Ottawa County, OK Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 809 mortgage applications in Ottawa County, OK totaling $79.2 million, up 17% from 2015. The average application was for $97,000, and applicants reported an average income of $52,000. 40% of applications resulted in an originated loan and 32% were denied. The most active lender was Arvest Bank, with 226 applications, followed by loanDepot.com LLC and Vanderbilt Mortgage and Finance, Inc.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 809
Total Mortgage Loan Application Amount $79,172,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $10,001,000
Average Applicant Income $52,000
Highest Applicant Income $2,520,000

Mortgage Company List for Lending in Ottawa County, OK for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 226 $ 13,382,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 63 $ 7,756,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 35 $ 2,539,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 33 $ 3,076,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 23 $ 1,177,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 21 $ 1,503,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 273,300,000 20 $ 1,959,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 18 $ 2,153,000
Ttcu the Credit Union
3720 E 31ST ST
TULSA, OK 74135
* $ 1,623,083,000 16 $ 986,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 484,559,000 13 $ 1,035,000
Grand Savings Bank
P O BOX 451809, 1022 SOUTH MAIN
GROVE, OK 74344
* $ 324,195,000 12 $ 1,371,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 12 $ 11,589,000
People's Bank of Seneca
PO BOX 500
SENECA, MO 64865
* $ 149,252,000 11 $ 1,139,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 125,111,000 11 $ 1,172,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 10 $ 1,080,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 10 $ 795,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 993,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 664,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 652,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 9 $ 1,055,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 8 $ 628,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 8 $ 644,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 7 $ 692,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 7 $ 733,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 7 $ 675,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 6 $ 336,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 6 $ 730,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 6 $ 369,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 328,884,000 6 $ 193,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 6 $ 613,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 5 $ 344,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 5 $ 765,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 4 $ 80,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 363,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 4 $ 316,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 3 $ 42,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 3 $ 77,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 3 $ 64,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 289,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 262,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 314,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 354,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 263,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 3 $ 110,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 3 $ 398,000
Cornerstone Bank, the
117 N. MAIN
SOUTHWEST CITY, MO 64863
* $ 142,487,000 3 $ 203,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 3 $ 449,000
Southwest Missouri Bank
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ 676,021,000 3 $ 170,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 287,000
Hometown Bank, National Association
PO BOX 797
CARTHAGE, MO 64836
* $ 160,203,000 2 $ 239,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 306,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 2 $ 220,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 484,477,000 2 $ 171,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 2 $ 407,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 330,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 108,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 7,515,756,000 2 $ 58,000
Community Bank and Trust
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ 306,724,000 2 $ 208,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,446,707,000 2 $ 11,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 2 $ 467,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 1,033,171,000 2 $ 150,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 267,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 2 $ 312,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 3,153,899,000 2 $ 441,000
Great Plains
2306 S RANGE LINE RD
JOPLIN, MO 64804
* $ 282,071,000 1 $ 106,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 8,000
Acb Bank
323 S GRAND AVE
CHEROKEE, OK 73728
* $ 110,585,000 1 $ 102,000
First Bank & Trust Company
PO BOX 427
WAGONER, OK 74477
* $ 287,608,000 1 $ 126,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,632,973,000 1 $ 26,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 1 $ 158,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 24,483,687,000 1 $ 120,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 1 $ 35,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 1 $ 89,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 1 $ 80,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 66,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 377,750,000 1 $ 40,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 49,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 67,000
Guaranty Bank
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 652,497,000 1 $ 130,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 402,807,000 1 $ 161,000
Westreet Federal Credit Union
9323 E.21ST STREET
TULSA, OK 74129
* $ 688,489,000 1 $ 106,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 142,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 385,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 162,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 78,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 1 $ 151,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 557,415,000 1 $ 150,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 1 $ 74,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 74,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 1,589,071,000 1 $ 80,000
Horizon Bank
10841 N 142ND STREET
WAVERLY, NE 68462
* $ 244,213,000 1 $ 244,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ 336,426,000 1 $ 136,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 219,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 1 $ 55,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 76,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 1 $ 160,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 240,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 385,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 938,105,000 1 $ 150,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,678,359,000 1 $ 67,000
Freedom Bank of Southern Missouri
P O BOX 309
CASSVILLE, MO 65625
* $ 240,317,000 1 $ 25,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 384,114,000 1 $ 54,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 1 $ 216,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 43,000
Vast Bank, N.A.
4812 E 81ST STREET
TULSA, OK 74120
* $ 454,844,000 1 $ 41,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 554,698,000 1 $ 68,000

The tables below break down 2016 mortgage applications in Ottawa County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ottawa County, OK in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 370 $41,540,000 $112,000 $10,001,000 $43,000 $220,000
Refinancing 316 $34,091,000 $107,000 $600,000 $61,000 $2,520,000
Home Improvement 123 $3,541,000 $28,000 $252,000 $55,000 $219,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 499 $42,521,000 $85,000 $600,000 $59,000 $2,520,000
American Indian or Alaskan Native 162 $14,346,000 $88,000 $367,000 $52,000 $194,000
Not applicable 82 $6,839,000 $83,000 $385,000 $7,000 $133,000
Not Provided 47 $14,288,000 $304,000 $10,001,000 $64,000 $738,000
Hispanic 15 $960,000 $64,000 $144,000 $33,000 $72,000
Asian 4 $218,000 $54,000 $90,000 $46,000 $102,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 474 $48,063,000 $101,000 $10,001,000 $65,000 $2,520,000
FHA-insured (Federal Housing Administration) 182 $16,780,000 $92,000 $225,000 $35,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 87 $6,183,000 $71,000 $145,000 $24,000 $67,000
VA-guaranteed (Veterans Administration) 66 $8,146,000 $123,000 $385,000 $42,000 $136,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 320 $27,563,000 $86,000 $385,000 $58,000 $738,000
Application Denied By Financial Institution 260 $30,879,000 $118,000 $10,001,000 $50,000 $375,000
Loan Purchased By The Institution 92 $8,015,000 $87,000 $385,000 $14,000 $133,000
Application Withdrawn By Applicant 81 $8,427,000 $104,000 $417,000 $82,000 $2,520,000
File Closed For Incompleteness 37 $2,494,000 $67,000 $126,000 $38,000 $127,000
Application Approved But Not Accepted 19 $1,794,000 $94,000 $225,000 $57,000 $125,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $11,359,000 $454,000 $10,001,000 $54,000 $134,000
Collateral 17 $1,820,000 $107,000 $357,000 $72,000 $175,000
Debt-To-Income Ratio 14 $1,562,000 $111,000 $271,000 $42,000 $104,000
Credit Application Incomplete 9 $1,019,000 $113,000 $367,000 $55,000 $108,000
Other 5 $312,000 $62,000 $93,000 $52,000 $91,000
Unverifiable Information 5 $381,000 $76,000 $130,000 $37,000 $104,000
Insufficient Cash (Downpayment, Closing Cost) 1 $60,000 $60,000 $60,000 $71,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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