Butler County, PA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 8,269 mortgage applications in Butler County, PA totaling $2.1 billion, up 16% from 2024. The average application was for $249,000, and applicants reported an average income of $147,000. 60% of applications resulted in an originated loan and 12% were denied. The most active lender was Armco Credit Union, with 624 applications, followed by PNC Bank N.A. and Citizens Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,269
Total Mortgage Loan Application Amount $2,063,945,000
Average Mortgage Loan Application Amount $249,000
Highest Mortgage Loan Application Amount $11,475,000
Average Applicant Income $147,000
Highest Applicant Income $6,508,000

Mortgage Company List for Lending in Butler County, PA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Armco Credit Union
PO BOX 1589
BUTLER, PA 16003
* $ n/a 624 $ 63,660,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 499 $ 82,075,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 442 $ 91,950,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 344 $ 113,250,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 342 $ 95,470,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ n/a 339 $ 89,415,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ n/a 284 $ 108,170,000
First Commonwealth Bank
PO BOX 400
INDIANA, PA 15701
* $ n/a 245 $ 34,315,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ n/a 236 $ 45,780,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 191 $ 34,835,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 157 $ 35,435,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ n/a 139 $ 17,355,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 130 $ 45,350,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 129 $ 46,545,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 125 $ 41,245,000
Howard Hanna Financial Services, Inc
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ n/a 114 $ 37,630,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 104 $ 34,510,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ n/a 101 $ 28,865,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ n/a 101 $ 13,895,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ n/a 100 $ 22,870,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 88 $ 7,190,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ n/a 86 $ 21,110,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 84 $ 24,990,000
Rmc Home Mortgage, LLC
6000 BROOKTREE ROAD SUITE 310
WEXFORD, PA 15090
* $ n/a 78 $ 31,560,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 73 $ 23,295,000
Cfsbank
101 MCKEAN AVENUE
CHARLEROI, PA 15022
* $ n/a 72 $ 26,020,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ n/a 70 $ 25,890,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 68 $ 20,690,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 68 $ 22,580,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 67 $ 24,415,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 63 $ 19,755,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 61 $ 14,855,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 60 $ 4,690,000
West Penn Financial Service Center, Inc.
2250 BABCOCK BLVD
PITTSBURGH, PA 15237
* $ n/a 59 $ 16,415,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 58 $ 20,800,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 56 $ 20,650,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 56 $ 21,860,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ n/a 53 $ 5,085,000
Usx Federal Credit Union
PO BOX 1728
CRANBERRY TWP., PA 16066
* $ n/a 53 $ 6,645,000
State Financial Network LLC
5 HILLMAN DR
CHADDS FORD, PA 19317
* $ n/a 49 $ 8,735,000
Sru Federal Credit Union
100 ARROWHEAD DR
SLIPPERY ROCK, PA 16057
* $ n/a 49 $ 3,315,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 45 $ 19,385,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 44 $ 13,500,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 42 $ 2,430,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 41 $ 11,135,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 40 $ 11,820,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 40 $ 12,860,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 39 $ 8,595,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 37 $ 2,305,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 37 $ 15,235,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 37 $ 6,035,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 35 $ 3,455,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ n/a 35 $ 10,495,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 34 $ 13,850,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 33 $ 4,235,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 30 $ 6,650,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 29 $ 11,205,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 27 $ 7,305,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 25 $ 2,065,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 25 $ 11,645,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ n/a 25 $ 7,665,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ n/a 24 $ 4,950,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 23 $ 7,675,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 22 $ 6,770,000
Pennian Bank
2 NORTH MAIN STREET, P.O. BOX 96
MIFFLINTOWN, PA 17059
* $ n/a 21 $ 5,625,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 21 $ 7,935,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 21 $ 6,845,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 21 $ 6,405,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 20 $ 6,480,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 20 $ 6,020,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ n/a 19 $ 6,195,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 19 $ 8,865,000
Grove City Area Federal Credit Union
ONE CREDIT UNION WAY
GROVE CITY, PA 16127
* $ n/a 18 $ 2,220,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 17 $ 4,305,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 16 $ 3,690,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 16 $ 6,880,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ n/a 16 $ 3,340,000
Washington Financial Bank
77 SOUTH MAIN STREET
WASHINGTON, PA 15301
* $ n/a 16 $ 7,110,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 16 $ 3,950,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 15 $ 1,055,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 15 $ 2,635,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 15 $ 4,825,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 15 $ 3,625,000
Elderton State Bank
143 NORTH MAIN STREET, P.O. BOX 427
ELDERTON, PA 15736
* $ n/a 14 $ 5,240,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 14 $ 3,490,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 13 $ 3,625,000
Federated Mortgage Corp
1301 GRANDVIEW AVE SUITE #100
PITTSBURGH, PA 15211
* $ n/a 13 $ 4,715,000
SSB Bank
8700 PERRY HIGHWAY
PITTSBURGH, PA 15237
* $ n/a 12 $ 2,950,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 12 $ 4,550,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 12 $ 2,910,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 11 $ 3,265,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 10 $ 950,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 10 $ 590,000
Omega Federal Credit Union
PO BOX 15038
PITTSBURGH, PA 15237
* $ n/a 10 $ 630,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 10 $ 2,100,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ n/a 9 $ 2,575,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 9 $ 2,505,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 9 $ 1,765,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 8 $ 2,020,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 8 $ 2,310,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 8 $ 1,600,000
1st Summit Bank
125 DONALD LANE
JOHNSTOWN, PA 15904
* $ n/a 8 $ 3,820,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ n/a 8 $ 2,000,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 8 $ 1,990,000
West Aircomm Federal Credit Union
485 BUFFALO STREET
BEAVER, PA 15009
* $ n/a 7 $ 505,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 7 $ 4,625,000
Brentwood Bank
411 MCMURRAY ROAD
BETHEL PARK, PA 15102
* $ n/a 7 $ 3,025,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 7 $ 465,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 7 $ 2,255,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 7 $ 2,525,000
Peoples Security Bank and Trust Company
100 SOUTH BLAKLEY STREET DUNMORE
DUNMORE, PA 18512
* $ n/a 7 $ 2,905,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 7 $ 1,125,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 7 $ 1,805,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 7 $ 2,595,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 6 $ 1,630,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 6 $ 1,260,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 6 $ 2,790,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 6 $ 1,140,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 6 $ 2,050,000
Mercer County State Bank
3279 S MAIN STREET
SANDY LAKE, PA 16145
* $ n/a 6 $ 690,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 5 $ 935,000
Apollo Trust Company
PO BOX 247
APOLLO, PA 15613
* $ n/a 5 $ 2,215,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 1,215,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 5 $ 1,015,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 5 $ 1,245,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 5 $ 345,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 5 $ 1,305,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 5 $ 1,235,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 5 $ 1,075,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 4 $ 680,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 4 $ 2,630,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 1,860,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 4 $ 1,870,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 4 $ 1,480,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 4 $ 560,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ n/a 4 $ 1,690,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 4 $ 1,160,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 4 $ 710,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 4 $ 1,000,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 4 $ 700,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 4 $ 1,260,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 4 $ 1,430,000
Somerset Trust Company
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ n/a 4 $ 1,840,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 4 $ 590,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 4 $ 380,000
Ameriserv Financial Bank
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ n/a 4 $ 430,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ n/a 4 $ 270,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 3 $ 1,045,000
Armstrong County Building and Loan Association
935 5TH AVENUE
FORD CITY, PA 16226
* $ n/a 3 $ 985,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ n/a 3 $ 365,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 3 $ 1,185,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ n/a 3 $ 715,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 3 $ 905,000
Cornerstone Bank
9120 W 135TH ST
OVERLAND PARK, KS 66221
* $ n/a 3 $ 365,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 1,105,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ n/a 3 $ 555,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 3 $ 805,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 1,175,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 3 $ 1,135,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 3 $ 855,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 3 $ 1,385,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 3 $ 845,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 3 $ 895,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 3 $ 615,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 3 $ 835,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 3 $ 835,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 3 $ 1,935,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 3 $ 1,205,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 325,000
Greater Pittsburgh Police FCU
1338 CHARTIERS AVE
PITTSBURGH, PA 15220
* $ n/a 3 $ 405,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 3 $ 1,265,000
Top Tier Federal Credit Union
144 HOLIDAY INN RD
CLARION, PA 16214
* $ n/a 3 $ 535,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 3 $ 575,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 2,540,000
Seven Seventeen Credit Union
3181 LARCHMONT AVE.
WARREN, OH 44483
* $ n/a 2 $ 480,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 770,000
Armstrong Associates FCU
414 FORD ST. P.O. BOX 191
FORD CITY, PA 16226
* $ n/a 2 $ 270,000
Freedom United Federal Credit Union
283 ADAMS STREET
ROCHESTER, PA 15074
* $ n/a 2 $ 280,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 140,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 370,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 2 $ 250,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 2 $ 300,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ n/a 2 $ 640,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 1,080,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 730,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 2 $ 560,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 970,000
Mid Penn Bank
349 UNION STREET
MILLERSBURG, PA 17061
* $ n/a 2 $ 410,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 290,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 2 $ 540,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 2 $ 1,650,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 2 $ 430,000
Municipal Employees Credit Union
ONE SOUTH STREET
BALTIMORE, MD 21202
* $ n/a 2 $ 640,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 2 $ 250,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 460,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ n/a 2 $ 700,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 2 $ 1,010,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ n/a 2 $ 100,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ n/a 2 $ 590,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 860,000
Bayer Hfcu
788 N STATE ROUTE 2
NEW MARTINSVILLE, WV 26155
* $ n/a 2 $ 900,000
Greenville Savings Bank
233 MAIN STREET
GREENVILLE, PA 16125
* $ n/a 2 $ 160,000
New Alliance Credit Union
835 MERCHANT STREET
AMBRIDGE, PA 15003
* $ n/a 2 $ 110,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 2 $ 2,140,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 390,000
Fairwinds Credit Union
3087 N. ALAFAYA TRAIL
ORLANDO, FL 32826
* $ n/a 2 $ 630,000
Allegent Community FCU
1001 LIBERTY AVE
PITTSBURGH, PA 15222
* $ n/a 2 $ 250,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 2 $ 500,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 2 $ 980,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 2 $ 600,000
Schumacher Mortgage LLC
2715 WISE AVENUE SUITE 100
CANTON, OH 44708
* $ n/a 2 $ 1,500,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 2 $ 1,060,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 2 $ 1,120,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 2 $ 650,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 2 $ 660,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 2 $ 400,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 2 $ 530,000
Westmoreland Federal Savings
322 MAIN STREET PO BOX 677
LATROBE, PA 15650
* $ n/a 2 $ 970,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 235,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 275,000
Direct Mortgage Loans, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ n/a 1 $ 555,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 235,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 185,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ n/a 1 $ 255,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 385,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 1 $ 275,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ n/a 1 $ 225,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ n/a 1 $ 435,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ n/a 1 $ 415,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 415,000
Tri Boro Federal Credit Union
600 EAST 8TH AVENUE
MUNHALL, PA 15120
* $ n/a 1 $ 435,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 115,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 1 $ 345,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 75,000
United Community FCU
6010 MOUNTAIN VIEW DR
WEST MIFFLIN, PA 15122
* $ n/a 1 $ 35,000
Adventure Credit Union
630 32ND ST SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 515,000
Marion Center Bank
1271 INDIAN SPRINGS RD
INDIANA, PA 15701
* $ n/a 1 $ 195,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 425,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 615,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ n/a 1 $ 95,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ n/a 1 $ 445,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 1 $ 265,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 1 $ 355,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 525,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ n/a 1 $ 175,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 215,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 695,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 305,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 245,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 1 $ 325,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ n/a 1 $ 1,205,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ n/a 1 $ 325,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 195,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 1 $ 185,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 1 $ 275,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ n/a 1 $ 275,000
Bay Capital Mortgage Corporation
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ n/a 1 $ 385,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 385,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 495,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 275,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 275,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 355,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ n/a 1 $ 11,475,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 165,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ n/a 1 $ 375,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 75,000
Philadelphia Federal Credit Un
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ n/a 1 $ 55,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ n/a 1 $ 475,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 485,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 1 $ 275,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 375,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ n/a 1 $ 885,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 185,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 1 $ 605,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 1 $ 965,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ n/a 1 $ 25,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ n/a 1 $ 125,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ n/a 1 $ 315,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 255,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ n/a 1 $ 105,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 1 $ 195,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 215,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 195,000
Farmers Building and Savings Bank
290 WEST PARK
ROCHESTER, PA 15074
* $ n/a 1 $ 225,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 1 $ 145,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 125,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 1 $ 355,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 1 $ 745,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 1 $ 405,000
Loansteady LLC
8401 GREENSBORO DRIVE SUITE 950
MCCLEAN, VA 22102
* $ n/a 1 $ 615,000
Newpoint Real Estate Capital
5800 TENNYSON PARKWAY, SUITE 200
PLANO, TX 75024
* $ n/a 1 $ 8,025,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ n/a 1 $ 345,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 245,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 1 $ 115,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 1 $ 145,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 385,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 265,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ n/a 1 $ 345,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 135,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 1 $ 205,000
Pittsburgh Firefighters FCU

PITTSBURGH, PA 15216
* $ n/a 1 $ 35,000
First Peoples Cfcu
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ n/a 1 $ 405,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ n/a 1 $ 295,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 255,000
Bank of Hope
3200 WILSHIRE BLVD
LOS ANGELES, CA 90010
* $ n/a 1 $ 115,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 1 $ 345,000
First Federal Savings and Loan
25 E HIGH ST
WAYNESBURG, PA 15370
* $ n/a 1 $ 545,000
Marquette Savings Bank
920 PEACH STREET
ERIE, PA 16501
* $ n/a 1 $ 255,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 665,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 1 $ 695,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ n/a 1 $ 135,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 1 $ 305,000

The tables below break down 2025 mortgage applications in Butler County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Butler County, PA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,939 $1,314,965,000 $333,000 $8,025,000 $154,000 $3,915,000
Refinancing 1,296 $342,260,000 $264,000 $11,475,000 $153,000 $2,160,000
Other Purpose 1,106 $122,820,000 $111,000 $945,000 $140,000 $2,720,000
Home Improvement 1,098 $110,070,000 $100,000 $965,000 $138,000 $1,137,000
Cash-out Refinancing 825 $173,495,000 $210,000 $2,245,000 $134,000 $6,508,000
Not Applicable 5 $335,000 $67,000 $85,000 $44,000 $49,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,119 $1,372,835,000 $224,000 $3,505,000 $143,000 $6,508,000
Not applicable 970 $331,910,000 $342,000 $11,475,000 $152,000 $1,208,000
Not Provided 740 $215,470,000 $291,000 $2,245,000 $160,000 $2,720,000
Asian 236 $87,410,000 $370,000 $1,805,000 $182,000 $900,000
Hispanic 120 $32,750,000 $272,000 $1,285,000 $223,000 $2,513,000
Black or African American 61 $19,435,000 $318,000 $1,645,000 $158,000 $740,000
American Indian or Alaskan Native 20 $3,200,000 $160,000 $405,000 $101,000 $289,000
Native Hawaiian or Other Pacific Islander 3 $935,000 $311,000 $345,000 $92,000 $130,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,075 $1,710,695,000 $241,000 $11,475,000 $152,000 $3,915,000
FHA-insured (Federal Housing Administration) 725 $189,845,000 $261,000 $535,000 $95,000 $577,000
VA-guaranteed (Veterans Administration) 459 $161,545,000 $351,000 $1,645,000 $141,000 $6,508,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,860,000 $186,000 $285,000 $74,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,991 $1,247,905,000 $250,000 $11,475,000 $152,000 $6,508,000
Loan Purchased By The Institution 1,003 $326,625,000 $325,000 $1,325,000 $150,000 $1,208,000
Application Denied By Financial Institution 956 $154,760,000 $161,000 $2,035,000 $117,000 $2,484,000
Application Withdrawn By Applicant 828 $226,320,000 $273,000 $3,505,000 $150,000 $2,513,000
File Closed For Incompleteness 279 $67,625,000 $242,000 $2,005,000 $154,000 $2,720,000
Application Approved But Not Accepted 194 $34,430,000 $177,000 $1,005,000 $149,000 $840,000
Preapproval Approved but not Accepted 15 $5,515,000 $367,000 $755,000 $174,000 $407,000
Preapproval Denied by Financial Institution 3 $765,000 $255,000 $385,000 $82,000 $136,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,190 $1,883,150,000 $261,000 $11,475,000 $152,000 $6,508,000
Debt-To-Income Ratio 416 $73,950,000 $177,000 $1,085,000 $90,000 $840,000
Credit History 272 $31,590,000 $116,000 $1,715,000 $122,000 $2,484,000
Collateral 174 $29,220,000 $167,000 $1,235,000 $152,000 $2,011,000
Credit Application Incomplete 93 $17,235,000 $185,000 $1,285,000 $141,000 $1,045,000
Other 75 $13,135,000 $175,000 $1,025,000 $139,000 $618,000
Unverifiable Information 22 $7,030,000 $319,000 $1,165,000 $224,000 $2,160,000
Employment History 14 $4,180,000 $298,000 $2,035,000 $138,000 $730,000
Insufficient Cash (Downpayment, Closing Cost) 13 $4,455,000 $342,000 $985,000 $128,000 $318,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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