Iredell County, NC Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 7,376 mortgage applications in Iredell County, NC totaling $1.5 billion, down 31% from 2013. The average application was for $198,000, and applicants reported an average income of $86,000. 51% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 816 applications, followed by State Employees' Credit Union and Truist Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,376
Total Mortgage Loan Application Amount $1,462,492,000
Average Mortgage Loan Application Amount $198,000
Highest Mortgage Loan Application Amount $3,495,000
Average Applicant Income $86,000
Highest Applicant Income $6,434,000

Mortgage Company List for Lending in Iredell County, NC for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 816 $ 155,839,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 27,107,074,000 516 $ 78,418,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 437 $ 86,776,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 299 $ 57,719,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 285 $ 56,512,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 267 $ 64,060,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 184 $ 32,228,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 175 $ 15,739,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 153 $ 33,678,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 148 $ 48,681,000
Yadkin Bank
325 EAST FRONT STREET
STATESVILLE, NC 28677
* $ 1,803,074,000 148 $ 26,192,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 115 $ 15,946,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 104 $ 15,090,000
McLean Mortgage Corporation
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ 50,010,000 98 $ 25,354,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 96 $ 23,743,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 94 $ 22,335,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 91 $ 18,863,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 1,015,892,000 87 $ 16,120,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 84 $ 16,617,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 81 $ 16,562,000
Civic FCU
P.O. DRAWER 25279
RALEIGH, NC 27609
* $ 1,314,640,000 81 $ 10,406,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 77 $ 14,754,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 75 $ 13,509,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,644,015,000 69 $ 6,937,000
Carolina Farm Credit, Aca
P O BOX 1827
STATESVILLE, NC 28625
* $ 10,000,000 65 $ 12,364,000
American Security Mortgage Cor
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28207
* $ 10,000,000 62 $ 13,569,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 56 $ 12,300,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 56 $ 8,971,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 48 $ 11,277,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 47 $ 7,723,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 47 $ 6,757,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 46 $ 4,557,000
Communityone Bank, N.A.
333 FAYETTEVILLE ST
RALEIGH, NC 27601
* $ 1,982,826,000 44 $ 9,645,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 41 $ 10,504,000
Allen Tate Mortgage Services,
8640 UNIVERSITY EXECUTIVE PARK DR
CHARLOTTE, NC 28262
* $ 10,000,000 41 $ 7,394,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ 10,000,000 40 $ 10,348,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 39 $ 10,906,000
Cmc Funding, Inc.
814 A1A NORTH, STE. 303
PONTE VEDRA BEACH, FL 32082
* $ 10,000,000 39 $ 4,693,000
First Community Bank
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,575,113,000 38 $ 8,365,000
Peoples Bank
518 WEST C STREET
NEWTON, NC 28658
* $ 1,032,042,000 38 $ 7,536,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 36 $ 8,300,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 35 $ 5,814,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 35 $ 6,617,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 35 $ 5,460,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 33 $ 5,691,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,857,559,000 33 $ 5,026,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 33 $ 5,871,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 31 $ 6,154,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 30 $ 8,466,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 30 $ 5,904,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 29 $ 8,121,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 28 $ 6,524,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 127,428,329,000 27 $ 2,493,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 26 $ 4,320,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 26 $ 4,770,000
Bank of North Carolina
3980 PREMIER DR. STE 150
HIGH POINT, NC 27265
* $ 3,227,841,000 22 $ 6,685,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 661,743,000 22 $ 4,546,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 22 $ 5,860,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 22 $ 14,233,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 22 $ 6,958,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 20 $ 4,683,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 20 $ 4,541,000
Sharonview Federal CU
1081 RED VENTURES DR.
INDIAN LAND, SC 29707
* $ 1,053,750,000 20 $ 2,364,000
Standard Pacific Mortgage
15360 BARRANCA PKWY
IRVINE, CA 92618
* $ 10,000,000 20 $ 4,674,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 19 $ 4,648,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 19 $ 3,764,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 19 $ 4,097,000
First Federal Savings Bank of Lincolnton
320 EAST MAIN STREET
LINCOLNTON, NC 28092
* $ 324,759,000 18 $ 3,799,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 18 $ 4,609,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 17 $ 3,802,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 227,465,000 17 $ 3,712,000
First Bank
PO BOX 508
TROY, NC 27371
* $ 3,184,673,000 16 $ 1,980,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 16 $ 889,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 15 $ 2,374,000
North State Bank
6200 FALLS OF THE NEUSE ROAD
RALEIGH, NC 27609
* $ 673,309,000 15 $ 2,794,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 14 $ 2,986,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 14 $ 3,226,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 14 $ 4,849,000
Calatlantic Mortgage, Inc.
8660 E. HARTFORD DRIVE SUITE 200A
SCOTTSDALE, AZ 85255
* $ 1,652,703,000 14 $ 4,475,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 14 $ 1,909,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 14 $ 3,262,000
Blueharbor Bank
106 CORPORATE PARK DRIVE, PO BOX 3546
MOORESVILLE, NC 28117
* $ 127,262,000 14 $ 6,950,000
Capital Bank, NA
121 ALHAMBRA PLAZA, SUITE 1601
CORAL GABLES, FL 33134
* $ 6,619,863,000 13 $ 5,361,000
Park Sterling Bank
1043 E MOREHEAD ST, STE 201
CHARLOTTE, NC 28204
* $ 1,948,151,000 13 $ 4,185,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 13 $ 3,280,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 12 $ 1,721,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 12 $ 1,756,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 12 $ 945,000
Piedmont Advantage Credit Unio
3530 ADVANTAGE WAY
WINSTON SALEM, NC 27103
* $ 234,554,000 12 $ 914,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 11 $ 2,066,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 11 $ 2,384,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 11 $ 1,455,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 11 $ 1,840,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 11 $ 1,064,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 11 $ 1,460,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 11 $ 1,440,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 10 $ 1,745,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 10 $ 1,932,000
Aquesta Bank
19510 JETTON ROAD
CORNELIUS, NC 28031
* $ 233,957,000 10 $ 3,128,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 10 $ 1,620,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 10 $ 1,172,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 554,350,000 9 $ 2,126,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 1,667,350,000 8 $ 1,141,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 4,672,997,000 8 $ 2,220,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 8 $ 1,041,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,933,259,000 8 $ 3,081,000
Mattamy Home Funding LLC
495 NORTH KELLER ROAD SUITE 550A
MAITLAND, FL 32751
* $ 10,000,000 8 $ 1,765,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 8 $ 2,530,000
Gateway Bank Mortgage, Inc.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* $ 1,630,170,000 8 $ 1,862,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 7 $ 1,405,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 7 $ 753,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 7 $ 1,106,000
Taylorsville Savings Bank, SSB
107 MAIN AVE DR
TAYLORSVILLE, NC 28681
* $ 89,534,000 7 $ 794,000
Premier Commercial Bank
701 GREEN VALLEY ROAD, SUITE 102
GREENSBORO, NC 27408
* $ 180,070,000 7 $ 1,202,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 6 $ 811,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,253,713,000 6 $ 1,032,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 1,039,650,000 6 $ 1,968,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 6 $ 1,474,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 6 $ 1,979,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 6 $ 1,312,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 6 $ 796,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 1,000,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 6 $ 655,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 6 $ 731,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 5 $ 1,578,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 574,021,000 5 $ 222,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 5 $ 828,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 5 $ 950,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 5 $ 993,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 5 $ 915,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 5 $ 918,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 5 $ 925,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 5 $ 713,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 5 $ 1,846,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 5 $ 1,079,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 5 $ 1,166,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 5 $ 1,692,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 5 $ 1,110,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 3,042,240,000 5 $ 1,342,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 4 $ 1,227,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 340,728,000 4 $ 908,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 800,870,000 4 $ 793,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 4 $ 759,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,711,706,000 4 $ 1,454,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 4 $ 876,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 4 $ 1,199,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 4 $ 795,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 4 $ 522,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 4 $ 1,233,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 4 $ 1,652,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 4 $ 1,749,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 659,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 4 $ 1,241,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 0 4 $ 357,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 29,098,779,000 4 $ 2,513,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 968,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 4 $ 858,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 645,698,000 4 $ 380,000
Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 4,155,026,000 4 $ 981,000
Newbridge Bank
1501 HIGHWOODS BLVD, SUITE 400
GREENSBORO, NC 27410
* $ 1,963,671,000 3 $ 722,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 3 $ 885,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 3 $ 377,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 3 $ 472,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 3 $ 3,168,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 179,771,772,000 3 $ 1,361,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 3 $ 808,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 390,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 3 $ 281,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 621,000
Allen Mortgage Lc
1675 S CENTRAL ST
CENTENNIAL PARK, AZ 86021
* $ 1,700,000 3 $ 367,000
Coastal Federal Credit Union
PO BOX 99167
RALEIGH, NC 27690
* $ 2,232,954,000 3 $ 466,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 62,915,596,000 3 $ 160,000
Southern Trust Mortgage, LLC
4433 CORPORATION LANE SUITE 300
VIRGINIA BEACH, VA 23462
* $ 41,745,000 3 $ 742,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 3 $ 383,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ 1,400,000,000 3 $ 637,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 3 $ 408,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 3 $ 671,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 3 $ 715,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 3 $ 14,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 299,620,000 3 $ 966,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 3 $ 854,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 3 $ 48,000
Amerisouth Mortgage Company
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ 10,000,000 3 $ 732,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 3 $ 569,000
Founders Federal Credit Union
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 1,668,587,000 3 $ 362,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 3 $ 465,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 3 $ 960,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 705,000
Carolina Trust Bank
POST OFFICE BOX 308
LINCOLNTON, NC 28093
* $ 266,435,000 3 $ 205,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 2 $ 338,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 324,000
Newdominion Bank
1111 METROPOLITAN AVENUE SUITE 500
CHARLOTTE, NC 28204
* $ 275,982,000 2 $ 425,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 2 $ 239,000
Piedmont Federal Savings Bank
201 SOUTH STRATFORD ROAD
WINSTON SALEM, NC 27103
* $ 918,852,000 2 $ 587,000
Carolina Premier Bank
13024 BALLANTYNE CORPORATE PLACE
CHARLOTTE, NC 28277
* $ 249,322,000 2 $ 489,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 485,792,000 2 $ 755,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 2 $ 479,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 2 $ 269,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,560,571,000 2 $ 325,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 2 $ 302,000
Skyla Federal Credit Union
718 CENTRAL AVENUE
CHARLOTTE, NC 28209
* $ 289,659,000 2 $ 564,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,582,482,000 2 $ 351,000
Hometrust Bank N.A.
P O BOX 10
ASHEVILLE, NC 28804
* $ 1,597,558,000 2 $ 502,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 2 $ 60,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 2 $ 31,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 2 $ 533,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 2 $ 1,017,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 2 $ 761,000
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 7,392,483,000 2 $ 545,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 2 $ 570,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 295,000
Alpha Mortgage Corporation
1013 ASHES DRIVE
WILMINGTON, NC 28405
* $ 32,680,000 2 $ 537,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 13,380,372,000 2 $ 1,324,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 455,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 2 $ 636,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 267,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 2 $ 4,396,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ 10,000,000 2 $ 427,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 14,874,509,000 2 $ 1,193,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 2 $ 3,550,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 2 $ 307,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 399,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 187,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 2 $ 216,000
American National Bank and Trust Company
628 MAIN STREET
DANVILLE, VA 24541
* $ 1,305,540,000 2 $ 381,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 2 $ 796,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 2 $ 498,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 0 2 $ 543,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,031,459,000 2 $ 222,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 165,034,000 1 $ 163,000
Trust Company Bank
766 S WHITE STATION RD SUITE 5
MEMPHIS, TN 38117
* $ 32,060,000 1 $ 86,000
Carolina Postal Credit Union
3601 MULBERRY CHURCH ROAD
CHARLOTTE, NC 28208
* $ 83,446,000 1 $ 107,000
The Fidelity Bank
100 S. MAIN STREET
FUQUAY-VARINA, NC 27526
* $ 1,588,108,000 1 $ 256,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,214,990,000 1 $ 384,000
Farmers and Merchants Bank
138 SALISBURY AVENUE
GRANITE QUARRY, NC 28072
* $ 495,545,000 1 $ 95,000
Air Academy Federal Credit Union
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 470,010,000 1 $ 243,000
New Peoples Bank, Inc
PO BOX 1810
HONAKER, VA 24260
* $ 684,554,000 1 $ 150,000
Citizens Nb of Paintsville
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 534,278,000 1 $ 240,000
Uwharrie Bank
P.O. BOX 338
ALBEMARLE, NC 28002
* $ 515,596,000 1 $ 27,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,527,444,000 1 $ 210,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 8,361,206,000 1 $ 593,000
Northstar Bank of Texas
400 N CARROLL BLVD
DENTON, TX 76201
* $ 1,101,375,000 1 $ 264,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 253,764,000 1 $ 287,000
McGlone Mortgage Company, Inc.
3701 E. EVERGREEN DRIVE, SUITE 500B
APPLETON, WI 54913
* $ 10,000,000 1 $ 939,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ 31,000,000 1 $ 244,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 89,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 1 $ 200,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 98,737,480,000 1 $ 736,000
Scottrade Bank
12800 CORPORATE HILL DRIVE
ST. LOUIS, MO 63131
* $ 19,547,693,000 1 $ 610,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 42,112,763,000 1 $ 500,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 394,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 41,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 125,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 1 $ 370,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 14,081,085,000 1 $ 197,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 43,047,727,000 1 $ 161,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 99,877,000,000 1 $ 432,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 11,262,169,000 1 $ 417,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 330,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 173,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 1 $ 95,000
Astoria Bank
211 STATION ROAD
MINEOLA, NY 11501
* $ 15,732,210,000 1 $ 846,000
Whitley Mortgage Associates, Inc.
121 E. PHIFER ST.
MONROE, NC 28110
* $ 151,000 1 $ 237,000
Corporate Investors Mortgage G
1414 RALEIGH RD STE 400
CHAPEL HILL, NC 27517
* $ 54,522,000 1 $ 159,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 268,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 1 $ 212,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 298,000
George Mason Mortgage LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 1 $ 204,000
Potomac Mortgage Group, Inc.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ 15,000,000 1 $ 229,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 156,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 92,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 276,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 342,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 590,047,000 1 $ 265,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 1 $ 85,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 2,943,281,000 1 $ 185,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 400,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 105,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 417,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 1 $ 81,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 637,766,000 1 $ 19,000
Carolinas Telco FCU
PO BOX 668467
CHARLOTTE, NC 28266
* $ 388,440,000 1 $ 87,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 855,988,000 1 $ 75,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,556,338,000 1 $ 259,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 823,756,000 1 $ 24,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 435,318,000 1 $ 50,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 1 $ 30,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 302,778,000 1 $ 299,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,569,087,000 1 $ 50,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,033,309,000 1 $ 60,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,151,987,000 1 $ 687,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,263,670,000 1 $ 28,000
Bank of the Carolinas
P O BOX 347
ADVANCE, NC 27006
* $ 423,494,000 1 $ 173,000
Paragon Commercial Bank
3535 GLENWOOD AVENUE
RALEIGH, NC 27612
* $ 1,034,631,000 1 $ 146,000
First South Bancorp, Inc.
P.O. BOX 1928
SPARTANBURG, SC 29304
* $ 291,317,000 1 $ 344,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 90,000
Georgia Primary Bank
3880 ROSWELL RD
ATLANTA, GA 30342
* $ 184,203,000 1 $ 360,000
State Investors Bank
1041 VETERANS BLVD
METAIRIE, LA 70005
* $ 258,456,000 1 $ 127,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 811,472,000 1 $ 183,000
Homebanc, N.A.
3704 W. LAKE MARY BLVD
LAKE MARY, FL 32746
* $ 707,304,000 1 $ 682,000
Pioneer Community Bank, Inc.
822 ROBERT C BYRD DR
SOPHIA, WV 25921
* $ 119,422,000 1 $ 225,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 144,156,000 1 $ 74,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,664,330,000 1 $ 114,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,910,000,000 1 $ 332,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 310,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 41,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 250,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 516,135,000 1 $ 264,000

The tables below break down 2014 mortgage applications in Iredell County, NC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Iredell County, NC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,986 $863,681,000 $216,000 $2,450,000 $89,000 $2,369,000
Refinancing 3,008 $565,627,000 $188,000 $3,495,000 $82,000 $6,434,000
Home Improvement 382 $33,184,000 $86,000 $2,250,000 $82,000 $643,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,197 $1,041,919,000 $200,000 $2,924,000 $96,000 $6,434,000
Not applicable 775 $163,498,000 $210,000 $3,495,000 $23,000 $1,040,000
Not Provided 650 $140,869,000 $216,000 $1,565,000 $103,000 $2,059,000
Black or African American 383 $48,027,000 $125,000 $1,100,000 $56,000 $831,000
Hispanic 201 $29,165,000 $145,000 $644,000 $60,000 $285,000
Asian 132 $29,134,000 $220,000 $1,467,000 $99,000 $654,000
American Indian or Alaskan Native 23 $6,471,000 $281,000 $1,800,000 $118,000 $737,000
Native Hawaiian or Other Pacific Islander 15 $3,409,000 $227,000 $520,000 $87,000 $190,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,400 $1,145,886,000 $212,000 $3,495,000 $102,000 $6,434,000
FHA-insured (Federal Housing Administration) 1,011 $141,330,000 $139,000 $342,000 $41,000 $486,000
VA-guaranteed (Veterans Administration) 574 $118,861,000 $207,000 $847,000 $55,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 391 $56,415,000 $144,000 $765,000 $32,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,779 $812,797,000 $215,000 $3,495,000 $102,000 $6,434,000
Application Denied By Financial Institution 1,313 $202,833,000 $154,000 $1,788,000 $74,000 $2,059,000
Loan Purchased By The Institution 1,028 $206,814,000 $201,000 $1,467,000 $38,000 $1,040,000
Application Withdrawn By Applicant 742 $144,569,000 $194,000 $1,418,000 $93,000 $1,000,000
Application Approved But Not Accepted 320 $50,903,000 $159,000 $1,465,000 $76,000 $700,000
File Closed For Incompleteness 193 $44,301,000 $229,000 $1,535,000 $99,000 $1,100,000
Preapproval Denied by Financial Institution 1 $275,000 $275,000 $275,000 $89,000 $89,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 292 $36,317,000 $124,000 $1,788,000 $73,000 $670,000
Debt-To-Income Ratio 205 $32,566,000 $158,000 $1,013,000 $53,000 $247,000
Collateral 190 $35,847,000 $188,000 $1,725,000 $87,000 $576,000
Credit Application Incomplete 94 $17,882,000 $190,000 $610,000 $117,000 $2,059,000
Other 74 $11,519,000 $155,000 $1,565,000 $107,000 $1,320,000
Insufficient Cash (Downpayment, Closing Cost) 27 $4,574,000 $169,000 $672,000 $73,000 $291,000
Unverifiable Information 26 $4,826,000 $185,000 $417,000 $61,000 $232,000
Employment History 12 $2,667,000 $222,000 $653,000 $104,000 $725,000
Mortgage Insurance Denied 1 $107,000 $107,000 $107,000 $48,000 $48,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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