Blanco County, TX Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 587 mortgage applications in Blanco County, TX totaling $159.2 million, up 11% from 2018. The average application was for $271,000, and applicants reported an average income of $129,000. 51% of applications resulted in an originated loan and 15% were denied. The most active lender was Randolph-Brooks Federal Credit Union, with 37 applications, followed by Wells Fargo Bank NA and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 587
Total Mortgage Loan Application Amount $159,165,000
Average Mortgage Loan Application Amount $271,000
Highest Mortgage Loan Application Amount $2,385,000
Average Applicant Income $129,000
Highest Applicant Income $1,802,000

Mortgage Company List for Lending in Blanco County, TX for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 9,275,910,000 37 $ 8,365,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 32 $ 9,160,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 25 $ 7,125,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 18 $ 2,140,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 9,539,381,000 14 $ 5,360,000
Texas Regional Bank
6770 WEST INTERSTATE 2
HARLINGEN, TX 78552
* $ 890,960,000 13 $ 3,075,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 12 $ 2,600,000
The Hondo National Bank
1112 18TH STREET
HONDO, TX 78861
* $ 257,425,000 10 $ 2,220,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 9 $ 3,035,000
Security State Bank & Trust
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ 1,027,574,000 9 $ 2,025,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 1,765,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 8 $ 2,510,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 8 $ 1,350,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 8 $ 2,190,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 8 $ 1,130,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 8 $ 1,690,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,660,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 8 $ 1,650,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 7,010,234,000 7 $ 3,155,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 7 $ 2,095,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 7 $ 1,985,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 7 $ 1,905,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 7 $ 3,245,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,710,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 6 $ 2,050,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 22,689,286,000 6 $ 4,390,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 6 $ 1,580,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 5 $ 685,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 5 $ 1,565,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 5 $ 1,415,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 1,295,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 5 $ 1,215,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 5 $ 1,345,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 90,056,875,000 5 $ 795,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 5 $ 1,005,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 5 $ 1,425,000
Gardner Financial Services, Ltd.
3503 PAESANOS PKWY
SAN ANTONIO, TX 78231
* $ -1,000 5 $ 1,455,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 5 $ 625,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 1,120,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 4 $ 1,530,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 1,280,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 4 $ 990,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 4 $ 1,450,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,545,656,000 4 $ 510,000
Lone Star Capital Bank, N.A.
150 N LOOP 1604 EAST STE 100
SAN ANTONIO, TX 78232
* $ 243,431,000 4 $ 1,370,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 920,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ -1,000 3 $ 415,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 3 $ 695,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 515,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,469,038,000 3 $ 415,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 3 $ 435,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 2,400,657,000 3 $ 1,655,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 3 $ 1,045,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 725,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 505,000
Capital Farm Credit, Aca
3000 BRIARCREST DRIVE SUITE 601
BRYAN, TX 77802
* $ -1,000 3 $ 665,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 2 $ 810,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 760,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 490,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 220,000
Truwest Credit Union
1667 N PRIEST DR
TEMPE, AZ 85284
* $ 1,152,659,000 2 $ 240,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 710,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 310,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 2 $ 770,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 68,745,745,000 2 $ 1,240,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ 677,479,000 2 $ 710,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 2 $ 480,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ -1,000 2 $ 400,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 2 $ 1,090,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 957,527,000 2 $ 50,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 350,000
Jefferson Bank
PO BOX 5190
SAN ANTONIO, TX 78215
* $ 1,905,588,000 2 $ 1,000,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 500,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,710,801,000 2 $ 940,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 2 $ 1,070,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 2 $ 300,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 16,518,217,000 2 $ 410,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 2 $ 460,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 18,008,424,000 2 $ 1,520,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ -1,000 2 $ 770,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 650,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 540,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 9,842,314,000 2 $ 680,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 400,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 370,000
Broadway National Bank
1177 NE LOOP 410
SAN ANTONIO, TX 78209
* $ 3,653,723,000 2 $ 910,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 480,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 740,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,513,109,000 2 $ 560,000
Lrs Financial Network dba Hnb Mortgage
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ -1,000 2 $ 550,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 2 $ 1,720,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ -1,000 1 $ 205,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 1 $ 115,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 45,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 535,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 135,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 165,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 295,000
Texas Bank and Trust
PO BOX 3188
LONGVIEW, TX 75601
* $ 2,528,019,000 1 $ 155,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 1 $ 485,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 2,266,909,000 1 $ 305,000
Trinity Oaks Mortgage
204A N I35E
RED OAK, TX 75154
* $ -1,000 1 $ 335,000
Legacytexas Bank
5851 LEGACY CIRCLE, SUITE 1200
PLANO, TX 75024
* $ 9,058,559,000 1 $ 215,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 255,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 195,000
H-E-B Federal Credit Union
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78278
* $ 172,820,000 1 $ 35,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 205,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 175,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 135,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 255,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 1 $ 245,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 1 $ 175,000
National United
905 MAIN ST
GATESVILLE, TX 76528
* $ 604,026,000 1 $ 715,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 205,000
Rb Mortgage LLC
ONE RANDOLPH BROOKS PARKWAY
LIVE OAK, TX 78233
* $ -1,000 1 $ 285,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 1 $ 145,000
Austin Telco FCU
8929 SHOAL CREEK BLVD
AUSTIN, TX 78759
* $ 1,555,295,000 1 $ 235,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 407,529,000 1 $ 225,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 335,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 1 $ 65,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 245,000
Vantage Bank Texas
45 NE LOOP 410 STE 500
SAN ANTONIO, TX 78216
* $ 1,916,572,000 1 $ 265,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 405,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 315,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 1 $ 285,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 10,105,549,000 1 $ 175,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 65,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,516,051,000 1 $ 705,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 345,000
Loanflight Lending, Llc.
201 N FRANKLIN ST STE 3440
TAMPA, FL 33634
* $ -1,000 1 $ 295,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 205,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 2,308,542,000 1 $ 385,000
The Falls City National Bank
PO BOX 339
FALLS CITY, TX 78113
* $ 407,257,000 1 $ 465,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 1 $ 95,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 1 $ 255,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 125,000
Centennial Bank
904 AVE. O
LUBBOCK, TX 79401
* $ 803,576,000 1 $ 205,000
American Heritage Capital, L.P.
4100 SPRING VALLEY ROAD SUITE 770
DALLAS, TX 75244
* $ -1,000 1 $ 145,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 155,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 1 $ 235,000
Capitol Credit Union
11902 A BURNET RD
AUSTIN, TX 78758
* $ 132,013,000 1 $ 185,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 95,000
Air Force Federal Credit Union
1560 CABLE RANCH ROAD STE 200
SAN ANTONIO, TX 78245
* $ 423,096,000 1 $ 115,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 225,000
The Ozona National Bank
503 11TH ST
OZONA, TX 76943
* $ 255,317,000 1 $ 155,000
Clm Mortgage, Inc
480 WILDWOOD FOREST DR STE 802 SPRING
SPRING, TX 77380
* $ -1,000 1 $ 275,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 325,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 105,746,000 1 $ 185,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 305,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 105,000
Texas Hill Country Bank
PO BOX 2300
BANDERA, TX 78003
* $ 150,563,000 1 $ 965,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 425,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 32,355,408,000 1 $ 485,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 225,000

The tables below break down 2019 mortgage applications in Blanco County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Blanco County, TX in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 305 $85,935,000 $281,000 $2,385,000 $130,000 $630,000
Refinancing 146 $46,350,000 $317,000 $1,605,000 $151,000 $1,802,000
Cash-out Refinancing 85 $19,375,000 $227,000 $675,000 $112,000 $445,000
Home Improvement 25 $3,225,000 $129,000 $485,000 $93,000 $237,000
Other Purpose 21 $2,615,000 $124,000 $255,000 $86,000 $360,000
Not Applicable 5 $1,665,000 $333,000 $985,000 $115,000 $134,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 381 $106,295,000 $278,000 $2,385,000 $135,000 $1,802,000
Not Provided 95 $24,345,000 $256,000 $715,000 $120,000 $630,000
Hispanic 50 $10,720,000 $214,000 $605,000 $91,000 $255,000
Not applicable 43 $13,165,000 $306,000 $985,000 $132,000 $275,000
American Indian or Alaskan Native 9 $2,165,000 $240,000 $485,000 $149,000 $275,000
Black or African American 4 $750,000 $187,000 $355,000 $114,000 $300,000
Asian 2 $410,000 $205,000 $345,000 $47,000 $58,000
Native Hawaiian or Other Pacific Islander 2 $710,000 $355,000 $355,000 $183,000 $183,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 480 $129,200,000 $269,000 $2,385,000 $136,000 $1,802,000
VA-guaranteed (Veterans Administration) 53 $19,105,000 $360,000 $705,000 $100,000 $260,000
FHA-insured (Federal Housing Administration) 51 $10,345,000 $202,000 $305,000 $80,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $515,000 $171,000 $255,000 $49,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 302 $88,060,000 $291,000 $2,385,000 $137,000 $1,802,000
Application Denied By Financial Institution 90 $19,040,000 $211,000 $885,000 $106,000 $600,000
Application Withdrawn By Applicant 77 $19,935,000 $258,000 $1,315,000 $121,000 $630,000
Loan Purchased By The Institution 71 $20,395,000 $287,000 $985,000 $126,000 $320,000
File Closed For Incompleteness 25 $4,895,000 $195,000 $575,000 $90,000 $220,000
Application Approved But Not Accepted 22 $6,840,000 $310,000 $735,000 $184,000 $414,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 466 $131,270,000 $281,000 $2,385,000 $133,000 $1,802,000
Debt-To-Income Ratio 64 $16,740,000 $261,000 $965,000 $107,000 $389,000
Credit History 27 $4,665,000 $172,000 $635,000 $95,000 $229,000
Collateral 11 $3,185,000 $289,000 $705,000 $213,000 $600,000
Credit Application Incomplete 9 $1,875,000 $208,000 $345,000 $91,000 $140,000
Other 9 $1,055,000 $117,000 $365,000 $92,000 $184,000
Unverifiable Information 1 $375,000 $375,000 $375,000 $156,000 $156,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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