Pine Bluff, AR Metro Area Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 2,254 mortgage applications in Pine Bluff, AR metro area totaling $299.2 million, down 13% from 2022. The average application was for $132,728, and applicants reported an average income of $76,000. 43% of applications resulted in an originated loan and 23% were denied. The most active lender was Simmons Bank, with 175 applications, followed by 21st Mortgage and Vanderbilt Mortgage and Finance, Inc.

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Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,254
Total Mortgage Loan Application Amount $299,170,000
Average Mortgage Loan Application Amount $132,728
Highest Mortgage Loan Application Amount $7,275,000
Average Applicant Income $76,000
Highest Applicant Income $904,000

Mortgage Company List for Lending in Pine Bluff, AR for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 175 $ 20,525,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 149 $ 17,015,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 123 $ 12,715,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 101 $ 15,375,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 87 $ 10,255,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 84 $ 14,000,000
Gateway Bank
PO BOX 345 112 MAIN STREET
RISON, AR 71665
* $ 122,824,000 73 $ 8,095,000
Cotton Belt Federal Credit Union
1703 RIVER PINES BLVD
PINE BLUFF, AR 71601
* $ 70,705,000 68 $ 7,410,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 67 $ 6,645,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 57 $ 8,895,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 56 $ 6,620,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 56 $ 10,490,000
Connect Bank
PO BOX 69
STAR CITY, AR 71667
* $ 110,550,000 50 $ 2,840,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 49 $ 7,115,000
Fbt Bank & Mortgage
200 WEST FOURTH ST
FORDYCE, AR 71742
* $ 214,896,000 44 $ 3,570,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 2,199,145,000 43 $ 2,555,000
Relyance Bank
912 SOUTH POPLAR STREET
WHITE HALL, AR 71602
* $ 1,190,663,000 39 $ 7,935,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 38 $ 6,270,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 37 $ 2,395,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 35 $ 1,875,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 29 $ 5,335,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 28 $ 4,910,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 27 $ 3,335,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 26 $ 5,240,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 25 $ 2,815,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ -1,000 24 $ 3,400,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 24 $ 1,890,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 23 $ 5,865,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 23 $ 3,505,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 20 $ 2,740,000
Stone Bank
900 S SHACKLEFORD RD #210
LITTLE ROCK, AR 72211
* $ 677,634,000 19 $ 1,465,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 19 $ 2,945,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 17 $ 1,805,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 16 $ 1,620,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 16 $ 1,530,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 14 $ 2,140,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 14 $ 1,300,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 22,808,174,000 14 $ 2,490,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 1,985,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 12 $ 1,500,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 12 $ 1,200,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 11 $ 1,515,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 10 $ 960,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 9 $ 2,155,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 9 $ 265,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 9 $ 1,475,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 8 $ 2,260,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 8 $ 1,350,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 8 $ 330,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 8 $ 1,120,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 7 $ 1,395,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 7 $ 1,105,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 7 $ 1,325,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 7 $ 1,075,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 7 $ 1,065,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 2,427,913,000 6 $ 1,030,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 6 $ 750,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 6 $ 550,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 6 $ 640,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 6 $ 670,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 670,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 473,884,000 6 $ 440,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 5 $ 575,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 5 $ 1,055,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 5 $ 1,055,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 5 $ 1,455,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 700,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 4 $ 830,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 660,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 770,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 4 $ 1,000,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 27,656,568,000 4 $ 810,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 3 $ 255,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 3 $ 435,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 3 $ 515,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 3 $ 285,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,550,980,000 3 $ 795,000
Agheritage Farm Credit Services, Flca
119 E 3RD ST
LITTLE ROCK, AR 72201
* $ -1,000 3 $ 675,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 3 $ 375,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 3 $ 195,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 525,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 2,258,187,000 3 $ 125,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 425,000
Merchants and Farmers Bank
500 HIGHWAY 65 S
DUMAS, AR 71639
* $ 222,097,000 3 $ 745,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 3,908,828,000 2 $ 90,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 2 $ 150,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 2 $ 490,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ 440,376,000 2 $ 290,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 2 $ 190,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 2 $ 450,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 2 $ 280,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 12,354,380,000 2 $ 7,330,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 380,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 2 $ 70,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 220,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 200,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 2 $ 220,000
First Security Bank
PO BOX 938
SEARCY, AR 72143
* $ 7,517,872,000 2 $ 90,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 2 $ 50,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 210,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 100,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 390,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,318,249,000 2 $ 270,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 303,261,000 2 $ 330,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 1 $ 135,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ -1,000 1 $ 275,000
Armor Bank
715 NORTH WASHINGTON
FORREST CITY, AR 72335
* $ 398,578,000 1 $ 465,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 85,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 75,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 28,274,145,000 1 $ 115,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 155,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 1 $ 155,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 135,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 245,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 1 $ 445,000
Legacy National Bank
4055 W SUNSET
P O BOX 6490, AR 72766
* $ 916,023,000 1 $ 155,000
Arizona Financial Credit Union
333 N 44TH ST
PHOENIX, AZ 85082
* $ 3,171,193,000 1 $ 5,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,668,165,000 1 $ 15,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 185,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 105,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 85,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 18,013,146,000 1 $ 395,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ 3,552,312,000 1 $ 315,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 1 $ 45,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 155,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,976,744,000 1 $ 65,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 95,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 1 $ 105,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 145,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 55,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 135,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 1 $ 155,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 265,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 145,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ -1,000 1 $ 85,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 115,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 2,702,968,000 1 $ 215,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 85,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 467,010,000 1 $ 335,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 45,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 145,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 225,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 1 $ 355,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 95,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 1 $ 155,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 185,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 25,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 1,093,825,000 1 $ 35,000
Firstar Bank
1720 E CHEROKEE AVE
SALLISAW, OK 74955
* $ 920,605,000 1 $ 105,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 1 $ 125,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 155,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 245,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 95,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 135,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 1,713,639,000 1 $ 175,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ 749,271,000 1 $ 115,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 185,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 125,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 215,000

The tables below break down 2023 mortgage applications in Pine Bluff, AR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pine Bluff, AR in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,500 $209,290,000 $139,000 $2,605,000 $74,000 $900,000
Cash-out Refinancing 279 $38,875,000 $139,000 $545,000 $73,000 $409,000
Home Improvement 167 $8,745,000 $52,000 $305,000 $78,000 $370,000
Refinancing 145 $30,465,000 $210,000 $7,275,000 $97,000 $904,000
Other Purpose 142 $10,580,000 $74,000 $505,000 $80,000 $700,000
Not Applicable 21 $1,215,000 $57,000 $155,000 $33,000 $33,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 849 $105,995,000 $124,000 $685,000 $84,000 $904,000
Black or African American 770 $90,420,000 $117,000 $545,000 $69,000 $810,000
Not applicable 353 $67,005,000 $189,000 $7,275,000 $79,000 $126,000
Not Provided 194 $24,610,000 $126,000 $535,000 $77,000 $700,000
Hispanic 43 $4,495,000 $104,000 $345,000 $75,000 $196,000
American Indian or Alaskan Native 18 $2,390,000 $132,000 $305,000 $66,000 $143,000
Asian 18 $3,060,000 $170,000 $355,000 $54,000 $89,000
Native Hawaiian or Other Pacific Islander 2 $130,000 $65,000 $95,000 $38,000 $52,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,422 $163,820,000 $115,000 $7,275,000 $80,000 $904,000
FHA-insured (Federal Housing Administration) 534 $78,260,000 $146,000 $445,000 $65,000 $196,000
VA-guaranteed (Veterans Administration) 218 $45,460,000 $208,000 $545,000 $78,000 $208,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $11,630,000 $145,000 $305,000 $63,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 972 $140,060,000 $144,000 $7,275,000 $81,000 $904,000
Application Denied By Financial Institution 527 $56,655,000 $107,000 $495,000 $69,000 $700,000
Application Withdrawn By Applicant 300 $40,810,000 $136,000 $1,105,000 $75,000 $397,000
Loan Purchased By The Institution 241 $38,605,000 $160,000 $545,000 $80,000 $151,000
File Closed For Incompleteness 155 $16,725,000 $107,000 $435,000 $73,000 $810,000
Application Approved But Not Accepted 59 $6,315,000 $107,000 $375,000 $83,000 $388,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,558 $221,330,000 $142,000 $7,275,000 $78,000 $904,000
Debt-To-Income Ratio 300 $36,580,000 $121,000 $2,605,000 $72,000 $354,000
Credit History 247 $24,725,000 $100,000 $495,000 $70,000 $368,000
Collateral 54 $6,130,000 $113,000 $355,000 $74,000 $231,000
Unverifiable Information 34 $3,500,000 $102,000 $295,000 $75,000 $221,000
Credit Application Incomplete 30 $3,890,000 $129,000 $335,000 $112,000 $700,000
Other 24 $2,140,000 $89,000 $405,000 $72,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 6 $760,000 $126,000 $165,000 $53,000 $84,000
Employment History 1 $115,000 $115,000 $115,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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