American Financial Resources LLC Mortgage Lending & HMDA Data, 2022

In 2022, American Financial Resources LLC of Parsippany, NJ reported 7,727 mortgage applications totaling $1.7 billion, down 36% from 2021. The average application was for $215,095, and applicants reported an average income of $74,284. 46% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (148), Tampa-St. Petersburg-Clearwater, FL (137) and Atlanta-Sandy Springs-Roswell, GA (126) (applications in parentheses).

Mortgage Company & Address American Financial Resources LLC
9 Sylvan Way
Parsippany, NJ 07054
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2006  2005  2004  
Total Number of Mortgage Applications 7,727
Total Mortgage Loan Application Amount $1,662,045,000
Average Mortgage Loan Application Amount $215,095
Highest Mortgage Loan Application Amount $2,465,000
Average Applicant Income $74,284
Highest Applicant Income $1,205,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Financial Resources LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Florida 100 $ 17,160,000 $ 171,600 $ 57,000
Maricopa, Arizona 96 $ 27,550,000 $ 286,979 $ 85,000
Polk, Florida 63 $ 12,295,000 $ 195,158 $ 74,000
Mohave, Arizona 54 $ 9,950,000 $ 184,259 $ 56,000
Pasco, Florida 54 $ 11,030,000 $ 204,259 $ 80,000
Pinal, Arizona 52 $ 13,780,000 $ 265,000 $ 85,000
Sussex, Delaware 49 $ 11,885,000 $ 242,551 $ 69,000
Yavapai, Arizona 48 $ 9,680,000 $ 201,666 $ 64,000
Hillsborough, Florida 47 $ 12,155,000 $ 258,617 $ 75,000
Aiken, South Carolina 46 $ 9,710,000 $ 211,086 $ 72,000
Riverside, California 39 $ 15,015,000 $ 385,000 $ 105,000
Citrus, Florida 38 $ 7,050,000 $ 185,526 $ 64,000
Berkeley, South Carolina 37 $ 7,695,000 $ 207,972 $ 69,000
Harris, Texas 36 $ 9,390,000 $ 260,833 $ 100,000
Dorchester, South Carolina 35 $ 8,895,000 $ 254,142 $ 79,000
Cook, Illinois 34 $ 7,700,000 $ 226,470 $ 72,000
Brunswick, North Carolina 33 $ 6,275,000 $ 190,151 $ 57,000
Livingston, Louisiana 32 $ 4,620,000 $ 144,375 $ 62,000
Columbia, Florida 31 $ 5,355,000 $ 172,741 $ 64,000
Montgomery, Texas 31 $ 6,585,000 $ 212,419 $ 80,000
Alachua, Florida 30 $ 5,020,000 $ 167,333 $ 54,000
Broward, Florida 30 $ 6,930,000 $ 231,000 $ 77,000
Buncombe, North Carolina 30 $ 5,840,000 $ 194,666 $ 61,000
Brevard, Florida 29 $ 8,035,000 $ 277,068 $ 75,000
Wayne, Michigan 29 $ 5,115,000 $ 176,379 $ 69,000
Putnam, Florida 27 $ 4,785,000 $ 177,222 $ 79,000
Lafayette, Louisiana 27 $ 4,655,000 $ 172,407 $ 60,000
Pierce, Washington 27 $ 8,145,000 $ 301,666 $ 77,000
Lee, Florida 26 $ 5,740,000 $ 220,769 $ 70,000
Duval, Florida 25 $ 6,785,000 $ 271,400 $ 86,000
Levy, Florida 25 $ 4,055,000 $ 162,200 $ 66,000
Ascension, Louisiana 25 $ 4,375,000 $ 175,000 $ 77,000
Jefferson, Tennessee 25 $ 5,205,000 $ 208,200 $ 67,000
Pima, Arizona 24 $ 5,260,000 $ 219,166 $ 72,000
Hernando, Florida 24 $ 4,530,000 $ 188,750 $ 68,000
Vermilion, Louisiana 24 $ 3,080,000 $ 128,333 $ 52,000
Horry, South Carolina 24 $ 3,920,000 $ 163,333 $ 54,000
Tarrant, Texas 24 $ 6,590,000 $ 274,583 $ 87,000
Kent, Delaware 23 $ 5,155,000 $ 224,130 $ 61,000
Lexington, South Carolina 23 $ 4,525,000 $ 196,739 $ 63,000
Knox, Tennessee 23 $ 6,125,000 $ 266,304 $ 82,000
Gila, Arizona 22 $ 4,590,000 $ 208,636 $ 54,000
Lake, Florida 22 $ 4,550,000 $ 206,818 $ 72,000
Calcasieu, Louisiana 22 $ 3,430,000 $ 155,909 $ 60,000
St. Landry, Louisiana 22 $ 2,810,000 $ 127,727 $ 52,000
Clark, Nevada 22 $ 7,780,000 $ 353,636 $ 102,000
Bexar, Texas 22 $ 4,390,000 $ 199,545 $ 70,000
San Bernardino, California 21 $ 5,415,000 $ 257,857 $ 91,000
Clay, Florida 21 $ 4,485,000 $ 213,571 $ 62,000
Palm Beach, Florida 21 $ 8,035,000 $ 382,619 $ 103,000
Greene, Indiana 21 $ 2,615,000 $ 124,523 $ 65,000
East Baton Rouge, Louisiana 21 $ 4,995,000 $ 237,857 $ 79,000
Baltimore City, Maryland 21 $ 4,875,000 $ 232,142 $ 83,000
Prince George's, Maryland 21 $ 8,425,000 $ 401,190 $ 112,000
Essex, New Jersey 21 $ 8,415,000 $ 400,714 $ 117,000
Roane, Tennessee 21 $ 4,075,000 $ 194,047 $ 63,000
Volusia, Florida 20 $ 4,750,000 $ 237,500 $ 75,000
St. Martin, Louisiana 20 $ 2,830,000 $ 141,500 $ 57,000
Tangipahoa, Louisiana 20 $ 2,930,000 $ 146,500 $ 72,000
Terrebonne, Louisiana 20 $ 3,130,000 $ 156,500 $ 60,000
Clinton, New York 20 $ 2,810,000 $ 140,500 $ 55,000
Bedford, Virginia 20 $ 4,700,000 $ 235,000 $ 72,000
Miami-Dade, Florida 19 $ 5,445,000 $ 286,578 $ 84,000
Cleveland, North Carolina 19 $ 3,985,000 $ 209,736 $ 62,000
Baldwin, Alabama 18 $ 4,340,000 $ 241,111 $ 67,000
Chilton, Alabama 18 $ 2,740,000 $ 152,222 $ 59,000
Navajo, Arizona 18 $ 3,770,000 $ 209,444 $ 59,000
El Paso, Colorado 18 $ 6,850,000 $ 380,555 $ 90,000
Osceola, Florida 18 $ 4,340,000 $ 241,111 $ 74,000
St. Tammany, Louisiana 18 $ 4,320,000 $ 240,000 $ 81,000
Atascosa, Texas 18 $ 3,700,000 $ 205,555 $ 62,000
Jefferson, Alabama 17 $ 4,205,000 $ 247,352 $ 86,000
Bay, Florida 17 $ 2,865,000 $ 168,529 $ 77,000
Greenville, South Carolina 17 $ 2,965,000 $ 174,411 $ 65,000
Sevier, Tennessee 17 $ 2,955,000 $ 173,823 $ 56,000
Orange, Texas 17 $ 2,775,000 $ 163,235 $ 73,000
Pittsylvania, Virginia 17 $ 2,555,000 $ 150,294 $ 59,000
Spotsylvania, Virginia 17 $ 5,275,000 $ 310,294 $ 74,000
Snohomish, Washington 17 $ 5,485,000 $ 322,647 $ 87,000
Spokane, Washington 17 $ 5,585,000 $ 328,529 $ 87,000
Kern, California 16 $ 3,940,000 $ 246,250 $ 86,000
St. Johns, Florida 16 $ 5,200,000 $ 325,000 $ 91,000
Gwinnett, Georgia 16 $ 5,990,000 $ 374,375 $ 99,000
Monroe, Indiana 16 $ 3,490,000 $ 218,125 $ 95,000
Fulton, New York 16 $ 2,270,000 $ 141,875 $ 60,000
Henderson, North Carolina 16 $ 3,250,000 $ 203,125 $ 58,000
Rockingham, North Carolina 16 $ 3,120,000 $ 195,000 $ 64,000
Philadelphia, Pennsylvania 16 $ 3,230,000 $ 201,875 $ 55,000
Greene, Tennessee 16 $ 3,560,000 $ 222,500 $ 61,000
Johnson, Texas 16 $ 3,210,000 $ 200,625 $ 99,000
Orleans, Louisiana 15 $ 3,175,000 $ 211,666 $ 61,000
Jackson, Missouri 15 $ 3,145,000 $ 209,666 $ 71,000
Rowan, North Carolina 15 $ 2,635,000 $ 175,666 $ 65,000
Jackson, Oregon 15 $ 4,455,000 $ 297,000 $ 75,000
Lane, Oregon 15 $ 3,805,000 $ 253,666 $ 71,000
Shelby, Tennessee 15 $ 4,295,000 $ 286,333 $ 89,000
Orange, Florida 14 $ 3,830,000 $ 273,571 $ 84,000
Santa Rosa, Florida 14 $ 1,740,000 $ 124,285 $ 50,000
Baltimore, Maryland 14 $ 4,260,000 $ 304,285 $ 104,000
Suffolk, New York 14 $ 7,010,000 $ 500,714 $ 142,000
Deschutes, Oregon 14 $ 4,050,000 $ 289,285 $ 81,000
Bastrop, Texas 14 $ 3,260,000 $ 232,857 $ 72,000
Dallas, Texas 14 $ 4,100,000 $ 292,857 $ 107,000
Medina, Texas 14 $ 3,520,000 $ 251,428 $ 82,000
Thurston, Washington 14 $ 5,230,000 $ 373,571 $ 83,000
San Diego, California 13 $ 5,685,000 $ 437,307 $ 109,000
Hendry, Florida 13 $ 2,335,000 $ 179,615 $ 61,000
Sarasota, Florida 13 $ 3,475,000 $ 267,307 $ 70,000
Suwannee, Florida 13 $ 2,345,000 $ 180,384 $ 68,000
Acadia, Louisiana 13 $ 1,555,000 $ 119,615 $ 48,000
Beauregard, Louisiana 13 $ 1,915,000 $ 147,307 $ 60,000
St. Louis, Missouri 13 $ 2,415,000 $ 185,769 $ 73,000
Davidson, North Carolina 13 $ 2,155,000 $ 165,769 $ 68,000
Hamilton, Ohio 13 $ 2,785,000 $ 214,230 $ 68,000
Richland, South Carolina 13 $ 3,645,000 $ 280,384 $ 81,000
Grainger, Tennessee 13 $ 2,435,000 $ 187,307 $ 59,000
Lincoln, Tennessee 13 $ 2,055,000 $ 158,076 $ 52,000
Caldwell, Texas 13 $ 3,775,000 $ 290,384 $ 86,000
Comal, Texas 13 $ 3,255,000 $ 250,384 $ 97,000
Amherst, Virginia 13 $ 2,485,000 $ 191,153 $ 68,000
Bradford, Florida 12 $ 2,650,000 $ 220,833 $ 78,000
Pinellas, Florida 12 $ 3,480,000 $ 290,000 $ 102,000
Thomas, Georgia 12 $ 1,430,000 $ 119,166 $ 60,000
Lake, Indiana 12 $ 2,510,000 $ 209,166 $ 59,000
Camden, New Jersey 12 $ 2,360,000 $ 196,666 $ 80,000
Union, New Jersey 12 $ 5,100,000 $ 425,000 $ 149,000
Gaston, North Carolina 12 $ 2,620,000 $ 218,333 $ 77,000
Gates, North Carolina 12 $ 2,150,000 $ 179,166 $ 58,000
Pasquotank, North Carolina 12 $ 2,060,000 $ 171,666 $ 62,000
Pender, North Carolina 12 $ 2,280,000 $ 190,000 $ 60,000
Wake, North Carolina 12 $ 3,140,000 $ 261,666 $ 80,000
Colleton, South Carolina 12 $ 2,570,000 $ 214,166 $ 73,000
Campbell, Tennessee 12 $ 1,500,000 $ 125,000 $ 50,000
Kaufman, Texas 12 $ 3,470,000 $ 289,166 $ 95,000
Orange, Virginia 12 $ 3,170,000 $ 264,166 $ 72,000
St. Clair, Alabama 11 $ 1,695,000 $ 154,090 $ 77,000
Yuma, Arizona 11 $ 2,305,000 $ 209,545 $ 69,000
Los Angeles, California 11 $ 5,035,000 $ 457,727 $ 99,000
New Haven, Connecticut 11 $ 2,645,000 $ 240,454 $ 85,000
Seminole, Florida 11 $ 3,065,000 $ 278,636 $ 96,000
Clayton, Georgia 11 $ 3,265,000 $ 296,818 $ 100,000
DeKalb, Georgia 11 $ 3,755,000 $ 341,363 $ 118,000
Wayne, Georgia 11 $ 1,435,000 $ 130,454 $ 48,000
Iberia, Louisiana 11 $ 1,805,000 $ 164,090 $ 58,000
Androscoggin, Maine 11 $ 2,525,000 $ 229,545 $ 73,000
Macomb, Michigan 11 $ 2,025,000 $ 184,090 $ 66,000
Washoe, Nevada 11 $ 3,385,000 $ 307,727 $ 80,000
Burlington, New Jersey 11 $ 3,385,000 $ 307,727 $ 114,000
Duplin, North Carolina 11 $ 1,765,000 $ 160,454 $ 66,000
Cuyahoga, Ohio 11 $ 2,295,000 $ 208,636 $ 92,000
York, South Carolina 11 $ 2,425,000 $ 220,454 $ 73,000
Brazoria, Texas 11 $ 2,485,000 $ 225,909 $ 98,000
Liberty, Texas 11 $ 1,845,000 $ 167,727 $ 67,000
Parker, Texas 11 $ 2,505,000 $ 227,727 $ 108,000
Mason, Washington 11 $ 2,765,000 $ 251,363 $ 62,000
Wood, West Virginia 11 $ 1,405,000 $ 127,727 $ 48,000
Houston, Alabama 10 $ 1,580,000 $ 158,000 $ 59,000
Shelby, Alabama 10 $ 2,120,000 $ 212,000 $ 81,000
Sacramento, California 10 $ 3,480,000 $ 348,000 $ 106,000
Escambia, Florida 10 $ 1,970,000 $ 197,000 $ 68,000
Gilchrist, Florida 10 $ 1,490,000 $ 149,000 $ 94,000
Lafourche, Louisiana 10 $ 1,680,000 $ 168,000 $ 62,000
Kent, Michigan 10 $ 1,910,000 $ 191,000 $ 56,000
Mecosta, Michigan 10 $ 1,440,000 $ 144,000 $ 46,000
Newaygo, Michigan 10 $ 1,350,000 $ 135,000 $ 59,000
DeSoto, Mississippi 10 $ 2,910,000 $ 291,000 $ 77,000
Gloucester, New Jersey 10 $ 2,030,000 $ 203,000 $ 84,000
Alamance, North Carolina 10 $ 2,210,000 $ 221,000 $ 66,000
Franklin, Ohio 10 $ 2,270,000 $ 227,000 $ 78,000
Trumbull, Ohio 10 $ 1,670,000 $ 167,000 $ 61,000
Tuscarawas, Ohio 10 $ 1,210,000 $ 121,000 $ 60,000
Marion, Oregon 10 $ 3,260,000 $ 326,000 $ 88,000
Mercer, Pennsylvania 10 $ 1,130,000 $ 113,000 $ 60,000
Blount, Tennessee 10 $ 2,290,000 $ 229,000 $ 83,000
Cumberland, Tennessee 10 $ 1,830,000 $ 183,000 $ 64,000
Hidalgo, Texas 10 $ 1,850,000 $ 185,000 $ 80,000
Hood, Texas 10 $ 1,560,000 $ 156,000 $ 68,000
Accomack, Virginia 10 $ 1,920,000 $ 192,000 $ 70,000
Campbell, Virginia 10 $ 1,860,000 $ 186,000 $ 46,000
Mobile, Alabama 9 $ 1,045,000 $ 116,111 $ 53,000
Tuscaloosa, Alabama 9 $ 1,505,000 $ 167,222 $ 51,000
Flagler, Florida 9 $ 2,985,000 $ 331,666 $ 90,000
Highlands, Florida 9 $ 1,435,000 $ 159,444 $ 57,000
Nassau, Florida 9 $ 2,265,000 $ 251,666 $ 91,000
Okeechobee, Florida 9 $ 1,345,000 $ 149,444 $ 57,000
St. Lucie, Florida 9 $ 3,325,000 $ 369,444 $ 101,000
Fulton, Georgia 9 $ 2,695,000 $ 299,444 $ 84,000
Laurel, Kentucky 9 $ 1,095,000 $ 121,666 $ 48,000
Penobscot, Maine 9 $ 1,065,000 $ 118,333 $ 54,000
Charles, Maryland 9 $ 3,405,000 $ 378,333 $ 125,000
Hinds, Mississippi 9 $ 2,225,000 $ 247,222 $ 87,000
St. Charles, Missouri 9 $ 2,195,000 $ 243,888 $ 110,000
Rockingham, New Hampshire 9 $ 2,195,000 $ 243,888 $ 82,000
Santa Fe, New Mexico 9 $ 2,195,000 $ 243,888 $ 60,000
Montgomery, New York 9 $ 1,365,000 $ 151,666 $ 59,000
Johnston, North Carolina 9 $ 1,925,000 $ 213,888 $ 79,000
Lincoln, North Carolina 9 $ 1,545,000 $ 171,666 $ 97,000
Onslow, North Carolina 9 $ 1,565,000 $ 173,888 $ 87,000
Rutherford, North Carolina 9 $ 1,505,000 $ 167,222 $ 52,000
Stark, North Dakota 9 $ 2,005,000 $ 222,777 $ 98,000
Scioto, Ohio 9 $ 1,075,000 $ 119,444 $ 46,000
Cumberland, Pennsylvania 9 $ 2,085,000 $ 231,666 $ 95,000
Westmoreland, Pennsylvania 9 $ 1,255,000 $ 139,444 $ 59,000
York, Pennsylvania 9 $ 2,055,000 $ 228,333 $ 79,000
Anderson, South Carolina 9 $ 1,485,000 $ 165,000 $ 60,000
Charleston, South Carolina 9 $ 2,315,000 $ 257,222 $ 93,000
Anderson, Tennessee 9 $ 1,685,000 $ 187,222 $ 69,000
Hardin, Tennessee 9 $ 1,375,000 $ 152,777 $ 54,000
McNairy, Tennessee 9 $ 1,325,000 $ 147,222 $ 53,000
Jefferson, Texas 9 $ 1,755,000 $ 195,000 $ 88,000
Midland, Texas 9 $ 1,975,000 $ 219,444 $ 79,000
Wise, Texas 9 $ 1,955,000 $ 217,222 $ 78,000
Amelia, Virginia 9 $ 1,815,000 $ 201,666 $ 66,000
Caroline, Virginia 9 $ 2,915,000 $ 323,888 $ 83,000
Chesterfield, Virginia 9 $ 2,855,000 $ 317,222 $ 89,000
Mecklenburg, Virginia 9 $ 1,645,000 $ 182,777 $ 52,000
Virginia Beach, Virginia 9 $ 3,235,000 $ 359,444 $ 132,000
Kitsap, Washington 9 $ 3,025,000 $ 336,111 $ 107,000
Montgomery, Alabama 8 $ 2,340,000 $ 292,500 $ 96,000
Coconino, Arizona 8 $ 2,110,000 $ 263,750 $ 76,000
White, Arkansas 8 $ 1,100,000 $ 137,500 $ 62,000
Adams, Colorado 8 $ 3,900,000 $ 487,500 $ 126,000
Mesa, Colorado 8 $ 1,440,000 $ 180,000 $ 51,000
New Castle, Delaware 8 $ 1,570,000 $ 196,250 $ 74,000
Charlotte, Florida 8 $ 1,650,000 $ 206,250 $ 51,000
Sumter, Florida 8 $ 1,910,000 $ 238,750 $ 67,000
Bartow, Georgia 8 $ 1,280,000 $ 160,000 $ 65,000
Hall, Georgia 8 $ 1,710,000 $ 213,750 $ 58,000
Wayne, Indiana 8 $ 770,000 $ 96,250 $ 42,000
Ouachita, Louisiana 8 $ 1,290,000 $ 161,250 $ 79,000
Rapides, Louisiana 8 $ 1,090,000 $ 136,250 $ 70,000
York, Maine 8 $ 2,150,000 $ 268,750 $ 84,000
Caroline, Maryland 8 $ 1,900,000 $ 237,500 $ 61,000
St. Mary's, Maryland 8 $ 2,080,000 $ 260,000 $ 86,000
Rankin, Mississippi 8 $ 1,230,000 $ 153,750 $ 55,000
Cumberland, New Jersey 8 $ 1,740,000 $ 217,500 $ 92,000
Passaic, New Jersey 8 $ 2,430,000 $ 303,750 $ 91,000
Bernalillo, New Mexico 8 $ 2,070,000 $ 258,750 $ 85,000
Chautauqua, New York 8 $ 940,000 $ 117,500 $ 83,000
Oswego, New York 8 $ 780,000 $ 97,500 $ 47,000
Harnett, North Carolina 8 $ 1,570,000 $ 196,250 $ 61,000
Haywood, North Carolina 8 $ 1,650,000 $ 206,250 $ 64,000
Transylvania, North Carolina 8 $ 1,230,000 $ 153,750 $ 44,000
Cleveland, Oklahoma 8 $ 990,000 $ 123,750 $ 65,000
Oklahoma, Oklahoma 8 $ 1,830,000 $ 228,750 $ 81,000
Klamath, Oregon 8 $ 1,640,000 $ 205,000 $ 51,000
Allegheny, Pennsylvania 8 $ 1,600,000 $ 200,000 $ 71,000
Chester, Pennsylvania 8 $ 2,100,000 $ 262,500 $ 84,000
Orangeburg, South Carolina 8 $ 1,950,000 $ 243,750 $ 80,000
Cocke, Tennessee 8 $ 1,480,000 $ 185,000 $ 55,000
Davidson, Tennessee 8 $ 2,780,000 $ 347,500 $ 117,000
Morgan, Tennessee 8 $ 1,640,000 $ 205,000 $ 74,000
Bandera, Texas 8 $ 1,720,000 $ 215,000 $ 75,000
Collin, Texas 8 $ 3,130,000 $ 391,250 $ 140,000
Guadalupe, Texas 8 $ 2,920,000 $ 365,000 $ 103,000
King George, Virginia 8 $ 2,490,000 $ 311,250 $ 93,000
Louisa, Virginia 8 $ 2,640,000 $ 330,000 $ 83,000
Limestone, Alabama 7 $ 1,625,000 $ 232,142 $ 83,000
Cochise, Arizona 7 $ 1,155,000 $ 165,000 $ 87,000
Pulaski, Arkansas 7 $ 1,165,000 $ 166,428 $ 86,000
Weld, Colorado 7 $ 2,685,000 $ 383,571 $ 118,000
District of Columbia, District Of Columbia 7 $ 2,755,000 $ 393,571 $ 88,000
Collier, Florida 7 $ 2,785,000 $ 397,857 $ 104,000
Okaloosa, Florida 7 $ 1,415,000 $ 202,142 $ 76,000
Taylor, Florida 7 $ 1,865,000 $ 266,428 $ 100,000
Union, Florida 7 $ 855,000 $ 122,142 $ 63,000
Walton, Florida 7 $ 1,155,000 $ 165,000 $ 52,000
Walton, Georgia 7 $ 1,695,000 $ 242,142 $ 78,000
Elkhart, Indiana 7 $ 875,000 $ 125,000 $ 112,000
Owen, Indiana 7 $ 1,145,000 $ 163,571 $ 83,000
Pulaski, Kentucky 7 $ 1,085,000 $ 155,000 $ 56,000
Caddo, Louisiana 7 $ 1,185,000 $ 169,285 $ 62,000
Evangeline, Louisiana 7 $ 995,000 $ 142,142 $ 80,000
St. John the Baptist, Louisiana 7 $ 1,345,000 $ 192,142 $ 60,000
Harford, Maryland 7 $ 1,985,000 $ 283,571 $ 85,000
Ionia, Michigan 7 $ 975,000 $ 139,285 $ 55,000
Jackson, Michigan 7 $ 865,000 $ 123,571 $ 54,000
Lapeer, Michigan 7 $ 1,155,000 $ 165,000 $ 35,000
Oakland, Michigan 7 $ 2,535,000 $ 362,142 $ 127,000
Ocean, New Jersey 7 $ 2,305,000 $ 329,285 $ 90,000
Sandoval, New Mexico 7 $ 2,475,000 $ 353,571 $ 115,000
Valencia, New Mexico 7 $ 1,695,000 $ 242,142 $ 84,000
Essex, New York 7 $ 965,000 $ 137,857 $ 64,000
Franklin, New York 7 $ 1,385,000 $ 197,857 $ 75,000
Schoharie, New York 7 $ 855,000 $ 122,142 $ 54,000
Wayne, New York 7 $ 1,045,000 $ 149,285 $ 71,000
Burke, North Carolina 7 $ 725,000 $ 103,571 $ 75,000
Chatham, North Carolina 7 $ 1,215,000 $ 173,571 $ 64,000
Columbus, North Carolina 7 $ 1,755,000 $ 250,714 $ 101,000
Randolph, North Carolina 7 $ 1,245,000 $ 177,857 $ 63,000
Stokes, North Carolina 7 $ 1,305,000 $ 186,428 $ 64,000
Union, North Carolina 7 $ 1,305,000 $ 186,428 $ 78,000
Belmont, Ohio 7 $ 655,000 $ 93,571 $ 51,000
Darke, Ohio 7 $ 805,000 $ 115,000 $ 51,000
Muskingum, Ohio 7 $ 795,000 $ 113,571 $ 53,000
Douglas, Oregon 7 $ 1,695,000 $ 242,142 $ 83,000
Linn, Oregon 7 $ 1,585,000 $ 226,428 $ 72,000
Yamhill, Oregon 7 $ 2,455,000 $ 350,714 $ 81,000
Bucks, Pennsylvania 7 $ 2,495,000 $ 356,428 $ 105,000
Northumberland, Pennsylvania 7 $ 895,000 $ 127,857 $ 58,000
Calhoun, South Carolina 7 $ 1,605,000 $ 229,285 $ 80,000
Chester, South Carolina 7 $ 1,235,000 $ 176,428 $ 65,000
Edgefield, South Carolina 7 $ 1,305,000 $ 186,428 $ 60,000
Lancaster, South Carolina 7 $ 1,285,000 $ 183,571 $ 53,000
Sumter, South Carolina 7 $ 1,195,000 $ 170,714 $ 55,000
Hamblen, Tennessee 7 $ 1,195,000 $ 170,714 $ 40,000
Loudon, Tennessee 7 $ 1,445,000 $ 206,428 $ 84,000
McMinn, Tennessee 7 $ 1,055,000 $ 150,714 $ 55,000
Montgomery, Tennessee 7 $ 1,975,000 $ 282,142 $ 105,000
Bell, Texas 7 $ 1,435,000 $ 205,000 $ 89,000
Smith, Texas 7 $ 1,595,000 $ 227,857 $ 81,000
Travis, Texas 7 $ 2,135,000 $ 305,000 $ 95,000
Richmond, Virginia 7 $ 1,665,000 $ 237,857 $ 61,000
Whatcom, Washington 7 $ 1,705,000 $ 243,571 $ 65,000
Morgan, Alabama 6 $ 1,500,000 $ 250,000 $ 97,000
Jefferson, Arkansas 6 $ 660,000 $ 110,000 $ 62,000
Saline, Arkansas 6 $ 1,060,000 $ 176,666 $ 102,000
Nevada, California 6 $ 1,940,000 $ 323,333 $ 106,000
San Joaquin, California 6 $ 2,190,000 $ 365,000 $ 85,000
Shasta, California 6 $ 1,780,000 $ 296,666 $ 93,000
Pueblo, Colorado 6 $ 1,240,000 $ 206,666 $ 69,000
Hartford, Connecticut 6 $ 1,510,000 $ 251,666 $ 116,000
Dixie, Florida 6 $ 830,000 $ 138,333 $ 50,000
Leon, Florida 6 $ 890,000 $ 148,333 $ 63,000
Banks, Georgia 6 $ 1,300,000 $ 216,666 $ 62,000
Henry, Georgia 6 $ 1,770,000 $ 295,000 $ 90,000
Gibson, Indiana 6 $ 890,000 $ 148,333 $ 97,000
Bossier, Louisiana 6 $ 800,000 $ 133,333 $ 55,000
Jefferson, Louisiana 6 $ 1,170,000 $ 195,000 $ 55,000
Jefferson Davis, Louisiana 6 $ 1,000,000 $ 166,666 $ 62,000
St. Mary, Louisiana 6 $ 940,000 $ 156,666 $ 66,000
Anne Arundel, Maryland 6 $ 1,830,000 $ 305,000 $ 98,000
Wicomico, Maryland 6 $ 950,000 $ 158,333 $ 41,000
Middlesex, Massachusetts 6 $ 2,910,000 $ 485,000 $ 132,000
Genesee, Michigan 6 $ 1,130,000 $ 188,333 $ 75,000
Muskegon, Michigan 6 $ 900,000 $ 150,000 $ 50,000
Hennepin, Minnesota 6 $ 1,710,000 $ 285,000 $ 94,000
Clay, Missouri 6 $ 1,770,000 $ 295,000 $ 120,000
Cole, Missouri 6 $ 800,000 $ 133,333 $ 56,000
Jefferson, Missouri 6 $ 1,240,000 $ 206,666 $ 73,000
Bergen, New Jersey 6 $ 3,310,000 $ 551,666 $ 176,000
Cape May, New Jersey 6 $ 1,720,000 $ 286,666 $ 99,000
Rio Arriba, New Mexico 6 $ 1,570,000 $ 261,666 $ 98,000
San Juan, New Mexico 6 $ 1,270,000 $ 211,666 $ 85,000
Cayuga, New York 6 $ 480,000 $ 80,000 $ 54,000
Cabarrus, North Carolina 6 $ 1,370,000 $ 228,333 $ 93,000
Caswell, North Carolina 6 $ 1,060,000 $ 176,666 $ 57,000
Cumberland, North Carolina 6 $ 940,000 $ 156,666 $ 55,000
Iredell, North Carolina 6 $ 930,000 $ 155,000 $ 59,000
Orange, North Carolina 6 $ 1,060,000 $ 176,666 $ 65,000
Perquimans, North Carolina 6 $ 1,360,000 $ 226,666 $ 71,000
Vance, North Carolina 6 $ 810,000 $ 135,000 $ 52,000
Wayne, North Carolina 6 $ 1,100,000 $ 183,333 $ 67,000
Clermont, Ohio 6 $ 1,180,000 $ 196,666 $ 56,000
Stark, Ohio 6 $ 820,000 $ 136,666 $ 75,000
Washington, Ohio 6 $ 930,000 $ 155,000 $ 52,000
Carter, Oklahoma 6 $ 740,000 $ 123,333 $ 41,000
Clackamas, Oregon 6 $ 2,670,000 $ 445,000 $ 104,000
Coos, Oregon 6 $ 1,790,000 $ 298,333 $ 62,000
Umatilla, Oregon 6 $ 1,820,000 $ 303,333 $ 121,000
Washington, Oregon 6 $ 1,960,000 $ 326,666 $ 85,000
Lehigh, Pennsylvania 6 $ 950,000 $ 158,333 $ 65,000
Luzerne, Pennsylvania 6 $ 870,000 $ 145,000 $ 64,000
Monroe, Pennsylvania 6 $ 1,000,000 $ 166,666 $ 83,000
Providence, Rhode Island 6 $ 2,110,000 $ 351,666 $ 106,000
Kershaw, South Carolina 6 $ 1,640,000 $ 273,333 $ 77,000
Oconee, South Carolina 6 $ 700,000 $ 116,666 $ 49,000
Claiborne, Tennessee 6 $ 950,000 $ 158,333 $ 53,000
Giles, Tennessee 6 $ 1,120,000 $ 186,666 $ 84,000
Denton, Texas 6 $ 1,820,000 $ 303,333 $ 131,000
Ector, Texas 6 $ 1,050,000 $ 175,000 $ 90,000
Ellis, Texas 6 $ 1,980,000 $ 330,000 $ 107,000
Fort Bend, Texas 6 $ 1,720,000 $ 286,666 $ 132,000
Galveston, Texas 6 $ 1,530,000 $ 255,000 $ 71,000
Grimes, Texas 6 $ 1,080,000 $ 180,000 $ 67,000
Henderson, Texas 6 $ 1,150,000 $ 191,666 $ 92,000
Hunt, Texas 6 $ 1,140,000 $ 190,000 $ 92,000
Trinity, Texas 6 $ 560,000 $ 93,333 $ 48,000
Brunswick, Virginia 6 $ 1,150,000 $ 191,666 $ 66,000
Franklin, Virginia 6 $ 1,290,000 $ 215,000 $ 78,000
Gloucester, Virginia 6 $ 1,200,000 $ 200,000 $ 59,000
Roanoke, Virginia 6 $ 1,300,000 $ 216,666 $ 74,000
Suffolk, Virginia 6 $ 1,650,000 $ 275,000 $ 99,000
Surry, Virginia 6 $ 1,280,000 $ 213,333 $ 57,000
King, Washington 6 $ 2,000,000 $ 333,333 $ 97,000
Milwaukee, Wisconsin 6 $ 1,540,000 $ 256,666 $ 94,000
Cullman, Alabama 5 $ 425,000 $ 85,000 $ 46,000
Etowah, Alabama 5 $ 615,000 $ 123,000 $ 46,000
Faulkner, Arkansas 5 $ 635,000 $ 127,000 $ 63,000
Butte, California 5 $ 1,495,000 $ 299,000 $ 71,000
El Dorado, California 5 $ 915,000 $ 183,000 $ 84,000
Placer, California 5 $ 1,855,000 $ 371,000 $ 143,000
Tulare, California 5 $ 1,375,000 $ 275,000 $ 90,000
Glades, Florida 5 $ 775,000 $ 155,000 $ 56,000
Hamilton, Florida 5 $ 755,000 $ 151,000 $ 50,000
Martin, Florida 5 $ 1,115,000 $ 223,000 $ 58,000
Barrow, Georgia 5 $ 1,265,000 $ 253,000 $ 69,000
Cobb, Georgia 5 $ 1,695,000 $ 339,000 $ 107,000
Coweta, Georgia 5 $ 1,635,000 $ 327,000 $ 108,000
Douglas, Georgia 5 $ 1,845,000 $ 369,000 $ 104,000
Glynn, Georgia 5 $ 695,000 $ 139,000 $ 53,000
Gordon, Georgia 5 $ 655,000 $ 131,000 $ 67,000
Grady, Georgia 5 $ 735,000 $ 147,000 $ 75,000
Ada, Idaho 5 $ 2,285,000 $ 457,000 $ 123,000
Madison, Illinois 5 $ 1,025,000 $ 205,000 $ 80,000
Benton, Indiana 5 $ 595,000 $ 119,000 $ 45,000
Clark, Indiana 5 $ 1,065,000 $ 213,000 $ 76,000
Jasper, Indiana 5 $ 845,000 $ 169,000 $ 60,000
Marion, Indiana 5 $ 1,045,000 $ 209,000 $ 74,000
Scott, Indiana 5 $ 715,000 $ 143,000 $ 61,000
Linn, Iowa 5 $ 985,000 $ 197,000 $ 68,000
Sedgwick, Kansas 5 $ 1,375,000 $ 275,000 $ 93,000
Henderson, Kentucky 5 $ 645,000 $ 129,000 $ 60,000
Allen, Louisiana 5 $ 615,000 $ 123,000 $ 49,000
West Baton Rouge, Louisiana 5 $ 1,175,000 $ 235,000 $ 99,000
Cumberland, Maine 5 $ 1,485,000 $ 297,000 $ 90,000
Kennebec, Maine 5 $ 825,000 $ 165,000 $ 60,000
Oxford, Maine 5 $ 855,000 $ 171,000 $ 56,000
Cecil, Maryland 5 $ 1,415,000 $ 283,000 $ 67,000
Plymouth, Massachusetts 5 $ 2,395,000 $ 479,000 $ 117,000
Isabella, Michigan 5 $ 565,000 $ 113,000 $ 32,000
Montcalm, Michigan 5 $ 505,000 $ 101,000 $ 34,000
Osceola, Michigan 5 $ 515,000 $ 103,000 $ 32,000
Pontotoc, Mississippi 5 $ 405,000 $ 81,000 $ 49,000
Hickory, Missouri 5 $ 725,000 $ 145,000 $ 62,000
Lewis and Clark, Montana 5 $ 985,000 $ 197,000 $ 71,000
Nye, Nevada 5 $ 795,000 $ 159,000 $ 50,000
Herkimer, New York 5 $ 475,000 $ 95,000 $ 52,000
Saratoga, New York 5 $ 975,000 $ 195,000 $ 59,000
Ulster, New York 5 $ 985,000 $ 197,000 $ 96,000
Washington, New York 5 $ 705,000 $ 141,000 $ 71,000
Alexander, North Carolina 5 $ 745,000 $ 149,000 $ 71,000
Dare, North Carolina 5 $ 1,135,000 $ 227,000 $ 82,000
Forsyth, North Carolina 5 $ 965,000 $ 193,000 $ 47,000
Guilford, North Carolina 5 $ 905,000 $ 181,000 $ 59,000
Lenoir, North Carolina 5 $ 645,000 $ 129,000 $ 50,000
Madison, North Carolina 5 $ 765,000 $ 153,000 $ 59,000
Nash, North Carolina 5 $ 1,155,000 $ 231,000 $ 84,000
New Hanover, North Carolina 5 $ 755,000 $ 151,000 $ 65,000
Warren, North Carolina 5 $ 925,000 $ 185,000 $ 50,000
Wilkes, North Carolina 5 $ 765,000 $ 153,000 $ 82,000
Brown, Ohio 5 $ 915,000 $ 183,000 $ 74,000
Carroll, Ohio 5 $ 1,105,000 $ 221,000 $ 70,000
Fairfield, Ohio 5 $ 1,725,000 $ 345,000 $ 103,000
Guernsey, Ohio 5 $ 745,000 $ 149,000 $ 47,000
Tulsa, Oklahoma 5 $ 895,000 $ 179,000 $ 64,000
Polk, Oregon 5 $ 1,375,000 $ 275,000 $ 69,000
Lancaster, Pennsylvania 5 $ 1,695,000 $ 339,000 $ 95,000
Montgomery, Pennsylvania 5 $ 1,245,000 $ 249,000 $ 81,000
Northampton, Pennsylvania 5 $ 895,000 $ 179,000 $ 58,000
Schuylkill, Pennsylvania 5 $ 875,000 $ 175,000 $ 303,000
Barnwell, South Carolina 5 $ 925,000 $ 185,000 $ 50,000
Clarendon, South Carolina 5 $ 835,000 $ 167,000 $ 69,000
Laurens, South Carolina 5 $ 1,085,000 $ 217,000 $ 79,000
Newberry, South Carolina 5 $ 625,000 $ 125,000 $ 64,000
Pickens, South Carolina 5 $ 565,000 $ 113,000 $ 42,000
Spartanburg, South Carolina 5 $ 1,035,000 $ 207,000 $ 74,000
Dickson, Tennessee 5 $ 1,065,000 $ 213,000 $ 56,000
Hickman, Tennessee 5 $ 1,355,000 $ 271,000 $ 71,000
Lawrence, Tennessee 5 $ 1,045,000 $ 209,000 $ 60,000
Monroe, Tennessee 5 $ 835,000 $ 167,000 $ 55,000
Rutherford, Tennessee 5 $ 1,925,000 $ 385,000 $ 117,000
Sumner, Tennessee 5 $ 1,195,000 $ 239,000 $ 71,000
Wilson, Tennessee 5 $ 1,145,000 $ 229,000 $ 68,000
Chambers, Texas 5 $ 1,115,000 $ 223,000 $ 92,000
Hardin, Texas 5 $ 785,000 $ 157,000 $ 67,000
Hays, Texas 5 $ 1,505,000 $ 301,000 $ 92,000
Hill, Texas 5 $ 805,000 $ 161,000 $ 86,000
McLennan, Texas 5 $ 2,225,000 $ 445,000 $ 96,000
Polk, Texas 5 $ 1,055,000 $ 211,000 $ 74,000
Potter, Texas 5 $ 725,000 $ 145,000 $ 58,000
Rusk, Texas 5 $ 1,035,000 $ 207,000 $ 87,000
Wilson, Texas 5 $ 865,000 $ 173,000 $ 93,000
Utah, Utah 5 $ 1,465,000 $ 293,000 $ 86,000
Washington, Utah 5 $ 1,445,000 $ 289,000 $ 75,000
Grand Isle, Vermont 5 $ 745,000 $ 149,000 $ 47,000
Augusta, Virginia 5 $ 415,000 $ 83,000 $ 68,000
Buckingham, Virginia 5 $ 1,205,000 $ 241,000 $ 67,000
Lancaster, Virginia 5 $ 845,000 $ 169,000 $ 42,000
Middlesex, Virginia 5 $ 1,055,000 $ 211,000 $ 70,000
Nelson, Virginia 5 $ 1,055,000 $ 211,000 $ 48,000
Clark, Washington 5 $ 1,175,000 $ 235,000 $ 67,000
Grays Harbor, Washington 5 $ 1,125,000 $ 225,000 $ 82,000
Kittitas, Washington 5 $ 1,555,000 $ 311,000 $ 64,000
Yakima, Washington 5 $ 985,000 $ 197,000 $ 77,000
Calhoun, Alabama 4 $ 680,000 $ 170,000 $ 56,000
Lee, Alabama 4 $ 930,000 $ 232,500 $ 89,000
Madison, Alabama 4 $ 1,100,000 $ 275,000 $ 93,000
Randolph, Alabama 4 $ 790,000 $ 197,500 $ 105,000
Walker, Alabama 4 $ 510,000 $ 127,500 $ 76,000
Apache, Arizona 4 $ 740,000 $ 185,000 $ 63,000
Benton, Arkansas 4 $ 520,000 $ 130,000 $ 50,000
Lonoke, Arkansas 4 $ 350,000 $ 87,500 $ 65,000
Van Buren, Arkansas 4 $ 500,000 $ 125,000 $ 64,000
Calaveras, California 4 $ 980,000 $ 245,000 $ 61,000
Fresno, California 4 $ 1,420,000 $ 355,000 $ 159,000
Lake, California 4 $ 800,000 $ 200,000 $ 55,000
Yuba, California 4 $ 1,060,000 $ 265,000 $ 75,000
Denver, Colorado 4 $ 1,610,000 $ 402,500 $ 122,000
Montezuma, Colorado 4 $ 1,020,000 $ 255,000 $ 117,000
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Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,028 $1,359,290,000 $225,000 $2,465,000 $75,000 $591,000
Cash-out Refinancing 1,273 $231,325,000 $181,000 $975,000 $73,000 $424,000
Refinancing 426 $71,430,000 $167,000 $985,000 $68,000 $1,205,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,277 $1,046,955,000 $198,000 $2,465,000 $72,000 $1,205,000
Black or African American 1,060 $268,720,000 $253,000 $1,005,000 $77,000 $309,000
Not Provided 821 $201,655,000 $245,000 $1,025,000 $80,000 $345,000
Hispanic 404 $101,610,000 $251,000 $785,000 $80,000 $339,000
American Indian or Alaskan Native 79 $17,495,000 $221,000 $705,000 $72,000 $221,000
Asian 22 $5,180,000 $235,000 $505,000 $77,000 $160,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $38,000 $38,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,022 $1,044,800,000 $208,000 $985,000 $71,000 $362,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,314 $260,030,000 $197,000 $2,465,000 $85,000 $1,205,000
VA-guaranteed (Veterans Administration) 946 $277,240,000 $293,000 $1,135,000 $86,000 $359,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 445 $79,975,000 $179,000 $585,000 $60,000 $143,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,573 $732,045,000 $204,000 $835,000 $72,000 $367,000
Application Withdrawn By Applicant 1,960 $426,170,000 $217,000 $1,135,000 $77,000 $1,205,000
Loan Purchased By The Institution 1,090 $252,470,000 $231,000 $865,000 $80,000 $345,000
Application Denied By Financial Institution 945 $210,405,000 $222,000 $2,465,000 $69,000 $500,000
Application Approved But Not Accepted 107 $25,855,000 $241,000 $645,000 $81,000 $424,000
Preapproval Denied by Financial Institution 27 $7,925,000 $293,000 $635,000 $82,000 $234,000
File Closed For Incompleteness 13 $3,865,000 $297,000 $545,000 $65,000 $136,000
Preapproval Approved but not Accepted 12 $3,310,000 $275,000 $425,000 $70,000 $120,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,755 $1,443,715,000 $213,000 $1,135,000 $75,000 $1,205,000
Debt-To-Income Ratio 359 $89,095,000 $248,000 $825,000 $58,000 $295,000
Credit History 211 $43,595,000 $206,000 $2,465,000 $73,000 $500,000
Collateral 148 $29,910,000 $202,000 $735,000 $78,000 $431,000
Other 110 $24,100,000 $219,000 $975,000 $80,000 $355,000
Employment History 68 $13,940,000 $205,000 $595,000 $63,000 $339,000
Insufficient Cash (Downpayment, Closing Cost) 32 $7,460,000 $233,000 $465,000 $68,000 $173,000
Credit Application Incomplete 29 $7,165,000 $247,000 $585,000 $88,000 $280,000
Unverifiable Information 15 $3,065,000 $204,000 $635,000 $92,000 $298,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Financial Resources LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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