Dearborn County, IN Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 2,887 mortgage applications in Dearborn County, IN totaling $450.4 million, up 10% from 2018. The average application was for $156,000, and applicants reported an average income of $84,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was First Financial Bank, with 246 applications, followed by US Bank, N.A. and Civista Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,887
Total Mortgage Loan Application Amount $450,425,000
Average Mortgage Loan Application Amount $156,000
Highest Mortgage Loan Application Amount $1,955,000
Average Applicant Income $84,000
Highest Applicant Income $2,787,000

Mortgage Company List for Lending in Dearborn County, IN for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 13,914,274,000 246 $ 24,290,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 225 $ 22,535,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 2,133,513,000 177 $ 30,485,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 171 $ 19,435,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 159 $ 26,065,000
The Friendship State Bank
PO BOX 357
FRIENDSHIP, IN 47021
* $ 373,107,000 116 $ 15,510,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 112 $ 19,470,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 86 $ 14,790,000
Guardian Savings Bank, A Federal Savings Bank
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 933,263,000 66 $ 13,910,000
Dearborn Savings Bank
PO BOX 4161
LAWRENCEBURG, IN 47025
* $ 122,841,000 65 $ 9,605,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 57 $ 9,185,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 54 $ 10,680,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 53 $ 9,505,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 47 $ 8,635,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 46 $ 8,470,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 43 $ 7,985,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 40 $ 7,260,000
Fcn Bank
501 MAIN STREET, PO BOX 37
BROOKVILLE, IN 47012
* $ 441,703,000 40 $ 5,560,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,750,944,000 39 $ 8,335,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 32 $ 7,000,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 32 $ 3,450,000
The Harrison Building and Loan Association
10490 NEW HAVEN RD.
HARRISON, OH 45030
* $ 221,760,000 32 $ 4,780,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 27 $ 5,545,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 26 $ 4,300,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 23 $ 3,825,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 22 $ 2,900,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 22 $ 3,790,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 21 $ 855,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 21 $ 2,915,000
Kemba Credit Union
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ 951,779,000 20 $ 2,920,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 16 $ 3,160,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 16 $ 3,560,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 16 $ 2,170,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 12,440,252,000 15 $ 2,095,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 14 $ 2,460,000
Peoples Bank
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 3,986,345,000 14 $ 2,900,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 14 $ 4,130,000
Cincinnati Federal
6581 HARRISON AVE
CINCINNATI, OH 45247
* $ 198,060,000 12 $ 1,920,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 11 $ 2,335,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 11 $ 1,355,000
Victory Community Bank
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ 180,152,000 11 $ 1,635,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 11 $ 1,745,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 10 $ 1,880,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ -1,000 10 $ 1,920,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 10 $ 1,810,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 10 $ 1,560,000
General Electric Credit Union
10485 READING RD
CINCINNATI, OH 45242
* $ 3,042,617,000 10 $ 1,460,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 2,260,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 9 $ 1,915,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 8 $ 1,440,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 8 $ 1,560,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 8 $ 1,820,000
Cinfed Federal Credit Union
4801 KENNEDY AVE
CINCINNATI, OH 45209
* $ 456,830,000 8 $ 1,060,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 8 $ 1,410,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 8 $ 790,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 7 $ 1,135,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 7 $ 865,000
Eagle.Bank
6415 BRIDGETOWN ROAD
CINCINNATI, OH 45248
* $ 137,085,000 7 $ 1,895,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 7 $ 1,895,000
Miami Savings Bank
8008 FERRY ST. PO BOX 40
MIAMITOWN, OH 45041
* $ 126,423,000 7 $ 1,235,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 7 $ 1,045,000
Sibcy Cline Mortgage Services, Inc.
8044 MONTGOMERY RD. SUITE 301
CINCINNATI, OH 45236
* $ -1,000 7 $ 1,305,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 7 $ 345,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 7 $ 1,225,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 7 $ 1,115,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 6 $ 1,210,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 6 $ 570,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 6 $ 1,580,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 6 $ 730,000
Riverhills Bank
553 CHAMBER DRIVE
MILFORD, OH 45150
* $ 163,680,000 6 $ 1,070,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 6 $ 1,440,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 5 $ 1,065,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 5 $ 1,125,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 5 $ 925,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 5 $ 755,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 5 $ 1,105,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 5 $ 835,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 985,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 4 $ 660,000
Cincinnatus Savings & Loan
3300 HARRISON AVE
CINCINNATI, OH 45211
* $ 92,552,000 4 $ 770,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 4 $ 960,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 4 $ 850,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 4 $ 760,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 4 $ 950,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 4 $ 630,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 4 $ 560,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 4 $ 890,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 4 $ 580,000
Oxford Bank & Trust
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 560,757,000 4 $ 230,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 4 $ 530,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 146,470,000 4 $ 790,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 4 $ 550,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 4 $ 660,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 4 $ 590,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 666,879,000 4 $ 260,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 800,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 4 $ 710,000
Superior Credit Union, Inc.
4230 ELIDA RD
LIMA, OH 45807
* $ 917,552,000 4 $ 380,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 3 $ 765,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 3 $ 315,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 365,000
German American Bank
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 3,921,959,000 3 $ 295,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 3 $ 185,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 655,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 575,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 235,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 3 $ 795,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 575,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 435,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 3 $ 545,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 3 $ 365,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 645,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 760,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 270,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 250,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 2 $ 140,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 330,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 2 $ 760,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 320,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 140,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 829,051,000 2 $ 340,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 4,429,115,000 2 $ 340,000
North Side Bank & Trust Company
4125 HAMILTON AVE
CINCINNATI, OH 45223
* $ 678,137,000 2 $ 380,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 300,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 400,000
Cincinnati Ohio Police Federal Credit Union
959 W 8TH STREET
CINCINNATI, OH 45203
* $ 116,483,000 2 $ 90,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 2 $ 670,000
Citizens Commerce Bank
160 BOVET ROAD, SUITE #400
VERSAILLES, KY 94402
* $ 247,108,000 2 $ 370,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 2 $ 200,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 120,000
Centerbank
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 181,581,000 2 $ 640,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 2 $ 490,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 410,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 2 $ 190,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 2 $ 560,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 360,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 2 $ 410,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 100,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 430,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 2 $ 190,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 2 $ 150,000
Commonwealth Bank and Trust Company
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 996,244,000 2 $ 170,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 400,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 2 $ 320,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 370,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 831,309,000 2 $ 150,000
L&N Federal Credit Union
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 1,235,698,000 1 $ 165,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 1,955,000
Fortera Federal Credit Union
2050 LOWES DRIVE
CLARKSVILLE, TN 37040
* $ 562,024,000 1 $ 35,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 55,000
1st National Bank
1160 E. MAIN STREET
LEBANON, OH 45036
* $ 178,829,000 1 $ 105,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 1 $ 135,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 35,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 345,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 245,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 115,000
Central Bank & Trust Co
PO BOX 1360
LEXINGTON, KY 40588
* $ 2,599,709,000 1 $ 5,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 105,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 115,000
Aurgroup Financial Credit Union
8811 HOLDEN BLVD
FAIRFIELD, OH 45014
* $ 160,105,000 1 $ 125,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 175,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ -1,000 1 $ 175,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ -1,000 1 $ 135,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 1 $ 155,000
Commonwealth Federal Credit Union
P.O. BOX 978
FRANKFORT, KY 40601
* $ 1,266,772,000 1 $ 45,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 125,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 115,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 125,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 175,000
Sharefax Credit Union
1147 OLD STATE ROUTE 74
CINCINNATI, OH 45245
* $ 382,200,000 1 $ 425,000
Western Ohio Mortgage Corporation
733 FAIR RD
SIDNEY, OH 45365
* $ -1,000 1 $ 185,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 1 $ 435,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 145,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 1 $ 45,000
Ithink Financial Credit Union
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ 1,132,677,000 1 $ 185,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 175,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 1 $ 375,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 165,000
Cove Federal Credit Union
577 DUDLEY ROAD
EDGEWOOD, KY 41017
* $ 61,731,000 1 $ 35,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 185,000
Community Savings Bank
503 WEST PLANE STREET
BETHEL, OH 45106
* $ 78,386,000 1 $ 125,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 125,000
Rapid Mortgage Company
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45255
* $ -1,000 1 $ 105,000
Spring Valley Bank
1206 SPRINGFIELD PIKE
CINCINNATI, OH 45215
* $ 76,230,000 1 $ 95,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 1 $ 65,000
Union Savings and Loan Association
730 CENTRAL AVE P O BOX 366
CONNERSVILLE, IN 47331
* $ 162,799,000 1 $ 105,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 355,000
Home Savings Bank
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,801,504,000 1 $ 405,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 840,055,000 1 $ 235,000
The Farmers Bank
9 E CLINTON ST
FRANKFORT, IN 46041
* $ 562,795,000 1 $ 115,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 635,000,000 1 $ 175,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 215,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 155,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 115,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 55,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 21,460,393,000 1 $ 225,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 255,000
Option Financial, LLC
6551 HARRISON AVE
CINCINNATI, OH 45247
* $ -1,000 1 $ 185,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,514,584,000 1 $ 65,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 295,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 297,303,000 1 $ 305,000
Winterwood Mortgage Group, LLC
107 N STATE ROAD 135, SUITE 301
GREENWOOD, IN 46142
* $ -1,000 1 $ 85,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 1 $ 95,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 365,000
The Bath State Bank
3095 BATH ROAD
BATH, IN 47010
* $ 161,192,000 1 $ 75,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 485,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 145,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 145,000

The tables below break down 2019 mortgage applications in Dearborn County, IN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dearborn County, IN in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,217 $221,845,000 $182,000 $685,000 $83,000 $2,787,000
Refinancing 784 $126,710,000 $161,000 $1,955,000 $84,000 $500,000
Cash-out Refinancing 442 $72,670,000 $164,000 $465,000 $80,000 $520,000
Other Purpose 225 $13,385,000 $59,000 $285,000 $84,000 $350,000
Home Improvement 191 $12,665,000 $66,000 $555,000 $94,000 $1,056,000
Not Applicable 28 $3,150,000 $112,000 $225,000 $79,000 $79,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,368 $359,960,000 $152,000 $685,000 $83,000 $2,787,000
Not applicable 249 $46,295,000 $185,000 $1,955,000 $73,000 $197,000
Not Provided 216 $36,350,000 $168,000 $535,000 $90,000 $470,000
Hispanic 18 $2,460,000 $136,000 $335,000 $70,000 $177,000
Black or African American 15 $1,775,000 $118,000 $225,000 $53,000 $120,000
Asian 10 $2,410,000 $241,000 $465,000 $108,000 $270,000
American Indian or Alaskan Native 9 $945,000 $105,000 $275,000 $75,000 $179,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,942 $284,410,000 $146,000 $1,955,000 $91,000 $2,787,000
FHA-insured (Federal Housing Administration) 424 $71,940,000 $169,000 $325,000 $69,000 $309,000
VA-guaranteed (Veterans Administration) 290 $57,560,000 $198,000 $465,000 $66,000 $197,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 231 $36,515,000 $158,000 $315,000 $53,000 $142,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,637 $265,265,000 $162,000 $1,955,000 $88,000 $2,787,000
Application Denied By Financial Institution 452 $54,010,000 $119,000 $555,000 $75,000 $1,056,000
Loan Purchased By The Institution 331 $61,165,000 $184,000 $455,000 $79,000 $236,000
Application Withdrawn By Applicant 283 $44,795,000 $158,000 $645,000 $80,000 $434,000
File Closed For Incompleteness 116 $14,510,000 $125,000 $505,000 $74,000 $250,000
Application Approved But Not Accepted 67 $10,475,000 $156,000 $435,000 $80,000 $346,000
Preapproval Approved but not Accepted 1 $205,000 $205,000 $205,000 $44,000 $44,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,340 $378,330,000 $161,000 $685,000 $85,000 $2,787,000
Debt-To-Income Ratio 211 $32,415,000 $153,000 $1,955,000 $69,000 $409,000
Credit History 142 $13,980,000 $98,000 $305,000 $80,000 $1,056,000
Collateral 99 $11,175,000 $112,000 $465,000 $76,000 $187,000
Credit Application Incomplete 38 $6,810,000 $179,000 $505,000 $80,000 $224,000
Other 35 $4,185,000 $119,000 $425,000 $93,000 $226,000
Unverifiable Information 15 $2,275,000 $151,000 $425,000 $125,000 $500,000
Insufficient Cash (Downpayment, Closing Cost) 4 $840,000 $210,000 $415,000 $94,000 $144,000
Employment History 2 $150,000 $75,000 $135,000 $96,000 $110,000
Mortgage Insurance Denied 1 $265,000 $265,000 $265,000 $124,000 $124,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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