Oconee County, SC Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 2,214 mortgage applications in Oconee County, SC totaling $392.2 million, down 33% from 2013. The average application was for $177,000, and applicants reported an average income of $89,000. 49% of applications resulted in an originated loan and 20% were denied. The most active lender was Wells Fargo Bank NA, with 220 applications, followed by Suntrust Bank and Truist Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,214
Total Mortgage Loan Application Amount $392,160,000
Average Mortgage Loan Application Amount $177,000
Highest Mortgage Loan Application Amount $5,168,000
Average Applicant Income $89,000
Highest Applicant Income $2,424,000

Mortgage Company List for Lending in Oconee County, SC for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 220 $ 39,079,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 95 $ 3,630,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 88 $ 19,789,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,933,259,000 84 $ 13,463,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 80 $ 11,033,000
First Citizens Bank & Trust Co
1230 MAIN STREET
COLUMBIA, SC 29201
* $ 8,311,659,000 79 $ 11,698,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 77 $ 14,853,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 53 $ 15,387,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 51 $ 7,268,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 49 $ 3,667,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 48 $ 6,957,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 44 $ 6,996,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 41 $ 2,230,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 38 $ 7,001,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 37 $ 9,876,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 31 $ 4,548,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 30 $ 5,042,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 29 $ 5,392,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 26 $ 4,658,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 26 $ 4,861,000
Community First Bank, Inc.
3685 BLUE RIDGE BLVD
WALHALLA, SC 29691
* $ 379,638,000 26 $ 3,252,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 26 $ 3,924,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 25 $ 4,524,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 25 $ 6,712,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 24 $ 4,139,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 354,733,000 23 $ 4,314,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 23 $ 4,044,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 22 $ 3,346,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 20 $ 3,811,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 18 $ 3,123,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 18 $ 2,673,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 18 $ 2,721,000
Amerisouth Mortgage Company
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ 10,000,000 16 $ 2,181,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 1,986,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 15 $ 1,199,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 15 $ 2,343,000
Park Sterling Bank
1043 E MOREHEAD ST, STE 201
CHARLOTTE, NC 28204
* $ 1,948,151,000 15 $ 2,845,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 27,107,074,000 12 $ 1,844,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 12 $ 1,888,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 11 $ 1,887,000
Southern First Bank
100 VERDAE BLVD
GREENVILLE, SC 29607
* $ 889,320,000 11 $ 4,335,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 11 $ 2,072,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 10 $ 1,569,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 10 $ 2,220,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 10 $ 2,057,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 9 $ 1,560,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 9 $ 1,109,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 1,386,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 8 $ 1,633,000
The Palmetto Bank
306 EAST NORTH STREET
GREENVILLE, SC 29601
* $ 1,090,431,000 8 $ 1,505,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 7 $ 1,050,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 1,689,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 7 $ 827,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 661,743,000 7 $ 1,103,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 7 $ 1,295,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,857,559,000 6 $ 2,703,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 6 $ 3,141,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 6 $ 847,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 6 $ 446,000
Sc State Credit Union
800 HUGER STREET
COLUMBIA, SC 29201
* $ 590,578,000 6 $ 544,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 6 $ 1,043,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 0 6 $ 1,176,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 864,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 5 $ 1,018,000
Southern Trust Mortgage, LLC
4433 CORPORATION LANE SUITE 300
VIRGINIA BEACH, VA 23462
* $ 41,745,000 5 $ 902,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ 10,000,000 5 $ 592,000
Blmc, Inc
15 WHITSETT STREET
GREENVILLE, SC 29601
* $ 495,000 5 $ 1,181,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 5 $ 846,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 5 $ 1,299,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 4 $ 880,000
First Piedmont Federal Sla
1229 W FLOYD BAKER BLVD
GAFFNEY, SC 29341
* $ 316,938,000 4 $ 901,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 4 $ 455,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 4 $ 392,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 4 $ 703,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 4 $ 51,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 4 $ 765,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 4 $ 611,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 4 $ 791,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 610,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,499,998,000 4 $ 1,025,000
Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 4,155,026,000 4 $ 823,000
Spero Financial Federal Credit Union
PO BOX 10708
GREENVILLE, SC 29601
* $ 260,658,000 4 $ 571,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,664,330,000 4 $ 1,017,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 4 $ 515,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 3 $ 422,000
Greer State Bank
1111 W POINSETT ST
GREER, SC 29650
* $ 357,918,000 3 $ 575,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 361,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 280,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 762,000
Mortgage Assurance Inc
333 NORTH POINT CENTER E SUITE 230
ALPHARETTA, GA 30022
* $ 3,711,533,000 3 $ 698,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 678,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 25,878,030,000 3 $ 985,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 420,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 546,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 3 $ 2,299,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 3 $ 621,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 3 $ 206,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 3 $ 626,000
Mtc Federal Credit Union
PO BOX 1944
GREENVILLE, SC 29607
* $ 142,183,000 3 $ 647,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 3 $ 603,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ 10,000,000 3 $ 449,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 3 $ 448,000
Pinnacle Bank
884 ELBERT STREET
ELBERTON, GA 30635
* $ 591,943,000 3 $ 1,138,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 3 $ 1,012,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 3 $ 926,000
Carolina Premier Bank
13024 BALLANTYNE CORPORATE PLACE
CHARLOTTE, NC 28277
* $ 249,322,000 3 $ 749,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 3 $ 1,761,000
The Peoples Bank
801 E FRONT ST
IVA, SC 29655
* $ 257,834,000 3 $ 665,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 3 $ 21,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 307,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 472,000
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 7,392,483,000 2 $ 203,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 282,000
Independence National Bank
PO BOX 1776
GREENVILLE, SC 29602
* $ 99,307,000 2 $ 1,910,000
Capital Bank, NA
121 ALHAMBRA PLAZA, SUITE 1601
CORAL GABLES, FL 33134
* $ 6,619,863,000 2 $ 1,137,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 241,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 846,686,000 2 $ 789,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 2 $ 277,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 505,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 356,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 670,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 592,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 208,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 709,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 212,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 272,000
Greenville Federal Credit Union
1501 WADE HAMPTON BLVD
GREENVILLE, SC 29609
* $ 170,808,000 2 $ 65,000
Hometrust Bank N.A.
P O BOX 10
ASHEVILLE, NC 28804
* $ 1,597,558,000 2 $ 582,000
Pickens Savings and Loan Association, FA
205 E CEDAR ROCK ST.
PICKENS, SC 29671
* $ 93,371,000 2 $ 243,000
Bank of North Carolina
3980 PREMIER DR. STE 150
HIGH POINT, NC 27265
* $ 3,227,841,000 2 $ 611,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 2 $ 93,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 2 $ 1,757,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 2 $ 1,300,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ 0 2 $ 311,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 313,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 366,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 309,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 380,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 2 $ 279,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ 10,000,000 2 $ 436,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 2 $ 617,000
South Carolina Federal Credit
6265 RIVERS AVENUE
NORTH CHARLESTON, SC 29406
* $ 1,300,210,000 2 $ 54,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 159,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 1,015,892,000 2 $ 116,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 516,135,000 2 $ 341,000
Heritagebank of the South
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 1,376,686,000 2 $ 387,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 144,156,000 2 $ 539,000
Bank of Travelers Rest
P O BOX 1067
TRAVELERS REST, SC 29690
* $ 503,841,000 2 $ 373,000
Acu
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 1,307,431,000 2 $ 198,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 2,561,135,000 1 $ 158,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 156,000
Mound City Bank
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ 279,231,000 1 $ 318,000
Countybank
425 MAIN STREET
GREENWOOD, SC 29648
* $ 322,683,000 1 $ 900,000
Mountain Valley Community Bank
136 N MAIN ST
CLEVELAND, GA 30528
* $ 152,255,000 1 $ 147,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 1,269,690,000 1 $ 221,000
Georgia B&Tc of Augusta
P O BOX 15367
AUGUSTA, GA 30919
* $ 1,687,075,000 1 $ 380,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,412,555,000 1 $ 228,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 499,849,000 1 $ 86,000
Hamilton State Bank
1907 HWY 211
HOSCHTON, GA 30548
* $ 1,541,355,000 1 $ 202,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 1 $ 60,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 280,006,000 1 $ 350,000
Marion & Polk Schools Credit Union
PO BOX 12398
SALEM, OR 97309
* $ 464,347,000 1 $ 125,000
Origin Bank

HOUSTON, TX 77024
* $ 3,199,260,000 1 $ 82,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,374,757,000 1 $ 240,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 92,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 81,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 56,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 177,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 375,000
Pillar Multifamily, LLC
8245 BOONE BLVD STE 710
VIENNA, VA 22182
* $ 165,990,000 1 $ 620,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 374,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 7,873,796,000 1 $ 250,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 102,658,650,000 1 $ 624,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 1 $ 504,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 32,973,830,000 1 $ 5,168,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 98,737,480,000 1 $ 472,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 1 $ 200,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 99,877,000,000 1 $ 254,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 37,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 75,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 140,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 1 $ 250,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 246,270,000 1 $ 110,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 800,870,000 1 $ 350,000
Grandsouth Bank
381 HALTON RD
GREENVILLE, SC 29607
* $ 389,736,000 1 $ 46,000
Greenville Heritage FCU
520 W WASHINGTON STREET
GREENVILLE, SC 29601
* $ 74,094,000 1 $ 65,000
Gibraltar Private Bank & Trust Company
55 ALHAMBRA PLAZA, 7TH FLOOR
CORAL GABLES, FL 33134
* $ 1,556,669,000 1 $ 417,000
First Community Bank
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ 632,321,000 1 $ 375,000
Spratt Savings Bank
121 SALUDA STREET
CHESTER, SC 29706
* $ 104,706,000 1 $ 200,000
Security Federal Bank
PO BOX 810
AIKEN, SC 29802
* $ 848,991,000 1 $ 136,000
Entegra Bank
14 ONE CENTER COURT
FRANKLIN, NC 28734
* $ 783,997,000 1 $ 225,000
Members Credit Union
2098 FRONTIS PLAZA BLVD
WINSTON SALEM, NC 27103
* $ 244,359,000 1 $ 520,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 1,667,350,000 1 $ 300,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,609,559,000 1 $ 400,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 41,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 1 $ 117,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 412,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 115,000
Founders Federal Credit Union
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 1,668,587,000 1 $ 45,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 141,000
Silverton Mortgage Specialists, Inc.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ 10,000,000 1 $ 99,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 108,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 64,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 278,000
The Commercial Bank
4 CHURCH STREET
HONEA PATH, SC 29654
* $ 153,790,000 1 $ 80,000
Arthur State Bank
131 S MAIN ST
UNION, SC 29379
* $ 505,290,000 1 $ 180,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 1 $ 205,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 296,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 1 $ 284,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 173,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 485,792,000 1 $ 158,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 280,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 340,728,000 1 $ 641,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 2,125,408,000 1 $ 405,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 40,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 171,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 270,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 204,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 161,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 1 $ 148,000

The tables below break down 2014 mortgage applications in Oconee County, SC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Oconee County, SC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,195 $223,290,000 $186,000 $5,168,000 $86,000 $1,166,000
Refinancing 841 $161,067,000 $191,000 $2,004,000 $99,000 $2,424,000
Home Improvement 178 $7,803,000 $43,000 $635,000 $60,000 $504,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,663 $289,331,000 $173,000 $2,004,000 $98,000 $2,424,000
Not applicable 240 $52,168,000 $217,000 $5,168,000 $24,000 $1,028,000
Not Provided 167 $33,589,000 $201,000 $800,000 $111,000 $780,000
Black or African American 81 $7,621,000 $94,000 $299,000 $59,000 $1,000,000
Hispanic 44 $5,244,000 $119,000 $417,000 $83,000 $744,000
Asian 11 $2,004,000 $182,000 $439,000 $81,000 $275,000
American Indian or Alaskan Native 4 $1,596,000 $399,000 $625,000 $138,000 $231,000
Native Hawaiian or Other Pacific Islander 4 $607,000 $151,000 $185,000 $71,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,557 $293,870,000 $188,000 $5,168,000 $107,000 $2,424,000
FHA-insured (Federal Housing Administration) 235 $31,052,000 $132,000 $458,000 $51,000 $1,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 211 $25,250,000 $119,000 $199,000 $31,000 $88,000
VA-guaranteed (Veterans Administration) 211 $41,988,000 $198,000 $696,000 $56,000 $288,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,093 $209,810,000 $191,000 $5,168,000 $105,000 $1,166,000
Application Denied By Financial Institution 436 $54,981,000 $126,000 $1,698,000 $65,000 $947,000
Loan Purchased By The Institution 322 $57,403,000 $178,000 $1,377,000 $46,000 $1,028,000
Application Withdrawn By Applicant 170 $33,025,000 $194,000 $2,800,000 $109,000 $2,424,000
Application Approved But Not Accepted 122 $22,485,000 $184,000 $1,676,000 $98,000 $1,200,000
File Closed For Incompleteness 71 $14,456,000 $203,000 $665,000 $118,000 $780,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 112 $7,735,000 $69,000 $972,000 $60,000 $947,000
Debt-To-Income Ratio 66 $9,731,000 $147,000 $1,698,000 $68,000 $642,000
Collateral 56 $10,742,000 $191,000 $1,250,000 $87,000 $385,000
Credit Application Incomplete 34 $6,022,000 $177,000 $696,000 $94,000 $420,000
Other 25 $2,953,000 $118,000 $700,000 $65,000 $270,000
Unverifiable Information 9 $1,770,000 $196,000 $417,000 $81,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 6 $594,000 $99,000 $230,000 $133,000 $504,000
Employment History 2 $322,000 $161,000 $207,000 $65,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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