American Financial Resources LLC Mortgage Lending & HMDA Data, 2023
In 2023, American Financial Resources LLC of Parsippany, NJ reported 7,341 mortgage applications totaling $1.8 billion, down 5% from 2022. The average application was for $249,834, and applicants reported an average income of $90,192. 34% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (185), Tampa-St. Petersburg-Clearwater, FL (129) and Houston-The Woodlands-Sugar Land, TX (115) (applications in parentheses).
| Mortgage Company & Address | American Financial Resources LLC 9 Sylvan Way Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,341 |
| Total Mortgage Loan Application Amount | $1,834,035,000 |
| Average Mortgage Loan Application Amount | $249,834 |
| Highest Mortgage Loan Application Amount | $1,665,000 |
| Average Applicant Income | $90,192 |
| Highest Applicant Income | $2,589,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,935 | $ 383,115,000 | $ 197,992 | $ 78,485 |
| Atlanta-Sandy Springs-Roswell, GA | 185 | $ 58,155,000 | $ 314,351 | $ 102,000 |
| Tampa-St. Petersburg-Clearwater, FL | 129 | $ 34,915,000 | $ 270,658 | $ 88,000 |
| Houston-The Woodlands-Sugar Land, TX | 115 | $ 32,165,000 | $ 279,695 | $ 111,000 |
| San Antonio-New Braunfels, TX | 109 | $ 28,525,000 | $ 261,697 | $ 105,000 |
| Phoenix-Mesa-Scottsdale, AZ | 95 | $ 29,595,000 | $ 311,526 | $ 102,000 |
| Knoxville, TN | 83 | $ 17,695,000 | $ 213,192 | $ 74,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 80 | $ 22,980,000 | $ 287,250 | $ 100,437 |
| New York-Jersey City-White Plains, NY-NJ | 75 | $ 44,125,000 | $ 588,333 | $ 157,000 |
| Chicago-Naperville, IL | 74 | $ 19,470,000 | $ 263,108 | $ 95,000 |
| Orlando-Kissimmee-Sanford, FL | 73 | $ 21,505,000 | $ 294,589 | $ 91,000 |
| Dallas-Plano-Irving, TX | 72 | $ 27,840,000 | $ 386,666 | $ 120,000 |
| Jacksonville, FL | 67 | $ 18,615,000 | $ 277,835 | $ 93,000 |
| Lafayette, LA | 66 | $ 12,720,000 | $ 192,727 | $ 81,000 |
| Nassau County-Suffolk County, NY | 65 | $ 32,795,000 | $ 504,538 | $ 141,000 |
| Newark, NJ-PA | 63 | $ 27,995,000 | $ 444,365 | $ 164,396 |
| Augusta-Richmond County, GA-SC | 61 | $ 13,555,000 | $ 222,213 | $ 76,754 |
| Charlotte-Concord-Gastonia, NC-SC | 60 | $ 13,430,000 | $ 223,833 | $ 90,133 |
| Fort Worth-Arlington, TX | 60 | $ 17,180,000 | $ 286,333 | $ 100,000 |
| Indianapolis-Carmel-Anderson, IN | 60 | $ 12,430,000 | $ 207,166 | $ 84,000 |
| Baton Rouge, LA | 59 | $ 12,885,000 | $ 218,389 | $ 83,000 |
| Lakeland-Winter Haven, FL | 58 | $ 13,930,000 | $ 240,172 | $ 84,000 |
| Louisville/Jefferson County, KY-IN | 56 | $ 12,620,000 | $ 225,357 | $ 95,214 |
| Charleston-North Charleston, SC | 55 | $ 12,685,000 | $ 230,636 | $ 78,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 52 | $ 10,980,000 | $ 211,153 | $ 74,173 |
| Columbus, OH | 51 | $ 11,365,000 | $ 222,843 | $ 78,000 |
| Camden, NJ | 49 | $ 13,655,000 | $ 278,673 | $ 104,000 |
| New York-Newark, NY | 49 | $ 18,305,000 | $ 373,571 | $ 131,918 |
| Riverside-San Bernardino-Ontario, CA | 49 | $ 17,025,000 | $ 347,448 | $ 110,000 |
| Ocala, FL | 48 | $ 10,120,000 | $ 210,833 | $ 69,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 48 | $ 19,780,000 | $ 412,083 | $ 114,208 |
| Cleveland-Elyria, OH | 46 | $ 7,600,000 | $ 165,217 | $ 96,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 46 | $ 11,340,000 | $ 246,521 | $ 85,000 |
| Asheville, NC | 44 | $ 11,170,000 | $ 253,863 | $ 84,000 |
| Richmond, VA | 44 | $ 12,470,000 | $ 283,409 | $ 97,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 43 | $ 15,165,000 | $ 352,674 | $ 116,000 |
| Pittsburgh, PA | 43 | $ 8,125,000 | $ 188,953 | $ 85,000 |
| Columbia, SC | 40 | $ 8,240,000 | $ 206,000 | $ 81,000 |
| Salisbury, MD-DE | 40 | $ 10,180,000 | $ 254,500 | $ 82,975 |
| Baltimore-Columbia-Towson, MD | 37 | $ 10,525,000 | $ 284,459 | $ 96,000 |
| Birmingham-Hoover, AL | 36 | $ 6,980,000 | $ 193,888 | $ 66,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 35 | $ 10,635,000 | $ 303,857 | $ 91,000 |
| New Orleans-Metairie, LA | 35 | $ 7,795,000 | $ 222,714 | $ 82,000 |
| Miami-Miami Beach-Kendall, FL | 34 | $ 14,000,000 | $ 411,764 | $ 124,000 |
| Oklahoma City, OK | 34 | $ 7,250,000 | $ 213,235 | $ 84,000 |
| Palm Bay-Melbourne-Titusville, FL | 34 | $ 9,910,000 | $ 291,470 | $ 93,000 |
| Greensboro-High Point, NC | 33 | $ 7,025,000 | $ 212,878 | $ 71,000 |
| Kansas City, MO-KS | 32 | $ 7,940,000 | $ 248,125 | $ 104,437 |
| St. Louis, MO-IL | 32 | $ 5,330,000 | $ 166,562 | $ 74,312 |
| Gainesville, FL | 31 | $ 7,195,000 | $ 232,096 | $ 85,000 |
| Austin-Round Rock, TX | 30 | $ 10,800,000 | $ 360,000 | $ 114,000 |
| Cincinnati, OH-KY-IN | 30 | $ 6,100,000 | $ 203,333 | $ 75,533 |
| Cape Coral-Fort Myers, FL | 29 | $ 9,205,000 | $ 317,413 | $ 96,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 29 | $ 12,135,000 | $ 418,448 | $ 118,137 |
| Vineland-Bridgeton, NJ | 29 | $ 6,935,000 | $ 239,137 | $ 83,000 |
| Little Rock-North Little Rock-Conway, AR | 28 | $ 5,790,000 | $ 206,785 | $ 79,000 |
| Morristown, TN | 28 | $ 6,650,000 | $ 237,500 | $ 79,000 |
| Greenville-Anderson-Mauldin, SC | 27 | $ 5,025,000 | $ 186,111 | $ 55,000 |
| Philadelphia, PA | 27 | $ 5,975,000 | $ 221,296 | $ 84,000 |
| Kingsport-Bristol-Bristol, TN-VA | 26 | $ 6,030,000 | $ 231,923 | $ 91,961 |
| Beaumont-Port Arthur, TX | 25 | $ 5,035,000 | $ 201,400 | $ 98,000 |
| McAllen-Edinburg-Mission, TX | 25 | $ 6,885,000 | $ 275,400 | $ 101,000 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 5,805,000 | $ 232,200 | $ 108,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 5,280,000 | $ 220,000 | $ 69,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 7,240,000 | $ 301,666 | $ 102,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 24 | $ 8,570,000 | $ 357,083 | $ 115,000 |
| Dothan, AL | 23 | $ 3,465,000 | $ 150,652 | $ 67,000 |
| Lynchburg, VA | 23 | $ 4,465,000 | $ 194,130 | $ 62,000 |
| Tuscaloosa, AL | 23 | $ 4,875,000 | $ 211,956 | $ 73,000 |
| Fayetteville, NC | 22 | $ 5,310,000 | $ 241,363 | $ 86,000 |
| Gary, IN | 22 | $ 5,070,000 | $ 230,454 | $ 80,000 |
| Grand Rapids-Wyoming, MI | 22 | $ 4,800,000 | $ 218,181 | $ 77,000 |
| Memphis, TN-MS-AR | 22 | $ 5,330,000 | $ 242,272 | $ 86,227 |
| Durham-Chapel Hill, NC | 21 | $ 4,525,000 | $ 215,476 | $ 107,000 |
| Jackson, MS | 21 | $ 3,605,000 | $ 171,666 | $ 83,000 |
| Lake Charles, LA | 21 | $ 3,405,000 | $ 162,142 | $ 80,000 |
| Amarillo, TX | 20 | $ 3,860,000 | $ 193,000 | $ 81,000 |
| Albany-Schenectady-Troy, NY | 19 | $ 3,845,000 | $ 202,368 | $ 85,000 |
| Detroit-Dearborn-Livonia, MI | 19 | $ 2,515,000 | $ 132,368 | $ 71,000 |
| Huntsville, AL | 19 | $ 6,755,000 | $ 355,526 | $ 121,000 |
| Parkersburg-Vienna, WV | 19 | $ 2,625,000 | $ 138,157 | $ 46,000 |
| Shreveport-Bossier City, LA | 19 | $ 3,025,000 | $ 159,210 | $ 65,000 |
| Tucson, AZ | 19 | $ 4,135,000 | $ 217,631 | $ 81,000 |
| Wilmington, NC | 19 | $ 6,735,000 | $ 354,473 | $ 107,000 |
| Dayton-Springfield-Kettering, OH | 18 | $ 3,530,000 | $ 196,111 | $ 76,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 7,570,000 | $ 420,555 | $ 112,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 4,420,000 | $ 245,555 | $ 84,000 |
| Hagerstown-Martinsburg, MD-WV | 18 | $ 4,830,000 | $ 268,333 | $ 97,444 |
| Homosassa Springs, FL | 18 | $ 3,920,000 | $ 217,777 | $ 68,000 |
| North Port-Sarasota-Bradenton, FL | 18 | $ 5,640,000 | $ 313,333 | $ 97,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 18 | $ 7,970,000 | $ 442,777 | $ 127,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 17 | $ 4,605,000 | $ 270,882 | $ 88,705 |
| Colorado Springs, CO | 17 | $ 5,555,000 | $ 326,764 | $ 83,000 |
| Montgomery County-Bucks County-Chester County, PA | 17 | $ 5,055,000 | $ 297,352 | $ 113,000 |
| Montgomery, AL | 17 | $ 3,925,000 | $ 230,882 | $ 84,000 |
| Port St. Lucie, FL | 16 | $ 6,140,000 | $ 383,750 | $ 101,000 |
| Providence-Warwick, RI-MA | 16 | $ 6,450,000 | $ 403,125 | $ 121,500 |
| Raleigh, NC | 16 | $ 4,730,000 | $ 295,625 | $ 86,000 |
| Tacoma-Lakewood, WA | 16 | $ 9,080,000 | $ 567,500 | $ 154,000 |
| York-Hanover, PA | 16 | $ 3,180,000 | $ 198,750 | $ 72,000 |
| Albuquerque, NM | 15 | $ 3,855,000 | $ 257,000 | $ 89,000 |
| Chattanooga, TN-GA | 15 | $ 2,965,000 | $ 197,666 | $ 70,600 |
| Fort Wayne, IN | 15 | $ 3,145,000 | $ 209,666 | $ 77,000 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 3,495,000 | $ 233,000 | $ 115,000 |
| Salem, OR | 15 | $ 5,885,000 | $ 392,333 | $ 121,000 |
| Utica-Rome, NY | 15 | $ 2,105,000 | $ 140,333 | $ 68,000 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 2,135,000 | $ 142,333 | $ 74,200 |
| Fresno, CA | 14 | $ 4,460,000 | $ 318,571 | $ 91,000 |
| Johnson City, TN | 14 | $ 2,880,000 | $ 205,714 | $ 76,000 |
| Las Vegas-Henderson-Paradise, NV | 14 | $ 4,220,000 | $ 301,428 | $ 111,000 |
| Odessa, TX | 14 | $ 3,320,000 | $ 237,142 | $ 100,000 |
| Rochester, NY | 14 | $ 2,040,000 | $ 145,714 | $ 62,000 |
| Spartanburg, SC | 14 | $ 3,800,000 | $ 271,428 | $ 78,000 |
| Winston-Salem, NC | 14 | $ 2,750,000 | $ 196,428 | $ 78,000 |
| Gulfport-Biloxi-Pascagoula, MS | 13 | $ 2,695,000 | $ 207,307 | $ 80,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 2,575,000 | $ 198,076 | $ 71,000 |
| Houma-Thibodaux, LA | 13 | $ 2,355,000 | $ 181,153 | $ 76,000 |
| Killeen-Temple, TX | 13 | $ 3,475,000 | $ 267,307 | $ 87,000 |
| Roanoke, VA | 13 | $ 2,665,000 | $ 205,000 | $ 77,000 |
| Wilmington, DE-MD-NJ | 13 | $ 3,445,000 | $ 265,000 | $ 106,153 |
| Canton-Massillon, OH | 12 | $ 1,730,000 | $ 144,166 | $ 67,000 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 3,240,000 | $ 270,000 | $ 88,000 |
| Dover, DE | 12 | $ 2,970,000 | $ 247,500 | $ 92,000 |
| Flint, MI | 12 | $ 1,930,000 | $ 160,833 | $ 69,000 |
| Hot Springs, AR | 12 | $ 2,160,000 | $ 180,000 | $ 65,000 |
| Mobile, AL | 12 | $ 2,050,000 | $ 170,833 | $ 60,000 |
| Monroe, LA | 12 | $ 1,870,000 | $ 155,833 | $ 60,000 |
| Worcester, MA-CT | 12 | $ 4,030,000 | $ 335,833 | $ 102,000 |
| Atlantic City-Hammonton, NJ | 11 | $ 3,335,000 | $ 303,181 | $ 101,000 |
| Cambridge-Newton-Framingham, MA | 11 | $ 4,815,000 | $ 437,727 | $ 132,000 |
| El Paso, TX | 11 | $ 2,315,000 | $ 210,454 | $ 80,000 |
| Harrisburg-Carlisle, PA | 11 | $ 2,855,000 | $ 259,545 | $ 100,000 |
| Hattiesburg, MS | 11 | $ 2,025,000 | $ 184,090 | $ 67,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 7,025,000 | $ 638,636 | $ 157,000 |
| Prescott Valley-Prescott, AZ | 11 | $ 2,595,000 | $ 235,909 | $ 68,000 |
| Sierra Vista-Douglas, AZ | 11 | $ 1,845,000 | $ 167,727 | $ 60,000 |
| Tulsa, OK | 11 | $ 2,105,000 | $ 191,363 | $ 79,000 |
| Akron, OH | 10 | $ 2,460,000 | $ 246,000 | $ 126,000 |
| Boston, MA | 10 | $ 5,180,000 | $ 518,000 | $ 122,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 3,790,000 | $ 379,000 | $ 135,000 |
| Daphne-Fairhope-Foley, AL | 10 | $ 2,020,000 | $ 202,000 | $ 71,000 |
| Glens Falls, NY | 10 | $ 1,740,000 | $ 174,000 | $ 66,000 |
| Huntington-Ashland, WV-KY-OH | 10 | $ 1,820,000 | $ 182,000 | $ 70,800 |
| Longview, TX | 10 | $ 2,430,000 | $ 243,000 | $ 92,000 |
| Midland, TX | 10 | $ 2,420,000 | $ 242,000 | $ 93,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 10 | $ 2,260,000 | $ 226,000 | $ 91,000 |
| Spokane-Spokane Valley, WA | 10 | $ 2,620,000 | $ 262,000 | $ 71,000 |
| Alexandria, LA | 9 | $ 1,835,000 | $ 203,888 | $ 63,000 |
| Bloomington, IN | 9 | $ 2,185,000 | $ 242,777 | $ 128,000 |
| Clarksville, TN-KY | 9 | $ 2,605,000 | $ 289,444 | $ 84,000 |
| Dalton, GA | 9 | $ 1,805,000 | $ 200,555 | $ 66,000 |
| Elizabethtown-Fort Knox, KY | 9 | $ 2,125,000 | $ 236,111 | $ 90,000 |
| Evansville, IN-KY | 9 | $ 1,505,000 | $ 167,222 | $ 117,444 |
| Hammond, LA | 9 | $ 1,945,000 | $ 216,111 | $ 83,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 3,035,000 | $ 337,222 | $ 110,000 |
| Kalamazoo-Portage, MI | 9 | $ 2,335,000 | $ 259,444 | $ 83,000 |
| Lexington-Fayette, KY | 9 | $ 2,515,000 | $ 279,444 | $ 158,000 |
| New Haven-Milford, CT | 9 | $ 3,165,000 | $ 351,666 | $ 112,000 |
| Warner Robins, GA | 9 | $ 1,895,000 | $ 210,555 | $ 88,000 |
| Winchester, VA-WV | 9 | $ 2,315,000 | $ 257,222 | $ 62,222 |
| Boise City, ID | 8 | $ 2,700,000 | $ 337,500 | $ 68,000 |
| Charleston, WV | 8 | $ 1,190,000 | $ 148,750 | $ 73,000 |
| Corpus Christi, TX | 8 | $ 1,860,000 | $ 232,500 | $ 94,000 |
| Farmington, NM | 8 | $ 1,870,000 | $ 233,750 | $ 103,000 |
| Greeley, CO | 8 | $ 2,740,000 | $ 342,500 | $ 94,000 |
| Kokomo, IN | 8 | $ 1,550,000 | $ 193,750 | $ 102,000 |
| Lafayette-West Lafayette, IN | 8 | $ 1,860,000 | $ 232,500 | $ 82,000 |
| Lansing-East Lansing, MI | 8 | $ 960,000 | $ 120,000 | $ 50,000 |
| Lubbock, TX | 8 | $ 1,520,000 | $ 190,000 | $ 70,000 |
| Macon-Bibb County, GA | 8 | $ 1,680,000 | $ 210,000 | $ 60,000 |
| Ogden-Clearfield, UT | 8 | $ 2,750,000 | $ 343,750 | $ 104,000 |
| San Angelo, TX | 8 | $ 1,660,000 | $ 207,500 | $ 78,000 |
| Sebring, FL | 8 | $ 1,450,000 | $ 181,250 | $ 95,000 |
| Springfield, MA | 8 | $ 1,930,000 | $ 241,250 | $ 77,000 |
| Sumter, SC | 8 | $ 1,160,000 | $ 145,000 | $ 63,000 |
| Syracuse, NY | 8 | $ 1,230,000 | $ 153,750 | $ 77,000 |
| Texarkana, TX-AR | 8 | $ 1,720,000 | $ 215,000 | $ 110,250 |
| Wichita, KS | 8 | $ 1,440,000 | $ 180,000 | $ 73,000 |
| Albany, OR | 7 | $ 2,045,000 | $ 292,142 | $ 67,000 |
| Athens-Clarke County, GA | 7 | $ 1,605,000 | $ 229,285 | $ 67,000 |
| Bangor, ME | 7 | $ 1,385,000 | $ 197,857 | $ 97,000 |
| Barnstable Town, MA | 7 | $ 2,765,000 | $ 395,000 | $ 99,000 |
| Burlington, NC | 7 | $ 1,505,000 | $ 215,000 | $ 76,000 |
| Fort Smith, AR-OK | 7 | $ 1,355,000 | $ 193,571 | $ 86,571 |
| Medford, OR | 7 | $ 2,005,000 | $ 286,428 | $ 63,000 |
| Muskegon, MI | 7 | $ 1,375,000 | $ 196,428 | $ 71,000 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 3,145,000 | $ 449,285 | $ 118,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 1,545,000 | $ 220,714 | $ 100,714 |
| Panama City, FL | 7 | $ 1,395,000 | $ 199,285 | $ 69,000 |
| Portland-South Portland, ME | 7 | $ 1,715,000 | $ 245,000 | $ 87,000 |
| San Diego-Carlsbad, CA | 7 | $ 3,495,000 | $ 499,285 | $ 131,000 |
| Savannah, GA | 7 | $ 1,795,000 | $ 256,428 | $ 81,000 |
| Sherman-Denison, TX | 7 | $ 1,855,000 | $ 265,000 | $ 104,000 |
| Staunton-Waynesboro, VA | 7 | $ 1,595,000 | $ 227,857 | $ 67,000 |
| Tallahassee, FL | 7 | $ 1,765,000 | $ 252,142 | $ 87,000 |
| The Villages, FL | 7 | $ 2,105,000 | $ 300,714 | $ 99,000 |
| Toledo, OH | 7 | $ 1,185,000 | $ 169,285 | $ 72,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 2,775,000 | $ 396,428 | $ 129,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 995,000 | $ 142,142 | $ 86,000 |
| Yuma, AZ | 7 | $ 1,445,000 | $ 206,428 | $ 63,000 |
| Albany, GA | 6 | $ 940,000 | $ 156,666 | $ 54,000 |
| Auburn-Opelika, AL | 6 | $ 1,280,000 | $ 213,333 | $ 82,000 |
| Bakersfield, CA | 6 | $ 1,340,000 | $ 223,333 | $ 73,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,170,000 | $ 195,000 | $ 82,000 |
| College Station-Bryan, TX | 6 | $ 1,540,000 | $ 256,666 | $ 91,000 |
| Florence, SC | 6 | $ 1,020,000 | $ 170,000 | $ 51,000 |
| Goldsboro, NC | 6 | $ 1,590,000 | $ 265,000 | $ 92,000 |
| Jacksonville, NC | 6 | $ 1,010,000 | $ 168,333 | $ 60,000 |
| Kingston, NY | 6 | $ 1,290,000 | $ 215,000 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,590,000 | $ 265,000 | $ 107,500 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,160,000 | $ 193,333 | $ 85,000 |
| Punta Gorda, FL | 6 | $ 1,490,000 | $ 248,333 | $ 85,000 |
| Reno, NV | 6 | $ 1,620,000 | $ 270,000 | $ 87,000 |
| Salt Lake City, UT | 6 | $ 2,460,000 | $ 410,000 | $ 110,000 |
| Terre Haute, IN | 6 | $ 940,000 | $ 156,666 | $ 67,000 |
| Valdosta, GA | 6 | $ 1,090,000 | $ 181,666 | $ 82,000 |
| Waco, TX | 6 | $ 1,290,000 | $ 215,000 | $ 79,000 |
| Bellingham, WA | 5 | $ 2,185,000 | $ 437,000 | $ 132,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 1,155,000 | $ 231,000 | $ 98,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,175,000 | $ 235,000 | $ 79,000 |
| Chambersburg-Waynesboro, PA | 5 | $ 1,285,000 | $ 257,000 | $ 106,000 |
| Florence-Muscle Shoals, AL | 5 | $ 905,000 | $ 181,000 | $ 61,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,475,000 | $ 295,000 | $ 101,000 |
| Lancaster, PA | 5 | $ 1,325,000 | $ 265,000 | $ 98,000 |
| Laredo, TX | 5 | $ 835,000 | $ 167,000 | $ 70,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,645,000 | $ 329,000 | $ 102,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,595,000 | $ 319,000 | $ 97,000 |
| Springfield, OH | 5 | $ 805,000 | $ 161,000 | $ 87,000 |
| St. George, UT | 5 | $ 2,165,000 | $ 433,000 | $ 622,000 |
| Burlington-South Burlington, VT | 4 | $ 930,000 | $ 232,500 | $ 112,000 |
| Carbondale-Marion, IL | 4 | $ 710,000 | $ 177,500 | $ 74,000 |
| Cedar Rapids, IA | 4 | $ 850,000 | $ 212,500 | $ 99,000 |
| Chico, CA | 4 | $ 1,050,000 | $ 262,500 | $ 74,000 |
| Cleveland, TN | 4 | $ 940,000 | $ 235,000 | $ 97,000 |
| Columbus, IN | 4 | $ 710,000 | $ 177,500 | $ 90,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 630,000 | $ 157,500 | $ 58,750 |
| Des Moines-West Des Moines, IA | 4 | $ 800,000 | $ 200,000 | $ 86,000 |
| East Stroudsburg, PA | 4 | $ 1,110,000 | $ 277,500 | $ 84,000 |
| Elgin, IL | 4 | $ 870,000 | $ 217,500 | $ 67,000 |
| Elkhart-Goshen, IN | 4 | $ 580,000 | $ 145,000 | $ 59,000 |
| Gettysburg, PA | 4 | $ 950,000 | $ 237,500 | $ 95,000 |
| Greenville, NC | 4 | $ 800,000 | $ 200,000 | $ 58,000 |
| Harrisonburg, VA | 4 | $ 1,020,000 | $ 255,000 | $ 65,000 |
| Hinesville, GA | 4 | $ 790,000 | $ 197,500 | $ 93,000 |
| Jefferson City, MO | 4 | $ 770,000 | $ 192,500 | $ 77,000 |
| Kankakee, IL | 4 | $ 630,000 | $ 157,500 | $ 88,000 |
| Kennewick-Richland, WA | 4 | $ 1,560,000 | $ 390,000 | $ 139,000 |
| Muncie, IN | 4 | $ 730,000 | $ 182,500 | $ 60,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 2,400,000 | $ 600,000 | $ 155,000 |
| Provo-Orem, UT | 4 | $ 1,930,000 | $ 482,500 | $ 97,000 |
| Pueblo, CO | 4 | $ 890,000 | $ 222,500 | $ 61,000 |
| Reading, PA | 4 | $ 550,000 | $ 137,500 | $ 109,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,590,000 | $ 397,500 | $ 86,000 |
| Springfield, MO | 4 | $ 730,000 | $ 182,500 | $ 88,000 |
| Stockton-Lodi, CA | 4 | $ 1,500,000 | $ 375,000 | $ 107,000 |
| Visalia-Porterville, CA | 4 | $ 1,870,000 | $ 467,500 | $ 136,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 1,835,000 | $ 611,666 | $ 142,000 |
| Anchorage, AK | 3 | $ 1,675,000 | $ 558,333 | $ 143,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 675,000 | $ 225,000 | $ 71,000 |
| Bay City, MI | 3 | $ 425,000 | $ 141,666 | $ 59,000 |
| Binghamton, NY | 3 | $ 505,000 | $ 168,333 | $ 53,000 |
| Bowling Green, KY | 3 | $ 635,000 | $ 211,666 | $ 65,000 |
| Brunswick, GA | 3 | $ 455,000 | $ 151,666 | $ 86,000 |
| California-Lexington Park, MD | 3 | $ 805,000 | $ 268,333 | $ 60,000 |
| Elmira, NY | 3 | $ 585,000 | $ 195,000 | $ 79,000 |
| Gadsden, AL | 3 | $ 605,000 | $ 201,666 | $ 66,000 |
| Gainesville, GA | 3 | $ 1,065,000 | $ 355,000 | $ 208,000 |
| Grand Island, NE | 3 | $ 705,000 | $ 235,000 | $ 73,000 |
| Grand Junction, CO | 3 | $ 585,000 | $ 195,000 | $ 65,000 |
| Jackson, MI | 3 | $ 555,000 | $ 185,000 | $ 78,000 |
| Jackson, TN | 3 | $ 305,000 | $ 101,666 | $ 49,000 |
| Lima, OH | 3 | $ 565,000 | $ 188,333 | $ 89,000 |
| Longview, WA | 3 | $ 1,215,000 | $ 405,000 | $ 125,000 |
| Midland, MI | 3 | $ 785,000 | $ 261,666 | $ 91,000 |
| Modesto, CA | 3 | $ 385,000 | $ 128,333 | $ 59,000 |
| Niles-Benton Harbor, MI | 3 | $ 445,000 | $ 148,333 | $ 67,000 |
| Norwich-New London, CT | 3 | $ 935,000 | $ 311,666 | $ 128,000 |
| Owensboro, KY | 3 | $ 725,000 | $ 241,666 | $ 119,000 |
| Rapid City, SD | 3 | $ 905,000 | $ 301,666 | $ 108,000 |
| Rocky Mount, NC | 3 | $ 575,000 | $ 191,666 | $ 64,000 |
| Topeka, KS | 3 | $ 515,000 | $ 171,666 | $ 76,000 |
| Trenton, NJ | 3 | $ 705,000 | $ 235,000 | $ 95,000 |
| Wheeling, WV-OH | 3 | $ 465,000 | $ 155,000 | $ 87,000 |
| Battle Creek, MI | 2 | $ 430,000 | $ 215,000 | $ 109,000 |
| Beckley, WV | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Bend-Redmond, OR | 2 | $ 640,000 | $ 320,000 | $ 89,000 |
| Bloomsburg-Berwick, PA | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Cape Girardeau, MO-IL | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Casper, WY | 2 | $ 410,000 | $ 205,000 | $ 83,000 |
| Champaign-Urbana, IL | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Charlottesville, VA | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Cheyenne, WY | 2 | $ 600,000 | $ 300,000 | $ 99,000 |
| Columbus, GA-AL | 2 | $ 330,000 | $ 165,000 | $ 128,000 |
| Decatur, AL | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Duluth, MN-WI | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| Hanford-Corcoran, CA | 2 | $ 410,000 | $ 205,000 | $ 69,000 |
| Idaho Falls, ID | 2 | $ 840,000 | $ 420,000 | $ 125,000 |
| Jonesboro, AR | 2 | $ 450,000 | $ 225,000 | $ 102,000 |
| Lebanon, PA | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Madera, CA | 2 | $ 680,000 | $ 340,000 | $ 133,000 |
| Madison, WI | 2 | $ 620,000 | $ 310,000 | $ 108,000 |
| Manchester-Nashua, NH | 2 | $ 730,000 | $ 365,000 | $ 306,000 |
| New Bern, NC | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Ocean City, NJ | 2 | $ 640,000 | $ 320,000 | $ 75,000 |
| Peoria, IL | 2 | $ 450,000 | $ 225,000 | $ 103,000 |
| Pine Bluff, AR | 2 | $ 380,000 | $ 190,000 | $ 74,000 |
| Rochester, MN | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Rockford, IL | 2 | $ 560,000 | $ 280,000 | $ 106,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 540,000 | $ 270,000 | $ 113,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 680,000 | $ 340,000 | $ 192,000 |
| St. Cloud, MN | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Williamsport, PA | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Abilene, TX | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Altoona, PA | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Boulder, CO | 1 | $ 495,000 | $ 495,000 | $ 118,000 |
| Bremerton-Silverdale, WA | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Coeur D'Alene, ID | 1 | $ 335,000 | $ 335,000 | $ 146,000 |
| Columbia, MO | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Corvallis, OR | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Decatur, IL | 1 | $ 165,000 | $ 165,000 | $ 200,000 |
| Eau Claire, WI | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Erie, PA | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Eugene, OR | 1 | $ 395,000 | $ 395,000 | $ 66,000 |
| Flagstaff, AZ | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Fond Du Lac, WI | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Fort Collins, CO | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Grants Pass, OR | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Great Falls, MT | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Ithaca, NY | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Johnstown, PA | 1 | $ 415,000 | $ 415,000 | $ 126,000 |
| Joplin, MO | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Las Cruces, NM | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Lewiston-Auburn, ME | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Lincoln, NE | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Michigan City-La Porte, IN | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Missoula, MT | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Monroe, MI | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Morgantown, WV | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 685,000 | $ 685,000 | $ 148,000 |
| Pittsfield, MA | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Racine, WI | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Redding, CA | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Rome, GA | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Saginaw, MI | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Salinas, CA | 1 | $ 605,000 | $ 605,000 | $ 193,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 1,085,000 | $ 1,085,000 | $ 682,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 675,000 | $ 675,000 | $ 263,000 |
| Santa Fe, NM | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Santa Rosa, CA | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| Springfield, IL | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| St. Joseph, MO-KS | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Tyler, TX | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Victoria, TX | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Watertown-Fort Drum, NY | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Wichita Falls, TX | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Yuba City, CA | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,294 | $1,601,660,000 | $254,000 | $1,665,000 | $91,000 | $2,589,000 |
| Cash-out Refinancing | 884 | $190,020,000 | $214,000 | $1,085,000 | $83,000 | $682,000 |
| Refinancing | 163 | $42,355,000 | $259,000 | $1,395,000 | $98,000 | $440,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,567 | $1,064,805,000 | $233,000 | $1,665,000 | $87,000 | $996,000 |
| Black or African American | 1,247 | $340,875,000 | $273,000 | $1,515,000 | $90,000 | $911,000 |
| Not Provided | 817 | $223,695,000 | $273,000 | $1,335,000 | $95,000 | $996,000 |
| Hispanic | 529 | $148,195,000 | $280,000 | $1,035,000 | $99,000 | $2,589,000 |
| American Indian or Alaskan Native | 70 | $17,460,000 | $249,000 | $515,000 | $91,000 | $366,000 |
| Asian | 29 | $10,785,000 | $371,000 | $1,405,000 | $117,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,115,000 | $302,000 | $525,000 | $93,000 | $141,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 5,253 | $1,292,605,000 | $246,000 | $1,395,000 | $88,000 | $2,589,000 |
| VA-guaranteed (Veterans Administration) | 1,078 | $331,190,000 | $307,000 | $1,665,000 | $97,000 | $543,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 582 | $131,600,000 | $226,000 | $1,085,000 | $106,000 | $996,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 428 | $78,640,000 | $183,000 | $505,000 | $71,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,607 | $652,195,000 | $250,000 | $1,085,000 | $95,000 | $996,000 |
| Loan Originated | 2,473 | $607,445,000 | $245,000 | $1,505,000 | $88,000 | $738,000 |
| Application Withdrawn By Applicant | 1,412 | $349,280,000 | $247,000 | $1,545,000 | $89,000 | $2,589,000 |
| Application Denied By Financial Institution | 763 | $203,855,000 | $267,000 | $1,665,000 | $82,000 | $364,000 |
| Application Approved But Not Accepted | 38 | $9,050,000 | $238,000 | $465,000 | $88,000 | $360,000 |
| Preapproval Denied by Financial Institution | 34 | $8,370,000 | $246,000 | $435,000 | $69,000 | $156,000 |
| File Closed For Incompleteness | 11 | $3,105,000 | $282,000 | $565,000 | $63,000 | $160,000 |
| Preapproval Approved but not Accepted | 3 | $735,000 | $245,000 | $495,000 | $63,000 | $108,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,544 | $1,621,810,000 | $247,000 | $1,545,000 | $91,000 | $2,589,000 |
| Debt-To-Income Ratio | 358 | $107,180,000 | $299,000 | $1,665,000 | $75,000 | $342,000 |
| Credit History | 173 | $37,835,000 | $218,000 | $665,000 | $82,000 | $171,000 |
| Other | 96 | $23,750,000 | $247,000 | $1,025,000 | $93,000 | $364,000 |
| Collateral | 90 | $20,210,000 | $224,000 | $825,000 | $77,000 | $202,000 |
| Employment History | 34 | $8,600,000 | $252,000 | $575,000 | $77,000 | $198,000 |
| Unverifiable Information | 20 | $6,380,000 | $319,000 | $805,000 | $114,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,405,000 | $293,000 | $775,000 | $86,000 | $175,000 |
| Credit Application Incomplete | 11 | $3,865,000 | $351,000 | $665,000 | $125,000 | $307,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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