Washington Mutual Bank Mortgage Lending & HMDA Data, 2005

In 2005, Washington Mutual Bank of Albion, NY reported 1,232,464 mortgage applications totaling $309.5 billion, up 23% from 2004. The average application was for $251,150, and applicants reported an average income of $73,590. 33% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (76,664), Chicago-Naperville-Joliet, IL (55,700) and Riverside-San Bernardino-Ontario, CA (40,201) (applications in parentheses).

Mortgage Company & Address Washington Mutual Bank
227 East Avenue
Albion, NY 14411
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,232,464
Total Mortgage Loan Application Amount $309,534,117,000
Average Mortgage Loan Application Amount $251,150
Highest Mortgage Loan Application Amount $87,990,000
Average Applicant Income $73,590
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washington Mutual Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 76,664 $ 31,348,979,000 $ 408,913 $ 112,000
Cook, Illinois 36,495 $ 8,362,206,000 $ 229,132 $ 74,000
Maricopa, Arizona 32,425 $ 6,523,391,000 $ 201,183 $ 86,000
San Diego, California 30,499 $ 12,606,056,000 $ 413,326 $ 129,000
Orange, California 25,709 $ 12,784,583,000 $ 497,280 $ 141,000
Clark, Nevada 22,122 $ 4,697,313,000 $ 212,336 $ 80,000
Riverside, California 21,660 $ 6,320,076,000 $ 291,785 $ 93,000
San Bernardino, California 18,541 $ 4,402,368,000 $ 237,439 $ 84,000
Santa Clara, California 17,745 $ 9,224,975,000 $ 519,863 $ 133,000
King, Washington 16,899 $ 5,227,928,000 $ 309,363 $ 99,000
Harris, Texas 16,425 $ 1,554,917,000 $ 94,667 $ 63,000
Miami-Dade, Florida 14,937 $ 3,932,911,000 $ 263,299 $ 107,000
Broward, Florida 13,174 $ 3,181,310,000 $ 241,483 $ 82,000
Alameda, California 13,152 $ 5,570,772,000 $ 423,568 $ 115,000
Contra Costa, California 12,636 $ 5,545,725,000 $ 438,882 $ 117,000
Sacramento, California 11,558 $ 3,289,928,000 $ 284,645 $ 83,000
Palm Beach, Florida 10,310 $ 2,782,121,000 $ 269,846 $ 97,000
Dallas, Texas 8,366 $ 922,244,000 $ 110,237 $ 71,000
Ventura, California 8,170 $ 3,624,348,000 $ 443,616 $ 121,000
San Mateo, California 7,777 $ 4,619,205,000 $ 593,957 $ 147,000
Pima, Arizona 7,699 $ 1,227,947,000 $ 159,494 $ 67,000
Queens, New York 7,143 $ 2,223,096,000 $ 311,227 $ 81,000
San Joaquin, California 7,057 $ 2,015,976,000 $ 285,670 $ 99,000
DuPage, Illinois 6,623 $ 1,540,900,000 $ 232,658 $ 74,000
Wayne, Michigan 6,496 $ 875,651,000 $ 134,798 $ 97,000
Suffolk, New York 6,302 $ 2,354,991,000 $ 373,689 $ 124,000
Pierce, Washington 6,252 $ 1,262,923,000 $ 202,003 $ 76,000
Middlesex, Massachusetts 6,150 $ 1,987,402,000 $ 323,154 $ 93,000
Snohomish, Washington 6,042 $ 1,367,486,000 $ 226,330 $ 79,000
Fairfax, Virginia 5,888 $ 2,132,323,000 $ 362,147 $ 118,000
Fairfield, Connecticut 5,862 $ 2,933,238,000 $ 500,381 $ 148,000
Tarrant, Texas 5,739 $ 583,979,000 $ 101,756 $ 66,000
Kings, New York 5,716 $ 2,214,276,000 $ 387,382 $ 81,000
Lake, Illinois 5,651 $ 1,471,240,000 $ 260,350 $ 78,000
Fresno, California 5,451 $ 1,127,841,000 $ 206,905 $ 75,000
Kern, California 5,439 $ 974,803,000 $ 179,224 $ 69,000
Bexar, Texas 5,361 $ 494,231,000 $ 92,190 $ 70,000
Will, Illinois 5,216 $ 975,853,000 $ 187,088 $ 67,000
Orange, Florida 5,201 $ 939,160,000 $ 180,572 $ 71,000
Nassau, New York 5,066 $ 1,980,406,000 $ 390,921 $ 123,000
Prince George's, Maryland 5,033 $ 1,072,216,000 $ 213,037 $ 78,000
Oakland, Michigan 4,888 $ 1,181,262,000 $ 241,665 $ 94,000
Bergen, New Jersey 4,713 $ 1,778,297,000 $ 377,317 $ 140,000
Hillsborough, Florida 4,703 $ 789,592,000 $ 167,891 $ 71,000
San Francisco, California 4,673 $ 2,831,480,000 $ 605,923 $ 161,000
Stanislaus, California 4,667 $ 1,171,300,000 $ 250,974 $ 92,000
Gwinnett, Georgia 4,588 $ 734,373,000 $ 160,063 $ 58,000
Multnomah, Oregon 4,570 $ 902,394,000 $ 197,460 $ 71,000
Lee, Florida 4,373 $ 1,009,712,000 $ 230,896 $ 89,000
Montgomery, Maryland 4,306 $ 1,475,211,000 $ 342,594 $ 116,000
Washoe, Nevada 4,172 $ 1,149,739,000 $ 275,584 $ 110,000
Sonoma, California 4,157 $ 1,770,345,000 $ 425,870 $ 128,000
Pinellas, Florida 3,973 $ 779,081,000 $ 196,093 $ 79,000
Solano, California 3,954 $ 1,255,408,000 $ 317,503 $ 92,000
Monterey, California 3,898 $ 1,903,624,000 $ 488,359 $ 138,000
Ocean, New Jersey 3,839 $ 937,259,000 $ 244,141 $ 77,000
Monmouth, New Jersey 3,821 $ 1,261,554,000 $ 330,163 $ 137,000
Fulton, Georgia 3,807 $ 838,852,000 $ 220,344 $ 97,000
New York, New York 3,782 $ 3,049,432,000 $ 806,301 $ 223,000
Essex, New Jersey 3,773 $ 1,060,403,000 $ 281,050 $ 90,000
Philadelphia, Pennsylvania 3,762 $ 451,925,000 $ 120,128 $ 55,000
El Paso, Colorado 3,705 $ 687,601,000 $ 185,587 $ 59,000
Essex, Massachusetts 3,596 $ 1,045,956,000 $ 290,866 $ 75,000
Placer, California 3,561 $ 1,361,257,000 $ 382,268 $ 131,000
Middlesex, New Jersey 3,415 $ 809,690,000 $ 237,098 $ 79,000
Kane, Illinois 3,385 $ 648,172,000 $ 191,483 $ 59,000
Collin, Texas 3,357 $ 493,392,000 $ 146,974 $ 93,000
Norfolk, Massachusetts 3,345 $ 1,112,303,000 $ 332,527 $ 126,000
Denver, Colorado 3,311 $ 697,471,000 $ 210,652 $ 63,000
Salt Lake, Utah 3,273 $ 525,989,000 $ 160,705 $ 54,000
Westchester, New York 3,241 $ 1,361,238,000 $ 420,005 $ 142,000
Spokane, Washington 3,217 $ 420,738,000 $ 130,785 $ 58,000
New Haven, Connecticut 3,174 $ 698,323,000 $ 220,013 $ 89,000
St. Louis, Missouri 3,166 $ 479,834,000 $ 151,558 $ 70,000
Arapahoe, Colorado 3,124 $ 621,780,000 $ 199,033 $ 64,000
Washington, Oregon 3,096 $ 613,045,000 $ 198,011 $ 76,000
Santa Barbara, California 3,074 $ 1,727,929,000 $ 562,110 $ 184,000
Fort Bend, Texas 3,061 $ 336,735,000 $ 110,008 $ 66,000
Travis, Texas 3,033 $ 417,041,000 $ 137,501 $ 73,000
Cobb, Georgia 3,030 $ 504,133,000 $ 166,380 $ 75,000
Jefferson, Colorado 3,012 $ 640,297,000 $ 212,582 $ 68,000
DeKalb, Georgia 2,952 $ 447,845,000 $ 151,709 $ 62,000
Worcester, Massachusetts 2,946 $ 658,952,000 $ 223,676 $ 79,000
Suffolk, Massachusetts 2,825 $ 984,914,000 $ 348,642 $ 94,000
Prince William, Virginia 2,794 $ 774,647,000 $ 277,253 $ 98,000
Passaic, New Jersey 2,791 $ 694,595,000 $ 248,869 $ 72,000
Marin, California 2,787 $ 1,918,902,000 $ 688,518 $ 197,000
Hudson, New Jersey 2,784 $ 783,188,000 $ 281,317 $ 87,000
Duval, Florida 2,772 $ 395,065,000 $ 142,519 $ 52,000
Clark, Washington 2,750 $ 506,349,000 $ 184,126 $ 65,000
Brevard, Florida 2,737 $ 469,356,000 $ 171,485 $ 59,000
Santa Cruz, California 2,720 $ 1,256,099,000 $ 461,801 $ 133,000
San Luis Obispo, California 2,710 $ 1,071,278,000 $ 395,305 $ 124,000
Plymouth, Massachusetts 2,695 $ 706,817,000 $ 262,269 $ 79,000
Hennepin, Minnesota 2,688 $ 728,041,000 $ 270,848 $ 83,000
Macomb, Michigan 2,606 $ 401,271,000 $ 153,979 $ 55,000
Clackamas, Oregon 2,600 $ 581,728,000 $ 223,741 $ 89,000
Collier, Florida 2,587 $ 1,001,544,000 $ 387,144 $ 137,000
Camden, New Jersey 2,536 $ 364,674,000 $ 143,798 $ 53,000
Union, New Jersey 2,523 $ 653,241,000 $ 258,914 $ 74,000
Hartford, Connecticut 2,520 $ 439,297,000 $ 174,324 $ 60,000
Shelby, Tennessee 2,518 $ 273,138,000 $ 108,474 $ 33,000
Pinal, Arizona 2,500 $ 363,030,000 $ 145,212 $ 69,000
Baltimore, Maryland 2,489 $ 469,718,000 $ 188,717 $ 64,000
Kent, Michigan 2,471 $ 321,978,000 $ 130,302 $ 41,000
Denton, Texas 2,445 $ 326,679,000 $ 133,611 $ 78,000
Marion, Oregon 2,363 $ 379,964,000 $ 160,797 $ 51,000
Tulare, California 2,337 $ 415,580,000 $ 177,826 $ 61,000
Anne Arundel, Maryland 2,312 $ 629,206,000 $ 272,147 $ 78,000
Deschutes, Oregon 2,309 $ 502,427,000 $ 217,595 $ 77,000
McHenry, Illinois 2,307 $ 443,714,000 $ 192,333 $ 67,000
Milwaukee, Wisconsin 2,286 $ 312,616,000 $ 136,752 $ 46,000
Cuyahoga, Ohio 2,274 $ 300,443,000 $ 132,120 $ 109,000
Bernalillo, New Mexico 2,239 $ 268,901,000 $ 120,098 $ 74,000
Mecklenburg, North Carolina 2,235 $ 329,899,000 $ 147,605 $ 72,000
Richmond, New York 2,219 $ 671,668,000 $ 302,689 $ 83,000
Montgomery, Pennsylvania 2,219 $ 475,065,000 $ 214,089 $ 95,000
Merced, California 2,186 $ 499,186,000 $ 228,355 $ 94,000
Jackson, Missouri 2,186 $ 251,481,000 $ 115,041 $ 38,000
Providence, Rhode Island 2,173 $ 417,107,000 $ 191,949 $ 62,000
Marion, Indiana 2,172 $ 232,051,000 $ 106,837 $ 53,000
Burlington, New Jersey 2,153 $ 398,067,000 $ 184,889 $ 65,000
Whatcom, Washington 2,146 $ 459,517,000 $ 214,127 $ 66,000
District of Columbia, District Of Columbia 2,140 $ 718,776,000 $ 335,876 $ 145,000
Allegheny, Pennsylvania 2,123 $ 256,659,000 $ 120,894 $ 59,000
Morris, New Jersey 2,070 $ 658,271,000 $ 318,005 $ 109,000
Franklin, Ohio 2,049 $ 279,385,000 $ 136,351 $ 43,000
Adams, Colorado 2,045 $ 342,466,000 $ 167,465 $ 49,000
Hillsborough, New Hampshire 2,036 $ 402,188,000 $ 197,538 $ 71,000
Loudoun, Virginia 2,026 $ 759,045,000 $ 374,652 $ 109,000
Bronx, New York 2,015 $ 758,794,000 $ 376,572 $ 73,000
Thurston, Washington 1,993 $ 372,000,000 $ 186,653 $ 69,000
St. Lucie, Florida 1,992 $ 330,805,000 $ 166,066 $ 63,000
Jefferson, Kentucky 1,976 $ 254,459,000 $ 128,774 $ 99,000
Pasco, Florida 1,929 $ 282,650,000 $ 146,526 $ 54,000
Wake, North Carolina 1,928 $ 283,001,000 $ 146,784 $ 53,000
El Dorado, California 1,925 $ 713,299,000 $ 370,544 $ 129,000
Douglas, Colorado 1,895 $ 518,785,000 $ 273,765 $ 88,000
Polk, Florida 1,840 $ 232,905,000 $ 126,578 $ 62,000
Rockingham, New Hampshire 1,803 $ 385,258,000 $ 213,676 $ 63,000
Boulder, Colorado 1,791 $ 508,746,000 $ 284,056 $ 83,000
Sarasota, Florida 1,779 $ 524,745,000 $ 294,966 $ 126,000
Seminole, Florida 1,760 $ 298,278,000 $ 169,476 $ 63,000
Volusia, Florida 1,759 $ 258,834,000 $ 147,148 $ 61,000
Bristol, Massachusetts 1,720 $ 391,222,000 $ 227,454 $ 57,000
Baltimore City, Maryland 1,718 $ 237,869,000 $ 138,456 $ 71,000
Johnson, Kansas 1,715 $ 269,369,000 $ 157,066 $ 55,000
Osceola, Florida 1,705 $ 268,922,000 $ 157,725 $ 64,000
Douglas, Nebraska 1,687 $ 231,714,000 $ 137,352 $ 40,000
Virginia Beach, Virginia 1,687 $ 329,091,000 $ 195,074 $ 59,000
Henry, Georgia 1,622 $ 228,487,000 $ 140,867 $ 44,000
Williamson, Texas 1,621 $ 192,746,000 $ 118,905 $ 70,000
Atlantic, New Jersey 1,617 $ 340,421,000 $ 210,526 $ 91,000
Bucks, Pennsylvania 1,568 $ 341,441,000 $ 217,755 $ 89,000
Jackson, Oregon 1,560 $ 339,381,000 $ 217,551 $ 87,000
Dane, Wisconsin 1,558 $ 300,516,000 $ 192,885 $ 69,000
Greene, Missouri 1,553 $ 180,524,000 $ 116,242 $ 36,000
Delaware, Pennsylvania 1,549 $ 285,394,000 $ 184,244 $ 83,000
Ada, Idaho 1,513 $ 218,134,000 $ 144,173 $ 81,000
Mercer, New Jersey 1,510 $ 309,935,000 $ 205,254 $ 100,000
Hamilton, Ohio 1,495 $ 212,299,000 $ 142,006 $ 54,000
Somerset, New Jersey 1,482 $ 443,330,000 $ 299,143 $ 108,000
Genesee, Michigan 1,481 $ 206,734,000 $ 139,590 $ 48,000
Lake, Indiana 1,463 $ 177,559,000 $ 121,366 $ 44,000
Chester, Pennsylvania 1,446 $ 348,876,000 $ 241,269 $ 83,000
Kitsap, Washington 1,432 $ 334,240,000 $ 233,407 $ 84,000
Cape May, New Jersey 1,425 $ 629,105,000 $ 441,477 $ 204,000
Larimer, Colorado 1,421 $ 290,584,000 $ 204,492 $ 62,000
Davidson, Tennessee 1,409 $ 147,865,000 $ 104,943 $ 21,000
Knox, Tennessee 1,400 $ 186,055,000 $ 132,896 $ 22,000
Gloucester, New Jersey 1,390 $ 225,006,000 $ 161,874 $ 51,000
St. Charles, Missouri 1,381 $ 205,191,000 $ 148,581 $ 42,000
Jefferson, Alabama 1,364 $ 156,293,000 $ 114,584 $ 35,000
Barnstable, Massachusetts 1,351 $ 420,961,000 $ 311,592 $ 123,000
Lane, Oregon 1,348 $ 214,840,000 $ 159,376 $ 63,000
Clayton, Georgia 1,347 $ 149,082,000 $ 110,677 $ 43,000
Utah, Utah 1,317 $ 223,683,000 $ 169,842 $ 65,000
Sedgwick, Kansas 1,307 $ 142,063,000 $ 108,693 $ 31,000
New Castle, Delaware 1,296 $ 235,354,000 $ 181,600 $ 70,000
Lake, Florida 1,278 $ 198,968,000 $ 155,687 $ 54,000
Yavapai, Arizona 1,275 $ 260,630,000 $ 204,415 $ 79,000
Manatee, Florida 1,271 $ 276,551,000 $ 217,585 $ 79,000
Honolulu, Hawaii 1,271 $ 359,385,000 $ 282,757 $ 97,000
Weld, Colorado 1,233 $ 211,090,000 $ 171,200 $ 53,000
Marion, Florida 1,216 $ 154,110,000 $ 126,735 $ 46,000
Butte, California 1,199 $ 240,537,000 $ 200,614 $ 71,000
Napa, California 1,199 $ 632,170,000 $ 527,247 $ 159,000
Nevada, California 1,165 $ 424,586,000 $ 364,451 $ 167,000
Orange, New York 1,157 $ 259,358,000 $ 224,164 $ 98,000
Montgomery, Texas 1,147 $ 139,153,000 $ 121,319 $ 81,000
Lubbock, Texas 1,125 $ 105,775,000 $ 94,022 $ 51,000
Fayette, Kentucky 1,124 $ 149,816,000 $ 133,288 $ 41,000
Ottawa, Michigan 1,124 $ 163,309,000 $ 145,292 $ 41,000
Rockland, New York 1,111 $ 394,431,000 $ 355,023 $ 109,000
Cherokee, Georgia 1,100 $ 181,067,000 $ 164,606 $ 72,000
Paulding, Georgia 1,085 $ 141,708,000 $ 130,606 $ 33,000
Howard, Maryland 1,085 $ 314,732,000 $ 290,075 $ 87,000
Oklahoma, Oklahoma 1,075 $ 115,226,000 $ 107,186 $ 35,000
Washtenaw, Michigan 1,051 $ 224,297,000 $ 213,412 $ 71,000
Galveston, Texas 1,048 $ 102,424,000 $ 97,732 $ 73,000
Waukesha, Wisconsin 1,048 $ 232,242,000 $ 221,604 $ 71,000
Madera, California 1,044 $ 219,282,000 $ 210,040 $ 85,000
Ramsey, Minnesota 1,034 $ 255,646,000 $ 247,239 $ 51,000
McLean, Illinois 1,032 $ 128,865,000 $ 124,869 $ 30,000
Linn, Iowa 1,029 $ 135,042,000 $ 131,236 $ 22,000
Dakota, Minnesota 1,025 $ 227,212,000 $ 221,670 $ 57,000
Guilford, North Carolina 1,020 $ 133,717,000 $ 131,095 $ 63,000
Shasta, California 1,017 $ 208,725,000 $ 205,235 $ 71,000
Lancaster, Nebraska 1,008 $ 130,944,000 $ 129,904 $ 43,000
Pulaski, Arkansas 1,006 $ 129,596,000 $ 128,823 $ 39,000
Anoka, Minnesota 997 $ 196,992,000 $ 197,584 $ 58,000
Brazoria, Texas 996 $ 93,415,000 $ 93,790 $ 65,000
Yolo, California 991 $ 303,380,000 $ 306,135 $ 94,000
Rutherford, Tennessee 984 $ 111,250,000 $ 113,058 $ 25,000
Mesa, Colorado 978 $ 141,823,000 $ 145,013 $ 54,000
Montgomery, Ohio 972 $ 103,679,000 $ 106,665 $ 50,000
Frederick, Maryland 971 $ 235,760,000 $ 242,801 $ 67,000
Davis, Utah 968 $ 143,695,000 $ 148,445 $ 51,000
Chesterfield, Virginia 960 $ 152,071,000 $ 158,407 $ 50,000
Mohave, Arizona 956 $ 149,924,000 $ 156,824 $ 85,000
Madison, Illinois 950 $ 119,406,000 $ 125,690 $ 25,000
Clay, Missouri 934 $ 111,846,000 $ 119,749 $ 33,000
St. Louis City, Missouri 930 $ 104,323,000 $ 112,175 $ 43,000
Kendall, Illinois 925 $ 168,402,000 $ 182,056 $ 53,000
Hamilton, Tennessee 922 $ 106,256,000 $ 115,245 $ 34,000
Ingham, Michigan 913 $ 112,797,000 $ 123,545 $ 48,000
Summit, Ohio 911 $ 125,894,000 $ 138,193 $ 66,000
Forsyth, Georgia 908 $ 195,397,000 $ 215,194 $ 72,000
St. Clair, Michigan 906 $ 128,418,000 $ 141,741 $ 34,000
Hampden, Massachusetts 888 $ 143,426,000 $ 161,515 $ 43,000
Chatham, Georgia 882 $ 137,679,000 $ 156,098 $ 44,000
Tulsa, Oklahoma 882 $ 90,355,000 $ 102,443 $ 32,000
Douglas, Georgia 873 $ 117,026,000 $ 134,050 $ 57,000
El Paso, Texas 870 $ 77,010,000 $ 88,517 $ 49,000
Sussex, New Jersey 866 $ 193,674,000 $ 223,642 $ 79,000
St. Clair, Illinois 850 $ 114,896,000 $ 135,171 $ 26,000
Sarpy, Nebraska 843 $ 123,360,000 $ 146,334 $ 24,000
Litchfield, Connecticut 829 $ 287,237,000 $ 346,486 $ 141,000
Minnehaha, South Dakota 829 $ 105,654,000 $ 127,447 $ 32,000
Bell, Texas 825 $ 80,341,000 $ 97,383 $ 50,000
Kootenai, Idaho 820 $ 149,021,000 $ 181,732 $ 86,000
Charleston, South Carolina 820 $ 200,771,000 $ 244,842 $ 92,000
Jefferson, Missouri 817 $ 106,196,000 $ 129,982 $ 31,000
Lancaster, Pennsylvania 791 $ 96,633,000 $ 122,165 $ 37,000
Martin, Florida 788 $ 214,160,000 $ 271,776 $ 125,000
Chesapeake, Virginia 785 $ 140,960,000 $ 179,566 $ 52,000
Wichita, Texas 781 $ 75,482,000 $ 96,647 $ 28,000
Yuma, Arizona 779 $ 105,084,000 $ 134,896 $ 56,000
Butler, Ohio 773 $ 102,917,000 $ 133,139 $ 45,000
Skagit, Washington 771 $ 148,688,000 $ 192,850 $ 78,000
Harford, Maryland 768 $ 154,978,000 $ 201,794 $ 52,000
Livingston, Michigan 764 $ 161,235,000 $ 211,040 $ 71,000
Benton, Arkansas 763 $ 108,108,000 $ 141,688 $ 46,000
Imperial, California 759 $ 136,219,000 $ 179,471 $ 66,000
Monroe, Pennsylvania 759 $ 108,788,000 $ 143,330 $ 54,000
York, Pennsylvania 758 $ 100,067,000 $ 132,014 $ 34,000
Henrico, Virginia 757 $ 118,348,000 $ 156,338 $ 54,000
Charles, Maryland 752 $ 170,768,000 $ 227,085 $ 70,000
Nueces, Texas 751 $ 76,375,000 $ 101,697 $ 59,000
San Benito, California 747 $ 321,063,000 $ 429,803 $ 113,000
Arlington, Virginia 744 $ 260,868,000 $ 350,629 $ 151,000
St. Johns, Florida 740 $ 177,619,000 $ 240,025 $ 88,000
Greenville, South Carolina 738 $ 102,564,000 $ 138,975 $ 41,000
Madison, Alabama 727 $ 87,785,000 $ 120,749 $ 23,000
Horry, South Carolina 722 $ 125,398,000 $ 173,681 $ 120,000
Montgomery, Tennessee 720 $ 79,853,000 $ 110,906 $ 23,000
Polk, Iowa 718 $ 100,430,000 $ 139,874 $ 40,000
Smith, Texas 709 $ 79,069,000 $ 111,521 $ 64,000
Northampton, Pennsylvania 708 $ 104,919,000 $ 148,190 $ 55,000
Weber, Utah 705 $ 90,239,000 $ 127,998 $ 59,000
Hernando, Florida 702 $ 85,916,000 $ 122,387 $ 40,000
Cochise, Arizona 696 $ 98,498,000 $ 141,520 $ 48,000
Lewis, Washington 691 $ 87,353,000 $ 126,415 $ 54,000
Washington, Utah 687 $ 137,810,000 $ 200,596 $ 94,000
Clay, Florida 682 $ 96,720,000 $ 141,818 $ 57,000
Kalamazoo, Michigan 682 $ 93,306,000 $ 136,812 $ 50,000
Hidalgo, Texas 677 $ 64,266,000 $ 94,927 $ 44,000
Richland, South Carolina 676 $ 93,615,000 $ 138,483 $ 98,000
Kings, California 670 $ 115,568,000 $ 172,489 $ 81,000
Linn, Oregon 664 $ 88,636,000 $ 133,487 $ 41,000
Kenosha, Wisconsin 656 $ 113,272,000 $ 172,670 $ 45,000
Washington, Minnesota 653 $ 149,570,000 $ 229,050 $ 74,000
Stafford, Virginia 648 $ 169,804,000 $ 262,043 $ 82,000
New London, Connecticut 646 $ 122,019,000 $ 188,883 $ 68,000
Indian River, Florida 646 $ 173,322,000 $ 268,300 $ 139,000
Leon, Florida 646 $ 84,216,000 $ 130,365 $ 44,000
Walton, Georgia 645 $ 95,587,000 $ 148,196 $ 44,000
Bay, Florida 644 $ 131,498,000 $ 204,189 $ 88,000
Mobile, Alabama 643 $ 70,219,000 $ 109,205 $ 16,000
Dutchess, New York 639 $ 162,456,000 $ 254,234 $ 115,000
Winnebago, Illinois 637 $ 71,990,000 $ 113,014 $ 43,000
Stark, Ohio 631 $ 80,747,000 $ 127,966 $ 40,000
Charlotte, Florida 629 $ 119,587,000 $ 190,122 $ 85,000
Clallam, Washington 629 $ 99,671,000 $ 158,459 $ 69,000
Berks, Pennsylvania 628 $ 74,783,000 $ 119,081 $ 34,000
Yellowstone, Montana 627 $ 89,964,000 $ 143,483 $ 28,000
Canyon, Idaho 624 $ 63,639,000 $ 101,985 $ 49,000
Lorain, Ohio 623 $ 83,746,000 $ 134,423 $ 41,000
Lehigh, Pennsylvania 618 $ 101,566,000 $ 164,346 $ 43,000
Spotsylvania, Virginia 615 $ 131,836,000 $ 214,367 $ 74,000
Okaloosa, Florida 611 $ 125,025,000 $ 204,623 $ 79,000
Kent, Rhode Island 611 $ 115,882,000 $ 189,659 $ 189,000
Hall, Georgia 610 $ 94,250,000 $ 154,508 $ 41,000
Columbia, Georgia 606 $ 85,988,000 $ 141,894 $ 29,000
Newton, Georgia 606 $ 81,789,000 $ 134,965 $ 33,000
Lucas, Ohio 603 $ 68,578,000 $ 113,728 $ 45,000
Bradley, Tennessee 603 $ 72,857,000 $ 120,824 $ 39,000
East Baton Rouge, Louisiana 602 $ 68,905,000 $ 114,460 $ 54,000
Hamilton, Indiana 601 $ 117,904,000 $ 196,179 $ 117,000
Benton, Washington 595 $ 84,803,000 $ 142,526 $ 52,000
Flagler, Florida 592 $ 110,471,000 $ 186,606 $ 80,000
Sutter, California 590 $ 129,819,000 $ 220,032 $ 67,000
Lake, California 585 $ 130,423,000 $ 222,945 $ 103,000
Bartow, Georgia 584 $ 77,508,000 $ 132,719 $ 34,000
Cowlitz, Washington 584 $ 76,329,000 $ 130,700 $ 48,000
Cleveland, Oklahoma 580 $ 63,580,000 $ 109,620 $ 35,000
Calaveras, California 572 $ 161,445,000 $ 282,246 $ 108,000
Cumberland, Maine 566 $ 93,808,000 $ 165,738 $ 39,000
Douglas, Nevada 565 $ 184,311,000 $ 326,214 $ 132,000
Baldwin, Alabama 564 $ 96,738,000 $ 171,521 $ 61,000
St. Louis, Minnesota 559 $ 76,317,000 $ 136,524 $ 39,000
Island, Washington 556 $ 139,307,000 $ 250,552 $ 102,000
Polk, Oregon 555 $ 86,974,000 $ 156,709 $ 62,000
Clermont, Ohio 551 $ 80,179,000 $ 145,515 $ 39,000
Carroll, Maryland 548 $ 137,147,000 $ 250,268 $ 60,000
Dona Ana, New Mexico 546 $ 71,769,000 $ 131,445 $ 33,000
Hunterdon, New Jersey 544 $ 149,138,000 $ 274,150 $ 83,000
Alexandria, Virginia 544 $ 174,105,000 $ 320,045 $ 107,000
Warren, New Jersey 543 $ 106,456,000 $ 196,051 $ 116,000
Carroll, Georgia 542 $ 69,332,000 $ 127,918 $ 40,000
Yuba, California 541 $ 105,848,000 $ 195,652 $ 69,000
Shelby, Alabama 536 $ 74,610,000 $ 139,197 $ 38,000
Porter, Indiana 534 $ 73,534,000 $ 137,704 $ 39,000
Warren, Ohio 534 $ 95,401,000 $ 178,653 $ 54,000
Cumberland, New Jersey 533 $ 66,642,000 $ 125,031 $ 34,000
Sebastian, Arkansas 532 $ 57,372,000 $ 107,842 $ 17,000
Coweta, Georgia 532 $ 75,876,000 $ 142,624 $ 39,000
Yakima, Washington 532 $ 59,757,000 $ 112,325 $ 46,000
Pueblo, Colorado 528 $ 56,653,000 $ 107,297 $ 35,000
New Hanover, North Carolina 528 $ 88,833,000 $ 168,244 $ 66,000
Ellis, Texas 528 $ 52,115,000 $ 98,702 $ 59,000
Alachua, Florida 526 $ 68,658,000 $ 130,528 $ 55,000
Durham, North Carolina 526 $ 68,493,000 $ 130,214 $ 34,000
Lyon, Nevada 524 $ 87,455,000 $ 166,898 $ 58,000
Forsyth, North Carolina 521 $ 65,035,000 $ 124,827 $ 34,000
Norfolk, Virginia 517 $ 73,080,000 $ 141,353 $ 44,000
Middlesex, Connecticut 516 $ 112,483,000 $ 217,990 $ 78,000
Richmond, Georgia 513 $ 51,882,000 $ 101,134 $ 37,000
Sandoval, New Mexico 512 $ 61,202,000 $ 119,535 $ 36,000
Onondaga, New York 511 $ 51,285,000 $ 100,362 $ 61,000
Monroe, Florida 509 $ 272,807,000 $ 535,966 $ 197,000
Westmoreland, Pennsylvania 507 $ 57,500,000 $ 113,412 $ 39,000
Lake, Ohio 506 $ 66,258,000 $ 130,944 $ 44,000
Barrow, Georgia 498 $ 61,360,000 $ 123,212 $ 36,000
Johnson, Texas 498 $ 45,023,000 $ 90,407 $ 52,000
Muskegon, Michigan 497 $ 53,268,000 $ 107,179 $ 33,000
Allen, Indiana 495 $ 49,811,000 $ 100,628 $ 34,000
Christian, Missouri 492 $ 63,477,000 $ 129,018 $ 26,000
Merrimack, New Hampshire 492 $ 89,824,000 $ 182,569 $ 51,000
Washington, Arkansas 490 $ 69,076,000 $ 140,971 $ 28,000
Tuolumne, California 489 $ 111,751,000 $ 228,529 $ 100,000
Sussex, Delaware 489 $ 148,263,000 $ 303,196 $ 128,000
Glynn, Georgia 488 $ 96,241,000 $ 197,215 $ 59,000
Racine, Wisconsin 483 $ 65,664,000 $ 135,950 $ 37,000
Allegan, Michigan 480 $ 75,123,000 $ 156,506 $ 77,000
Jefferson, Louisiana 479 $ 50,265,000 $ 104,937 $ 22,000
Yamhill, Oregon 478 $ 83,897,000 $ 175,516 $ 62,000
Champaign, Illinois 477 $ 64,866,000 $ 135,987 $ 48,000
Escambia, Florida 475 $ 61,546,000 $ 129,570 $ 51,000
Mendocino, California 467 $ 137,941,000 $ 295,376 $ 97,000
Jasper, Missouri 466 $ 45,709,000 $ 98,087 $ 15,000
Douglas, Kansas 465 $ 62,151,000 $ 133,658 $ 19,000
Chittenden, Vermont 464 $ 87,632,000 $ 188,862 $ 36,000
Johnson, Missouri 463 $ 58,677,000 $ 126,732 $ 27,000
Monroe, New York 460 $ 38,441,000 $ 83,567 $ 38,000
Cumberland, Pennsylvania 460 $ 59,145,000 $ 128,576 $ 28,000
Coconino, Arizona 457 $ 102,638,000 $ 224,590 $ 79,000
Tolland, Connecticut 454 $ 79,532,000 $ 175,180 $ 70,000
Union, North Carolina 454 $ 70,223,000 $ 154,676 $ 43,000
Wilson, Tennessee 454 $ 59,807,000 $ 131,733 $ 17,000
Henderson, North Carolina 450 $ 65,204,000 $ 144,897 $ 28,000
Johnson, Iowa 449 $ 75,402,000 $ 167,933 $ 25,000
Washington, Rhode Island 447 $ 131,166,000 $ 293,436 $ 118,000
Citrus, Florida 446 $ 52,868,000 $ 118,538 $ 64,000
Monroe, Michigan 445 $ 65,694,000 $ 147,626 $ 43,000
Berrien, Michigan 444 $ 85,015,000 $ 191,475 $ 112,000
Lexington, South Carolina 444 $ 53,979,000 $ 121,574 $ 34,000
Fayette, Georgia 442 $ 84,905,000 $ 192,092 $ 66,000
Buncombe, North Carolina 439 $ 73,597,000 $ 167,646 $ 47,000
Dauphin, Pennsylvania 439 $ 62,864,000 $ 143,198 $ 34,000
Cass, North Dakota 436 $ 56,610,000 $ 129,839 $ 32,000
Douglas, Oregon 436 $ 64,502,000 $ 147,940 $ 55,000
Chelan, Washington 436 $ 86,179,000 $ 197,658 $ 102,000
Erie, New York 435 $ 36,937,000 $ 84,912 $ 61,000
Cumberland, North Carolina 426 $ 45,185,000 $ 106,068 $ 23,000
Rockwall, Texas 426 $ 60,623,000 $ 142,307 $ 72,000
Broomfield, Colorado 423 $ 88,216,000 $ 208,548 $ 55,000
Houston, Georgia 423 $ 50,528,000 $ 119,451 $ 31,000
York, Maine 423 $ 75,293,000 $ 177,997 $ 76,000
Calvert, Maryland 423 $ 102,556,000 $ 242,449 $ 60,000
Randall, Texas 423 $ 43,853,000 $ 103,671 $ 28,000
Scott, Minnesota 418 $ 106,971,000 $ 255,911 $ 85,000
Newport News, Virginia 416 $ 50,385,000 $ 121,117 $ 34,000
Cabarrus, North Carolina 415 $ 51,526,000 $ 124,159 $ 35,000
Summit, Utah 415 $ 186,988,000 $ 450,573 $ 212,000
Rockdale, Georgia 414 $ 62,395,000 $ 150,712 $ 38,000
DeKalb, Illinois 414 $ 63,177,000 $ 152,601 $ 43,000
Humboldt, California 410 $ 85,086,000 $ 207,526 $ 81,000
Taylor, Texas 409 $ 38,781,000 $ 94,819 $ 39,000
Saline, Arkansas 408 $ 44,596,000 $ 109,303 $ 35,000
Beaufort, South Carolina 408 $ 114,888,000 $ 281,588 $ 157,000
Pennington, South Dakota 408 $ 53,330,000 $ 130,710 $ 20,000
Saginaw, Michigan 405 $ 43,962,000 $ 108,548 $ 45,000
Webb, Texas 404 $ 38,849,000 $ 96,160 $ 47,000
Williamson, Tennessee 403 $ 73,327,000 $ 181,952 $ 51,000
Craighead, Arkansas 400 $ 48,871,000 $ 122,177 $ 18,000
Orleans, Louisiana 399 $ 44,113,000 $ 110,558 $ 29,000
Hays, Texas 397 $ 49,495,000 $ 124,672 $ 59,000
Delaware, Ohio 391 $ 82,640,000 $ 211,355 $ 55,000
Walworth, Wisconsin 390 $ 69,593,000 $ 178,443 $ 78,000
Calhoun, Michigan 389 $ 41,594,000 $ 106,925 $ 28,000
Muscogee, Georgia 388 $ 46,958,000 $ 121,025 $ 25,000
Sumner, Tennessee 388 $ 46,765,000 $ 120,528 $ 22,000
Sheboygan, Wisconsin 386 $ 47,080,000 $ 121,968 $ 48,000
Lowndes, Georgia 385 $ 53,540,000 $ 139,064 $ 30,000
Johnson, Indiana 383 $ 50,317,000 $ 131,375 $ 37,000
Effingham, Georgia 382 $ 45,708,000 $ 119,654 $ 12,000
Mason, Washington 381 $ 57,904,000 $ 151,979 $ 73,000
Morgan, Alabama 379 $ 37,055,000 $ 97,770 $ 13,000
Strafford, New Hampshire 379 $ 77,074,000 $ 203,361 $ 42,000
St. Tammany, Louisiana 378 $ 44,530,000 $ 117,804 $ 23,000
Comal, Texas 376 $ 43,686,000 $ 116,186 $ 62,000
Aiken, South Carolina 375 $ 45,974,000 $ 122,597 $ 42,000
Cameron, Texas 375 $ 35,033,000 $ 93,421 $ 94,000
Brown, Wisconsin 374 $ 54,039,000 $ 144,489 $ 31,000
Josephine, Oregon 368 $ 66,911,000 $ 181,823 $ 65,000
Albany, New York 367 $ 48,498,000 $ 132,147 $ 63,000
Hampton, Virginia 367 $ 46,258,000 $ 126,043 $ 38,000
Platte, Missouri 366 $ 53,020,000 $ 144,863 $ 35,000
Clark, Ohio 366 $ 35,489,000 $ 96,964 $ 57,000
Grant, Washington 363 $ 37,137,000 $ 102,305 $ 44,000
York, South Carolina 362 $ 53,069,000 $ 146,599 $ 42,000
Navajo, Arizona 361 $ 50,544,000 $ 140,011 $ 60,000
Warren, Kentucky 361 $ 46,171,000 $ 127,897 $ 28,000
Klamath, Oregon 361 $ 44,984,000 $ 124,609 $ 55,000
Kenton, Kentucky 358 $ 41,076,000 $ 114,737 $ 30,000
Grays Harbor, Washington 357 $ 44,775,000 $ 125,420 $ 66,000
Putnam, New York 356 $ 111,617,000 $ 313,530 $ 117,000
Bibb, Georgia 353 $ 39,283,000 $ 111,283 $ 27,000
Wyandotte, Kansas 352 $ 28,892,000 $ 82,079 $ 22,000
Carson City, Nevada 352 $ 72,894,000 $ 207,085 $ 71,000
Berkeley, South Carolina 350 $ 47,053,000 $ 134,437 $ 41,000
Washington, Maryland 349 $ 60,730,000 $ 174,011 $ 56,000
Washington, Pennsylvania 349 $ 50,256,000 $ 144,000 $ 79,000
Guadalupe, Texas 348 $ 34,979,000 $ 100,514 $ 55,000
Richmond City, Virginia 348 $ 42,301,000 $ 121,554 $ 63,000
Highlands, Florida 346 $ 42,839,000 $ 123,812 $ 52,000
Cass, Missouri 346 $ 41,444,000 $ 119,780 $ 22,000
Peoria, Illinois 343 $ 39,381,000 $ 114,813 $ 39,000
Campbell, Wyoming 343 $ 53,967,000 $ 157,338 $ 5,000
Benton, Oregon 342 $ 55,252,000 $ 161,555 $ 53,000
Kaufman, Texas 342 $ 34,450,000 $ 100,730 $ 58,000
Iredell, North Carolina 341 $ 54,005,000 $ 158,372 $ 46,000
Winnebago, Wisconsin 341 $ 36,624,000 $ 107,401 $ 29,000
Windham, Connecticut 340 $ 54,636,000 $ 160,694 $ 55,000
Medina, Ohio 340 $ 55,233,000 $ 162,450 $ 39,000
Outagamie, Wisconsin 339 $ 41,295,000 $ 121,814 $ 44,000
Summit, Colorado 338 $ 95,340,000 $ 282,071 $ 126,000
McLennan, Texas 338 $ 31,756,000 $ 93,952 $ 42,000
Laramie, Wyoming 337 $ 51,463,000 $ 152,709 $ 70,000
Grundy, Illinois 335 $ 55,592,000 $ 165,946 $ 50,000
Stevens, Washington 334 $ 42,164,000 $ 126,239 $ 47,000
Jackson, Georgia 332 $ 45,467,000 $ 136,948 $ 47,000
Gaston, North Carolina 331 $ 34,554,000 $ 104,392 $ 20,000
Cecil, Maryland 330 $ 60,151,000 $ 182,275 $ 48,000
Jefferson, Texas 329 $ 21,760,000 $ 66,139 $ 45,000
Baxter, Arkansas 327 $ 34,946,000 $ 106,868 $ 22,000
Eagle, Colorado 325 $ 156,515,000 $ 481,584 $ 192,000
Santa Fe, New Mexico 325 $ 64,321,000 $ 197,910 $ 62,000
Luzerne, Pennsylvania 325 $ 30,513,000 $ 93,886 $ 50,000
Clarke, Georgia 322 $ 40,914,000 $ 127,062 $ 33,000
Eaton, Michigan 321 $ 42,609,000 $ 132,738 $ 38,000
Santa Rosa, Florida 318 $ 47,568,000 $ 149,584 $ 117,000
Hendricks, Indiana 318 $ 42,178,000 $ 132,635 $ 32,000
Newport, Rhode Island 318 $ 112,908,000 $ 355,056 $ 124,000
Columbia, Oregon 317 $ 44,144,000 $ 139,255 $ 48,000
Worcester, Maryland 316 $ 86,236,000 $ 272,898 $ 123,000
Amador, California 314 $ 88,226,000 $ 280,974 $ 98,000
Franklin, Missouri 313 $ 44,103,000 $ 140,904 $ 22,000
Johnston, North Carolina 313 $ 33,611,000 $ 107,383 $ 18,000
Butler, Pennsylvania 313 $ 44,357,000 $ 141,715 $ 50,000
Pike, Pennsylvania 313 $ 40,771,000 $ 130,258 $ 61,000
Parker, Texas 312 $ 34,830,000 $ 111,634 $ 67,000
Maui, Hawaii 311 $ 115,020,000 $ 369,839 $ 54,000
Scott, Iowa 311 $ 36,987,000 $ 118,929 $ 30,000
Boone, Kentucky 311 $ 44,362,000 $ 142,643 $ 33,000
Wright, Minnesota 311 $ 62,234,000 $ 200,109 $ 58,000
Frederick, Virginia 309 $ 63,639,000 $ 205,951 $ 54,000
Suffolk, Virginia 309 $ 54,884,000 $ 177,618 $ 43,000
Washington, Wisconsin 309 $ 58,412,000 $ 189,035 $ 43,000
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Mortgage Loan Application Detail Totals for Washington Mutual Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 665,811 $170,177,015,000 $182,843 $87,990,000 $44,372 $9,999,000
Home Purchase 533,364 $131,812,012,000 $185,788 $28,550,000 $57,826 $9,999,000
Home Improvement 33,289 $7,545,090,000 $149,340 $16,500,000 $71,500 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 556,090 $111,973,228,000 $171,333 $26,075,000 $0 $288,000
White 386,727 $115,797,630,000 $199,615 $87,990,000 $98,673 $9,999,000
Not Provided 106,619 $31,890,881,000 $198,470 $28,550,000 $87,352 $9,999,000
Hispanic 90,079 $22,317,519,000 $162,820 $8,320,000 $59,960 $9,999,000
Asian 45,587 $17,284,096,000 $218,040 $10,500,000 $88,980 $9,999,000
Black or African American 41,602 $8,586,614,000 $157,297 $7,403,000 $61,978 $9,999,000
Native Hawaiian or Other Pacific Islander 3,814 $1,260,216,000 $201,090 $4,106,000 $77,318 $3,695,000
American Indian or Alaskan Native 1,946 $423,933,000 $158,333 $4,118,000 $60,688 $3,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,148,082 $298,470,376,000 $186,019 $87,990,000 $60,019 $9,999,000
FHA-insured (Federal Housing Administration) 65,609 $8,175,676,000 $126,769 $15,753,000 $12,596 $1,686,000
VA-guaranteed (Veterans Administration) 18,237 $2,740,992,000 $152,019 $527,000 $12,403 $5,535,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 536 $147,073,000 $250,648 $650,000 $1,486 $187,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 551,427 $104,220,735,000 $164,156 $5,000,000 $0 $0
Loan Originated 407,993 $127,042,586,000 $194,836 $28,550,000 $75,591 $9,999,000
Application Denied By Financial Institution 151,777 $42,837,956,000 $203,039 $87,990,000 $116,980 $9,999,000
Application Approved But Not Accepted 55,609 $15,754,152,000 $172,244 $15,700,000 $49,387 $9,999,000
Preapproval Denied by Financial Institution 30,558 $8,589,761,000 $281,000 $5,280,000 $66,000 $9,999,000
Application Withdrawn By Applicant 21,233 $6,654,841,000 $222,254 $26,075,000 $101,333 $9,999,000
File Closed For Incompleteness 13,867 $4,434,086,000 $213,416 $15,753,000 $92,125 $9,999,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 59,683 $16,991,439,000 $191,705 $18,000,000 $107,686 $9,999,000
Credit History 37,978 $7,596,933,000 $159,620 $14,600,000 $97,920 $9,999,000
Other 26,948 $9,058,590,000 $205,807 $15,000,000 $116,923 $9,999,000
Debt-To-Income Ratio 26,488 $6,761,906,000 $215,020 $15,000,000 $51,680 $8,339,000
Unverifiable Information 15,816 $5,579,534,000 $256,681 $87,990,000 $111,704 $9,999,000
Collateral 9,224 $2,971,816,000 $225,352 $14,000,000 $93,607 $7,863,000
Insufficient Cash (Downpayment, Closing Cost) 4,948 $2,132,943,000 $273,822 $12,500,000 $117,622 $8,972,000
Employment History 1,241 $331,754,000 $196,675 $4,200,000 $116,500 $7,500,000
Mortgage Insurance Denied 9 $2,802,000 $293,166 $488,000 $91,166 $197,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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