Niles-Benton Harbor, MI Metro Area Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 6,548 mortgage applications in Niles-Benton Harbor, MI metro area totaling $1.1 billion, down 6% from 2016. The average application was for $164,802, and applicants reported an average income of $97,000. 57% of applications resulted in an originated loan and 14% were denied. The most active lender was United Federal Credit Union, with 689 applications, followed by Honor Credit Union and Chemical Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,548
Total Mortgage Loan Application Amount $1,079,128,000
Average Mortgage Loan Application Amount $164,802
Highest Mortgage Loan Application Amount $6,759,000
Average Applicant Income $97,000
Highest Applicant Income $4,920,000

Mortgage Company List for Lending in Niles-Benton Harbor, MI for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,252,297,000 689 $ 96,863,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 713,122,000 499 $ 59,951,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 17,284,293,000 336 $ 55,308,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 3,133,166,000 298 $ 56,598,000
Fifth Third Mortgage-Mi, LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 242 $ 32,357,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 223 $ 26,403,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 215 $ 44,147,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 189 $ 48,780,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 145 $ 15,572,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 145 $ 21,381,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 142 $ 19,591,000
Edgewater Bank
321 MAIN STREET
SAINT JOSEPH, MI 49085
* $ 152,212,000 113 $ 24,218,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 112 $ 16,464,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 104 $ 14,601,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 97 $ 12,149,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 93 $ 26,896,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 90 $ 14,854,000
1st Source Bank
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46601
* $ 5,478,967,000 86 $ 9,836,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 67 $ 7,656,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 139,776,168,000 65 $ 4,702,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 62 $ 26,259,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 61 $ 6,125,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 60 $ 12,168,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 57 $ 8,941,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 56 $ 8,662,000
Circle Federal Credit Union
507 E MAIN ST
NILES, MI 49120
* $ 55,127,000 55 $ 5,652,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 49 $ 5,578,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 14,759,060,000 48 $ 7,487,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 47 $ 8,297,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 46 $ 1,403,000
Everwise Credit Union
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 3,026,240,000 44 $ 4,752,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 43 $ 9,562,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 3,413,046,000 38 $ 1,493,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 4,823,232,000 36 $ 9,078,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,537,351,000 36 $ 8,536,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 34 $ 4,466,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 587,672,000 34 $ 7,164,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 33 $ 6,395,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 32 $ 1,593,000
Mutualbank
110 E CHARLES ST
MUNCIE, IN 47305
* $ 1,551,078,000 31 $ 8,965,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 30 $ 4,953,000
First Choice Mh LLC
600 W 22ND STREET
OAK BROOK, IL 60523
* $ 0 30 $ 1,400,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 30 $ 8,638,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 497,588,000 25 $ 4,966,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ 412,902,000 25 $ 3,192,000
New Buffalo Savings Bank
45 N WHITTAKER ST
NEW BUFFALO, MI 49117
* $ 103,220,000 23 $ 4,618,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 23 $ 3,963,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 22 $ 3,165,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 22 $ 4,219,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 20 $ 3,286,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 19 $ 2,640,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 18 $ 2,922,000
First Federal Savings Bank
P.O. BOX 527
ROCHESTER, IN 46975
* $ 375,546,000 18 $ 5,174,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 17 $ 2,060,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,204,471,000 17 $ 126,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 17 $ 3,193,000
Oxford Bank & Trust
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 493,573,000 16 $ 559,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,483,848,000 15 $ 820,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 15 $ 2,256,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 15 $ 3,878,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 15 $ 2,319,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 106,169,829,000 14 $ 3,458,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 14 $ 1,781,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,982,691,000 14 $ 3,837,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 14 $ 2,220,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 809,891,000 14 $ 1,488,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 13 $ 1,799,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 13 $ 2,731,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 13 $ 2,262,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 13 $ 2,160,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 13 $ 1,973,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 13 $ 173,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 13 $ 3,425,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 13 $ 2,343,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 479,182,000 12 $ 2,297,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 12 $ 1,279,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 12 $ 3,598,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 29,070,880,000 12 $ 4,665,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 11 $ 2,477,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 11 $ 1,604,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 10 $ 1,271,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 134,362,217,000 10 $ 945,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 10 $ 833,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 10 $ 1,291,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 9 $ 1,094,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 9 $ 530,000
Huron Valley Financial, Inc.
2395 OAK VALLEY DRIVE, SUITE 200
ANN ARBOR, MI 48103
* $ -1,000 9 $ 1,635,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 9 $ 1,618,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 9 $ 1,546,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 9 $ 605,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 8 $ 2,201,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 8 $ 367,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 8 $ 1,292,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 8 $ 1,518,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 8 $ 1,303,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 8 $ 1,121,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 8 $ 1,073,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 7 $ 1,217,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 7 $ 1,001,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 7 $ 1,118,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 7 $ 1,436,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 6 $ 1,158,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ -1,000 6 $ 1,331,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 6 $ 1,882,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 6 $ 86,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 1,466,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 6 $ 2,191,000
Summit Home Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 1,090,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 6 $ 1,353,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 6 $ 1,674,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 123,547,932,000 6 $ 3,353,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 5 $ 1,117,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 807,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 5 $ 829,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 5 $ 1,754,000
Chicago Financial Services, Inc.
1455 W HUBBARD ST STE 200
CHICAGO, IL 60625
* $ -1,000 5 $ 1,199,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 5 $ 969,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 5 $ 502,000
First Direct Lending LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 5 $ 993,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 5 $ 722,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,939,799,000 5 $ 1,765,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 652,287,000 4 $ 889,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,020,784,000 4 $ 710,000
Gold Coast Bank
1165 N. CLARK ST., SUITE 200
CHICAGO, IL 60610
* $ 372,392,000 4 $ 1,610,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 4 $ 613,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,629,405,000 4 $ 1,052,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 4 $ 331,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 4 $ 1,639,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 4 $ 590,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 52,958,000,000 4 $ 1,478,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 3,776,458,000 4 $ 782,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ 0 4 $ 983,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 4 $ 1,030,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 4 $ 975,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ -1,000 4 $ 369,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 4 $ 751,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 490,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 3,062,597,000 4 $ 522,000
BNC National Bank

BISMARCK, ND 58501
* $ 908,911,000 3 $ 640,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ 0 3 $ 242,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 3 $ 411,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,227,613,000 3 $ 869,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 3 $ 841,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 3 $ 392,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 18,159,563,000 3 $ 453,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 3 $ 762,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 3 $ 388,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 3 $ 10,774,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 276,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 415,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 3 $ 512,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 3 $ 560,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 3 $ 38,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 3 $ 560,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 407,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 630,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 3 $ 265,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 236,585,000 3 $ 142,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 4,362,200,000 3 $ 477,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 278,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 327,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 548,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 13,016,049,000 3 $ 741,000
Community Bank of Oak Park River Forest
1001 LAKE STREET
OAK PARK, IL 60301
* $ 307,432,000 3 $ 868,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 610,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 318,560,000 3 $ 234,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 3 $ 689,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 175,715,000,000 3 $ 2,217,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 703,070,000 3 $ 529,000
Lake City Bank
P.O. BOX 1387
WARSAW, IN 46581
* $ 4,276,959,000 3 $ 419,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 519,000
American Community Bank of in
7880 WICKER AVENUE
ST JOHN, IN 46373
* $ 204,967,000 2 $ 616,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 2 $ 235,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,186,502,000 2 $ 176,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 346,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 195,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,870,076,000 2 $ 712,000
United Home Loans, Inc.
1023 BURLINGTON AVE
WESTERN SPRINGS, IL 60558
* $ -1,000 2 $ 654,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 20,039,455,000 2 $ 976,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 561,134,000 2 $ 400,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ 1,347,692,000 2 $ 350,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 7,178,756,000 2 $ 573,000
Republic Bank of Chicago
2221 CAMDEN COURT
OAK BROOK, ILLINOIS, IL 60523
* $ 1,824,589,000 2 $ 278,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 2 $ 447,000
Kellogg Community Credit Union
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 488,070,000 2 $ 258,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 2 $ 384,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 2 $ 371,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,089,661,000 2 $ 425,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 263,757,000 2 $ 672,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 2 $ 184,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 208,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 159,116,000,000 2 $ 1,541,000
Interra Credit Union
300 W LINCOLN AVE
GOSHEN, IN 46527
* $ 918,936,000 2 $ 686,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 389,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ -1,000 2 $ 268,000
First State Bank of Middlebury
111 S. MAIN STREET
MIDDLEBURY, IN 46540
* $ 500,394,000 2 $ 750,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 2 $ 314,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 2 $ 825,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 201,000
Forethought Life Insurance Company
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ -1,000 2 $ 52,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 2 $ 270,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 2 $ 124,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 2 $ 151,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 151,819,000 2 $ 65,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 2 $ 250,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 330,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 2 $ 7,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 617,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 378,516,000 2 $ 1,279,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 56,935,844,000 2 $ 898,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 2 $ 471,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ -1,000 2 $ 549,000
Townstone Finanacial, Inc.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ -1,000 2 $ 603,000
First Eagle Bancshares, Inc.
1040 E LAKE ST
HANOVER PARK, IL 60133
* $ 478,858,000 1 $ 725,000
Marshall Community Credit Union
839 W GREEN ST
MARSHALL, MI 49068
* $ 179,437,000 1 $ 27,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,595,637,000 1 $ 298,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 729,083,000 1 $ 140,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 158,000
Preferred Credit Union
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 162,333,000 1 $ 3,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 1,500,000
First National Bank of Brookfield
9136 WASHINGTON AVENUE
BROOKFIELD, IL 60513
* $ 163,815,000 1 $ 582,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 1 $ 25,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 912,514,000 1 $ 95,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 280,335,000 1 $ 323,000
Homesite Mortgage, LLC
222 S MAIN ST STE 106
ROCHESTER, MI 48307
* $ -1,000 1 $ 136,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 108,000
Grand River Bank
4471 WILSON AVENUE SW
GRANDVILLE, MI 49418
* $ 195,377,000 1 $ 64,000
Arvest Bank

TULSA, OK 74103
* $ 16,686,060,000 1 $ 143,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 438,899,000 1 $ 29,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 153,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 121,000
Sturgis Bank & Trust
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ 398,464,000 1 $ 139,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 733,693,000 1 $ 424,000
First Bank Richmond
20 N 9TH ST
RICHMOND, IN 47375
* $ 691,031,000 1 $ 400,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 91,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 176,689,000 1 $ 150,000
First Farmers Bank & Trust
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 1,612,900,000 1 $ 169,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,515,035,000 1 $ 70,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 167,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 172,000
Kalamazoo County State Bank
223 N. GRAND P.O. BOX 668
SCHOOLCRAFT, MI 49087
* $ 95,935,000 1 $ 112,000
Level One Bank
32991 HAMILTON COURT
FARMINGTON HILLS, MI 48334
* $ 1,125,890,000 1 $ 590,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 30,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,048,652,000 1 $ 424,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 221,887,000 1 $ 147,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 305,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 2,717,742,000 1 $ 1,620,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 337,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 395,000
Fnbc Bank and Trust
620 W BURLINGTON AVE
LAGRANGE, IL 60525
* $ 519,603,000 1 $ 424,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 206,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 0 1 $ 807,000
Grundy Bank
201 LIBERTY STREET
MORRIS, IL 60450
* $ 269,749,000 1 $ 147,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ -1,000 1 $ 84,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 73,018,220,000 1 $ 70,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 172,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 1,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 1 $ 239,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 119,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 610,062,000 1 $ 65,000
Hantz Bank
26200 AMERICAN DRIVE, 2ND FLOOR
SOUTHFIELD, MI 48034
* $ 218,345,000 1 $ 360,000
Marquette Bank
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 1,557,778,000 1 $ 329,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 1 $ 146,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 1 $ 71,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 767,252,000 1 $ 230,000
Michigan First Credit Union
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ 785,122,000 1 $ 204,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 252,000
Royal Financial, Inc.
9226 S COMMERCIAL AVENUE
CHICAGO, IL 60617
* $ 309,047,000 1 $ 874,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 180,000
River Valley Credit Union
PO BOX 493
ADA, MI 49301
* $ 89,982,000 1 $ 83,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 271,694,000 1 $ 329,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,528,748,000 1 $ 210,000
Mutual Federal Bank
2212 CERMAK ROAD
CHICAGO, IL 60608
* $ 77,888,000 1 $ 278,000
Schaumburg Bank & Trust Company, National Association
1180 E. HIGGINS RD.
SCHAUMBURG, IL 60173
* $ 1,028,147,000 1 $ 500,000
Omni Community Credit Union
PO BOX 1537
BATTLE CREEK, MI 49015
* $ 360,619,000 1 $ 35,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 5,664,658,000 1 $ 120,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,631,667,000 1 $ 117,000
Providence Bank & Trust
630 EAST 162ND ST
SOUTH HOLLAND, IL 60473
* $ 526,299,000 1 $ 204,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ -1,000 1 $ 91,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 766,064,000 1 $ 254,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ 101,629,820,000 1 $ 10,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 6,759,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 729,310,000 1 $ 70,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,925,022,000 1 $ 147,000
Merchants Capital Corp.
11555 NORTH MERIDIAN STREET, SUITE 400
CARMEL, IN 46032
* $ -1,000 1 $ 5,603,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 1 $ 44,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 127,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 7,568,756,000 1 $ 355,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 41,000
Summit Mortgage, Inc.
8614 ST. JOE ROAD
FORT WAYNE, IN 46835
* $ -1,000 1 $ 251,000
St James Mortgage Corporation
42676 WOODWARD AVENUE
BLOOMFIELD HILLS, MI 48304
* $ -1,000 1 $ 250,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 93,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ -1,000 1 $ 66,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 1,491,081,000 1 $ 42,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 362,957,000 1 $ 420,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 102,000
Wintrust Bank
231 S LASALLE, STE 0100S
CHICAGO, IL 60604
* $ 4,164,732,000 1 $ 73,000
Ottawa Savings Bank
925 LASALLE STREET
OTTAWA, IL 61350
* $ 230,161,000 1 $ 239,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ -1,000 1 $ 225,000
Indiana University CU
PO BOX 368
BLOOMINGTON, IN 47401
* $ 889,854,000 1 $ 330,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 1,669,905,000 1 $ 76,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 1 $ 132,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,688,730,000 1 $ 153,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 1 $ 114,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 420,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,162,097,000 1 $ 113,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,435,339,000 1 $ 157,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 1,430,698,000 1 $ 219,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ 0 1 $ 291,000

The tables below break down 2017 mortgage applications in Niles-Benton Harbor, MI metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Niles-Benton Harbor, MI in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,327 $600,029,000 $180,000 $4,497,000 $105,000 $4,920,000
Refinancing 2,654 $437,534,000 $164,000 $6,759,000 $91,000 $4,449,000
Home Improvement 567 $41,565,000 $73,000 $2,405,000 $81,000 $928,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,841 $798,165,000 $164,000 $2,405,000 $107,000 $4,920,000
Not Provided 577 $88,777,000 $153,000 $2,520,000 $113,000 $4,449,000
Not applicable 495 $105,125,000 $212,000 $6,759,000 $15,000 $545,000
Black or African American 305 $31,908,000 $104,000 $1,125,000 $63,000 $1,062,000
Hispanic 175 $24,937,000 $142,000 $650,000 $85,000 $800,000
Asian 108 $23,857,000 $220,000 $2,316,000 $106,000 $705,000
American Indian or Alaskan Native 39 $4,920,000 $126,000 $473,000 $74,000 $245,000
Native Hawaiian or Other Pacific Islander 8 $1,439,000 $179,000 $403,000 $68,000 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,955 $869,774,000 $175,000 $6,759,000 $115,000 $4,920,000
FHA-insured (Federal Housing Administration) 981 $117,243,000 $119,000 $5,603,000 $39,000 $900,000
VA-guaranteed (Veterans Administration) 433 $72,723,000 $167,000 $659,000 $57,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 179 $19,388,000 $108,000 $187,000 $35,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,713 $673,337,000 $181,000 $6,759,000 $112,000 $4,449,000
Application Denied By Financial Institution 939 $108,347,000 $115,000 $1,500,000 $69,000 $1,321,000
Application Withdrawn By Applicant 708 $114,733,000 $162,000 $1,500,000 $104,000 $4,920,000
Loan Purchased By The Institution 640 $107,763,000 $168,000 $950,000 $57,000 $1,161,000
Application Approved But Not Accepted 320 $38,615,000 $120,000 $1,125,000 $86,000 $1,062,000
File Closed For Incompleteness 228 $36,333,000 $159,000 $1,600,000 $88,000 $1,495,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 175 $15,135,000 $86,000 $820,000 $59,000 $564,000
Collateral 158 $22,723,000 $143,000 $1,500,000 $87,000 $801,000
Debt-To-Income Ratio 128 $16,176,000 $126,000 $990,000 $54,000 $350,000
Credit Application Incomplete 81 $12,778,000 $157,000 $1,000,000 $104,000 $1,321,000
Other 47 $5,749,000 $122,000 $1,100,000 $104,000 $1,116,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,444,000 $174,000 $527,000 $91,000 $250,000
Employment History 13 $1,164,000 $89,000 $208,000 $52,000 $166,000
Unverifiable Information 12 $1,693,000 $141,000 $430,000 $88,000 $264,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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