American Financial Resources LLC Mortgage Lending & HMDA Data, 2023

In 2023, American Financial Resources LLC of Parsippany, NJ reported 7,341 mortgage applications totaling $1.8 billion, down 5% from 2022. The average application was for $249,834, and applicants reported an average income of $90,192. 34% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (185), Tampa-St. Petersburg-Clearwater, FL (129) and Houston-The Woodlands-Sugar Land, TX (115) (applications in parentheses).

Mortgage Company & Address American Financial Resources LLC
9 Sylvan Way
Parsippany, NJ 07054
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2006  2005  2004  
Total Number of Mortgage Applications 7,341
Total Mortgage Loan Application Amount $1,834,035,000
Average Mortgage Loan Application Amount $249,834
Highest Mortgage Loan Application Amount $1,665,000
Average Applicant Income $90,192
Highest Applicant Income $2,589,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Financial Resources LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 63 $ 21,665,000 $ 343,888 $ 112,000
Cook, Illinois 62 $ 16,080,000 $ 259,354 $ 90,000
Bexar, Texas 59 $ 14,945,000 $ 253,305 $ 108,000
Polk, Florida 58 $ 13,930,000 $ 240,172 $ 84,000
Harris, Texas 55 $ 16,085,000 $ 292,454 $ 112,000
Hillsborough, Florida 49 $ 15,445,000 $ 315,204 $ 95,000
Marion, Florida 48 $ 10,120,000 $ 210,833 $ 69,000
Pasco, Florida 45 $ 9,775,000 $ 217,222 $ 79,000
Broward, Florida 43 $ 15,165,000 $ 352,674 $ 116,000
Suffolk, New York 39 $ 18,585,000 $ 476,538 $ 138,000
Aiken, South Carolina 36 $ 8,100,000 $ 225,000 $ 76,000
Tarrant, Texas 35 $ 9,815,000 $ 280,428 $ 104,000
Brevard, Florida 34 $ 9,910,000 $ 291,470 $ 93,000
Miami-Dade, Florida 34 $ 14,000,000 $ 411,764 $ 124,000
Pinal, Arizona 32 $ 7,930,000 $ 247,812 $ 83,000
Riverside, California 31 $ 10,665,000 $ 344,032 $ 99,000
Jefferson, Kentucky 31 $ 7,105,000 $ 229,193 $ 102,000
Putnam, Florida 30 $ 5,750,000 $ 191,666 $ 72,000
Volusia, Florida 30 $ 6,960,000 $ 232,000 $ 82,000
Essex, New Jersey 30 $ 13,440,000 $ 448,000 $ 136,000
Sussex, Delaware 29 $ 7,395,000 $ 255,000 $ 86,000
Columbia, Florida 29 $ 5,825,000 $ 200,862 $ 73,000
Lee, Florida 29 $ 9,205,000 $ 317,413 $ 96,000
Cumberland, New Jersey 29 $ 6,935,000 $ 239,137 $ 83,000
Cuyahoga, Ohio 29 $ 4,165,000 $ 143,620 $ 104,000
Hernando, Florida 28 $ 7,950,000 $ 283,928 $ 89,000
Lake, Florida 28 $ 7,120,000 $ 254,285 $ 89,000
Franklin, Ohio 28 $ 6,400,000 $ 228,571 $ 80,000
Brunswick, North Carolina 27 $ 5,315,000 $ 196,851 $ 66,000
Orange, Florida 26 $ 8,670,000 $ 333,461 $ 99,000
Lafayette, Louisiana 26 $ 5,300,000 $ 203,846 $ 78,000
Nassau, New York 26 $ 14,210,000 $ 546,538 $ 144,000
Duval, Florida 25 $ 6,895,000 $ 275,800 $ 89,000
Livingston, Louisiana 25 $ 5,065,000 $ 202,600 $ 81,000
Berkeley, South Carolina 25 $ 6,175,000 $ 247,000 $ 83,000
Horry, South Carolina 25 $ 5,665,000 $ 226,600 $ 83,000
Roane, Tennessee 25 $ 5,395,000 $ 215,800 $ 77,000
Hidalgo, Texas 25 $ 6,885,000 $ 275,400 $ 101,000
Mohave, Arizona 24 $ 5,280,000 $ 220,000 $ 69,000
Palm Beach, Florida 24 $ 8,570,000 $ 357,083 $ 115,000
Rockingham, North Carolina 24 $ 5,080,000 $ 211,666 $ 70,000
Montgomery, Texas 22 $ 6,080,000 $ 276,363 $ 115,000
Camden, New Jersey 21 $ 5,525,000 $ 263,095 $ 109,000
Buncombe, North Carolina 21 $ 5,155,000 $ 245,476 $ 91,000
Houston, Alabama 20 $ 2,970,000 $ 148,500 $ 66,000
Marion, Indiana 20 $ 4,060,000 $ 203,000 $ 82,000
Knox, Tennessee 20 $ 4,480,000 $ 224,000 $ 71,000
Pima, Arizona 19 $ 4,135,000 $ 217,631 $ 81,000
Clay, Florida 19 $ 4,965,000 $ 261,315 $ 91,000
Gwinnett, Georgia 19 $ 8,085,000 $ 425,526 $ 125,000
Calcasieu, Louisiana 19 $ 3,195,000 $ 168,157 $ 80,000
Wayne, Michigan 19 $ 2,515,000 $ 132,368 $ 71,000
Cleveland, North Carolina 19 $ 4,395,000 $ 231,315 $ 70,000
Philadelphia, Pennsylvania 19 $ 4,255,000 $ 223,947 $ 88,000
Dallas, Texas 19 $ 5,685,000 $ 299,210 $ 103,000
San Bernardino, California 18 $ 6,360,000 $ 353,333 $ 127,000
Citrus, Florida 18 $ 3,920,000 $ 217,777 $ 68,000
Fulton, Georgia 18 $ 6,620,000 $ 367,777 $ 109,000
Allegheny, Pennsylvania 18 $ 3,950,000 $ 219,444 $ 93,000
Wood, West Virginia 18 $ 2,440,000 $ 135,555 $ 44,000
DeKalb, Georgia 17 $ 4,085,000 $ 240,294 $ 105,000
Prince George's, Maryland 17 $ 7,285,000 $ 428,529 $ 114,000
Lexington, South Carolina 17 $ 3,205,000 $ 188,529 $ 72,000
Tuscaloosa, Alabama 16 $ 3,220,000 $ 201,250 $ 70,000
Flagler, Florida 16 $ 4,380,000 $ 273,750 $ 92,000
Okeechobee, Florida 16 $ 2,960,000 $ 185,000 $ 60,000
Cobb, Georgia 16 $ 6,150,000 $ 384,375 $ 110,000
Baltimore City, Maryland 16 $ 3,620,000 $ 226,250 $ 81,000
Union, New Jersey 16 $ 7,620,000 $ 476,250 $ 142,000
Oklahoma, Oklahoma 16 $ 3,130,000 $ 195,625 $ 80,000
York, Pennsylvania 16 $ 3,180,000 $ 198,750 $ 72,000
Dorchester, South Carolina 16 $ 4,090,000 $ 255,625 $ 71,000
Pierce, Washington 16 $ 9,080,000 $ 567,500 $ 154,000
Jefferson, Alabama 15 $ 3,115,000 $ 207,666 $ 70,000
Alachua, Florida 15 $ 3,885,000 $ 259,000 $ 102,000
Henry, Georgia 15 $ 3,905,000 $ 260,333 $ 95,000
Oakland, Michigan 15 $ 3,575,000 $ 238,333 $ 132,000
Gloucester, New Jersey 15 $ 3,905,000 $ 260,333 $ 97,000
Queens, New York 15 $ 9,445,000 $ 629,666 $ 171,000
Sevier, Tennessee 15 $ 3,615,000 $ 241,000 $ 76,000
Madison, Alabama 14 $ 5,480,000 $ 391,428 $ 132,000
Fresno, California 14 $ 4,460,000 $ 318,571 $ 91,000
St. Lucie, Florida 14 $ 5,310,000 $ 379,285 $ 103,000
Lake, Indiana 14 $ 3,020,000 $ 215,714 $ 77,000
East Baton Rouge, Louisiana 14 $ 3,360,000 $ 240,000 $ 78,000
St. Landry, Louisiana 14 $ 2,480,000 $ 177,142 $ 69,000
Clark, Nevada 14 $ 4,220,000 $ 301,428 $ 111,000
Passaic, New Jersey 14 $ 6,940,000 $ 495,714 $ 140,000
Orange, New York 14 $ 4,450,000 $ 317,857 $ 114,000
Duplin, North Carolina 14 $ 2,860,000 $ 204,285 $ 71,000
Henderson, North Carolina 14 $ 3,820,000 $ 272,857 $ 75,000
Pender, North Carolina 14 $ 2,980,000 $ 212,857 $ 70,000
Northumberland, Pennsylvania 14 $ 1,220,000 $ 87,142 $ 56,000
Charleston, South Carolina 14 $ 2,420,000 $ 172,857 $ 77,000
Spartanburg, South Carolina 14 $ 3,800,000 $ 271,428 $ 78,000
Jefferson, Tennessee 14 $ 3,230,000 $ 230,714 $ 75,000
Shelby, Tennessee 14 $ 3,060,000 $ 218,571 $ 85,000
Ector, Texas 14 $ 3,320,000 $ 237,142 $ 100,000
Johnson, Texas 14 $ 4,070,000 $ 290,714 $ 91,000
Randall, Texas 14 $ 2,920,000 $ 208,571 $ 93,000
El Paso, Colorado 13 $ 4,855,000 $ 373,461 $ 85,000
Osceola, Florida 13 $ 4,065,000 $ 312,692 $ 82,000
Beauregard, Louisiana 13 $ 2,225,000 $ 171,153 $ 75,000
St. Martin, Louisiana 13 $ 2,575,000 $ 198,076 $ 93,000
Burlington, New Jersey 13 $ 4,225,000 $ 325,000 $ 106,000
Clinton, New York 13 $ 1,805,000 $ 138,846 $ 70,000
Westchester, New York 13 $ 6,525,000 $ 501,923 $ 146,000
Claiborne, Tennessee 13 $ 2,755,000 $ 211,923 $ 82,000
Greene, Tennessee 13 $ 2,915,000 $ 224,230 $ 77,000
Hawkins, Tennessee 13 $ 2,465,000 $ 189,615 $ 77,000
Guadalupe, Texas 13 $ 3,715,000 $ 285,769 $ 103,000
Kaufman, Texas 13 $ 3,665,000 $ 281,923 $ 91,000
Berkeley, West Virginia 13 $ 3,595,000 $ 276,538 $ 99,000
Mobile, Alabama 12 $ 2,050,000 $ 170,833 $ 60,000
Gila, Arizona 12 $ 3,170,000 $ 264,166 $ 95,000
Garland, Arkansas 12 $ 2,160,000 $ 180,000 $ 65,000
Kent, Delaware 12 $ 2,970,000 $ 247,500 $ 92,000
Levy, Florida 12 $ 2,390,000 $ 199,166 $ 68,000
Nassau, Florida 12 $ 3,330,000 $ 277,500 $ 88,000
Santa Rosa, Florida 12 $ 2,890,000 $ 240,833 $ 125,000
Carroll, Georgia 12 $ 3,340,000 $ 278,333 $ 94,000
Clayton, Georgia 12 $ 3,280,000 $ 273,333 $ 91,000
Clark, Indiana 12 $ 2,540,000 $ 211,666 $ 90,000
Jefferson, Louisiana 12 $ 2,550,000 $ 212,500 $ 78,000
Genesee, Michigan 12 $ 1,930,000 $ 160,833 $ 69,000
St. Louis, Missouri 12 $ 1,800,000 $ 150,000 $ 71,000
Fulton, New York 12 $ 1,880,000 $ 156,666 $ 83,000
Marion, Oregon 12 $ 4,540,000 $ 378,333 $ 115,000
Richland, South Carolina 12 $ 2,790,000 $ 232,500 $ 94,000
Collin, Texas 12 $ 7,580,000 $ 631,666 $ 152,000
Chesapeake, Virginia 12 $ 4,620,000 $ 385,000 $ 129,000
Mecklenburg, Virginia 12 $ 1,990,000 $ 165,833 $ 77,000
Cochise, Arizona 11 $ 1,845,000 $ 167,727 $ 60,000
Yavapai, Arizona 11 $ 2,595,000 $ 235,909 $ 68,000
Benton, Arkansas 11 $ 2,755,000 $ 250,454 $ 86,000
Los Angeles, California 11 $ 7,025,000 $ 638,636 $ 157,000
Douglas, Georgia 11 $ 3,635,000 $ 330,454 $ 106,000
Paulding, Georgia 11 $ 3,265,000 $ 296,818 $ 92,000
Allen, Indiana 11 $ 2,515,000 $ 228,636 $ 81,000
Madison, Indiana 11 $ 2,025,000 $ 184,090 $ 78,000
Iberia, Louisiana 11 $ 1,905,000 $ 173,181 $ 71,000
Orleans, Louisiana 11 $ 2,715,000 $ 246,818 $ 89,000
Lenawee, Michigan 11 $ 1,685,000 $ 153,181 $ 76,000
Atlantic, New Jersey 11 $ 3,335,000 $ 303,181 $ 101,000
Cumberland, North Carolina 11 $ 2,435,000 $ 221,363 $ 83,000
Sampson, North Carolina 11 $ 2,045,000 $ 185,909 $ 73,000
Montgomery, Ohio 11 $ 2,065,000 $ 187,727 $ 74,000
Crawford, Pennsylvania 11 $ 1,135,000 $ 103,181 $ 49,000
McMinn, Tennessee 11 $ 2,485,000 $ 225,909 $ 89,000
Denton, Texas 11 $ 3,955,000 $ 359,545 $ 139,000
El Paso, Texas 11 $ 2,315,000 $ 210,454 $ 80,000
Fort Bend, Texas 11 $ 2,765,000 $ 251,363 $ 125,000
Medina, Texas 11 $ 2,175,000 $ 197,727 $ 78,000
Baldwin, Alabama 10 $ 2,020,000 $ 202,000 $ 71,000
Pulaski, Arkansas 10 $ 1,670,000 $ 167,000 $ 70,000
Fairfield, Connecticut 10 $ 3,790,000 $ 379,000 $ 135,000
Richmond, Georgia 10 $ 2,070,000 $ 207,000 $ 61,000
Ascension, Louisiana 10 $ 2,400,000 $ 240,000 $ 93,000
Baltimore, Maryland 10 $ 3,250,000 $ 325,000 $ 105,000
Kent, Michigan 10 $ 2,520,000 $ 252,000 $ 91,000
Monmouth, New Jersey 10 $ 4,420,000 $ 442,000 $ 165,000
Ocean, New Jersey 10 $ 3,530,000 $ 353,000 $ 121,000
Herkimer, New York 10 $ 1,250,000 $ 125,000 $ 65,000
Gaston, North Carolina 10 $ 2,100,000 $ 210,000 $ 67,000
Perquimans, North Carolina 10 $ 2,020,000 $ 202,000 $ 64,000
Fairfield, Ohio 10 $ 2,170,000 $ 217,000 $ 80,000
Lorain, Ohio 10 $ 1,900,000 $ 190,000 $ 94,000
Stark, Ohio 10 $ 1,490,000 $ 149,000 $ 66,000
Lehigh, Pennsylvania 10 $ 2,570,000 $ 257,000 $ 78,000
Anderson, South Carolina 10 $ 1,750,000 $ 175,000 $ 56,000
Colleton, South Carolina 10 $ 1,990,000 $ 199,000 $ 66,000
Greenville, South Carolina 10 $ 2,090,000 $ 209,000 $ 49,000
Anderson, Tennessee 10 $ 2,180,000 $ 218,000 $ 76,000
Rhea, Tennessee 10 $ 2,230,000 $ 223,000 $ 82,000
Ellis, Texas 10 $ 4,960,000 $ 496,000 $ 148,000
Liberty, Texas 10 $ 2,030,000 $ 203,000 $ 72,000
Midland, Texas 10 $ 2,420,000 $ 242,000 $ 93,000
Orange, Texas 10 $ 1,960,000 $ 196,000 $ 105,000
Hampton, Virginia 10 $ 2,070,000 $ 207,000 $ 69,000
Montgomery, Alabama 9 $ 2,835,000 $ 315,000 $ 91,000
New Haven, Connecticut 9 $ 3,165,000 $ 351,666 $ 112,000
Bradford, Florida 9 $ 2,005,000 $ 222,777 $ 68,000
Manatee, Florida 9 $ 2,965,000 $ 329,444 $ 96,000
Sarasota, Florida 9 $ 2,675,000 $ 297,222 $ 98,000
St. Johns, Florida 9 $ 3,025,000 $ 336,111 $ 121,000
Gordon, Georgia 9 $ 1,965,000 $ 218,333 $ 81,000
Houston, Georgia 9 $ 1,895,000 $ 210,555 $ 88,000
Morgan, Indiana 9 $ 1,555,000 $ 172,777 $ 71,000
Madison, Kentucky 9 $ 1,845,000 $ 205,000 $ 89,000
Acadia, Louisiana 9 $ 1,605,000 $ 178,333 $ 91,000
Bossier, Louisiana 9 $ 1,375,000 $ 152,777 $ 76,000
Tangipahoa, Louisiana 9 $ 1,945,000 $ 216,111 $ 83,000
Kalamazoo, Michigan 9 $ 2,335,000 $ 259,444 $ 83,000
Montcalm, Michigan 9 $ 1,615,000 $ 179,444 $ 67,000
Hinds, Mississippi 9 $ 1,395,000 $ 155,000 $ 88,000
Lea, New Mexico 9 $ 1,685,000 $ 187,222 $ 84,000
Bronx, New York 9 $ 6,415,000 $ 712,777 $ 152,000
Wayne, New York 9 $ 1,125,000 $ 125,000 $ 63,000
Columbus, North Carolina 9 $ 1,555,000 $ 172,777 $ 55,000
Currituck, North Carolina 9 $ 2,765,000 $ 307,222 $ 90,000
Granville, North Carolina 9 $ 1,865,000 $ 207,222 $ 169,000
Mecklenburg, North Carolina 9 $ 2,835,000 $ 315,000 $ 179,000
Summit, Ohio 9 $ 2,155,000 $ 239,444 $ 128,000
Clackamas, Oregon 9 $ 3,685,000 $ 409,444 $ 105,000
Lancaster, South Carolina 9 $ 2,295,000 $ 255,000 $ 81,000
Orangeburg, South Carolina 9 $ 1,515,000 $ 168,333 $ 71,000
Cocke, Tennessee 9 $ 1,725,000 $ 191,666 $ 64,000
Montgomery, Tennessee 9 $ 2,605,000 $ 289,444 $ 84,000
Union, Tennessee 9 $ 1,865,000 $ 207,222 $ 66,000
Brazoria, Texas 9 $ 2,535,000 $ 281,666 $ 101,000
Jefferson, Texas 9 $ 1,885,000 $ 209,444 $ 102,000
Dinwiddie, Virginia 9 $ 2,095,000 $ 232,777 $ 66,000
Norfolk, Virginia 9 $ 2,225,000 $ 247,222 $ 83,000
Portsmouth, Virginia 9 $ 2,055,000 $ 228,333 $ 84,000
Spokane, Washington 9 $ 2,325,000 $ 258,333 $ 72,000
Elmore, Alabama 8 $ 1,090,000 $ 136,250 $ 77,000
Shelby, Alabama 8 $ 1,510,000 $ 188,750 $ 66,000
Weld, Colorado 8 $ 2,740,000 $ 342,500 $ 94,000
Highlands, Florida 8 $ 1,450,000 $ 181,250 $ 95,000
Suwannee, Florida 8 $ 1,580,000 $ 197,500 $ 92,000
Walton, Florida 8 $ 2,490,000 $ 311,250 $ 79,000
Howard, Indiana 8 $ 1,550,000 $ 193,750 $ 102,000
Monroe, Indiana 8 $ 2,040,000 $ 255,000 $ 129,000
Ouachita, Louisiana 8 $ 1,190,000 $ 148,750 $ 52,000
Worcester, Massachusetts 8 $ 2,960,000 $ 370,000 $ 115,000
Pearl River, Mississippi 8 $ 1,430,000 $ 178,750 $ 82,000
Jackson, Missouri 8 $ 1,590,000 $ 198,750 $ 73,000
Lyon, Nevada 8 $ 2,770,000 $ 346,250 $ 105,000
Middlesex, New Jersey 8 $ 3,210,000 $ 401,250 $ 137,000
San Juan, New Mexico 8 $ 1,870,000 $ 233,750 $ 103,000
Washington, New York 8 $ 1,530,000 $ 191,250 $ 65,000
Johnston, North Carolina 8 $ 2,010,000 $ 251,250 $ 64,000
Robeson, North Carolina 8 $ 2,070,000 $ 258,750 $ 113,000
Surry, North Carolina 8 $ 1,400,000 $ 175,000 $ 66,000
Ashtabula, Ohio 8 $ 1,570,000 $ 196,250 $ 71,000
Clermont, Ohio 8 $ 1,570,000 $ 196,250 $ 80,000
Hamilton, Ohio 8 $ 1,340,000 $ 167,500 $ 64,000
Delaware, Pennsylvania 8 $ 1,720,000 $ 215,000 $ 75,000
Providence, Rhode Island 8 $ 3,680,000 $ 460,000 $ 132,000
Sumter, South Carolina 8 $ 1,160,000 $ 145,000 $ 63,000
Davidson, Tennessee 8 $ 3,220,000 $ 402,500 $ 102,000
Monroe, Tennessee 8 $ 1,580,000 $ 197,500 $ 72,000
Sullivan, Tennessee 8 $ 2,120,000 $ 265,000 $ 100,000
Washington, Tennessee 8 $ 1,920,000 $ 240,000 $ 82,000
Bastrop, Texas 8 $ 2,440,000 $ 305,000 $ 81,000
Henderson, Texas 8 $ 1,450,000 $ 181,250 $ 87,000
Hill, Texas 8 $ 2,340,000 $ 292,500 $ 106,000
Lubbock, Texas 8 $ 1,520,000 $ 190,000 $ 70,000
Tom Green, Texas 8 $ 1,660,000 $ 207,500 $ 78,000
Accomack, Virginia 8 $ 1,880,000 $ 235,000 $ 78,000
Pittsylvania, Virginia 8 $ 1,280,000 $ 160,000 $ 79,000
Virginia Beach, Virginia 8 $ 2,440,000 $ 305,000 $ 148,000
Dale, Alabama 7 $ 1,445,000 $ 206,428 $ 63,000
Yuma, Arizona 7 $ 1,445,000 $ 206,428 $ 63,000
Lonoke, Arkansas 7 $ 1,355,000 $ 193,571 $ 76,000
White, Arkansas 7 $ 1,205,000 $ 172,142 $ 79,000
El Dorado, California 7 $ 3,245,000 $ 463,571 $ 119,000
Sacramento, California 7 $ 2,555,000 $ 365,000 $ 108,000
San Diego, California 7 $ 3,495,000 $ 499,285 $ 131,000
Adams, Colorado 7 $ 3,295,000 $ 470,714 $ 97,000
New Castle, Delaware 7 $ 1,955,000 $ 279,285 $ 122,000
Bay, Florida 7 $ 1,395,000 $ 199,285 $ 69,000
Collier, Florida 7 $ 3,145,000 $ 449,285 $ 118,000
Pinellas, Florida 7 $ 1,745,000 $ 249,285 $ 88,000
Sumter, Florida 7 $ 2,105,000 $ 300,714 $ 99,000
Burke, Georgia 7 $ 1,585,000 $ 226,428 $ 86,000
Jackson, Georgia 7 $ 1,765,000 $ 252,142 $ 100,000
Walker, Georgia 7 $ 1,495,000 $ 213,571 $ 80,000
Will, Illinois 7 $ 1,995,000 $ 285,000 $ 125,000
Greene, Indiana 7 $ 1,375,000 $ 196,428 $ 99,000
Porter, Indiana 7 $ 1,795,000 $ 256,428 $ 85,000
Sedgwick, Kansas 7 $ 1,165,000 $ 166,428 $ 65,000
Laurel, Kentucky 7 $ 1,105,000 $ 157,857 $ 54,000
Caddo, Louisiana 7 $ 1,115,000 $ 159,285 $ 51,000
Rapides, Louisiana 7 $ 1,455,000 $ 207,857 $ 65,000
St. Tammany, Louisiana 7 $ 1,485,000 $ 212,142 $ 73,000
Terrebonne, Louisiana 7 $ 1,415,000 $ 202,142 $ 88,000
Vermilion, Louisiana 7 $ 1,335,000 $ 190,714 $ 74,000
Vernon, Louisiana 7 $ 1,385,000 $ 197,857 $ 119,000
Penobscot, Maine 7 $ 1,385,000 $ 197,857 $ 97,000
Somerset, Maryland 7 $ 1,755,000 $ 250,714 $ 72,000
Barnstable, Massachusetts 7 $ 2,765,000 $ 395,000 $ 99,000
Muskegon, Michigan 7 $ 1,375,000 $ 196,428 $ 71,000
Dakota, Minnesota 7 $ 2,345,000 $ 335,000 $ 122,000
Hennepin, Minnesota 7 $ 1,835,000 $ 262,142 $ 85,000
Pulaski, Missouri 7 $ 1,515,000 $ 216,428 $ 82,000
Elko, Nevada 7 $ 1,665,000 $ 237,857 $ 90,000
Bergen, New Jersey 7 $ 4,635,000 $ 662,142 $ 159,000
Morris, New Jersey 7 $ 3,665,000 $ 523,571 $ 367,000
Sussex, New Jersey 7 $ 2,625,000 $ 375,000 $ 177,000
Bernalillo, New Mexico 7 $ 1,815,000 $ 259,285 $ 85,000
Essex, New York 7 $ 705,000 $ 100,714 $ 50,000
Montgomery, New York 7 $ 895,000 $ 127,857 $ 67,000
Alamance, North Carolina 7 $ 1,505,000 $ 215,000 $ 76,000
Harnett, North Carolina 7 $ 1,615,000 $ 230,714 $ 82,000
Haywood, North Carolina 7 $ 1,665,000 $ 237,857 $ 80,000
Randolph, North Carolina 7 $ 1,515,000 $ 216,428 $ 72,000
Columbiana, Ohio 7 $ 1,365,000 $ 195,000 $ 87,000
Jefferson, Ohio 7 $ 995,000 $ 142,142 $ 86,000
Cleveland, Oklahoma 7 $ 1,255,000 $ 179,285 $ 81,000
Jackson, Oregon 7 $ 2,005,000 $ 286,428 $ 63,000
Linn, Oregon 7 $ 2,045,000 $ 292,142 $ 67,000
Beaver, Pennsylvania 7 $ 1,075,000 $ 153,571 $ 84,000
Bucks, Pennsylvania 7 $ 2,385,000 $ 340,714 $ 105,000
Luzerne, Pennsylvania 7 $ 1,475,000 $ 210,714 $ 85,000
Montgomery, Pennsylvania 7 $ 1,895,000 $ 270,714 $ 125,000
Cumberland, Tennessee 7 $ 1,565,000 $ 223,571 $ 63,000
Grainger, Tennessee 7 $ 2,105,000 $ 300,714 $ 97,000
Hamblen, Tennessee 7 $ 1,315,000 $ 187,857 $ 70,000
Maury, Tennessee 7 $ 1,755,000 $ 250,714 $ 85,000
Bell, Texas 7 $ 1,875,000 $ 267,857 $ 71,000
Caldwell, Texas 7 $ 3,085,000 $ 440,714 $ 104,000
Comal, Texas 7 $ 1,465,000 $ 209,285 $ 76,000
Galveston, Texas 7 $ 2,355,000 $ 336,428 $ 131,000
Grayson, Texas 7 $ 1,855,000 $ 265,000 $ 104,000
Parker, Texas 7 $ 2,215,000 $ 316,428 $ 100,000
Travis, Texas 7 $ 2,665,000 $ 380,714 $ 163,000
Bedford, Virginia 7 $ 1,425,000 $ 203,571 $ 64,000
Hampshire, West Virginia 7 $ 1,425,000 $ 203,571 $ 50,000
Lee, Alabama 6 $ 1,280,000 $ 213,333 $ 82,000
Pike, Alabama 6 $ 1,150,000 $ 191,666 $ 77,000
Tallapoosa, Alabama 6 $ 800,000 $ 133,333 $ 60,000
Greene, Arkansas 6 $ 1,010,000 $ 168,333 $ 164,000
Saline, Arkansas 6 $ 1,610,000 $ 268,333 $ 85,000
Washington, Arkansas 6 $ 1,470,000 $ 245,000 $ 86,000
Kern, California 6 $ 1,340,000 $ 223,333 $ 73,000
Hartford, Connecticut 6 $ 1,860,000 $ 310,000 $ 96,000
Charlotte, Florida 6 $ 1,490,000 $ 248,333 $ 85,000
Hendry, Florida 6 $ 970,000 $ 161,666 $ 52,000
Seminole, Florida 6 $ 1,650,000 $ 275,000 $ 90,000
Walton, Georgia 6 $ 2,040,000 $ 340,000 $ 83,000
Hendricks, Indiana 6 $ 1,400,000 $ 233,333 $ 78,000
Kosciusko, Indiana 6 $ 850,000 $ 141,666 $ 58,000
Wayne, Indiana 6 $ 790,000 $ 131,666 $ 71,000
Lincoln, Kentucky 6 $ 910,000 $ 151,666 $ 59,000
Nelson, Kentucky 6 $ 1,180,000 $ 196,666 $ 71,000
Lafourche, Louisiana 6 $ 940,000 $ 156,666 $ 63,000
Kennebec, Maine 6 $ 1,080,000 $ 180,000 $ 56,000
Dorchester, Maryland 6 $ 1,250,000 $ 208,333 $ 62,000
Harford, Maryland 6 $ 1,980,000 $ 330,000 $ 113,000
Middlesex, Massachusetts 6 $ 2,280,000 $ 380,000 $ 131,000
Isabella, Michigan 6 $ 680,000 $ 113,333 $ 46,000
Mecosta, Michigan 6 $ 820,000 $ 136,666 $ 45,000
Pontotoc, Mississippi 6 $ 790,000 $ 131,666 $ 46,000
Prentiss, Mississippi 6 $ 770,000 $ 128,333 $ 53,000
Oswego, New York 6 $ 830,000 $ 138,333 $ 68,000
Ulster, New York 6 $ 1,290,000 $ 215,000 $ 106,000
Burke, North Carolina 6 $ 1,290,000 $ 215,000 $ 72,000
Chatham, North Carolina 6 $ 1,250,000 $ 208,333 $ 57,000
Davidson, North Carolina 6 $ 1,050,000 $ 175,000 $ 79,000
Lincoln, North Carolina 6 $ 1,090,000 $ 181,666 $ 68,000
Onslow, North Carolina 6 $ 1,010,000 $ 168,333 $ 60,000
Pasquotank, North Carolina 6 $ 1,410,000 $ 235,000 $ 64,000
Rutherford, North Carolina 6 $ 1,060,000 $ 176,666 $ 59,000
Wake, North Carolina 6 $ 2,270,000 $ 378,333 $ 106,000
Wayne, North Carolina 6 $ 1,590,000 $ 265,000 $ 92,000
Trumbull, Ohio 6 $ 790,000 $ 131,666 $ 58,000
Washington, Pennsylvania 6 $ 1,350,000 $ 225,000 $ 84,000
Kershaw, South Carolina 6 $ 1,150,000 $ 191,666 $ 73,000
York, South Carolina 6 $ 1,130,000 $ 188,333 $ 68,000
Blount, Tennessee 6 $ 1,400,000 $ 233,333 $ 81,000
Morgan, Tennessee 6 $ 1,010,000 $ 168,333 $ 78,000
White, Tennessee 6 $ 1,280,000 $ 213,333 $ 82,000
Atascosa, Texas 6 $ 1,610,000 $ 268,333 $ 98,000
Cameron, Texas 6 $ 1,170,000 $ 195,000 $ 82,000
Cass, Texas 6 $ 1,530,000 $ 255,000 $ 82,000
Hardin, Texas 6 $ 1,190,000 $ 198,333 $ 82,000
Jasper, Texas 6 $ 810,000 $ 135,000 $ 66,000
McLennan, Texas 6 $ 1,290,000 $ 215,000 $ 79,000
Potter, Texas 6 $ 940,000 $ 156,666 $ 54,000
Van Zandt, Texas 6 $ 1,360,000 $ 226,666 $ 93,000
Wilson, Texas 6 $ 2,180,000 $ 363,333 $ 120,000
Carroll, Virginia 6 $ 830,000 $ 138,333 $ 52,000
Chesterfield, Virginia 6 $ 1,480,000 $ 246,666 $ 86,000
Halifax, Virginia 6 $ 1,240,000 $ 206,666 $ 90,000
King George, Virginia 6 $ 2,080,000 $ 346,666 $ 108,000
Orange, Virginia 6 $ 1,860,000 $ 310,000 $ 133,000
Spotsylvania, Virginia 6 $ 2,350,000 $ 391,666 $ 93,000
Chilton, Alabama 5 $ 835,000 $ 167,000 $ 56,000
Hale, Alabama 5 $ 1,245,000 $ 249,000 $ 85,000
Limestone, Alabama 5 $ 1,275,000 $ 255,000 $ 90,000
St. Clair, Alabama 5 $ 1,035,000 $ 207,000 $ 52,000
Navajo, Arizona 5 $ 1,285,000 $ 257,000 $ 109,000
Lake, California 5 $ 1,315,000 $ 263,000 $ 80,000
Denver, Colorado 5 $ 1,455,000 $ 291,000 $ 102,000
Fremont, Colorado 5 $ 1,225,000 $ 245,000 $ 92,000
District of Columbia, District Of Columbia 5 $ 2,255,000 $ 451,000 $ 129,000
Indian River, Florida 5 $ 1,595,000 $ 319,000 $ 97,000
Union, Florida 5 $ 1,225,000 $ 245,000 $ 81,000
Lowndes, Georgia 5 $ 825,000 $ 165,000 $ 82,000
Newton, Georgia 5 $ 1,355,000 $ 271,000 $ 91,000
Rockdale, Georgia 5 $ 1,825,000 $ 365,000 $ 112,000
Whitfield, Georgia 5 $ 985,000 $ 197,000 $ 66,000
Lake, Illinois 5 $ 1,345,000 $ 269,000 $ 114,000
Jackson, Indiana 5 $ 895,000 $ 179,000 $ 68,000
Jefferson, Indiana 5 $ 855,000 $ 171,000 $ 92,000
Barren, Kentucky 5 $ 955,000 $ 191,000 $ 58,000
Bristol, Massachusetts 5 $ 1,955,000 $ 391,000 $ 127,000
Essex, Massachusetts 5 $ 2,535,000 $ 507,000 $ 134,000
Barry, Michigan 5 $ 985,000 $ 197,000 $ 80,000
Macomb, Michigan 5 $ 925,000 $ 185,000 $ 61,000
Jackson, Mississippi 5 $ 695,000 $ 139,000 $ 71,000
Union, Mississippi 5 $ 645,000 $ 129,000 $ 58,000
Jefferson, Missouri 5 $ 905,000 $ 181,000 $ 60,000
Washoe, Nevada 5 $ 1,355,000 $ 271,000 $ 89,000
Rockingham, New Hampshire 5 $ 1,645,000 $ 329,000 $ 102,000
Rio Arriba, New Mexico 5 $ 1,475,000 $ 295,000 $ 79,000
Valencia, New Mexico 5 $ 1,185,000 $ 237,000 $ 89,000
Dutchess, New York 5 $ 1,795,000 $ 359,000 $ 121,000
Kings, New York 5 $ 2,865,000 $ 573,000 $ 165,000
Oneida, New York 5 $ 855,000 $ 171,000 $ 72,000
Richmond, New York 5 $ 3,165,000 $ 633,000 $ 160,000
Saratoga, New York 5 $ 825,000 $ 165,000 $ 75,000
Schoharie, New York 5 $ 985,000 $ 197,000 $ 92,000
Cabarrus, North Carolina 5 $ 1,355,000 $ 271,000 $ 101,000
Iredell, North Carolina 5 $ 875,000 $ 175,000 $ 99,000
New Hanover, North Carolina 5 $ 3,755,000 $ 751,000 $ 211,000
Clark, Ohio 5 $ 805,000 $ 161,000 $ 87,000
Greene, Ohio 5 $ 935,000 $ 187,000 $ 64,000
Hocking, Ohio 5 $ 735,000 $ 147,000 $ 62,000
Lucas, Ohio 5 $ 655,000 $ 131,000 $ 55,000
Mahoning, Ohio 5 $ 845,000 $ 169,000 $ 95,000
Scioto, Ohio 5 $ 665,000 $ 133,000 $ 67,000
Tuscarawas, Ohio 5 $ 745,000 $ 149,000 $ 69,000
Washington, Ohio 5 $ 785,000 $ 157,000 $ 67,000
Rogers, Oklahoma 5 $ 865,000 $ 173,000 $ 75,000
Washington, Oregon 5 $ 2,665,000 $ 533,000 $ 150,000
Yamhill, Oregon 5 $ 2,175,000 $ 435,000 $ 112,000
Butler, Pennsylvania 5 $ 755,000 $ 151,000 $ 78,000
Franklin, Pennsylvania 5 $ 1,285,000 $ 257,000 $ 106,000
Lancaster, Pennsylvania 5 $ 1,325,000 $ 265,000 $ 98,000
Beaufort, South Carolina 5 $ 1,475,000 $ 295,000 $ 101,000
Carter, Tennessee 5 $ 775,000 $ 155,000 $ 73,000
Lincoln, Tennessee 5 $ 895,000 $ 179,000 $ 75,000
Macon, Tennessee 5 $ 1,155,000 $ 231,000 $ 81,000
Meigs, Tennessee 5 $ 715,000 $ 143,000 $ 58,000
Rutherford, Tennessee 5 $ 1,585,000 $ 317,000 $ 86,000
Bowie, Texas 5 $ 1,135,000 $ 227,000 $ 120,000
Cherokee, Texas 5 $ 855,000 $ 171,000 $ 91,000
Hunt, Texas 5 $ 1,505,000 $ 301,000 $ 86,000
Nueces, Texas 5 $ 1,195,000 $ 239,000 $ 109,000
Webb, Texas 5 $ 835,000 $ 167,000 $ 70,000
Williamson, Texas 5 $ 1,375,000 $ 275,000 $ 96,000
Washington, Utah 5 $ 2,165,000 $ 433,000 $ 622,000
Weber, Utah 5 $ 1,795,000 $ 359,000 $ 114,000
Amherst, Virginia 5 $ 1,045,000 $ 209,000 $ 61,000
Appomattox, Virginia 5 $ 1,045,000 $ 209,000 $ 67,000
Buckingham, Virginia 5 $ 945,000 $ 189,000 $ 46,000
Cumberland, Virginia 5 $ 1,145,000 $ 229,000 $ 73,000
Nottoway, Virginia 5 $ 975,000 $ 195,000 $ 48,000
Smyth, Virginia 5 $ 565,000 $ 113,000 $ 45,000
Grays Harbor, Washington 5 $ 1,495,000 $ 299,000 $ 105,000
Whatcom, Washington 5 $ 2,185,000 $ 437,000 $ 132,000
Milwaukee, Wisconsin 5 $ 985,000 $ 197,000 $ 81,000
Chambers, Alabama 4 $ 620,000 $ 155,000 $ 64,000
Lamar, Alabama 4 $ 570,000 $ 142,500 $ 67,000
Talladega, Alabama 4 $ 660,000 $ 165,000 $ 74,000
Mississippi, Arkansas 4 $ 550,000 $ 137,500 $ 75,000
Butte, California 4 $ 1,050,000 $ 262,500 $ 74,000
San Joaquin, California 4 $ 1,500,000 $ 375,000 $ 107,000
Tulare, California 4 $ 1,870,000 $ 467,500 $ 136,000
Montezuma, Colorado 4 $ 1,250,000 $ 312,500 $ 88,000
Pueblo, Colorado 4 $ 890,000 $ 222,500 $ 61,000
Teller, Colorado 4 $ 700,000 $ 175,000 $ 79,000
Windham, Connecticut 4 $ 1,070,000 $ 267,500 $ 76,000
Dixie, Florida 4 $ 840,000 $ 210,000 $ 83,000
Gadsden, Florida 4 $ 650,000 $ 162,500 $ 55,000
Gilchrist, Florida 4 $ 920,000 $ 230,000 $ 77,000
Okaloosa, Florida 4 $ 750,000 $ 187,500 $ 106,000
Washington, Florida 4 $ 880,000 $ 220,000 $ 73,000
Bibb, Georgia 4 $ 580,000 $ 145,000 $ 51,000
Cherokee, Georgia 4 $ 1,540,000 $ 385,000 $ 143,000
Dawson, Georgia 4 $ 1,100,000 $ 275,000 $ 80,000
Effingham, Georgia 4 $ 1,060,000 $ 265,000 $ 83,000
Fayette, Georgia 4 $ 1,420,000 $ 355,000 $ 104,000
Franklin, Georgia 4 $ 810,000 $ 202,500 $ 76,000
Jasper, Georgia 4 $ 640,000 $ 160,000 $ 62,000
Mitchell, Georgia 4 $ 400,000 $ 100,000 $ 44,000
Murray, Georgia 4 $ 820,000 $ 205,000 $ 65,000
Oglethorpe, Georgia 4 $ 900,000 $ 225,000 $ 74,000
Pickens, Georgia 4 $ 610,000 $ 152,500 $ 51,000
Union, Georgia 4 $ 1,570,000 $ 392,500 $ 121,000
Canyon, Idaho 4 $ 1,410,000 $ 352,500 $ 61,000
Kankakee, Illinois 4 $ 630,000 $ 157,500 $ 88,000
Bartholomew, Indiana 4 $ 710,000 $ 177,500 $ 90,000
DeKalb, Indiana 4 $ 590,000 $ 147,500 $ 61,000
Delaware, Indiana 4 $ 730,000 $ 182,500 $ 60,000
Elkhart, Indiana 4 $ 580,000 $ 145,000 $ 59,000
Jennings, Indiana 4 $ 680,000 $ 170,000 $ 96,000
Johnson, Indiana 4 $ 840,000 $ 210,000 $ 80,000
Lawrence, Indiana 4 $ 650,000 $ 162,500 $ 65,000
Montgomery, Indiana 4 $ 830,000 $ 207,500 $ 89,000
Noble, Indiana 4 $ 560,000 $ 140,000 $ 81,000
Scott, Indiana 4 $ 470,000 $ 117,500 $ 43,000
Tippecanoe, Indiana 4 $ 980,000 $ 245,000 $ 78,000
Vanderburgh, Indiana 4 $ 540,000 $ 135,000 $ 115,000
Whitley, Indiana 4 $ 630,000 $ 157,500 $ 67,000
Linn, Kansas 4 $ 780,000 $ 195,000 $ 72,000
Carter, Kentucky 4 $ 840,000 $ 210,000 $ 84,000
Fayette, Kentucky 4 $ 1,300,000 $ 325,000 $ 236,000
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Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,294 $1,601,660,000 $254,000 $1,665,000 $91,000 $2,589,000
Cash-out Refinancing 884 $190,020,000 $214,000 $1,085,000 $83,000 $682,000
Refinancing 163 $42,355,000 $259,000 $1,395,000 $98,000 $440,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,567 $1,064,805,000 $233,000 $1,665,000 $87,000 $996,000
Black or African American 1,247 $340,875,000 $273,000 $1,515,000 $90,000 $911,000
Not Provided 817 $223,695,000 $273,000 $1,335,000 $95,000 $996,000
Hispanic 529 $148,195,000 $280,000 $1,035,000 $99,000 $2,589,000
American Indian or Alaskan Native 70 $17,460,000 $249,000 $515,000 $91,000 $366,000
Asian 29 $10,785,000 $371,000 $1,405,000 $117,000 $391,000
Native Hawaiian or Other Pacific Islander 7 $2,115,000 $302,000 $525,000 $93,000 $141,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,253 $1,292,605,000 $246,000 $1,395,000 $88,000 $2,589,000
VA-guaranteed (Veterans Administration) 1,078 $331,190,000 $307,000 $1,665,000 $97,000 $543,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 582 $131,600,000 $226,000 $1,085,000 $106,000 $996,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 428 $78,640,000 $183,000 $505,000 $71,000 $146,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,607 $652,195,000 $250,000 $1,085,000 $95,000 $996,000
Loan Originated 2,473 $607,445,000 $245,000 $1,505,000 $88,000 $738,000
Application Withdrawn By Applicant 1,412 $349,280,000 $247,000 $1,545,000 $89,000 $2,589,000
Application Denied By Financial Institution 763 $203,855,000 $267,000 $1,665,000 $82,000 $364,000
Application Approved But Not Accepted 38 $9,050,000 $238,000 $465,000 $88,000 $360,000
Preapproval Denied by Financial Institution 34 $8,370,000 $246,000 $435,000 $69,000 $156,000
File Closed For Incompleteness 11 $3,105,000 $282,000 $565,000 $63,000 $160,000
Preapproval Approved but not Accepted 3 $735,000 $245,000 $495,000 $63,000 $108,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,544 $1,621,810,000 $247,000 $1,545,000 $91,000 $2,589,000
Debt-To-Income Ratio 358 $107,180,000 $299,000 $1,665,000 $75,000 $342,000
Credit History 173 $37,835,000 $218,000 $665,000 $82,000 $171,000
Other 96 $23,750,000 $247,000 $1,025,000 $93,000 $364,000
Collateral 90 $20,210,000 $224,000 $825,000 $77,000 $202,000
Employment History 34 $8,600,000 $252,000 $575,000 $77,000 $198,000
Unverifiable Information 20 $6,380,000 $319,000 $805,000 $114,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 15 $4,405,000 $293,000 $775,000 $86,000 $175,000
Credit Application Incomplete 11 $3,865,000 $351,000 $665,000 $125,000 $307,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Financial Resources LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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