Sioux Falls, SD Metro Area Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 11,930 mortgage applications in Sioux Falls, SD metro area totaling $3.4 billion, up 5% from 2024. The average application was for $286,377, and applicants reported an average income of $142,656. 61% of applications resulted in an originated loan and 9% were denied. The most active lender was Plains Commerce Bank, with 1,443 applications, followed by First Premier Bank and Levo Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,930
Total Mortgage Loan Application Amount $3,416,480,000
Average Mortgage Loan Application Amount $286,377
Highest Mortgage Loan Application Amount $20,825,000
Average Applicant Income $142,656
Highest Applicant Income $8,431,000

Mortgage Company List for Lending in Sioux Falls, SD for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1,443 $ 458,185,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ n/a 1,005 $ 260,715,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ n/a 599 $ 105,135,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 574 $ 143,630,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 523 $ 154,795,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 375 $ 108,595,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 348 $ 105,860,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 343 $ 114,915,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ n/a 336 $ 165,100,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 323 $ 112,525,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 311 $ 97,895,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 285 $ 51,185,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ n/a 183 $ 59,135,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 174 $ 27,200,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 172 $ 42,200,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ n/a 166 $ 46,850,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 157 $ 50,285,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ n/a 150 $ 46,280,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ n/a 149 $ 25,725,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ n/a 144 $ 26,780,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 134 $ 41,930,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 133 $ 28,885,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 132 $ 47,910,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 127 $ 43,215,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ n/a 125 $ 45,505,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 109 $ 35,515,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ n/a 109 $ 27,835,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 105 $ 33,225,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 99 $ 29,005,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 97 $ 27,185,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 90 $ 29,390,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 89 $ 23,155,000
Voyage Federal Credit Union
3823 KIWANIS CIR
SIOUX FALLS, SD 57105
* $ n/a 80 $ 10,870,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 77 $ 4,845,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 77 $ 24,345,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 77 $ 6,305,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ n/a 72 $ 19,950,000
Security National Bank of Sd
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ n/a 68 $ 53,080,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 58 $ 14,090,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 56 $ 4,920,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 56 $ 9,170,000
Bluestone Federal Credit Union
5010 S SOLBERG AVE
SIOUX FALLS, SD 57109
* $ n/a 53 $ 4,735,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 50 $ 4,650,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 49 $ 4,375,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 45 $ 6,515,000
Rivers Edge Bank
211 N BROADWAY
MARION, SD 57043
* $ n/a 44 $ 8,130,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 44 $ 9,370,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 43 $ 11,945,000
Quoin Financial Bank
201 N BROADWAY
MILLER, SD 57362
* $ n/a 42 $ 21,770,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 40 $ 5,240,000
Frontier Bank
301 FIRST AVE
ROCK RAPIDS, IA 51241
* $ n/a 39 $ 6,635,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 37 $ 4,735,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 36 $ 4,170,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ n/a 35 $ 13,575,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 35 $ 11,255,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 35 $ 5,095,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 34 $ 7,590,000
Security Savings Bank

LARCHWOOD, IA 51241
* $ n/a 34 $ 12,360,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 33 $ 5,505,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 33 $ 8,165,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 31 $ 19,145,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 31 $ 7,965,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 29 $ 9,045,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 29 $ 7,905,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 28 $ 9,650,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 26 $ 7,300,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 25 $ 12,395,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 24 $ 5,830,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 22 $ 5,710,000
First State Bank Southwest
1433 OXFORD STREET
WORTHINGTON, MN 56187
* $ n/a 22 $ 6,720,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 22 $ 11,270,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ n/a 17 $ 13,105,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 17 $ 2,915,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 17 $ 4,515,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 16 $ 3,080,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 16 $ 3,360,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ n/a 15 $ 3,385,000
Security Savings Bank

LARCHWOOD, IA 51241
* $ n/a 13 $ 3,205,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 13 $ 3,645,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ n/a 12 $ 2,580,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 12 $ 3,890,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 12 $ 3,440,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 12 $ 2,200,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 12 $ 3,360,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ n/a 11 $ 2,145,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 11 $ 2,465,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 11 $ 4,285,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 11 $ 1,945,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 10 $ 3,310,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 10 $ 2,150,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ n/a 9 $ 2,285,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ n/a 9 $ 1,745,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 9 $ 2,345,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 9 $ 1,245,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ n/a 8 $ 1,380,000
Arvest Bank

TULSA, OK 74103
* $ n/a 8 $ 3,880,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 8 $ 1,720,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 8 $ 15,080,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 8 $ 1,110,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 8 $ 1,840,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 8 $ 2,460,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 8 $ 3,140,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 8 $ 4,630,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 8 $ 1,160,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 7 $ 2,685,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 7 $ 1,245,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 7 $ 215,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,715,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 7 $ 2,005,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ n/a 7 $ 1,605,000
Sunrise Banks, N.A.

SIOUX FALLS, SD 57108
* $ n/a 7 $ 1,905,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 7 $ 1,615,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ n/a 7 $ 18,605,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 6 $ 2,150,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 6 $ 1,610,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 6 $ 1,700,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 6 $ 2,830,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ n/a 6 $ 15,580,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ n/a 6 $ 1,550,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 6 $ 910,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 6 $ 1,830,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 6 $ 840,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 6 $ 1,990,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 6 $ 1,630,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 6 $ 1,450,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 5 $ 1,875,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ n/a 5 $ 1,105,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 5 $ 1,345,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 5 $ 865,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 5 $ 875,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 5 $ 1,815,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 5 $ 915,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 5 $ 925,000
First State Bank Southwest
1433 OXFORD STREET
WORTHINGTON, MN 56187
* $ n/a 5 $ 955,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 5 $ 385,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 5 $ 1,035,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 5 $ 925,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 4 $ 670,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 4 $ 1,120,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 1,230,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 4 $ 1,110,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ n/a 4 $ 640,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 4 $ 1,580,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 700,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 4 $ 440,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 860,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 1,210,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 240,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 400,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 4 $ 530,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 4 $ 200,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 3 $ 345,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 3 $ 2,925,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 1,055,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 3 $ 1,385,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 3 $ 785,000
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ n/a 3 $ 865,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 435,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 3 $ 455,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 3 $ 715,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 3 $ 895,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 3 $ 825,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 435,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ n/a 3 $ 725,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 3 $ 1,215,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 775,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 3 $ 905,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 3 $ 975,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 3 $ 665,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 3 $ 845,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 15,610,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 2 $ 570,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 2 $ 220,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 680,000
Atkins Savings Bank & Trust
97 MAIN AVE
ATKINS, IA 52206
* $ n/a 2 $ 530,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 560,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ n/a 2 $ 500,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 2 $ 1,050,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 500,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 690,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ n/a 2 $ 140,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ n/a 2 $ 360,000
Railway Credit Union
1006 E MAIN STREET
MANDAN, ND 58554
* $ n/a 2 $ 470,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ n/a 2 $ 680,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 2 $ 600,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 330,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 2 $ 290,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 2 $ 560,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 2 $ 200,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ n/a 2 $ 17,480,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ n/a 2 $ 420,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 2 $ 200,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 2 $ 550,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ n/a 2 $ 400,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 2 $ 1,590,000
Bank of Dixon County
117 E 3RD ST
PONCA, NE 68770
* $ n/a 2 $ 1,050,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 450,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 2 $ 510,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 880,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 650,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 470,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ n/a 2 $ 300,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 270,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 750,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ n/a 2 $ 440,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 255,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 1 $ 335,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 215,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ n/a 1 $ 20,825,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 315,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 75,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ n/a 1 $ 135,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ n/a 1 $ 215,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 1 $ 365,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ n/a 1 $ 45,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 1 $ 215,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 115,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 105,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ n/a 1 $ 165,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 405,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ n/a 1 $ 255,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 195,000
Highmark Federal Credit Union
725 5TH STREET
RAPID CITY, SD 57701
* $ n/a 1 $ 245,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ n/a 1 $ 455,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 1 $ 255,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 1 $ 575,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 495,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 365,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 305,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 205,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ n/a 1 $ 675,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 125,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 355,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 1 $ 305,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 1 $ 275,000
Advia Credit Union
550 S RIVERVIEW DR
KALAMAZOO, MI 49009
* $ n/a 1 $ 235,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 145,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 85,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 25,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 235,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ n/a 1 $ 255,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 1 $ 475,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 165,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 215,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ n/a 1 $ 125,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 745,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 185,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 325,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 1 $ 55,000
Servis One, Inc
4200 REGENT BLVD SUIT B200
IRVING, TX 75063
* $ n/a 1 $ 155,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ n/a 1 $ 325,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 355,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 115,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 25,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ n/a 1 $ 175,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ n/a 1 $ 95,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 585,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 1,505,000
Kodabank
104 S MAIN ST
DRAYTON, ND 58225
* $ n/a 1 $ 185,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 355,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 225,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 1 $ 785,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 325,000
Northern Hills FCU
1080 MAIN ST
STURGIS, SD 57785
* $ n/a 1 $ 275,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 495,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 145,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 525,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 1 $ 445,000
Skyward Credit Union
4 CESSNA BLVD
WICHITA, KS 67215
* $ n/a 1 $ 95,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ n/a 1 $ 5,835,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 705,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ n/a 1 $ 75,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 305,000
First State Bank
423 BROADWAY
BUXTON, ND 58218
* $ n/a 1 $ 115,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ n/a 1 $ 365,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 1 $ 275,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 1 $ 55,000
Readycap Commercial LLC

BERKELEYN++HEIGHTS, NJ 07922
* $ n/a 1 $ 2,005,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ n/a 1 $ 315,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 315,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ n/a 1 $ 415,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 1 $ 145,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ n/a 1 $ 285,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ n/a 1 $ 805,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 95,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 155,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 1 $ 275,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ n/a 1 $ 395,000
Platte Valley Bank

SCOTTSBLUFF, NE 69361
* $ n/a 1 $ 215,000
Builder Finance Inc
1418 N C AVE
SIOUX FALLS, SD 57103
* $ n/a 1 $ 185,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 1 $ 195,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 335,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 1 $ 455,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 55,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 195,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ n/a 1 $ 225,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 55,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ n/a 1 $ 315,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 245,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 275,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 165,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 1 $ 165,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 115,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 645,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 1 $ 585,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 505,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 1 $ 55,000
Founders Federal Credit Union
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ n/a 1 $ 445,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ n/a 1 $ 15,000

The tables below break down 2025 mortgage applications in Sioux Falls, SD metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sioux Falls, SD in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,327 $2,173,175,000 $343,000 $16,555,000 $142,000 $8,431,000
Refinancing 1,975 $652,675,000 $330,000 $14,375,000 $167,000 $3,535,000
Cash-out Refinancing 1,864 $394,880,000 $211,000 $2,005,000 $120,000 $3,838,000
Other Purpose 978 $119,960,000 $122,000 $20,825,000 $146,000 $6,007,000
Home Improvement 779 $75,035,000 $96,000 $3,355,000 $147,000 $2,071,000
Not Applicable 7 $755,000 $107,000 $195,000 $270,000 $270,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,511 $2,260,785,000 $265,000 $5,005,000 $143,000 $8,431,000
Not applicable 1,449 $678,765,000 $468,000 $20,825,000 $139,000 $531,000
Not Provided 1,069 $256,545,000 $239,000 $2,065,000 $153,000 $1,795,000
Hispanic 421 $91,295,000 $216,000 $805,000 $105,000 $965,000
Black or African American 233 $58,895,000 $252,000 $935,000 $121,000 $1,200,000
Asian 151 $48,835,000 $323,000 $1,485,000 $215,000 $1,499,000
American Indian or Alaskan Native 87 $18,425,000 $211,000 $725,000 $114,000 $559,000
Native Hawaiian or Other Pacific Islander 7 $1,775,000 $253,000 $325,000 $81,000 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,051 $2,518,835,000 $278,000 $20,825,000 $153,000 $8,431,000
FHA-insured (Federal Housing Administration) 1,721 $471,965,000 $274,000 $815,000 $99,000 $5,317,000
VA-guaranteed (Veterans Administration) 1,105 $413,215,000 $373,000 $1,405,000 $117,000 $880,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $12,465,000 $235,000 $455,000 $88,000 $151,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,224 $2,141,640,000 $296,000 $20,825,000 $147,000 $6,016,000
Application Withdrawn By Applicant 1,636 $506,990,000 $309,000 $3,205,000 $153,000 $8,431,000
Loan Purchased By The Institution 1,459 $461,235,000 $316,000 $1,825,000 $152,000 $1,215,000
Application Denied By Financial Institution 1,133 $212,605,000 $187,000 $2,235,000 $94,000 $1,572,000
File Closed For Incompleteness 273 $58,875,000 $215,000 $1,005,000 $145,000 $1,496,000
Application Approved But Not Accepted 191 $30,815,000 $161,000 $825,000 $131,000 $500,000
Preapproval Denied by Financial Institution 10 $3,040,000 $304,000 $585,000 $88,000 $163,000
Preapproval Approved but not Accepted 4 $1,280,000 $320,000 $565,000 $148,000 $253,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,276 $3,050,540,000 $296,000 $20,825,000 $149,000 $8,431,000
Debt-To-Income Ratio 969 $234,645,000 $242,000 $13,745,000 $106,000 $1,918,000
Credit History 313 $52,545,000 $167,000 $935,000 $102,000 $1,572,000
Collateral 143 $28,055,000 $196,000 $975,000 $110,000 $641,000
Credit Application Incomplete 98 $19,470,000 $198,000 $945,000 $108,000 $960,000
Other 75 $18,265,000 $243,000 $695,000 $121,000 $415,000
Insufficient Cash (Downpayment, Closing Cost) 24 $5,810,000 $242,000 $615,000 $94,000 $284,000
Unverifiable Information 22 $3,680,000 $167,000 $425,000 $115,000 $505,000
Employment History 10 $3,470,000 $347,000 $755,000 $84,000 $267,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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