Amerifirst Financial, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Amerifirst Financial, Inc. of Mesa, AZ reported 10,000 mortgage applications totaling $3.7 billion, down 40% from 2021. The average application was for $370,751, and applicants reported an average income of $129,353. 64% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,309), Denver-Aurora-Lakewood, CO (1,672) and San Antonio-New Braunfels, TX (446) (applications in parentheses).

Mortgage Company & Address Amerifirst Financial, Inc.
1550 E. McKellips Rd, Suite 117
Mesa, AZ 85203
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 10,000
Total Mortgage Loan Application Amount $3,707,510,000
Average Mortgage Loan Application Amount $370,751
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $129,353
Highest Applicant Income $9,410,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Amerifirst Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Amerifirst Financial, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,773 $ 1,048,665,000 $ 378,169 $ 127,000
Pinal, Arizona 536 $ 170,810,000 $ 318,675 $ 92,000
Denver, Colorado 470 $ 233,420,000 $ 496,638 $ 161,000
Jefferson, Colorado 371 $ 189,885,000 $ 511,819 $ 167,000
Clark, Nevada 362 $ 130,010,000 $ 359,143 $ 117,000
Adams, Colorado 336 $ 135,260,000 $ 402,559 $ 119,000
Bexar, Texas 328 $ 91,680,000 $ 279,512 $ 116,000
Arapahoe, Colorado 301 $ 124,605,000 $ 413,970 $ 119,000
Mohave, Arizona 174 $ 41,170,000 $ 236,609 $ 116,000
Douglas, Colorado 149 $ 83,735,000 $ 561,979 $ 161,000
Travis, Texas 147 $ 81,565,000 $ 554,863 $ 233,000
Navajo, Arizona 119 $ 33,415,000 $ 280,798 $ 119,000
Fresno, California 102 $ 30,910,000 $ 303,039 $ 108,000
Weld, Colorado 102 $ 40,030,000 $ 392,450 $ 115,000
Stanislaus, California 91 $ 35,025,000 $ 384,890 $ 112,000
Williamson, Texas 88 $ 34,210,000 $ 388,750 $ 173,000
Yavapai, Arizona 75 $ 23,345,000 $ 311,266 $ 110,000
Cuyahoga, Ohio 74 $ 13,130,000 $ 177,432 $ 102,000
Harris, Texas 74 $ 27,840,000 $ 376,216 $ 147,000
Riverside, California 73 $ 27,045,000 $ 370,479 $ 127,000
Boulder, Colorado 72 $ 41,440,000 $ 575,555 $ 201,000
Pima, Arizona 61 $ 16,455,000 $ 269,754 $ 102,000
Shasta, California 61 $ 16,745,000 $ 274,508 $ 135,000
Bernalillo, New Mexico 60 $ 15,120,000 $ 252,000 $ 105,000
El Paso, Colorado 53 $ 17,305,000 $ 326,509 $ 110,000
Larimer, Colorado 49 $ 20,545,000 $ 419,285 $ 132,000
Hays, Texas 49 $ 21,785,000 $ 444,591 $ 175,000
Tarrant, Texas 49 $ 16,915,000 $ 345,204 $ 156,000
San Diego, California 48 $ 30,680,000 $ 639,166 $ 188,000
Mecklenburg, North Carolina 47 $ 18,125,000 $ 385,638 $ 122,000
Tulare, California 46 $ 9,280,000 $ 201,739 $ 80,000
Dallas, Texas 44 $ 15,780,000 $ 358,636 $ 144,000
El Paso, Texas 44 $ 9,970,000 $ 226,590 $ 89,000
Los Angeles, California 42 $ 26,240,000 $ 624,761 $ 153,000
Guadalupe, Texas 42 $ 12,280,000 $ 292,380 $ 112,000
San Joaquin, California 41 $ 22,335,000 $ 544,756 $ 150,000
Siskiyou, California 41 $ 10,485,000 $ 255,731 $ 99,000
San Bernardino, California 40 $ 12,850,000 $ 321,250 $ 92,000
Sacramento, California 38 $ 13,140,000 $ 345,789 $ 140,000
Comal, Texas 37 $ 12,585,000 $ 340,135 $ 148,000
Gila, Arizona 36 $ 11,090,000 $ 308,055 $ 122,000
Coconino, Arizona 30 $ 13,590,000 $ 453,000 $ 156,000
Madera, California 30 $ 12,050,000 $ 401,666 $ 112,000
Bell, Texas 30 $ 7,420,000 $ 247,333 $ 114,000
Collin, Texas 30 $ 13,980,000 $ 466,000 $ 203,000
Denton, Texas 29 $ 13,235,000 $ 456,379 $ 213,000
Merced, California 27 $ 7,225,000 $ 267,592 $ 84,000
Apache, Arizona 25 $ 5,455,000 $ 218,200 $ 93,000
Broward, Florida 25 $ 8,975,000 $ 359,000 $ 123,000
Jackson, Missouri 23 $ 5,545,000 $ 241,086 $ 102,000
Summit, Ohio 23 $ 4,525,000 $ 196,739 $ 74,000
Fort Bend, Texas 23 $ 8,205,000 $ 356,739 $ 131,000
Broomfield, Colorado 22 $ 9,290,000 $ 422,272 $ 141,000
Brazos, Texas 22 $ 5,740,000 $ 260,909 $ 149,000
Orange, Florida 21 $ 5,675,000 $ 270,238 $ 73,000
Cook, Illinois 21 $ 4,955,000 $ 235,952 $ 88,000
Lorain, Ohio 21 $ 4,695,000 $ 223,571 $ 88,000
King, Washington 21 $ 11,495,000 $ 547,380 $ 153,000
Clay, Missouri 19 $ 4,995,000 $ 262,894 $ 71,000
Pierce, Washington 19 $ 9,535,000 $ 501,842 $ 152,000
San Juan, New Mexico 18 $ 4,140,000 $ 230,000 $ 87,000
Jefferson, Alabama 17 $ 4,925,000 $ 289,705 $ 112,000
Union, North Carolina 17 $ 6,805,000 $ 400,294 $ 140,000
Hillsborough, Florida 16 $ 5,950,000 $ 371,875 $ 124,000
Miami-Dade, Florida 16 $ 5,240,000 $ 327,500 $ 93,000
Osceola, Florida 16 $ 7,200,000 $ 450,000 $ 327,000
Johnson, Kansas 16 $ 4,500,000 $ 281,250 $ 148,000
Platte, Missouri 16 $ 4,820,000 $ 301,250 $ 94,000
Sandoval, New Mexico 16 $ 4,990,000 $ 311,875 $ 112,000
York, South Carolina 16 $ 5,240,000 $ 327,500 $ 94,000
Montgomery, Texas 16 $ 6,640,000 $ 415,000 $ 122,000
St. Louis, Minnesota 15 $ 3,825,000 $ 255,000 $ 92,000
Jefferson, Missouri 15 $ 3,335,000 $ 222,333 $ 71,000
Lake, Ohio 15 $ 2,665,000 $ 177,666 $ 73,000
Hamilton, Tennessee 15 $ 3,545,000 $ 236,333 $ 77,000
Pueblo, Colorado 14 $ 3,770,000 $ 269,285 $ 94,000
Washoe, Nevada 14 $ 6,420,000 $ 458,571 $ 132,000
Monterey, California 13 $ 3,605,000 $ 277,307 $ 116,000
Jackson, Mississippi 13 $ 1,885,000 $ 145,000 $ 66,000
San Luis Obispo, California 12 $ 4,650,000 $ 387,500 $ 164,000
Elbert, Colorado 12 $ 6,450,000 $ 537,500 $ 155,000
Grand, Colorado 12 $ 6,060,000 $ 505,000 $ 198,000
Marion, Florida 12 $ 2,830,000 $ 235,833 $ 77,000
Pinellas, Florida 12 $ 3,960,000 $ 330,000 $ 102,000
Iredell, North Carolina 12 $ 4,130,000 $ 344,166 $ 141,000
Orange, California 11 $ 7,735,000 $ 703,181 $ 235,000
St. Louis, Missouri 11 $ 4,975,000 $ 452,272 $ 205,000
Bandera, Texas 11 $ 2,635,000 $ 239,545 $ 95,000
Nueces, Texas 11 $ 4,135,000 $ 375,909 $ 278,000
Wilson, Texas 11 $ 3,315,000 $ 301,363 $ 99,000
Contra Costa, California 10 $ 5,900,000 $ 590,000 $ 151,000
Santa Cruz, California 10 $ 3,750,000 $ 375,000 $ 143,000
Lake, Florida 10 $ 2,340,000 $ 234,000 $ 74,000
Manatee, Florida 10 $ 2,980,000 $ 298,000 $ 125,000
Gwinnett, Georgia 10 $ 2,500,000 $ 250,000 $ 90,000
Harrison, Mississippi 10 $ 1,850,000 $ 185,000 $ 69,000
Cabarrus, North Carolina 10 $ 2,540,000 $ 254,000 $ 91,000
Gaston, North Carolina 10 $ 2,240,000 $ 224,000 $ 72,000
Williamson, Tennessee 10 $ 5,060,000 $ 506,000 $ 157,000
Galveston, Texas 10 $ 3,220,000 $ 322,000 $ 199,000
Shelby, Alabama 9 $ 2,365,000 $ 262,777 $ 114,000
Solano, California 9 $ 5,315,000 $ 590,555 $ 191,000
Lee, Florida 9 $ 2,505,000 $ 278,333 $ 88,000
Torrance, New Mexico 9 $ 1,505,000 $ 167,222 $ 73,000
Rowan, North Carolina 9 $ 2,545,000 $ 282,777 $ 108,000
Wake, North Carolina 9 $ 3,495,000 $ 388,333 $ 112,000
Medina, Ohio 9 $ 2,405,000 $ 267,222 $ 1,126,000
Greenville, South Carolina 9 $ 2,285,000 $ 253,888 $ 151,000
Davidson, Tennessee 9 $ 3,065,000 $ 340,555 $ 145,000
Medina, Texas 9 $ 2,175,000 $ 241,666 $ 91,000
Fremont, Wyoming 9 $ 2,085,000 $ 231,666 $ 87,000
Placer, California 8 $ 4,720,000 $ 590,000 $ 189,000
Yuba, California 8 $ 2,050,000 $ 256,250 $ 84,000
Logan, Colorado 8 $ 1,420,000 $ 177,500 $ 50,000
Summit, Colorado 8 $ 5,790,000 $ 723,750 $ 291,000
Palm Beach, Florida 8 $ 2,790,000 $ 348,750 $ 203,000
Pasco, Florida 8 $ 2,900,000 $ 362,500 $ 174,000
Polk, Florida 8 $ 2,240,000 $ 280,000 $ 97,000
Fulton, Georgia 8 $ 1,940,000 $ 242,500 $ 137,000
Hall, Georgia 8 $ 1,630,000 $ 203,750 $ 78,000
Geauga, Ohio 8 $ 2,660,000 $ 332,500 $ 125,000
Shelby, Tennessee 8 $ 1,940,000 $ 242,500 $ 103,000
Burnet, Texas 8 $ 2,470,000 $ 308,750 $ 118,000
Hidalgo, Texas 8 $ 1,860,000 $ 232,500 $ 92,000
Rockwall, Texas 8 $ 3,280,000 $ 410,000 $ 167,000
St. Clair, Alabama 7 $ 2,075,000 $ 296,428 $ 102,000
Tehama, California 7 $ 1,405,000 $ 200,714 $ 68,000
Chaffee, Colorado 7 $ 3,935,000 $ 562,142 $ 136,000
Eagle, Colorado 7 $ 7,425,000 $ 1,060,714 $ 358,000
Fremont, Colorado 7 $ 1,465,000 $ 209,285 $ 51,000
Sarasota, Florida 7 $ 2,575,000 $ 367,857 $ 164,000
St. Lucie, Florida 7 $ 1,825,000 $ 260,714 $ 113,000
Volusia, Florida 7 $ 1,685,000 $ 240,714 $ 51,000
Santa Fe, New Mexico 7 $ 2,085,000 $ 297,857 $ 123,000
Valencia, New Mexico 7 $ 1,625,000 $ 232,142 $ 61,000
Davidson, North Carolina 7 $ 2,085,000 $ 297,857 $ 111,000
Warren, Ohio 7 $ 1,515,000 $ 216,428 $ 340,000
Multnomah, Oregon 7 $ 2,445,000 $ 349,285 $ 168,000
Berkeley, South Carolina 7 $ 2,185,000 $ 312,142 $ 64,000
Montgomery, Tennessee 7 $ 1,735,000 $ 247,857 $ 87,000
Ellis, Texas 7 $ 2,425,000 $ 346,428 $ 147,000
Salt Lake, Utah 7 $ 3,935,000 $ 562,142 $ 149,000
Utah, Utah 7 $ 2,675,000 $ 382,142 $ 100,000
Thurston, Washington 7 $ 3,015,000 $ 430,714 $ 201,000
Talladega, Alabama 6 $ 1,070,000 $ 178,333 $ 58,000
Yuma, Arizona 6 $ 1,780,000 $ 296,666 $ 98,000
Tuolumne, California 6 $ 1,370,000 $ 228,333 $ 65,000
Park, Colorado 6 $ 2,890,000 $ 481,666 $ 210,000
Duval, Florida 6 $ 3,150,000 $ 525,000 $ 138,000
Wyandotte, Kansas 6 $ 960,000 $ 160,000 $ 80,000
Buncombe, North Carolina 6 $ 2,330,000 $ 388,333 $ 90,000
Deschutes, Oregon 6 $ 2,460,000 $ 410,000 $ 183,000
Bastrop, Texas 6 $ 2,660,000 $ 443,333 $ 125,000
Brazoria, Texas 6 $ 1,670,000 $ 278,333 $ 77,000
Kaufman, Texas 6 $ 1,640,000 $ 273,333 $ 81,000
Lee, Alabama 5 $ 1,565,000 $ 313,000 $ 122,000
Cochise, Arizona 5 $ 1,075,000 $ 215,000 $ 66,000
Kern, California 5 $ 1,035,000 $ 207,000 $ 123,000
Sutter, California 5 $ 845,000 $ 169,000 $ 61,000
Gunnison, Colorado 5 $ 2,805,000 $ 561,000 $ 145,000
Montrose, Colorado 5 $ 2,405,000 $ 481,000 $ 131,000
Brevard, Florida 5 $ 1,275,000 $ 255,000 $ 179,000
Charlotte, Florida 5 $ 1,955,000 $ 391,000 $ 143,000
Seminole, Florida 5 $ 1,685,000 $ 337,000 $ 69,000
DeKalb, Georgia 5 $ 1,785,000 $ 357,000 $ 87,000
Jackson, Georgia 5 $ 1,285,000 $ 257,000 $ 78,000
Kane, Illinois 5 $ 1,055,000 $ 211,000 $ 61,000
Marion, Indiana 5 $ 1,015,000 $ 203,000 $ 185,000
St. Charles, Missouri 5 $ 1,545,000 $ 309,000 $ 141,000
Douglas, Nebraska 5 $ 1,545,000 $ 309,000 $ 107,000
Mitchell, North Carolina 5 $ 985,000 $ 197,000 $ 43,000
Onslow, North Carolina 5 $ 1,905,000 $ 381,000 $ 80,000
Montgomery, Ohio 5 $ 835,000 $ 167,000 $ 103,000
Portage, Ohio 5 $ 875,000 $ 175,000 $ 60,000
Wayne, Ohio 5 $ 1,195,000 $ 239,000 $ 78,000
Marion, Oregon 5 $ 2,995,000 $ 599,000 $ 167,000
Charleston, South Carolina 5 $ 1,975,000 $ 395,000 $ 121,000
Maury, Tennessee 5 $ 1,585,000 $ 317,000 $ 176,000
Putnam, Tennessee 5 $ 1,125,000 $ 225,000 $ 82,000
Cameron, Texas 5 $ 935,000 $ 187,000 $ 86,000
Johnson, Texas 5 $ 2,205,000 $ 441,000 $ 137,000
Kendall, Texas 5 $ 2,135,000 $ 427,000 $ 151,000
Kitsap, Washington 5 $ 2,095,000 $ 419,000 $ 105,000
Butte, California 4 $ 1,060,000 $ 265,000 $ 119,000
Santa Clara, California 4 $ 2,270,000 $ 567,500 $ 323,000
Ventura, California 4 $ 2,080,000 $ 520,000 $ 120,000
Montezuma, Colorado 4 $ 940,000 $ 235,000 $ 101,000
Collier, Florida 4 $ 1,690,000 $ 422,500 $ 101,000
Monroe, Florida 4 $ 1,850,000 $ 462,500 $ 64,000
Atchison, Kansas 4 $ 270,000 $ 67,500 $ 36,000
Baltimore, Maryland 4 $ 750,000 $ 187,500 $ 146,000
Anoka, Minnesota 4 $ 870,000 $ 217,500 $ 71,000
Hennepin, Minnesota 4 $ 1,440,000 $ 360,000 $ 86,000
Hancock, Mississippi 4 $ 920,000 $ 230,000 $ 104,000
Cass, Missouri 4 $ 1,260,000 $ 315,000 $ 112,000
Gallatin, Montana 4 $ 1,910,000 $ 477,500 $ 171,000
Guilford, North Carolina 4 $ 1,280,000 $ 320,000 $ 146,000
Lincoln, North Carolina 4 $ 1,770,000 $ 442,500 $ 210,000
Franklin, Ohio 4 $ 910,000 $ 227,500 $ 105,000
Rhea, Tennessee 4 $ 960,000 $ 240,000 $ 110,000
Grayson, Texas 4 $ 1,150,000 $ 287,500 $ 121,000
Randall, Texas 4 $ 1,110,000 $ 277,500 $ 187,000
Portsmouth, Virginia 4 $ 3,360,000 $ 840,000 $ 142,000
Spokane, Washington 4 $ 1,800,000 $ 450,000 $ 141,000
Madison, Alabama 3 $ 1,165,000 $ 388,333 $ 202,000
Mobile, Alabama 3 $ 1,605,000 $ 535,000 $ 206,000
Graham, Arizona 3 $ 755,000 $ 251,666 $ 78,000
La Paz, Arizona 3 $ 515,000 $ 171,666 $ 79,000
Santa Cruz, Arizona 3 $ 535,000 $ 178,333 $ 50,000
Sonoma, California 3 $ 1,285,000 $ 428,333 $ 188,000
Clear Creek, Colorado 3 $ 1,885,000 $ 628,333 $ 202,000
Mesa, Colorado 3 $ 615,000 $ 205,000 $ 82,000
San Miguel, Colorado 3 $ 1,265,000 $ 421,666 $ 103,000
New Haven, Connecticut 3 $ 445,000 $ 148,333 $ 110,000
Hernando, Florida 3 $ 1,085,000 $ 361,666 $ 131,000
Okaloosa, Florida 3 $ 1,075,000 $ 358,333 $ 100,000
Brantley, Georgia 3 $ 835,000 $ 278,333 $ 91,000
Chatham, Georgia 3 $ 915,000 $ 305,000 $ 107,000
Cobb, Georgia 3 $ 715,000 $ 238,333 $ 133,000
Rockdale, Georgia 3 $ 1,045,000 $ 348,333 $ 112,000
Walker, Georgia 3 $ 495,000 $ 165,000 $ 137,000
Ada, Idaho 3 $ 1,545,000 $ 515,000 $ 192,000
Canyon, Idaho 3 $ 935,000 $ 311,666 $ 195,000
Kootenai, Idaho 3 $ 975,000 $ 325,000 $ 79,000
Lake, Illinois 3 $ 725,000 $ 241,666 $ 109,000
Will, Illinois 3 $ 565,000 $ 188,333 $ 68,000
Hamilton, Indiana 3 $ 1,195,000 $ 398,333 $ 118,000
Oakland, Michigan 3 $ 1,245,000 $ 415,000 $ 172,000
Pine, Minnesota 3 $ 1,045,000 $ 348,333 $ 119,000
Greene, Missouri 3 $ 385,000 $ 128,333 $ 244,000
St. Louis City, Missouri 3 $ 1,025,000 $ 341,666 $ 211,000
Nye, Nevada 3 $ 1,045,000 $ 348,333 $ 100,000
Brunswick, North Carolina 3 $ 945,000 $ 315,000 $ 123,000
Carteret, North Carolina 3 $ 795,000 $ 265,000 $ 177,000
Durham, North Carolina 3 $ 685,000 $ 228,333 $ 122,000
New Hanover, North Carolina 3 $ 1,825,000 $ 608,333 $ 199,000
Wilson, North Carolina 3 $ 395,000 $ 131,666 $ 74,000
Champaign, Ohio 3 $ 895,000 $ 298,333 $ 56,000
Lane, Oregon 3 $ 1,025,000 $ 341,666 $ 100,000
Horry, South Carolina 3 $ 535,000 $ 178,333 $ 135,000
Lancaster, South Carolina 3 $ 535,000 $ 178,333 $ 35,000
Lexington, South Carolina 3 $ 985,000 $ 328,333 $ 153,000
Pickens, South Carolina 3 $ 585,000 $ 195,000 $ 62,000
Spartanburg, South Carolina 3 $ 835,000 $ 278,333 $ 85,000
Robertson, Tennessee 3 $ 1,605,000 $ 535,000 $ 183,000
Rutherford, Tennessee 3 $ 1,075,000 $ 358,333 $ 140,000
Sevier, Tennessee 3 $ 1,845,000 $ 615,000 $ 69,000
Atascosa, Texas 3 $ 1,025,000 $ 341,666 $ 117,000
Hill, Texas 3 $ 675,000 $ 225,000 $ 71,000
Hunt, Texas 3 $ 855,000 $ 285,000 $ 78,000
Kerr, Texas 3 $ 885,000 $ 295,000 $ 102,000
McLennan, Texas 3 $ 745,000 $ 248,333 $ 72,000
Smith, Texas 3 $ 475,000 $ 158,333 $ 59,000
Waller, Texas 3 $ 705,000 $ 235,000 $ 86,000
Chesapeake, Virginia 3 $ 505,000 $ 168,333 $ 133,000
Douglas, Wisconsin 3 $ 495,000 $ 165,000 $ 51,000
Baldwin, Alabama 2 $ 570,000 $ 285,000 $ 96,000
Cullman, Alabama 2 $ 870,000 $ 435,000 $ 159,000
Alameda, California 2 $ 890,000 $ 445,000 $ 85,000
Calaveras, California 2 $ 920,000 $ 460,000 $ 100,000
Glenn, California 2 $ 620,000 $ 310,000 $ 69,000
Kings, California 2 $ 710,000 $ 355,000 $ 73,000
Marin, California 2 $ 1,110,000 $ 555,000 $ 249,000
Mariposa, California 2 $ 590,000 $ 295,000 $ 132,000
Napa, California 2 $ 2,010,000 $ 1,005,000 $ 300,000
San Benito, California 2 $ 650,000 $ 325,000 $ 125,000
Archuleta, Colorado 2 $ 700,000 $ 350,000 $ 113,000
Gilpin, Colorado 2 $ 1,050,000 $ 525,000 $ 228,000
Teller, Colorado 2 $ 470,000 $ 235,000 $ 94,000
Fairfield, Connecticut 2 $ 1,200,000 $ 600,000 $ 216,000
Citrus, Florida 2 $ 630,000 $ 315,000 $ 78,000
Clay, Florida 2 $ 850,000 $ 425,000 $ 148,000
Dixie, Florida 2 $ 550,000 $ 275,000 $ 99,000
Escambia, Florida 2 $ 390,000 $ 195,000 $ 339,000
Flagler, Florida 2 $ 1,050,000 $ 525,000 $ 240,000
Indian River, Florida 2 $ 390,000 $ 195,000 $ 62,000
Santa Rosa, Florida 2 $ 610,000 $ 305,000 $ 157,000
St. Johns, Florida 2 $ 2,800,000 $ 1,400,000 $ 683,000
Suwannee, Florida 2 $ 550,000 $ 275,000 $ 96,000
Barrow, Georgia 2 $ 530,000 $ 265,000 $ 129,000
Bibb, Georgia 2 $ 100,000 $ 50,000 $ 190,000
Cherokee, Georgia 2 $ 420,000 $ 210,000 $ 39,000
Coweta, Georgia 2 $ 380,000 $ 190,000 $ 83,000
Dawson, Georgia 2 $ 720,000 $ 360,000 $ 94,000
Henry, Georgia 2 $ 420,000 $ 210,000 $ 44,000
Lowndes, Georgia 2 $ 260,000 $ 130,000 $ 162,000
Meriwether, Georgia 2 $ 520,000 $ 260,000 $ 72,000
Muscogee, Georgia 2 $ 170,000 $ 85,000 $ 47,000
Newton, Georgia 2 $ 500,000 $ 250,000 $ 73,000
Walton, Georgia 2 $ 760,000 $ 380,000 $ 73,000
White, Georgia 2 $ 790,000 $ 395,000 $ 79,000
Bonneville, Idaho 2 $ 690,000 $ 345,000 $ 186,000
Iroquois, Illinois 2 $ 140,000 $ 70,000 $ 86,000
St. Clair, Illinois 2 $ 210,000 $ 105,000 $ 109,000
Lake, Indiana 2 $ 300,000 $ 150,000 $ 38,000
Sedgwick, Kansas 2 $ 200,000 $ 100,000 $ 76,000
Lafayette, Louisiana 2 $ 310,000 $ 155,000 $ 92,000
Cass, Minnesota 2 $ 640,000 $ 320,000 $ 125,000
Sherburne, Minnesota 2 $ 600,000 $ 300,000 $ 95,000
DeSoto, Mississippi 2 $ 540,000 $ 270,000 $ 91,000
George, Mississippi 2 $ 400,000 $ 200,000 $ 109,000
Andrew, Missouri 2 $ 750,000 $ 375,000 $ 187,000
St. Francois, Missouri 2 $ 310,000 $ 155,000 $ 49,000
Flathead, Montana 2 $ 1,130,000 $ 565,000 $ 318,000
Keith, Nebraska 2 $ 490,000 $ 245,000 $ 85,000
Sarpy, Nebraska 2 $ 420,000 $ 210,000 $ 92,000
Churchill, Nevada 2 $ 300,000 $ 150,000 $ 65,000
Lyon, Nevada 2 $ 660,000 $ 330,000 $ 165,000
Camden, New Jersey 2 $ 590,000 $ 295,000 $ 151,000
Hudson, New Jersey 2 $ 570,000 $ 285,000 $ 103,000
Mercer, New Jersey 2 $ 620,000 $ 310,000 $ 100,000
McKinley, New Mexico 2 $ 430,000 $ 215,000 $ 62,000
Catawba, North Carolina 2 $ 840,000 $ 420,000 $ 124,000
Johnston, North Carolina 2 $ 2,510,000 $ 1,255,000 $ 127,000
Madison, North Carolina 2 $ 500,000 $ 250,000 $ 183,000
Adams, North Dakota 2 $ 240,000 $ 120,000 $ 96,000
Erie, Ohio 2 $ 1,440,000 $ 720,000 $ 62,000
Huron, Ohio 2 $ 140,000 $ 70,000 $ 17,000
Muskingum, Ohio 2 $ 90,000 $ 45,000 $ 28,000
Preble, Ohio 2 $ 730,000 $ 365,000 $ 66,000
Sandusky, Ohio 2 $ 310,000 $ 155,000 $ 38,000
Seneca, Ohio 2 $ 320,000 $ 160,000 $ 69,000
Cleveland, Oklahoma 2 $ 600,000 $ 300,000 $ 104,000
McCurtain, Oklahoma 2 $ 2,060,000 $ 1,030,000 $ 16,000
Oklahoma, Oklahoma 2 $ 640,000 $ 320,000 $ 120,000
Benton, Oregon 2 $ 650,000 $ 325,000 $ 70,000
Clackamas, Oregon 2 $ 2,770,000 $ 1,385,000 $ 531,000
Polk, Oregon 2 $ 900,000 $ 450,000 $ 144,000
Washington, Oregon 2 $ 850,000 $ 425,000 $ 198,000
Allegheny, Pennsylvania 2 $ 530,000 $ 265,000 $ 205,000
Cumberland, Pennsylvania 2 $ 870,000 $ 435,000 $ 110,000
Luzerne, Pennsylvania 2 $ 150,000 $ 75,000 $ 20,000
Philadelphia, Pennsylvania 2 $ 1,170,000 $ 585,000 $ 188,000
Aiken, South Carolina 2 $ 830,000 $ 415,000 $ 264,000
Anderson, South Carolina 2 $ 370,000 $ 185,000 $ 39,000
Richland, South Carolina 2 $ 390,000 $ 195,000 $ 47,000
Knox, Tennessee 2 $ 380,000 $ 190,000 $ 49,000
Monroe, Tennessee 2 $ 540,000 $ 270,000 $ 72,000
Sullivan, Tennessee 2 $ 640,000 $ 320,000 $ 65,000
Sumner, Tennessee 2 $ 780,000 $ 390,000 $ 227,000
Aransas, Texas 2 $ 700,000 $ 350,000 $ 105,000
Burleson, Texas 2 $ 430,000 $ 215,000 $ 58,000
Gillespie, Texas 2 $ 680,000 $ 340,000 $ 148,000
Gregg, Texas 2 $ 380,000 $ 190,000 $ 84,000
Llano, Texas 2 $ 590,000 $ 295,000 $ 113,000
Midland, Texas 2 $ 920,000 $ 460,000 $ 171,000
Milam, Texas 2 $ 550,000 $ 275,000 $ 110,000
Washington, Texas 2 $ 440,000 $ 220,000 $ 92,000
Wichita, Texas 2 $ 790,000 $ 395,000 $ 60,000
Washington, Utah 2 $ 1,110,000 $ 555,000 $ 139,000
Fairfax, Virginia 2 $ 1,340,000 $ 670,000 $ 261,000
Loudoun, Virginia 2 $ 2,050,000 $ 1,025,000 $ 173,000
Grant, Washington 2 $ 660,000 $ 330,000 $ 98,000
Mason, Washington 2 $ 700,000 $ 350,000 $ 74,000
Snohomish, Washington 2 $ 850,000 $ 425,000 $ 93,000
Kenosha, Wisconsin 2 $ 550,000 $ 275,000 $ 128,000
Milwaukee, Wisconsin 2 $ 470,000 $ 235,000 $ 51,000
Ozaukee, Wisconsin 2 $ 300,000 $ 150,000 $ 89,000
Clay, Alabama 1 $ 265,000 $ 265,000 $ 33,000
Coosa, Alabama 1 $ 505,000 $ 505,000 $ 71,000
Limestone, Alabama 1 $ 255,000 $ 255,000 $ 96,000
Marshall, Alabama 1 $ 365,000 $ 365,000 $ 99,000
Montgomery, Alabama 1 $ 335,000 $ 335,000 $ 109,000
Tuscaloosa, Alabama 1 $ 215,000 $ 215,000 $ 126,000
Anchorage, Alaska 1 $ 525,000 $ 525,000 $ 180,000
Fairbanks North Star, Alaska 1 $ 285,000 $ 285,000 $ 104,000
Matanuska-Susitna, Alaska 1 $ 485,000 $ 485,000 $ 109,000
Crittenden, Arkansas 1 $ 135,000 $ 135,000 $ 36,000
Marion, Arkansas 1 $ 175,000 $ 175,000 $ 215,000
Pope, Arkansas 1 $ 225,000 $ 225,000 $ 59,000
Pulaski, Arkansas 1 $ 185,000 $ 185,000 $ 285,000
Saline, Arkansas 1 $ 135,000 $ 135,000 $ 285,000
Amador, California 1 $ 285,000 $ 285,000 $ 55,000
El Dorado, California 1 $ 825,000 $ 825,000 $ 600,000
Lake, California 1 $ 525,000 $ 525,000 $ 336,000
Plumas, California 1 $ 275,000 $ 275,000 $ 125,000
San Francisco, California 1 $ 975,000 $ 975,000 $ 514,000
San Mateo, California 1 $ 1,525,000 $ 1,525,000 $ 350,000
Santa Barbara, California 1 $ 275,000 $ 275,000 $ 72,000
Yolo, California 1 $ 505,000 $ 505,000 $ 171,000
Costilla, Colorado 1 $ 155,000 $ 155,000 $ 70,000
Huerfano, Colorado 1 $ 285,000 $ 285,000 $ 65,000
La Plata, Colorado 1 $ 525,000 $ 525,000 $ 123,000
Lake, Colorado 1 $ 405,000 $ 405,000 $ 184,000
Las Animas, Colorado 1 $ 85,000 $ 85,000 $ 25,000
Morgan, Colorado 1 $ 295,000 $ 295,000 $ 83,000
Routt, Colorado 1 $ 645,000 $ 645,000 $ 103,000
Saguache, Colorado 1 $ 505,000 $ 505,000 $ 143,000
Washington, Colorado 1 $ 375,000 $ 375,000 $ 140,000
Alachua, Florida 1 $ 265,000 $ 265,000 $ 123,000
Bay, Florida 1 $ 265,000 $ 265,000 $ 169,000
Bradford, Florida 1 $ 205,000 $ 205,000 $ 89,000
Hendry, Florida 1 $ 315,000 $ 315,000 $ 144,000
Highlands, Florida 1 $ 125,000 $ 125,000 $ 27,000
Levy, Florida 1 $ 185,000 $ 185,000 $ 64,000
Putnam, Florida 1 $ 145,000 $ 145,000 $ 59,000
Sumter, Florida 1 $ 55,000 $ 55,000 $ 21,000
Walton, Florida 1 $ 765,000 $ 765,000 $ 170,000
Banks, Georgia 1 $ 185,000 $ 185,000 $ 48,000
Carroll, Georgia 1 $ 255,000 $ 255,000 $ 49,000
Clarke, Georgia 1 $ 235,000 $ 235,000 $ 288,000
Clayton, Georgia 1 $ 155,000 $ 155,000 $ 190,000
Douglas, Georgia 1 $ 325,000 $ 325,000 $ 73,000
Effingham, Georgia 1 $ 245,000 $ 245,000 $ 145,000
Fayette, Georgia 1 $ 465,000 $ 465,000 $ 125,000
Floyd, Georgia 1 $ 105,000 $ 105,000 $ 0
Forsyth, Georgia 1 $ 325,000 $ 325,000 $ 145,000
Glynn, Georgia 1 $ 145,000 $ 145,000 $ 60,000
Habersham, Georgia 1 $ 195,000 $ 195,000 $ 75,000
Heard, Georgia 1 $ 145,000 $ 145,000 $ 52,000
Houston, Georgia 1 $ 375,000 $ 375,000 $ 130,000
Jasper, Georgia 1 $ 105,000 $ 105,000 $ 60,000
Johnson, Georgia 1 $ 145,000 $ 145,000 $ 75,000
Lanier, Georgia 1 $ 125,000 $ 125,000 $ 46,000
Liberty, Georgia 1 $ 185,000 $ 185,000 $ 66,000
Morgan, Georgia 1 $ 245,000 $ 245,000 $ 80,000
Pickens, Georgia 1 $ 165,000 $ 165,000 $ 52,000
Rabun, Georgia 1 $ 335,000 $ 335,000 $ 144,000
Spalding, Georgia 1 $ 165,000 $ 165,000 $ 88,000
Whitfield, Georgia 1 $ 175,000 $ 175,000 $ 53,000
Christian, Illinois 1 $ 265,000 $ 265,000 $ 91,000
Coles, Illinois 1 $ 145,000 $ 145,000 $ 45,000
Johnson, Illinois 1 $ 455,000 $ 455,000 $ 150,000
Monroe, Illinois 1 $ 415,000 $ 415,000 $ 235,000
Rock Island, Illinois 1 $ 85,000 $ 85,000 $ 58,000
Tazewell, Illinois 1 $ 85,000 $ 85,000 $ 42,000
Hancock, Indiana 1 $ 465,000 $ 465,000 $ 161,000
Harrison, Indiana 1 $ 215,000 $ 215,000 $ 46,000
Hendricks, Indiana 1 $ 285,000 $ 285,000 $ 128,000
Porter, Indiana 1 $ 235,000 $ 235,000 $ 89,000
Vigo, Indiana 1 $ 165,000 $ 165,000 $ 42,000
Boone, Iowa 1 $ 145,000 $ 145,000 $ 82,000
Linn, Iowa 1 $ 245,000 $ 245,000 $ 100,000
Polk, Iowa 1 $ 115,000 $ 115,000 $ 35,000
Kingman, Kansas 1 $ 115,000 $ 115,000 $ 65,000
Shawnee, Kansas 1 $ 155,000 $ 155,000 $ 47,000
Boone, Kentucky 1 $ 245,000 $ 245,000 $ 146,000
Grayson, Kentucky 1 $ 435,000 $ 435,000 $ 76,000
Jefferson, Kentucky 1 $ 905,000 $ 905,000 $ 217,000
Oldham, Kentucky 1 $ 575,000 $ 575,000 $ 69,000
Warren, Kentucky 1 $ 495,000 $ 495,000 $ 105,000
Woodford, Kentucky 1 $ 155,000 $ 155,000 $ 38,000
Terrebonne, Louisiana 1 $ 135,000 $ 135,000 $ 87,000
Calvert, Maryland 1 $ 475,000 $ 475,000 $ 294,000
Harford, Maryland 1 $ 125,000 $ 125,000 $ 39,000
Montgomery, Maryland 1 $ 975,000 $ 975,000 $ 610,000
Essex, Massachusetts 1 $ 575,000 $ 575,000 $ 122,000
Norfolk, Massachusetts 1 $ 965,000 $ 965,000 $ 383,000
Kent, Michigan 1 $ 515,000 $ 515,000 $ 117,000
Livingston, Michigan 1 $ 265,000 $ 265,000 $ 117,000
Midland, Michigan 1 $ 355,000 $ 355,000 $ 111,000
Muskegon, Michigan 1 $ 315,000 $ 315,000 $ 96,000
Washtenaw, Michigan 1 $ 335,000 $ 335,000 $ 270,000
Wayne, Michigan 1 $ 335,000 $ 335,000 $ 87,000
Carlton, Minnesota 1 $ 175,000 $ 175,000 $ 70,000
Clay, Minnesota 1 $ 415,000 $ 415,000 $ 104,000
Itasca, Minnesota 1 $ 235,000 $ 235,000 $ 120,000
Ramsey, Minnesota 1 $ 195,000 $ 195,000 $ 178,000
Scott, Minnesota 1 $ 225,000 $ 225,000 $ 67,000
Watonwan, Minnesota 1 $ 155,000 $ 155,000 $ 240,000
Hinds, Mississippi 1 $ 85,000 $ 85,000 $ 43,000
Lamar, Mississippi 1 $ 205,000 $ 205,000 $ 46,000
Rankin, Mississippi 1 $ 205,000 $ 205,000 $ 76,000
Stone, Mississippi 1 $ 125,000 $ 125,000 $ 33,000
Benton, Missouri 1 $ 195,000 $ 195,000 $ 90,000
Buchanan, Missouri 1 $ 105,000 $ 105,000 $ 33,000
Camden, Missouri 1 $ 285,000 $ 285,000 $ 112,000
Clinton, Missouri 1 $ 165,000 $ 165,000 $ 38,000
Ray, Missouri 1 $ 135,000 $ 135,000 $ 69,000
Beaverhead, Montana 1 $ 455,000 $ 455,000 $ 101,000
Missoula, Montana 1 $ 565,000 $ 565,000 $ 510,000
Park, Montana 1 $ 315,000 $ 315,000 $ 44,000
Ravalli, Montana 1 $ 175,000 $ 175,000 $ 36,000
Yellowstone, Montana 1 $ 175,000 $ 175,000 $ 87,000
Box Butte, Nebraska 1 $ 175,000 $ 175,000 $ 62,000
Cass, Nebraska 1 $ 115,000 $ 115,000 $ 70,000
Cheyenne, Nebraska 1 $ 115,000 $ 115,000 $ 58,000
Harlan, Nebraska 1 $ 115,000 $ 115,000 $ 46,000
Lancaster, Nebraska 1 $ 335,000 $ 335,000 $ 101,000
Madison, Nebraska 1 $ 105,000 $ 105,000 $ 35,000
Carson City, Nevada 1 $ 325,000 $ 325,000 $ 80,000
Elko, Nevada 1 $ 95,000 $ 95,000 $ 51,000
Hillsborough, New Hampshire 1 $ 345,000 $ 345,000 $ 233,000
Hunterdon, New Jersey 1 $ 405,000 $ 405,000 $ 80,000
Ocean, New Jersey 1 $ 1,365,000 $ 1,365,000 $ 628,000
Passaic, New Jersey 1 $ 205,000 $ 205,000 $ 78,000
Chaves, New Mexico 1 $ 195,000 $ 195,000 $ 154,000
Colfax, New Mexico 1 $ 235,000 $ 235,000 $ 150,000
Dona Ana, New Mexico 1 $ 595,000 $ 595,000 $ 88,000
Otero, New Mexico 1 $ 205,000 $ 205,000 $ 104,000
Quay, New Mexico 1 $ 305,000 $ 305,000 $ 205,000
Sierra, New Mexico 1 $ 115,000 $ 115,000 $ 143,000
Socorro, New Mexico 1 $ 315,000 $ 315,000 $ 78,000
Alamance, North Carolina 1 $ 175,000 $ 175,000 $ 36,000
Caldwell, North Carolina 1 $ 185,000 $ 185,000 $ 55,000
Cumberland, North Carolina 1 $ 195,000 $ 195,000 $ 59,000
Currituck, North Carolina 1 $ 545,000 $ 545,000 $ 173,000
Dare, North Carolina 1 $ 475,000 $ 475,000 $ 198,000
Davie, North Carolina 1 $ 555,000 $ 555,000 $ 284,000
Forsyth, North Carolina 1 $ 305,000 $ 305,000 $ 85,000
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Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,482 $2,907,420,000 $388,000 $3,005,000 $132,000 $9,410,000
Cash-out Refinancing 1,793 $563,995,000 $314,000 $3,005,000 $123,000 $5,081,000
Refinancing 720 $235,130,000 $326,000 $2,615,000 $118,000 $3,296,000
Other Purpose 5 $965,000 $193,000 $305,000 $83,000 $167,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,852 $2,284,800,000 $390,000 $3,005,000 $143,000 $9,410,000
Hispanic 2,274 $714,800,000 $314,000 $2,635,000 $99,000 $1,200,000
Black or African American 720 $231,600,000 $321,000 $2,615,000 $100,000 $920,000
Not Provided 588 $235,060,000 $399,000 $2,005,000 $145,000 $2,932,000
Asian 491 $211,185,000 $430,000 $1,525,000 $139,000 $990,000
American Indian or Alaskan Native 46 $18,290,000 $397,000 $1,165,000 $131,000 $565,000
Native Hawaiian or Other Pacific Islander 24 $9,550,000 $397,000 $975,000 $115,000 $211,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,275 $2,764,665,000 $380,000 $3,005,000 $143,000 $9,410,000
FHA-insured (Federal Housing Administration) 1,928 $611,020,000 $316,000 $855,000 $88,000 $929,000
VA-guaranteed (Veterans Administration) 759 $322,465,000 $424,000 $1,705,000 $106,000 $417,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $9,360,000 $246,000 $435,000 $65,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,391 $2,393,595,000 $374,000 $3,005,000 $126,000 $1,714,000
Application Withdrawn By Applicant 2,500 $894,770,000 $357,000 $2,635,000 $129,000 $9,410,000
Application Approved But Not Accepted 866 $329,500,000 $380,000 $2,505,000 $160,000 $4,902,000
Application Denied By Financial Institution 232 $84,360,000 $363,000 $1,505,000 $101,000 $661,000
File Closed For Incompleteness 11 $5,285,000 $480,000 $1,365,000 $167,000 $535,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,768 $3,623,150,000 $370,000 $3,005,000 $130,000 $9,410,000
Credit History 103 $39,195,000 $380,000 $1,505,000 $113,000 $661,000
Other 40 $15,090,000 $377,000 $975,000 $101,000 $398,000
Collateral 36 $9,870,000 $274,000 $755,000 $88,000 $360,000
Debt-To-Income Ratio 29 $10,355,000 $357,000 $825,000 $92,000 $319,000
Unverifiable Information 13 $5,785,000 $445,000 $1,065,000 $78,000 $198,000
Employment History 7 $2,795,000 $399,000 $565,000 $87,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 3 $975,000 $325,000 $545,000 $79,000 $117,000
Credit Application Incomplete 1 $295,000 $295,000 $295,000 $128,000 $128,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amerifirst Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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