ 91,501 |
| Salinas, CA | 401 | $ 213,015,000 | $ 531,209 | $ 256,000 |
| Youngstown-Warren-Boardman, OH-PA | 400 | $ 39,930,000 | $ 99,825 | $ 77,175 |
| Fort Smith, AR-OK | 399 | $ 49,825,000 | $ 124,874 | $ 97,105 |
| Mount Vernon-Anacortes, WA | 399 | $ 108,565,000 | $ 272,092 | $ 135,000 |
| Fort Wayne, IN | 395 | $ 48,495,000 | $ 122,772 | $ 120,000 |
| Albany, OR | 392 | $ 76,990,000 | $ 196,403 | $ 99,000 |
| Midland, TX | 383 | $ 95,925,000 | $ 250,456 | $ 184,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 379 | $ 156,725,000 | $ 413,522 | $ 188,000 |
| Weirton-Steubenville, WV-OH | 373 | $ 35,605,000 | $ 95,455 | $ 69,812 |
| Grand Junction, CO | 369 | $ 66,955,000 | $ 181,449 | $ 111,000 |
| Shreveport-Bossier City, LA | 364 | $ 80,240,000 | $ 220,439 | $ 109,000 |
| Barnstable Town, MA | 362 | $ 132,440,000 | $ 365,856 | $ 255,000 |
| Jackson, MS | 357 | $ 83,905,000 | $ 235,028 | $ 157,000 |
| Oshkosh-Neenah, WI | 357 | $ 56,325,000 | $ 157,773 | $ 106,000 |
| Sheboygan, WI | 356 | $ 56,160,000 | $ 157,752 | $ 114,000 |
| Harrisburg-Carlisle, PA | 353 | $ 71,465,000 | $ 202,450 | $ 126,000 |
| Tuscaloosa, AL | 353 | $ 85,495,000 | $ 242,195 | $ 130,000 |
| Idaho Falls, ID | 352 | $ 79,560,000 | $ 226,022 | $ 134,000 |
| Portland-South Portland, ME | 352 | $ 109,630,000 | $ 311,448 | $ 236,000 |
| Las Cruces, NM | 349 | $ 65,085,000 | $ 186,489 | $ 138,000 |
| Santa Maria-Santa Barbara, CA | 346 | $ 170,970,000 | $ 494,132 | $ 257,000 |
| Charlottesville, VA | 345 | $ 108,345,000 | $ 314,043 | $ 145,000 |
| Hickory-Lenoir-Morganton, NC | 343 | $ 67,845,000 | $ 197,798 | $ 105,000 |
| Chico, CA | 336 | $ 69,490,000 | $ 206,815 | $ 142,000 |
| York-Hanover, PA | 333 | $ 66,245,000 | $ 198,933 | $ 121,000 |
| Ames, IA | 330 | $ 48,850,000 | $ 148,030 | $ 110,000 |
| Olympia-Tumwater, WA | 329 | $ 83,775,000 | $ 254,635 | $ 130,000 |
| Sioux City, IA-NE-SD | 325 | $ 51,115,000 | $ 157,276 | $ 108,775 |
| Yuba City, CA | 323 | $ 71,385,000 | $ 221,006 | $ 129,000 |
| Lawrence, KS | 320 | $ 55,330,000 | $ 172,906 | $ 143,000 |
| Grand Island, NE | 319 | $ 40,055,000 | $ 125,564 | $ 75,000 |
| Iowa City, IA | 318 | $ 62,560,000 | $ 196,729 | $ 153,000 |
| Missoula, MT | 318 | $ 75,860,000 | $ 238,553 | $ 138,000 |
| Waterloo-Cedar Falls, IA | 318 | $ 57,620,000 | $ 181,194 | $ 99,000 |
| Ann Arbor, MI | 317 | $ 88,905,000 | $ 280,457 | $ 162,000 |
| Racine, WI | 316 | $ 49,680,000 | $ 157,215 | $ 105,000 |
| Casper, WY | 313 | $ 66,485,000 | $ 212,412 | $ 111,000 |
| Chattanooga, TN-GA | 313 | $ 72,725,000 | $ 232,348 | $ 154,255 |
| Bismarck, ND | 307 | $ 67,235,000 | $ 219,006 | $ 125,000 |
| Wichita Falls, TX | 307 | $ 50,365,000 | $ 164,055 | $ 87,000 |
| Rockingham County-Strafford County, NH | 306 | $ 93,730,000 | $ 306,307 | $ 170,000 |
| Wilmington, NC | 306 | $ 90,200,000 | $ 294,771 | $ 197,000 |
| Wenatchee, WA | 304 | $ 92,680,000 | $ 304,868 | $ 219,000 |
| Huntington-Ashland, WV-KY-OH | 300 | $ 33,820,000 | $ 112,733 | $ 85,010 |
| Lubbock, TX | 298 | $ 58,220,000 | $ 195,369 | $ 160,000 |
| South Bend-Mishawaka, IN-MI | 297 | $ 35,425,000 | $ 119,276 | $ 147,939 |
| Hot Springs, AR | 284 | $ 38,720,000 | $ 136,338 | $ 89,000 |
| Flagstaff, AZ | 281 | $ 91,095,000 | $ 324,181 | $ 233,000 |
| Grand Forks, ND-MN | 281 | $ 54,365,000 | $ 193,469 | $ 120,967 |
| Roanoke, VA | 279 | $ 59,875,000 | $ 214,605 | $ 151,000 |
| Savannah, GA | 270 | $ 64,200,000 | $ 237,777 | $ 154,000 |
| Santa Fe, NM | 267 | $ 81,975,000 | $ 307,022 | $ 150,000 |
| Winston-Salem, NC | 266 | $ 44,910,000 | $ 168,834 | $ 142,000 |
| El Centro, CA | 264 | $ 54,460,000 | $ 206,287 | $ 109,000 |
| Greensboro-High Point, NC | 264 | $ 51,980,000 | $ 196,893 | $ 128,000 |
| Manchester-Nashua, NH | 263 | $ 69,925,000 | $ 265,874 | $ 147,000 |
| California-Lexington Park, MD | 262 | $ 70,890,000 | $ 270,572 | $ 180,000 |
| Rochester, NY | 254 | $ 33,790,000 | $ 133,031 | $ 120,000 |
| Lewiston, ID-WA | 251 | $ 37,045,000 | $ 147,589 | $ 92,509 |
| Twin Falls, ID | 251 | $ 46,175,000 | $ 183,964 | $ 96,000 |
| Carson City, NV | 248 | $ 52,880,000 | $ 213,225 | $ 98,000 |
| Longview, WA | 248 | $ 48,620,000 | $ 196,048 | $ 102,000 |
| Dubuque, IA | 242 | $ 32,750,000 | $ 135,330 | $ 76,000 |
| Daphne-Fairhope-Foley, AL | 241 | $ 65,455,000 | $ 271,597 | $ 172,000 |
| Great Falls, MT | 241 | $ 35,635,000 | $ 147,863 | $ 117,000 |
| Fayetteville, NC | 234 | $ 41,380,000 | $ 176,837 | $ 105,000 |
| Florence-Muscle Shoals, AL | 231 | $ 42,665,000 | $ 184,696 | $ 130,000 |
| Killeen-Temple, TX | 230 | $ 36,080,000 | $ 156,869 | $ 135,000 |
| Corvallis, OR | 226 | $ 56,440,000 | $ 249,734 | $ 151,000 |
| Sierra Vista-Douglas, AZ | 220 | $ 32,930,000 | $ 149,681 | $ 89,000 |
| Anchorage, AK | 218 | $ 61,880,000 | $ 283,853 | $ 177,000 |
| Odessa, TX | 217 | $ 44,805,000 | $ 206,474 | $ 190,000 |
| Springfield, OH | 217 | $ 20,795,000 | $ 95,829 | $ 88,000 |
| Merced, CA | 214 | $ 46,800,000 | $ 218,691 | $ 107,000 |
| Burlington-South Burlington, VT | 213 | $ 42,385,000 | $ 198,990 | $ 130,000 |
| Lawton, OK | 212 | $ 23,930,000 | $ 112,877 | $ 103,000 |
| Napa, CA | 210 | $ 99,500,000 | $ 473,809 | $ 219,000 |
| Punta Gorda, FL | 209 | $ 45,705,000 | $ 218,684 | $ 163,000 |
| Ocala, FL | 206 | $ 35,640,000 | $ 173,009 | $ 98,000 |
| Elkhart-Goshen, IN | 204 | $ 22,930,000 | $ 112,401 | $ 74,000 |
| Morristown, TN | 203 | $ 28,715,000 | $ 141,453 | $ 84,000 |
| Flint, MI | 202 | $ 30,310,000 | $ 150,049 | $ 102,000 |
| Trenton, NJ | 200 | $ 65,390,000 | $ 326,950 | $ 191,000 |
| Lancaster, PA | 196 | $ 39,090,000 | $ 199,438 | $ 135,000 |
| Syracuse, NY | 195 | $ 25,315,000 | $ 129,820 | $ 104,000 |
| Champaign-Urbana, IL | 191 | $ 26,065,000 | $ 136,465 | $ 99,000 |
| Springfield, MA | 191 | $ 40,315,000 | $ 211,073 | $ 126,000 |
| Mansfield, OH | 190 | $ 18,010,000 | $ 94,789 | $ 81,000 |
| Reading, PA | 190 | $ 37,550,000 | $ 197,631 | $ 139,000 |
| Michigan City-La Porte, IN | 184 | $ 24,180,000 | $ 131,413 | $ 181,000 |
| Janesville-Beloit, WI | 178 | $ 23,630,000 | $ 132,752 | $ 100,000 |
| Decatur, IL | 177 | $ 15,835,000 | $ 89,463 | $ 75,000 |
| Kingsport-Bristol-Bristol, TN-VA | 176 | $ 21,380,000 | $ 121,477 | $ 72,250 |
| Jefferson City, MO | 173 | $ 25,945,000 | $ 149,971 | $ 76,000 |
| Homosassa Springs, FL | 172 | $ 29,510,000 | $ 171,569 | $ 117,000 |
| Grants Pass, OR | 170 | $ 35,100,000 | $ 206,470 | $ 92,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 169 | $ 28,395,000 | $ 168,017 | $ 141,000 |
| Sebastian-Vero Beach, FL | 169 | $ 50,065,000 | $ 296,242 | $ 209,000 |
| Sebring, FL | 162 | $ 25,900,000 | $ 159,876 | $ 101,000 |
| McAllen-Edinburg-Mission, TX | 161 | $ 30,595,000 | $ 190,031 | $ 130,000 |
| Norwich-New London, CT | 157 | $ 36,815,000 | $ 234,490 | $ 128,000 |
| Pocatello, ID | 156 | $ 26,140,000 | $ 167,564 | $ 101,000 |
| Lafayette-West Lafayette, IN | 155 | $ 19,695,000 | $ 127,064 | $ 83,000 |
| Kahului-Wailuku-Lahaina, HI | 154 | $ 80,500,000 | $ 522,727 | $ 230,000 |
| Enid, OK | 151 | $ 18,255,000 | $ 120,894 | $ 83,000 |
| Atlantic City-Hammonton, NJ | 150 | $ 44,080,000 | $ 293,866 | $ 230,000 |
| Manhattan, KS | 146 | $ 25,080,000 | $ 171,780 | $ 113,000 |
| Gainesville, GA | 143 | $ 35,575,000 | $ 248,776 | $ 137,000 |
| Harrisonburg, VA | 142 | $ 33,930,000 | $ 238,943 | $ 116,000 |
| Blacksburg-Christiansburg-Radford, VA | 141 | $ 31,995,000 | $ 226,914 | $ 115,000 |
| Lansing-East Lansing, MI | 140 | $ 19,490,000 | $ 139,214 | $ 99,000 |
| Niles-Benton Harbor, MI | 138 | $ 30,290,000 | $ 219,492 | $ 231,000 |
| Spartanburg, SC | 137 | $ 28,675,000 | $ 209,306 | $ 108,000 |
| Athens-Clarke County, GA | 136 | $ 34,410,000 | $ 253,014 | $ 164,000 |
| Ocean City, NJ | 136 | $ 60,400,000 | $ 444,117 | $ 314,000 |
| Walla Walla, WA | 136 | $ 24,900,000 | $ 183,088 | $ 105,000 |
| Gainesville, FL | 131 | $ 24,505,000 | $ 187,061 | $ 155,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 131 | $ 58,195,000 | $ 444,236 | $ 277,000 |
| Madera, CA | 128 | $ 30,430,000 | $ 237,734 | $ 134,000 |
| Jonesboro, AR | 127 | $ 21,825,000 | $ 171,850 | $ 116,000 |
| La Crosse-Onalaska, WI-MN | 127 | $ 23,135,000 | $ 182,165 | $ 133,535 |
| Pine Bluff, AR | 127 | $ 10,565,000 | $ 83,188 | $ 70,000 |
| Kankakee, IL | 126 | $ 17,170,000 | $ 136,269 | $ 80,000 |
| Montgomery, AL | 126 | $ 26,020,000 | $ 206,507 | $ 122,000 |
| Columbus, GA-AL | 123 | $ 21,925,000 | $ 178,252 | $ 113,284 |
| Dover, DE | 121 | $ 23,585,000 | $ 194,917 | $ 86,000 |
| Decatur, AL | 118 | $ 21,160,000 | $ 179,322 | $ 106,000 |
| Jackson, TN | 118 | $ 19,370,000 | $ 164,152 | $ 105,000 |
| Auburn-Opelika, AL | 116 | $ 28,180,000 | $ 242,931 | $ 112,000 |
| College Station-Bryan, TX | 114 | $ 29,770,000 | $ 261,140 | $ 151,000 |
| Terre Haute, IN | 113 | $ 11,165,000 | $ 98,805 | $ 94,000 |
| Victoria, TX | 113 | $ 22,725,000 | $ 201,106 | $ 79,000 |
| Florence, SC | 112 | $ 18,690,000 | $ 166,875 | $ 86,000 |
| Jacksonville, NC | 112 | $ 23,910,000 | $ 213,482 | $ 131,000 |
| Gulfport-Biloxi-Pascagoula, MS | 111 | $ 19,365,000 | $ 174,459 | $ 125,000 |
| Mobile, AL | 110 | $ 18,350,000 | $ 166,818 | $ 104,000 |
| Morgantown, WV | 108 | $ 29,110,000 | $ 269,537 | $ 150,000 |
| Hanford-Corcoran, CA | 107 | $ 21,745,000 | $ 203,224 | $ 114,000 |
| Lynchburg, VA | 107 | $ 24,055,000 | $ 224,813 | $ 156,000 |
| Sherman-Denison, TX | 102 | $ 22,590,000 | $ 221,470 | $ 209,000 |
| Wheeling, WV-OH | 101 | $ 12,585,000 | $ 124,603 | $ 91,455 |
| Brownsville-Harlingen, TX | 99 | $ 11,905,000 | $ 120,252 | $ 94,000 |
| Abilene, TX | 97 | $ 16,625,000 | $ 171,391 | $ 98,000 |
| Bloomington, IN | 96 | $ 18,210,000 | $ 189,687 | $ 104,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 95 | $ 13,685,000 | $ 144,052 | $ 127,000 |
| Monroe, MI | 94 | $ 14,380,000 | $ 152,978 | $ 92,000 |
| Winchester, VA-WV | 91 | $ 24,995,000 | $ 274,670 | $ 109,835 |
| Elizabethtown-Fort Knox, KY | 85 | $ 13,075,000 | $ 153,823 | $ 75,000 |
| Burlington, NC | 82 | $ 15,120,000 | $ 184,390 | $ 108,000 |
| Williamsport, PA | 80 | $ 11,650,000 | $ 145,625 | $ 82,000 |
| Johnson City, TN | 78 | $ 14,760,000 | $ 189,230 | $ 136,000 |
| Kokomo, IN | 77 | $ 8,845,000 | $ 114,870 | $ 82,000 |
| Waco, TX | 74 | $ 14,270,000 | $ 192,837 | $ 150,000 |
| Albany-Schenectady-Troy, NY | 73 | $ 14,455,000 | $ 198,013 | $ 203,000 |
| Kalamazoo-Portage, MI | 73 | $ 13,035,000 | $ 178,561 | $ 124,000 |
| Warner Robins, GA | 73 | $ 12,005,000 | $ 164,452 | $ 138,000 |
| East Stroudsburg, PA | 72 | $ 13,120,000 | $ 182,222 | $ 119,000 |
| Muncie, IN | 72 | $ 7,250,000 | $ 100,694 | $ 86,000 |
| Lima, OH | 71 | $ 7,385,000 | $ 104,014 | $ 78,000 |
| Lafayette, LA | 70 | $ 13,110,000 | $ 187,285 | $ 123,000 |
| Macon-Bibb County, GA | 68 | $ 11,670,000 | $ 171,617 | $ 206,000 |
| San Angelo, TX | 66 | $ 12,580,000 | $ 190,606 | $ 115,000 |
| Longview, TX | 65 | $ 12,095,000 | $ 186,076 | $ 150,000 |
| Columbus, IN | 63 | $ 8,645,000 | $ 137,222 | $ 113,000 |
| Staunton-Waynesboro, VA | 63 | $ 14,285,000 | $ 226,746 | $ 103,000 |
| Beaumont-Port Arthur, TX | 62 | $ 9,400,000 | $ 151,612 | $ 119,000 |
| Tyler, TX | 61 | $ 15,525,000 | $ 254,508 | $ 204,000 |
| Bangor, ME | 60 | $ 9,830,000 | $ 163,833 | $ 157,000 |
| Laredo, TX | 60 | $ 8,710,000 | $ 145,166 | $ 112,000 |
| Lebanon, PA | 56 | $ 10,530,000 | $ 188,035 | $ 125,000 |
| Hattiesburg, MS | 55 | $ 12,875,000 | $ 234,090 | $ 143,000 |
| Gettysburg, PA | 54 | $ 11,570,000 | $ 214,259 | $ 138,000 |
| Greenville, NC | 54 | $ 10,220,000 | $ 189,259 | $ 104,000 |
| Jackson, MI | 51 | $ 6,705,000 | $ 131,470 | $ 89,000 |
| Alexandria, LA | 48 | $ 7,950,000 | $ 165,625 | $ 153,000 |
| Brunswick, GA | 45 | $ 11,845,000 | $ 263,222 | $ 140,000 |
| Saginaw, MI | 44 | $ 4,600,000 | $ 104,545 | $ 108,000 |
| The Villages, FL | 44 | $ 9,670,000 | $ 219,772 | $ 116,000 |
| Cumberland, MD-WV | 43 | $ 5,185,000 | $ 120,581 | $ 152,302 |
| Muskegon, MI | 42 | $ 5,650,000 | $ 134,523 | $ 121,000 |
| Danville, IL | 41 | $ 3,875,000 | $ 94,512 | $ 60,000 |
| Lewiston-Auburn, ME | 41 | $ 7,175,000 | $ 175,000 | $ 163,000 |
| Lake Charles, LA | 40 | $ 9,300,000 | $ 232,500 | $ 171,000 |
| Battle Creek, MI | 39 | $ 3,705,000 | $ 95,000 | $ 110,000 |
| Erie, PA | 39 | $ 4,445,000 | $ 113,974 | $ 70,000 |
| Glens Falls, NY | 39 | $ 13,205,000 | $ 338,589 | $ 272,000 |
| Fairbanks, AK | 38 | $ 7,390,000 | $ 194,473 | $ 149,000 |
| New Bern, NC | 38 | $ 7,840,000 | $ 206,315 | $ 120,000 |
| Valdosta, GA | 38 | $ 6,780,000 | $ 178,421 | $ 135,000 |
| Sumter, SC | 37 | $ 5,885,000 | $ 159,054 | $ 194,000 |
| Altoona, PA | 36 | $ 5,030,000 | $ 139,722 | $ 76,000 |
| Hammond, LA | 36 | $ 5,690,000 | $ 158,055 | $ 60,000 |
| Utica-Rome, NY | 36 | $ 5,460,000 | $ 151,666 | $ 209,000 |
| Bay City, MI | 34 | $ 2,830,000 | $ 83,235 | $ 89,000 |
| Albany, GA | 33 | $ 4,955,000 | $ 150,151 | $ 115,000 |
| Vineland-Bridgeton, NJ | 33 | $ 6,055,000 | $ 183,484 | $ 79,000 |
| Charleston, WV | 32 | $ 4,170,000 | $ 130,312 | $ 87,000 |
| Dothan, AL | 32 | $ 7,760,000 | $ 242,500 | $ 129,000 |
| Kingston, NY | 32 | $ 11,340,000 | $ 354,375 | $ 194,000 |
| Monroe, LA | 30 | $ 5,070,000 | $ 169,000 | $ 107,000 |
| Pittsfield, MA | 30 | $ 9,930,000 | $ 331,000 | $ 270,000 |
| Midland, MI | 28 | $ 3,760,000 | $ 134,285 | $ 96,000 |
| Farmington, NM | 27 | $ 4,375,000 | $ 162,037 | $ 146,000 |
| Gadsden, AL | 27 | $ 3,465,000 | $ 128,333 | $ 75,000 |
| Anniston-Oxford-Jacksonville, AL | 26 | $ 5,070,000 | $ 195,000 | $ 117,000 |
| Texarkana, TX-AR | 26 | $ 5,090,000 | $ 195,769 | $ 460,538 |
| Dalton, GA | 24 | $ 3,900,000 | $ 162,500 | $ 65,000 |
| Hinesville, GA | 24 | $ 3,070,000 | $ 127,916 | $ 77,000 |
| Rocky Mount, NC | 24 | $ 4,450,000 | $ 185,416 | $ 95,000 |
| Goldsboro, NC | 23 | $ 3,595,000 | $ 156,304 | $ 78,000 |
| Houma-Thibodaux, LA | 22 | $ 3,990,000 | $ 181,363 | $ 144,000 |
| Rome, GA | 20 | $ 2,310,000 | $ 115,500 | $ 78,000 |
| State College, PA | 19 | $ 4,065,000 | $ 213,947 | $ 120,000 |
| Bloomsburg-Berwick, PA | 18 | $ 3,160,000 | $ 175,555 | $ 89,000 |
| Binghamton, NY | 15 | $ 1,615,000 | $ 107,666 | $ 127,000 |
| Beckley, WV | 12 | $ 1,090,000 | $ 90,833 | $ 82,000 |
| Elmira, NY | 12 | $ 1,490,000 | $ 124,166 | $ 69,000 |
| Ithaca, NY | 12 | $ 2,200,000 | $ 183,333 | $ 133,000 |
| Johnstown, PA | 11 | $ 665,000 | $ 60,454 | $ 123,000 |
| Parkersburg-Vienna, WV | 10 | $ 1,630,000 | $ 163,000 | $ 77,000 |
| Watertown-Fort Drum, NY | 4 | $ 630,000 | $ 157,500 | $ 122,000 |
| San Juan-Carolina-Caguas, PR | 2 | $ 180,000 | $ 90,000 | $ 130,000 |
| Arecibo, PR | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 183,011 | $55,970,650,000 | $305,000 | $16,105,000 | $160,000 | $9,896,000 |
| Home Purchase | 173,111 | $53,905,505,000 | $311,000 | $30,355,000 | $174,000 | $9,480,000 |
| Cash-out Refinancing | 51,844 | $17,264,650,000 | $333,000 | $17,505,000 | $150,000 | $7,358,000 |
| Not Applicable | 44,999 | $6,189,035,000 | $137,000 | $975,000 | $0 | $0 |
| Other Purpose | 42,969 | $5,631,705,000 | $131,000 | $10,005,000 | $139,000 | $8,047,000 |
| Home Improvement | 33,509 | $3,890,285,000 | $116,000 | $7,005,000 | $150,000 | $9,188,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 220,193 | $61,006,715,000 | $277,000 | $17,505,000 | $158,000 | $9,530,000 |
| Not applicable | 203,770 | $47,791,395,000 | $234,000 | $30,355,000 | $149,000 | $228,000 |
| Not Provided | 42,255 | $14,322,045,000 | $338,000 | $16,105,000 | $176,000 | $9,896,000 |
| Hispanic | 23,204 | $4,811,320,000 | $207,000 | $4,685,000 | $110,000 | $7,358,000 |
| Asian | 22,281 | $10,434,875,000 | $468,000 | $7,265,000 | $192,000 | $8,558,000 |
| Black or African American | 10,645 | $1,992,835,000 | $187,000 | $8,865,000 | $112,000 | $9,480,000 |
| American Indian or Alaskan Native | 1,629 | $297,565,000 | $182,000 | $8,785,000 | $118,000 | $3,448,000 |
| Native Hawaiian or Other Pacific Islander | 337 | $106,265,000 | $315,000 | $8,005,000 | $143,000 | $1,736,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 415,940 | $121,993,745,000 | $293,000 | $30,355,000 | $161,000 | $9,896,000 |
| FHA-insured (Federal Housing Administration) | 94,968 | $16,585,420,000 | $174,000 | $975,000 | $70,000 | $952,000 |
| VA-guaranteed (Veterans Administration) | 12,979 | $3,483,105,000 | $268,000 | $2,005,000 | $99,000 | $996,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5,556 | $789,560,000 | $142,000 | $505,000 | $49,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 202,977 | $47,263,985,000 | $232,000 | $1,405,000 | $0 | $0 |
| Loan Originated | 180,649 | $58,486,180,000 | $323,000 | $30,355,000 | $169,000 | $9,530,000 |
| Application Denied By Financial Institution | 84,948 | $18,693,120,000 | $220,000 | $16,105,000 | $129,000 | $8,687,000 |
| Application Withdrawn By Applicant | 43,398 | $14,089,360,000 | $324,000 | $10,005,000 | $172,000 | $9,896,000 |
| File Closed For Incompleteness | 13,309 | $3,210,295,000 | $241,000 | $10,005,000 | $160,000 | $7,149,000 |
| Application Approved But Not Accepted | 4,162 | $1,108,890,000 | $266,000 | $9,105,000 | $155,000 | $4,062,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 444,495 | $124,158,710,000 | $279,000 | $30,355,000 | $169,000 | $9,896,000 |
| Credit History | 27,604 | $3,414,950,000 | $123,000 | $16,105,000 | $116,000 | $8,687,000 |
| Debt-To-Income Ratio | 19,950 | $5,866,860,000 | $294,000 | $9,505,000 | $81,000 | $6,174,000 |
| Collateral | 18,075 | $3,971,845,000 | $219,000 | $6,005,000 | $169,000 | $7,646,000 |
| Other | 8,817 | $1,886,275,000 | $213,000 | $8,785,000 | $145,000 | $4,266,000 |
| Unverifiable Information | 4,697 | $1,636,105,000 | $348,000 | $8,405,000 | $192,000 | $7,796,000 |
| Credit Application Incomplete | 3,408 | $975,090,000 | $286,000 | $10,005,000 | $155,000 | $5,460,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2,104 | $855,770,000 | $406,000 | $7,165,000 | $170,000 | $4,742,000 |
| Employment History | 291 | $85,905,000 | $295,000 | $5,005,000 | $128,000 | $3,441,000 |
| Mortgage Insurance Denied | 2 | $320,000 | $160,000 | $205,000 | $53,000 | $59,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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