Macon County, IL Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 3,248 mortgage applications in Macon County, IL totaling $295.0 million, down 21% from 2013. The average application was for $90,000, and applicants reported an average income of $63,000. 62% of applications resulted in an originated loan and 14% were denied. The most active lender was Busey Bank, with 254 applications, followed by Regions Bank and Prairie State Bank & Trust.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,248
Total Mortgage Loan Application Amount $294,992,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $63,000
Highest Applicant Income $1,071,000

Mortgage Company List for Lending in Macon County, IL for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,470,186,000 254 $ 22,164,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 251 $ 17,533,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 707,732,000 229 $ 26,023,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 222 $ 16,599,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 211 $ 24,021,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 202 $ 18,613,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 191 $ 16,811,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 265,305,000 152 $ 8,151,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 129 $ 13,165,000
Soy Capital Bank and Trust Company
455 N MAIN STREET
DECATUR, IL 62523
* $ 386,171,000 113 $ 6,405,000
Hickory Point Bank & Trust FSB
225 N WATER STREET
DECATUR, IL 62523
* $ 603,987,000 111 $ 13,330,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 4,916,194,000 90 $ 4,548,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 86 $ 6,855,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 509,044,000 84 $ 5,327,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 63 $ 6,435,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ 102,387,000 43 $ 2,760,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 210,580,000 42 $ 2,737,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 40 $ 4,316,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 37 $ 4,071,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 35 $ 3,596,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 30 $ 2,388,000
The Gerber State Bank
PO BOX 410
ARGENTA, IL 62501
* $ 81,436,000 27 $ 2,296,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,597,468,000 26 $ 2,890,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62526
* $ 188,451,000 24 $ 1,618,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 24 $ 2,283,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 332,984,000 23 $ 2,946,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 22 $ 1,820,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 19 $ 2,500,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,450,154,000 16 $ 55,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 16 $ 2,266,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 15 $ 911,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 15 $ 1,304,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 15 $ 1,085,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 15 $ 1,426,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 13 $ 1,100,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 11 $ 1,337,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 645,862,000 10 $ 599,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 10 $ 1,238,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 1,157,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 958,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 8 $ 474,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 8 $ 942,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,561,422,000 7 $ 648,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 6 $ 966,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 6 $ 468,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 6 $ 769,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 5 $ 560,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 5 $ 560,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 5 $ 217,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 264,174,000 5 $ 992,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,045,638,000 4 $ 282,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 260,398,000 4 $ 501,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 649,669,000 4 $ 414,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,738,657,000 4 $ 487,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 4 $ 444,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 4 $ 57,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 4 $ 691,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 4 $ 410,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 4 $ 343,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 3 $ 263,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 3 $ 506,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 352,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 3 $ 63,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 698,929,000 3 $ 683,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 3 $ 331,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 3 $ 678,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 233,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 755,966,000 3 $ 285,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 249,177,000 3 $ 275,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 2 $ 116,000
State Bank of Bement
180 E. BODMAN ST
BEMENT, IL 61813
* $ 81,186,000 2 $ 163,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 2,815,550,000 2 $ 2,284,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 156,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 131,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ 40,000,000 2 $ 570,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 190,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 180,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 2 $ 120,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 2 $ 230,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 467,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 768,602,000 2 $ 205,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 132,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 296,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 193,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 151,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 172,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 303,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 112,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 800,870,000 2 $ 288,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 2 $ 920,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 2 $ 301,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 144,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 2 $ 136,000
Business Bank of St. Louis, the
8000 MARYLAND AVE., SUITE 100
CLAYTON, MO 63105
* $ 518,944,000 1 $ 1,374,000
First Bank & Trust, Il
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 406,908,000 1 $ 90,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 286,976,000 1 $ 2,000
First Federal Savings Bank of Champaign-Urbana
1311 S. NEIL ST.
CHAMPAIGN, IL 61820
* $ 171,552,000 1 $ 89,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 1 $ 125,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 1 $ 209,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 198,335,000 1 $ 232,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 879,418,000 1 $ 60,000
Farmers-Merchants National Bank of Paxton
101 N. TAFT ST.
PAXTON, IL 60957
* $ 114,047,000 1 $ 12,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,846,566,000 1 $ 41,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 1 $ 120,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 1 $ 59,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 456,942,000 1 $ 4,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 1 $ 90,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 116,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 162,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 144,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 62,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 61,000
Boulevard Bank
4710 E 32ND ST
JOPLIN, MO 64804
* $ 375,772,000 1 $ 4,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 1 $ 200,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 111,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 118,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 28,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 243,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 93,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 76,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 212,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 64,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 38,000
Peoples Bank & Trust
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 393,664,000 1 $ 50,000
National Bank of Petersburg
PO BOX 470
PETERSBURG, IL 62675
* $ 147,224,000 1 $ 130,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 96,890,000 1 $ 73,000
Bankchampaign, National Association
2101 S NEIL ST
CHAMPAIGN, IL 61820
* $ 195,004,000 1 $ 96,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 55,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 3,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 212,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 1 $ 158,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 121,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 127,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 84,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ 10,000,000 1 $ 225,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 1 $ 100,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 220,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 205,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 76,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 59,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 129,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 105,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 1 $ 225,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 55,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 60,000
First National Bank & Trust Company
2 KELLI CT
CLINTON, IL 61727
* $ 115,948,000 1 $ 60,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 1 $ 76,000
West Central Bank
400 E BUCHANAN
ASHLAND, IL 62612
* $ 180,460,000 1 $ 75,000
The First National Bank of Cat
202 S SANDUSKY
CATLIN, IL 61817
* $ 44,231,000 1 $ 87,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 230,831,000 1 $ 84,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 454,468,000 1 $ 12,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 35,000
Mortgage Master
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 105,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 206,378,000 1 $ 95,000
Longview Bank
102 S EAST AVE P.O.BOX 47
OGDEN, IL 61859
* $ 63,487,000 1 $ 39,000
Lincolnway Community Bank
1000 E LINCOLN HIGHWAY
NEW LENOX, IL 60451
* $ 137,494,000 1 $ 79,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ 576,114,000 1 $ 1,921,000

The tables below break down 2014 mortgage applications in Macon County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Macon County, IL in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,722 $176,596,000 $102,000 $2,180,000 $62,000 $1,057,000
Refinancing 1,141 $105,275,000 $92,000 $1,921,000 $67,000 $1,071,000
Home Improvement 385 $13,121,000 $34,000 $3,000,000 $59,000 $592,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,349 $213,149,000 $90,000 $838,000 $75,000 $1,071,000
Not applicable 447 $49,030,000 $109,000 $3,000,000 $3,000 $150,000
Black or African American 201 $12,354,000 $61,000 $332,000 $53,000 $274,000
Not Provided 179 $14,072,000 $78,000 $417,000 $75,000 $509,000
Hispanic 46 $3,407,000 $74,000 $340,000 $55,000 $212,000
Asian 20 $2,324,000 $116,000 $250,000 $78,000 $262,000
American Indian or Alaskan Native 5 $581,000 $116,000 $217,000 $55,000 $140,000
Native Hawaiian or Other Pacific Islander 1 $75,000 $75,000 $75,000 $80,000 $80,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,366 $213,296,000 $90,000 $3,000,000 $72,000 $1,071,000
FHA-insured (Federal Housing Administration) 609 $51,668,000 $84,000 $276,000 $39,000 $576,000
VA-guaranteed (Veterans Administration) 218 $25,353,000 $116,000 $305,000 $42,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $4,675,000 $85,000 $337,000 $30,000 $295,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,015 $197,743,000 $98,000 $3,000,000 $76,000 $1,071,000
Loan Purchased By The Institution 474 $41,420,000 $87,000 $320,000 $13,000 $338,000
Application Denied By Financial Institution 470 $30,854,000 $65,000 $350,000 $54,000 $540,000
Application Withdrawn By Applicant 155 $14,021,000 $90,000 $407,000 $60,000 $325,000
Application Approved But Not Accepted 89 $6,289,000 $70,000 $262,000 $80,000 $655,000
File Closed For Incompleteness 45 $4,665,000 $103,000 $838,000 $93,000 $953,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 105 $4,773,000 $45,000 $276,000 $50,000 $275,000
Debt-To-Income Ratio 51 $3,628,000 $71,000 $350,000 $48,000 $170,000
Collateral 39 $2,835,000 $72,000 $212,000 $60,000 $202,000
Other 23 $2,003,000 $87,000 $337,000 $83,000 $540,000
Credit Application Incomplete 21 $1,633,000 $77,000 $159,000 $56,000 $105,000
Insufficient Cash (Downpayment, Closing Cost) 9 $755,000 $83,000 $164,000 $64,000 $124,000
Employment History 3 $205,000 $68,000 $132,000 $30,000 $59,000
Unverifiable Information 2 $118,000 $59,000 $71,000 $44,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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