Alliance Financial Resources Mortgage Lending & HMDA Data, 2016

In 2016, Alliance Financial Resources of Phoenix, AZ reported 8,533 mortgage applications totaling $1.7 billion, up 3% from 2015. The average application was for $199,421, and applicants reported an average income of $47,259. 48% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,995), Lake Havasu City-Kingman, AZ (396) and Riverside-San Bernardino-Ontario, CA (262) (applications in parentheses).

Mortgage Company & Address Alliance Financial Resources
5410 East High Street Suite 200
Phoenix, AZ 85054
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 8,533
Total Mortgage Loan Application Amount $1,701,660,000
Average Mortgage Loan Application Amount $199,421
Highest Mortgage Loan Application Amount $1,650,000
Average Applicant Income $47,259
Highest Applicant Income $4,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliance Financial Resources filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Alliance Financial Resources by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Phoenix-Mesa-Scottsdale, AZ 2,995 $ 606,658,000 $ 202,556 $ 49,000
Lake Havasu City-Kingman, AZ 396 $ 53,077,000 $ 134,032 $ 62,000
Riverside-San Bernardino-Ontario, CA 262 $ 68,091,000 $ 259,889 $ 28,000
Los Angeles-Long Beach-Glendale, CA 178 $ 62,898,000 $ 353,359 $ 46,000
Albuquerque, NM 166 $ 21,381,000 $ 128,801 $ 46,000
San Diego-Carlsbad, CA 121 $ 49,396,000 $ 408,231 $ 23,000
Atlanta-Sandy Springs-Roswell, GA 109 $ 16,919,000 $ 155,220 $ 45,000
Houston-The Woodlands-Sugar Land, TX 108 $ 24,393,000 $ 225,861 $ 36,000
Sacramento--Roseville--Arden-Arcade, CA 105 $ 31,217,000 $ 297,304 $ 30,000
Las Vegas-Henderson-Paradise, NV 102 $ 24,326,000 $ 238,490 $ 34,000
Dallas-Plano-Irving, TX 99 $ 22,397,000 $ 226,232 $ 41,000
Seattle-Bellevue-Everett, WA 95 $ 32,533,000 $ 342,452 $ 21,000
Tucson, AZ 82 $ 16,120,000 $ 196,585 $ 28,000
Oakland-Hayward-Berkeley, CA 61 $ 24,209,000 $ 396,868 $ 81,000
Prescott, AZ 61 $ 12,385,000 $ 203,032 $ 45,000
San Antonio-New Braunfels, TX 59 $ 16,049,000 $ 272,016 $ 23,000
Indianapolis-Carmel-Anderson, IN 56 $ 8,402,000 $ 150,035 $ 52,000
Fort Worth-Arlington, TX 55 $ 12,769,000 $ 232,163 $ 46,000
Anaheim-Santa Ana-Irvine, CA 54 $ 25,692,000 $ 475,777 $ 57,000
Tacoma-Lakewood, WA 54 $ 14,960,000 $ 277,037 $ 30,000
Charlotte-Concord-Gastonia, NC-SC 49 $ 7,646,000 $ 156,040 $ 59,428
Portland-Vancouver-Hillsboro, OR-WA 46 $ 12,459,000 $ 270,847 $ 34,130
Nashville-Davidson--Murfreesboro--Franklin, TN 45 $ 7,143,000 $ 158,733 $ 36,000
Austin-Round Rock, TX 43 $ 11,378,000 $ 264,604 $ 40,000
Birmingham-Hoover, AL 43 $ 5,571,000 $ 129,558 $ 51,000
Merced, CA 42 $ 8,277,000 $ 197,071 $ 47,000
Tampa-St. Petersburg-Clearwater, FL 42 $ 7,291,000 $ 173,595 $ 45,000
Milwaukee-Waukesha-West Allis, WI 39 $ 5,625,000 $ 144,230 $ 44,000
Montgomery, AL 39 $ 6,036,000 $ 154,769 $ 37,000
Orlando-Kissimmee-Sanford, FL 36 $ 6,593,000 $ 183,138 $ 45,000
San Jose-Sunnyvale-Santa Clara, CA 36 $ 16,456,000 $ 457,111 $ 80,000
Chicago-Naperville-Arlington Heights, IL 33 $ 5,700,000 $ 172,727 $ 51,000
Louisville/Jefferson County, KY-IN 33 $ 4,479,000 $ 135,727 $ 59,818
Cincinnati, OH-KY-IN 32 $ 4,234,000 $ 132,312 $ 47,281
Reno, NV 32 $ 8,355,000 $ 261,093 $ 59,000
Stockton-Lodi, CA 29 $ 7,225,000 $ 249,137 $ 31,000
Bakersfield, CA 28 $ 5,528,000 $ 197,428 $ 87,000
Columbus, OH 26 $ 3,111,000 $ 119,653 $ 32,000
Columbia, SC 24 $ 3,756,000 $ 156,500 $ 46,000
Jacksonville, FL 24 $ 4,838,000 $ 201,583 $ 53,000
Olympia-Tumwater, WA 24 $ 5,821,000 $ 242,541 $ 24,000
Pittsburgh, PA 24 $ 2,899,000 $ 120,791 $ 44,000
Cleveland-Elyria, OH 23 $ 3,167,000 $ 137,695 $ 50,000
Greenville-Anderson-Mauldin, SC 22 $ 2,339,000 $ 106,318 $ 24,000
Mobile, AL 22 $ 2,956,000 $ 134,363 $ 36,000
Modesto, CA 22 $ 4,620,000 $ 210,000 $ 29,000
Philadelphia, PA 22 $ 3,880,000 $ 176,363 $ 125,000
Vallejo-Fairfield, CA 22 $ 7,488,000 $ 340,363 $ 17,000
Denver-Aurora-Lakewood, CO 21 $ 5,470,000 $ 260,476 $ 54,000
Fresno, CA 21 $ 4,895,000 $ 233,095 $ 13,000
Gary, IN 21 $ 2,702,000 $ 128,666 $ 45,000
Las Cruces, NM 21 $ 2,893,000 $ 137,761 $ 54,000
Lakeland-Winter Haven, FL 20 $ 2,929,000 $ 146,450 $ 49,000
Huntsville, AL 19 $ 2,370,000 $ 124,736 $ 28,000
Deltona-Daytona Beach-Ormond Beach, FL 18 $ 2,496,000 $ 138,666 $ 53,000
Dothan, AL 18 $ 1,908,000 $ 106,000 $ 32,000
Fayetteville, NC 18 $ 2,930,000 $ 162,777 $ 37,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 18 $ 2,503,000 $ 139,055 $ 37,777
Bremerton-Silverdale, WA 17 $ 4,383,000 $ 257,823 $ 31,000
Charleston-North Charleston, SC 17 $ 2,671,000 $ 157,117 $ 50,000
Farmington, NM 17 $ 1,273,000 $ 74,882 $ 40,000
Montgomery County-Bucks County-Chester County, PA 17 $ 4,129,000 $ 242,882 $ 87,000
Oxnard-Thousand Oaks-Ventura, CA 17 $ 7,148,000 $ 420,470 $ 55,000
Santa Maria-Santa Barbara, CA 17 $ 5,257,000 $ 309,235 $ 24,000
Boise City, ID 16 $ 2,516,000 $ 157,250 $ 48,000
Kansas City, MO-KS 16 $ 2,917,000 $ 182,312 $ 61,000
Raleigh, NC 16 $ 3,456,000 $ 216,000 $ 174,000
Greensboro-High Point, NC 15 $ 1,806,000 $ 120,400 $ 45,000
North Port-Sarasota-Bradenton, FL 15 $ 2,739,000 $ 182,600 $ 42,000
Spokane-Spokane Valley, WA 15 $ 2,180,000 $ 145,333 $ 33,000
Colorado Springs, CO 14 $ 2,977,000 $ 212,642 $ 52,000
El Paso, TX 14 $ 2,126,000 $ 151,857 $ 29,000
Flagstaff, AZ 14 $ 3,065,000 $ 218,928 $ 39,000
Oklahoma City, OK 14 $ 1,953,000 $ 139,500 $ 62,000
Tulsa, OK 14 $ 1,926,000 $ 137,571 $ 35,000
Winston-Salem, NC 14 $ 2,380,000 $ 170,000 $ 64,000
Augusta-Richmond County, GA-SC 13 $ 1,913,000 $ 147,153 $ 36,230
Chattanooga, TN-GA 13 $ 1,341,000 $ 103,153 $ 40,461
Columbus, GA-AL 13 $ 1,483,000 $ 114,076 $ 43,384
Evansville, IN-KY 13 $ 1,890,000 $ 145,384 $ 48,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 13 $ 2,333,000 $ 179,461 $ 183,000
Jackson, TN 13 $ 1,654,000 $ 127,230 $ 30,000
Ocala, FL 13 $ 1,563,000 $ 120,230 $ 34,000
Yuma, AZ 13 $ 2,368,000 $ 182,153 $ 46,000
Daphne-Fairhope-Foley, AL 12 $ 2,639,000 $ 219,916 $ 64,000
Knoxville, TN 12 $ 1,437,000 $ 119,750 $ 34,000
Lexington-Fayette, KY 12 $ 1,500,000 $ 125,000 $ 38,000
Memphis, TN-MS-AR 12 $ 1,917,000 $ 159,750 $ 55,000
Miami-Miami Beach-Kendall, FL 12 $ 2,954,000 $ 246,166 $ 79,000
Salinas, CA 12 $ 3,860,000 $ 321,666 $ 39,000
West Palm Beach-Boca Raton-Delray Beach, FL 12 $ 2,595,000 $ 216,250 $ 80,000
Racine, WI 11 $ 1,583,000 $ 143,909 $ 65,000
San Francisco-Redwood City-South San Francisco, CA 11 $ 5,435,000 $ 494,090 $ 86,000
Santa Rosa, CA 11 $ 4,466,000 $ 406,000 $ 47,000
Davenport-Moline-Rock Island, IA-IL 10 $ 1,116,000 $ 111,600 $ 144,000
Des Moines-West Des Moines, IA 10 $ 1,258,000 $ 125,800 $ 31,000
Killeen-Temple, TX 10 $ 1,978,000 $ 197,800 $ 102,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 10 $ 4,832,000 $ 483,200 $ 12,000
Yakima, WA 10 $ 1,675,000 $ 167,500 $ 24,000
Yuba City, CA 10 $ 2,093,000 $ 209,300 $ 14,000
Akron, OH 9 $ 1,398,000 $ 155,333 $ 51,000
Asheville, NC 9 $ 1,262,000 $ 140,222 $ 33,000
Burlington, NC 9 $ 812,000 $ 90,222 $ 58,000
Clarksville, TN-KY 9 $ 1,408,000 $ 156,444 $ 42,444
Corpus Christi, TX 9 $ 1,915,000 $ 212,777 $ 10,000
Crestview-Fort Walton Beach-Destin, FL 9 $ 1,481,000 $ 164,555 $ 334,000
Elizabethtown-Fort Knox, KY 9 $ 1,353,000 $ 150,333 $ 42,000
Madera, CA 9 $ 2,038,000 $ 226,444 $ 55,000
Pensacola-Ferry Pass-Brent, FL 9 $ 1,322,000 $ 146,888 $ 76,000
Sierra Vista-Douglas, AZ 9 $ 1,660,000 $ 184,444 $ 42,000
Tuscaloosa, AL 9 $ 967,000 $ 107,444 $ 47,000
Wichita, KS 9 $ 1,130,000 $ 125,555 $ 38,000
Wilmington, NC 9 $ 1,121,000 $ 124,555 $ 34,000
Cape Coral-Fort Myers, FL 8 $ 1,550,000 $ 193,750 $ 49,000
Dayton, OH 8 $ 871,000 $ 108,875 $ 29,000
Omaha-Council Bluffs, NE-IA 8 $ 1,512,000 $ 189,000 $ 53,750
Palm Bay-Melbourne-Titusville, FL 8 $ 1,311,000 $ 163,875 $ 46,000
Rocky Mount, NC 8 $ 809,000 $ 101,125 $ 36,000
St. Louis, MO-IL 8 $ 1,072,000 $ 134,000 $ 31,000
Toledo, OH 8 $ 1,020,000 $ 127,500 $ 45,000
Topeka, KS 8 $ 694,000 $ 86,750 $ 13,000
Urban Honolulu, HI 8 $ 3,547,000 $ 443,375 $ 49,000
Visalia-Porterville, CA 8 $ 1,668,000 $ 208,500 $ 129,000
Beaumont-Port Arthur, TX 7 $ 1,026,000 $ 146,571 $ 90,000
Eugene, OR 7 $ 1,549,000 $ 221,285 $ 54,000
Greeley, CO 7 $ 1,384,000 $ 197,714 $ 10,000
Homosassa Springs, FL 7 $ 749,000 $ 107,000 $ 41,000
Kennewick-Richland, WA 7 $ 1,340,000 $ 191,428 $ 42,000
Madison, WI 7 $ 1,347,000 $ 192,428 $ 289,000
New Bern, NC 7 $ 880,000 $ 125,714 $ 41,000
Savannah, GA 7 $ 1,267,000 $ 181,000 $ 30,000
Terre Haute, IN 7 $ 711,000 $ 101,571 $ 34,000
Tyler, TX 7 $ 1,089,000 $ 155,571 $ 214,000
Bellingham, WA 6 $ 1,771,000 $ 295,166 $ 14,000
Bloomington, IN 6 $ 1,036,000 $ 172,666 $ 42,000
Elgin, IL 6 $ 1,067,000 $ 177,833 $ 78,000
Elkhart-Goshen, IN 6 $ 680,000 $ 113,333 $ 65,000
Florence-Muscle Shoals, AL 6 $ 775,000 $ 129,166 $ 41,000
Fort Wayne, IN 6 $ 489,000 $ 81,500 $ 33,000
Idaho Falls, ID 6 $ 673,000 $ 112,166 $ 47,000
Lafayette-West Lafayette, IN 6 $ 798,000 $ 133,000 $ 29,000
Lake County-Kenosha County, IL-WI 6 $ 1,129,000 $ 188,166 $ 45,000
Longview, WA 6 $ 1,111,000 $ 185,166 $ 8,000
Lubbock, TX 6 $ 844,000 $ 140,666 $ 0
Michigan City-La Porte, IN 6 $ 776,000 $ 129,333 $ 57,000
Minneapolis-St. Paul-Bloomington, MN-WI 6 $ 1,060,000 $ 176,666 $ 74,000
Salem, OR 6 $ 990,000 $ 165,000 $ 64,000
Spartanburg, SC 6 $ 988,000 $ 164,666 $ 26,000
Waterloo-Cedar Falls, IA 6 $ 689,000 $ 114,833 $ 43,000
Albany, OR 5 $ 810,000 $ 162,000 $ 19,000
Cedar Rapids, IA 5 $ 887,000 $ 177,400 $ 39,000
Chico, CA 5 $ 1,037,000 $ 207,400 $ 43,000
College Station-Bryan, TX 5 $ 601,000 $ 120,200 $ 52,000
Decatur, AL 5 $ 754,000 $ 150,800 $ 35,000
Durham-Chapel Hill, NC 5 $ 755,000 $ 151,000 $ 35,000
Eau Claire, WI 5 $ 495,000 $ 99,000 $ 10,000
El Centro, CA 5 $ 997,000 $ 199,400 $ 37,000
Florence, SC 5 $ 548,000 $ 109,600 $ 61,000
Gainesville, GA 5 $ 914,000 $ 182,800 $ 82,000
Harrisburg-Carlisle, PA 5 $ 687,000 $ 137,400 $ 25,000
Hickory-Lenoir-Morganton, NC 5 $ 685,000 $ 137,000 $ 54,000
Lawton, OK 5 $ 527,000 $ 105,400 $ 106,000
Macon, GA 5 $ 735,000 $ 147,000 $ 50,000
Morristown, TN 5 $ 526,000 $ 105,200 $ 14,000
Reading, PA 5 $ 786,000 $ 157,200 $ 33,000
Redding, CA 5 $ 832,000 $ 166,400 $ 42,000
Santa Cruz-Watsonville, CA 5 $ 2,916,000 $ 583,200 $ 240,000
Valdosta, GA 5 $ 556,000 $ 111,200 $ 43,000
Youngstown-Warren-Boardman, OH-PA 5 $ 434,000 $ 86,800 $ 37,000
Abilene, TX 4 $ 643,000 $ 160,750 $ 33,000
Albany, GA 4 $ 543,000 $ 135,750 $ 15,000
Amarillo, TX 4 $ 1,125,000 $ 281,250 $ 130,000
Anniston-Oxford-Jacksonville, AL 4 $ 408,000 $ 102,000 $ 31,000
Gadsden, AL 4 $ 542,000 $ 135,500 $ 35,000
Gainesville, FL 4 $ 610,000 $ 152,500 $ 41,000
Huntington-Ashland, WV-KY-OH 4 $ 525,000 $ 131,250 $ 23,500
Mount Vernon-Anacortes, WA 4 $ 893,000 $ 223,250 $ 14,000
Napa, CA 4 $ 1,906,000 $ 476,500 $ 43,000
Odessa, TX 4 $ 833,000 $ 208,250 $ 39,000
Owensboro, KY 4 $ 340,000 $ 85,000 $ 34,000
Panama City, FL 4 $ 620,000 $ 155,000 $ 22,000
Pocatello, ID 4 $ 412,000 $ 103,000 $ 53,000
Portland-South Portland, ME 4 $ 495,000 $ 123,750 $ 22,000
Pueblo, CO 4 $ 435,000 $ 108,750 $ 49,000
Punta Gorda, FL 4 $ 604,000 $ 151,000 $ 67,000
Santa Fe, NM 4 $ 780,000 $ 195,000 $ 65,000
Scranton--Wilkes-Barre--Hazleton, PA 4 $ 416,000 $ 104,000 $ 24,000
Wenatchee, WA 4 $ 769,000 $ 192,250 $ 12,000
York-Hanover, PA 4 $ 713,000 $ 178,250 $ 57,000
Allentown-Bethlehem-Easton, PA-NJ 3 $ 367,000 $ 122,333 $ 28,000
Auburn-Opelika, AL 3 $ 418,000 $ 139,333 $ 49,000
Bangor, ME 3 $ 455,000 $ 151,666 $ 24,000
Bend-Redmond, OR 3 $ 539,000 $ 179,666 $ 13,000
East Stroudsburg, PA 3 $ 521,000 $ 173,666 $ 44,000
Fort Collins, CO 3 $ 780,000 $ 260,000 $ 97,000
Gettysburg, PA 3 $ 306,000 $ 102,000 $ 30,000
Hinesville, GA 3 $ 376,000 $ 125,333 $ 39,000
Kankakee, IL 3 $ 311,000 $ 103,666 $ 18,000
Longview, TX 3 $ 374,000 $ 124,666 $ 12,000
Mansfield, OH 3 $ 346,000 $ 115,333 $ 42,000
Midland, TX 3 $ 620,000 $ 206,666 $ 62,000
Peoria, IL 3 $ 435,000 $ 145,000 $ 217,000
San Angelo, TX 3 $ 232,000 $ 77,333 $ 42,000
Sebring, FL 3 $ 559,000 $ 186,333 $ 44,000
Sheboygan, WI 3 $ 280,000 $ 93,333 $ 26,000
South Bend-Mishawaka, IN-MI 3 $ 314,000 $ 104,666 $ 54,000
Victoria, TX 3 $ 622,000 $ 207,333 $ 114,000
Waco, TX 3 $ 612,000 $ 204,000 $ 14,000
Wausau, WI 3 $ 355,000 $ 118,333 $ 82,000
Altoona, PA 2 $ 140,000 $ 70,000 $ 65,000
Appleton, WI 2 $ 251,000 $ 125,500 $ 43,000
Athens-Clarke County, GA 2 $ 138,000 $ 69,000 $ 28,000
Bismarck, ND 2 $ 244,000 $ 122,000 $ 55,000
Bloomington, IL 2 $ 260,000 $ 130,000 $ 28,000
Bowling Green, KY 2 $ 362,000 $ 181,000 $ 69,000
Coeur D'Alene, ID 2 $ 237,000 $ 118,500 $ 41,000
Columbus, IN 2 $ 234,000 $ 117,000 $ 49,000
Dalton, GA 2 $ 175,000 $ 87,500 $ 44,000
Erie, PA 2 $ 186,000 $ 93,000 $ 49,000
Goldsboro, NC 2 $ 324,000 $ 162,000 $ 9,000
Grand Junction, CO 2 $ 226,000 $ 113,000 $ 48,000
Grants Pass, OR 2 $ 350,000 $ 175,000 $ 37,000
Green Bay, WI 2 $ 189,000 $ 94,500 $ 29,000
Greenville, NC 2 $ 174,000 $ 87,000 $ 11,000
Hanford-Corcoran, CA 2 $ 222,000 $ 111,000 $ 51,000
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 262,000 $ 131,000 $ 31,000
Janesville-Beloit, WI 2 $ 184,000 $ 92,000 $ 46,000
Kingsport-Bristol-Bristol, TN-VA 2 $ 287,000 $ 143,500 $ 44,000
Kokomo, IN 2 $ 160,000 $ 80,000 $ 45,000
Lancaster, PA 2 $ 269,000 $ 134,500 $ 28,000
McAllen-Edinburg-Mission, TX 2 $ 225,000 $ 112,500 $ 78,000
Naples-Immokalee-Marco Island, FL 2 $ 396,000 $ 198,000 $ 24,000
Oshkosh-Neenah, WI 2 $ 273,000 $ 136,500 $ 41,000
Port St. Lucie, FL 2 $ 227,000 $ 113,500 $ 34,000
Provo-Orem, UT 2 $ 287,000 $ 143,500 $ 0
Salt Lake City, UT 2 $ 484,000 $ 242,000 $ 82,000
Sebastian-Vero Beach, FL 2 $ 319,000 $ 159,500 $ 17,000
Sioux City, IA-NE-SD 2 $ 212,000 $ 106,000 $ 41,000
Tallahassee, FL 2 $ 171,000 $ 85,500 $ 37,000
Texarkana, TX-AR 2 $ 192,000 $ 96,000 $ 71,000
Walla Walla, WA 2 $ 385,000 $ 192,500 $ 68,000
Warner Robins, GA 2 $ 219,000 $ 109,500 $ 13,000
Ames, IA 1 $ 109,000 $ 109,000 $ 96,000
Brownsville-Harlingen, TX 1 $ 182,000 $ 182,000 $ 0
Canton-Massillon, OH 1 $ 103,000 $ 103,000 $ 47,000
Cleveland, TN 1 $ 108,000 $ 108,000 $ 59,000
Dubuque, IA 1 $ 94,000 $ 94,000 $ 39,000
Duluth, MN-WI 1 $ 75,000 $ 75,000 $ 55,000
Fargo, ND-MN 1 $ 130,000 $ 130,000 $ 91,000
Fond Du Lac, WI 1 $ 103,000 $ 103,000 $ 60,000
Grand Forks, ND-MN 1 $ 108,000 $ 108,000 $ 50,000
Iowa City, IA 1 $ 108,000 $ 108,000 $ 67,000
Johnstown, PA 1 $ 169,000 $ 169,000 $ 0
Kahului-Wailuku-Lahaina, HI 1 $ 414,000 $ 414,000 $ 94,000
La Crosse-Onalaska, WI-MN 1 $ 264,000 $ 264,000 $ 175,000
Laredo, TX 1 $ 159,000 $ 159,000 $ 0
Lawrence, KS 1 $ 386,000 $ 386,000 $ 240,000
Lebanon, PA 1 $ 156,000 $ 156,000 $ 24,000
Lewiston, ID-WA 1 $ 81,000 $ 81,000 $ 66,000
Lewiston-Auburn, ME 1 $ 120,000 $ 120,000 $ 84,000
Lima, OH 1 $ 88,000 $ 88,000 $ 0
Lincoln, NE 1 $ 139,000 $ 139,000 $ 35,000
Manhattan, KS 1 $ 94,000 $ 94,000 $ 53,000
Medford, OR 1 $ 284,000 $ 284,000 $ 0
Muncie, IN 1 $ 109,000 $ 109,000 $ 0
Ogden-Clearfield, UT 1 $ 135,000 $ 135,000 $ 42,000
Rockford, IL 1 $ 101,000 $ 101,000 $ 52,000
Rome, GA 1 $ 170,000 $ 170,000 $ 46,000
San Rafael, CA 1 $ 616,000 $ 616,000 $ 0
Springfield, IL 1 $ 134,000 $ 134,000 $ 32,000
Sumter, SC 1 $ 77,000 $ 77,000 $ 73,000
The Villages, FL 1 $ 257,000 $ 257,000 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 246,000 $ 246,000 $ 60,000
Williamsport, PA 1 $ 69,000 $ 69,000 $ 21,000

Mortgage Loan Application Detail Totals for Alliance Financial Resources in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,337 $1,323,835,000 $208,000 $1,650,000 $38,000 $4,800,000
Home Purchase 2,195 $377,725,000 $172,000 $1,295,000 $74,000 $2,815,000
Home Improvement 1 $100,000 $100,000 $100,000 $27,000 $27,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,933 $737,266,000 $187,000 $1,650,000 $57,000 $4,800,000
Not Provided 2,273 $564,091,000 $248,000 $1,621,000 $31,000 $2,815,000
Hispanic 1,610 $270,620,000 $168,000 $680,000 $43,000 $1,022,000
Black or African American 583 $98,090,000 $168,000 $603,000 $49,000 $1,680,000
Asian 83 $20,646,000 $248,000 $633,000 $80,000 $444,000
American Indian or Alaskan Native 29 $4,499,000 $155,000 $350,000 $57,000 $154,000
Native Hawaiin or Other Pacific Islander 22 $6,448,000 $293,000 $675,000 $71,000 $257,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,545 $653,537,000 $184,000 $867,000 $33,000 $2,815,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,474 $464,165,000 $187,000 $1,650,000 $85,000 $4,800,000
VA-guaranteed (Veterans Administration) 2,418 $571,964,000 $236,000 $963,000 $28,000 $1,022,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 96 $11,994,000 $124,000 $231,000 $45,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,130 $910,169,000 $220,000 $1,119,000 $35,000 $665,000
Application Denied By Financial Institution 3,589 $647,287,000 $180,000 $1,650,000 $60,000 $4,800,000
Application Withdrawn By Applicant 589 $103,717,000 $176,000 $1,621,000 $54,000 $930,000
File Closed For Incompleteness 225 $40,487,000 $179,000 $598,000 $54,000 $1,046,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 3,061 $560,114,000 $182,000 $1,650,000 $63,000 $4,800,000
Credit History 387 $63,471,000 $164,000 $562,000 $39,000 $420,000
Debt-To-Income Ratio 27 $4,617,000 $171,000 $375,000 $43,000 $125,000
Collateral 21 $2,897,000 $137,000 $416,000 $59,000 $300,000
Other 13 $2,319,000 $178,000 $361,000 $57,000 $112,000
Unverifiable Information 10 $1,685,000 $168,000 $436,000 $57,000 $97,000
Employment History 8 $1,017,000 $127,000 $254,000 $46,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 6 $828,000 $138,000 $221,000 $49,000 $88,000
Mortgage Insurance Denied 2 $253,000 $126,000 $134,000 $30,000 $32,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Financial Resources's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Alliance Financial Resources's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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