Douglas County, WA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 1,337 mortgage applications in Douglas County, WA totaling $426.4 million, down 36% from 2022. The average application was for $318,000, and applicants reported an average income of $140,000. 53% of applications resulted in an originated loan and 18% were denied. The most active lender was Numerica Credit Union, with 150 applications, followed by Banner Bank and Guild Mortgage Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,337
Total Mortgage Loan Application Amount $426,395,000
Average Mortgage Loan Application Amount $318,000
Highest Mortgage Loan Application Amount $11,005,000
Average Applicant Income $140,000
Highest Applicant Income $6,060,000

Mortgage Company List for Lending in Douglas County, WA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ 3,779,393,000 150 $ 22,320,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 15,821,645,000 88 $ 31,610,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 79 $ 28,465,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 44 $ 16,050,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 40 $ 16,650,000
Peoples Bank
3100 WOBURN STREET
BELLINGHAM, WA 98226
* $ 2,579,261,000 39 $ 9,905,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 35 $ 11,515,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 32 $ 9,370,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 28,780,644,000 32 $ 4,900,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 30 $ 11,280,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 10,412,724,000 27 $ 4,055,000
Cashmere Valley Bank
PO BOX G
CASHMERE, WA 98815
* $ 2,087,762,000 26 $ 25,330,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 31,844,724,000 23 $ 4,155,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 22 $ 1,720,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 21 $ 7,175,000
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ 5,594,015,000 20 $ 2,840,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 20 $ 8,770,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 17 $ 6,315,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 17 $ 7,005,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 4,932,136,000 15 $ 2,595,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 26,612,483,000 15 $ 6,955,000
Wheatland Bank
222 N WALL ST SUITE #100
SPOKANE, WA 99201
* $ 716,176,000 15 $ 12,035,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 14 $ 5,330,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 5,625,825,000 14 $ 1,360,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 13 $ 1,675,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 21,645,013,000 13 $ 6,465,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 13 $ 4,055,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 12 $ 4,740,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 12 $ 3,640,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 12 $ 1,460,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 12 $ 3,770,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 4,110,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 10 $ 3,010,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 9 $ 3,785,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 9 $ 4,345,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 9 $ 2,565,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 9 $ 495,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 9 $ 2,675,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 9 $ 2,555,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 8 $ 2,940,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ -1,000 8 $ 2,980,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 2,130,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 8 $ 830,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 2,632,273,000 8 $ 3,230,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 7 $ 3,615,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 7 $ 3,405,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 7 $ 2,445,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 3,635,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 7 $ 2,395,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 1,720,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 6 $ 2,520,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 5 $ 1,235,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 5 $ 2,915,000
Potlatch No 1 Financial Credit U
1025 WARNER AVENUE
LEWISTON, ID 83501
* $ 2,020,815,000 5 $ 1,885,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 5 $ 1,545,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 5 $ 2,045,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 5 $ 1,845,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 1,605,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 5 $ 2,495,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 5 $ 1,995,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 5 $ 835,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 4 $ 1,340,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 4 $ 1,130,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 3 $ 795,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ -1,000 3 $ 1,045,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ -1,000 3 $ 755,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 3 $ 125,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 3 $ 1,475,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 865,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 11,844,793,000 3 $ 4,285,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 1,775,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 3 $ 955,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 3 $ 745,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 3 $ 1,145,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 3 $ 305,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 905,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 9,335,429,000 3 $ 1,135,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 3 $ 1,315,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ -1,000 3 $ 1,015,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 955,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 2 $ 830,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 780,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 340,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 600,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 2 $ 880,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 2 $ 610,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 2,076,980,000 2 $ 350,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 2 $ 920,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 2 $ 860,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 2 $ 770,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 1,100,000
Bellco Credit Union
7600 E. ORCHARD ROAD #400N
GREENWOOD VILLAGE, CO 80111
* $ 7,362,214,000 2 $ 130,000
Hmda Lar 2025-Final
1020 S BURLINGTON BLVD
BURLINGTON, WA 98233
* $ 512,247,000 2 $ 350,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 475,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 385,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 285,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 25,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 215,000
Red Canoe Credit Union
1418 15TH AVE
LONGVIEW, WA 98632
* $ 1,177,614,000 1 $ 455,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 445,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 385,000
Residential Mortgage, LLC
100 CALAIS DRIVE, SUITE 100
ANCHORAGE, AK 99503
* $ -1,000 1 $ 455,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 605,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 685,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 75,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 1 $ 335,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 1 $ 385,000
O Bee Credit Union
3900 CLEVELAND AVE SE
LACEY, WA 98509
* $ 560,412,000 1 $ 275,000
Penrith Home Loans

MODESTO, CA 95350
* $ -1,000 1 $ 535,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 575,000
Instamortgage, Inc
4100 MOORPARK AVE #221
SAN JOSE, CA 95117
* $ -1,000 1 $ 685,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 415,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 345,000
Cascade Federal Credit Union
18020 80TH AVENUE SOUTH
KENT, WA 98032
* $ 356,020,000 1 $ 25,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 345,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ -1,000 1 $ 375,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 1 $ 55,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 325,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 415,000
Five Star Bank
2240 DOUGLAS BLVD
ROSEVILLE, CA 95661
* $ 3,224,069,000 1 $ 2,595,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 385,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 8,422,113,000 1 $ 775,000
Mortgage Express
10260 SW GREENBURG ROAD #830
PORTLAND, OR 97224
* $ -1,000 1 $ 385,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 115,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 575,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 365,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ -1,000 1 $ 705,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 415,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 105,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 355,000
Whatcom Educational Credit Uni
PO BOX 9750
BELLINGHAM, WA 98227
* $ 2,507,428,000 1 $ 75,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 265,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 303,261,000 1 $ 455,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 1 $ 485,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 105,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,885,583,000 1 $ 195,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ -1,000 1 $ 325,000
Sound Community Bank
2400 3RD AVENUE SUITE150
SEATTLE, WA 98121
* $ 976,516,000 1 $ 315,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 105,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 1 $ 305,000
Canvas Credit Union
PO BOX 5238
ENGLEWOOD, CO 80155
* $ 4,272,444,000 1 $ 105,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 792,493,000 1 $ 215,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 105,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 495,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 89,544,919,000 1 $ 255,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 1 $ 105,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ -1,000 1 $ 385,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 105,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 725,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 1,367,031,000 1 $ 195,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 705,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 285,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 365,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 2,446,950,000 1 $ 425,000
Onpoint Community Credit Union
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 8,925,587,000 1 $ 305,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 415,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 75,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 305,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ 9,744,391,000 1 $ 125,000

The tables below break down 2023 mortgage applications in Douglas County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Douglas County, WA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 707 $311,395,000 $440,000 $11,005,000 $145,000 $1,181,000
Cash-out Refinancing 214 $60,220,000 $281,000 $1,205,000 $126,000 $2,218,000
Home Improvement 188 $20,930,000 $111,000 $605,000 $158,000 $6,060,000
Other Purpose 158 $16,120,000 $102,000 $505,000 $121,000 $520,000
Refinancing 69 $17,575,000 $254,000 $865,000 $128,000 $806,000
Not Applicable 1 $155,000 $155,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 768 $222,160,000 $289,000 $3,005,000 $143,000 $2,218,000
Hispanic 252 $70,070,000 $278,000 $725,000 $132,000 $6,060,000
Not Provided 170 $53,220,000 $313,000 $1,425,000 $133,000 $585,000
Not applicable 108 $67,910,000 $628,000 $11,005,000 $104,000 $104,000
Asian 15 $6,585,000 $439,000 $965,000 $216,000 $610,000
American Indian or Alaskan Native 13 $2,775,000 $213,000 $435,000 $94,000 $147,000
Native Hawaiian or Other Pacific Islander 4 $1,270,000 $317,000 $445,000 $110,000 $129,000
Black or African American 2 $850,000 $425,000 $565,000 $129,000 $164,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,030 $308,850,000 $299,000 $11,005,000 $150,000 $6,060,000
FHA-insured (Federal Housing Administration) 224 $78,730,000 $351,000 $645,000 $97,000 $335,000
VA-guaranteed (Veterans Administration) 80 $37,800,000 $472,000 $945,000 $120,000 $292,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $1,015,000 $338,000 $385,000 $126,000 $157,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 711 $237,255,000 $333,000 $11,005,000 $143,000 $1,799,000
Application Denied By Financial Institution 240 $50,020,000 $208,000 $3,005,000 $141,000 $6,060,000
Application Withdrawn By Applicant 172 $57,390,000 $333,000 $1,125,000 $135,000 $683,000
Loan Purchased By The Institution 112 $43,670,000 $389,000 $1,195,000 $200,000 $1,181,000
File Closed For Incompleteness 50 $14,360,000 $287,000 $1,425,000 $129,000 $585,000
Application Approved But Not Accepted 32 $15,500,000 $484,000 $6,005,000 $108,000 $224,000
Preapproval Approved but not Accepted 16 $6,590,000 $411,000 $615,000 $104,000 $209,000
Preapproval Denied by Financial Institution 4 $1,610,000 $402,000 $485,000 $89,000 $120,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,089 $371,795,000 $341,000 $11,005,000 $140,000 $1,799,000
Debt-To-Income Ratio 96 $25,130,000 $261,000 $3,005,000 $80,000 $377,000
Credit History 50 $7,110,000 $142,000 $565,000 $113,000 $302,000
Collateral 45 $9,505,000 $211,000 $575,000 $185,000 $2,218,000
Other 23 $6,245,000 $271,000 $705,000 $435,000 $6,060,000
Credit Application Incomplete 17 $2,225,000 $130,000 $415,000 $88,000 $157,000
Unverifiable Information 11 $2,165,000 $196,000 $455,000 $98,000 $245,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,215,000 $405,000 $495,000 $101,000 $141,000
Employment History 2 $610,000 $305,000 $355,000 $0 $0
Mortgage Insurance Denied 1 $395,000 $395,000 $395,000 $73,000 $73,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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