Augusta County, VA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 3,636 mortgage applications in Augusta County, VA totaling $869.4 million, up 19% from 2024. The average application was for $239,000, and applicants reported an average income of $105,000. 58% of applications resulted in an originated loan and 13% were denied. The most active lender was Dupont Community Credit Union, with 675 applications, followed by PennyMac Loan Services LLC and City National Bank of Wv.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,636
Total Mortgage Loan Application Amount $869,420,000
Average Mortgage Loan Application Amount $239,000
Highest Mortgage Loan Application Amount $7,205,000
Average Applicant Income $105,000
Highest Applicant Income $2,848,000

Mortgage Company List for Lending in Augusta County, VA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Dupont Community Credit Union
140 LUCY LANE
WAYNESBORO, VA 22980
* $ n/a 675 $ 93,755,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 147 $ 41,885,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ n/a 141 $ 23,285,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 134 $ 35,320,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 125 $ 21,605,000
Atlantic Union Bank
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23060
* $ n/a 87 $ 11,905,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 86 $ 24,370,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 79 $ 10,575,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ n/a 71 $ 19,455,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 70 $ 18,180,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ n/a 64 $ 21,520,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 61 $ 18,365,000
C&F Mortgage Corporation
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ n/a 57 $ 13,515,000
Farmers & Merchants Bank
PO BOX 1111
TIMBERVILLE, VA 22853
* $ n/a 56 $ 18,780,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 52 $ 15,040,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 49 $ 15,355,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 49 $ 4,825,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 47 $ 14,945,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 47 $ 14,215,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 44 $ 15,750,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 44 $ 5,110,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 44 $ 6,940,000
Integrity Home Mortgage Corporation
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ n/a 41 $ 11,545,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 39 $ 9,325,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 37 $ 4,285,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 36 $ 2,680,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 32 $ 10,010,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 31 $ 14,015,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 31 $ 4,415,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 29 $ 4,955,000
Uva Community Credit Union
3300 BERKMAR DRIVE
CHARLOTTESVILLE, VA 22901
* $ n/a 28 $ 6,610,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 27 $ 8,705,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ n/a 25 $ 7,725,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 25 $ 8,045,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 23 $ 7,855,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 21 $ 1,545,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 21 $ 1,355,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ n/a 21 $ 7,885,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 20 $ 7,100,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 19 $ 3,735,000
Atlantic Coast Mortgage, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ n/a 19 $ 5,725,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 19 $ 5,625,000
Capital Center LLC
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ n/a 18 $ 5,060,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 18 $ 4,380,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 18 $ 1,760,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 17 $ 5,125,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 15 $ 3,965,000
United Bank VA

MORGANTOWN, WV 26505
* $ n/a 15 $ 3,005,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 15 $ 3,795,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 15 $ 3,995,000
Park Lane Finance Solutionsllc
1228 CEDARS CT STE 201
CHARLOTTESVILLE, VA 22903
* $ n/a 15 $ 1,795,000
First Bank
112 W KING ST
STRASBURG, VA 22657
* $ n/a 14 $ 2,010,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 14 $ 4,380,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 14 $ 3,180,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 14 $ 3,610,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ n/a 13 $ 2,775,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 12 $ 4,770,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 12 $ 4,290,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 2,010,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 12 $ 6,130,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 10 $ 1,870,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 10 $ 2,550,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 9 $ 1,795,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 9 $ 1,855,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 9 $ 2,745,000
First Heritage Mortgage, LLC
11325 RANDOM HILLS RD SUITE 600
FAIRFAX, VA 22031
* $ n/a 9 $ 2,875,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 8 $ 2,930,000
Park View Federal Credit Union
1675 VIRGINIA AVENUE
HARRISONBURG, VA 22802
* $ n/a 8 $ 1,860,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 8 $ 490,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 8 $ 1,770,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 8 $ 2,640,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 8 $ 1,930,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 7 $ 2,015,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 7 $ 2,275,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 7 $ 1,355,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 7 $ 2,315,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 6 $ 2,270,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 6 $ 1,840,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 6 $ 430,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 6 $ 1,350,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 6 $ 1,330,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 6 $ 1,130,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 6 $ 1,310,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 5 $ 1,075,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 5 $ 1,445,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 5 $ 1,565,000
Burke & Herbert Bk & Tr Co
100 S. FAIRFAX ST
ALEXANDRIA, VA 22315
* $ n/a 5 $ 14,655,000
M2b Mortgage LLC
1975 EMANCIPATION HIGHWAY
FREDERICKSBURG, VA 22401
* $ n/a 5 $ 1,785,000
Pendleton Community Bank
128 N MAIN ST
FRANKLIN, WV 26807
* $ n/a 4 $ 660,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ n/a 4 $ 1,070,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 600,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 4 $ 850,000
National Bank of Blacksburg
P.O. BOX 90002
BLACKSBURG, VA 24060
* $ n/a 4 $ 1,020,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 4 $ 970,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 4 $ 1,400,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 4 $ 1,350,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 4 $ 950,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 3 $ 435,000
Gray Fox Mortgage, LLC
1135 ROSE HILL DR STE 101
CHARLOTTESVILLE, VA 22903
* $ n/a 3 $ 1,065,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 1,025,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 3 $ 1,135,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 3 $ 705,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 3 $ 845,000
Citizens and Farmers Bank
415 14TH STREET
WEST POINT, VA 23181
* $ n/a 3 $ 12,755,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 3 $ 995,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 3 $ 735,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 3 $ 1,025,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ n/a 3 $ 1,545,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 3 $ 605,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 3 $ 905,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 3 $ 1,285,000
Langley Federal Credit Union
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ n/a 3 $ 385,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 485,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 3 $ 515,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 1,335,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 845,000
Valleystar Credit Union
41 WHEELER AVE
MARTINSVILLE, VA 24115
* $ n/a 3 $ 225,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 3 $ 345,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 3 $ 835,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ n/a 2 $ 670,000
Virginia National Bank
PO BOX 2853
CHARLOTTESVILLE, VA 22911
* $ n/a 2 $ 13,940,000
Towne Mortgage
3 COMMERCIAL PLACE STE 1440
NORFOLK, VA 23510
* $ n/a 2 $ 890,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ n/a 2 $ 590,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 2 $ 320,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 730,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 810,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 2 $ 140,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 300,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 2 $ 690,000
Dominion Energy Credit Union
PO BOX 26646
RICHMOND, VA 23225
* $ n/a 2 $ 740,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 2 $ 870,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 680,000
Commonwealth One Federal Credit Union
4875 EISENHOWER AVE
ALEXANDRIA, VA 22304
* $ n/a 2 $ 410,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 510,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 2 $ 1,130,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 2 $ 610,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 2 $ 420,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 2 $ 1,000,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 2 $ 560,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ n/a 2 $ 420,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ n/a 2 $ 810,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 2 $ 1,340,000
Pioneer Bank
P O BOX 10 252 EAST MAIN ST
STANLEY, VA 22851
* $ n/a 2 $ 3,850,000
Bellco Credit Union
7600 E. ORCHARD ROAD #400N
GREENWOOD VILLAGE, CO 80111
* $ n/a 2 $ 170,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 630,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 420,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ n/a 2 $ 800,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ n/a 1 $ 235,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 135,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 1 $ 295,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 555,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ n/a 1 $ 145,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 1 $ 595,000
Shore United Bank, N.A.
18 EAST DOVER STREET
EASTON, MD 21601
* $ n/a 1 $ 3,155,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 1 $ 205,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 255,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 155,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ n/a 1 $ 275,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ n/a 1 $ 305,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 375,000
Vellum Mortgage, Inc.
12700 FAIR LAKES CIR SUITE 400
FAIRFAX, VA 22033
* $ n/a 1 $ 255,000
Southern Trust Mortgage, LLC
295 BENDIX ROAD SUITE 400
VIRGINIA BEACH, VA 23452
* $ n/a 1 $ 395,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 45,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ n/a 1 $ 545,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 305,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 305,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ n/a 1 $ 255,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 215,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 105,000
Nrl Federal Credit Union
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ n/a 1 $ 115,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 335,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 165,000
Dominion Capital Mortgage, Inc.
3900 WESTERRE PARKWAY SUITE 100
RICHMOND, VA 23233
* $ n/a 1 $ 215,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 335,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 205,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ n/a 1 $ 305,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ n/a 1 $ 245,000
Tidewater Mortgage Services, Inc
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 26452
* $ n/a 1 $ 525,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ n/a 1 $ 1,345,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 365,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 335,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 225,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 65,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 315,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 395,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 395,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 165,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 375,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 335,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 1 $ 405,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 395,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 455,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ n/a 1 $ 355,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 1 $ 235,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 135,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ n/a 1 $ 705,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 405,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ n/a 1 $ 155,000
Mainstreet Bank
10089 FAIRFAX BLVD
FAIFAX, VA 22030
* $ n/a 1 $ 2,455,000
Carter Bank and Trust
PO BOX 3748
MARTINSVILLE, VA 24112
* $ n/a 1 $ 45,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 255,000
Apple Federal Credit Union
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ n/a 1 $ 95,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 1 $ 415,000
Acre Mortgage & Financial, Inc.
70 EAST MAIN STREET
MARLTON, NJ 08053
* $ n/a 1 $ 505,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ n/a 1 $ 2,355,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 1 $ 295,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 1 $ 285,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 245,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 585,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 105,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 245,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 125,000
Fedchoice Federal Credit Union
10001WILLOWDALERD
LANHAM, MD 20706
* $ n/a 1 $ 195,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ n/a 1 $ 335,000
Nation One Mortgage Corporatio
701 ROUTE 73 N SUITE 2
MARLTON, NJ 08053
* $ n/a 1 $ 405,000
Merck Employees FCU
126 E. LINCOLN AVENUE
RAHWAY, NJ 07065
* $ n/a 1 $ 115,000
Select Lending Services, LLC

SAN RAMON, CA 94583
* $ n/a 1 $ 405,000
Bond Street Mortgage, LLC
115 WEST CENTURY ROAD
PARAMUS, NJ 07652
* $ n/a 1 $ 225,000
Archer Mortgage LLC
1100 LASKIN RD SERVICE RD SUITE 200
VIRGINIA BEACH, VA 23451
* $ n/a 1 $ 445,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ n/a 1 $ 25,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 305,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ n/a 1 $ 305,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 1 $ 315,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 485,000

The tables below break down 2025 mortgage applications in Augusta County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Augusta County, VA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,636 $512,370,000 $313,000 $7,205,000 $112,000 $2,848,000
Cash-out Refinancing 791 $142,075,000 $179,000 $965,000 $91,000 $889,000
Refinancing 447 $139,555,000 $312,000 $7,005,000 $115,000 $1,111,000
Home Improvement 398 $36,610,000 $91,000 $505,000 $104,000 $442,000
Other Purpose 358 $38,220,000 $106,000 $565,000 $102,000 $862,000
Not Applicable 6 $590,000 $98,000 $305,000 $66,000 $66,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,686 $561,570,000 $209,000 $1,685,000 $105,000 $1,111,000
Not applicable 403 $171,255,000 $424,000 $7,205,000 $107,000 $400,000
Not Provided 278 $71,520,000 $257,000 $2,355,000 $116,000 $2,848,000
Hispanic 127 $29,425,000 $231,000 $705,000 $95,000 $276,000
Black or African American 91 $20,165,000 $221,000 $535,000 $92,000 $263,000
Asian 40 $11,690,000 $292,000 $505,000 $134,000 $474,000
American Indian or Alaskan Native 10 $3,380,000 $338,000 $1,045,000 $131,000 $507,000
Native Hawaiian or Other Pacific Islander 1 $415,000 $415,000 $415,000 $111,000 $111,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,733 $588,125,000 $215,000 $7,205,000 $108,000 $2,848,000
FHA-insured (Federal Housing Administration) 558 $160,180,000 $287,000 $535,000 $89,000 $744,000
VA-guaranteed (Veterans Administration) 284 $106,030,000 $373,000 $845,000 $112,000 $340,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $15,085,000 $247,000 $465,000 $90,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,101 $500,865,000 $238,000 $7,205,000 $112,000 $2,848,000
Application Denied By Financial Institution 486 $87,500,000 $180,000 $7,005,000 $78,000 $433,000
Loan Purchased By The Institution 394 $115,760,000 $293,000 $815,000 $102,000 $400,000
Application Withdrawn By Applicant 392 $114,310,000 $291,000 $6,305,000 $111,000 $862,000
File Closed For Incompleteness 137 $27,315,000 $199,000 $1,045,000 $95,000 $889,000
Application Approved But Not Accepted 123 $22,955,000 $186,000 $805,000 $101,000 $351,000
Preapproval Approved but not Accepted 3 $715,000 $238,000 $325,000 $103,000 $179,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,109 $767,215,000 $246,000 $7,205,000 $110,000 $2,848,000
Debt-To-Income Ratio 228 $54,510,000 $239,000 $7,005,000 $72,000 $507,000
Credit History 143 $19,735,000 $138,000 $635,000 $86,000 $344,000
Collateral 45 $8,435,000 $187,000 $455,000 $111,000 $377,000
Credit Application Incomplete 38 $4,840,000 $127,000 $395,000 $80,000 $266,000
Unverifiable Information 34 $5,710,000 $167,000 $395,000 $80,000 $433,000
Other 23 $4,725,000 $205,000 $595,000 $105,000 $415,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,185,000 $289,000 $465,000 $77,000 $107,000
Employment History 5 $1,065,000 $213,000 $375,000 $61,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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