Ally Bank Mortgage Lending & HMDA Data, 2016
In 2016, Ally Bank of Charlotte, NC reported 6,827 mortgage applications totaling $3.7 billion, down 10% from 2015. The average application was for $548,362, and applicants reported an average income of $1,035. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (627), Los Angeles-Long Beach-Glendale, CA (342) and Oakland-Hayward-Berkeley, CA (298) (applications in parentheses).
| Mortgage Company & Address | Ally Bank 2101 Rexford Road, Suite 350w Charlotte, NC 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,827 |
| Total Mortgage Loan Application Amount | $3,743,668,000 |
| Average Mortgage Loan Application Amount | $548,362 |
| Highest Mortgage Loan Application Amount | $7,184,000 |
| Average Applicant Income | $1,035 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 627 | $ 410,541,000 | $ 654,770 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 342 | $ 279,901,000 | $ 818,423 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 298 | $ 216,282,000 | $ 725,778 | $ 0 |
| Denver-Aurora-Lakewood, CO | 282 | $ 114,051,000 | $ 404,436 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 267 | $ 189,318,000 | $ 709,056 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 222 | $ 197,704,000 | $ 890,558 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 220 | $ 167,277,000 | $ 760,350 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 216 | $ 90,385,000 | $ 418,449 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 210 | $ 97,519,000 | $ 464,376 | $ 0 |
| San Diego-Carlsbad, CA | 191 | $ 131,299,000 | $ 687,429 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 169 | $ 94,156,000 | $ 557,136 | $ 449 |
| Atlanta-Sandy Springs-Roswell, GA | 159 | $ 69,335,000 | $ 436,069 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 148 | $ 68,725,000 | $ 464,358 | $ 0 |
| Dallas-Plano-Irving, TX | 146 | $ 90,691,000 | $ 621,171 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 139 | $ 62,670,000 | $ 450,863 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 135 | $ 67,375,000 | $ 499,074 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 117 | $ 69,156,000 | $ 591,076 | $ 0 |
| Austin-Round Rock, TX | 94 | $ 44,150,000 | $ 469,680 | $ 0 |
| San Rafael, CA | 75 | $ 54,487,000 | $ 726,493 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 72 | $ 55,826,000 | $ 775,361 | $ 527 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 71 | $ 20,575,000 | $ 289,788 | $ 0 |
| Santa Rosa, CA | 65 | $ 42,420,000 | $ 652,615 | $ 0 |
| Baltimore-Columbia-Towson, MD | 60 | $ 25,400,000 | $ 423,333 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 60 | $ 33,533,000 | $ 558,883 | $ 0 |
| Cambridge-Newton-Framingham, MA | 55 | $ 31,201,000 | $ 567,290 | $ 0 |
| Salt Lake City, UT | 55 | $ 16,236,000 | $ 295,200 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 50 | $ 17,770,000 | $ 355,400 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 47 | $ 23,531,000 | $ 500,659 | $ 3,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 45 | $ 21,750,000 | $ 483,333 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 45 | $ 14,252,000 | $ 316,711 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 44 | $ 20,363,000 | $ 462,795 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 44 | $ 25,659,000 | $ 583,159 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 43 | $ 11,251,000 | $ 261,651 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 42 | $ 13,404,000 | $ 319,142 | $ 0 |
| St. Louis, MO-IL | 42 | $ 13,355,000 | $ 317,976 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 41 | $ 18,265,000 | $ 445,487 | $ 0 |
| Santa Maria-Santa Barbara, CA | 41 | $ 30,741,000 | $ 749,780 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 41 | $ 18,497,000 | $ 451,146 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 34 | $ 22,496,000 | $ 661,647 | $ 0 |
| Boston, MA | 33 | $ 17,600,000 | $ 533,333 | $ 0 |
| Boulder, CO | 33 | $ 17,046,000 | $ 516,545 | $ 0 |
| Fort Worth-Arlington, TX | 33 | $ 14,944,000 | $ 452,848 | $ 0 |
| Tucson, AZ | 33 | $ 6,830,000 | $ 206,969 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 32 | $ 13,912,000 | $ 434,750 | $ 0 |
| Ogden-Clearfield, UT | 30 | $ 6,489,000 | $ 216,300 | $ 0 |
| Fort Collins, CO | 29 | $ 11,549,000 | $ 398,241 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 27 | $ 7,989,000 | $ 295,888 | $ 0 |
| Lake County-Kenosha County, IL-WI | 27 | $ 12,138,000 | $ 449,555 | $ 0 |
| Newark, NJ-PA | 27 | $ 14,716,000 | $ 545,037 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 27 | $ 14,954,000 | $ 553,851 | $ 0 |
| San Antonio-New Braunfels, TX | 26 | $ 13,693,000 | $ 526,653 | $ 0 |
| Kansas City, MO-KS | 25 | $ 7,236,000 | $ 289,440 | $ 0 |
| Raleigh, NC | 25 | $ 8,294,000 | $ 331,760 | $ 0 |
| Lexington-Fayette, KY | 23 | $ 5,473,000 | $ 237,956 | $ 0 |
| Provo-Orem, UT | 23 | $ 9,763,000 | $ 424,478 | $ 0 |
| Vallejo-Fairfield, CA | 23 | $ 9,363,000 | $ 407,086 | $ 0 |
| Louisville/Jefferson County, KY-IN | 22 | $ 3,691,000 | $ 167,772 | $ 0 |
| Richmond, VA | 22 | $ 5,576,000 | $ 253,454 | $ 0 |
| Bellingham, WA | 21 | $ 11,734,000 | $ 558,761 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 19,648,000 | $ 982,400 | $ 0 |
| Nassau County-Suffolk County, NY | 20 | $ 14,691,000 | $ 734,550 | $ 0 |
| Salinas, CA | 20 | $ 13,994,000 | $ 699,700 | $ 0 |
| Stockton-Lodi, CA | 20 | $ 7,684,000 | $ 384,200 | $ 0 |
| Columbus, OH | 19 | $ 5,033,000 | $ 264,894 | $ 2,000 |
| Fresno, CA | 19 | $ 9,304,000 | $ 489,684 | $ 0 |
| Jacksonville, FL | 19 | $ 9,924,000 | $ 522,315 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 19 | $ 10,444,000 | $ 549,684 | $ 0 |
| Tacoma-Lakewood, WA | 19 | $ 8,715,000 | $ 458,684 | $ 0 |
| Napa, CA | 18 | $ 13,346,000 | $ 741,444 | $ 0 |
| Providence-Warwick, RI-MA | 18 | $ 5,969,000 | $ 331,611 | $ 0 |
| Reno, NV | 18 | $ 8,686,000 | $ 482,555 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 17 | $ 6,744,000 | $ 396,705 | $ 0 |
| Bend-Redmond, OR | 16 | $ 8,243,000 | $ 515,187 | $ 0 |
| Colorado Springs, CO | 16 | $ 5,028,000 | $ 314,250 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 10,144,000 | $ 634,000 | $ 0 |
| Philadelphia, PA | 16 | $ 7,066,000 | $ 441,625 | $ 0 |
| Pittsburgh, PA | 16 | $ 7,815,000 | $ 488,437 | $ 0 |
| Salem, OR | 16 | $ 8,524,000 | $ 532,750 | $ 0 |
| New Orleans-Metairie, LA | 14 | $ 7,500,000 | $ 535,714 | $ 0 |
| Santa Cruz-Watsonville, CA | 14 | $ 9,422,000 | $ 673,000 | $ 0 |
| Spokane-Spokane Valley, WA | 14 | $ 4,139,000 | $ 295,642 | $ 0 |
| Bremerton-Silverdale, WA | 13 | $ 6,153,000 | $ 473,307 | $ 0 |
| Cape Coral-Fort Myers, FL | 13 | $ 5,030,000 | $ 386,923 | $ 0 |
| Cincinnati, OH-KY-IN | 13 | $ 3,490,000 | $ 268,461 | $ 0 |
| Eugene, OR | 13 | $ 4,995,000 | $ 384,230 | $ 0 |
| Worcester, MA-CT | 13 | $ 4,030,000 | $ 310,000 | $ 0 |
| Albuquerque, NM | 12 | $ 5,125,000 | $ 427,083 | $ 0 |
| Kennewick-Richland, WA | 12 | $ 4,512,000 | $ 376,000 | $ 2,000 |
| Modesto, CA | 12 | $ 4,504,000 | $ 375,333 | $ 0 |
| Oklahoma City, OK | 12 | $ 4,313,000 | $ 359,416 | $ 0 |
| Prescott, AZ | 12 | $ 3,259,000 | $ 271,583 | $ 0 |
| Charlottesville, VA | 11 | $ 3,719,000 | $ 338,090 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 4,069,000 | $ 369,909 | $ 0 |
| Bakersfield, CA | 10 | $ 3,689,000 | $ 368,900 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 10 | $ 4,490,000 | $ 449,000 | $ 0 |
| Trenton, NJ | 10 | $ 4,829,000 | $ 482,900 | $ 0 |
| Tulsa, OK | 10 | $ 4,742,000 | $ 474,200 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 4,534,000 | $ 453,400 | $ 0 |
| Ann Arbor, MI | 9 | $ 1,696,000 | $ 188,444 | $ 0 |
| Asheville, NC | 9 | $ 3,268,000 | $ 363,111 | $ 0 |
| Camden, NJ | 9 | $ 4,363,000 | $ 484,777 | $ 0 |
| Madison, WI | 9 | $ 4,420,000 | $ 491,111 | $ 0 |
| Salisbury, MD-DE | 9 | $ 5,020,000 | $ 557,777 | $ 0 |
| Wichita, KS | 9 | $ 1,145,000 | $ 127,222 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 895,000 | $ 111,875 | $ 0 |
| Durham-Chapel Hill, NC | 8 | $ 3,586,000 | $ 448,250 | $ 0 |
| Elgin, IL | 8 | $ 3,235,000 | $ 404,375 | $ 0 |
| Greeley, CO | 8 | $ 2,529,000 | $ 316,125 | $ 7,000 |
| Portland-South Portland, ME | 8 | $ 3,739,000 | $ 467,375 | $ 0 |
| Charleston-North Charleston, SC | 7 | $ 3,666,000 | $ 523,714 | $ 0 |
| Columbia, SC | 7 | $ 3,834,000 | $ 547,714 | $ 0 |
| Fort Wayne, IN | 7 | $ 505,000 | $ 72,142 | $ 0 |
| Lafayette-West Lafayette, IN | 7 | $ 728,000 | $ 104,000 | $ 0 |
| Ocean City, NJ | 7 | $ 3,088,000 | $ 441,142 | $ 0 |
| Port St. Lucie, FL | 7 | $ 2,689,000 | $ 384,142 | $ 0 |
| Redding, CA | 7 | $ 1,677,000 | $ 239,571 | $ 0 |
| Urban Honolulu, HI | 7 | $ 4,492,000 | $ 641,714 | $ 0 |
| Wilmington, DE-MD-NJ | 7 | $ 2,622,000 | $ 374,571 | $ 0 |
| Corvallis, OR | 6 | $ 2,166,000 | $ 361,000 | $ 0 |
| Gainesville, GA | 6 | $ 2,274,000 | $ 379,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 6 | $ 669,000 | $ 111,500 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 1,333,000 | $ 222,166 | $ 0 |
| Knoxville, TN | 6 | $ 2,323,000 | $ 387,166 | $ 0 |
| Medford, OR | 6 | $ 3,925,000 | $ 654,166 | $ 0 |
| Mount Vernon-Anacortes, WA | 6 | $ 2,822,000 | $ 470,333 | $ 0 |
| Birmingham-Hoover, AL | 5 | $ 1,589,000 | $ 317,800 | $ 0 |
| Boise City, ID | 5 | $ 1,788,000 | $ 357,600 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,184,000 | $ 236,800 | $ 3,000 |
| Flagstaff, AZ | 5 | $ 2,651,000 | $ 530,200 | $ 0 |
| Green Bay, WI | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Harrisburg-Carlisle, PA | 5 | $ 526,000 | $ 105,200 | $ 0 |
| Huntsville, AL | 5 | $ 1,040,000 | $ 208,000 | $ 0 |
| Lafayette, LA | 5 | $ 1,357,000 | $ 271,400 | $ 0 |
| Lancaster, PA | 5 | $ 1,564,000 | $ 312,800 | $ 0 |
| Memphis, TN-MS-AR | 5 | $ 1,591,000 | $ 318,200 | $ 0 |
| New Haven-Milford, CT | 5 | $ 2,036,000 | $ 407,200 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 2,892,000 | $ 578,400 | $ 0 |
| Rochester, MN | 5 | $ 823,000 | $ 164,600 | $ 0 |
| Savannah, GA | 5 | $ 1,964,000 | $ 392,800 | $ 0 |
| Akron, OH | 4 | $ 352,000 | $ 88,000 | $ 0 |
| Athens-Clarke County, GA | 4 | $ 962,000 | $ 240,500 | $ 0 |
| Auburn-Opelika, AL | 4 | $ 1,142,000 | $ 285,500 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 186,000 | $ 46,500 | $ 0 |
| Cleveland-Elyria, OH | 4 | $ 1,431,000 | $ 357,750 | $ 0 |
| Corpus Christi, TX | 4 | $ 1,771,000 | $ 442,750 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 2,342,000 | $ 585,500 | $ 0 |
| Longview, WA | 4 | $ 427,000 | $ 106,750 | $ 0 |
| Madera, CA | 4 | $ 461,000 | $ 115,250 | $ 0 |
| Olympia-Tumwater, WA | 4 | $ 1,304,000 | $ 326,000 | $ 0 |
| Roanoke, VA | 4 | $ 1,630,000 | $ 407,500 | $ 0 |
| Santa Fe, NM | 4 | $ 2,355,000 | $ 588,750 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 759,000 | $ 189,750 | $ 0 |
| Tallahassee, FL | 4 | $ 1,033,000 | $ 258,250 | $ 0 |
| Winston-Salem, NC | 4 | $ 1,323,000 | $ 330,750 | $ 0 |
| Yakima, WA | 4 | $ 711,000 | $ 177,750 | $ 0 |
| York-Hanover, PA | 4 | $ 895,000 | $ 223,750 | $ 0 |
| Barnstable Town, MA | 3 | $ 1,715,000 | $ 571,666 | $ 0 |
| Baton Rouge, LA | 3 | $ 1,728,000 | $ 576,000 | $ 0 |
| Casper, WY | 3 | $ 381,000 | $ 127,000 | $ 0 |
| Chico, CA | 3 | $ 1,223,000 | $ 407,666 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 2,094,000 | $ 698,000 | $ 0 |
| Dayton, OH | 3 | $ 980,000 | $ 326,666 | $ 0 |
| Des Moines-West Des Moines, IA | 3 | $ 393,000 | $ 131,000 | $ 0 |
| East Stroudsburg, PA | 3 | $ 249,000 | $ 83,000 | $ 0 |
| Gainesville, FL | 3 | $ 306,000 | $ 102,000 | $ 0 |
| Grand Junction, CO | 3 | $ 409,000 | $ 136,333 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 300,000 | $ 100,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 1,675,000 | $ 558,333 | $ 0 |
| Montgomery, AL | 3 | $ 1,687,000 | $ 562,333 | $ 0 |
| Rochester, NY | 3 | $ 222,000 | $ 74,000 | $ 0 |
| Rockingham County-Strafford County, NH | 3 | $ 1,378,000 | $ 459,333 | $ 0 |
| Anchorage, AK | 2 | $ 1,436,000 | $ 718,000 | $ 0 |
| Bowling Green, KY | 2 | $ 1,306,000 | $ 653,000 | $ 0 |
| Chattanooga, TN-GA | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Clarksville, TN-KY | 2 | $ 197,000 | $ 98,500 | $ 0 |
| Duluth, MN-WI | 2 | $ 216,000 | $ 108,000 | $ 0 |
| El Paso, TX | 2 | $ 1,787,000 | $ 893,500 | $ 0 |
| Fargo, ND-MN | 2 | $ 197,000 | $ 98,500 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 529,000 | $ 264,500 | $ 0 |
| Gary, IN | 2 | $ 657,000 | $ 328,500 | $ 0 |
| Greensboro-High Point, NC | 2 | $ 155,000 | $ 77,500 | $ 0 |
| Homosassa Springs, FL | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Jackson, MS | 2 | $ 1,892,000 | $ 946,000 | $ 0 |
| Janesville-Beloit, WI | 2 | $ 173,000 | $ 86,500 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 9,655,000 | $ 4,827,500 | $ 4,999,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 596,000 | $ 298,000 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 735,000 | $ 367,500 | $ 0 |
| Laredo, TX | 2 | $ 685,000 | $ 342,500 | $ 0 |
| Logan, UT-ID | 2 | $ 985,000 | $ 492,500 | $ 0 |
| Manchester-Nashua, NH | 2 | $ 575,000 | $ 287,500 | $ 0 |
| Midland, TX | 2 | $ 645,000 | $ 322,500 | $ 0 |
| Missoula, MT | 2 | $ 1,510,000 | $ 755,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 635,000 | $ 317,500 | $ 0 |
| Ocala, FL | 2 | $ 639,000 | $ 319,500 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 154,000 | $ 77,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 1,692,000 | $ 846,000 | $ 0 |
| Reading, PA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 802,000 | $ 401,000 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 779,000 | $ 389,500 | $ 0 |
| Spartanburg, SC | 2 | $ 244,000 | $ 122,000 | $ 0 |
| St. George, UT | 2 | $ 700,000 | $ 350,000 | $ 0 |
| State College, PA | 2 | $ 843,000 | $ 421,500 | $ 0 |
| Syracuse, NY | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Victoria, TX | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Waco, TX | 2 | $ 1,241,000 | $ 620,500 | $ 0 |
| Winchester, VA-WV | 2 | $ 1,293,000 | $ 646,500 | $ 0 |
| Yuba City, CA | 2 | $ 986,000 | $ 493,000 | $ 0 |
| Albany, OR | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Amarillo, TX | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Billings, MT | 1 | $ 469,000 | $ 469,000 | $ 0 |
| Bloomington, IL | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Bloomington, IN | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Brunswick, GA | 1 | $ 617,000 | $ 617,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 433,000 | $ 433,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Charleston, WV | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Cheyenne, WY | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Cleveland, TN | 1 | $ 451,000 | $ 451,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 1 | $ 634,000 | $ 634,000 | $ 0 |
| Eau Claire, WI | 1 | $ 567,000 | $ 567,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Erie, PA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Fayetteville, NC | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Gettysburg, PA | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Great Falls, MT | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Hinesville, GA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Iowa City, IA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Jacksonville, NC | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Jonesboro, AR | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Kokomo, IN | 1 | $ 92,000 | $ 92,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Lake Charles, LA | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Lincoln, NE | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Lubbock, TX | 1 | $ 862,000 | $ 862,000 | $ 0 |
| Lynchburg, VA | 1 | $ 206,000 | $ 206,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 694,000 | $ 694,000 | $ 0 |
| Merced, CA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Midland, MI | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Monroe, LA | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Morgantown, WV | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Muncie, IN | 1 | $ 50,000 | $ 50,000 | $ 0 |
| New Bern, NC | 1 | $ 662,000 | $ 662,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 994,000 | $ 994,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Panama City, FL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Peoria, IL | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Pueblo, CO | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Racine, WI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sheboygan, WI | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 105,000 | $ 105,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Springfield, IL | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 140,000 | $ 140,000 | $ 0 |
| The Villages, FL | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Topeka, KS | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Wausau, WI | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Wenatchee, WA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Wilmington, NC | 1 | $ 1,987,000 | $ 1,987,000 | $ 0 |
| Yuma, AZ | 1 | $ 100,000 | $ 100,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ally Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,520 | $1,962,984,000 | $557,000 | $7,184,000 | $2,000 | $9,999,000 |
| Refinancing | 3,306 | $1,780,572,000 | $538,000 | $2,471,000 | $0 | $146,000 |
| Home Improvement | 1 | $112,000 | $112,000 | $112,000 | $32,000 | $32,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,818 | $3,735,115,000 | $547,000 | $2,616,000 | $0 | $0 |
| White | 6 | $1,187,000 | $197,000 | $420,000 | $71,000 | $146,000 |
| Not Provided | 1 | $7,184,000 | $7,184,000 | $7,184,000 | $9,999,000 | $9,999,000 |
| Black or African American | 1 | $27,000 | $27,000 | $27,000 | $50,000 | $50,000 |
| Hispanic | 1 | $155,000 | $155,000 | $155,000 | $62,000 | $62,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,827 | $3,743,668,000 | $548,000 | $7,184,000 | $1,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 6,818 | $3,735,115,000 | $547,000 | $2,616,000 | $0 | $0 |
| Application Denied By Financial Institution | 4 | $674,000 | $168,000 | $420,000 | $70,000 | $88,000 |
| Application Withdrawn By Applicant | 4 | $695,000 | $173,000 | $328,000 | $64,000 | $146,000 |
| Loan Originated | 1 | $7,184,000 | $7,184,000 | $7,184,000 | $9,999,000 | $9,999,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $447,000 | $223,000 | $420,000 | $66,000 | $82,000 |
| Credit History | 1 | $98,000 | $98,000 | $98,000 | $88,000 | $88,000 |
| Unverifiable Information | 1 | $129,000 | $129,000 | $129,000 | $60,000 | $60,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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