Kent County, RI Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 6,124 mortgage applications in Kent County, RI totaling $1.1 billion, down 38% from 2013. The average application was for $184,000, and applicants reported an average income of $78,000. 54% of applications resulted in an originated loan and 17% were denied. The most active lender was Wells Fargo Bank NA, with 417 applications, followed by Citizens Bank, NA and Coastway Community Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Rhode Island.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,124
Total Mortgage Loan Application Amount $1,131,009,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $27,500,000
Average Applicant Income $78,000
Highest Applicant Income $1,110,000

Mortgage Company List for Lending in Kent County, RI for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 417 $ 76,030,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 363 $ 56,091,000
Coastway Community Bank
ONE COASTWAY BLVD
WARWICK, RI 02886
* $ 434,567,000 290 $ 54,419,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ 1,556,599,000 194 $ 26,046,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ 979,624,000 183 $ 29,543,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,185,326,000 169 $ 30,755,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 168 $ 34,487,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ 4,122,000 157 $ 27,218,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,264,382,000 153 $ 27,290,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 387,524,000 146 $ 11,373,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 146 $ 27,359,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 141 $ 28,054,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 136 $ 13,690,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 20,830,913,000 129 $ 14,930,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ 230,031,000 126 $ 11,636,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 117 $ 22,938,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 109 $ 21,370,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 100 $ 18,435,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 98 $ 21,325,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 98 $ 16,948,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 94 $ 18,138,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 88 $ 18,588,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 81 $ 17,268,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 1,459,046,000 80 $ 15,016,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 76 $ 13,054,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 74 $ 14,049,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ 241,891,000 73 $ 3,659,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 68 $ 13,303,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 64 $ 11,331,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 63 $ 12,531,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 62 $ 10,412,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 62 $ 11,629,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 61 $ 11,388,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 51 $ 8,430,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 51 $ 9,425,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 46 $ 8,528,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ 1,795,920,000 46 $ 13,658,000
Mortgage Master
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 44 $ 8,476,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 41 $ 8,198,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ 1,225,204,000 40 $ 8,368,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 40 $ 7,239,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 39 $ 4,791,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 36 $ 22,883,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 35 $ 6,566,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ 109,771,000 33 $ 3,380,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 31 $ 1,150,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 31 $ 6,588,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 29 $ 3,678,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 28 $ 4,986,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 27 $ 4,980,000
Homestar Mortgage, Inc.
220 SMITH STREET
PROVIDENCE, RI 02908
* $ 10,000,000 27 $ 4,525,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 25 $ 4,564,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 25 $ 3,831,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 23 $ 4,284,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 23 $ 4,271,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 21 $ 3,683,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 21 $ 3,582,000
Ne Moves Mortgage, LLC
52 SECOND AVENUE, 3RD FLOOR
WALTHAM, MA 02451
* $ 10,000,000 20 $ 2,645,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 19 $ 3,369,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 374,027,000 18 $ 3,848,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 18 $ 3,738,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 18 $ 4,335,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 17 $ 3,319,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 16 $ 2,786,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 15 $ 2,632,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 14 $ 2,466,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 14 $ 3,009,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 379,857,000 14 $ 1,615,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,025,425,000 13 $ 4,168,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,015,355,000 13 $ 802,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 12 $ 189,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 12 $ 2,695,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ 8,712,000 12 $ 1,980,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 11 $ 1,881,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 11 $ 2,112,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 11 $ 512,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 64,984,000 10 $ 2,651,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 10 $ 1,444,000
Village Mortgage Company
30 TOWER LANE
AVON, CT 06001
* $ 5,817,000 10 $ 2,091,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 10 $ 2,515,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 9 $ 1,303,000
Merrimack Mortgage Company, in
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 9 $ 1,585,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 9 $ 1,370,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 9 $ 1,801,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 9 $ 1,755,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 8 $ 2,006,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ 10,000,000 8 $ 1,273,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 2,017,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 8 $ 1,562,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 7 $ 1,702,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 7 $ 1,568,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 7 $ 1,446,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 7 $ 1,807,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 7 $ 1,722,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 6 $ 1,618,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 6 $ 1,493,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 6 $ 834,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 6 $ 2,461,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 6 $ 1,720,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 6 $ 1,039,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 214,961,000 5 $ 1,246,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 5 $ 813,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ 224,375,000 5 $ 1,160,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,253,713,000 5 $ 831,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ 342,890,000 5 $ 712,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 280,500,000 5 $ 867,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,656,164,000 5 $ 1,367,000
Eastern Bank
195 MARKET ST
LYNN, MA 01901
* $ 8,661,730,000 4 $ 14,885,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 4 $ 903,000
Union Federal Savings Bank
1565 MINERAL SPRING AVENUE
NORTH PROVIDENCE, RI 02904
* $ 187,755,000 4 $ 569,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 4 $ 989,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 4 $ 1,119,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 4 $ 541,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 4 $ 797,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ 789,282,000 4 $ 391,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 3 $ 817,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 3 $ 704,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 823,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ 4,391,000 3 $ 492,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ 1,465,902,000 3 $ 608,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 3 $ 589,000
Savings Institute Bank & Trust
PO BOX 95
WILLIMANTIC, CT 06226
* $ 1,334,783,000 3 $ 819,000
Webster Five Cents Savings Bank
136 THOMPSON RD.
WEBSTER, MA 01570
* $ 552,100,000 3 $ 260,000
Connecticut Home Mortgage
THREE CORPORATE DRIVE, STE. 212
SHELTON, CT 06484
* $ 10,000,000 3 $ 435,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 3 $ 27,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ 624,312,000 3 $ 777,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ 825,627,000 3 $ 611,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ 1,958,152,000 2 $ 414,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 2 $ 407,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 658,311,000 2 $ 805,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 2 $ 399,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 362,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 191,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 316,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,189,922,000 2 $ 67,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ 3,236,218,000 2 $ 419,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,349,697,000 2 $ 875,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 553,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 179,771,772,000 2 $ 446,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 2 $ 278,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ 1,266,313,000 2 $ 250,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 2 $ 624,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 354,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 32,973,830,000 2 $ 1,450,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 99,877,000,000 2 $ 1,025,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 513,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 647,000
Schaefer Mortgage Corporation
5 BUTTRICK ROAD
LONDONDERRY, NH 03053
* $ 17,252,000 2 $ 449,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ 10,000,000 2 $ 297,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 2 $ 456,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 4,127,288,000 2 $ 332,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 1,962,270,000 2 $ 15,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 2 $ 577,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 6,103,368,000 2 $ 515,000
Dexter Credit Union
934 DEXTER STREET
CENTRAL FALLS, RI 02863
* $ 123,751,000 2 $ 141,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 749,318,000 2 $ 317,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 253,764,000 2 $ 470,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,664,450,000 1 $ 165,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,675,841,000 1 $ 139,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 165,034,000 1 $ 188,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 1 $ 251,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ 3,225,192,000 1 $ 6,425,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 180,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 101,000
Firstkey Mortgage, LLC
900 THIRD AVENUE, SUITE 500
NEW YORK, NY 10022
* $ 4,365,000 1 $ 762,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 176,000
The Home Lending Group, LLC
215 KATHERINE DRIVE
FLOWOOD, MS 39232
* $ 22,596,000 1 $ 129,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 1 $ 159,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 123,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 320,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 122,000
Berkshire Bank

ALBANY, NY 12207
* $ 5,645,664,000 1 $ 184,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 1 $ 148,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 4,430,640,000 1 $ 157,000
Pacific Mercantile Bank
949 SOUTH COAST DRIVE 3RD FLOOR
COSTA MESA, CA 92626
* $ 980,696,000 1 $ 202,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ 10,000,000 1 $ 206,000
Mutualone Bank
160 COCHITUATE ROAD
FRAMINGHAM, MA 01701
* $ 565,085,000 1 $ 125,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 1 $ 400,000
First American Mortgage Trust
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 166,000
Dean Cooperative Bank
21 MAIN STREET
FRANKLIN, MA 02038
* $ 248,537,000 1 $ 99,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 150,121,000 1 $ 259,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 305,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 90,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 132,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 1 $ 583,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 11,262,169,000 1 $ 235,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 349,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 787,503,000 1 $ 50,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 1 $ 180,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ 2,703,199,000 1 $ 172,000
Mansfield Co-Operative Bank
80 NORTH MAIN STREET
MANSFIELD, MA 02048
* $ 412,743,000 1 $ 2,100,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 1 $ 133,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,569,087,000 1 $ 55,000
Blackstone River FCU
10 MONUMENT SQUARE
WOONSOCKET, RI 02895
* $ 45,831,000 1 $ 36,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 558,432,000 1 $ 185,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,047,250,000 1 $ 160,000
Berkshire Bk
386 MAIN STREET
WORCESTER, MA 01615
* $ 1,918,090,000 1 $ 27,500,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 264,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 1 $ 172,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ 736,864,000 1 $ 121,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 2,302,101,000 1 $ 380,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 206,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 206,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 300,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 300,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 417,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 772,566,000 1 $ 200,000
Freedom National Bank
584 PUTNAM PIKE
GREENVILLE, RI 02828
* $ 100,487,000 1 $ 412,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 1 $ 230,000
Foxboro Federal Savings
ONE CENTRAL STREET
FOXBOROUGH, MA 02035
* $ 148,583,000 1 $ 81,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 192,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 1 $ 99,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 375,205,000 1 $ 170,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 238,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 1 $ 147,000
Gladewater National Bank
678 N MAIN
GLADEWATER, TX 75647
* $ 55,642,000 1 $ 112,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 203,371,000 1 $ 299,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 1 $ 150,000
The Bank of Maine
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 744,628,000 1 $ 90,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,861,646,000 1 $ 183,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,014,796,000 1 $ 225,000
The Simsbury Bank & Trust Company
981 HOPMEADOW ST
SIMSBURY, CT 06070
* $ 421,757,000 1 $ 185,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,192,380,000 1 $ 215,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,711,706,000 1 $ 880,000

The tables below break down 2014 mortgage applications in Kent County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kent County, RI in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,917 $588,032,000 $201,000 $14,000,000 $74,000 $1,110,000
Refinancing 2,688 $514,158,000 $191,000 $27,500,000 $80,000 $1,090,000
Home Improvement 519 $28,819,000 $55,000 $2,625,000 $83,000 $984,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,682 $800,903,000 $171,000 $2,625,000 $85,000 $1,110,000
Not applicable 672 $193,664,000 $288,000 $27,500,000 $12,000 $673,000
Not Provided 458 $80,995,000 $176,000 $2,000,000 $92,000 $1,090,000
Hispanic 155 $24,612,000 $158,000 $572,000 $76,000 $456,000
Asian 80 $16,578,000 $207,000 $764,000 $95,000 $326,000
Black or African American 59 $11,087,000 $187,000 $700,000 $82,000 $675,000
American Indian or Alaskan Native 11 $1,794,000 $163,000 $312,000 $78,000 $128,000
Native Hawaiian or Other Pacific Islander 7 $1,376,000 $196,000 $292,000 $81,000 $136,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,362 $812,954,000 $186,000 $27,500,000 $87,000 $1,110,000
FHA-insured (Federal Housing Administration) 1,338 $230,186,000 $172,000 $434,000 $52,000 $900,000
VA-guaranteed (Veterans Administration) 410 $85,223,000 $207,000 $1,139,000 $64,000 $263,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $2,646,000 $189,000 $291,000 $52,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,336 $622,339,000 $186,000 $14,000,000 $88,000 $1,110,000
Application Denied By Financial Institution 1,015 $163,916,000 $161,000 $2,625,000 $79,000 $984,000
Loan Purchased By The Institution 936 $173,655,000 $185,000 $762,000 $31,000 $1,090,000
Application Withdrawn By Applicant 482 $110,406,000 $229,000 $27,500,000 $86,000 $614,000
File Closed For Incompleteness 186 $31,560,000 $169,000 $960,000 $89,000 $900,000
Application Approved But Not Accepted 168 $28,917,000 $172,000 $464,000 $78,000 $288,000
Preapproval Denied by Financial Institution 1 $216,000 $216,000 $216,000 $83,000 $83,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 182 $17,419,000 $95,000 $390,000 $73,000 $830,000
Collateral 174 $32,205,000 $185,000 $2,000,000 $98,000 $497,000
Debt-To-Income Ratio 158 $25,993,000 $164,000 $1,439,000 $69,000 $880,000
Credit Application Incomplete 64 $11,368,000 $177,000 $544,000 $87,000 $306,000
Other 61 $9,783,000 $160,000 $544,000 $83,000 $484,000
Unverifiable Information 23 $2,618,000 $113,000 $278,000 $89,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,256,000 $171,000 $580,000 $62,000 $260,000
Employment History 3 $423,000 $141,000 $185,000 $65,000 $73,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Rhode Island Lender List