Mono County, CA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 861 mortgage applications in Mono County, CA totaling $460.2 million, up 26% from 2024. The average application was for $534,000, and applicants reported an average income of $416,000. 54% of applications resulted in an originated loan and 11% were denied. The most active lender was Crosscountry Mortgage, LLC, with 148 applications, followed by American Pacific Mortgage Corporation and United Wholesale Mortgage.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in California.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 861
Total Mortgage Loan Application Amount $460,215,000
Average Mortgage Loan Application Amount $534,000
Highest Mortgage Loan Application Amount $6,505,000
Average Applicant Income $416,000
Highest Applicant Income $5,731,000

Mortgage Company List for Lending in Mono County, CA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 148 $ 93,890,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 78 $ 39,470,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 49 $ 22,495,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 38 $ 20,240,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 28 $ 17,440,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 21 $ 12,305,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 20 $ 12,210,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 19 $ 7,575,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 17 $ 9,265,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 14 $ 1,820,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 13 $ 7,425,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 13 $ 2,255,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 12 $ 5,680,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 10 $ 4,310,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 10 $ 6,730,000
Schoolsfirst FCU
2115 NORTH BROADWAY
TUSTIN, CA 92780
* $ n/a 9 $ 1,645,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 9 $ 3,785,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 9 $ 3,065,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 8 $ 5,000,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 8 $ 9,480,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 8 $ 4,900,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 7 $ 3,515,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 7 $ 2,315,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 6 $ 5,450,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 6 $ 1,370,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 6 $ 5,280,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 6 $ 3,670,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 6 $ 4,350,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 6 $ 3,270,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 6 $ 6,780,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 730,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 5 $ 1,385,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 5 $ 1,925,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 5 $ 4,725,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ n/a 5 $ 1,485,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 5 $ 4,555,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 1,130,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 4 $ 1,570,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 4 $ 1,140,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 4 $ 2,190,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 1,350,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 4 $ 1,840,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 4 $ 2,920,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 1,500,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 4 $ 1,610,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 4 $ 4,910,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 4 $ 3,530,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ n/a 3 $ 475,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 435,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 3 $ 1,415,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 3 $ 1,295,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 3 $ 2,895,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 3 $ 1,115,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 3 $ 955,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 3 $ 1,395,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 3 $ 1,335,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 3 $ 475,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 3 $ 1,185,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 1,125,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ n/a 2 $ 360,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 580,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 1,010,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ n/a 2 $ 750,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 2 $ 650,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 2 $ 780,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 990,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 2 $ 670,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 2 $ 820,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 2 $ 1,390,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 2 $ 440,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 2 $ 1,780,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 2 $ 1,940,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 2 $ 720,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 1,300,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 2 $ 910,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 2 $ 1,240,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 990,000
Premier America Credit Union
19867 PRAIRIE STREET
CHATSWORTH, CA 91311
* $ n/a 2 $ 300,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 2 $ 320,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ n/a 2 $ 950,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 2 $ 1,110,000
Augusta Financial, Inc.
25129 THE OLD ROAD, SUITE 350
SANTA CLARITA, CA 91381
* $ n/a 2 $ 1,480,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 2 $ 920,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 2 $ 640,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ n/a 2 $ 550,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 2 $ 2,070,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 850,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 2 $ 890,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 455,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 125,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ n/a 1 $ 525,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 455,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 655,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 435,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 655,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 375,000
Educational Employees Credit Union
P.O. BOX 5242
FRESNO, CA 93755
* $ n/a 1 $ 235,000
First Foundation Bank
18101 VON KARMAN AVENUE, SUITE 750
IRVINE, CA 92612
* $ n/a 1 $ 755,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 1 $ 405,000
American Riviera Bank
1033 ANACAPA ST
SANTA BARBARA, CA 93101
* $ n/a 1 $ 605,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 1 $ 1,645,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 155,000
Starboard Financial Management, LLC
4145 E BASELINE RD
GILBERT, AZ 85234
* $ n/a 1 $ 155,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 1 $ 135,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 1 $ 355,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 175,000
Caltech Employees Federal Credit Union
528 FOOTHILL BLVD
LA CANADA FLINTRIDGE, CA 91011
* $ n/a 1 $ 725,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 385,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 1,255,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 1 $ 655,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 305,000
Val-Chris Investments Inc.
2601 MAIN ST #400
IRVINE, CA 92620
* $ n/a 1 $ 355,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 795,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 605,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ n/a 1 $ 345,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 225,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 505,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ n/a 1 $ 705,000
Nmsi, Inc.
3700 WILSHIRE BLVD. STE. 330
LOS ANGELES, CA 90010
* $ n/a 1 $ 415,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 805,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 745,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 255,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 425,000
Emet Lending Group, Inc.
2601 SATURN ST SUITE 200
BREA, CA 92821
* $ n/a 1 $ 1,645,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 465,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 585,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 505,000
Southland Credit Uniom
10701 LOS ALAMITOS BLVD
LOS ALAMITOS, CA 90815
* $ n/a 1 $ 405,000
First US Community Credit Union
580 UNIVERSITY AVE
SACRAMENTO, CO 95825
* $ n/a 1 $ 175,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 305,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 515,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 465,000
Arcstone Financial Inc
1917 HILLHURST AVENUE SUITE 205
LOS ANGELES, CA 90027
* $ n/a 1 $ 5,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 1 $ 335,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 1 $ 425,000
California Credit Union
701 N BRAND BLVD
GLENDALE, CA 91203
* $ n/a 1 $ 365,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ n/a 1 $ 6,505,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 205,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 505,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ n/a 1 $ 405,000
Premierone Credit Union
6640 VIA DEL ORO
SAN JOSE, CA 95119
* $ n/a 1 $ 305,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 435,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 1,255,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 1 $ 685,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 685,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 1 $ 1,435,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 385,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ n/a 1 $ 1,995,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 45,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 135,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 805,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 1 $ 395,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 105,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 1 $ 665,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 1 $ 905,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 245,000

The tables below break down 2025 mortgage applications in Mono County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mono County, CA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 454 $281,570,000 $620,000 $4,255,000 $486,000 $5,520,000
Refinancing 175 $101,745,000 $581,000 $2,565,000 $445,000 $5,731,000
Cash-out Refinancing 115 $46,595,000 $405,000 $1,805,000 $282,000 $3,804,000
Other Purpose 74 $22,000,000 $297,000 $6,505,000 $273,000 $1,431,000
Home Improvement 42 $8,100,000 $192,000 $805,000 $257,000 $817,000
Not Applicable 1 $205,000 $205,000 $205,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 433 $233,895,000 $540,000 $4,255,000 $413,000 $5,520,000
Not Provided 200 $105,980,000 $529,000 $2,665,000 $463,000 $4,237,000
Not applicable 98 $61,340,000 $625,000 $6,505,000 $694,000 $1,911,000
Hispanic 84 $32,450,000 $386,000 $1,305,000 $284,000 $5,731,000
Asian 36 $22,710,000 $630,000 $1,645,000 $457,000 $2,278,000
American Indian or Alaskan Native 6 $2,230,000 $371,000 $465,000 $187,000 $344,000
Black or African American 3 $1,215,000 $405,000 $405,000 $505,000 $526,000
Native Hawaiian or Other Pacific Islander 1 $395,000 $395,000 $395,000 $242,000 $242,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 809 $440,685,000 $544,000 $6,505,000 $434,000 $5,731,000
FHA-insured (Federal Housing Administration) 27 $9,505,000 $352,000 $625,000 $97,000 $205,000
VA-guaranteed (Veterans Administration) 25 $10,025,000 $401,000 $775,000 $113,000 $222,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 469 $262,285,000 $559,000 $4,255,000 $455,000 $5,731,000
Application Withdrawn By Applicant 141 $74,335,000 $527,000 $3,505,000 $389,000 $4,272,000
Application Denied By Financial Institution 97 $46,265,000 $476,000 $6,505,000 $280,000 $4,237,000
Loan Purchased By The Institution 91 $51,965,000 $571,000 $1,915,000 $559,000 $1,911,000
File Closed For Incompleteness 45 $18,465,000 $410,000 $2,005,000 $332,000 $3,804,000
Application Approved But Not Accepted 17 $6,455,000 $379,000 $725,000 $434,000 $1,464,000
Preapproval Approved but not Accepted 1 $445,000 $445,000 $445,000 $120,000 $120,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 762 $412,940,000 $541,000 $4,255,000 $436,000 $5,731,000
Collateral 27 $18,495,000 $685,000 $6,505,000 $319,000 $1,020,000
Debt-To-Income Ratio 26 $9,070,000 $348,000 $1,255,000 $158,000 $640,000
Other 14 $5,210,000 $372,000 $1,205,000 $219,000 $749,000
Credit Application Incomplete 12 $5,180,000 $431,000 $1,505,000 $242,000 $1,071,000
Credit History 11 $2,525,000 $229,000 $455,000 $177,000 $570,000
Unverifiable Information 7 $5,245,000 $749,000 $2,565,000 $848,000 $4,237,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,550,000 $775,000 $1,235,000 $250,000 $250,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the California Lender List