USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2010

In 2010, USAA Federal Savings Bank of San Antonio, TX reported 147,854 mortgage applications totaling $29.0 billion, up 1% from 2009. The average application was for $195,822, and applicants reported an average income of $93,931. 61% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (6,791), San Antonio-New Braunfels, TX (5,337) and Atlanta-Sandy Springs-Marietta, GA (3,504) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 147,854
Total Mortgage Loan Application Amount $28,953,185,000
Average Mortgage Loan Application Amount $195,822
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $93,931
Highest Applicant Income $8,325,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 4,184 $ 646,316,000 $ 154,473 $ 91,000
Maricopa, Arizona 2,535 $ 447,612,000 $ 176,572 $ 91,000
El Paso, Colorado 2,110 $ 443,614,000 $ 210,243 $ 81,000
San Diego, California 2,085 $ 627,657,000 $ 301,034 $ 107,000
Fairfax, Virginia 2,044 $ 652,681,000 $ 319,315 $ 138,000
Harris, Texas 1,853 $ 314,707,000 $ 169,836 $ 109,000
Clark, Nevada 1,469 $ 275,411,000 $ 187,481 $ 84,000
Bell, Texas 1,379 $ 195,635,000 $ 141,867 $ 65,000
Tarrant, Texas 1,343 $ 213,130,000 $ 158,696 $ 100,000
Cumberland, North Carolina 1,333 $ 200,303,000 $ 150,264 $ 65,000
Los Angeles, California 1,266 $ 373,589,000 $ 295,093 $ 121,000
Travis, Texas 1,255 $ 241,652,000 $ 192,551 $ 114,000
Pierce, Washington 1,106 $ 255,484,000 $ 230,998 $ 93,000
Pima, Arizona 1,086 $ 202,483,000 $ 186,448 $ 83,000
King, Washington 1,079 $ 293,433,000 $ 271,949 $ 115,000
Hillsborough, Florida 966 $ 196,946,000 $ 203,877 $ 94,000
Prince William, Virginia 956 $ 288,411,000 $ 301,685 $ 111,000
El Paso, Texas 950 $ 136,554,000 $ 143,741 $ 77,000
Riverside, California 936 $ 213,363,000 $ 227,951 $ 92,000
Bernalillo, New Mexico 926 $ 180,045,000 $ 194,433 $ 93,000
Dallas, Texas 870 $ 145,516,000 $ 167,259 $ 108,000
Anne Arundel, Maryland 787 $ 219,786,000 $ 279,270 $ 115,000
Virginia Beach, Virginia 784 $ 177,522,000 $ 226,431 $ 84,000
Montgomery, Tennessee 774 $ 116,253,000 $ 150,197 $ 59,000
Montgomery, Maryland 762 $ 228,082,000 $ 299,320 $ 132,000
Wake, North Carolina 756 $ 152,656,000 $ 201,925 $ 91,000
Oklahoma, Oklahoma 731 $ 116,519,000 $ 159,396 $ 84,000
Collin, Texas 726 $ 132,882,000 $ 183,033 $ 111,000
Duval, Florida 693 $ 119,653,000 $ 172,659 $ 68,000
Onslow, North Carolina 686 $ 118,025,000 $ 172,048 $ 68,000
Cook, Illinois 680 $ 150,160,000 $ 220,823 $ 113,000
Williamson, Texas 666 $ 109,388,000 $ 164,246 $ 88,000
Richland, South Carolina 645 $ 102,494,000 $ 158,905 $ 71,000
Honolulu, Hawaii 641 $ 247,689,000 $ 386,410 $ 100,000
Denton, Texas 636 $ 107,792,000 $ 169,484 $ 103,000
Madison, Alabama 618 $ 128,438,000 $ 207,828 $ 100,000
Okaloosa, Florida 618 $ 118,949,000 $ 192,474 $ 74,000
Prince George's, Maryland 589 $ 153,516,000 $ 260,638 $ 103,000
Fulton, Georgia 586 $ 122,773,000 $ 209,510 $ 124,000
Orange, California 583 $ 181,833,000 $ 311,891 $ 126,000
San Bernardino, California 578 $ 102,901,000 $ 178,029 $ 102,000
Thurston, Washington 578 $ 132,291,000 $ 228,877 $ 79,000
Burlington, New Jersey 554 $ 119,566,000 $ 215,823 $ 98,000
Houston, Georgia 553 $ 90,069,000 $ 162,873 $ 71,000
Cobb, Georgia 549 $ 106,303,000 $ 193,630 $ 97,000
Anchorage, Alaska 542 $ 132,163,000 $ 243,843 $ 99,000
Harnett, North Carolina 539 $ 99,710,000 $ 184,990 $ 66,000
Stafford, Virginia 538 $ 146,865,000 $ 272,983 $ 110,000
Montgomery, Texas 533 $ 97,652,000 $ 183,212 $ 118,000
Sacramento, California 529 $ 112,312,000 $ 212,310 $ 95,000
Arapahoe, Colorado 527 $ 110,796,000 $ 210,239 $ 94,000
District of Columbia, District Of Columbia 515 $ 161,136,000 $ 312,885 $ 134,000
Santa Rosa, Florida 514 $ 96,448,000 $ 187,642 $ 68,000
Loudoun, Virginia 512 $ 153,404,000 $ 299,617 $ 131,000
Broward, Florida 505 $ 105,683,000 $ 209,273 $ 103,000
St. Clair, Illinois 489 $ 91,164,000 $ 186,429 $ 88,000
Kitsap, Washington 476 $ 110,827,000 $ 232,829 $ 94,000
Guadalupe, Texas 468 $ 76,817,000 $ 164,138 $ 84,000
Columbia, Georgia 457 $ 78,094,000 $ 170,884 $ 75,000
Mecklenburg, North Carolina 457 $ 86,698,000 $ 189,711 $ 90,000
Pinellas, Florida 456 $ 83,010,000 $ 182,039 $ 99,000
Gwinnett, Georgia 454 $ 75,729,000 $ 166,803 $ 84,000
Brevard, Florida 453 $ 80,730,000 $ 178,211 $ 85,000
Miami-Dade, Florida 451 $ 91,825,000 $ 203,603 $ 108,000
Shelby, Tennessee 437 $ 75,862,000 $ 173,597 $ 104,000
Jefferson, Colorado 434 $ 96,082,000 $ 221,387 $ 105,000
Chesapeake, Virginia 429 $ 108,170,000 $ 252,144 $ 90,000
Denver, Colorado 425 $ 99,270,000 $ 233,576 $ 104,000
Douglas, Colorado 425 $ 108,279,000 $ 254,774 $ 124,000
Chatham, Georgia 419 $ 78,264,000 $ 186,787 $ 68,000
Multnomah, Oregon 410 $ 89,497,000 $ 218,285 $ 100,000
Middlesex, Massachusetts 407 $ 114,419,000 $ 281,127 $ 135,000
Palm Beach, Florida 401 $ 80,726,000 $ 201,311 $ 117,000
Charleston, South Carolina 399 $ 87,466,000 $ 219,213 $ 98,000
DeKalb, Georgia 393 $ 73,978,000 $ 188,239 $ 103,000
Fort Bend, Texas 391 $ 68,736,000 $ 175,795 $ 113,000
Sarpy, Nebraska 390 $ 69,170,000 $ 177,358 $ 81,000
Orange, Florida 389 $ 70,661,000 $ 181,647 $ 89,000
Cochise, Arizona 386 $ 76,867,000 $ 199,137 $ 82,000
Montgomery, Ohio 384 $ 60,177,000 $ 156,710 $ 74,000
Cleveland, Oklahoma 380 $ 57,419,000 $ 151,102 $ 76,000
Sedgwick, Kansas 374 $ 54,295,000 $ 145,173 $ 78,000
Pulaski, Arkansas 372 $ 61,268,000 $ 164,698 $ 77,000
Chesterfield, Virginia 372 $ 78,626,000 $ 211,360 $ 83,000
Spokane, Washington 369 $ 71,454,000 $ 193,642 $ 82,000
Comanche, Oklahoma 367 $ 53,665,000 $ 146,226 $ 67,000
Escambia, Florida 364 $ 60,880,000 $ 167,252 $ 74,000
Hardin, Kentucky 351 $ 64,325,000 $ 183,262 $ 83,000
Franklin, Ohio 349 $ 54,550,000 $ 156,303 $ 83,000
Hartford, Connecticut 345 $ 73,097,000 $ 211,875 $ 112,000
Montgomery, Pennsylvania 342 $ 79,368,000 $ 232,070 $ 118,000
Johnson, Kansas 339 $ 62,837,000 $ 185,359 $ 100,000
Solano, California 336 $ 85,641,000 $ 254,883 $ 89,000
Snohomish, Washington 329 $ 79,322,000 $ 241,100 $ 96,000
Bossier, Louisiana 327 $ 63,668,000 $ 194,703 $ 80,000
Arlington, Virginia 321 $ 106,087,000 $ 330,489 $ 144,000
Norfolk, Virginia 319 $ 64,480,000 $ 202,131 $ 87,000
Comal, Texas 316 $ 64,484,000 $ 204,063 $ 108,000
Nueces, Texas 312 $ 48,583,000 $ 155,714 $ 94,000
Newport News, Virginia 312 $ 59,378,000 $ 190,314 $ 70,000
Muscogee, Georgia 311 $ 50,109,000 $ 161,122 $ 70,000
Baltimore, Maryland 310 $ 73,907,000 $ 238,409 $ 110,000
New Castle, Delaware 307 $ 64,644,000 $ 210,566 $ 98,000
Howard, Maryland 307 $ 92,408,000 $ 301,003 $ 127,000
St. Louis, Missouri 305 $ 52,436,000 $ 171,921 $ 96,000
Allegheny, Pennsylvania 302 $ 46,562,000 $ 154,178 $ 103,000
Jefferson, Kentucky 297 $ 53,621,000 $ 180,542 $ 93,000
Moore, North Carolina 296 $ 63,492,000 $ 214,500 $ 88,000
Ada, Idaho 294 $ 54,362,000 $ 184,904 $ 85,000
Greene, Ohio 294 $ 56,246,000 $ 191,312 $ 97,000
Dorchester, South Carolina 292 $ 51,088,000 $ 174,958 $ 68,000
Charles, Maryland 291 $ 80,705,000 $ 277,336 $ 101,000
Hennepin, Minnesota 290 $ 61,681,000 $ 212,693 $ 107,000
New London, Connecticut 287 $ 62,887,000 $ 219,118 $ 98,000
Tulsa, Oklahoma 285 $ 43,930,000 $ 154,140 $ 93,000
Galveston, Texas 282 $ 43,060,000 $ 152,695 $ 97,000
Alameda, California 281 $ 81,863,000 $ 291,327 $ 122,000
Greenville, South Carolina 281 $ 46,403,000 $ 165,135 $ 89,000
Hoke, North Carolina 280 $ 44,070,000 $ 157,392 $ 56,000
Coryell, Texas 280 $ 34,663,000 $ 123,796 $ 68,000
Ventura, California 273 $ 84,414,000 $ 309,208 $ 117,000
Fairfield, Connecticut 273 $ 76,911,000 $ 281,725 $ 166,000
Salt Lake, Utah 273 $ 55,530,000 $ 203,406 $ 99,000
Larimer, Colorado 270 $ 55,797,000 $ 206,655 $ 99,000
Clay, Florida 266 $ 50,103,000 $ 188,357 $ 72,000
Davidson, Tennessee 264 $ 48,873,000 $ 185,125 $ 99,000
Clark, Washington 264 $ 53,513,000 $ 202,700 $ 90,000
Jefferson, Alabama 263 $ 42,300,000 $ 160,836 $ 91,000
St. Tammany, Louisiana 263 $ 51,208,000 $ 194,707 $ 95,000
Contra Costa, California 261 $ 80,054,000 $ 306,720 $ 130,000
Suffolk, New York 261 $ 67,472,000 $ 258,513 $ 122,000
Sumter, South Carolina 261 $ 39,767,000 $ 152,363 $ 65,000
Alexandria, Virginia 261 $ 87,715,000 $ 336,072 $ 137,000
New Haven, Connecticut 258 $ 55,996,000 $ 217,038 $ 107,000
Montgomery, Alabama 257 $ 42,854,000 $ 166,747 $ 81,000
East Baton Rouge, Louisiana 255 $ 41,629,000 $ 163,250 $ 91,000
Hampton, Virginia 255 $ 46,744,000 $ 183,309 $ 67,000
Marion, Indiana 254 $ 31,771,000 $ 125,082 $ 76,000
Spotsylvania, Virginia 252 $ 59,721,000 $ 236,988 $ 105,000
Washington, Oregon 251 $ 56,893,000 $ 226,665 $ 127,000
Harford, Maryland 250 $ 60,639,000 $ 242,556 $ 100,000
Hillsborough, New Hampshire 249 $ 55,611,000 $ 223,337 $ 119,000
Philadelphia, Pennsylvania 249 $ 46,704,000 $ 187,566 $ 96,000
Santa Clara, California 247 $ 85,192,000 $ 344,906 $ 143,000
Knox, Tennessee 246 $ 42,455,000 $ 172,581 $ 88,000
Kern, California 244 $ 42,650,000 $ 174,795 $ 90,000
Monmouth, New Jersey 239 $ 59,467,000 $ 248,815 $ 119,000
Kent, Delaware 238 $ 47,932,000 $ 201,394 $ 63,000
Taylor, Texas 237 $ 33,431,000 $ 141,059 $ 74,000
Boulder, Colorado 236 $ 60,275,000 $ 255,402 $ 109,000
Richmond, Georgia 236 $ 28,349,000 $ 120,122 $ 55,000
Rockingham, New Hampshire 236 $ 53,908,000 $ 228,423 $ 103,000
Chester, Pennsylvania 236 $ 59,038,000 $ 250,161 $ 126,000
Henry, Georgia 235 $ 37,748,000 $ 160,629 $ 77,000
Ocean, New Jersey 232 $ 51,223,000 $ 220,788 $ 97,000
Worcester, Massachusetts 231 $ 54,015,000 $ 233,831 $ 100,000
Beaufort, South Carolina 231 $ 48,483,000 $ 209,883 $ 88,000
Frederick, Maryland 228 $ 60,636,000 $ 265,947 $ 107,000
Jefferson, New York 227 $ 33,948,000 $ 149,550 $ 77,000
Davis, Utah 223 $ 46,391,000 $ 208,031 $ 82,000
Oakland, Michigan 220 $ 38,786,000 $ 176,300 $ 101,000
Liberty, Georgia 219 $ 29,054,000 $ 132,666 $ 52,000
Washoe, Nevada 218 $ 49,278,000 $ 226,045 $ 102,000
Lee, Florida 216 $ 39,076,000 $ 180,907 $ 101,000
Douglas, Nebraska 215 $ 32,929,000 $ 153,158 $ 82,000
Dona Ana, New Mexico 215 $ 40,173,000 $ 186,851 $ 84,000
Lexington, South Carolina 214 $ 35,062,000 $ 163,841 $ 75,000
Coffee, Alabama 212 $ 32,963,000 $ 155,485 $ 74,000
Hays, Texas 212 $ 38,863,000 $ 183,316 $ 82,000
Adams, Colorado 211 $ 41,827,000 $ 198,232 $ 75,000
Bay, Florida 211 $ 38,363,000 $ 181,815 $ 81,000
Camden, New Jersey 211 $ 37,157,000 $ 176,099 $ 96,000
Bucks, Pennsylvania 211 $ 51,056,000 $ 241,971 $ 114,000
Placer, California 210 $ 49,817,000 $ 237,223 $ 101,000
York, Virginia 206 $ 54,816,000 $ 266,097 $ 108,000
DuPage, Illinois 204 $ 46,413,000 $ 227,514 $ 123,000
Wayne, Michigan 203 $ 26,444,000 $ 130,266 $ 81,000
Sandoval, New Mexico 203 $ 44,305,000 $ 218,251 $ 89,000
Baltimore City, Maryland 200 $ 33,142,000 $ 165,710 $ 94,000
Lake, Illinois 199 $ 42,209,000 $ 212,105 $ 102,000
Harrison, Mississippi 199 $ 32,853,000 $ 165,090 $ 72,000
Pasco, Florida 198 $ 34,594,000 $ 174,717 $ 106,000
Volusia, Florida 198 $ 31,515,000 $ 159,166 $ 88,000
St. Mary's, Maryland 197 $ 52,351,000 $ 265,741 $ 118,000
Cumberland, Maine 196 $ 41,637,000 $ 212,433 $ 99,000
Berkeley, South Carolina 196 $ 33,270,000 $ 169,744 $ 63,000
Brazoria, Texas 195 $ 29,653,000 $ 152,066 $ 98,000
Craven, North Carolina 194 $ 33,611,000 $ 173,252 $ 67,000
Curry, New Mexico 191 $ 32,732,000 $ 171,371 $ 69,000
Orleans, Louisiana 190 $ 39,554,000 $ 208,178 $ 125,000
Durham, North Carolina 190 $ 35,441,000 $ 186,531 $ 99,000
Brazos, Texas 190 $ 27,767,000 $ 146,142 $ 95,000
Macomb, Michigan 189 $ 31,942,000 $ 169,005 $ 88,000
Tom Green, Texas 189 $ 25,029,000 $ 132,428 $ 63,000
Seminole, Florida 188 $ 38,245,000 $ 203,430 $ 112,000
Jefferson, Louisiana 187 $ 31,911,000 $ 170,647 $ 86,000
Barnstable, Massachusetts 185 $ 43,359,000 $ 234,372 $ 129,000
Guilford, North Carolina 185 $ 30,902,000 $ 167,037 $ 82,000
Pulaski, Missouri 181 $ 26,519,000 $ 146,513 $ 54,000
Essex, Massachusetts 180 $ 46,314,000 $ 257,300 $ 110,000
Lee, Alabama 179 $ 29,006,000 $ 162,044 $ 79,000
Pinal, Arizona 179 $ 24,075,000 $ 134,497 $ 80,000
Lowndes, Georgia 178 $ 29,082,000 $ 163,382 $ 68,000
Mobile, Alabama 175 $ 26,319,000 $ 150,394 $ 77,000
Matanuska-Susitna, Alaska 175 $ 36,872,000 $ 210,697 $ 71,000
Delaware, Pennsylvania 175 $ 37,949,000 $ 216,851 $ 134,000
Henrico, Virginia 174 $ 36,292,000 $ 208,574 $ 103,000
Hamilton, Indiana 173 $ 35,154,000 $ 203,202 $ 98,000
Jackson, Missouri 173 $ 24,513,000 $ 141,693 $ 78,000
Leavenworth, Kansas 172 $ 30,072,000 $ 174,837 $ 90,000
Bryan, Georgia 170 $ 33,563,000 $ 197,429 $ 73,000
Morris, New Jersey 169 $ 41,606,000 $ 246,189 $ 131,000
Island, Washington 169 $ 35,454,000 $ 209,786 $ 73,000
Fayette, Georgia 168 $ 35,262,000 $ 209,892 $ 112,000
Cumberland, Pennsylvania 168 $ 33,251,000 $ 197,922 $ 98,000
Otero, New Mexico 167 $ 24,383,000 $ 146,005 $ 71,000
St. Johns, Florida 166 $ 35,499,000 $ 213,849 $ 95,000
Clackamas, Oregon 166 $ 38,104,000 $ 229,542 $ 110,000
Yavapai, Arizona 163 $ 29,087,000 $ 178,447 $ 90,000
Utah, Utah 163 $ 30,163,000 $ 185,049 $ 76,000
Nassau, New York 161 $ 44,089,000 $ 273,844 $ 132,000
New Hanover, North Carolina 161 $ 31,008,000 $ 192,596 $ 97,000
York, Pennsylvania 161 $ 31,173,000 $ 193,621 $ 95,000
Erie, New York 160 $ 21,828,000 $ 136,425 $ 88,000
Laramie, Wyoming 160 $ 29,623,000 $ 185,143 $ 73,000
Riley, Kansas 159 $ 26,812,000 $ 168,628 $ 76,000
Yuma, Arizona 156 $ 29,063,000 $ 186,301 $ 74,000
Plymouth, Massachusetts 156 $ 41,172,000 $ 263,923 $ 106,000
Hamilton, Tennessee 156 $ 24,636,000 $ 157,923 $ 81,000
Suffolk, Virginia 156 $ 38,806,000 $ 248,756 $ 77,000
Cherokee, Georgia 155 $ 25,608,000 $ 165,212 $ 84,000
Fairbanks North Star, Alaska 154 $ 32,794,000 $ 212,948 $ 79,000
Bergen, New Jersey 154 $ 41,491,000 $ 269,422 $ 137,000
Santa Fe, New Mexico 153 $ 34,873,000 $ 227,928 $ 96,000
Santa Barbara, California 152 $ 42,208,000 $ 277,684 $ 108,000
Sussex, Delaware 152 $ 33,931,000 $ 223,230 $ 122,000
St. Charles, Missouri 152 $ 27,434,000 $ 180,486 $ 91,000
Hamilton, Ohio 152 $ 26,460,000 $ 174,078 $ 102,000
Sonoma, California 151 $ 43,238,000 $ 286,344 $ 115,000
Wichita, Texas 151 $ 20,386,000 $ 135,006 $ 77,000
Coweta, Georgia 150 $ 27,765,000 $ 185,100 $ 96,000
Cuyahoga, Ohio 150 $ 22,458,000 $ 149,720 $ 99,000
Lonoke, Arkansas 149 $ 21,451,000 $ 143,966 $ 62,000
Albemarle, Virginia 149 $ 39,222,000 $ 263,234 $ 106,000
Baldwin, Alabama 148 $ 25,767,000 $ 174,101 $ 90,000
Gloucester, New Jersey 148 $ 26,698,000 $ 180,391 $ 96,000
Fresno, California 146 $ 29,521,000 $ 202,198 $ 97,000
Caddo, Louisiana 146 $ 24,846,000 $ 170,178 $ 117,000
Milwaukee, Wisconsin 146 $ 22,485,000 $ 154,006 $ 85,000
Deschutes, Oregon 145 $ 29,671,000 $ 204,627 $ 96,000
Rutherford, Tennessee 145 $ 20,747,000 $ 143,082 $ 65,000
Essex, New Jersey 144 $ 35,877,000 $ 249,145 $ 143,000
Buncombe, North Carolina 144 $ 28,163,000 $ 195,576 $ 95,000
Geary, Kansas 143 $ 19,701,000 $ 137,769 $ 60,000
Autauga, Alabama 142 $ 25,339,000 $ 178,443 $ 76,000
Forsyth, Georgia 142 $ 27,983,000 $ 197,063 $ 90,000
Dane, Wisconsin 142 $ 31,011,000 $ 218,387 $ 90,000
Polk, Florida 141 $ 21,011,000 $ 149,014 $ 86,000
York, Maine 141 $ 28,011,000 $ 198,659 $ 128,000
Dakota, Minnesota 138 $ 27,864,000 $ 201,913 $ 96,000
Jackson, Mississippi 138 $ 22,968,000 $ 166,434 $ 80,000
Orange, New York 138 $ 32,965,000 $ 238,876 $ 113,000
James City, Virginia 138 $ 35,170,000 $ 254,855 $ 99,000
McLennan, Texas 137 $ 19,628,000 $ 143,270 $ 130,000
Sarasota, Florida 136 $ 22,086,000 $ 162,397 $ 100,000
Norfolk, Massachusetts 136 $ 40,812,000 $ 300,088 $ 122,000
Kendall, Texas 136 $ 30,537,000 $ 224,536 $ 130,000
Calvert, Maryland 135 $ 40,247,000 $ 298,125 $ 146,000
Mercer, New Jersey 135 $ 33,087,000 $ 245,088 $ 121,000
Carteret, North Carolina 133 $ 29,636,000 $ 222,827 $ 97,000
Middlesex, New Jersey 132 $ 29,713,000 $ 225,098 $ 106,000
Providence, Rhode Island 131 $ 25,538,000 $ 194,946 $ 79,000
Monterey, California 130 $ 38,277,000 $ 294,438 $ 118,000
Benton, Arkansas 129 $ 21,794,000 $ 168,945 $ 96,000
Smith, Texas 129 $ 20,783,000 $ 161,108 $ 93,000
Clayton, Georgia 128 $ 13,562,000 $ 105,953 $ 62,000
Warren, Ohio 128 $ 27,895,000 $ 217,929 $ 101,000
Wayne, North Carolina 126 $ 17,322,000 $ 137,476 $ 62,000
San Mateo, California 125 $ 46,071,000 $ 368,568 $ 145,000
Forsyth, North Carolina 125 $ 19,892,000 $ 159,136 $ 81,000
Ramsey, Minnesota 124 $ 23,533,000 $ 189,782 $ 110,000
Westchester, New York 124 $ 36,862,000 $ 297,274 $ 149,000
Horry, South Carolina 124 $ 19,422,000 $ 156,629 $ 97,000
Russell, Alabama 123 $ 20,005,000 $ 162,642 $ 56,000
Weld, Colorado 123 $ 26,507,000 $ 215,504 $ 85,000
Johnston, North Carolina 123 $ 19,678,000 $ 159,983 $ 75,000
Shelby, Alabama 122 $ 21,774,000 $ 178,475 $ 92,000
Camden, Georgia 122 $ 21,461,000 $ 175,909 $ 94,000
Suffolk, Massachusetts 122 $ 30,591,000 $ 250,745 $ 95,000
York, South Carolina 122 $ 22,802,000 $ 186,901 $ 89,000
Williamson, Tennessee 122 $ 29,044,000 $ 238,065 $ 105,000
Collier, Florida 120 $ 23,828,000 $ 198,566 $ 125,000
Washtenaw, Michigan 120 $ 22,275,000 $ 185,625 $ 117,000
Atlantic, New Jersey 120 $ 24,675,000 $ 205,625 $ 91,000
Newport, Rhode Island 120 $ 31,185,000 $ 259,875 $ 132,000
Aiken, South Carolina 120 $ 20,276,000 $ 168,966 $ 90,000
Marion, Oregon 118 $ 21,218,000 $ 179,813 $ 90,000
Parker, Texas 118 $ 20,096,000 $ 170,305 $ 98,000
Will, Illinois 117 $ 23,948,000 $ 204,683 $ 102,000
Fayette, Kentucky 117 $ 19,208,000 $ 164,170 $ 84,000
Johnson, Missouri 117 $ 16,404,000 $ 140,205 $ 63,000
Hidalgo, Texas 117 $ 13,598,000 $ 116,222 $ 82,000
Alachua, Florida 116 $ 19,717,000 $ 169,974 $ 124,000
Leon, Florida 116 $ 21,643,000 $ 186,577 $ 102,000
Cascade, Montana 116 $ 17,952,000 $ 154,758 $ 65,000
Lane, Oregon 116 $ 22,877,000 $ 197,215 $ 85,000
Portsmouth, Virginia 116 $ 20,372,000 $ 175,620 $ 62,000
Elmore, Alabama 115 $ 19,037,000 $ 165,539 $ 75,000
Manatee, Florida 115 $ 23,565,000 $ 204,913 $ 113,000
Orange, North Carolina 115 $ 25,599,000 $ 222,600 $ 115,000
Weber, Utah 115 $ 20,216,000 $ 175,791 $ 75,000
Spartanburg, South Carolina 114 $ 18,753,000 $ 164,500 $ 101,000
Lafayette, Louisiana 113 $ 18,249,000 $ 161,495 $ 106,000
Union, North Carolina 113 $ 23,305,000 $ 206,238 $ 85,000
Yuba, California 112 $ 21,091,000 $ 188,312 $ 64,000
Saratoga, New York 112 $ 25,026,000 $ 223,446 $ 123,000
Skagit, Washington 112 $ 26,083,000 $ 232,883 $ 81,000
Limestone, Alabama 111 $ 23,503,000 $ 211,738 $ 96,000
El Dorado, California 110 $ 25,424,000 $ 231,127 $ 105,000
Benton, Washington 110 $ 22,102,000 $ 200,927 $ 88,000
Waukesha, Wisconsin 109 $ 22,102,000 $ 202,770 $ 105,000
St. Lucie, Florida 108 $ 13,704,000 $ 126,888 $ 73,000
Summit, Ohio 108 $ 16,066,000 $ 148,759 $ 87,000
Hampden, Massachusetts 107 $ 19,760,000 $ 184,672 $ 81,000
Whatcom, Washington 107 $ 22,128,000 $ 206,803 $ 78,000
Lancaster, Pennsylvania 106 $ 19,032,000 $ 179,547 $ 96,000
Coconino, Arizona 105 $ 22,404,000 $ 213,371 $ 98,000
Douglas, Georgia 105 $ 18,586,000 $ 177,009 $ 80,000
Dale, Alabama 104 $ 13,786,000 $ 132,557 $ 70,000
Berkeley, West Virginia 103 $ 18,424,000 $ 178,873 $ 69,000
Madison, Illinois 102 $ 16,805,000 $ 164,754 $ 73,000
Somerset, New Jersey 101 $ 28,798,000 $ 285,128 $ 127,000
Canadian, Oklahoma 101 $ 15,808,000 $ 156,514 $ 76,000
Fauquier, Virginia 101 $ 27,834,000 $ 275,584 $ 108,000
San Joaquin, California 100 $ 19,460,000 $ 194,600 $ 96,000
Chittenden, Vermont 100 $ 22,194,000 $ 221,940 $ 100,000
Houston, Alabama 99 $ 17,389,000 $ 175,646 $ 72,000
Pueblo, Colorado 99 $ 17,026,000 $ 171,979 $ 79,000
Bristol, Massachusetts 99 $ 23,108,000 $ 233,414 $ 93,000
Kings, California 98 $ 21,877,000 $ 223,234 $ 80,000
Marion, Florida 98 $ 14,671,000 $ 149,704 $ 84,000
Union, New Jersey 98 $ 28,720,000 $ 293,061 $ 137,000
Pennington, South Dakota 98 $ 15,926,000 $ 162,510 $ 71,000
Paulding, Georgia 97 $ 14,927,000 $ 153,886 $ 70,000
Cape May, New Jersey 97 $ 19,564,000 $ 201,690 $ 105,000
Lake, Florida 96 $ 15,655,000 $ 163,072 $ 84,000
Gallatin, Montana 96 $ 19,022,000 $ 198,145 $ 92,000
Rockwall, Texas 96 $ 17,175,000 $ 178,906 $ 103,000
San Luis Obispo, California 95 $ 28,073,000 $ 295,505 $ 107,000
Hinds, Mississippi 95 $ 13,234,000 $ 139,305 $ 79,000
Greene, Missouri 95 $ 11,751,000 $ 123,694 $ 67,000
Val Verde, Texas 95 $ 15,786,000 $ 166,168 $ 85,000
Platte, Missouri 94 $ 18,914,000 $ 201,212 $ 86,000
Monroe, New York 94 $ 12,941,000 $ 137,670 $ 93,000
Cabarrus, North Carolina 94 $ 15,377,000 $ 163,585 $ 85,000
Dauphin, Pennsylvania 94 $ 18,184,000 $ 193,446 $ 106,000
Elmore, Idaho 93 $ 14,817,000 $ 159,322 $ 44,000
Lancaster, Nebraska 93 $ 13,060,000 $ 140,430 $ 65,000
San Francisco, California 92 $ 32,649,000 $ 354,880 $ 183,000
Middlesex, Connecticut 91 $ 19,868,000 $ 218,329 $ 112,000
Kane, Illinois 91 $ 21,408,000 $ 235,252 $ 101,000
Christian, Kentucky 91 $ 10,216,000 $ 112,263 $ 45,000
Anoka, Minnesota 91 $ 15,938,000 $ 175,142 $ 84,000
Lubbock, Texas 91 $ 10,618,000 $ 116,681 $ 95,000
Wilson, Texas 91 $ 17,203,000 $ 189,043 $ 100,000
Clay, Missouri 90 $ 13,730,000 $ 152,555 $ 77,000
Washington, Rhode Island 90 $ 22,479,000 $ 249,766 $ 130,000
Richmond City, Virginia 90 $ 18,396,000 $ 204,400 $ 97,000
Marin, California 89 $ 34,395,000 $ 386,460 $ 146,000
Yolo, California 88 $ 24,736,000 $ 281,090 $ 125,000
Osceola, Florida 88 $ 13,073,000 $ 148,556 $ 77,000
Onondaga, New York 88 $ 12,096,000 $ 137,454 $ 86,000
Brunswick, North Carolina 88 $ 18,407,000 $ 209,170 $ 107,000
Strafford, New Hampshire 87 $ 16,063,000 $ 184,632 $ 86,000
Lee, North Carolina 87 $ 14,322,000 $ 164,620 $ 66,000
Cameron, Texas 86 $ 11,605,000 $ 134,941 $ 100,000
Jackson, Oregon 85 $ 16,334,000 $ 192,164 $ 108,000
Garfield, Oklahoma 84 $ 13,595,000 $ 161,845 $ 91,000
Berks, Pennsylvania 84 $ 14,514,000 $ 172,785 $ 90,000
Merrimack, New Hampshire 83 $ 17,666,000 $ 212,843 $ 123,000
Passaic, New Jersey 83 $ 21,382,000 $ 257,614 $ 116,000
Ellis, Texas 82 $ 13,610,000 $ 165,975 $ 90,000
Lampasas, Texas 82 $ 12,388,000 $ 151,073 $ 68,000
Vernon, Louisiana 81 $ 12,271,000 $ 151,493 $ 82,000
Hudson, New Jersey 81 $ 19,862,000 $ 245,209 $ 102,000
Hawaii, Hawaii 80 $ 17,936,000 $ 224,200 $ 104,000
Meade, Kentucky 80 $ 12,817,000 $ 160,212 $ 90,000
Kent, Michigan 80 $ 12,010,000 $ 150,125 $ 84,000
Queens, New York 80 $ 22,884,000 $ 286,050 $ 95,000
Pitt, North Carolina 80 $ 11,894,000 $ 148,675 $ 80,000
Lehigh, Pennsylvania 80 $ 16,382,000 $ 204,775 $ 85,000
Tuscaloosa, Alabama 79 $ 11,563,000 $ 146,367 $ 76,000
Garland, Arkansas 79 $ 11,974,000 $ 151,569 $ 90,000
Nassau, Florida 79 $ 17,076,000 $ 216,151 $ 107,000
Kootenai, Idaho 79 $ 14,669,000 $ 185,683 $ 92,000
Rankin, Mississippi 79 $ 12,805,000 $ 162,088 $ 82,000
Kings, New York 79 $ 22,758,000 $ 288,075 $ 118,000
Butler, Ohio 79 $ 13,385,000 $ 169,430 $ 89,000
Northampton, Pennsylvania 79 $ 15,844,000 $ 200,556 $ 104,000
Nevada, California 78 $ 18,395,000 $ 235,833 $ 100,000
Tolland, Connecticut 78 $ 15,936,000 $ 204,307 $ 119,000
Lake, Indiana 78 $ 13,270,000 $ 170,128 $ 79,000
Shawnee, Kansas 78 $ 11,047,000 $ 141,628 $ 68,000
Calcasieu, Louisiana 78 $ 12,962,000 $ 166,179 $ 106,000
Monroe, Pennsylvania 78 $ 11,317,000 $ 145,089 $ 83,000
McHenry, Illinois 77 $ 15,616,000 $ 202,805 $ 105,000
Carroll, Maryland 77 $ 19,945,000 $ 259,025 $ 124,000
Luzerne, Pennsylvania 76 $ 10,899,000 $ 143,407 $ 92,000
Medina, Texas 76 $ 13,679,000 $ 179,986 $ 94,000
Sumter, Florida 75 $ 12,936,000 $ 172,480 $ 97,000
St. Louis City, Missouri 75 $ 10,626,000 $ 141,680 $ 75,000
Penobscot, Maine 74 $ 11,168,000 $ 150,918 $ 92,000
Washington, Minnesota 74 $ 16,073,000 $ 217,202 $ 99,000
Franklin, Pennsylvania 74 $ 12,674,000 $ 171,270 $ 72,000
Faulkner, Arkansas 73 $ 10,998,000 $ 150,657 $ 84,000
Centre, Pennsylvania 73 $ 14,045,000 $ 192,397 $ 95,000
Westmoreland, Pennsylvania 72 $ 11,640,000 $ 161,666 $ 96,000
Johnson, Texas 72 $ 10,364,000 $ 143,944 $ 80,000
Washington, Arkansas 71 $ 12,735,000 $ 179,366 $ 98,000
Johnson, Indiana 71 $ 10,337,000 $ 145,591 $ 80,000
Clallam, Washington 71 $ 14,035,000 $ 197,676 $ 79,000
Richmond, New York 70 $ 19,930,000 $ 284,714 $ 95,000
Hendricks, Indiana 69 $ 11,860,000 $ 171,884 $ 77,000
Missoula, Montana 69 $ 12,173,000 $ 176,420 $ 81,000
Grafton, New Hampshire 69 $ 12,779,000 $ 185,202 $ 110,000
Jefferson, Texas 69 $ 9,362,000 $ 135,681 $ 94,000
Hanover, Virginia 69 $ 14,498,000 $ 210,115 $ 98,000
Ascension, Louisiana 68 $ 12,753,000 $ 187,544 $ 89,000
Kalamazoo, Michigan 68 $ 10,786,000 $ 158,617 $ 86,000
Kanawha, West Virginia 68 $ 11,318,000 $ 166,441 $ 85,000
Mesa, Colorado 67 $ 12,765,000 $ 190,522 $ 92,000
Glynn, Georgia 67 $ 11,598,000 $ 173,104 $ 87,000
St. Louis, Minnesota 67 $ 9,816,000 $ 146,507 $ 88,000
Madison, Mississippi 67 $ 13,016,000 $ 194,268 $ 94,000
Frederick, Virginia 67 $ 14,583,000 $ 217,656 $ 105,000
Gloucester, Virginia 67 $ 13,023,000 $ 194,373 $ 71,000
Calhoun, Alabama 66 $ 7,692,000 $ 116,545 $ 71,000
Tulare, California 66 $ 12,705,000 $ 192,500 $ 96,000
St. Joseph, Indiana 66 $ 8,650,000 $ 131,060 $ 80,000
Polk, Iowa 66 $ 9,327,000 $ 141,318 $ 92,000
Boone, Missouri 66 $ 10,586,000 $ 160,393 $ 94,000
Anderson, South Carolina 66 $ 10,186,000 $ 154,333 $ 85,000
Randall, Texas 66 $ 10,079,000 $ 152,712 $ 98,000
Rapides, Louisiana 65 $ 11,272,000 $ 173,415 $ 108,000
Saline, Arkansas 64 $ 9,723,000 $ 151,921 $ 80,000
Martin, Florida 64 $ 12,050,000 $ 188,281 $ 98,000
Allen, Indiana 64 $ 10,192,000 $ 159,250 $ 93,000
Sussex, New Jersey 64 $ 14,069,000 $ 219,828 $ 110,000
Ward, North Dakota 64 $ 9,797,000 $ 153,078 $ 67,000
Wilson, Tennessee 64 $ 12,699,000 $ 198,421 $ 94,000
Yakima, Washington 64 $ 12,037,000 $ 188,078 $ 77,000
Broomfield, Colorado 63 $ 14,965,000 $ 237,539 $ 100,000
Litchfield, Connecticut 63 $ 13,565,000 $ 215,317 $ 108,000
Harris, Georgia 63 $ 13,411,000 $ 212,873 $ 74,000
Lewis and Clark, Montana 63 $ 9,642,000 $ 153,047 $ 79,000
Valencia, New Mexico 63 $ 10,161,000 $ 161,285 $ 81,000
Delaware, Ohio 63 $ 13,014,000 $ 206,571 $ 116,000
Stark, Ohio 63 $ 8,450,000 $ 134,126 $ 79,000
Kershaw, South Carolina 63 $ 9,745,000 $ 154,682 $ 94,000
Blount, Tennessee 63 $ 10,889,000 $ 172,841 $ 84,000
Sumner, Tennessee 63 $ 12,339,000 $ 195,857 $ 102,000
Greene, Virginia 63 $ 14,911,000 $ 236,682 $ 96,000
Teller, Colorado 62 $ 14,725,000 $ 237,500 $ 111,000
Effingham, Georgia 62 $ 9,809,000 $ 158,209 $ 65,000
Sangamon, Illinois 62 $ 8,368,000 $ 134,967 $ 75,000
Tipton, Tennessee 62 $ 10,935,000 $ 176,370 $ 74,000
Isle of Wight, Virginia 62 $ 17,164,000 $ 276,838 $ 104,000
Monroe, Florida 61 $ 18,697,000 $ 306,508 $ 130,000
Dutchess, New York 61 $ 12,808,000 $ 209,967 $ 119,000
Dare, North Carolina 61 $ 13,640,000 $ 223,606 $ 114,000
Pender, North Carolina 61 $ 13,546,000 $ 222,065 $ 79,000
Kerr, Texas 61 $ 10,145,000 $ 166,311 $ 85,000
Kenosha, Wisconsin 61 $ 10,791,000 $ 176,901 $ 83,000
Morgan, Alabama 60 $ 8,425,000 $ 140,416 $ 80,000
Santa Cruz, California 60 $ 18,036,000 $ 300,600 $ 134,000
Hall, Georgia 60 $ 10,120,000 $ 168,666 $ 90,000
Belknap, New Hampshire 60 $ 10,670,000 $ 177,833 $ 127,000
Washington, Tennessee 60 $ 10,175,000 $ 169,583 $ 77,000
Mohave, Arizona 59 $ 7,702,000 $ 130,542 $ 90,000
Porter, Indiana 59 $ 10,100,000 $ 171,186 $ 78,000
Cecil, Maryland 59 $ 14,774,000 $ 250,406 $ 100,000
Lowndes, Mississippi 59 $ 9,598,000 $ 162,677 $ 84,000
Albany, New York 59 $ 12,420,000 $ 210,508 $ 129,000
Bastrop, Texas 59 $ 7,327,000 $ 124,186 $ 76,000
Bibb, Georgia 58 $ 8,676,000 $ 149,586 $ 88,000
Monroe, Indiana 58 $ 9,120,000 $ 157,241 $ 66,000
Henderson, North Carolina 58 $ 10,000,000 $ 172,413 $ 93,000
Roanoke, Virginia 58 $ 11,278,000 $ 194,448 $ 79,000
Jefferson, West Virginia 58 $ 12,445,000 $ 214,568 $ 115,000
Indian River, Florida 57 $ 10,373,000 $ 181,982 $ 137,000
Butler, Kansas 57 $ 9,737,000 $ 170,824 $ 105,000
Oldham, Kentucky 57 $ 13,589,000 $ 238,403 $ 125,000
Jackson, Oklahoma 57 $ 8,135,000 $ 142,719 $ 73,000
Lebanon, Pennsylvania 57 $ 8,774,000 $ 153,929 $ 78,000
King George, Virginia 57 $ 14,975,000 $ 262,719 $ 98,000
Walton, Florida 56 $ 11,136,000 $ 198,857 $ 108,000
Newton, Georgia 56 $ 8,598,000 $ 153,535 $ 85,000
Ingham, Michigan 56 $ 7,353,000 $ 131,303 $ 87,000
Jefferson, Missouri 56 $ 9,509,000 $ 169,803 $ 69,000
Flathead, Montana 56 $ 10,444,000 $ 186,500 $ 91,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 85,583 $16,862,612,000 $197,000 $2,500,000 $92,000 $8,325,000
Home Purchase 56,096 $11,767,676,000 $209,000 $2,000,000 $95,000 $4,208,000
Home Improvement 6,175 $322,897,000 $52,000 $500,000 $111,000 $5,357,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 98,581 $19,385,864,000 $196,000 $2,000,000 $97,000 $8,325,000
Not Provided 24,643 $4,854,010,000 $196,000 $2,500,000 $97,000 $7,534,000
Black or African American 10,381 $1,955,694,000 $188,000 $1,214,000 $77,000 $6,000,000
Hispanic 9,110 $1,680,839,000 $184,000 $972,000 $78,000 $1,398,000
Asian 2,884 $647,579,000 $224,000 $1,207,000 $95,000 $2,665,000
American Indian or Alaskan Native 1,536 $280,163,000 $182,000 $1,066,000 $83,000 $1,265,000
Native Hawaiian or Other Pacific Islander 719 $149,036,000 $207,000 $743,000 $80,000 $343,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 96,062 $17,438,063,000 $181,000 $2,500,000 $109,000 $8,325,000
VA-guaranteed (Veterans Administration) 51,792 $11,515,122,000 $222,000 $1,131,000 $66,000 $7,534,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 89,472 $17,896,474,000 $200,000 $1,920,000 $91,000 $2,665,000
Application Denied By Financial Institution 36,222 $6,460,137,000 $178,000 $2,500,000 $96,000 $8,325,000
Application Withdrawn By Applicant 19,195 $4,050,645,000 $211,000 $2,000,000 $105,000 $3,662,000
Application Approved But Not Accepted 1,739 $336,659,000 $193,000 $1,214,000 $89,000 $2,239,000
File Closed For Incompleteness 1,210 $206,081,000 $170,000 $1,768,000 $100,000 $600,000
Preapproval Denied by Financial Institution 16 $3,189,000 $199,000 $417,000 $57,000 $145,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 13,368 $2,473,864,000 $185,000 $1,576,000 $116,000 $6,070,000
Credit History 8,985 $1,164,001,000 $129,000 $2,000,000 $82,000 $8,325,000
Debt-To-Income Ratio 7,720 $1,551,579,000 $200,000 $1,709,000 $66,000 $1,133,000
Credit Application Incomplete 2,103 $484,700,000 $230,000 $2,500,000 $127,000 $7,534,000
Other 1,654 $304,499,000 $184,000 $2,000,000 $107,000 $3,744,000
Insufficient Cash (Downpayment, Closing Cost) 1,126 $230,019,000 $204,000 $1,820,000 $101,000 $792,000
Unverifiable Information 781 $154,970,000 $198,000 $1,058,000 $99,000 $1,146,000
Employment History 468 $93,516,000 $199,000 $1,094,000 $67,000 $750,000
Mortgage Insurance Denied 33 $6,178,000 $187,000 $416,000 $103,000 $232,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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