World Alliance Financial Corp. Mortgage Lending & HMDA Data, 2009

In 2009, World Alliance Financial Corp. of Melville, NY reported 2,923 mortgage applications totaling $526.6 million. The average application was for $180,159, and applicants reported an average income of $14,106. 57% of its applications resulted in an originated loan and 3% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (190), Chicago-Naperville-Joliet, IL (103) and Miami-Miami Beach-Kendall, FL (101) (applications in parentheses).

Mortgage Company & Address World Alliance Financial Corp.
3 Huntington Quadrangle Suite 201n
Melville, NY 11747
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2007  2006  
Total Number of Mortgage Applications 2,923
Total Mortgage Loan Application Amount $526,607,000
Average Mortgage Loan Application Amount $180,159
Highest Mortgage Loan Application Amount $539,000
Average Applicant Income $14,106
Highest Applicant Income $1,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records World Alliance Financial Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for World Alliance Financial Corp. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 101 $ 16,849,000 $ 166,821 $ 10,000
Cook, Illinois 90 $ 13,736,000 $ 152,622 $ 13,000
Kings, New York 69 $ 25,556,000 $ 370,376 $ 6,000
Los Angeles, California 58 $ 18,450,000 $ 318,103 $ 12,000
Maricopa, Arizona 55 $ 10,409,000 $ 189,254 $ 22,000
Queens, New York 49 $ 16,665,000 $ 340,102 $ 9,000
Suffolk, New York 48 $ 13,315,000 $ 277,395 $ 8,000
Broward, Florida 39 $ 6,088,000 $ 156,102 $ 12,000
Wayne, Michigan 36 $ 2,614,000 $ 72,611 $ 15,000
Harris, Texas 35 $ 5,203,000 $ 148,657 $ 12,000
Nassau, New York 33 $ 10,869,000 $ 329,363 $ 14,000
Duval, Florida 31 $ 3,376,000 $ 108,903 $ 16,000
Pinellas, Florida 30 $ 4,315,000 $ 143,833 $ 9,000
Palm Beach, Florida 29 $ 4,842,000 $ 166,965 $ 18,000
Baltimore, Maryland 29 $ 5,364,000 $ 184,965 $ 14,000
Hillsborough, Florida 28 $ 3,167,000 $ 113,107 $ 13,000
Philadelphia, Pennsylvania 27 $ 2,762,000 $ 102,296 $ 9,000
El Paso, Texas 26 $ 3,304,000 $ 127,076 $ 18,000
Orange, California 25 $ 8,936,000 $ 357,440 $ 25,000
Prince George's, Maryland 24 $ 4,640,000 $ 193,333 $ 10,000
Orange, Florida 22 $ 2,544,000 $ 115,636 $ 9,000
Dallas, Texas 22 $ 2,262,000 $ 102,818 $ 16,000
East Baton Rouge, Louisiana 21 $ 2,791,000 $ 132,904 $ 18,000
Anne Arundel, Maryland 21 $ 5,879,000 $ 279,952 $ 71,000
Essex, New Jersey 20 $ 5,054,000 $ 252,700 $ 13,000
Bexar, Texas 20 $ 2,309,000 $ 115,450 $ 7,000
Travis, Texas 20 $ 4,297,000 $ 214,850 $ 14,000
Westchester, New York 19 $ 6,603,000 $ 347,526 $ 8,000
Riverside, California 18 $ 3,836,000 $ 213,111 $ 15,000
Volusia, Florida 18 $ 2,120,000 $ 117,777 $ 11,000
Jefferson, Louisiana 18 $ 2,422,000 $ 134,555 $ 10,000
Tarrant, Texas 18 $ 2,626,000 $ 145,888 $ 84,000
District of Columbia, District Of Columbia 17 $ 4,492,000 $ 264,235 $ 15,000
Bronx, New York 16 $ 5,620,000 $ 351,250 $ 13,000
Collier, Florida 15 $ 4,139,000 $ 275,933 $ 22,000
Baltimore City, Maryland 15 $ 1,678,000 $ 111,866 $ 9,000
San Diego, California 14 $ 4,016,000 $ 286,857 $ 22,000
Oakland, Michigan 14 $ 2,381,000 $ 170,071 $ 15,000
Polk, Florida 13 $ 1,722,000 $ 132,461 $ 4,000
Sarasota, Florida 13 $ 2,286,000 $ 175,846 $ 18,000
Orleans, Louisiana 13 $ 1,722,000 $ 132,461 $ 10,000
Montgomery, Maryland 13 $ 3,701,000 $ 284,692 $ 29,000
Ocean, New Jersey 13 $ 2,904,000 $ 223,384 $ 13,000
Jefferson, Alabama 12 $ 1,351,000 $ 112,583 $ 11,000
Mobile, Alabama 12 $ 1,650,000 $ 137,500 $ 8,000
Pima, Arizona 12 $ 1,783,000 $ 148,583 $ 9,000
Union, New Jersey 12 $ 2,582,000 $ 215,166 $ 15,000
Yavapai, Arizona 11 $ 2,703,000 $ 245,727 $ 52,000
Manatee, Florida 11 $ 2,052,000 $ 186,545 $ 15,000
Marion, Florida 11 $ 1,263,000 $ 114,818 $ 17,000
Bucks, Pennsylvania 11 $ 2,947,000 $ 267,909 $ 13,000
San Bernardino, California 10 $ 1,143,000 $ 114,300 $ 0
Brevard, Florida 10 $ 1,253,000 $ 125,300 $ 10,000
Burlington, New Jersey 10 $ 2,056,000 $ 205,600 $ 8,000
Klamath, Oregon 10 $ 1,373,000 $ 137,300 $ 48,000
Pasco, Florida 9 $ 1,268,000 $ 140,888 $ 33,000
Macomb, Michigan 9 $ 962,000 $ 106,888 $ 5,000
Bergen, New Jersey 9 $ 2,298,000 $ 255,333 $ 4,000
Santa Fe, New Mexico 9 $ 2,785,000 $ 309,444 $ 29,000
Richmond, New York 9 $ 2,967,000 $ 329,666 $ 13,000
Marion, Oregon 9 $ 1,620,000 $ 180,000 $ 9,000
Norfolk, Virginia 9 $ 967,000 $ 107,444 $ 9,000
Baldwin, Alabama 8 $ 1,930,000 $ 241,250 $ 14,000
Fairfield, Connecticut 8 $ 2,858,000 $ 357,250 $ 3,000
Lake, Florida 8 $ 939,000 $ 117,375 $ 11,000
Atlantic, New Jersey 8 $ 1,916,000 $ 239,500 $ 12,000
Multnomah, Oregon 8 $ 1,273,000 $ 159,125 $ 11,000
Salt Lake, Utah 8 $ 1,631,000 $ 203,875 $ 9,000
Alameda, California 7 $ 2,290,000 $ 327,142 $ 8,000
Denver, Colorado 7 $ 1,533,000 $ 219,000 $ 7,000
Leon, Florida 7 $ 1,024,000 $ 146,285 $ 35,000
Sumter, Florida 7 $ 1,076,000 $ 153,714 $ 36,000
Marion, Indiana 7 $ 449,000 $ 64,142 $ 33,000
Tangipahoa, Louisiana 7 $ 883,000 $ 126,142 $ 3,000
Harford, Maryland 7 $ 1,532,000 $ 218,857 $ 21,000
St. Louis, Missouri 7 $ 1,008,000 $ 144,000 $ 10,000
Monmouth, New Jersey 7 $ 1,936,000 $ 276,571 $ 4,000
Erie, New York 7 $ 787,000 $ 112,428 $ 2,000
Clackamas, Oregon 7 $ 1,449,000 $ 207,000 $ 8,000
Josephine, Oregon 7 $ 1,799,000 $ 257,000 $ 23,000
Allegheny, Pennsylvania 7 $ 1,110,000 $ 158,571 $ 18,000
Montgomery, Pennsylvania 7 $ 1,725,000 $ 246,428 $ 8,000
Shelby, Tennessee 7 $ 641,000 $ 91,571 $ 5,000
Mohave, Arizona 6 $ 867,000 $ 144,500 $ 0
Pinal, Arizona 6 $ 900,000 $ 150,000 $ 15,000
Sacramento, California 6 $ 1,030,000 $ 171,666 $ 12,000
Ventura, California 6 $ 1,834,000 $ 305,666 $ 13,000
Hartford, Connecticut 6 $ 1,237,000 $ 206,166 $ 45,000
New Haven, Connecticut 6 $ 1,052,000 $ 175,333 $ 14,000
Citrus, Florida 6 $ 574,000 $ 95,666 $ 1,000
Hernando, Florida 6 $ 1,052,000 $ 175,333 $ 15,000
Lee, Florida 6 $ 865,000 $ 144,166 $ 20,000
Monroe, Florida 6 $ 1,547,000 $ 257,833 $ 12,000
Seminole, Florida 6 $ 911,000 $ 151,833 $ 13,000
St. Johns, Florida 6 $ 901,000 $ 150,166 $ 31,000
St. Lucie, Florida 6 $ 491,000 $ 81,833 $ 2,000
Madison, Illinois 6 $ 422,000 $ 70,333 $ 30,000
Livingston, Louisiana 6 $ 933,000 $ 155,500 $ 9,000
Howard, Maryland 6 $ 1,960,000 $ 326,666 $ 35,000
St. Louis City, Missouri 6 $ 481,000 $ 80,166 $ 2,000
Missoula, Montana 6 $ 1,301,000 $ 216,833 $ 16,000
Ravalli, Montana 6 $ 1,585,000 $ 264,166 $ 20,000
Morris, New Jersey 6 $ 1,860,000 $ 310,000 $ 12,000
New York, New York 6 $ 2,019,000 $ 336,500 $ 5,000
Cuyahoga, Ohio 6 $ 994,000 $ 165,666 $ 0
Hamilton, Ohio 6 $ 601,000 $ 100,166 $ 17,000
Mahoning, Ohio 6 $ 797,000 $ 132,833 $ 17,000
Monroe, Pennsylvania 6 $ 728,000 $ 121,333 $ 12,000
Denton, Texas 6 $ 803,000 $ 133,833 $ 17,000
Fairfax, Virginia 6 $ 2,003,000 $ 333,833 $ 13,000
Newport News, Virginia 6 $ 640,000 $ 106,666 $ 8,000
Portsmouth, Virginia 6 $ 849,000 $ 141,500 $ 3,000
Virginia Beach, Virginia 6 $ 1,300,000 $ 216,666 $ 38,000
Contra Costa, California 5 $ 1,246,000 $ 249,200 $ 23,000
Santa Clara, California 5 $ 2,145,000 $ 429,000 $ 5,000
Columbia, Florida 5 $ 356,000 $ 71,200 $ 10,000
DuPage, Illinois 5 $ 1,124,000 $ 224,800 $ 5,000
Lake, Illinois 5 $ 838,000 $ 167,600 $ 10,000
St. John the Baptist, Louisiana 5 $ 563,000 $ 112,600 $ 3,000
Charles, Maryland 5 $ 1,227,000 $ 245,400 $ 13,000
Jackson, Michigan 5 $ 363,000 $ 72,600 $ 13,000
Harrison, Mississippi 5 $ 559,000 $ 111,800 $ 21,000
Jackson, Missouri 5 $ 332,000 $ 66,400 $ 18,000
Camden, New Jersey 5 $ 890,000 $ 178,000 $ 25,000
Gloucester, New Jersey 5 $ 770,000 $ 154,000 $ 22,000
Passaic, New Jersey 5 $ 1,195,000 $ 239,000 $ 14,000
Dutchess, New York 5 $ 970,000 $ 194,000 $ 2,000
Rensselaer, New York 5 $ 771,000 $ 154,200 $ 11,000
Charleston, South Carolina 5 $ 917,000 $ 183,400 $ 2,000
Florence, South Carolina 5 $ 557,000 $ 111,400 $ 2,000
Horry, South Carolina 5 $ 557,000 $ 111,400 $ 7,000
Lexington, South Carolina 5 $ 419,000 $ 83,800 $ 2,000
Richland, South Carolina 5 $ 548,000 $ 109,600 $ 22,000
Knox, Tennessee 5 $ 386,000 $ 77,200 $ 22,000
Brazoria, Texas 5 $ 806,000 $ 161,200 $ 21,000
Tuscaloosa, Alabama 4 $ 424,000 $ 106,000 $ 15,000
Coconino, Arizona 4 $ 1,124,000 $ 281,000 $ 135,000
Navajo, Arizona 4 $ 726,000 $ 181,500 $ 28,000
Benton, Arkansas 4 $ 613,000 $ 153,250 $ 14,000
San Joaquin, California 4 $ 923,000 $ 230,750 $ 0
San Mateo, California 4 $ 1,530,000 $ 382,500 $ 15,000
Jefferson, Colorado 4 $ 681,000 $ 170,250 $ 20,000
Levy, Florida 4 $ 558,000 $ 139,500 $ 6,000
Honolulu, Hawaii 4 $ 991,000 $ 247,750 $ 22,000
Will, Illinois 4 $ 716,000 $ 179,000 $ 2,000
Caddo, Louisiana 4 $ 297,000 $ 74,250 $ 10,000
Cecil, Maryland 4 $ 1,194,000 $ 298,500 $ 20,000
Genesee, Michigan 4 $ 369,000 $ 92,250 $ 19,000
Ramsey, Minnesota 4 $ 830,000 $ 207,500 $ 13,000
Jackson, Mississippi 4 $ 455,000 $ 113,750 $ 6,000
Cape May, New Jersey 4 $ 857,000 $ 214,250 $ 13,000
Mercer, New Jersey 4 $ 612,000 $ 153,000 $ 11,000
Bernalillo, New Mexico 4 $ 445,000 $ 111,250 $ 27,000
Albany, New York 4 $ 759,000 $ 189,750 $ 17,000
Rockland, New York 4 $ 1,135,000 $ 283,750 $ 27,000
Mecklenburg, North Carolina 4 $ 472,000 $ 118,000 $ 5,000
Lane, Oregon 4 $ 543,000 $ 135,750 $ 7,000
Washington, Oregon 4 $ 1,003,000 $ 250,750 $ 33,000
Hamilton, Tennessee 4 $ 500,000 $ 125,000 $ 0
Jefferson, Tennessee 4 $ 931,000 $ 232,750 $ 31,000
Bell, Texas 4 $ 307,000 $ 76,750 $ 24,000
Collin, Texas 4 $ 678,000 $ 169,500 $ 20,000
Galveston, Texas 4 $ 356,000 $ 89,000 $ 9,000
Jefferson, Texas 4 $ 479,000 $ 119,750 $ 11,000
Montgomery, Texas 4 $ 602,000 $ 150,500 $ 0
Nueces, Texas 4 $ 463,000 $ 115,750 $ 6,000
Suffolk, Virginia 4 $ 535,000 $ 133,750 $ 13,000
Dale, Alabama 3 $ 564,000 $ 188,000 $ 10,000
Lee, Alabama 3 $ 271,000 $ 90,333 $ 16,000
Madison, Alabama 3 $ 257,000 $ 85,666 $ 0
Montgomery, Alabama 3 $ 536,000 $ 178,666 $ 23,000
Nevada, California 3 $ 855,000 $ 285,000 $ 14,000
San Francisco, California 3 $ 1,277,000 $ 425,666 $ 28,000
Larimer, Colorado 3 $ 714,000 $ 238,000 $ 21,000
Charlotte, Florida 3 $ 910,000 $ 303,333 $ 10,000
Clay, Florida 3 $ 724,000 $ 241,333 $ 33,000
DeSoto, Florida 3 $ 476,000 $ 158,666 $ 0
Highlands, Florida 3 $ 321,000 $ 107,000 $ 4,000
Martin, Florida 3 $ 561,000 $ 187,000 $ 9,000
Nassau, Florida 3 $ 449,000 $ 149,666 $ 4,000
Putnam, Florida 3 $ 284,000 $ 94,666 $ 6,000
McHenry, Illinois 3 $ 927,000 $ 309,000 $ 52,000
Winnebago, Illinois 3 $ 211,000 $ 70,333 $ 2,000
Lake, Indiana 3 $ 184,000 $ 61,333 $ 20,000
Calcasieu, Louisiana 3 $ 294,000 $ 98,000 $ 6,000
Lafayette, Louisiana 3 $ 406,000 $ 135,333 $ 3,000
St. Charles, Louisiana 3 $ 252,000 $ 84,000 $ 7,000
Terrebonne, Louisiana 3 $ 489,000 $ 163,000 $ 4,000
Knox, Maine 3 $ 561,000 $ 187,000 $ 3,000
Carroll, Maryland 3 $ 595,000 $ 198,333 $ 16,000
St. Mary's, Maryland 3 $ 1,041,000 $ 347,000 $ 0
Worcester, Maryland 3 $ 647,000 $ 215,666 $ 6,000
Roscommon, Michigan 3 $ 443,000 $ 147,666 $ 4,000
DeSoto, Mississippi 3 $ 368,000 $ 122,666 $ 0
Hinds, Mississippi 3 $ 104,000 $ 34,666 $ 4,000
Clay, Missouri 3 $ 176,000 $ 58,666 $ 3,000
St. Charles, Missouri 3 $ 658,000 $ 219,333 $ 0
Gallatin, Montana 3 $ 556,000 $ 185,333 $ 15,000
Park, Montana 3 $ 616,000 $ 205,333 $ 0
Middlesex, New Jersey 3 $ 770,000 $ 256,666 $ 24,000
Salem, New Jersey 3 $ 346,000 $ 115,333 $ 14,000
Somerset, New Jersey 3 $ 1,010,000 $ 336,666 $ 20,000
Sandoval, New Mexico 3 $ 899,000 $ 299,666 $ 0
Columbia, New York 3 $ 766,000 $ 255,333 $ 6,000
Saratoga, New York 3 $ 278,000 $ 92,666 $ 0
Ulster, New York 3 $ 571,000 $ 190,333 $ 24,000
Warren, New York 3 $ 630,000 $ 210,000 $ 14,000
Brunswick, North Carolina 3 $ 539,000 $ 179,666 $ 5,000
Caldwell, North Carolina 3 $ 318,000 $ 106,000 $ 4,000
Carteret, North Carolina 3 $ 448,000 $ 149,333 $ 4,000
Guilford, North Carolina 3 $ 372,000 $ 124,000 $ 5,000
Iredell, North Carolina 3 $ 362,000 $ 120,666 $ 0
Moore, North Carolina 3 $ 384,000 $ 128,000 $ 0
Brown, Ohio 3 $ 319,000 $ 106,333 $ 15,000
Clermont, Ohio 3 $ 511,000 $ 170,333 $ 10,000
Delaware, Pennsylvania 3 $ 489,000 $ 163,000 $ 9,000
Franklin, Pennsylvania 3 $ 315,000 $ 105,000 $ 27,000
Lancaster, Pennsylvania 3 $ 594,000 $ 198,000 $ 6,000
Luzerne, Pennsylvania 3 $ 514,000 $ 171,333 $ 4,000
Georgetown, South Carolina 3 $ 508,000 $ 169,333 $ 19,000
Anderson, Tennessee 3 $ 324,000 $ 108,000 $ 10,000
Bradley, Tennessee 3 $ 304,000 $ 101,333 $ 40,000
Davidson, Tennessee 3 $ 408,000 $ 136,000 $ 17,000
Sullivan, Tennessee 3 $ 559,000 $ 186,333 $ 36,000
Brown, Texas 3 $ 346,000 $ 115,333 $ 23,000
Johnson, Texas 3 $ 294,000 $ 98,000 $ 4,000
McLennan, Texas 3 $ 499,000 $ 166,333 $ 17,000
Randall, Texas 3 $ 493,000 $ 164,333 $ 69,000
Williamson, Texas 3 $ 318,000 $ 106,000 $ 8,000
Accomack, Virginia 3 $ 190,000 $ 63,333 $ 0
Alexandria, Virginia 3 $ 831,000 $ 277,000 $ 21,000
Chesapeake, Virginia 3 $ 429,000 $ 143,000 $ 10,000
Chesterfield, Virginia 3 $ 343,000 $ 114,333 $ 0
Hampton, Virginia 3 $ 394,000 $ 131,333 $ 8,000
Henrico, Virginia 3 $ 413,000 $ 137,666 $ 7,000
Loudoun, Virginia 3 $ 639,000 $ 213,000 $ 16,000
Northampton, Virginia 3 $ 690,000 $ 230,000 $ 18,000
Berkeley, West Virginia 3 $ 410,000 $ 136,666 $ 29,000
Colbert, Alabama 2 $ 486,000 $ 243,000 $ 0
Morgan, Alabama 2 $ 236,000 $ 118,000 $ 23,000
Talladega, Alabama 2 $ 138,000 $ 69,000 $ 7,000
Yuma, Arizona 2 $ 166,000 $ 83,000 $ 0
Garland, Arkansas 2 $ 645,000 $ 322,500 $ 0
Polk, Arkansas 2 $ 186,000 $ 93,000 $ 17,000
Pulaski, Arkansas 2 $ 250,000 $ 125,000 $ 15,000
Kern, California 2 $ 206,000 $ 103,000 $ 4,000
Marin, California 2 $ 805,000 $ 402,500 $ 0
Santa Barbara, California 2 $ 686,000 $ 343,000 $ 33,000
Shasta, California 2 $ 231,000 $ 115,500 $ 7,000
Solano, California 2 $ 629,000 $ 314,500 $ 0
Delta, Colorado 2 $ 621,000 $ 310,500 $ 0
El Paso, Colorado 2 $ 205,000 $ 102,500 $ 6,000
Litchfield, Connecticut 2 $ 801,000 $ 400,500 $ 30,000
New London, Connecticut 2 $ 580,000 $ 290,000 $ 9,000
New Castle, Delaware 2 $ 293,000 $ 146,500 $ 0
Sussex, Delaware 2 $ 256,000 $ 128,000 $ 0
Flagler, Florida 2 $ 230,000 $ 115,000 $ 0
Gilchrist, Florida 2 $ 178,000 $ 89,000 $ 12,000
Okaloosa, Florida 2 $ 124,000 $ 62,000 $ 0
Suwannee, Florida 2 $ 202,000 $ 101,000 $ 3,000
Wakulla, Florida 2 $ 304,000 $ 152,000 $ 0
Ada, Idaho 2 $ 400,000 $ 200,000 $ 0
Canyon, Idaho 2 $ 135,000 $ 67,500 $ 0
Valley, Idaho 2 $ 363,000 $ 181,500 $ 28,000
Champaign, Illinois 2 $ 154,000 $ 77,000 $ 8,000
Ford, Illinois 2 $ 213,000 $ 106,500 $ 22,000
Macoupin, Illinois 2 $ 125,000 $ 62,500 $ 6,000
St. Clair, Illinois 2 $ 77,000 $ 38,500 $ 7,000
Williamson, Illinois 2 $ 187,000 $ 93,500 $ 5,000
Elkhart, Indiana 2 $ 156,000 $ 78,000 $ 19,000
Porter, Indiana 2 $ 167,000 $ 83,500 $ 22,000
St. Joseph, Indiana 2 $ 175,000 $ 87,500 $ 14,000
Polk, Iowa 2 $ 137,000 $ 68,500 $ 6,000
Jefferson, Kentucky 2 $ 172,000 $ 86,000 $ 9,000
McCracken, Kentucky 2 $ 209,000 $ 104,500 $ 0
Ascension, Louisiana 2 $ 369,000 $ 184,500 $ 15,000
Assumption, Louisiana 2 $ 191,000 $ 95,500 $ 3,000
Ouachita, Louisiana 2 $ 386,000 $ 193,000 $ 8,000
St. Landry, Louisiana 2 $ 238,000 $ 119,000 $ 22,000
St. Tammany, Louisiana 2 $ 244,000 $ 122,000 $ 43,000
Queen Anne's, Maryland 2 $ 281,000 $ 140,500 $ 7,000
Wicomico, Maryland 2 $ 245,000 $ 122,500 $ 0
Lenawee, Michigan 2 $ 397,000 $ 198,500 $ 0
Anoka, Minnesota 2 $ 224,000 $ 112,000 $ 11,000
Crow Wing, Minnesota 2 $ 249,000 $ 124,500 $ 7,000
Hennepin, Minnesota 2 $ 495,000 $ 247,500 $ 33,000
Lamar, Mississippi 2 $ 287,000 $ 143,500 $ 19,000
Camden, Missouri 2 $ 293,000 $ 146,500 $ 0
Dallas, Missouri 2 $ 559,000 $ 279,500 $ 0
Jefferson, Missouri 2 $ 206,000 $ 103,000 $ 12,000
St. Clair, Missouri 2 $ 137,000 $ 68,500 $ 0
Stone, Missouri 2 $ 217,000 $ 108,500 $ 12,000
Lincoln, Montana 2 $ 343,000 $ 171,500 $ 12,000
Valley, Montana 2 $ 273,000 $ 136,500 $ 13,000
Clark, Nevada 2 $ 473,000 $ 236,500 $ 41,000
Cumberland, New Jersey 2 $ 279,000 $ 139,500 $ 5,000
Hudson, New Jersey 2 $ 577,000 $ 288,500 $ 12,000
Chaves, New Mexico 2 $ 243,000 $ 121,500 $ 22,000
Dona Ana, New Mexico 2 $ 216,000 $ 108,000 $ 24,000
Eddy, New Mexico 2 $ 207,000 $ 103,500 $ 0
Luna, New Mexico 2 $ 243,000 $ 121,500 $ 19,000
Taos, New Mexico 2 $ 636,000 $ 318,000 $ 0
Niagara, New York 2 $ 268,000 $ 134,000 $ 0
Putnam, New York 2 $ 509,000 $ 254,500 $ 0
Steuben, New York 2 $ 160,000 $ 80,000 $ 17,000
Buncombe, North Carolina 2 $ 430,000 $ 215,000 $ 30,000
Cherokee, North Carolina 2 $ 578,000 $ 289,000 $ 0
Jackson, North Carolina 2 $ 473,000 $ 236,500 $ 12,000
Macon, North Carolina 2 $ 338,000 $ 169,000 $ 0
Butler, Ohio 2 $ 246,000 $ 123,000 $ 13,000
Fairfield, Ohio 2 $ 184,000 $ 92,000 $ 0
Franklin, Ohio 2 $ 354,000 $ 177,000 $ 0
Hocking, Ohio 2 $ 211,000 $ 105,500 $ 25,000
Lake, Ohio 2 $ 209,000 $ 104,500 $ 6,000
Lorain, Ohio 2 $ 98,000 $ 49,000 $ 0
Lucas, Ohio 2 $ 118,000 $ 59,000 $ 15,000
Montgomery, Ohio 2 $ 149,000 $ 74,500 $ 7,000
Richland, Ohio 2 $ 122,000 $ 61,000 $ 0
Stark, Ohio 2 $ 130,000 $ 65,000 $ 12,000
Summit, Ohio 2 $ 180,000 $ 90,000 $ 7,000
McClain, Oklahoma 2 $ 335,000 $ 167,500 $ 24,000
Oklahoma, Oklahoma 2 $ 169,000 $ 84,500 $ 14,000
Pottawatomie, Oklahoma 2 $ 187,000 $ 93,500 $ 0
Coos, Oregon 2 $ 244,000 $ 122,000 $ 0
Deschutes, Oregon 2 $ 204,000 $ 102,000 $ 6,000
Douglas, Oregon 2 $ 238,000 $ 119,000 $ 15,000
Jackson, Oregon 2 $ 400,000 $ 200,000 $ 42,000
Lincoln, Oregon 2 $ 476,000 $ 238,000 $ 0
Polk, Oregon 2 $ 504,000 $ 252,000 $ 0
Berks, Pennsylvania 2 $ 323,000 $ 161,500 $ 0
Blair, Pennsylvania 2 $ 251,000 $ 125,500 $ 11,000
Butler, Pennsylvania 2 $ 355,000 $ 177,500 $ 15,000
Pike, Pennsylvania 2 $ 251,000 $ 125,500 $ 0
York, Pennsylvania 2 $ 298,000 $ 149,000 $ 20,000
Aiken, South Carolina 2 $ 224,000 $ 112,000 $ 0
Bamberg, South Carolina 2 $ 76,000 $ 38,000 $ 0
Dorchester, South Carolina 2 $ 414,000 $ 207,000 $ 4,000
Greenville, South Carolina 2 $ 263,000 $ 131,500 $ 27,000
Jasper, South Carolina 2 $ 167,000 $ 83,500 $ 12,000
Orangeburg, South Carolina 2 $ 159,000 $ 79,500 $ 0
Spartanburg, South Carolina 2 $ 319,000 $ 159,500 $ 12,000
York, South Carolina 2 $ 217,000 $ 108,500 $ 9,000
Giles, Tennessee 2 $ 244,000 $ 122,000 $ 0
Monroe, Tennessee 2 $ 206,000 $ 103,000 $ 7,000
Montgomery, Tennessee 2 $ 282,000 $ 141,000 $ 20,000
Roane, Tennessee 2 $ 317,000 $ 158,500 $ 27,000
Eastland, Texas 2 $ 341,000 $ 170,500 $ 45,000
Fort Bend, Texas 2 $ 284,000 $ 142,000 $ 13,000
Guadalupe, Texas 2 $ 426,000 $ 213,000 $ 11,000
Hays, Texas 2 $ 242,000 $ 121,000 $ 23,000
Hidalgo, Texas 2 $ 524,000 $ 262,000 $ 9,000
Kaufman, Texas 2 $ 182,000 $ 91,000 $ 0
Kendall, Texas 2 $ 527,000 $ 263,500 $ 0
Potter, Texas 2 $ 226,000 $ 113,000 $ 14,000
Smith, Texas 2 $ 200,000 $ 100,000 $ 12,000
Taylor, Texas 2 $ 420,000 $ 210,000 $ 0
Webb, Texas 2 $ 345,000 $ 172,500 $ 11,000
Utah, Utah 2 $ 294,000 $ 147,000 $ 0
Franklin, Vermont 2 $ 415,000 $ 207,500 $ 42,000
Fauquier, Virginia 2 $ 294,000 $ 147,000 $ 72,000
James City, Virginia 2 $ 488,000 $ 244,000 $ 0
Lancaster, Virginia 2 $ 417,000 $ 208,500 $ 36,000
Mecklenburg, Virginia 2 $ 129,000 $ 64,500 $ 0
Petersburg, Virginia 2 $ 187,000 $ 93,500 $ 12,000
Autauga, Alabama 1 $ 76,000 $ 76,000 $ 0
Blount, Alabama 1 $ 258,000 $ 258,000 $ 0
Chambers, Alabama 1 $ 36,000 $ 36,000 $ 9,000
Cherokee, Alabama 1 $ 148,000 $ 148,000 $ 0
Choctaw, Alabama 1 $ 70,000 $ 70,000 $ 23,000
Cleburne, Alabama 1 $ 276,000 $ 276,000 $ 24,000
Cullman, Alabama 1 $ 90,000 $ 90,000 $ 0
Dallas, Alabama 1 $ 55,000 $ 55,000 $ 25,000
Escambia, Alabama 1 $ 92,000 $ 92,000 $ 0
Henry, Alabama 1 $ 38,000 $ 38,000 $ 13,000
Jackson, Alabama 1 $ 342,000 $ 342,000 $ 42,000
Limestone, Alabama 1 $ 84,000 $ 84,000 $ 25,000
Marion, Alabama 1 $ 111,000 $ 111,000 $ 0
Monroe, Alabama 1 $ 62,000 $ 62,000 $ 0
Russell, Alabama 1 $ 76,000 $ 76,000 $ 0
Shelby, Alabama 1 $ 353,000 $ 353,000 $ 0
St. Clair, Alabama 1 $ 102,000 $ 102,000 $ 14,000
Sumter, Alabama 1 $ 109,000 $ 109,000 $ 34,000
Wilcox, Alabama 1 $ 160,000 $ 160,000 $ 36,000
Anchorage, Alaska 1 $ 127,000 $ 127,000 $ 29,000
Cochise, Arizona 1 $ 163,000 $ 163,000 $ 13,000
Gila, Arizona 1 $ 73,000 $ 73,000 $ 13,000
Ashley, Arkansas 1 $ 23,000 $ 23,000 $ 44,000
Baxter, Arkansas 1 $ 89,000 $ 89,000 $ 0
Crawford, Arkansas 1 $ 154,000 $ 154,000 $ 0
Drew, Arkansas 1 $ 43,000 $ 43,000 $ 18,000
Faulkner, Arkansas 1 $ 152,000 $ 152,000 $ 46,000
Hot Spring, Arkansas 1 $ 52,000 $ 52,000 $ 16,000
Jefferson, Arkansas 1 $ 38,000 $ 38,000 $ 0
Ouachita, Arkansas 1 $ 51,000 $ 51,000 $ 14,000
Pope, Arkansas 1 $ 77,000 $ 77,000 $ 16,000
Sebastian, Arkansas 1 $ 136,000 $ 136,000 $ 52,000
Sharp, Arkansas 1 $ 156,000 $ 156,000 $ 0
Washington, Arkansas 1 $ 98,000 $ 98,000 $ 0
Butte, California 1 $ 129,000 $ 129,000 $ 29,000
El Dorado, California 1 $ 182,000 $ 182,000 $ 0
Fresno, California 1 $ 110,000 $ 110,000 $ 0
Humboldt, California 1 $ 234,000 $ 234,000 $ 0
Kings, California 1 $ 153,000 $ 153,000 $ 37,000
Lake, California 1 $ 239,000 $ 239,000 $ 8,000
Lassen, California 1 $ 106,000 $ 106,000 $ 18,000
Madera, California 1 $ 410,000 $ 410,000 $ 32,000
Merced, California 1 $ 109,000 $ 109,000 $ 0
Napa, California 1 $ 284,000 $ 284,000 $ 0
Placer, California 1 $ 315,000 $ 315,000 $ 48,000
Plumas, California 1 $ 191,000 $ 191,000 $ 0
Santa Cruz, California 1 $ 423,000 $ 423,000 $ 0
Siskiyou, California 1 $ 53,000 $ 53,000 $ 22,000
Sonoma, California 1 $ 267,000 $ 267,000 $ 60,000
Stanislaus, California 1 $ 49,000 $ 49,000 $ 12,000
Tehama, California 1 $ 80,000 $ 80,000 $ 30,000
Tulare, California 1 $ 65,000 $ 65,000 $ 17,000
Tuolumne, California 1 $ 199,000 $ 199,000 $ 0
Yolo, California 1 $ 165,000 $ 165,000 $ 0
Yuba, California 1 $ 63,000 $ 63,000 $ 0
Arapahoe, Colorado 1 $ 137,000 $ 137,000 $ 0
Boulder, Colorado 1 $ 367,000 $ 367,000 $ 12,000
Douglas, Colorado 1 $ 274,000 $ 274,000 $ 36,000
Elbert, Colorado 1 $ 207,000 $ 207,000 $ 0
Huerfano, Colorado 1 $ 153,000 $ 153,000 $ 0
La Plata, Colorado 1 $ 387,000 $ 387,000 $ 0
Mesa, Colorado 1 $ 158,000 $ 158,000 $ 55,000
Moffat, Colorado 1 $ 95,000 $ 95,000 $ 15,000
Ouray, Colorado 1 $ 281,000 $ 281,000 $ 46,000
Pueblo, Colorado 1 $ 117,000 $ 117,000 $ 0
Middlesex, Connecticut 1 $ 223,000 $ 223,000 $ 0
Tolland, Connecticut 1 $ 214,000 $ 214,000 $ 0
Windham, Connecticut 1 $ 101,000 $ 101,000 $ 51,000
Kent, Delaware 1 $ 123,000 $ 123,000 $ 26,000
Bradford, Florida 1 $ 70,000 $ 70,000 $ 12,000
Escambia, Florida 1 $ 108,000 $ 108,000 $ 9,000
Gulf, Florida 1 $ 91,000 $ 91,000 $ 27,000
Hendry, Florida 1 $ 94,000 $ 94,000 $ 0
Indian River, Florida 1 $ 480,000 $ 480,000 $ 0
Okeechobee, Florida 1 $ 242,000 $ 242,000 $ 12,000
Osceola, Florida 1 $ 49,000 $ 49,000 $ 0
Santa Rosa, Florida 1 $ 256,000 $ 256,000 $ 0
Hawaii, Hawaii 1 $ 299,000 $ 299,000 $ 0
Kauai, Hawaii 1 $ 407,000 $ 407,000 $ 0
Maui, Hawaii 1 $ 211,000 $ 211,000 $ 0
Kootenai, Idaho 1 $ 73,000 $ 73,000 $ 13,000
Owyhee, Idaho 1 $ 297,000 $ 297,000 $ 0
Alexander, Illinois 1 $ 35,000 $ 35,000 $ 0
Boone, Illinois 1 $ 193,000 $ 193,000 $ 48,000
Edwards, Illinois 1 $ 94,000 $ 94,000 $ 0
Franklin, Illinois 1 $ 59,000 $ 59,000 $ 40,000
Henderson, Illinois 1 $ 30,000 $ 30,000 $ 0
Jackson, Illinois 1 $ 95,000 $ 95,000 $ 16,000
Kendall, Illinois 1 $ 147,000 $ 147,000 $ 0
Knox, Illinois 1 $ 89,000 $ 89,000 $ 28,000
LaSalle, Illinois 1 $ 63,000 $ 63,000 $ 0
Logan, Illinois 1 $ 108,000 $ 108,000 $ 0
Macon, Illinois 1 $ 36,000 $ 36,000 $ 44,000
Marshall, Illinois 1 $ 88,000 $ 88,000 $ 26,000
Ogle, Illinois 1 $ 70,000 $ 70,000 $ 0
Peoria, Illinois 1 $ 53,000 $ 53,000 $ 24,000
Perry, Illinois 1 $ 50,000 $ 50,000 $ 24,000
Sangamon, Illinois 1 $ 31,000 $ 31,000 $ 12,000
Scott, Illinois 1 $ 63,000 $ 63,000 $ 14,000
Tazewell, Illinois 1 $ 112,000 $ 112,000 $ 29,000
Vermilion, Illinois 1 $ 140,000 $ 140,000 $ 77,000
Wabash, Illinois 1 $ 162,000 $ 162,000 $ 0
Allen, Indiana 1 $ 35,000 $ 35,000 $ 6,000
Bartholomew, Indiana 1 $ 161,000 $ 161,000 $ 0
Cass, Indiana 1 $ 65,000 $ 65,000 $ 0
Clark, Indiana 1 $ 76,000 $ 76,000 $ 9,000
Clay, Indiana 1 $ 29,000 $ 29,000 $ 23,000
Floyd, Indiana 1 $ 75,000 $ 75,000 $ 0
Hamilton, Indiana 1 $ 209,000 $ 209,000 $ 48,000
Johnson, Indiana 1 $ 98,000 $ 98,000 $ 0
Kosciusko, Indiana 1 $ 101,000 $ 101,000 $ 24,000
LaPorte, Indiana 1 $ 64,000 $ 64,000 $ 0
Madison, Indiana 1 $ 127,000 $ 127,000 $ 0
Tippecanoe, Indiana 1 $ 166,000 $ 166,000 $ 0
Vanderburgh, Indiana 1 $ 54,000 $ 54,000 $ 0
Boone, Iowa 1 $ 35,000 $ 35,000 $ 77,000
Linn, Iowa 1 $ 68,000 $ 68,000 $ 15,000
Scott, Iowa 1 $ 171,000 $ 171,000 $ 0
Boone, Kentucky 1 $ 74,000 $ 74,000 $ 0
Boyle, Kentucky 1 $ 118,000 $ 118,000 $ 0
Campbell, Kentucky 1 $ 231,000 $ 231,000 $ 0
Estill, Kentucky 1 $ 37,000 $ 37,000 $ 0
Fayette, Kentucky 1 $ 69,000 $ 69,000 $ 0
Floyd, Kentucky 1 $ 229,000 $ 229,000 $ 0
Franklin, Kentucky 1 $ 90,000 $ 90,000 $ 0
Grayson, Kentucky 1 $ 108,000 $ 108,000 $ 0
Jessamine, Kentucky 1 $ 322,000 $ 322,000 $ 0
Knox, Kentucky 1 $ 68,000 $ 68,000 $ 10,000
Laurel, Kentucky 1 $ 114,000 $ 114,000 $ 0
Madison, Kentucky 1 $ 96,000 $ 96,000 $ 0
Mercer, Kentucky 1 $ 73,000 $ 73,000 $ 0
Oldham, Kentucky 1 $ 176,000 $ 176,000 $ 68,000
Rowan, Kentucky 1 $ 179,000 $ 179,000 $ 0
Trigg, Kentucky 1 $ 106,000 $ 106,000 $ 12,000
Wayne, Kentucky 1 $ 113,000 $ 113,000 $ 0
Webster, Kentucky 1 $ 25,000 $ 25,000 $ 18,000
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Mortgage Loan Application Detail Totals for World Alliance Financial Corp. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,911 $524,826,000 $180,000 $539,000 $14,000 $1,200,000
Home Purchase 12 $1,781,000 $148,000 $390,000 $40,000 $360,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,553 $288,827,000 $185,000 $539,000 $17,000 $1,200,000
Not Provided 670 $122,003,000 $182,000 $537,000 $7,000 $120,000
Black or African American 483 $78,147,000 $161,000 $529,000 $13,000 $130,000
Hispanic 178 $30,613,000 $171,000 $431,000 $14,000 $144,000
Asian 17 $3,720,000 $218,000 $536,000 $18,000 $144,000
American Indian or Alaskan Native 13 $1,628,000 $125,000 $306,000 $14,000 $54,000
Not applicable 5 $1,315,000 $263,000 $412,000 $15,000 $26,000
Native Hawaiian or Other Pacific Islander 4 $354,000 $88,000 $209,000 $9,000 $24,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,923 $526,607,000 $180,000 $539,000 $14,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,676 $315,614,000 $188,000 $539,000 $15,000 $1,200,000
Application Approved But Not Accepted 791 $132,450,000 $167,000 $529,000 $13,000 $156,000
File Closed For Incompleteness 340 $59,050,000 $173,000 $536,000 $11,000 $360,000
Application Denied By Financial Institution 95 $16,403,000 $172,000 $488,000 $23,000 $1,200,000
Application Withdrawn By Applicant 21 $3,090,000 $147,000 $412,000 $12,000 $72,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 44 $8,412,000 $191,000 $482,000 $37,000 $1,200,000
Collateral 34 $5,473,000 $160,000 $488,000 $11,000 $96,000
Unverifiable Information 15 $2,184,000 $145,000 $408,000 $11,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 2 $334,000 $167,000 $186,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into World Alliance Financial Corp.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess World Alliance Financial Corp.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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