Madison County, MS Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 4,447 mortgage applications in Madison County, MS totaling $1.1 billion, down 27% from 2022. The average application was for $247,000, and applicants reported an average income of $158,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was Trustmark Bank, with 616 applications, followed by Bankplus and Cadence Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,447
Total Mortgage Loan Application Amount $1,099,115,000
Average Mortgage Loan Application Amount $247,000
Highest Mortgage Loan Application Amount $3,145,000
Average Applicant Income $158,000
Highest Applicant Income $3,707,000

Mortgage Company List for Lending in Madison County, MS for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 18,013,146,000 616 $ 124,900,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 7,028,113,000 387 $ 103,615,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 364 $ 92,390,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 322 $ 37,530,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 4,608,467,000 167 $ 40,775,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 146 $ 47,340,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 135 $ 36,635,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 85 $ 23,805,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 84 $ 6,070,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 82 $ 24,800,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 72 $ 20,230,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 59 $ 16,455,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 4,186,102,000 54 $ 7,480,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 54 $ 13,900,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 54 $ 14,970,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ 869,275,000 52 $ 24,140,000
Bankfirst Financial Services
PO BOX 31
MACON, MS 39341
* $ 2,402,492,000 51 $ 13,445,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 50 $ 12,530,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 987,478,000 49 $ 10,725,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 48 $ 8,650,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 46 $ 15,890,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 43 $ 10,965,000
The First Bank
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 6,463,617,000 42 $ 18,580,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 41 $ 5,245,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 41 $ 12,125,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 41 $ 17,325,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 40 $ 3,630,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 38 $ 9,850,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 37 $ 14,285,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 34 $ 7,570,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 32 $ 10,320,000
Origin Bank

HOUSTON, TX 77024
* $ 9,631,077,000 31 $ 10,405,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 28 $ 3,310,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 27 $ 7,845,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 25 $ 7,365,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 22 $ 1,550,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 35,158,162,000 21 $ 6,275,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 21 $ 5,785,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 18 $ 8,440,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 1,004,612,000 18 $ 5,280,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 18 $ 2,760,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 18 $ 4,730,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 17 $ 6,735,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 16 $ 4,110,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 16 $ 3,680,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 16 $ 680,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 15 $ 4,385,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 15 $ 4,215,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 15 $ 1,845,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,678,732,000 14 $ 4,070,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 14 $ 2,170,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 14 $ 4,410,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 13 $ 5,075,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 12 $ 3,910,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 12 $ 3,440,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 12 $ 3,920,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 11 $ 3,395,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 11 $ 1,745,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ -1,000 11 $ 3,375,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 10 $ 1,280,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 10 $ 2,550,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 10 $ 610,000
Bank of Yazoo
P.O. BOX 600
YAZOO CITY, MS 39194
* $ 317,943,000 10 $ 3,060,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 1,881,339,000 10 $ 3,090,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 9 $ 2,075,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 8 $ 1,150,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 536,388,000 8 $ 1,810,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 8 $ 780,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 2,258,187,000 8 $ 2,380,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 8 $ 2,710,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 7 $ 3,595,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 7 $ 1,275,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 7 $ 1,475,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 7 $ 1,565,000
Mutual Federal Credit Unon
1604 CHERRY STREET
VICKSBURG, MS 39180
* $ 292,779,000 7 $ 745,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 6 $ 960,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 1,980,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 6 $ 1,720,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 6 $ 1,610,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 1,335,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 5 $ 645,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 5 $ 1,605,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 5 $ 1,465,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 4 $ 1,730,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 1,323,586,000 4 $ 860,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 4 $ 1,350,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 4 $ 1,850,000
First Bank
100 S BROADWAY
MCCOMB, MS 39648
* $ 557,066,000 4 $ 1,040,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 2,100,000
First South Financial Federal Credit Union
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ 796,489,000 4 $ 2,890,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 540,000
Merchants & Planters Bank
PO BOX 699
RAYMOND, MS 39154
* $ 204,571,000 4 $ 690,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 4 $ 1,100,000
Paragon Bank
5400 POPLAR AVE 220
MEMPHIS, TN 38119
* $ 653,830,000 4 $ 950,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 4 $ 1,340,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 4 $ 1,350,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 4 $ 2,210,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 3 $ 1,115,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 3 $ 985,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 1,436,326,000 3 $ 555,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 3 $ 655,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 3 $ 995,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 3 $ 965,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 1,215,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 3 $ 1,015,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 800,304,000 3 $ 1,465,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 3 $ 1,035,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 3 $ 1,265,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 3 $ 315,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 875,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 3 $ 645,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 995,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 775,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 3 $ 265,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 565,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 2,613,205,000 3 $ 535,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 3 $ 1,215,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 3 $ 955,000
First Intercontinental Bank

DULUTH, GA 30096
* $ 1,028,049,000 3 $ 915,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 3 $ 1,705,000
Riverhills Bank
1400 HIGHWAY 61 NORTH
VICKSBURG, MS 39183
* $ 392,055,000 3 $ 775,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 1,086,631,000 3 $ 805,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 3 $ 765,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 600,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 2 $ 360,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 2 $ 1,960,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 2 $ 630,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 120,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 2 $ 170,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 710,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 2 $ 140,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 660,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 2 $ 590,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 630,000
Copiah Bank
101 CALDWELL DRIVE
HAZLEHURST, MS 39083
* $ 309,602,000 2 $ 240,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 2 $ 380,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 2 $ 310,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 2 $ 230,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 540,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 2 $ 140,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 1,125,970,000 2 $ 300,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 2 $ 520,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 2 $ 580,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 410,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 2 $ 500,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 2 $ 700,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 2 $ 720,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 2 $ 980,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,950,802,000 2 $ 2,870,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 2 $ 610,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 1,755,000
Ferguson Federal Credit Union
1026 EAST BROAD ST
MONTICELLO, MS 39654
* $ 90,695,000 1 $ 315,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,318,249,000 1 $ 115,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,725,398,000 1 $ 215,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 35,000
BNC National Bank

BISMARCK, ND 58501
* $ 942,438,000 1 $ 495,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ 1,991,078,000 1 $ 295,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 695,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ -1,000 1 $ 275,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 4,464,686,000 1 $ 255,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 1 $ 325,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 3,069,873,000 1 $ 425,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 15,845,722,000 1 $ 265,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 185,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ -1,000 1 $ 185,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 1 $ 435,000
Milo Credit, LLC
545 NW 26TH ST SUITE 200
MIAMI, FL 33127
* $ -1,000 1 $ 1,105,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 85,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 41,842,515,000 1 $ 255,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 1 $ 155,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 1 $ 365,000
First South Farm Credit, Aca
260 TRACE COLONY PARK DR
RIDGELAND, MS 39157
* $ -1,000 1 $ 275,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 25,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 5,999,106,000 1 $ 55,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 315,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 116,006,000 1 $ 165,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 355,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 205,000
Onpath Federal Credit Union
5508 CITRUS BLVD
METAIRIE, LA 70002
* $ 621,262,000 1 $ 355,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 1 $ 265,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 35,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 325,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ -1,000 1 $ 135,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 6,461,833,000 1 $ 445,000
Rivertrust Federal Credit Union
P O BOX 97997
PEARL, MS 39288
* $ 166,303,000 1 $ 425,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 1 $ 275,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ -1,000 1 $ 265,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ -1,000 1 $ 315,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 15,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ -1,000 1 $ 235,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 335,000
Florida Credit Union
PO BOX 5549
GAINESVILLE, FL 32627
* $ 1,967,341,000 1 $ 45,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 235,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 385,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,695,970,000 1 $ 45,000
Local Mortgage Inc.
5350 POPLAR AVE SUITE 850
COLLIERVILLE, TN 38119
* $ -1,000 1 $ 355,000
Western Alliance Bank
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 67,683,841,000 1 $ 285,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 215,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 1 $ 345,000
Great Southern Bank
P O BOX 1271
MERIDIAN, MS 39301
* $ 357,316,000 1 $ 715,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 745,082,000 1 $ 335,000
First Federal Bank
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 139,570,000 1 $ 515,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 3,082,034,000 1 $ 805,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 205,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 2,035,663,000 1 $ 55,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 85,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 467,010,000 1 $ 1,205,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 985,740,000 1 $ 345,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 1 $ 205,000
Bank of Forest
211 WEST THIRD STREET
FOREST, MS 39074
* $ 235,011,000 1 $ 175,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 1 $ 315,000
Grandbridge Real Estate Capital LLC
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ -1,000 1 $ 2,395,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 449,244,000 1 $ 95,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 275,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 275,000
Merchants & Marine Bank
P. O. BOX 729
PASCAGOULA, MS 39567
* $ 687,181,000 1 $ 265,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ -1,000 1 $ 375,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 115,000
Leaders Credit Union
35 STONEBRIDGE BLVD.
JACKSON, TN 38305
* $ 872,464,000 1 $ 65,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 555,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 2,035,629,000 1 $ 195,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 275,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 405,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 195,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 75,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 245,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 335,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 632,715,000 1 $ 295,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 1 $ 115,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,554,446,000 1 $ 195,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 365,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 455,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 43,900,126,000 1 $ 195,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 685,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ 3,552,312,000 1 $ 445,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 295,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 385,000

The tables below break down 2023 mortgage applications in Madison County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madison County, MS in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,402 $773,110,000 $321,000 $2,505,000 $152,000 $3,408,000
Other Purpose 650 $59,360,000 $91,000 $1,105,000 $161,000 $2,232,000
Refinancing 609 $136,815,000 $224,000 $3,145,000 $194,000 $3,707,000
Cash-out Refinancing 428 $95,280,000 $222,000 $1,405,000 $117,000 $1,488,000
Home Improvement 344 $32,770,000 $95,000 $2,505,000 $177,000 $2,726,000
Not Applicable 14 $1,780,000 $127,000 $205,000 $68,000 $68,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,324 $586,050,000 $252,000 $1,985,000 $177,000 $3,707,000
Black or African American 1,029 $204,025,000 $198,000 $1,315,000 $104,000 $1,758,000
Not applicable 445 $126,165,000 $283,000 $2,505,000 $208,000 $720,000
Not Provided 405 $107,505,000 $265,000 $2,005,000 $155,000 $2,140,000
Asian 112 $44,110,000 $393,000 $3,145,000 $236,000 $2,534,000
Hispanic 97 $24,005,000 $247,000 $1,065,000 $176,000 $3,408,000
American Indian or Alaskan Native 7 $1,415,000 $202,000 $555,000 $183,000 $312,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,392 $795,260,000 $234,000 $3,145,000 $174,000 $3,707,000
FHA-insured (Federal Housing Administration) 750 $200,570,000 $267,000 $485,000 $94,000 $395,000
VA-guaranteed (Veterans Administration) 256 $91,000,000 $355,000 $1,315,000 $120,000 $455,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $12,285,000 $250,000 $365,000 $88,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,539 $661,465,000 $260,000 $3,145,000 $174,000 $3,408,000
Application Denied By Financial Institution 711 $107,375,000 $151,000 $1,755,000 $104,000 $1,017,000
Application Withdrawn By Applicant 464 $138,130,000 $297,000 $1,955,000 $143,000 $1,180,000
Loan Purchased By The Institution 369 $109,255,000 $296,000 $825,000 $171,000 $720,000
File Closed For Incompleteness 211 $41,165,000 $195,000 $2,505,000 $168,000 $3,707,000
Application Approved But Not Accepted 149 $40,815,000 $273,000 $1,365,000 $170,000 $1,888,000
Preapproval Approved but not Accepted 2 $380,000 $190,000 $195,000 $35,000 $70,000
Preapproval Denied by Financial Institution 2 $530,000 $265,000 $335,000 $61,000 $85,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,674 $973,380,000 $264,000 $3,145,000 $169,000 $3,707,000
Debt-To-Income Ratio 286 $54,080,000 $189,000 $1,205,000 $92,000 $751,000
Credit History 258 $29,170,000 $113,000 $1,005,000 $110,000 $684,000
Collateral 101 $14,955,000 $148,000 $1,755,000 $130,000 $720,000
Other 48 $9,090,000 $189,000 $1,755,000 $137,000 $1,017,000
Credit Application Incomplete 45 $10,115,000 $224,000 $1,755,000 $126,000 $466,000
Unverifiable Information 16 $4,370,000 $273,000 $565,000 $115,000 $241,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,325,000 $178,000 $315,000 $110,000 $554,000
Employment History 6 $1,630,000 $271,000 $325,000 $70,000 $151,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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