Washington County, RI Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 4,678 mortgage applications in Washington County, RI totaling $1.5 billion, down 34% from 2022. The average application was for $329,000, and applicants reported an average income of $187,000. 57% of applications resulted in an originated loan and 17% were denied. The most active lender was Citizens Bank, NA, with 682 applications, followed by The Washington Trust Company, of Westerly and Navigant Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,678
Total Mortgage Loan Application Amount $1,542,060,000
Average Mortgage Loan Application Amount $329,000
Highest Mortgage Loan Application Amount $14,005,000
Average Applicant Income $187,000
Highest Applicant Income $9,701,000

Mortgage Company List for Lending in Washington County, RI for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 682 $ 149,860,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 6,659,837,000 528 $ 134,540,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 3,424,195,000 231 $ 72,025,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 168 $ 43,460,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ 3,133,087,000 157 $ 33,935,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ 2,508,364,000 127 $ 35,295,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 101 $ 40,865,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 99 $ 97,055,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ 2,127,985,000 97 $ 40,395,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 88 $ 34,210,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 85 $ 8,525,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 83 $ 22,485,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ 3,166,822,000 81 $ 36,615,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 70 $ 21,980,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ 452,758,000 68 $ 15,530,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 687,853,000 65 $ 10,915,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ 402,124,000 56 $ 4,450,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 56 $ 24,330,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 792,493,000 53 $ 7,035,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,656,860,000 51 $ 12,795,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ 22,629,483,000 51 $ 20,085,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 49 $ 20,695,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 45 $ 18,135,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 43 $ 17,515,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ 1,521,940,000 41 $ 7,475,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 2,820,893,000 38 $ 14,680,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 71,166,370,000 38 $ 12,340,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 36 $ 18,630,000
Baycoast Mortgage Company, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ -1,000 35 $ 16,185,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 35 $ 19,595,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 34 $ 14,080,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 34 $ 12,210,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 31 $ 13,165,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 31 $ 12,945,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 30 $ 10,260,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 29 $ 9,675,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 28 $ 10,140,000
Chelsea Groton Bank
1 FRANKLIN SQ
GROTON, CT 06340
* $ 1,572,496,000 26 $ 8,550,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 26 $ 5,650,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 26 $ 9,710,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ 5,362,221,000 24 $ 6,750,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 23 $ 9,045,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 22 $ 8,870,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 22 $ 8,650,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 21 $ 4,545,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 20 $ 7,320,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 19 $ 4,845,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ -1,000 19 $ 7,105,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 17 $ 1,285,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ 1,108,849,000 16 $ 10,090,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 15 $ 9,565,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 15 $ 6,755,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ -1,000 15 $ 7,035,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 15 $ 6,585,000
Somerset Federal Credit Union
740 COUNTY ST.
SOMERSET, MA 02726
* $ 228,366,000 14 $ 1,730,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 13 $ 4,875,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 12 $ 4,100,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 1,705,192,000 12 $ 3,680,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ 141,633,000 12 $ 2,150,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 12 $ 3,340,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 12 $ 6,330,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 12 $ 5,860,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 12 $ 4,610,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ -1,000 11 $ 7,575,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 10 $ 2,730,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 10 $ 9,110,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 10 $ 5,160,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 10 $ 2,590,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 10 $ 3,380,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 10 $ 11,600,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 10 $ 2,830,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 9 $ 2,615,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 9 $ 2,575,000
Cranston Municipal Employees Credit Union
1615 PONTIAC AVE
CRANSTON, RI 02920
* $ 73,343,000 9 $ 815,000
Jewett City Savings Bank
111 MAIN STREET
JEWETT CITY, CT 06351
* $ 403,286,000 9 $ 3,115,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 9 $ 4,815,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ 6,944,336,000 8 $ 1,670,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 8 $ 2,370,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 8 $ 18,350,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 8 $ 3,200,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ 3,093,991,000 8 $ 4,650,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 8 $ 2,430,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 7 $ 2,305,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 7 $ 3,625,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ 344,892,000 7 $ 1,495,000
Scient Federal Credit Union
60 COLVER AVENUE
GROTON, CT 06340
* $ 342,412,000 7 $ 805,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 7 $ 2,085,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 3,560,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ 487,689,000 6 $ 1,650,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,738,869,000 6 $ 2,380,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,906,886,000 6 $ 1,780,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 2,640,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 6 $ 920,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,907,360,000 6 $ 2,750,000
Rockland Trust Bank
288 UNION STREET
ROCKLAND, MA 02370
* $ 19,296,982,000 6 $ 2,490,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 6 $ 1,220,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 6 $ 3,420,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 348,731,000,000 6 $ 3,120,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 2,501,503,000 5 $ 705,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 795,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 5 $ 6,725,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 5 $ 2,025,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 1,745,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 5 $ 1,335,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 5 $ 1,665,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 5 $ 12,845,000
Coreplus Federal Credit Union
202 SALEM TURNPIKE
NORWICH, CT 06360
* $ 331,637,000 5 $ 645,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 5 $ 1,635,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 5 $ 1,585,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 4 $ 820,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 1,630,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 96,504,709,000 4 $ 3,120,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 4 $ 3,760,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 4 $ 2,850,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 4 $ 1,330,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 4 $ 2,800,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 4 $ 840,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 1,840,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ -1,000 4 $ 1,490,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 4 $ 390,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 212,638,872,000 4 $ 2,300,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 4 $ 1,430,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 3 $ 1,035,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 3 $ 745,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 3 $ 1,465,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 31,424,000,000 3 $ 1,995,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 3 $ 655,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 3 $ 845,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ 2,485,908,000 3 $ 705,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 3 $ 2,005,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 3 $ 1,655,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ 2,746,666,000 3 $ 905,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 3 $ 225,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 3 $ 1,615,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 1,320,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 640,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 2 $ 680,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ 639,977,000 2 $ 790,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 2 $ 540,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 2 $ 420,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 7,971,719,000 2 $ 850,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 900,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 745,082,000 2 $ 640,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 680,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 3,730,000
Windsor Federal Bank
250 BROAD STREET
WINDSOR, CT 06095
* $ 749,050,000 2 $ 2,160,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 2 $ 720,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 490,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 2 $ 970,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 2 $ 1,150,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 2 $ 1,080,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 760,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 560,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 2 $ 1,110,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 3,668,204,000 2 $ 3,410,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 2,703,475,000 2 $ 480,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ 2,028,684,000 2 $ 590,000
Sheri Motola
195 SILAS DEANE HIGHWAY
WETHERSFIELD, CT 06109
* $ 467,297,000 2 $ 190,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 2 $ 1,550,000
Fall River Municipal Credit Un
333 MILLIKEN BLVD
FALL RIVER, MA 02721
* $ 243,710,000 2 $ 160,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 910,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 570,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 1,250,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 2 $ 640,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 397,701,000 2 $ 290,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 2 $ 1,010,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 2,240,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 10,412,724,000 2 $ 560,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 2 $ 1,040,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 2 $ 440,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ 2,550,802,000 2 $ 760,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 605,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 1 $ 1,215,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ -1,000 1 $ 255,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 235,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 515,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,069,955,000 1 $ 565,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,622,526,000 1 $ 55,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 1 $ 185,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 115,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 5,883,754,000 1 $ 165,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 335,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 665,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 605,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ -1,000 1 $ 425,000
Cambridge Savings Bank
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ 6,474,352,000 1 $ 405,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 425,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 2,005,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ 1,151,715,000 1 $ 455,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 605,000
Holyoke Credit Union
490 WESTFIELD ROAD
HOLYOKE, MA 01040
* $ 254,408,000 1 $ 175,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ 6,619,741,000 1 $ 105,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 1,125,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 345,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 495,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 1 $ 625,000
Conway Financial Services, LLC
137 WASHINGTON STREET, SUITE 100
WILMINGTON, DE 02061
* $ -1,000 1 $ 475,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 135,000
Actors Federal Credit Union
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ 293,274,000 1 $ 395,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 1 $ 595,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 365,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 1 $ 625,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 175,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 625,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 605,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 1 $ 725,000
Eaglebank
11931 TECH RD
BETHESDA, MD 20814
* $ 11,097,748,000 1 $ 465,000
Coastal Federal Credit Union
PO BOX 99167
RALEIGH, NC 27690
* $ 4,597,785,000 1 $ 55,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 17,923,519,000 1 $ 595,000
Alden Credit Union
710 GRATTAN STREET
CHICOPEE, MA 01020
* $ 195,455,000 1 $ 495,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 922,461,000 1 $ 365,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 1,398,628,000 1 $ 395,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 1 $ 485,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 1 $ 1,225,000
Lending Capital Group, Inc
260 KNOWLES AVE UNIT 330
SOUTHAMPTON, PA 18966
* $ -1,000 1 $ 365,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 175,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 475,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 6,461,833,000 1 $ 365,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 315,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ 1,145,537,000 1 $ 95,000
Real Genius LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ -1,000 1 $ 115,000
Hometown Bank
31 SUTTON AVENUE
OXFORD, MA 01540
* $ 1,350,307,000 1 $ 525,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 505,000
Blackstone River FCU
10 MONUMENT SQUARE
WOONSOCKET, RI 02895
* $ 69,663,000 1 $ 75,000

The tables below break down 2023 mortgage applications in Washington County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washington County, RI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,841 $870,375,000 $472,000 $14,005,000 $228,000 $9,701,000
Home Improvement 841 $130,965,000 $155,000 $1,505,000 $174,000 $3,457,000
Other Purpose 713 $134,295,000 $188,000 $4,255,000 $170,000 $3,302,000
Refinancing 674 $214,220,000 $317,000 $8,155,000 $156,000 $1,226,000
Cash-out Refinancing 594 $182,410,000 $307,000 $5,505,000 $142,000 $3,242,000
Not Applicable 15 $9,795,000 $653,000 $2,755,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,661 $1,077,435,000 $294,000 $5,505,000 $183,000 $9,701,000
Not Provided 465 $164,475,000 $353,000 $4,875,000 $233,000 $8,302,000
Not applicable 320 $233,880,000 $730,000 $14,005,000 $194,000 $445,000
Hispanic 75 $22,295,000 $297,000 $1,295,000 $142,000 $558,000
Asian 59 $18,315,000 $310,000 $1,245,000 $185,000 $825,000
Black or African American 55 $15,095,000 $274,000 $985,000 $169,000 $990,000
American Indian or Alaskan Native 25 $5,075,000 $203,000 $435,000 $107,000 $354,000
Native Hawaiian or Other Pacific Islander 5 $1,395,000 $279,000 $645,000 $974,000 $3,457,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,242 $1,371,690,000 $323,000 $14,005,000 $194,000 $9,701,000
FHA-insured (Federal Housing Administration) 276 $95,720,000 $346,000 $705,000 $100,000 $341,000
VA-guaranteed (Veterans Administration) 158 $72,310,000 $457,000 $1,815,000 $136,000 $424,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $2,340,000 $1,170,000 $2,005,000 $143,000 $185,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,682 $912,790,000 $340,000 $14,005,000 $204,000 $9,701,000
Application Denied By Financial Institution 802 $178,710,000 $222,000 $2,005,000 $147,000 $3,457,000
Application Withdrawn By Applicant 558 $184,830,000 $331,000 $5,505,000 $173,000 $3,242,000
Loan Purchased By The Institution 320 $174,690,000 $545,000 $5,505,000 $203,000 $1,117,000
File Closed For Incompleteness 217 $55,925,000 $257,000 $1,325,000 $163,000 $1,440,000
Application Approved But Not Accepted 96 $33,780,000 $351,000 $3,005,000 $183,000 $2,487,000
Preapproval Denied by Financial Institution 3 $1,335,000 $445,000 $675,000 $171,000 $305,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,823 $1,348,495,000 $352,000 $14,005,000 $195,000 $9,701,000
Debt-To-Income Ratio 413 $100,555,000 $243,000 $2,705,000 $121,000 $2,806,000
Credit History 174 $26,540,000 $152,000 $1,055,000 $159,000 $3,457,000
Collateral 130 $33,570,000 $258,000 $1,965,000 $217,000 $2,043,000
Other 55 $11,415,000 $207,000 $1,005,000 $219,000 $966,000
Credit Application Incomplete 52 $12,620,000 $242,000 $705,000 $179,000 $1,026,000
Unverifiable Information 18 $4,780,000 $265,000 $725,000 $154,000 $1,175,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,820,000 $352,000 $725,000 $133,000 $305,000
Employment History 4 $1,170,000 $292,000 $705,000 $59,000 $93,000
Mortgage Insurance Denied 1 $95,000 $95,000 $95,000 $29,000 $29,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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