Washington County, RI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 6,261 mortgage applications in Washington County, RI totaling $2.4 billion, up 23% from 2024. The average application was for $379,000, and applicants reported an average income of $207,000. 56% of applications resulted in an originated loan and 15% were denied. The most active lender was Citizens Bank, NA, with 930 applications, followed by The Washington Trust Company, of Westerly and Westerly Community Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,261
Total Mortgage Loan Application Amount $2,375,605,000
Average Mortgage Loan Application Amount $379,000
Highest Mortgage Loan Application Amount $40,005,000
Average Applicant Income $207,000
Highest Applicant Income $8,307,000

Mortgage Company List for Lending in Washington County, RI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 930 $ 264,850,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 590 $ 172,650,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ n/a 358 $ 68,410,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 280 $ 126,240,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ n/a 200 $ 66,960,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ n/a 163 $ 44,395,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 154 $ 66,440,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ n/a 126 $ 49,670,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 123 $ 90,365,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 118 $ 45,200,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 107 $ 29,725,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 103 $ 47,575,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ n/a 90 $ 31,540,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 73 $ 25,695,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 72 $ 30,280,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 71 $ 22,875,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 70 $ 30,650,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 69 $ 27,305,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 69 $ 23,005,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 61 $ 28,865,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ n/a 57 $ 8,045,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 54 $ 19,020,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 49 $ 23,215,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 48 $ 21,580,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ n/a 48 $ 25,500,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 47 $ 28,335,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 47 $ 27,855,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 47 $ 21,835,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 46 $ 30,360,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ n/a 45 $ 23,125,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 44 $ 10,160,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 41 $ 5,665,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ n/a 41 $ 29,145,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ n/a 40 $ 6,340,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 40 $ 14,970,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 39 $ 14,435,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ n/a 37 $ 18,065,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 37 $ 21,455,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ n/a 36 $ 15,950,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ n/a 36 $ 24,120,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ n/a 36 $ 19,720,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 36 $ 3,880,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ n/a 35 $ 9,205,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 35 $ 11,005,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 33 $ 21,665,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 32 $ 10,860,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 31 $ 6,465,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 30 $ 13,920,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 29 $ 13,095,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ n/a 29 $ 4,865,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ n/a 28 $ 12,170,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 26 $ 13,820,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 25 $ 11,555,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 24 $ 16,990,000
Berkshire Bank

ALBANY, NY 12207
* $ n/a 23 $ 7,745,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 22 $ 1,890,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 21 $ 7,875,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 20 $ 8,600,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 20 $ 9,120,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 18 $ 8,320,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ n/a 18 $ 7,390,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ n/a 18 $ 7,110,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 18 $ 8,210,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 18 $ 8,240,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 17 $ 4,295,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 17 $ 9,265,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 16 $ 6,660,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 16 $ 24,410,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 15 $ 6,325,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 15 $ 8,995,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ n/a 14 $ 5,040,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 14 $ 5,810,000
Chelsea Groton Bank
1 FRANKLIN SQ
GROTON, CT 06340
* $ n/a 13 $ 7,505,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 12 $ 3,300,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 12 $ 6,450,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ n/a 12 $ 5,160,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ n/a 12 $ 5,950,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ n/a 12 $ 4,010,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 11 $ 3,995,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 11 $ 7,315,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 11 $ 6,865,000
Somerset Federal Credit Union
740 COUNTY ST.
SOMERSET, MA 02726
* $ n/a 11 $ 1,485,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 10 $ 4,790,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 4,230,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 10 $ 4,520,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 9 $ 2,295,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 9 $ 2,895,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ n/a 9 $ 2,035,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 9 $ 4,975,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 8 $ 3,560,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ n/a 8 $ 4,100,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 8 $ 3,000,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 8 $ 3,100,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 8 $ 1,080,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ n/a 7 $ 4,315,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 7 $ 2,075,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 7 $ 2,205,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 6 $ 3,670,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ n/a 6 $ 4,720,000
Jewett City Savings Bank
111 MAIN STREET
JEWETT CITY, CT 06351
* $ n/a 6 $ 2,500,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 6 $ 2,710,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 6 $ 2,040,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 6 $ 2,390,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 5 $ 3,525,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 5 $ 2,705,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 5 $ 2,075,000
Scient Federal Credit Union
60 COLVER AVENUE
GROTON, CT 06340
* $ n/a 5 $ 315,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 5 $ 7,205,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 5 $ 1,515,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 5 $ 4,875,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 5 $ 1,155,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 5 $ 3,335,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 5 $ 2,605,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 5 $ 2,025,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 5 $ 1,955,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 4 $ 3,330,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 4 $ 1,060,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 4 $ 1,360,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 4 $ 2,630,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 4 $ 1,350,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 4 $ 2,390,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ n/a 4 $ 960,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ n/a 4 $ 1,390,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 4 $ 580,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ n/a 4 $ 2,060,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ n/a 4 $ 1,970,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 1,110,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 3 $ 1,965,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 925,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 3 $ 2,995,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ n/a 3 $ 485,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ n/a 3 $ 3,095,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 3 $ 2,255,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 1,115,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 3 $ 1,675,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ n/a 3 $ 1,615,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 3 $ 1,445,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ n/a 3 $ 2,395,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 3 $ 1,685,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 1,535,000
Direct Federal Credit Union
50 CABOT STREET
NEEDHAM, MA 02494
* $ n/a 3 $ 595,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 3 $ 505,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 3 $ 2,025,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ n/a 3 $ 6,515,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 3 $ 1,815,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 3 $ 4,805,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ n/a 3 $ 2,075,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 710,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 2 $ 850,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 850,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ n/a 2 $ 11,210,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 2 $ 1,180,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 850,000
Coreplus Federal Credit Union
202 SALEM TURNPIKE
NORWICH, CT 06360
* $ n/a 2 $ 120,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ n/a 2 $ 940,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 2 $ 980,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 390,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 2 $ 1,070,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 880,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 2 $ 1,680,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 2 $ 4,010,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 520,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 2 $ 720,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 2 $ 1,410,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 1,990,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 2 $ 1,610,000
Ccg Fund 1, LLC
6 LIBERTY SQ #267
BOSTON, MA 02116
* $ n/a 2 $ 1,230,000
Ascend Bank
ONE PARK STREET
GUILFORD, CT 06437
* $ n/a 2 $ 1,110,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ n/a 2 $ 1,850,000
Needham Bank
1063 GREAT PLAIN AVE
NEEDHAM, MA 02492
* $ n/a 2 $ 2,370,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 860,000
Athol Savings Bank
388 MAIN STREET
ATHOL, MA 01331
* $ n/a 2 $ 1,250,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ n/a 2 $ 1,110,000
Warshaw Capital, LLC
2777 SUMMER ST UNIT 306
STAMFORD, CT 06905
* $ n/a 2 $ 900,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ n/a 2 $ 880,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 1,040,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 2 $ 1,500,000
Cornerstone Bank
176 MAIN STREET
SPENCER, MA 01562
* $ n/a 2 $ 350,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 2 $ 1,040,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 2 $ 6,200,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ n/a 1 $ 35,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 305,000
First World Mortgage Corporaton
127 PROSPECT AVENUE
WEST HARTFORD, CT 06106
* $ n/a 1 $ 285,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 25,000
Bank of Easton
275 WASHINGTON STREET
NORTH EASTON, MA 02356
* $ n/a 1 $ 505,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 545,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 105,000
Union Bank
20 LOWER MAIN STREET PO BOX 667
MORRISVILLE, VT 05661
* $ n/a 1 $ 455,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 565,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 55,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 35,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ n/a 1 $ 235,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ n/a 1 $ 1,295,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 275,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ n/a 1 $ 745,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 55,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 655,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 735,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 955,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 285,000
Alden Credit Union
710 GRATTAN STREET
CHICOPEE, MA 01020
* $ n/a 1 $ 405,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 1 $ 365,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 285,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 1,855,000
Windsor Federal Bank
250 BROAD STREET
WINDSOR, CT 06095
* $ n/a 1 $ 245,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 1 $ 905,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ n/a 1 $ 1,065,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 525,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 1,405,000
Polish National Credit Union
46 MAIN STREET
CHICOPEE, MA 01020
* $ n/a 1 $ 665,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ n/a 1 $ 405,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 695,000
Finex Credit Union
616 BURNSIDE AVE
EAST HARTFORD, CT 06108
* $ n/a 1 $ 695,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 405,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 1 $ 65,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 285,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 345,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 935,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 405,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ n/a 1 $ 295,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 445,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ n/a 1 $ 65,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 1 $ 365,000
Florida Credit Union
PO BOX 5549
GAINESVILLE, FL 32627
* $ n/a 1 $ 4,505,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ n/a 1 $ 55,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ n/a 1 $ 1,235,000
Millbury Federal Credit Union
50 MAIN STREET
MILLBURY, MA 01527
* $ n/a 1 $ 675,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ n/a 1 $ 1,285,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ n/a 1 $ 55,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ n/a 1 $ 405,000
Mortgage Markets Cuso, LLC
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ n/a 1 $ 695,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ n/a 1 $ 55,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 285,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 175,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 975,000
Charles River Bank
70 MAIN ST
MEDWAY, MA 02053
* $ n/a 1 $ 755,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ n/a 1 $ 705,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ n/a 1 $ 505,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ n/a 1 $ 585,000
Consolidated Community Credit
1033 NE 6TH AVE
PORTLAND, OR 97232
* $ n/a 1 $ 45,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 1 $ 605,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 565,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 1 $ 975,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 735,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 375,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ n/a 1 $ 255,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 1 $ 695,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 665,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 1 $ 1,495,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 345,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ n/a 1 $ 255,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 315,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 1 $ 505,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 235,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 495,000

The tables below break down 2025 mortgage applications in Washington County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washington County, RI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,061 $1,089,735,000 $528,000 $4,805,000 $251,000 $5,000,000
Refinancing 1,360 $509,850,000 $374,000 $5,005,000 $195,000 $4,500,000
Home Improvement 1,050 $201,580,000 $191,000 $4,005,000 $189,000 $4,663,000
Cash-out Refinancing 906 $369,280,000 $407,000 $40,005,000 $163,000 $3,960,000
Other Purpose 873 $202,105,000 $231,000 $6,005,000 $197,000 $8,307,000
Not Applicable 11 $3,055,000 $277,000 $925,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,756 $1,658,030,000 $348,000 $8,645,000 $203,000 $4,663,000
Not applicable 642 $378,560,000 $589,000 $40,005,000 $199,000 $1,619,000
Not Provided 587 $248,595,000 $423,000 $8,405,000 $247,000 $8,307,000
Hispanic 114 $37,980,000 $333,000 $1,065,000 $178,000 $1,095,000
Asian 90 $31,540,000 $350,000 $2,255,000 $216,000 $2,420,000
Black or African American 39 $13,375,000 $342,000 $1,055,000 $168,000 $1,222,000
American Indian or Alaskan Native 31 $7,155,000 $230,000 $695,000 $183,000 $1,980,000
Native Hawaiian or Other Pacific Islander 2 $370,000 $185,000 $325,000 $97,000 $103,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,692 $2,114,780,000 $371,000 $40,005,000 $213,000 $8,307,000
FHA-insured (Federal Housing Administration) 317 $124,065,000 $391,000 $755,000 $105,000 $636,000
VA-guaranteed (Veterans Administration) 249 $136,695,000 $548,000 $2,065,000 $163,000 $476,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $65,000 $21,000 $25,000 $135,000 $180,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,530 $1,376,130,000 $389,000 $40,005,000 $218,000 $8,307,000
Application Denied By Financial Institution 922 $249,490,000 $270,000 $8,645,000 $141,000 $4,663,000
Application Withdrawn By Applicant 702 $264,560,000 $376,000 $3,005,000 $217,000 $4,087,000
Loan Purchased By The Institution 661 $325,125,000 $491,000 $6,005,000 $212,000 $1,619,000
File Closed For Incompleteness 332 $116,110,000 $349,000 $4,005,000 $232,000 $5,000,000
Application Approved But Not Accepted 109 $41,785,000 $383,000 $2,995,000 $246,000 $3,624,000
Preapproval Denied by Financial Institution 4 $2,020,000 $505,000 $1,055,000 $84,000 $128,000
Preapproval Approved but not Accepted 1 $385,000 $385,000 $385,000 $140,000 $140,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,270 $2,108,870,000 $400,000 $40,005,000 $218,000 $8,307,000
Debt-To-Income Ratio 496 $128,940,000 $259,000 $8,645,000 $121,000 $2,940,000
Credit History 169 $30,755,000 $181,000 $905,000 $147,000 $1,946,000
Collateral 149 $43,795,000 $293,000 $1,475,000 $179,000 $1,297,000
Credit Application Incomplete 77 $23,405,000 $303,000 $3,005,000 $148,000 $685,000
Other 61 $22,965,000 $376,000 $4,505,000 $266,000 $4,663,000
Unverifiable Information 27 $9,915,000 $367,000 $1,355,000 $300,000 $1,712,000
Insufficient Cash (Downpayment, Closing Cost) 8 $5,440,000 $680,000 $1,875,000 $193,000 $566,000
Employment History 4 $1,520,000 $380,000 $705,000 $202,000 $375,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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