Carbon County, PA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 2,900 mortgage applications in Carbon County, PA totaling $487.7 million, down 29% from 2022. The average application was for $168,000, and applicants reported an average income of $115,000. 54% of applications resulted in an originated loan and 18% were denied. The most active lender was First Commonwealth Federal Cre, with 138 applications, followed by Mauch Chunk Trust Company and Mauch Chunk Trust Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,900
Total Mortgage Loan Application Amount $487,650,000
Average Mortgage Loan Application Amount $168,000
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $115,000
Highest Applicant Income $2,890,000

Mortgage Company List for Lending in Carbon County, PA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Commonwealth Federal Cre
257 BRODHEAD ROAD
ALLENTOWN, PA 18106
* $ 1,120,990,000 138 $ 9,940,000
Mauch Chunk Trust Company
1111 NORTH STREET - PO BOX 289
JIM THORPE, PA 18229
* $ 213,826,000 115 $ 13,705,000
Mauch Chunk Trust Company
1111 NORTH STREET - PO BOX 289
JIM THORPE, PA 18229
* $ 610,305,000 115 $ 13,705,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 81 $ 15,175,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 73 $ 15,075,000
Jim Thorpe Neighborhood Bank
12 BROADWAY
JIM THORPE, PA 18229
* $ 245,314,000 68 $ 7,130,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 64 $ 6,310,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 63 $ 5,085,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 61 $ 10,715,000
First Northern Bank and Trust Company
P.O. BOX 217
PALMERTON, PA 18071
* $ 986,974,000 61 $ 8,695,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 59 $ 12,765,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 58 $ 11,020,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,614,778,000 57 $ 6,455,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 50 $ 4,640,000
Pennsylvania State Employees Credit Union
PO BOX 67013
HARRISBURG, PA 17110
* $ 8,070,968,000 47 $ 4,915,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ -1,000 46 $ 8,030,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 46 $ 4,820,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 41 $ 8,425,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 37 $ 7,805,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 36 $ 6,570,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 36 $ 8,160,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 33 $ 7,295,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 386,799,237,000 32 $ 8,780,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 31 $ 2,945,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 30 $ 5,540,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 30 $ 6,930,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 27 $ 2,875,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 26 $ 5,080,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 26 $ 3,290,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 26 $ 4,080,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 25 $ 4,575,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 25 $ 4,415,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 25 $ 3,775,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 24 $ 5,580,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 23 $ 3,805,000
The Neffs National Bank
5629 ROUTE 873
NEFFS, PA 18065
* $ 467,856,000 22 $ 3,490,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 21 $ 2,055,000
Essa Bank & Trust
200 PALMER STREET
STROUDSBURG, PA 18360
* $ 1,921,729,000 21 $ 7,215,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 20 $ 2,160,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 20 $ 4,100,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ 8,069,892,000 20 $ 2,140,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 19 $ 3,525,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 19 $ 3,775,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 19 $ 3,605,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 18 $ 950,000
People First Federal Credit Union
2141 DOWNYFLAKE LANE
ALLENTOWN, PA 18101
* $ 852,286,000 18 $ 1,510,000
Trumark Financial Credit Union
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ 2,953,549,000 17 $ 2,995,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 16 $ 3,490,000
Members 1st FCU
5000 LOUISE DRIVE
ENOLA, PA 17025
* $ 6,987,615,000 16 $ 770,000
Citizens Savings Bank
538 S STATE ST
CLARKS SUMMIT, PA 18411
* $ 387,454,000 15 $ 3,645,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 15 $ 1,365,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 15 $ 3,295,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 14 $ 3,460,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 14 $ 1,230,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 14 $ 690,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 14 $ 2,920,000
New Tripoli Bank
6748 MADISON STREET, PO BOX 468
NEW TRIPOLI, PA 18066
* $ 617,196,000 13 $ 3,795,000
Fidelity Deposit & Discount Bank
101 N BLAKELY ST
SCRANTON, PA 18512
* $ 2,378,265,000 13 $ 2,885,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 13 $ 3,355,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 12 $ 2,150,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 12 $ 2,270,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 12 $ 2,810,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 12 $ 2,950,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 12 $ 1,990,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 11 $ 2,455,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 4,485,714,000 11 $ 1,365,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 11 $ 2,375,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 10 $ 1,920,000
Fulton Bank, National Association
ONE PENN SQUARE
LANCASTER, PA 17602
* $ 26,819,331,000 10 $ 2,590,000
Luzerne Bank
118 MAIN STREET
LUZERNE, PA 18709
* $ 549,688,000 10 $ 1,450,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 9 $ 2,525,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 9 $ 1,555,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 43,726,588,000 9 $ 3,175,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 8 $ 770,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 2,062,088,000 8 $ 1,590,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 8 $ 850,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 7 $ 1,735,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 7 $ 1,255,000
First Keystone Community Bank
111 W FRONT ST
BERWICK, PA 18603
* $ 1,326,957,000 7 $ 995,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 7 $ 1,595,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 7 $ 1,775,000
Peoples Security Bank and Trust Company
100 SOUTH BLAKLEY STREET DUNMORE
DUNMORE, PA 18512
* $ 3,553,618,000 7 $ 925,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 7 $ 2,225,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 7 $ 1,325,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 7 $ 1,065,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 665,397,000 7 $ 245,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 7 $ 1,795,000
American Bank
4029 W TILGHMAN STREET
ALLENTOWN, PA 18102
* $ 926,473,000 7 $ 795,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 550,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 6 $ 1,050,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ 7,207,694,000 6 $ 1,250,000
Gold Credit Union
4703 HAMILTON BLVD
ALLENTOWN, PA 18103
* $ 155,871,000 6 $ 820,000
Quaint Oak Mortgage, LLC
1710 UNION BLVD
ALLENTOWN, PA 18109
* $ -1,000 6 $ 1,120,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 6 $ 910,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 6 $ 2,300,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 6 $ 820,000
Journey Bank
232 EAST ST. PO BOX 240
BLOOMSBURG, PA 17815
* $ 940,278,000 6 $ 780,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 6 $ 1,170,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 6 $ 2,270,000
Acre Mortgage & Financial, Inc.
70 EAST MAIN STREET
MARLTON, NJ 08053
* $ -1,000 5 $ 1,705,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 5 $ 595,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 5 $ 955,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 5 $ 1,175,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 5 $ 1,335,000
Citadel Federal Credit Union
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ 5,583,889,000 5 $ 1,365,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 5 $ 815,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 5 $ 895,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 5 $ 1,235,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 1,145,000
Ukrainian Selfreliance Federal Credit Union
1729 COTTMAN AVE
FEASTERVILLE, PA 19053
* $ 480,156,000 5 $ 665,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 5 $ 785,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 4 $ 850,000
Wayne Bank
717 MAIN STREET
HONESDALE, PA 18431
* $ 2,048,365,000 4 $ 420,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 4 $ 790,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 9,106,184,000 4 $ 1,390,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 730,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 4 $ 910,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 4 $ 730,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 4 $ 1,070,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 4 $ 860,000
Jersey Shore State Bank
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 1,451,067,000 4 $ 440,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 4 $ 1,020,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 4 $ 610,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 4 $ 880,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 520,000
Oceanfirst Bank
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 12,963,839,000 4 $ 1,090,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 4 $ 270,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 4 $ 770,000
Archer Mortgage LLC
1100 LASKIN RD SERVICE RD SUITE 200
VIRGINIA BEACH, VA 23451
* $ -1,000 3 $ 735,000
Bhcu D/B/A Propell Credit Union
501 INDUSTRIAL HWY
RIDLEY PARK, PA 19078
* $ 226,838,000 3 $ 695,000
Qnb Bank
P.O. BOX 9005
QUAKERTOWN, PA 18951
* $ 1,655,674,000 3 $ 255,000
Fncb Bank
102 E DRINKER STREET
DUNMORE, PA 18512
* $ 1,723,486,000 3 $ 1,535,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 3 $ 75,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 675,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 3 $ 1,475,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 3 $ 795,000
First Heritage Financial LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ -1,000 3 $ 385,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 3 $ 575,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 495,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 3 $ 635,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 3 $ 285,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 3 $ 575,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 3 $ 265,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 3 $ 555,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 1,045,000
The Ephrata National Bank
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ 1,856,294,000 3 $ 1,155,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 925,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 800,304,000 3 $ 435,000
Embassy Bank for the Lehigh Valley
100 GATEWAY DR, SUITE 100
BETHLEHEM, PA 18017
* $ 1,640,563,000 3 $ 215,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ -1,000 3 $ 845,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 3 $ 1,185,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 3 $ 765,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,302,495,000 3 $ 315,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 815,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 5,175,518,000 2 $ 180,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 380,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 130,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 2 $ 320,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 2 $ 510,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 2 $ 230,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 2 $ 310,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 2 $ 780,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 390,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 2 $ 540,000
Ps Bank
42621 ROUTE 6
WYALUSING, PA 18853
* $ 546,074,000 2 $ 540,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 2 $ 270,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 280,000
Allentown
1325 OXFORD DR
ALLENTOWN, PA 18103
* $ 94,036,000 2 $ 140,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 460,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ -1,000 2 $ 270,000
Mid Penn Bank
349 UNION STREET
MILLERSBURG, PA 17061
* $ 4,481,008,000 2 $ 210,000
Sun East Federal Credit Union
4500 PENNELL ROAD
ASTON, PA 19014
* $ 877,340,000 2 $ 340,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 2 $ 300,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 340,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 90,000
Penn Community Bank
219 SOUTH NINTH STREET PO BOX 176
PERKASIE, PA 18944
* $ 2,660,709,000 2 $ 480,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 2 $ 90,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 4,219,232,000 2 $ 420,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 2 $ 660,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 2 $ 590,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 170,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ -1,000 2 $ 420,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 530,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 620,000
Riverfront FCU
430 S 4TH ST
WYOMISSING, PA 19610
* $ 281,026,000 2 $ 260,000
The Honesdale National Bank
38 NORTH FRANKIN STREET
WILKES BARRE, PA 18701
* $ 921,260,000 2 $ 750,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 1,786,496,000 2 $ 330,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 410,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 2 $ 510,000
Cross Valley Federal Credit Union
640 BALTIMORE DR
WILKES BARRE, PA 18702
* $ 217,560,000 2 $ 160,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ -1,000 2 $ 530,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 510,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 300,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ -1,000 2 $ 350,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 440,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 7,856,868,000 2 $ 840,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ 5,623,771,000 2 $ 490,000
Lending Capital Group, Inc
260 KNOWLES AVE UNIT 330
SOUTHAMPTON, PA 18966
* $ -1,000 2 $ 810,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ -1,000 2 $ 440,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 2 $ 310,000
Lehigh Valley Educators Credit Union
3720 HAMILTON BOULEVARD
ALLENTOWN, PA 18103
* $ 400,824,000 2 $ 60,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 320,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 115,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ -1,000 1 $ 195,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 2,550,211,000 1 $ 255,000
First Citizens Community Bank
15 S. MAIN STREET
MANSFIELD, PA 16933
* $ 2,329,851,000 1 $ 65,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,481,805,000 1 $ 505,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ -1,000 1 $ 225,000
Upper Darby Belltelco FCU
1410 BYWOOD AVE
UPPER DARBY, PA 19082
* $ 63,554,000 1 $ 65,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 55,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 5,548,911,000 1 $ 15,000
Greentree Mortgage Company, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ -1,000 1 $ 125,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 155,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 1 $ 395,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 195,000
Provident Bank
239 WASHINGTON STREET
JERSEY CITY, NJ 07302
* $ 13,778,066,000 1 $ 365,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 325,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ -1,000 1 $ 435,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,087,397,000 1 $ 125,000
Nrl Federal Credit Union
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 597,450,000 1 $ 115,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 1 $ 335,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 1 $ 55,000
Federated Mortgage Corp
1301 GRANDVIEW AVE SUITE #100
PITTSBURGH, PA 15211
* $ -1,000 1 $ 285,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 85,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 155,000
Linkbank
32 W MARKET STREET
CAMP HILL, PA 17011
* $ 1,153,211,000 1 $ 255,000
Net Credit Union
119 MULBERRY STREET
SCRANTON, PA 18503
* $ 256,451,000 1 $ 75,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 195,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ -1,000 1 $ 365,000
First Resource Bank
1 E. UWCHLAN AVENUE, SUITE 410
EXTON, PA 19341
* $ 516,679,000 1 $ 865,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 255,000
Abl Rpc Residential Credit Acquisition LLC
30 MONTGOMERY ST STE 150
JERSEY CITY, NJ 07302
* $ -1,000 1 $ 215,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 444,412,000 1 $ 165,000
Abbott Laboratories Employees Credit Union
325 TRI STATE PKWY
GURNEE, IL 60031
* $ 1,013,413,000 1 $ 425,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 1 $ 225,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 225,000
Inspire Federal Credit Union
3 FRIENDS LANE, SUITE 100
NEWTOWN, PA 18940
* $ 299,395,000 1 $ 65,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 245,000
State Financial Network LLC
5 HILLMAN DR
CHADDS FORD, PA 19317
* $ -1,000 1 $ 255,000
Fidelity Direct Mortgage, LLC
438 NORTH FREDERICK AVE SUITE 315
GAITHERSBURG, MD 20877
* $ -1,000 1 $ 185,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 577,864,000 1 $ 315,000
Bank of Bird in Hand
309 NORTH RONKS ROAD
BIRD IN HAND, PA 17505
* $ 1,132,459,000 1 $ 545,000
Century Savings Bank
1376 W. SHERMAN AVENUE
VINELAND, NJ 08360
* $ 627,019,000 1 $ 155,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 50,970,402,000 1 $ 365,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 1 $ 305,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 95,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 75,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 2,439,371,000 1 $ 65,000
First County Bank
117 PROSPECT STREET
STAMFORD, CT 06901
* $ 2,081,590,000 1 $ 225,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 1 $ 295,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ -1,000 1 $ 145,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,555,530,000 1 $ 25,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,863,212,000 1 $ 245,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,213,677,000 1 $ 125,000
Nation One Mortgage Corporatio
701 ROUTE 73 N SUITE 2
MARLTON, NJ 08053
* $ -1,000 1 $ 245,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 175,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 1 $ 125,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ -1,000 1 $ 145,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 1 $ 85,000
Merck Sharp and Dohme FCU
335 W BUTLER AVE
CHALFONT, PA 18914
* $ 789,587,000 1 $ 75,000
Parke Bank
P.O. BOX 40, 601 DELSEA DRIVE
SEWELL, NJ 08080
* $ 1,984,512,000 1 $ 235,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 792,493,000 1 $ 25,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 235,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ -1,000 1 $ 365,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 1 $ 145,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 205,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 1 $ 165,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 295,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ -1,000 1 $ 215,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 85,000
1st Colonial Community Bank
210 LAKE DR EAST SUITE 300
COLLINGSWOOD, NJ 08108
* $ 781,503,000 1 $ 475,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 265,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 105,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 1 $ 215,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,739,658,000 1 $ 295,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 265,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 1 $ 495,000
America's First Network Credit
92 PITKIN ST
EAST HARTFORD, CT 06108
* $ 61,610,000 1 $ 135,000
Tompkins Community Bank
THE COMMONS
ITHACA, NY 14850
* $ 7,630,619,000 1 $ 135,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ 52,952,000 1 $ 135,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 1 $ 305,000
Irco Community Federal Credit Union
450 HILLCREST BLVD.
PHILLIPSBURG, NJ 08865
* $ 99,966,000 1 $ 105,000
Community Bank
100 NORTH MARKET STREET
CARMICHAELS, PA 15320
* $ 1,407,091,000 1 $ 205,000
Philadelphia Federal Credit Un
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 1,603,212,000 1 $ 195,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 4,471,539,000 1 $ 295,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 615,000
Actors Federal Credit Union
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ 293,274,000 1 $ 225,000
Choice One Community FCU
101 HAZLE STREET
WILKES BARRE, PA 18702
* $ 143,374,000 1 $ 65,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 185,000
Keystone Funding, Inc
519 S RED HAVEN LN
DOVER, DE 19901
* $ -1,000 1 $ 315,000
Bayport Funding LLC
98 CUTTERMILL ROAD, SUITE 424N
GREAT NECK, NY 11021
* $ -1,000 1 $ 115,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 165,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 1 $ 155,000
Ennkar, Inc.
1036 W. TAFT AVENUE SUITE 200
ORANGE, CA 92868
* $ -1,000 1 $ 115,000
Huntingdon Valley Bank
1388 W STREET ROAD
HUNTINGDON VALLEY, PA 18974
* $ 616,578,000 1 $ 155,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 455,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 1 $ 165,000
Traditions Bank
226 PAULINE DRIVE
YORK, PA 17402
* $ 776,801,000 1 $ 125,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ -1,000 1 $ 775,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 495,000
Philadelphia Mortgage Advisors, Inc.
600 W GERMANTOWN PIKE, STE 270
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 235,000

The tables below break down 2023 mortgage applications in Carbon County, PA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Carbon County, PA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,456 $318,040,000 $218,000 $1,605,000 $128,000 $1,999,000
Cash-out Refinancing 435 $77,195,000 $177,000 $845,000 $95,000 $1,577,000
Home Improvement 391 $28,465,000 $72,000 $505,000 $112,000 $1,528,000
Other Purpose 360 $27,130,000 $75,000 $525,000 $100,000 $2,890,000
Refinancing 247 $35,925,000 $145,000 $1,505,000 $102,000 $813,000
Not Applicable 11 $895,000 $81,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,971 $306,655,000 $155,000 $1,505,000 $115,000 $2,890,000
Not Provided 359 $66,525,000 $185,000 $815,000 $117,000 $1,999,000
Not applicable 297 $62,165,000 $209,000 $1,605,000 $116,000 $247,000
Hispanic 161 $27,745,000 $172,000 $655,000 $93,000 $403,000
Black or African American 51 $10,575,000 $207,000 $635,000 $103,000 $285,000
Asian 30 $7,870,000 $262,000 $425,000 $170,000 $390,000
American Indian or Alaskan Native 18 $2,760,000 $153,000 $485,000 $67,000 $240,000
Native Hawaiian or Other Pacific Islander 2 $220,000 $110,000 $125,000 $67,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,234 $357,080,000 $159,000 $1,605,000 $124,000 $2,890,000
FHA-insured (Federal Housing Administration) 490 $89,780,000 $183,000 $475,000 $78,000 $1,557,000
VA-guaranteed (Veterans Administration) 148 $36,190,000 $244,000 $555,000 $86,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $4,600,000 $164,000 $295,000 $77,000 $164,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,562 $272,070,000 $174,000 $1,605,000 $120,000 $2,890,000
Application Denied By Financial Institution 515 $69,685,000 $135,000 $975,000 $87,000 $991,000
Application Withdrawn By Applicant 352 $64,600,000 $183,000 $725,000 $129,000 $1,724,000
Loan Purchased By The Institution 231 $47,265,000 $204,000 $635,000 $128,000 $379,000
File Closed For Incompleteness 156 $23,770,000 $152,000 $655,000 $124,000 $1,560,000
Application Approved But Not Accepted 84 $10,260,000 $122,000 $585,000 $95,000 $759,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,207 $393,515,000 $178,000 $1,605,000 $120,000 $2,890,000
Debt-To-Income Ratio 365 $49,635,000 $135,000 $975,000 $100,000 $1,560,000
Credit History 132 $14,660,000 $111,000 $455,000 $81,000 $270,000
Collateral 74 $11,790,000 $159,000 $505,000 $116,000 $559,000
Other 47 $7,025,000 $149,000 $665,000 $131,000 $991,000
Credit Application Incomplete 43 $5,825,000 $135,000 $315,000 $80,000 $163,000
Unverifiable Information 12 $1,480,000 $123,000 $265,000 $62,000 $198,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,150,000 $179,000 $305,000 $85,000 $195,000
Employment History 8 $1,570,000 $196,000 $325,000 $65,000 $126,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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