Ally Bank Mortgage Lending & HMDA Data, 2016

In 2016, Ally Bank of Charlotte, NC reported 6,827 mortgage applications totaling $3.7 billion, down 10% from 2015. The average application was for $548,362, and applicants reported an average income of $1,035. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (627), Los Angeles-Long Beach-Glendale, CA (342) and Oakland-Hayward-Berkeley, CA (298) (applications in parentheses).

Mortgage Company & Address Ally Bank
2101 Rexford Road, Suite 350w
Charlotte, NC 28211
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,827
Total Mortgage Loan Application Amount $3,743,668,000
Average Mortgage Loan Application Amount $548,362
Highest Mortgage Loan Application Amount $7,184,000
Average Applicant Income $1,035
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 551 $ 377,444,000 $ 685,016 $ 0
Los Angeles, California 342 $ 279,901,000 $ 818,423 $ 0
Santa Clara, California 264 $ 188,025,000 $ 712,215 $ 0
Orange, California 220 $ 167,277,000 $ 760,350 $ 0
Maricopa, Arizona 207 $ 88,169,000 $ 425,937 $ 0
San Diego, California 191 $ 131,299,000 $ 687,429 $ 0
Alameda, California 152 $ 109,091,000 $ 717,703 $ 0
Contra Costa, California 146 $ 107,191,000 $ 734,184 $ 0
San Mateo, California 124 $ 115,294,000 $ 929,790 $ 0
San Francisco, California 98 $ 82,410,000 $ 840,918 $ 0
Multnomah, Oregon 93 $ 42,033,000 $ 451,967 $ 0
Cook, Illinois 88 $ 54,615,000 $ 620,625 $ 0
Harris, Texas 86 $ 42,474,000 $ 493,883 $ 0
Sacramento, California 80 $ 29,341,000 $ 366,762 $ 0
Denver, Colorado 76 $ 32,271,000 $ 424,618 $ 0
Dallas, Texas 76 $ 50,907,000 $ 669,828 $ 0
Snohomish, Washington 76 $ 33,097,000 $ 435,486 $ 0
Marin, California 75 $ 54,487,000 $ 726,493 $ 0
Riverside, California 70 $ 34,481,000 $ 492,585 $ 0
Travis, Texas 70 $ 35,893,000 $ 512,757 $ 0
San Bernardino, California 69 $ 28,189,000 $ 408,536 $ 0
Sonoma, California 65 $ 42,420,000 $ 652,615 $ 0
Jefferson, Colorado 61 $ 23,272,000 $ 381,508 $ 0
Arapahoe, Colorado 60 $ 23,740,000 $ 395,666 $ 0
Fulton, Georgia 57 $ 34,227,000 $ 600,473 $ 0
Salt Lake, Utah 54 $ 16,103,000 $ 298,203 $ 0
Montgomery, Maryland 52 $ 32,218,000 $ 619,576 $ 0
Palm Beach, Florida 47 $ 23,531,000 $ 500,659 $ 3,000
Fairfax, Virginia 47 $ 33,226,000 $ 706,936 $ 0
Douglas, Colorado 45 $ 22,817,000 $ 507,044 $ 0
Broward, Florida 45 $ 21,750,000 $ 483,333 $ 0
Ventura, California 44 $ 25,659,000 $ 583,159 $ 0
Clackamas, Oregon 44 $ 24,616,000 $ 559,454 $ 0
Middlesex, Massachusetts 42 $ 26,213,000 $ 624,119 $ 0
Santa Barbara, California 41 $ 30,741,000 $ 749,780 $ 0
Clark, Nevada 41 $ 18,265,000 $ 445,487 $ 0
Collin, Texas 38 $ 23,306,000 $ 613,315 $ 0
Placer, California 35 $ 20,966,000 $ 599,028 $ 0
Miami-Dade, Florida 34 $ 22,496,000 $ 661,647 $ 0
Pima, Arizona 33 $ 6,830,000 $ 206,969 $ 0
Boulder, Colorado 33 $ 17,046,000 $ 516,545 $ 0
Hennepin, Minnesota 33 $ 12,169,000 $ 368,757 $ 0
District of Columbia, District Of Columbia 32 $ 22,903,000 $ 715,718 $ 0
Washington, Oregon 32 $ 13,689,000 $ 427,781 $ 0
Tarrant, Texas 31 $ 14,300,000 $ 461,290 $ 0
Clark, Washington 31 $ 12,482,000 $ 402,645 $ 0
Larimer, Colorado 29 $ 11,549,000 $ 398,241 $ 0
St. Louis, Missouri 29 $ 11,805,000 $ 407,068 $ 0
Oakland, Michigan 28 $ 13,415,000 $ 479,107 $ 0
Adams, Colorado 27 $ 6,340,000 $ 234,814 $ 0
Denton, Texas 27 $ 14,849,000 $ 549,962 $ 0
DuPage, Illinois 26 $ 13,348,000 $ 513,384 $ 0
Lake, Illinois 26 $ 11,964,000 $ 460,153 $ 0
Montgomery, Texas 24 $ 13,721,000 $ 571,708 $ 0
Solano, California 23 $ 9,363,000 $ 407,086 $ 0
Orange, Florida 23 $ 10,614,000 $ 461,478 $ 0
Utah, Utah 23 $ 9,763,000 $ 424,478 $ 0
Baltimore, Maryland 22 $ 5,971,000 $ 271,409 $ 0
Mecklenburg, North Carolina 22 $ 7,603,000 $ 345,590 $ 0
Wake, North Carolina 22 $ 7,951,000 $ 361,409 $ 0
El Dorado, California 21 $ 12,437,000 $ 592,238 $ 0
Fayette, Kentucky 21 $ 5,261,000 $ 250,523 $ 0
Davidson, Tennessee 21 $ 4,819,000 $ 229,476 $ 0
Whatcom, Washington 21 $ 11,734,000 $ 558,761 $ 0
Monterey, California 20 $ 13,994,000 $ 699,700 $ 0
San Joaquin, California 20 $ 7,684,000 $ 384,200 $ 0
Fairfield, Connecticut 20 $ 19,648,000 $ 982,400 $ 0
Hartford, Connecticut 20 $ 6,922,000 $ 346,100 $ 0
Cobb, Georgia 20 $ 9,927,000 $ 496,350 $ 0
Fresno, California 19 $ 9,304,000 $ 489,684 $ 0
San Luis Obispo, California 19 $ 10,444,000 $ 549,684 $ 0
DeKalb, Georgia 19 $ 8,833,000 $ 464,894 $ 0
Marion, Indiana 19 $ 4,454,000 $ 234,421 $ 0
Norfolk, Massachusetts 19 $ 10,864,000 $ 571,789 $ 0
Fort Bend, Texas 19 $ 9,136,000 $ 480,842 $ 0
Davis, Utah 19 $ 3,937,000 $ 207,210 $ 0
Pierce, Washington 19 $ 8,715,000 $ 458,684 $ 0
Napa, California 18 $ 13,346,000 $ 741,444 $ 0
Washoe, Nevada 18 $ 8,686,000 $ 482,555 $ 0
Prince William, Virginia 18 $ 4,810,000 $ 267,222 $ 0
Gwinnett, Georgia 17 $ 4,539,000 $ 267,000 $ 0
Jefferson, Kentucky 17 $ 3,149,000 $ 185,235 $ 0
Prince George's, Maryland 17 $ 3,417,000 $ 201,000 $ 0
El Paso, Colorado 16 $ 5,028,000 $ 314,250 $ 0
Collier, Florida 16 $ 10,144,000 $ 634,000 $ 0
Pinellas, Florida 16 $ 6,845,000 $ 427,812 $ 0
Deschutes, Oregon 16 $ 8,243,000 $ 515,187 $ 0
Montgomery, Pennsylvania 16 $ 8,866,000 $ 554,125 $ 0
Williamson, Tennessee 16 $ 9,969,000 $ 623,062 $ 0
Hillsborough, Florida 15 $ 6,238,000 $ 415,866 $ 0
Franklin, Ohio 15 $ 3,381,000 $ 225,400 $ 3,000
Arlington, Virginia 15 $ 9,781,000 $ 652,066 $ 0
Santa Cruz, California 14 $ 9,422,000 $ 673,000 $ 0
Sarasota, Florida 14 $ 8,788,000 $ 627,714 $ 0
Howard, Maryland 14 $ 8,900,000 $ 635,714 $ 0
Kings, New York 14 $ 14,712,000 $ 1,050,857 $ 0
Bucks, Pennsylvania 14 $ 6,280,000 $ 448,571 $ 0
Chester, Pennsylvania 14 $ 5,217,000 $ 372,642 $ 0
Bexar, Texas 14 $ 6,864,000 $ 490,285 $ 0
Lee, Florida 13 $ 5,030,000 $ 386,923 $ 0
Manatee, Florida 13 $ 6,166,000 $ 474,307 $ 0
Hamilton, Indiana 13 $ 4,153,000 $ 319,461 $ 0
Essex, Massachusetts 13 $ 4,988,000 $ 383,692 $ 0
Ramsey, Minnesota 13 $ 2,643,000 $ 203,307 $ 0
Lane, Oregon 13 $ 4,995,000 $ 384,230 $ 0
Allegheny, Pennsylvania 13 $ 6,100,000 $ 469,230 $ 0
Kitsap, Washington 13 $ 6,153,000 $ 473,307 $ 0
Spokane, Washington 13 $ 3,661,000 $ 281,615 $ 0
Yavapai, Arizona 12 $ 3,259,000 $ 271,583 $ 0
Stanislaus, California 12 $ 4,504,000 $ 375,333 $ 0
Yolo, California 12 $ 5,981,000 $ 498,416 $ 0
Worcester, Massachusetts 12 $ 3,855,000 $ 321,250 $ 0
Nassau, New York 12 $ 9,337,000 $ 778,083 $ 0
Hays, Texas 12 $ 5,670,000 $ 472,500 $ 0
Pasco, Florida 11 $ 849,000 $ 77,181 $ 0
St. Johns, Florida 11 $ 6,461,000 $ 587,363 $ 0
Johnson, Kansas 11 $ 4,660,000 $ 423,636 $ 0
Suffolk, Massachusetts 11 $ 5,051,000 $ 459,181 $ 0
Bergen, New Jersey 11 $ 7,665,000 $ 696,818 $ 0
Monmouth, New Jersey 11 $ 8,972,000 $ 815,636 $ 0
Marion, Oregon 11 $ 5,997,000 $ 545,181 $ 0
Kern, California 10 $ 3,689,000 $ 368,900 $ 0
Anne Arundel, Maryland 10 $ 5,869,000 $ 586,900 $ 0
Wayne, Michigan 10 $ 4,490,000 $ 449,000 $ 0
Mercer, New Jersey 10 $ 4,829,000 $ 482,900 $ 0
Bernalillo, New Mexico 10 $ 3,600,000 $ 360,000 $ 0
Tulsa, Oklahoma 10 $ 4,742,000 $ 474,200 $ 0
Philadelphia, Pennsylvania 10 $ 3,915,000 $ 391,500 $ 0
Providence, Rhode Island 10 $ 1,926,000 $ 192,600 $ 0
Weber, Utah 10 $ 2,448,000 $ 244,800 $ 0
Alexandria, Virginia 10 $ 7,641,000 $ 764,100 $ 0
Pinal, Arizona 9 $ 2,216,000 $ 246,222 $ 0
Cherokee, Georgia 9 $ 1,261,000 $ 140,111 $ 0
Washtenaw, Michigan 9 $ 1,696,000 $ 188,444 $ 0
Westchester, New York 9 $ 8,114,000 $ 901,555 $ 0
Oklahoma, Oklahoma 9 $ 3,992,000 $ 443,555 $ 0
Williamson, Texas 9 $ 2,217,000 $ 246,333 $ 0
Dane, Wisconsin 9 $ 4,420,000 $ 491,111 $ 0
Nevada, California 8 $ 5,015,000 $ 626,875 $ 0
Weld, Colorado 8 $ 2,529,000 $ 316,125 $ 7,000
Kane, Illinois 8 $ 3,235,000 $ 404,375 $ 0
Sedgwick, Kansas 8 $ 1,068,000 $ 133,500 $ 0
St. Tammany, Louisiana 8 $ 5,001,000 $ 625,125 $ 0
Frederick, Maryland 8 $ 1,315,000 $ 164,375 $ 0
Macomb, Michigan 8 $ 2,513,000 $ 314,125 $ 0
Union, New Jersey 8 $ 5,060,000 $ 632,500 $ 0
Suffolk, New York 8 $ 5,354,000 $ 669,250 $ 0
Union, North Carolina 8 $ 2,324,000 $ 290,500 $ 0
Yamhill, Oregon 8 $ 3,937,000 $ 492,125 $ 0
Henrico, Virginia 8 $ 1,783,000 $ 222,875 $ 0
Loudoun, Virginia 8 $ 6,506,000 $ 813,250 $ 0
Waukesha, Wisconsin 8 $ 4,275,000 $ 534,375 $ 0
Pulaski, Arkansas 7 $ 3,146,000 $ 449,428 $ 0
Shasta, California 7 $ 1,677,000 $ 239,571 $ 0
New Castle, Delaware 7 $ 2,622,000 $ 374,571 $ 0
Forsyth, Georgia 7 $ 3,080,000 $ 440,000 $ 0
Honolulu, Hawaii 7 $ 4,492,000 $ 641,714 $ 0
Tippecanoe, Indiana 7 $ 728,000 $ 104,000 $ 0
Washington, Minnesota 7 $ 2,247,000 $ 321,000 $ 0
Cape May, New Jersey 7 $ 3,088,000 $ 441,142 $ 0
Somerset, New Jersey 7 $ 3,712,000 $ 530,285 $ 0
Summit, Utah 7 $ 4,989,000 $ 712,714 $ 0
Albemarle, Virginia 7 $ 3,069,000 $ 438,428 $ 0
Benton, Washington 7 $ 2,092,000 $ 298,857 $ 4,000
Broomfield, Colorado 6 $ 2,888,000 $ 481,333 $ 0
Sussex, Delaware 6 $ 3,372,000 $ 562,000 $ 0
Duval, Florida 6 $ 2,918,000 $ 486,333 $ 0
Hall, Georgia 6 $ 2,274,000 $ 379,000 $ 0
Harford, Maryland 6 $ 1,229,000 $ 204,833 $ 0
Anoka, Minnesota 6 $ 1,666,000 $ 277,666 $ 0
St. Louis City, Missouri 6 $ 651,000 $ 108,500 $ 0
Camden, New Jersey 6 $ 3,613,000 $ 602,166 $ 0
Hudson, New Jersey 6 $ 5,443,000 $ 907,166 $ 0
Morris, New Jersey 6 $ 4,264,000 $ 710,666 $ 0
Queens, New York 6 $ 3,869,000 $ 644,833 $ 0
Buncombe, North Carolina 6 $ 2,503,000 $ 417,166 $ 0
Benton, Oregon 6 $ 2,166,000 $ 361,000 $ 0
Jackson, Oregon 6 $ 3,925,000 $ 654,166 $ 0
Delaware, Pennsylvania 6 $ 3,151,000 $ 525,166 $ 0
Charleston, South Carolina 6 $ 3,577,000 $ 596,166 $ 0
Greenville, South Carolina 6 $ 1,333,000 $ 222,166 $ 0
Galveston, Texas 6 $ 2,044,000 $ 340,666 $ 0
Skagit, Washington 6 $ 2,822,000 $ 470,333 $ 0
Milwaukee, Wisconsin 6 $ 902,000 $ 150,333 $ 0
Coconino, Arizona 5 $ 2,651,000 $ 530,200 $ 0
Eagle, Colorado 5 $ 3,782,000 $ 756,400 $ 0
New Haven, Connecticut 5 $ 2,036,000 $ 407,200 $ 0
Brevard, Florida 5 $ 2,892,000 $ 578,400 $ 0
Martin, Florida 5 $ 2,546,000 $ 509,200 $ 0
Chatham, Georgia 5 $ 1,964,000 $ 392,800 $ 0
York, Maine 5 $ 2,404,000 $ 480,800 $ 0
Kent, Michigan 5 $ 531,000 $ 106,200 $ 0
Jackson, Missouri 5 $ 833,000 $ 166,600 $ 0
New York, New York 5 $ 1,952,000 $ 390,400 $ 12,000
Durham, North Carolina 5 $ 2,347,000 $ 469,400 $ 0
Polk, Oregon 5 $ 2,527,000 $ 505,400 $ 0
Lancaster, Pennsylvania 5 $ 1,564,000 $ 312,800 $ 0
Lehigh, Pennsylvania 5 $ 519,000 $ 103,800 $ 0
Richland, South Carolina 5 $ 2,308,000 $ 461,600 $ 0
Kendall, Texas 5 $ 3,702,000 $ 740,400 $ 0
Chesterfield, Virginia 5 $ 2,028,000 $ 405,600 $ 0
Spotsylvania, Virginia 5 $ 744,000 $ 148,800 $ 0
Franklin, Washington 5 $ 2,420,000 $ 484,000 $ 0
Lee, Alabama 4 $ 1,142,000 $ 285,500 $ 0
Benton, Arkansas 4 $ 2,342,000 $ 585,500 $ 0
Madera, California 4 $ 461,000 $ 115,250 $ 0
Pitkin, Colorado 4 $ 3,257,000 $ 814,250 $ 0
San Miguel, Colorado 4 $ 3,877,000 $ 969,250 $ 0
Summit, Colorado 4 $ 2,878,000 $ 719,500 $ 0
Middlesex, Connecticut 4 $ 663,000 $ 165,750 $ 0
Leon, Florida 4 $ 1,033,000 $ 258,250 $ 0
Monroe, Florida 4 $ 2,684,000 $ 671,000 $ 0
Seminole, Florida 4 $ 1,874,000 $ 468,500 $ 0
Volusia, Florida 4 $ 1,109,000 $ 277,250 $ 4,000
Barrow, Georgia 4 $ 406,000 $ 101,500 $ 0
Coweta, Georgia 4 $ 1,496,000 $ 374,000 $ 0
Fayette, Georgia 4 $ 3,227,000 $ 806,750 $ 0
Allen, Indiana 4 $ 227,000 $ 56,750 $ 0
Hendricks, Indiana 4 $ 426,000 $ 106,500 $ 0
Johnson, Indiana 4 $ 964,000 $ 241,000 $ 0
Baltimore City, Maryland 4 $ 975,000 $ 243,750 $ 0
Bristol, Massachusetts 4 $ 1,333,000 $ 333,250 $ 0
Olmsted, Minnesota 4 $ 679,000 $ 169,750 $ 0
Clay, Missouri 4 $ 740,000 $ 185,000 $ 0
St. Charles, Missouri 4 $ 571,000 $ 142,750 $ 0
Flathead, Montana 4 $ 3,134,000 $ 783,500 $ 0
Ocean, New Jersey 4 $ 2,262,000 $ 565,500 $ 0
Santa Fe, New Mexico 4 $ 2,355,000 $ 588,750 $ 0
Hamilton, Ohio 4 $ 1,932,000 $ 483,000 $ 0
Summit, Ohio 4 $ 352,000 $ 88,000 $ 0
Luzerne, Pennsylvania 4 $ 759,000 $ 189,750 $ 0
York, Pennsylvania 4 $ 895,000 $ 223,750 $ 0
Shelby, Tennessee 4 $ 1,421,000 $ 355,250 $ 0
Sumner, Tennessee 4 $ 1,296,000 $ 324,000 $ 0
Guadalupe, Texas 4 $ 1,423,000 $ 355,750 $ 0
Nueces, Texas 4 $ 1,771,000 $ 442,750 $ 0
Manassas, Virginia 4 $ 907,000 $ 226,750 $ 0
Virginia Beach, Virginia 4 $ 1,833,000 $ 458,250 $ 0
Cowlitz, Washington 4 $ 427,000 $ 106,750 $ 0
Thurston, Washington 4 $ 1,304,000 $ 326,000 $ 0
Yakima, Washington 4 $ 711,000 $ 177,750 $ 0
Brown, Wisconsin 4 $ 324,000 $ 81,000 $ 0
Jefferson, Alabama 3 $ 1,375,000 $ 458,333 $ 0
Limestone, Alabama 3 $ 367,000 $ 122,333 $ 0
Butte, California 3 $ 1,223,000 $ 407,666 $ 0
San Benito, California 3 $ 1,293,000 $ 431,000 $ 0
Elbert, Colorado 3 $ 1,356,000 $ 452,000 $ 0
La Plata, Colorado 3 $ 1,795,000 $ 598,333 $ 0
Mesa, Colorado 3 $ 409,000 $ 136,333 $ 0
Park, Colorado 3 $ 922,000 $ 307,333 $ 0
Tolland, Connecticut 3 $ 404,000 $ 134,666 $ 0
Alachua, Florida 3 $ 306,000 $ 102,000 $ 0
Hernando, Florida 3 $ 320,000 $ 106,666 $ 0
Osceola, Florida 3 $ 711,000 $ 237,000 $ 0
Bartow, Georgia 3 $ 357,000 $ 119,000 $ 0
Carroll, Georgia 3 $ 281,000 $ 93,666 $ 0
Clarke, Georgia 3 $ 836,000 $ 278,666 $ 0
Canyon, Idaho 3 $ 313,000 $ 104,333 $ 0
Will, Illinois 3 $ 1,193,000 $ 397,666 $ 0
Wells, Indiana 3 $ 278,000 $ 92,666 $ 0
Boone, Kentucky 3 $ 306,000 $ 102,000 $ 0
Jefferson, Louisiana 3 $ 1,505,000 $ 501,666 $ 0
Orleans, Louisiana 3 $ 994,000 $ 331,333 $ 0
Cumberland, Maine 3 $ 1,335,000 $ 445,000 $ 0
Queen Anne's, Maryland 3 $ 1,895,000 $ 631,666 $ 0
Washington, Maryland 3 $ 300,000 $ 100,000 $ 0
Worcester, Maryland 3 $ 1,648,000 $ 549,333 $ 0
Barnstable, Massachusetts 3 $ 1,715,000 $ 571,666 $ 0
Plymouth, Massachusetts 3 $ 1,685,000 $ 561,666 $ 0
Livingston, Michigan 3 $ 1,535,000 $ 511,666 $ 0
Dakota, Minnesota 3 $ 463,000 $ 154,333 $ 0
Sherburne, Minnesota 3 $ 407,000 $ 135,666 $ 0
Gallatin, Montana 3 $ 1,783,000 $ 594,333 $ 0
Douglas, Nevada 3 $ 2,232,000 $ 744,000 $ 0
Burlington, New Jersey 3 $ 750,000 $ 250,000 $ 0
Essex, New Jersey 3 $ 1,006,000 $ 335,333 $ 0
Erie, New York 3 $ 132,000 $ 44,000 $ 0
Iredell, North Carolina 3 $ 1,409,000 $ 469,666 $ 0
Orange, North Carolina 3 $ 1,239,000 $ 413,000 $ 0
Cumberland, Pennsylvania 3 $ 337,000 $ 112,333 $ 0
Monroe, Pennsylvania 3 $ 249,000 $ 83,000 $ 0
Beaufort, South Carolina 3 $ 1,675,000 $ 558,333 $ 0
Knox, Tennessee 3 $ 829,000 $ 276,333 $ 0
Robertson, Tennessee 3 $ 992,000 $ 330,666 $ 0
Norfolk, Virginia 3 $ 1,417,000 $ 472,333 $ 0
Richmond City, Virginia 3 $ 388,000 $ 129,333 $ 0
Jefferson, Washington 3 $ 1,609,000 $ 536,333 $ 0
Kittitas, Washington 3 $ 1,366,000 $ 455,333 $ 0
Natrona, Wyoming 3 $ 381,000 $ 127,000 $ 0
Elmore, Alabama 2 $ 1,548,000 $ 774,000 $ 0
Madison, Alabama 2 $ 673,000 $ 336,500 $ 0
Anchorage, Alaska 2 $ 1,436,000 $ 718,000 $ 0
Mohave, Arizona 2 $ 596,000 $ 298,000 $ 0
Saline, Arkansas 2 $ 667,000 $ 333,500 $ 0
Calaveras, California 2 $ 1,161,000 $ 580,500 $ 0
Mendocino, California 2 $ 1,389,000 $ 694,500 $ 0
Sutter, California 2 $ 986,000 $ 493,000 $ 0
Tulare, California 2 $ 207,000 $ 103,500 $ 0
Charlotte, Florida 2 $ 1,692,000 $ 846,000 $ 0
Citrus, Florida 2 $ 124,000 $ 62,000 $ 0
Indian River, Florida 2 $ 802,000 $ 401,000 $ 0
Lake, Florida 2 $ 713,000 $ 356,500 $ 0
Marion, Florida 2 $ 639,000 $ 319,500 $ 0
Polk, Florida 2 $ 735,000 $ 367,500 $ 0
St. Lucie, Florida 2 $ 143,000 $ 71,500 $ 0
Walton, Florida 2 $ 1,481,000 $ 740,500 $ 0
Clayton, Georgia 2 $ 153,000 $ 76,500 $ 0
Henry, Georgia 2 $ 629,000 $ 314,500 $ 0
Paulding, Georgia 2 $ 275,000 $ 137,500 $ 0
Putnam, Georgia 2 $ 1,031,000 $ 515,500 $ 0
Maui, Hawaii 2 $ 9,655,000 $ 4,827,500 $ 4,999,000
Ada, Idaho 2 $ 1,475,000 $ 737,500 $ 0
Lake, Indiana 2 $ 657,000 $ 328,500 $ 0
Polk, Iowa 2 $ 178,000 $ 89,000 $ 0
Wyandotte, Kansas 2 $ 125,000 $ 62,500 $ 0
Bullitt, Kentucky 2 $ 260,000 $ 130,000 $ 0
Kenton, Kentucky 2 $ 179,000 $ 89,500 $ 0
Warren, Kentucky 2 $ 1,306,000 $ 653,000 $ 0
East Baton Rouge, Louisiana 2 $ 1,093,000 $ 546,500 $ 0
Lafayette, Louisiana 2 $ 249,000 $ 124,500 $ 0
Talbot, Maryland 2 $ 984,000 $ 492,000 $ 0
St. Louis, Minnesota 2 $ 216,000 $ 108,000 $ 0
Wright, Minnesota 2 $ 290,000 $ 145,000 $ 0
Madison, Mississippi 2 $ 1,892,000 $ 946,000 $ 0
Jefferson, Missouri 2 $ 254,000 $ 127,000 $ 0
Platte, Missouri 2 $ 816,000 $ 408,000 $ 0
Missoula, Montana 2 $ 1,510,000 $ 755,000 $ 0
Hillsborough, New Hampshire 2 $ 575,000 $ 287,500 $ 0
Rockingham, New Hampshire 2 $ 1,232,000 $ 616,000 $ 0
Middlesex, New Jersey 2 $ 416,000 $ 208,000 $ 0
Sandoval, New Mexico 2 $ 1,525,000 $ 762,500 $ 0
Essex, New York 2 $ 1,256,000 $ 628,000 $ 0
Monroe, New York 2 $ 142,000 $ 71,000 $ 0
Richmond, New York 2 $ 1,375,000 $ 687,500 $ 0
Cabarrus, North Carolina 2 $ 622,000 $ 311,000 $ 0
Dare, North Carolina 2 $ 1,704,000 $ 852,000 $ 0
Davidson, North Carolina 2 $ 217,000 $ 108,500 $ 0
Forsyth, North Carolina 2 $ 1,106,000 $ 553,000 $ 0
Gaston, North Carolina 2 $ 198,000 $ 99,000 $ 0
Henderson, North Carolina 2 $ 599,000 $ 299,500 $ 0
Johnston, North Carolina 2 $ 213,000 $ 106,500 $ 0
Lincoln, North Carolina 2 $ 906,000 $ 453,000 $ 0
Cass, North Dakota 2 $ 197,000 $ 98,500 $ 0
Butler, Ohio 2 $ 139,000 $ 69,500 $ 0
Cuyahoga, Ohio 2 $ 500,000 $ 250,000 $ 0
Delaware, Ohio 2 $ 1,089,000 $ 544,500 $ 0
Lorain, Ohio 2 $ 931,000 $ 465,500 $ 0
Cleveland, Oklahoma 2 $ 179,000 $ 89,500 $ 0
Columbia, Oregon 2 $ 762,000 $ 381,000 $ 0
Berks, Pennsylvania 2 $ 590,000 $ 295,000 $ 0
Centre, Pennsylvania 2 $ 843,000 $ 421,500 $ 0
Dauphin, Pennsylvania 2 $ 189,000 $ 94,500 $ 0
Northampton, Pennsylvania 2 $ 252,000 $ 126,000 $ 0
Pike, Pennsylvania 2 $ 218,000 $ 109,000 $ 0
Westmoreland, Pennsylvania 2 $ 839,000 $ 419,500 $ 0
Kent, Rhode Island 2 $ 155,000 $ 77,500 $ 0
Lancaster, South Carolina 2 $ 211,000 $ 105,500 $ 0
Lexington, South Carolina 2 $ 1,526,000 $ 763,000 $ 0
Oconee, South Carolina 2 $ 1,146,000 $ 573,000 $ 0
Spartanburg, South Carolina 2 $ 244,000 $ 122,000 $ 0
Blount, Tennessee 2 $ 1,072,000 $ 536,000 $ 0
Hamilton, Tennessee 2 $ 1,180,000 $ 590,000 $ 0
Wilson, Tennessee 2 $ 190,000 $ 95,000 $ 0
Caldwell, Texas 2 $ 211,000 $ 105,500 $ 0
Comal, Texas 2 $ 1,259,000 $ 629,500 $ 0
El Paso, Texas 2 $ 1,787,000 $ 893,500 $ 0
Franklin, Texas 2 $ 1,797,000 $ 898,500 $ 0
Kaufman, Texas 2 $ 165,000 $ 82,500 $ 0
McLennan, Texas 2 $ 1,241,000 $ 620,500 $ 0
Midland, Texas 2 $ 645,000 $ 322,500 $ 0
Victoria, Texas 2 $ 231,000 $ 115,500 $ 0
Webb, Texas 2 $ 685,000 $ 342,500 $ 0
Cache, Utah 2 $ 985,000 $ 492,500 $ 0
Wasatch, Utah 2 $ 1,286,000 $ 643,000 $ 0
Washington, Utah 2 $ 700,000 $ 350,000 $ 0
Botetourt, Virginia 2 $ 997,000 $ 498,500 $ 0
Charlottesville, Virginia 2 $ 365,000 $ 182,500 $ 0
Fauquier, Virginia 2 $ 699,000 $ 349,500 $ 0
James City, Virginia 2 $ 710,000 $ 355,000 $ 0
Manassas Park, Virginia 2 $ 266,000 $ 133,000 $ 0
Nelson, Virginia 2 $ 285,000 $ 142,500 $ 0
Warren, Virginia 2 $ 362,000 $ 181,000 $ 0
San Juan, Washington 2 $ 1,094,000 $ 547,000 $ 0
Ozaukee, Wisconsin 2 $ 1,416,000 $ 708,000 $ 0
Rock, Wisconsin 2 $ 173,000 $ 86,500 $ 0
Teton, Wyoming 2 $ 1,356,000 $ 678,000 $ 0
Baldwin, Alabama 1 $ 634,000 $ 634,000 $ 0
Montgomery, Alabama 1 $ 139,000 $ 139,000 $ 0
Russell, Alabama 1 $ 87,000 $ 87,000 $ 0
Shelby, Alabama 1 $ 118,000 $ 118,000 $ 0
St. Clair, Alabama 1 $ 96,000 $ 96,000 $ 0
Cochise, Arizona 1 $ 67,000 $ 67,000 $ 0
Santa Cruz, Arizona 1 $ 100,000 $ 100,000 $ 0
Yuma, Arizona 1 $ 100,000 $ 100,000 $ 0
Craighead, Arkansas 1 $ 76,000 $ 76,000 $ 0
Faulkner, Arkansas 1 $ 164,000 $ 164,000 $ 0
Grant, Arkansas 1 $ 92,000 $ 92,000 $ 0
Sebastian, Arkansas 1 $ 490,000 $ 490,000 $ 0
Humboldt, California 1 $ 697,000 $ 697,000 $ 0
Kings, California 1 $ 94,000 $ 94,000 $ 0
Merced, California 1 $ 95,000 $ 95,000 $ 0
Plumas, California 1 $ 827,000 $ 827,000 $ 0
Clear Creek, Colorado 1 $ 445,000 $ 445,000 $ 0
Gunnison, Colorado 1 $ 493,000 $ 493,000 $ 0
Morgan, Colorado 1 $ 120,000 $ 120,000 $ 0
Pueblo, Colorado 1 $ 136,000 $ 136,000 $ 0
Routt, Colorado 1 $ 687,000 $ 687,000 $ 0
New London, Connecticut 1 $ 416,000 $ 416,000 $ 0
Windham, Connecticut 1 $ 175,000 $ 175,000 $ 0
Clay, Florida 1 $ 55,000 $ 55,000 $ 0
Flagler, Florida 1 $ 75,000 $ 75,000 $ 0
Gulf, Florida 1 $ 75,000 $ 75,000 $ 0
Nassau, Florida 1 $ 490,000 $ 490,000 $ 0
Okaloosa, Florida 1 $ 613,000 $ 613,000 $ 0
Sumter, Florida 1 $ 488,000 $ 488,000 $ 0
Columbia, Georgia 1 $ 169,000 $ 169,000 $ 0
Decatur, Georgia 1 $ 50,000 $ 50,000 $ 0
Douglas, Georgia 1 $ 98,000 $ 98,000 $ 0
Glynn, Georgia 1 $ 617,000 $ 617,000 $ 0
Greene, Georgia 1 $ 727,000 $ 727,000 $ 0
Liberty, Georgia 1 $ 65,000 $ 65,000 $ 0
Newton, Georgia 1 $ 86,000 $ 86,000 $ 0
Oconee, Georgia 1 $ 126,000 $ 126,000 $ 0
Pickens, Georgia 1 $ 236,000 $ 236,000 $ 0
Rockdale, Georgia 1 $ 67,000 $ 67,000 $ 0
Spalding, Georgia 1 $ 48,000 $ 48,000 $ 0
Walton, Georgia 1 $ 109,000 $ 109,000 $ 0
Blaine, Idaho 1 $ 621,000 $ 621,000 $ 0
Bonneville, Idaho 1 $ 71,000 $ 71,000 $ 0
Macoupin, Illinois 1 $ 74,000 $ 74,000 $ 0
McLean, Illinois 1 $ 119,000 $ 119,000 $ 0
Sangamon, Illinois 1 $ 50,000 $ 50,000 $ 0
Tazewell, Illinois 1 $ 583,000 $ 583,000 $ 0
Williamson, Illinois 1 $ 433,000 $ 433,000 $ 0
Boone, Indiana 1 $ 703,000 $ 703,000 $ 0
Delaware, Indiana 1 $ 50,000 $ 50,000 $ 0
Elkhart, Indiana 1 $ 94,000 $ 94,000 $ 0
Floyd, Indiana 1 $ 88,000 $ 88,000 $ 0
Grant, Indiana 1 $ 98,000 $ 98,000 $ 0
Hancock, Indiana 1 $ 469,000 $ 469,000 $ 0
Howard, Indiana 1 $ 92,000 $ 92,000 $ 0
Kosciusko, Indiana 1 $ 1,485,000 $ 1,485,000 $ 0
Monroe, Indiana 1 $ 131,000 $ 131,000 $ 0
Morgan, Indiana 1 $ 82,000 $ 82,000 $ 0
St. Joseph, Indiana 1 $ 113,000 $ 113,000 $ 0
Black Hawk, Iowa 1 $ 88,000 $ 88,000 $ 0
Dickinson, Iowa 1 $ 1,043,000 $ 1,043,000 $ 0
Johnson, Iowa 1 $ 114,000 $ 114,000 $ 0
Pottawattamie, Iowa 1 $ 88,000 $ 88,000 $ 0
Warren, Iowa 1 $ 215,000 $ 215,000 $ 0
Linn, Kansas 1 $ 62,000 $ 62,000 $ 0
Shawnee, Kansas 1 $ 77,000 $ 77,000 $ 0
Sumner, Kansas 1 $ 77,000 $ 77,000 $ 0
Campbell, Kentucky 1 $ 476,000 $ 476,000 $ 0
Christian, Kentucky 1 $ 68,000 $ 68,000 $ 0
Clark, Kentucky 1 $ 125,000 $ 125,000 $ 0
Henry, Kentucky 1 $ 85,000 $ 85,000 $ 0
Jessamine, Kentucky 1 $ 87,000 $ 87,000 $ 0
Knox, Kentucky 1 $ 47,000 $ 47,000 $ 0
Spencer, Kentucky 1 $ 109,000 $ 109,000 $ 0
Acadia, Louisiana 1 $ 527,000 $ 527,000 $ 0
Ascension, Louisiana 1 $ 635,000 $ 635,000 $ 0
Bossier, Louisiana 1 $ 80,000 $ 80,000 $ 0
Caddo, Louisiana 1 $ 699,000 $ 699,000 $ 0
Calcasieu, Louisiana 1 $ 432,000 $ 432,000 $ 0
Iberia, Louisiana 1 $ 491,000 $ 491,000 $ 0
Lincoln, Louisiana 1 $ 716,000 $ 716,000 $ 0
Ouachita, Louisiana 1 $ 429,000 $ 429,000 $ 0
St. Martin, Louisiana 1 $ 90,000 $ 90,000 $ 0
Knox, Maine 1 $ 755,000 $ 755,000 $ 0
Calvert, Maryland 1 $ 420,000 $ 420,000 $ 82,000
Carroll, Maryland 1 $ 561,000 $ 561,000 $ 0
Charles, Maryland 1 $ 122,000 $ 122,000 $ 0
Nantucket, Massachusetts 1 $ 918,000 $ 918,000 $ 0
Berrien, Michigan 1 $ 994,000 $ 994,000 $ 0
Charlevoix, Michigan 1 $ 501,000 $ 501,000 $ 0
Grand Traverse, Michigan 1 $ 515,000 $ 515,000 $ 0
Lapeer, Michigan 1 $ 557,000 $ 557,000 $ 0
Midland, Michigan 1 $ 445,000 $ 445,000 $ 0
Ottawa, Michigan 1 $ 138,000 $ 138,000 $ 0
St. Clair, Michigan 1 $ 477,000 $ 477,000 $ 0
Becker, Minnesota 1 $ 618,000 $ 618,000 $ 0
Carver, Minnesota 1 $ 254,000 $ 254,000 $ 0
Chisago, Minnesota 1 $ 119,000 $ 119,000 $ 0
Crow Wing, Minnesota 1 $ 52,000 $ 52,000 $ 0
Otter Tail, Minnesota 1 $ 478,000 $ 478,000 $ 0
Scott, Minnesota 1 $ 203,000 $ 203,000 $ 0
Wabasha, Minnesota 1 $ 144,000 $ 144,000 $ 0
Marshall, Mississippi 1 $ 170,000 $ 170,000 $ 0
Vernon, Missouri 1 $ 88,000 $ 88,000 $ 0
Cascade, Montana 1 $ 70,000 $ 70,000 $ 0
Lake, Montana 1 $ 100,000 $ 100,000 $ 0
Yellowstone, Montana 1 $ 469,000 $ 469,000 $ 0
Douglas, Nebraska 1 $ 66,000 $ 66,000 $ 0
Lancaster, Nebraska 1 $ 92,000 $ 92,000 $ 0
Nye, Nevada 1 $ 57,000 $ 57,000 $ 0
Carroll, New Hampshire 1 $ 536,000 $ 536,000 $ 0
Strafford, New Hampshire 1 $ 146,000 $ 146,000 $ 0
Atlantic, New Jersey 1 $ 39,000 $ 39,000 $ 0
Hunterdon, New Jersey 1 $ 456,000 $ 456,000 $ 0
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Mortgage Loan Application Detail Totals for Ally Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,520 $1,962,984,000 $557,000 $7,184,000 $2,000 $9,999,000
Refinancing 3,306 $1,780,572,000 $538,000 $2,471,000 $0 $146,000
Home Improvement 1 $112,000 $112,000 $112,000 $32,000 $32,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,818 $3,735,115,000 $547,000 $2,616,000 $0 $0
White 6 $1,187,000 $197,000 $420,000 $71,000 $146,000
Not Provided 1 $7,184,000 $7,184,000 $7,184,000 $9,999,000 $9,999,000
Black or African American 1 $27,000 $27,000 $27,000 $50,000 $50,000
Hispanic 1 $155,000 $155,000 $155,000 $62,000 $62,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,827 $3,743,668,000 $548,000 $7,184,000 $1,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,818 $3,735,115,000 $547,000 $2,616,000 $0 $0
Application Denied By Financial Institution 4 $674,000 $168,000 $420,000 $70,000 $88,000
Application Withdrawn By Applicant 4 $695,000 $173,000 $328,000 $64,000 $146,000
Loan Originated 1 $7,184,000 $7,184,000 $7,184,000 $9,999,000 $9,999,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2 $447,000 $223,000 $420,000 $66,000 $82,000
Credit History 1 $98,000 $98,000 $98,000 $88,000 $88,000
Unverifiable Information 1 $129,000 $129,000 $129,000 $60,000 $60,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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