Warren County, NJ Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 5,978 mortgage applications in Warren County, NJ totaling $1.2 billion, up 20% from 2018. The average application was for $197,000, and applicants reported an average income of $104,000. 49% of applications resulted in an originated loan and 16% were denied. The most active lender was Wells Fargo Bank NA, with 484 applications, followed by PNC Bank N.A. and Bank of America NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in New Jersey.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,978
Total Mortgage Loan Application Amount $1,179,650,000
Average Mortgage Loan Application Amount $197,000
Highest Mortgage Loan Application Amount $10,005,000
Average Applicant Income $104,000
Highest Applicant Income $1,875,000

Mortgage Company List for Lending in Warren County, NJ for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 484 $ 92,900,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 428 $ 49,580,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 197 $ 25,475,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 176 $ 38,670,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 161 $ 29,525,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 153 $ 33,295,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 124 $ 28,770,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 110 $ 22,440,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 110 $ 25,080,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 104 $ 25,070,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 102 $ 23,370,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 99 $ 22,925,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 97 $ 22,015,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 12,558,891,000 93 $ 10,445,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 91 $ 20,555,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 88 $ 19,690,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ -1,000 87 $ 19,605,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 83 $ 19,495,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 302,668,929,000 81 $ 10,155,000
First Hope Bank A National Banking Association
1301 HOPE-BRIDGEVILLE ROAD
HOPE, NJ 07844
* $ 515,091,000 74 $ 9,700,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 3,385,817,000 69 $ 9,055,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 68 $ 4,570,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 65 $ 9,965,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 65 $ 14,485,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 61 $ 10,715,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 57 $ 12,975,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 31,829,272,000 57 $ 8,675,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 56 $ 13,530,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 52 $ 13,750,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 52 $ 6,840,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 51 $ 11,305,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 49 $ 11,185,000
Lakeland Bank
250 OAK RIDGE RD
NEWFOUNDLAND, NJ 07438
* $ 5,796,870,000 44 $ 7,700,000
Investors Bank
101 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 26,266,236,000 44 $ 6,540,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 4,187,734,000 40 $ 4,570,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 39 $ 9,415,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 38 $ 8,630,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 37 $ 8,935,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 77,243,612,000 36 $ 4,620,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 36 $ 8,410,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 35 $ 6,875,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 32 $ 8,060,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 32 $ 7,130,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 29 $ 6,095,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 29 $ 6,375,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 29 $ 6,065,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 28 $ 6,560,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 28 $ 5,540,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 27 $ 6,015,000
Unity Bank
64 OLD HIGHWAY 22
CLINTON, NJ 08809
* $ 1,570,941,000 26 $ 4,920,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 24 $ 6,270,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 23 $ 4,745,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 23 $ 5,835,000
Jersey Mortgage Company
511 SOUTH AVENUE EAST
CRANFORD, NJ 07016
* $ -1,000 22 $ 5,140,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 21 $ 4,305,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 21 $ 4,405,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 20 $ 2,140,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ -1,000 20 $ 4,830,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 20 $ 3,940,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 20 $ 4,280,000
Kearny Bank
120 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 6,684,943,000 20 $ 5,160,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 19 $ 5,515,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 19 $ 4,355,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 19 $ 4,215,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 18 $ 4,270,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 18 $ 4,420,000
Millenium Home Mortgage
40 BALDWIN ROAD
PARSIPPANY, NJ 07054
* $ -1,000 18 $ 4,060,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 17 $ 3,735,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ -1,000 17 $ 3,165,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 17 $ 3,915,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 17 $ 925,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 17 $ 3,615,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 17 $ 4,745,000
Irco Community Federal Credit Union
450 HILLCREST BLVD.
PHILLIPSBURG, NJ 08865
* $ 75,960,000 17 $ 995,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 17 $ 3,865,000
Picatinny Federal Credit Union
100 MINERAL SPRINGS DRIVE
DOVER, NJ 07801
* $ 340,990,000 16 $ 3,060,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 15 $ 3,775,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 14 $ 2,730,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 13 $ 2,625,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 13 $ 3,605,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 13 $ 2,635,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ -1,000 13 $ 3,375,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 13 $ 1,495,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 12 $ 2,970,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 12 $ 3,000,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 12 $ 2,400,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 12 $ 2,420,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 11 $ 2,725,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 11 $ 2,265,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 11 $ 2,065,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 11 $ 2,415,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 11 $ 2,205,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 10 $ 2,710,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 10 $ 2,820,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 10 $ 5,880,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 10 $ 2,400,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 10 $ 3,260,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 10 $ 2,870,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ -1,000 10 $ 1,890,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ -1,000 10 $ 2,740,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 9 $ 1,665,000
Somerset Savings Bank, Sla
220 WEST UNION AVE
BOUND BROOK, NJ 08805
* $ 565,438,000 9 $ 1,965,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 9 $ 2,055,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 9 $ 2,355,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 9 $ 1,545,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 9 $ 665,000
Evesham Mortgage, LLC
65 E. ROUTE 70 PLAZA 70
MARLTON, NJ 08053
* $ -1,000 8 $ 1,970,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 8 $ 1,410,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 8 $ 2,250,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 8 $ 1,890,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 8 $ 1,660,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 8 $ 1,330,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 7 $ 2,015,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 7 $ 1,705,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 7 $ 1,555,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 7 $ 575,000
Financial Freedom Mortgage, LLC
875 ROUTE 73 NORTH SUITE F
MOUNT LAUREL, NJ 08054
* $ -1,000 7 $ 1,815,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 7 $ 1,835,000
Greentree Mortgage Company, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ -1,000 7 $ 1,315,000
Visio Financial Services Inc.
1905 KRAMER LN B700
WILMINGTON, DE 78758
* $ -1,000 7 $ 1,275,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 7 $ 2,765,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ 9,725,812,000 7 $ 995,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 7 $ 1,225,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 6 $ 910,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 6 $ 1,500,000
Columbia Bank
19-01 ROUTE 208
FAIR LAWN, NJ 07410
* $ 6,680,371,000 6 $ 1,520,000
Peapack Private Bank & Trust
500 HILLS DRIVE
BEDMINSTER, NJ 07921
* $ 4,614,125,000 6 $ 990,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 6 $ 1,460,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 473,942,000 6 $ 930,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 6 $ 1,490,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 6 $ 390,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 6 $ 630,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 6 $ 820,000
Republic Bank
50 S. 16TH STREET SUITE 2400
PHILADELPHIA, PA 19102
* $ 2,745,396,000 5 $ 845,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 5 $ 1,315,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ 4,409,433,000 5 $ 635,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 5 $ 1,375,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 5 $ 1,045,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 5 $ 1,095,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 5 $ 805,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 5 $ 1,095,000
Mortgage Unlimited, L.L.C.
222 OUTWATER LANE SUITE 4B
GARFIELD, NJ 07026
* $ -1,000 5 $ 1,085,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 5 $ 905,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 5 $ 655,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 5 $ 1,365,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 5 $ 565,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ -1,000 5 $ 935,000
Merck Employees FCU
126 E. LINCOLN AVENUE
RAHWAY, NJ 07065
* $ 1,900,048,000 5 $ 645,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ -1,000 5 $ 1,295,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 915,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 5 $ 1,465,000
Pinnacle Mortgage Inc.
383 RIDGEDALE AVE
EAST HANOVER, NJ 07936
* $ -1,000 4 $ 1,130,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 4 $ 1,300,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 4 $ 690,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ -1,000 4 $ 590,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 1,080,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 4 $ 1,130,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 4 $ 1,040,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 4 $ 600,000
Credit Union of New Jersey
1301 PARKWAY AVE
EWING, NJ 08628
* $ 343,971,000 4 $ 280,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 1,010,000
Trident Mortgage Company LP
431 W LANCASTER AVE
DEVON, PA 19333
* $ -1,000 4 $ 1,220,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 4 $ 100,000
SB One Bank
100 ENTERPRISE DRIVE, SUITE 700
ROCKAWAY, NJ 07866
* $ 1,793,680,000 4 $ 1,010,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 4 $ 940,000
1st Constitution Bank
1246 S. RIVER RD
CRANBURY, NJ 08512
* $ 1,177,275,000 4 $ 700,000
Quaint Oak Mortgage, LLC
1710 UNION BLVD
ALLENTOWN, PA 18109
* $ -1,000 4 $ 780,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 4 $ 420,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 8,400,747,000 4 $ 190,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ 4,964,938,000 3 $ 215,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 3 $ 705,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 3 $ 785,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 3 $ 815,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 3 $ 1,065,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 535,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 3 $ 615,000
Fncb Bank
102 E DRINKER STREET
DUNMORE, PA 18512
* $ 1,229,515,000 3 $ 335,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 3 $ 535,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 3 $ 375,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 3 $ 1,075,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ -1,000 3 $ 265,000
Nation One Mortgage Corporatio
701 ROUTE 73 N SUITE 2
MARLTON, NJ 08053
* $ -1,000 3 $ 465,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 3 $ 365,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 3 $ 225,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 840,055,000 3 $ 545,000
Mde Home Loans LLC
766 SHREWSBURY AVENUE
TINTON FALLS, NJ 07724
* $ -1,000 3 $ 845,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 3 $ 775,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 3 $ 595,000
Developer's Mortgage Company
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43219
* $ -1,000 3 $ 515,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 3 $ 695,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 3 $ 515,000
Axiom Bank, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 631,518,000 2 $ 140,000
Spencer Savings Bank, Sla
611 RIVER DRIVE
ELMWOOD PARK, NJ 07407
* $ 2,947,705,000 2 $ 240,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,985,431,000 2 $ 110,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 2 $ 260,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 550,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 2 $ 320,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ -1,000 2 $ 590,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 2 $ 400,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 2 $ 470,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 2 $ 480,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 660,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 2 $ 570,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 250,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 2 $ 540,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ -1,000 2 $ 320,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 997,388,000 2 $ 730,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 2 $ 630,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 590,000
Covenant Bank
60 N MAIN STREET
DOYLESTOWN, PA 18901
* $ 479,313,000 2 $ 230,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 2 $ 500,000
Proponent FCU
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 470,864,000 2 $ 100,000
Rsi Bank
1500 IRVING STREET
RAHWAY, NJ 07065
* $ 546,883,000 2 $ 670,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 2 $ 480,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 3,041,867,000 2 $ 180,000
Two River Community Bank
766 SHREWSBURY AVENUE
TINTON FALLS, NJ 07724
* $ 1,095,828,000 2 $ 590,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ -1,000 2 $ 610,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 2 $ 470,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 220,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 390,000
Merchants Bank of Bangor
P.O. BOX 227, 25 BROADWAY
BANGOR, PA 18013
* $ 395,948,000 2 $ 200,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 2 $ 340,000
First Commonwealth Federal Cre
257 BRODHEAD ROAD
ALLENTOWN, PA 18106
* $ 721,523,000 2 $ 410,000
Roselle Bank
235 CHESTNUT STREET
ROSELLE, NJ 07203
* $ 410,169,000 2 $ 590,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 2 $ 650,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 12,179,508,000 2 $ 560,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 2 $ 570,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,274,624,000 2 $ 150,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 2 $ 570,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 400,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ -1,000 2 $ 420,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 2 $ 600,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 2 $ 540,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 2 $ 560,000
Nve Bank
76 ENGLE STREET
ENGLEWOOD, NJ 07631
* $ 662,163,000 1 $ 105,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 255,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 185,000
Central Jersey Federal Credit Union
379 CO RD 652
WOODBRIDGE, NJ 07095
* $ 73,824,000 1 $ 35,000
Popular Bank
9600 WEST BRYN MAWR
NEW YORK, NY 10004
* $ 9,381,359,000 1 $ 75,000
Scient Federal Credit Union
60 COLVER AVENUE
GROTON, CT 06340
* $ 257,901,000 1 $ 25,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 889,926,000 1 $ 205,000
Penn Community Bank
219 SOUTH NINTH STREET PO BOX 176
PERKASIE, PA 18944
* $ 2,158,804,000 1 $ 155,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 145,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 1 $ 55,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 205,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 169,812,442,000 1 $ 205,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ 5,234,488,000 1 $ 45,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 205,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 265,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 345,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 105,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 425,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,306,280,000 1 $ 35,000
Ardent Federal Credit Union
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19102
* $ 670,367,000 1 $ 55,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 779,710,000 1 $ 15,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 105,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 1,094,100,000 1 $ 35,000
Bogota Savings Bank
819 TEANECK ROAD
TEANECK, NJ 07666
* $ 665,803,000 1 $ 55,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 1 $ 375,000
Garden Savings Federal Credit Union
LITTLETON ROAD
PARSIPPANY, NJ 07054
* $ 382,832,000 1 $ 295,000
Mortgage World Bankers, Inc.
32-75 STEINWAY STREET
LONG ISLAND CITY, NY 11103
* $ -1,000 1 $ 375,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 1 $ 25,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 4,125,329,000 1 $ 45,000
Sharonview Federal CU
1081 RED VENTURES DR.
INDIAN LAND, SC 29707
* $ 1,613,712,000 1 $ 455,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 1 $ 115,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 135,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 1 $ 105,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 45,000
First Atlantic Federal Credit Union
468 INDUSTRIAL WAY WEST
EATONTOWN, NJ 07724
* $ 269,143,000 1 $ 125,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 1 $ 155,000
The Atlantic Federal Credit Union
37 MARKET STREET
KENILWORTH, NJ 07033
* $ 221,852,000 1 $ 245,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 1 $ 295,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 365,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 225,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 1 $ 285,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 1 $ 375,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 949,720,000 1 $ 375,000
Ascendia Bank
250 LINCOLN AVENUE
GLEN ROCK, NJ 07452
* $ 265,569,000 1 $ 555,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ -1,000 1 $ 205,000
Blue Foundry Bank

ATLANTA, GA 30348
* $ 1,693,206,000 1 $ 245,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 355,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 375,000
Funding Resources Mortgage Cor
777 PASSAIC AVENUE,SUITE 535
CLIFTON, NJ 07012
* $ -1,000 1 $ 135,000
Greater Alliance Federal Credit Union
40 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ 184,115,000 1 $ 25,000
Berkshire Bank

ALBANY, NY 12207
* $ 12,187,936,000 1 $ 275,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 571,126,000 1 $ 45,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 1 $ 215,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 50,703,918,000 1 $ 195,000
Principal Financial Group, Inc.
711 HIGH ST
DES MOINES, IA 50392
* $ -1,000 1 $ 10,005,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 205,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 1,074,501,000 1 $ 375,000
Northeast Equitable Mortgage LLC
488 NORRISTOWN ROAD, SUITE 241
BLUE BELL, PA 19422
* $ -1,000 1 $ 185,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 385,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 275,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 405,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 125,000
Union Building Trades Federal Credit Union
205 CHERRY HILL RD
PARSIPPANY, NJ 07054
* $ 81,428,000 1 $ 65,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 25,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 1 $ 265,000
Ukrainian Selfreliance Federal Credit Union
1729 COTTMAN AVE
FEASTERVILLE, PA 19053
* $ 351,482,000 1 $ 65,000
Connectone Bank
301 SYLVAN AVENUE
ENGLEWOOD CLIFFS, NJ 07632
* $ 5,461,570,000 1 $ 1,205,000
Ctbc Bank USA
801 FIGUEROA
LOS ANGELES, CA 90017
* $ 3,454,150,000 1 $ 235,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,710,801,000 1 $ 45,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 1 $ 285,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 926,250,000 1 $ 265,000
Investors Mortgage Company LLC
101 JFK PARKWAY
SHORT HILLS, NJ 07078
* $ -1,000 1 $ 145,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 355,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ -1,000 1 $ 395,000
Shinhan Bank America
330 FIFTH AVENUE, 4TH FLOOR
NEW YORK, NY 10016
* $ 1,422,948,000 1 $ 75,000

The tables below break down 2019 mortgage applications in Warren County, NJ by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Warren County, NJ in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,794 $611,390,000 $218,000 $1,405,000 $96,000 $1,587,000
Refinancing 1,456 $325,190,000 $223,000 $10,005,000 $105,000 $1,668,000
Cash-out Refinancing 741 $155,805,000 $210,000 $755,000 $111,000 $1,875,000
Home Improvement 500 $37,180,000 $74,000 $1,205,000 $119,000 $1,624,000
Other Purpose 382 $29,900,000 $78,000 $505,000 $121,000 $1,407,000
Not Applicable 105 $20,185,000 $192,000 $455,000 $100,000 $162,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,785 $705,595,000 $186,000 $755,000 $105,000 $1,875,000
Not applicable 697 $169,535,000 $243,000 $10,005,000 $95,000 $545,000
Not Provided 680 $135,560,000 $199,000 $565,000 $108,000 $1,587,000
Hispanic 401 $79,785,000 $198,000 $585,000 $95,000 $906,000
Black or African American 270 $58,120,000 $215,000 $805,000 $90,000 $290,000
Asian 121 $26,165,000 $216,000 $585,000 $138,000 $449,000
American Indian or Alaskan Native 9 $1,325,000 $147,000 $325,000 $96,000 $144,000
Native Hawaiian or Other Pacific Islander 3 $1,065,000 $355,000 $425,000 $157,000 $215,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,137 $762,175,000 $184,000 $10,005,000 $113,000 $1,875,000
FHA-insured (Federal Housing Administration) 1,407 $305,065,000 $216,000 $475,000 $78,000 $624,000
VA-guaranteed (Veterans Administration) 352 $95,610,000 $271,000 $585,000 $84,000 $290,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 82 $16,800,000 $204,000 $555,000 $74,000 $160,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,951 $604,365,000 $204,000 $10,005,000 $106,000 $1,624,000
Application Denied By Financial Institution 976 $141,000,000 $144,000 $755,000 $98,000 $1,407,000
Loan Purchased By The Institution 923 $206,135,000 $223,000 $505,000 $103,000 $545,000
Application Withdrawn By Applicant 785 $159,915,000 $203,000 $805,000 $104,000 $1,668,000
File Closed For Incompleteness 242 $48,200,000 $199,000 $755,000 $106,000 $1,875,000
Application Approved But Not Accepted 101 $20,035,000 $198,000 $485,000 $99,000 $406,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,777 $992,505,000 $207,000 $10,005,000 $105,000 $1,875,000
Debt-To-Income Ratio 497 $85,075,000 $171,000 $1,205,000 $83,000 $545,000
Credit History 269 $30,945,000 $115,000 $475,000 $105,000 $1,407,000
Collateral 191 $26,105,000 $136,000 $565,000 $116,000 $949,000
Credit Application Incomplete 100 $18,330,000 $183,000 $485,000 $107,000 $492,000
Other 83 $15,755,000 $189,000 $585,000 $118,000 $724,000
Unverifiable Information 25 $3,955,000 $158,000 $435,000 $171,000 $906,000
Insufficient Cash (Downpayment, Closing Cost) 20 $3,830,000 $191,000 $365,000 $93,000 $195,000
Employment History 12 $2,680,000 $223,000 $315,000 $73,000 $138,000
Mortgage Insurance Denied 4 $470,000 $117,000 $285,000 $127,000 $152,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the New Jersey Lender List