US Bank, N.A. Mortgage Lending & HMDA Data, 2020

In 2020, US Bank, N.A. of Cincinnati, OH reported 529,443 mortgage applications totaling $142.9 billion, up 39% from 2019. The average application was for $269,815, and applicants reported an average income of $161,378. 34% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (29,878), Chicago-Naperville, IL (22,730) and Phoenix-Mesa-Scottsdale, AZ (18,847) (applications in parentheses).

Mortgage Company & Address US Bank, N.A.
425 Walnut Street
Cincinnati, OH 45202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 529,443
Total Mortgage Loan Application Amount $142,851,830,000
Average Mortgage Loan Application Amount $269,815
Highest Mortgage Loan Application Amount $30,355,000
Average Applicant Income $161,378
Highest Applicant Income $9,896,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for US Bank, N.A. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 16,079 $ 4,600,845,000 $ 286,139 $ 175,000
Cook, Illinois 14,841 $ 3,641,415,000 $ 245,361 $ 153,000
Los Angeles, California 14,089 $ 7,801,235,000 $ 553,711 $ 251,000
Clark, Nevada 10,543 $ 2,552,695,000 $ 242,122 $ 125,000
Hennepin, Minnesota 10,242 $ 2,561,240,000 $ 250,072 $ 173,000
San Diego, California 7,191 $ 3,637,570,000 $ 505,850 $ 232,000
Orange, California 6,937 $ 4,017,755,000 $ 579,177 $ 261,000
King, Washington 6,167 $ 2,973,155,000 $ 482,107 $ 223,000
St. Louis, Missouri 5,547 $ 1,296,495,000 $ 233,729 $ 154,000
Riverside, California 4,480 $ 1,372,770,000 $ 306,421 $ 175,000
Alameda, California 4,371 $ 2,772,655,000 $ 634,329 $ 229,000
Santa Clara, California 4,346 $ 3,308,680,000 $ 761,316 $ 274,000
Franklin, Ohio 4,346 $ 659,150,000 $ 151,668 $ 96,000
Ramsey, Minnesota 4,095 $ 796,235,000 $ 194,440 $ 126,000
DuPage, Illinois 3,864 $ 1,025,680,000 $ 265,445 $ 163,000
San Bernardino, California 3,862 $ 1,070,250,000 $ 277,123 $ 148,000
Dakota, Minnesota 3,798 $ 773,850,000 $ 203,751 $ 123,000
Douglas, Nebraska 3,448 $ 571,220,000 $ 165,667 $ 114,000
Hamilton, Ohio 3,415 $ 557,465,000 $ 163,240 $ 126,000
Anoka, Minnesota 3,379 $ 650,735,000 $ 192,582 $ 110,000
Multnomah, Oregon 3,298 $ 919,540,000 $ 278,817 $ 146,000
Pima, Arizona 3,115 $ 612,835,000 $ 196,736 $ 125,000
Duval, Florida 3,000 $ 553,830,000 $ 184,610 $ 119,000
Cuyahoga, Ohio 2,797 $ 315,685,000 $ 112,865 $ 105,000
Will, Illinois 2,789 $ 563,865,000 $ 202,174 $ 130,000
Pinal, Arizona 2,768 $ 545,740,000 $ 197,160 $ 89,000
Washington, Oregon 2,763 $ 766,405,000 $ 277,381 $ 147,000
St. Charles, Missouri 2,727 $ 533,435,000 $ 195,612 $ 115,000
Washington, Minnesota 2,722 $ 637,020,000 $ 234,026 $ 137,000
Middlesex, Massachusetts 2,709 $ 1,363,115,000 $ 503,180 $ 239,000
Sacramento, California 2,687 $ 805,155,000 $ 299,648 $ 158,000
Contra Costa, California 2,611 $ 1,475,165,000 $ 564,980 $ 244,000
Oklahoma, Oklahoma 2,549 $ 445,425,000 $ 174,744 $ 126,000
Arapahoe, Colorado 2,414 $ 731,050,000 $ 302,837 $ 169,000
Washoe, Nevada 2,411 $ 740,225,000 $ 307,019 $ 160,000
Denver, Colorado 2,410 $ 848,370,000 $ 352,020 $ 191,000
Harris, Texas 2,359 $ 547,705,000 $ 232,176 $ 197,000
Jefferson, Colorado 2,357 $ 667,855,000 $ 283,349 $ 147,000
Clackamas, Oregon 2,342 $ 739,340,000 $ 315,687 $ 161,000
El Paso, Colorado 2,332 $ 543,760,000 $ 233,173 $ 119,000
Johnson, Kansas 2,315 $ 564,755,000 $ 243,954 $ 159,000
Davidson, Tennessee 2,261 $ 508,845,000 $ 225,053 $ 109,000
Jackson, Missouri 2,247 $ 367,845,000 $ 163,704 $ 110,000
Prince George's, Maryland 2,236 $ 633,690,000 $ 283,403 $ 127,000
Ada, Idaho 2,107 $ 544,205,000 $ 258,284 $ 154,000
Marion, Indiana 2,093 $ 274,465,000 $ 131,134 $ 102,000
Douglas, Colorado 2,070 $ 719,380,000 $ 347,526 $ 186,000
Hillsborough, Florida 2,070 $ 397,640,000 $ 192,096 $ 134,000
Montgomery, Maryland 2,043 $ 786,425,000 $ 384,936 $ 208,000
Polk, Iowa 1,981 $ 335,425,000 $ 169,321 $ 112,000
Clark, Washington 1,926 $ 526,060,000 $ 273,136 $ 140,000
Pierce, Washington 1,914 $ 486,710,000 $ 254,289 $ 138,000
Milwaukee, Wisconsin 1,901 $ 326,935,000 $ 171,980 $ 119,000
Fairfax, Virginia 1,894 $ 889,810,000 $ 469,804 $ 236,000
Lancaster, Nebraska 1,867 $ 295,085,000 $ 158,053 $ 83,000
Snohomish, Washington 1,829 $ 599,255,000 $ 327,640 $ 154,000
San Mateo, California 1,811 $ 1,310,335,000 $ 723,542 $ 277,000
Salt Lake, Utah 1,763 $ 521,645,000 $ 295,884 $ 159,000
Baltimore, Maryland 1,717 $ 396,965,000 $ 231,196 $ 143,000
Lake, Illinois 1,704 $ 455,230,000 $ 267,153 $ 186,000
Jefferson, Kentucky 1,684 $ 259,790,000 $ 154,269 $ 88,000
Kane, Illinois 1,675 $ 338,705,000 $ 202,211 $ 137,000
Fairfield, Connecticut 1,653 $ 962,105,000 $ 582,035 $ 298,000
Spokane, Washington 1,637 $ 342,695,000 $ 209,343 $ 114,000
Ventura, California 1,634 $ 719,330,000 $ 440,226 $ 230,000
Marion, Oregon 1,590 $ 348,110,000 $ 218,937 $ 121,000
Summit, Ohio 1,583 $ 177,235,000 $ 111,961 $ 91,000
Winnebago, Illinois 1,533 $ 154,355,000 $ 100,688 $ 79,000
Greene, Missouri 1,472 $ 244,270,000 $ 165,944 $ 113,000
San Joaquin, California 1,455 $ 482,045,000 $ 331,302 $ 145,000
Waukesha, Wisconsin 1,449 $ 367,205,000 $ 253,419 $ 178,000
Brevard, Florida 1,444 $ 336,010,000 $ 232,693 $ 141,000
Tulsa, Oklahoma 1,420 $ 250,970,000 $ 176,739 $ 123,000
Anne Arundel, Maryland 1,384 $ 440,330,000 $ 318,157 $ 188,000
Norfolk, Massachusetts 1,384 $ 652,330,000 $ 471,336 $ 243,000
Broward, Florida 1,377 $ 513,565,000 $ 372,959 $ 230,000
Butler, Ohio 1,337 $ 195,765,000 $ 146,421 $ 103,000
Placer, California 1,334 $ 599,840,000 $ 449,655 $ 251,000
Montgomery, Ohio 1,334 $ 147,320,000 $ 110,434 $ 89,000
Orange, Florida 1,332 $ 314,960,000 $ 236,456 $ 159,000
Adams, Colorado 1,331 $ 334,015,000 $ 250,950 $ 127,000
Palm Beach, Florida 1,309 $ 509,565,000 $ 389,278 $ 235,000
Baltimore City, Maryland 1,303 $ 237,125,000 $ 181,983 $ 116,000
Wake, North Carolina 1,299 $ 372,975,000 $ 287,124 $ 160,000
St. Louis, Minnesota 1,287 $ 199,775,000 $ 155,225 $ 109,000
Scott, Minnesota 1,249 $ 287,895,000 $ 230,500 $ 147,000
Deschutes, Oregon 1,230 $ 407,200,000 $ 331,056 $ 187,000
Essex, Massachusetts 1,221 $ 450,255,000 $ 368,759 $ 163,000
Larimer, Colorado 1,216 $ 355,100,000 $ 292,023 $ 146,000
Canadian, Oklahoma 1,213 $ 217,375,000 $ 179,204 $ 89,000
Tarrant, Texas 1,194 $ 295,440,000 $ 247,437 $ 172,000
Pulaski, Arkansas 1,185 $ 213,515,000 $ 180,181 $ 122,000
Lee, Florida 1,182 $ 274,410,000 $ 232,157 $ 184,000
Oakland, Michigan 1,174 $ 354,940,000 $ 302,333 $ 171,000
District of Columbia, District Of Columbia 1,158 $ 527,220,000 $ 455,284 $ 222,000
Lane, Oregon 1,147 $ 256,685,000 $ 223,788 $ 116,000
Dallas, Texas 1,137 $ 384,615,000 $ 338,271 $ 247,000
Miami-Dade, Florida 1,135 $ 413,165,000 $ 364,022 $ 233,000
Cass, North Dakota 1,120 $ 260,490,000 $ 232,580 $ 130,000
McHenry, Illinois 1,110 $ 196,900,000 $ 177,387 $ 116,000
Dane, Wisconsin 1,105 $ 287,685,000 $ 260,348 $ 160,000
Sarpy, Nebraska 1,100 $ 196,580,000 $ 178,709 $ 112,000
Kern, California 1,075 $ 237,385,000 $ 220,823 $ 132,000
Fulton, Georgia 1,061 $ 382,215,000 $ 360,240 $ 245,000
Wright, Minnesota 1,060 $ 221,580,000 $ 209,037 $ 128,000
Kenton, Kentucky 1,059 $ 140,705,000 $ 132,865 $ 97,000
San Francisco, California 1,050 $ 723,280,000 $ 688,838 $ 270,000
Bergen, New Jersey 1,040 $ 423,280,000 $ 407,000 $ 195,000
Rutherford, Tennessee 1,020 $ 220,230,000 $ 215,911 $ 78,000
St. Louis City, Missouri 1,014 $ 174,380,000 $ 171,972 $ 122,000
Suffolk, New York 1,012 $ 447,660,000 $ 442,351 $ 249,000
Pinellas, Florida 1,009 $ 204,975,000 $ 203,146 $ 138,000
Travis, Texas 1,007 $ 431,875,000 $ 428,872 $ 262,000
Loudoun, Virginia 1,006 $ 421,780,000 $ 419,264 $ 198,000
Mecklenburg, North Carolina 998 $ 305,970,000 $ 306,583 $ 202,000
Jefferson, Missouri 995 $ 160,185,000 $ 160,989 $ 90,000
Cleveland, Oklahoma 995 $ 162,965,000 $ 163,783 $ 107,000
Shelby, Tennessee 986 $ 230,650,000 $ 233,924 $ 183,000
Bernalillo, New Mexico 984 $ 193,710,000 $ 196,859 $ 130,000
Worcester, Massachusetts 937 $ 287,645,000 $ 306,985 $ 165,000
Williamson, Tennessee 934 $ 341,380,000 $ 365,503 $ 179,000
St. Clair, Illinois 925 $ 116,285,000 $ 125,713 $ 94,000
Plymouth, Massachusetts 906 $ 335,900,000 $ 370,750 $ 199,000
Warren, Ohio 906 $ 177,490,000 $ 195,905 $ 135,000
Clay, Missouri 893 $ 144,305,000 $ 161,595 $ 108,000
Utah, Utah 893 $ 350,685,000 $ 392,704 $ 198,000
Carver, Minnesota 882 $ 239,830,000 $ 271,916 $ 181,000
Allegheny, Pennsylvania 878 $ 174,920,000 $ 199,225 $ 133,000
Kootenai, Idaho 875 $ 267,785,000 $ 306,040 $ 144,000
Bexar, Texas 869 $ 166,555,000 $ 191,662 $ 120,000
Stearns, Minnesota 867 $ 153,775,000 $ 177,364 $ 115,000
Hartford, Connecticut 866 $ 210,060,000 $ 242,563 $ 156,000
Madison, Illinois 864 $ 114,670,000 $ 132,719 $ 111,000
St. Johns, Florida 859 $ 325,145,000 $ 378,515 $ 190,000
Ocean, New Jersey 853 $ 269,075,000 $ 315,445 $ 181,000
Fresno, California 851 $ 228,485,000 $ 268,490 $ 162,000
Olmsted, Minnesota 844 $ 169,620,000 $ 200,971 $ 164,000
Weld, Colorado 833 $ 220,285,000 $ 264,447 $ 123,000
Minnehaha, South Dakota 822 $ 156,770,000 $ 190,717 $ 115,000
Whatcom, Washington 822 $ 237,760,000 $ 289,245 $ 133,000
Clermont, Ohio 821 $ 120,585,000 $ 146,875 $ 102,000
Sedgwick, Kansas 805 $ 113,765,000 $ 141,322 $ 113,000
Suffolk, Massachusetts 796 $ 377,620,000 $ 474,396 $ 265,000
Lake, Indiana 793 $ 128,875,000 $ 162,515 $ 112,000
Lorain, Ohio 792 $ 90,120,000 $ 113,787 $ 110,000
Sherburne, Minnesota 775 $ 143,865,000 $ 185,632 $ 104,000
Polk, Florida 774 $ 124,960,000 $ 161,447 $ 90,000
Nassau, New York 772 $ 336,870,000 $ 436,360 $ 306,000
Davis, Utah 772 $ 198,610,000 $ 257,266 $ 135,000
Boulder, Colorado 770 $ 306,680,000 $ 398,285 $ 206,000
Warren, Kentucky 752 $ 126,780,000 $ 168,590 $ 94,000
Frederick, Maryland 748 $ 222,810,000 $ 297,874 $ 135,000
Wayne, Michigan 741 $ 134,695,000 $ 181,774 $ 111,000
Pasco, Florida 728 $ 119,230,000 $ 163,777 $ 102,000
Collin, Texas 722 $ 239,820,000 $ 332,160 $ 193,000
Boone, Kentucky 718 $ 114,170,000 $ 159,011 $ 107,000
Yavapai, Arizona 716 $ 202,630,000 $ 283,002 $ 137,000
Charles, Maryland 713 $ 199,205,000 $ 279,389 $ 141,000
Monmouth, New Jersey 691 $ 262,005,000 $ 379,167 $ 216,000
Prince William, Virginia 688 $ 235,950,000 $ 342,950 $ 137,000
DeKalb, Georgia 676 $ 192,760,000 $ 285,147 $ 186,000
Gwinnett, Georgia 663 $ 164,235,000 $ 247,714 $ 126,000
Yuma, Arizona 662 $ 105,250,000 $ 158,987 $ 155,000
Volusia, Florida 659 $ 112,955,000 $ 171,403 $ 119,000
Crow Wing, Minnesota 656 $ 152,700,000 $ 232,774 $ 147,000
New Haven, Connecticut 653 $ 169,945,000 $ 260,252 $ 171,000
Denton, Texas 648 $ 223,810,000 $ 345,385 $ 216,000
Montgomery, Pennsylvania 647 $ 240,885,000 $ 372,310 $ 174,000
Mohave, Arizona 645 $ 125,935,000 $ 195,248 $ 127,000
Wilson, Tennessee 637 $ 145,005,000 $ 227,637 $ 110,000
Scott, Iowa 632 $ 98,430,000 $ 155,743 $ 109,000
Sumner, Tennessee 629 $ 136,495,000 $ 217,003 $ 102,000
Stanislaus, California 626 $ 141,170,000 $ 225,511 $ 122,000
Campbell, Kentucky 626 $ 89,490,000 $ 142,955 $ 101,000
Morris, New Jersey 622 $ 252,880,000 $ 406,559 $ 193,000
Cache, Utah 618 $ 161,370,000 $ 261,116 $ 137,000
El Dorado, California 613 $ 229,355,000 $ 374,151 $ 207,000
Weber, Utah 612 $ 156,260,000 $ 255,326 $ 128,000
Tulare, California 610 $ 142,320,000 $ 233,311 $ 128,000
Harford, Maryland 607 $ 143,725,000 $ 236,779 $ 119,000
Delaware, Ohio 604 $ 137,350,000 $ 227,400 $ 140,000
Jackson, Oregon 600 $ 139,080,000 $ 231,800 $ 146,000
New Castle, Delaware 597 $ 129,805,000 $ 217,428 $ 126,000
Honolulu, Hawaii 596 $ 298,960,000 $ 501,610 $ 234,000
Essex, New Jersey 591 $ 233,045,000 $ 394,323 $ 236,000
El Paso, Texas 589 $ 92,585,000 $ 157,190 $ 181,000
Montgomery, Tennessee 582 $ 89,460,000 $ 153,711 $ 89,000
Cobb, Georgia 570 $ 164,230,000 $ 288,122 $ 166,000
Howard, Maryland 570 $ 209,470,000 $ 367,491 $ 202,000
Benton, Arkansas 569 $ 135,375,000 $ 237,917 $ 139,000
Clay, Minnesota 568 $ 109,210,000 $ 192,271 $ 95,000
Yellowstone, Montana 563 $ 131,595,000 $ 233,738 $ 186,000
Knox, Tennessee 560 $ 96,730,000 $ 172,732 $ 104,000
Pottawattamie, Iowa 553 $ 68,225,000 $ 123,372 $ 89,000
Queens, New York 551 $ 248,705,000 $ 451,370 $ 181,000
Brown, Wisconsin 551 $ 101,025,000 $ 183,348 $ 110,000
Chisago, Minnesota 548 $ 102,440,000 $ 186,934 $ 108,000
Stark, Ohio 546 $ 66,500,000 $ 121,794 $ 90,000
Canyon, Idaho 542 $ 100,450,000 $ 185,332 $ 100,000
Middlesex, New Jersey 540 $ 165,640,000 $ 306,740 $ 156,000
Kitsap, Washington 539 $ 159,375,000 $ 295,686 $ 153,000
Linn, Iowa 531 $ 89,635,000 $ 168,804 $ 129,000
Bradley, Tennessee 530 $ 100,160,000 $ 188,981 $ 96,000
Osceola, Florida 527 $ 96,275,000 $ 182,685 $ 126,000
Jasper, Missouri 527 $ 65,355,000 $ 124,013 $ 139,000
Yakima, Washington 527 $ 78,215,000 $ 148,415 $ 86,000
McLean, Illinois 526 $ 71,640,000 $ 136,197 $ 99,000
Shawnee, Kansas 523 $ 61,815,000 $ 118,193 $ 92,000
Rock Island, Illinois 522 $ 53,450,000 $ 102,394 $ 83,000
Boone, Missouri 522 $ 111,090,000 $ 212,816 $ 115,000
Madison, Alabama 518 $ 125,320,000 $ 241,930 $ 156,000
St. Lucie, Florida 517 $ 95,365,000 $ 184,458 $ 102,000
Philadelphia, Pennsylvania 517 $ 122,725,000 $ 237,379 $ 139,000
Santa Cruz, California 516 $ 271,520,000 $ 526,201 $ 231,000
Fond du Lac, Wisconsin 516 $ 73,340,000 $ 142,131 $ 102,000
Sonoma, California 513 $ 234,535,000 $ 457,183 $ 222,000
Marin, California 510 $ 354,060,000 $ 694,235 $ 297,000
Bucks, Pennsylvania 506 $ 168,480,000 $ 332,964 $ 177,000
Solano, California 504 $ 157,300,000 $ 312,103 $ 169,000
Hudson, New Jersey 504 $ 212,520,000 $ 421,666 $ 200,000
Kendall, Illinois 503 $ 96,815,000 $ 192,475 $ 117,000
Medina, Ohio 503 $ 76,365,000 $ 151,819 $ 106,000
Williamson, Texas 503 $ 138,095,000 $ 274,542 $ 149,000
Pueblo, Colorado 500 $ 70,470,000 $ 140,940 $ 89,000
Washington, Utah 495 $ 161,005,000 $ 325,262 $ 216,000
Sangamon, Illinois 492 $ 60,110,000 $ 122,174 $ 111,000
Christian, Missouri 490 $ 95,810,000 $ 195,530 $ 103,000
Greene, Ohio 486 $ 68,240,000 $ 140,411 $ 102,000
Shasta, California 484 $ 99,510,000 $ 205,599 $ 115,000
Fairfield, Ohio 484 $ 76,540,000 $ 158,140 $ 97,000
Bay, Florida 479 $ 106,045,000 $ 221,388 $ 165,000
Fort Bend, Texas 475 $ 116,275,000 $ 244,789 $ 155,000
Clay, Florida 469 $ 87,185,000 $ 185,895 $ 113,000
Peoria, Illinois 469 $ 50,705,000 $ 108,113 $ 130,000
Lyon, Nevada 466 $ 99,210,000 $ 212,896 $ 84,000
Bristol, Massachusetts 463 $ 135,175,000 $ 291,954 $ 142,000
Platte, Missouri 456 $ 95,060,000 $ 208,464 $ 140,000
Fayette, Kentucky 455 $ 85,785,000 $ 188,538 $ 116,000
Licking, Ohio 453 $ 70,855,000 $ 156,412 $ 96,000
Sarasota, Florida 450 $ 116,280,000 $ 258,400 $ 202,000
Lake, Ohio 450 $ 53,470,000 $ 118,822 $ 90,000
Hamilton, Indiana 447 $ 112,555,000 $ 251,800 $ 199,000
Virginia Beach, Virginia 447 $ 139,065,000 $ 311,107 $ 166,000
Collier, Florida 445 $ 242,925,000 $ 545,898 $ 368,000
Daviess, Kentucky 444 $ 56,080,000 $ 126,306 $ 82,000
Escambia, Florida 440 $ 54,490,000 $ 123,840 $ 85,000
Leon, Florida 438 $ 62,320,000 $ 142,283 $ 101,000
Benton, Washington 435 $ 92,015,000 $ 211,528 $ 151,000
Laramie, Wyoming 435 $ 91,925,000 $ 211,321 $ 101,000
Union, New Jersey 434 $ 161,870,000 $ 372,972 $ 190,000
Seminole, Florida 426 $ 90,440,000 $ 212,300 $ 141,000
Marathon, Wisconsin 425 $ 68,695,000 $ 161,635 $ 126,000
St. Croix, Wisconsin 423 $ 100,315,000 $ 237,151 $ 149,000
Nueces, Texas 420 $ 90,800,000 $ 216,190 $ 159,000
Yamhill, Oregon 418 $ 93,550,000 $ 223,803 $ 116,000
Kings, New York 416 $ 213,040,000 $ 512,115 $ 248,000
Franklin, Pennsylvania 413 $ 76,905,000 $ 186,210 $ 81,000
Polk, Oregon 411 $ 98,405,000 $ 239,428 $ 119,000
Tazewell, Illinois 408 $ 40,840,000 $ 100,098 $ 95,000
Monterey, California 401 $ 213,015,000 $ 531,209 $ 256,000
Washington, Wisconsin 400 $ 82,090,000 $ 205,225 $ 118,000
Passaic, New Jersey 399 $ 122,405,000 $ 306,779 $ 123,000
Skagit, Washington 399 $ 108,565,000 $ 272,092 $ 135,000
Eagle, Colorado 397 $ 254,285,000 $ 640,516 $ 357,000
Linn, Oregon 392 $ 76,990,000 $ 196,403 $ 99,000
Gallatin, Montana 391 $ 153,255,000 $ 391,956 $ 214,000
Clatsop, Oregon 390 $ 80,610,000 $ 206,692 $ 138,000
Faulkner, Arkansas 383 $ 60,015,000 $ 156,697 $ 91,000
Manatee, Florida 383 $ 96,895,000 $ 252,989 $ 203,000
Allen, Indiana 383 $ 46,825,000 $ 122,258 $ 122,000
Jefferson, Alabama 381 $ 86,915,000 $ 228,123 $ 156,000
San Luis Obispo, California 379 $ 156,725,000 $ 413,522 $ 188,000
Midland, Texas 379 $ 95,485,000 $ 251,939 $ 184,000
Westchester, New York 376 $ 187,530,000 $ 498,750 $ 285,000
Greenville, South Carolina 376 $ 95,840,000 $ 254,893 $ 155,000
Columbia, Georgia 372 $ 83,690,000 $ 224,973 $ 177,000
Charleston, South Carolina 372 $ 158,890,000 $ 427,123 $ 268,000
Mesa, Colorado 369 $ 66,955,000 $ 181,449 $ 111,000
Pennington, South Dakota 368 $ 92,750,000 $ 252,038 $ 222,000
Cape Girardeau, Missouri 366 $ 53,410,000 $ 145,928 $ 92,000
Montgomery, Texas 366 $ 92,350,000 $ 252,322 $ 170,000
Barnstable, Massachusetts 362 $ 132,440,000 $ 365,856 $ 255,000
Douglas, Nevada 360 $ 148,810,000 $ 413,361 $ 221,000
Portage, Ohio 360 $ 49,170,000 $ 136,583 $ 88,000
Winnebago, Wisconsin 357 $ 56,325,000 $ 157,773 $ 106,000
Sheboygan, Wisconsin 356 $ 56,160,000 $ 157,752 $ 114,000
Kenosha, Wisconsin 355 $ 55,485,000 $ 156,295 $ 113,000
Portage, Wisconsin 355 $ 63,465,000 $ 178,774 $ 120,000
Blue Earth, Minnesota 354 $ 75,370,000 $ 212,909 $ 133,000
Arlington, Virginia 353 $ 180,415,000 $ 511,090 $ 315,000
Lincoln, South Dakota 352 $ 90,920,000 $ 258,295 $ 171,000
Macomb, Michigan 351 $ 66,825,000 $ 190,384 $ 104,000
Ozaukee, Wisconsin 351 $ 98,345,000 $ 280,185 $ 177,000
Dare, North Carolina 350 $ 149,750,000 $ 427,857 $ 241,000
Saline, Arkansas 349 $ 53,945,000 $ 154,570 $ 86,000
Dona Ana, New Mexico 349 $ 65,085,000 $ 186,489 $ 138,000
Chester, Pennsylvania 348 $ 120,360,000 $ 345,862 $ 218,000
Kent, Michigan 347 $ 79,085,000 $ 227,910 $ 130,000
Jefferson, Ohio 347 $ 32,565,000 $ 93,847 $ 68,000
Santa Barbara, California 346 $ 170,970,000 $ 494,132 $ 257,000
Johnson, Indiana 345 $ 51,355,000 $ 148,855 $ 84,000
Vanderburgh, Indiana 345 $ 43,385,000 $ 125,753 $ 90,000
Washington, Maryland 344 $ 65,610,000 $ 190,726 $ 92,000
Wyandotte, Kansas 343 $ 41,985,000 $ 122,405 $ 82,000
Camden, Missouri 341 $ 79,265,000 $ 232,448 $ 229,000
Williamson, Illinois 339 $ 44,345,000 $ 130,811 $ 86,000
Columbia, Oregon 339 $ 63,845,000 $ 188,333 $ 105,000
Tuscaloosa, Alabama 338 $ 82,390,000 $ 243,757 $ 132,000
Clark, Indiana 338 $ 40,680,000 $ 120,355 $ 73,000
Butte, California 336 $ 69,490,000 $ 206,815 $ 142,000
Randall, Texas 336 $ 65,530,000 $ 195,029 $ 122,000
Eau Claire, Wisconsin 336 $ 59,240,000 $ 176,309 $ 127,000
Dallas, Iowa 335 $ 76,695,000 $ 228,940 $ 142,000
Buchanan, Missouri 334 $ 36,010,000 $ 107,814 $ 78,000
York, Pennsylvania 333 $ 66,245,000 $ 198,933 $ 121,000
Outagamie, Wisconsin 333 $ 55,725,000 $ 167,342 $ 134,000
Chesterfield, Virginia 332 $ 87,310,000 $ 262,981 $ 147,000
Scioto, Ohio 329 $ 36,635,000 $ 111,352 $ 85,000
Lexington, South Carolina 329 $ 76,455,000 $ 232,386 $ 108,000
Thurston, Washington 329 $ 83,775,000 $ 254,635 $ 130,000
Lucas, Ohio 328 $ 37,830,000 $ 115,335 $ 97,000
McCracken, Kentucky 327 $ 50,325,000 $ 153,899 $ 104,000
Sussex, Delaware 326 $ 113,320,000 $ 347,607 $ 261,000
Franklin, Missouri 326 $ 53,570,000 $ 164,325 $ 116,000
Douglas, Kansas 320 $ 55,330,000 $ 172,906 $ 143,000
Otter Tail, Minnesota 320 $ 63,650,000 $ 198,906 $ 124,000
Summit, Colorado 319 $ 169,625,000 $ 531,739 $ 333,000
Buncombe, North Carolina 319 $ 107,735,000 $ 337,727 $ 262,000
Missoula, Montana 318 $ 75,860,000 $ 238,553 $ 138,000
Elko, Nevada 318 $ 65,620,000 $ 206,352 $ 109,000
Washtenaw, Michigan 317 $ 88,905,000 $ 280,457 $ 162,000
Richland, South Carolina 317 $ 65,575,000 $ 206,861 $ 109,000
East Baton Rouge, Louisiana 316 $ 44,640,000 $ 141,265 $ 134,000
Racine, Wisconsin 316 $ 49,680,000 $ 157,215 $ 105,000
Natrona, Wyoming 313 $ 66,485,000 $ 212,412 $ 111,000
Shelby, Ohio 311 $ 35,175,000 $ 113,102 $ 94,000
Platte, Nebraska 309 $ 45,985,000 $ 148,818 $ 81,000
Sandoval, New Mexico 309 $ 59,655,000 $ 193,058 $ 108,000
Horry, South Carolina 308 $ 70,390,000 $ 228,538 $ 139,000
Madison, Kentucky 304 $ 41,490,000 $ 136,480 $ 86,000
Miami, Ohio 303 $ 37,315,000 $ 123,151 $ 91,000
Isanti, Minnesota 298 $ 54,730,000 $ 183,657 $ 105,000
Ward, North Dakota 297 $ 65,895,000 $ 221,868 $ 130,000
Delaware, Pennsylvania 294 $ 88,040,000 $ 299,455 $ 174,000
Somerset, New Jersey 292 $ 115,970,000 $ 397,157 $ 214,000
Barron, Wisconsin 291 $ 40,575,000 $ 139,432 $ 101,000
Bonneville, Idaho 290 $ 65,200,000 $ 224,827 $ 143,000
Summit, Utah 286 $ 256,370,000 $ 896,398 $ 476,000
Lubbock, Texas 285 $ 55,465,000 $ 194,614 $ 155,000
Garland, Arkansas 284 $ 38,720,000 $ 136,338 $ 89,000
Hendricks, Indiana 284 $ 46,800,000 $ 164,788 $ 99,000
Broomfield, Colorado 282 $ 86,900,000 $ 308,156 $ 168,000
Coconino, Arizona 281 $ 91,095,000 $ 324,181 $ 233,000
Washington, Arkansas 281 $ 55,405,000 $ 197,170 $ 183,000
Becker, Minnesota 281 $ 63,985,000 $ 227,704 $ 132,000
Tillamook, Oregon 281 $ 62,065,000 $ 220,871 $ 119,000
Lincoln, Oregon 280 $ 65,660,000 $ 234,500 $ 130,000
Providence, Rhode Island 279 $ 70,725,000 $ 253,494 $ 134,000
Henrico, Virginia 279 $ 73,425,000 $ 263,172 $ 137,000
Forsyth, Georgia 278 $ 89,070,000 $ 320,395 $ 177,000
Calvert, Maryland 277 $ 86,295,000 $ 311,534 $ 142,000
Walworth, Wisconsin 277 $ 58,155,000 $ 209,945 $ 161,000
Lake, Florida 276 $ 58,840,000 $ 213,188 $ 140,000
St. Joseph, Indiana 276 $ 30,680,000 $ 111,159 $ 142,000
Wichita, Texas 276 $ 44,270,000 $ 160,398 $ 87,000
Walton, Florida 275 $ 200,535,000 $ 729,218 $ 399,000
Johnson, Iowa 274 $ 58,640,000 $ 214,014 $ 168,000
Carroll, Maryland 273 $ 82,235,000 $ 301,227 $ 148,000
Hall, Nebraska 273 $ 33,705,000 $ 123,461 $ 75,000
Whiteside, Illinois 271 $ 28,525,000 $ 105,258 $ 78,000
Ottawa, Michigan 270 $ 66,480,000 $ 246,222 $ 234,000
Richmond, New York 269 $ 111,005,000 $ 412,657 $ 169,000
Blaine, Idaho 268 $ 155,890,000 $ 581,679 $ 267,000
Black Hawk, Iowa 268 $ 50,170,000 $ 187,201 $ 94,000
Santa Fe, New Mexico 267 $ 81,975,000 $ 307,022 $ 150,000
Benton, Minnesota 266 $ 43,970,000 $ 165,300 $ 102,000
Cass, Minnesota 266 $ 65,270,000 $ 245,375 $ 150,000
Imperial, California 264 $ 54,460,000 $ 206,287 $ 109,000
Catawba, North Carolina 264 $ 53,380,000 $ 202,196 $ 105,000
Hillsborough, New Hampshire 263 $ 69,925,000 $ 265,874 $ 147,000
St. Mary's, Maryland 262 $ 70,890,000 $ 270,572 $ 180,000
Durham, North Carolina 262 $ 62,810,000 $ 239,732 $ 132,000
Rockingham, New Hampshire 261 $ 82,955,000 $ 317,835 $ 177,000
Island, Washington 261 $ 76,395,000 $ 292,701 $ 169,000
Aiken, South Carolina 260 $ 57,690,000 $ 221,884 $ 146,000
Mower, Minnesota 259 $ 31,965,000 $ 123,416 $ 78,000
Douglas, Oregon 259 $ 48,665,000 $ 187,895 $ 96,000
Hernando, Florida 256 $ 45,100,000 $ 176,171 $ 75,000
Porter, Indiana 255 $ 52,285,000 $ 205,039 $ 130,000
Cass, Missouri 255 $ 44,745,000 $ 175,470 $ 104,000
Chesapeake, Virginia 254 $ 73,070,000 $ 287,677 $ 161,000
Grant, Washington 254 $ 42,950,000 $ 169,094 $ 107,000
Currituck, North Carolina 253 $ 135,845,000 $ 536,936 $ 316,000
St. Francois, Missouri 252 $ 28,680,000 $ 113,809 $ 77,000
Wagoner, Oklahoma 251 $ 43,755,000 $ 174,322 $ 87,000
Hamilton, Tennessee 250 $ 58,980,000 $ 235,920 $ 160,000
Carson City, Nevada 248 $ 52,880,000 $ 213,225 $ 98,000
Cowlitz, Washington 248 $ 48,620,000 $ 196,048 $ 102,000
Steele, Minnesota 247 $ 40,285,000 $ 163,097 $ 113,000
Union, North Carolina 247 $ 82,175,000 $ 332,692 $ 200,000
Burleigh, North Dakota 246 $ 52,570,000 $ 213,699 $ 119,000
New Hanover, North Carolina 244 $ 70,640,000 $ 289,508 $ 210,000
Alexandria, Virginia 244 $ 101,090,000 $ 414,303 $ 225,000
DeKalb, Illinois 243 $ 33,525,000 $ 137,962 $ 91,000
Franklin, Illinois 243 $ 22,505,000 $ 92,613 $ 69,000
Dubuque, Iowa 242 $ 32,750,000 $ 135,330 $ 76,000
Baldwin, Alabama 241 $ 65,455,000 $ 271,597 $ 172,000
Cascade, Montana 241 $ 35,635,000 $ 147,863 $ 117,000
Sevier, Tennessee 241 $ 71,015,000 $ 294,668 $ 173,000
Okaloosa, Florida 240 $ 65,740,000 $ 273,916 $ 228,000
Woodbury, Iowa 240 $ 32,620,000 $ 135,916 $ 98,000
Nevada, California 239 $ 101,315,000 $ 423,912 $ 259,000
Yolo, California 238 $ 70,370,000 $ 295,672 $ 158,000
Story, Iowa 238 $ 37,220,000 $ 156,386 $ 114,000
Burnett, Wisconsin 236 $ 32,960,000 $ 139,661 $ 99,000
Campbell, Wyoming 236 $ 51,200,000 $ 216,949 $ 140,000
Robertson, Tennessee 235 $ 43,375,000 $ 184,574 $ 87,000
Adams, Nebraska 234 $ 29,490,000 $ 126,025 $ 78,000
Maury, Tennessee 233 $ 37,745,000 $ 161,995 $ 95,000
Orleans, Louisiana 231 $ 56,615,000 $ 245,086 $ 161,000
Floyd, Indiana 230 $ 34,460,000 $ 149,826 $ 89,000
Lincoln, Missouri 230 $ 34,800,000 $ 151,304 $ 107,000
Caddo, Louisiana 229 $ 47,075,000 $ 205,567 $ 117,000
Bonner, Idaho 228 $ 64,230,000 $ 281,710 $ 206,000
Rogers, Oklahoma 228 $ 45,120,000 $ 197,894 $ 111,000
Galveston, Texas 227 $ 45,495,000 $ 200,418 $ 156,000
Benton, Oregon 226 $ 56,440,000 $ 249,734 $ 151,000
Nye, Nevada 223 $ 37,065,000 $ 166,210 $ 83,000
Cherokee, Georgia 222 $ 60,320,000 $ 271,711 $ 167,000
Flathead, Montana 222 $ 69,540,000 $ 313,243 $ 187,000
Burlington, New Jersey 221 $ 57,085,000 $ 258,303 $ 154,000
Cochise, Arizona 220 $ 32,930,000 $ 149,681 $ 89,000
Dearborn, Indiana 219 $ 29,025,000 $ 132,534 $ 94,000
Johnston, North Carolina 219 $ 45,165,000 $ 206,232 $ 107,000
Polk, Wisconsin 219 $ 37,655,000 $ 171,940 $ 121,000
Buffalo, Nebraska 217 $ 30,985,000 $ 142,788 $ 88,000
Clark, Ohio 217 $ 20,795,000 $ 95,829 $ 88,000
Ector, Texas 217 $ 44,805,000 $ 206,474 $ 190,000
DeSoto, Mississippi 216 $ 46,720,000 $ 216,296 $ 98,000
Trumbull, Ohio 216 $ 18,740,000 $ 86,759 $ 63,000
Merced, California 214 $ 46,800,000 $ 218,691 $ 107,000
Twin Falls, Idaho 213 $ 41,575,000 $ 195,187 $ 98,000
Sebastian, Arkansas 212 $ 27,530,000 $ 129,858 $ 107,000
Chelan, Washington 211 $ 67,945,000 $ 322,014 $ 242,000
Napa, California 210 $ 99,500,000 $ 473,809 $ 219,000
Brunswick, North Carolina 210 $ 60,380,000 $ 287,523 $ 180,000
Charlotte, Florida 209 $ 45,705,000 $ 218,684 $ 163,000
Wayne, Indiana 209 $ 17,955,000 $ 85,909 $ 66,000
Comanche, Oklahoma 209 $ 23,605,000 $ 112,942 $ 103,000
Cumberland, Pennsylvania 208 $ 44,210,000 $ 212,548 $ 126,000
Wood, Wisconsin 207 $ 22,265,000 $ 107,560 $ 90,000
Marion, Florida 206 $ 35,640,000 $ 173,009 $ 98,000
Douglas, Minnesota 205 $ 41,935,000 $ 204,560 $ 119,000
Elkhart, Indiana 204 $ 22,930,000 $ 112,401 $ 74,000
Bell, Texas 204 $ 32,920,000 $ 161,372 $ 139,000
Pike, Kentucky 203 $ 25,965,000 $ 127,906 $ 99,000
Genesee, Michigan 202 $ 30,310,000 $ 150,049 $ 102,000
Guilford, North Carolina 201 $ 41,545,000 $ 206,691 $ 131,000
Mercer, New Jersey 200 $ 65,390,000 $ 326,950 $ 191,000
Lehigh, Pennsylvania 198 $ 40,560,000 $ 204,848 $ 124,000
Chatham, Georgia 197 $ 49,265,000 $ 250,076 $ 158,000
Lancaster, Pennsylvania 196 $ 39,090,000 $ 199,438 $ 135,000
Rice, Minnesota 194 $ 37,750,000 $ 194,587 $ 113,000
Ashtabula, Ohio 193 $ 17,215,000 $ 89,196 $ 70,000
Humboldt, California 190 $ 40,360,000 $ 212,421 $ 115,000
Kandiyohi, Minnesota 190 $ 28,550,000 $ 150,263 $ 110,000
Lewis and Clark, Montana 190 $ 43,650,000 $ 229,736 $ 107,000
Richland, Ohio 190 $ 18,010,000 $ 94,789 $ 81,000
Berks, Pennsylvania 190 $ 37,550,000 $ 197,631 $ 139,000
Sutter, California 189 $ 43,145,000 $ 228,280 $ 131,000
Cumberland, Maine 189 $ 61,665,000 $ 326,269 $ 259,000
Newton, Missouri 189 $ 29,125,000 $ 154,100 $ 111,000
Boone, Illinois 188 $ 24,700,000 $ 131,382 $ 117,000
Monroe, New York 187 $ 23,555,000 $ 125,962 $ 113,000
Marion, Illinois 186 $ 17,190,000 $ 92,419 $ 72,000
Manitowoc, Wisconsin 186 $ 22,690,000 $ 121,989 $ 106,000
Shelby, Alabama 184 $ 48,770,000 $ 265,054 $ 137,000
Teton, Idaho 184 $ 49,390,000 $ 268,423 $ 109,000
LaPorte, Indiana 184 $ 24,180,000 $ 131,413 $ 181,000
Johnson, Missouri 184 $ 27,500,000 $ 149,456 $ 89,000
Madison, Nebraska 182 $ 21,300,000 $ 117,032 $ 75,000
Dodge, Nebraska 181 $ 23,045,000 $ 127,320 $ 86,000
Albemarle, Virginia 181 $ 65,165,000 $ 360,027 $ 169,000
Stafford, Virginia 181 $ 62,885,000 $ 347,430 $ 148,000
Grand Forks, North Dakota 180 $ 38,000,000 $ 211,111 $ 126,000
Chippewa, Wisconsin 180 $ 32,130,000 $ 178,500 $ 115,000
Iredell, North Carolina 179 $ 63,205,000 $ 353,100 $ 180,000
Nez Perce, Idaho 178 $ 26,140,000 $ 146,853 $ 96,000
Rock, Wisconsin 178 $ 23,630,000 $ 132,752 $ 100,000
Pitkin, Colorado 177 $ 262,185,000 $ 1,481,271 $ 632,000
Champaign, Illinois 177 $ 24,615,000 $ 139,067 $ 97,000
Macon, Illinois 177 $ 15,835,000 $ 89,463 $ 75,000
Freeborn, Minnesota 176 $ 20,360,000 $ 115,681 $ 100,000
Pine, Minnesota 176 $ 26,250,000 $ 149,147 $ 99,000
Warren, Missouri 175 $ 29,325,000 $ 167,571 $ 103,000
Lincoln, North Carolina 175 $ 41,885,000 $ 239,342 $ 135,000
Le Sueur, Minnesota 174 $ 33,380,000 $ 191,839 $ 131,000
Camden, New Jersey 174 $ 37,300,000 $ 214,367 $ 142,000
Mahoning, Ohio 174 $ 19,560,000 $ 112,413 $ 96,000
Coos, Oregon 174 $ 28,480,000 $ 163,678 $ 78,000
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Mortgage Loan Application Detail Totals for US Bank, N.A. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 183,011 $55,970,650,000 $305,000 $16,105,000 $160,000 $9,896,000
Home Purchase 173,111 $53,905,505,000 $311,000 $30,355,000 $174,000 $9,480,000
Cash-out Refinancing 51,844 $17,264,650,000 $333,000 $17,505,000 $150,000 $7,358,000
Not Applicable 44,999 $6,189,035,000 $137,000 $975,000 $0 $0
Other Purpose 42,969 $5,631,705,000 $131,000 $10,005,000 $139,000 $8,047,000
Home Improvement 33,509 $3,890,285,000 $116,000 $7,005,000 $150,000 $9,188,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 220,193 $61,006,715,000 $277,000 $17,505,000 $158,000 $9,530,000
Not applicable 203,770 $47,791,395,000 $234,000 $30,355,000 $149,000 $228,000
Not Provided 42,255 $14,322,045,000 $338,000 $16,105,000 $176,000 $9,896,000
Hispanic 23,204 $4,811,320,000 $207,000 $4,685,000 $110,000 $7,358,000
Asian 22,281 $10,434,875,000 $468,000 $7,265,000 $192,000 $8,558,000
Black or African American 10,645 $1,992,835,000 $187,000 $8,865,000 $112,000 $9,480,000
American Indian or Alaskan Native 1,629 $297,565,000 $182,000 $8,785,000 $118,000 $3,448,000
Native Hawaiian or Other Pacific Islander 337 $106,265,000 $315,000 $8,005,000 $143,000 $1,736,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 415,940 $121,993,745,000 $293,000 $30,355,000 $161,000 $9,896,000
FHA-insured (Federal Housing Administration) 94,968 $16,585,420,000 $174,000 $975,000 $70,000 $952,000
VA-guaranteed (Veterans Administration) 12,979 $3,483,105,000 $268,000 $2,005,000 $99,000 $996,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5,556 $789,560,000 $142,000 $505,000 $49,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 202,977 $47,263,985,000 $232,000 $1,405,000 $0 $0
Loan Originated 180,649 $58,486,180,000 $323,000 $30,355,000 $169,000 $9,530,000
Application Denied By Financial Institution 84,948 $18,693,120,000 $220,000 $16,105,000 $129,000 $8,687,000
Application Withdrawn By Applicant 43,398 $14,089,360,000 $324,000 $10,005,000 $172,000 $9,896,000
File Closed For Incompleteness 13,309 $3,210,295,000 $241,000 $10,005,000 $160,000 $7,149,000
Application Approved But Not Accepted 4,162 $1,108,890,000 $266,000 $9,105,000 $155,000 $4,062,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 444,495 $124,158,710,000 $279,000 $30,355,000 $169,000 $9,896,000
Credit History 27,604 $3,414,950,000 $123,000 $16,105,000 $116,000 $8,687,000
Debt-To-Income Ratio 19,950 $5,866,860,000 $294,000 $9,505,000 $81,000 $6,174,000
Collateral 18,075 $3,971,845,000 $219,000 $6,005,000 $169,000 $7,646,000
Other 8,817 $1,886,275,000 $213,000 $8,785,000 $145,000 $4,266,000
Unverifiable Information 4,697 $1,636,105,000 $348,000 $8,405,000 $192,000 $7,796,000
Credit Application Incomplete 3,408 $975,090,000 $286,000 $10,005,000 $155,000 $5,460,000
Insufficient Cash (Downpayment, Closing Cost) 2,104 $855,770,000 $406,000 $7,165,000 $170,000 $4,742,000
Employment History 291 $85,905,000 $295,000 $5,005,000 $128,000 $3,441,000
Mortgage Insurance Denied 2 $320,000 $160,000 $205,000 $53,000 $59,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess US Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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