Berkshire County, MA Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 4,975 mortgage applications in Berkshire County, MA totaling $948.5 million, up 11% from 2015. The average application was for $190,000, and applicants reported an average income of $107,000. 55% of applications resulted in an originated loan and 21% were denied. The most active lender was Greylock Federal Credit Union, with 834 applications, followed by Adams Community Bank and Lee Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,975
Total Mortgage Loan Application Amount $948,507,000
Average Mortgage Loan Application Amount $190,000
Highest Mortgage Loan Application Amount $6,889,000
Average Applicant Income $107,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Berkshire County, MA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,078,987,000 834 $ 123,130,000
Adams Community Bank
2 CENTER STREET
ADAMS, MA 01220
* $ 468,559,000 508 $ 77,282,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 315,585,000 419 $ 91,440,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 374 $ 66,934,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 241 $ 37,902,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 843,988,000 197 $ 33,297,000
Berkshire Bank

ALBANY, NY 12207
* $ 7,811,263,000 191 $ 40,786,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 152 $ 25,482,000
Pittsfield Cooperative Bank
70 SOUTH ST
PITTSFIELD, MA 01201
* $ 274,772,000 144 $ 34,311,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 138 $ 30,397,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 891,187,000 100 $ 30,869,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 246,485,756,000 80 $ 10,112,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 80 $ 16,316,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 75 $ 24,732,000
Village Mortgage Company
30 TOWER LANE
AVON, CT 06001
* $ 5,817,000 75 $ 16,181,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 64 $ 9,905,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ 100,000,000 59 $ 9,695,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 8,198,830,000 47 $ 8,758,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 46 $ 8,066,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 38 $ 12,290,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 37 $ 2,279,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,733,655,000 35 $ 6,274,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 90,192,245,000 33 $ 9,365,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 33 $ 11,409,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 31 $ 5,682,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 30 $ 6,520,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 29 $ 5,427,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 28 $ 5,263,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 22 $ 685,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 21 $ 4,222,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 21 $ 3,713,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 20 $ 4,468,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 19 $ 3,593,000
North Brookfield Savings Bank
35 SUMMER STREET
NORTH BROOKFIELD, MA 01585
* $ 270,309,000 19 $ 899,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 417,321,000 19 $ 439,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 17 $ 3,087,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 13 $ 208,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 13 $ 1,619,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 13 $ 4,651,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 12 $ 2,094,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 11 $ 2,232,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 10 $ 1,619,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 1,864,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 2,240,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 9 $ 1,558,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 9 $ 1,695,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 9 $ 2,033,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 8 $ 1,968,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 1,613,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 815,462,000 8 $ 240,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,412,763,000 8 $ 2,424,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 38,450,416,000 8 $ 7,054,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 8 $ 1,319,000
Freedom Credit Union
1976 MAIN STREET
SPRINGFIELD, MA 01103
* $ 530,514,000 7 $ 1,513,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 7 $ 2,166,000
Coastal Heritage Bank
744 BROAD STREET
WEYMOUTH, MA 02188
* $ 220,152,000 7 $ 763,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 1,998,066,000 7 $ 3,599,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 6 $ 1,581,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 6 $ 1,549,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ 1,394,136,000 6 $ 1,486,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,073,879,000 5 $ 777,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 5 $ 2,060,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,117,610,000 5 $ 1,029,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 5 $ 86,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 5 $ 1,106,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 5 $ 878,000
Polish National Credit Union
46 MAIN STREET
CHICOPEE, MA 01020
* $ 474,067,000 5 $ 705,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 5 $ 1,225,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ 4,122,000 4 $ 955,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 4 $ 398,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 4 $ 833,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ 1,338,207,000 4 $ 2,252,000
Chicopee Savings Bank
70 CENTER STREET
CHICOPEE, MA 01013
* $ 677,303,000 4 $ 738,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 4 $ 1,032,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 4 $ 913,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 4 $ 2,039,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 24,666,209,000 4 $ 1,412,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 4 $ 961,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 4 $ 675,000
Harvard Federal Credit Union
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ 515,979,000 3 $ 574,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ 4,391,000 3 $ 868,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 418,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,770,559,000 3 $ 1,606,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 35,716,797,000 3 $ 1,233,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 3 $ 682,000
Astoria Bank
211 STATION ROAD
MINEOLA, NY 11501
* $ 14,975,071,000 3 $ 376,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 3 $ 526,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 523,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 3 $ 403,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 3 $ 855,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 3 $ 568,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 3 $ 756,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 485,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 3 $ 736,000
Luso Federal Credit Union
599 EAST ST
LUDLOW, MA 01056
* $ 205,588,000 3 $ 600,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,224,169,000 3 $ 782,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 3 $ 1,089,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 3 $ 504,000
Bay State Savings Bank
28 FRANKLIN STREET
WORCESTER, MA 01608
* $ 358,979,000 3 $ 417,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,025,425,000 2 $ 1,025,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,401,537,000 2 $ 518,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ 2,415,000 2 $ 95,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 512,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 2 $ 2,400,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ 10,000,000 2 $ 269,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 383,282,000 2 $ 437,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 2 $ 1,735,000
Farmington Bank
ONE FARM GLEN BOULEVARD
FARMINGTON, CT 06032
* $ 2,707,619,000 2 $ 875,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 2 $ 409,000
Metro Credit Union
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ 1,491,739,000 2 $ 1,098,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 427,434,000 2 $ 56,000
Savings Institute Bank and Trust Company
803 MAIN STREET
WILLIMANTIC, CT 06226
* $ 1,473,999,000 2 $ 200,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 2 $ 31,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ 664,554,000 2 $ 550,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 205,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 2 $ 285,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 2 $ 939,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 2 $ 530,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 2 $ 303,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 400,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 2 $ 55,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 455,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 2 $ 291,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 2 $ 208,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 2,755,212,000 2 $ 447,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 2 $ 384,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 2 $ 158,000
American Eagle FCU
417 MAIN STREET
EAST HARTFORD, CT 06108
* $ 1,433,786,000 2 $ 260,000
Holyoke Credit Union
490 WESTFIELD ROAD
HOLYOKE, MA 01040
* $ 153,674,000 2 $ 451,000
The National Union Bank of Kinderhook
1 HUDSON STREET
KINDERHOOK, NY 12106
* $ 418,546,000 2 $ 436,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 15,972,565,000 2 $ 589,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 2 $ 979,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 484,525,000 2 $ 207,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 39,860,456,000 2 $ 330,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 2 $ 412,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 2 $ 1,248,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 2 $ 399,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 473,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 976,667,000 2 $ 866,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 2 $ 489,000
Boston Private Bank & Trust Co
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 7,365,590,000 2 $ 1,699,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 612,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 691,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 268,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 1 $ 163,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 1 $ 303,000
Florence Bank
85 MAIN STREET
FLORENCE, MA 01062
* $ 1,193,334,000 1 $ 235,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 142,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 1 $ 1,000,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 621,543,000 1 $ 436,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 1 $ 5,000
Reading Cooperative Bank
180 HAVEN STREET
READING, MA 01867
* $ 489,814,000 1 $ 105,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 1,729,045,000 1 $ 36,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ 423,513,000 1 $ 158,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 23,381,220,000 1 $ 1,100,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 134,695,000,000 1 $ 725,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 1 $ 2,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 1 $ 750,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,251,539,000 1 $ 706,000
Finex Credit Union
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ 79,981,000 1 $ 90,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 4,216,262,000 1 $ 209,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 1 $ 410,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 58,981,285,000 1 $ 400,000
Greater Springfield Credit Union
1030 WILBRAHAM RD
SPRINGFIELD, MA 01109
* $ 145,598,000 1 $ 132,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,673,604,000 1 $ 476,000
St Mary's Credit Union
PO BOX 729
MARLBOROUGH, MA 01752
* $ 755,411,000 1 $ 190,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 3,681,225,000 1 $ 155,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 663,343,000 1 $ 180,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 1 $ 267,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 1 $ 307,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 279,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 1 $ 91,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 120,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 142,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 261,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 1,706,202,000 1 $ 400,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 369,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 163,000
Eastern Bank
195 MARKET ST
LYNN, MA 01901
* $ 9,588,085,000 1 $ 22,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 229,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 143,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 202,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 14,678,000 1 $ 175,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ 1,173,139,000 1 $ 6,889,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 128,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 1 $ 265,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ 51,703,000 1 $ 225,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ 56,337,000 1 $ 307,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 153,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 1 $ 207,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 229,341,000 1 $ 378,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 243,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 227,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,640,404,000 1 $ 415,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 506,140,000 1 $ 282,000
Marblehead Bank
21 ATLANTIC AVENUE
MARBLEHEAD, MA 01945
* $ 187,501,000 1 $ 250,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 152,000
Mortgage Financial Inc
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 1 $ 95,000
Middlesex Savings Bank
6 MAIN STREET
NATICK, MA 01760
* $ 4,286,554,000 1 $ 20,000
Greenfield Savings Bank
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ 739,413,000 1 $ 320,000
Hingham Institution for Savings
55 MAIN STREET
HINGHAM, MA 02043
* $ 1,768,566,000 1 $ 175,000
Monson Savings Bank
146 MAIN STREET
MONSON, MA 01057
* $ 312,805,000 1 $ 6,000
North Easton Savings Bank
20 EASTMAN STREET
SOUTH EASTON, MA 02375
* $ 511,309,000 1 $ 791,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 1 $ 472,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 1 $ 560,000
The Victory Bank
548 NORTH LEWIS ROAD
LIMERICK, PA 19468
* $ 176,918,000 1 $ 180,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ 2,164,561,000 1 $ 175,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 422,065,000 1 $ 54,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ 1,377,215,000 1 $ 182,000
Members Plus Credit Union
29 HIGH STREET
MEDFORD, MA 02155
* $ 221,770,000 1 $ 280,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,261,136,000 1 $ 11,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,092,874,000 1 $ 360,000
Fairfield County Bank
150 DANBURY ROAD
RIDGEFIELD, CT 06877
* $ 1,532,707,000 1 $ 214,000
Northwest Community Bank
86 MAIN ST
WINSTED, CT 06098
* $ 343,369,000 1 $ 316,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 1 $ 560,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 169,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 1 $ 204,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 444,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 264,000
Mortgage Markets Cuso, LLC
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ 51,087,000 1 $ 90,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 1 $ 70,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ 10,000,000 1 $ 378,000
Drew Mortgage Associates, Inc
196 BOSTON TPKE
SHREWSBURY, MA 01545
* $ 3,624,368,000 1 $ 363,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 65,888,000 1 $ 225,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,702,243,000 1 $ 127,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 591,302,000 1 $ 43,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ 306,000,000 1 $ 328,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 1 $ 288,000

The tables below break down 2016 mortgage applications in Berkshire County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Berkshire County, MA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,256 $442,157,000 $195,000 $6,889,000 $104,000 $2,858,000
Refinancing 2,125 $434,473,000 $204,000 $3,322,000 $110,000 $9,999,000
Home Improvement 594 $71,877,000 $121,000 $1,440,000 $111,000 $3,938,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,929 $738,156,000 $187,000 $3,266,000 $116,000 $9,999,000
Not applicable 423 $96,487,000 $228,000 $6,889,000 $16,000 $1,114,000
Not Provided 366 $69,246,000 $189,000 $1,128,000 $128,000 $2,600,000
Hispanic 107 $20,123,000 $188,000 $3,322,000 $92,000 $1,315,000
Black or African American 77 $12,460,000 $161,000 $415,000 $80,000 $861,000
Asian 49 $8,516,000 $173,000 $450,000 $124,000 $422,000
American Indian or Alaskan Native 20 $3,094,000 $154,000 $332,000 $72,000 $240,000
Native Hawaiin or Other Pacific Islander 4 $425,000 $106,000 $145,000 $65,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,943 $778,850,000 $197,000 $6,889,000 $124,000 $9,999,000
FHA-insured (Federal Housing Administration) 589 $89,838,000 $152,000 $323,000 $40,000 $287,000
VA-guaranteed (Veterans Administration) 309 $60,879,000 $197,000 $821,000 $50,000 $205,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 134 $18,940,000 $141,000 $359,000 $39,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,723 $522,496,000 $191,000 $2,703,000 $119,000 $2,858,000
Application Denied By Financial Institution 1,039 $183,150,000 $176,000 $3,322,000 $97,000 $9,600,000
Application Withdrawn By Applicant 523 $110,798,000 $211,000 $6,889,000 $133,000 $9,999,000
Loan Purchased By The Institution 447 $84,739,000 $189,000 $1,004,000 $38,000 $1,114,000
File Closed For Incompleteness 160 $33,833,000 $211,000 $2,000,000 $87,000 $635,000
Application Approved But Not Accepted 83 $13,491,000 $162,000 $500,000 $96,000 $444,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 105 $15,503,000 $147,000 $2,500,000 $85,000 $1,560,000
Debt-To-Income Ratio 81 $15,771,000 $194,000 $1,260,000 $83,000 $645,000
Collateral 69 $21,594,000 $312,000 $3,322,000 $164,000 $1,315,000
Credit Application Incomplete 53 $10,706,000 $202,000 $900,000 $144,000 $2,289,000
Other 28 $4,956,000 $177,000 $1,000,000 $88,000 $264,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,063,000 $118,000 $272,000 $58,000 $156,000
Employment History 8 $602,000 $75,000 $219,000 $45,000 $69,000
Unverifiable Information 5 $449,000 $89,000 $150,000 $52,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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