Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2022

In 2022, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 15,326 mortgage applications totaling $4.3 billion, down 59% from 2021. The average application was for $280,888, and applicants reported an average income of $114,449. 62% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville, IL (3,160), Lake County-Kenosha County, IL-WI (540) and Madison, WI (509) (applications in parentheses).

Mortgage Company & Address Barrington Bank & Trust Company, N.A.
201 South Hough Street
Barrington, IL 60010
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,326
Total Mortgage Loan Application Amount $4,304,900,000
Average Mortgage Loan Application Amount $280,888
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $114,449
Highest Applicant Income $6,201,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Barrington Bank & Trust Company, N.A. by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville, IL 3,160 $ 898,250,000 $ 284,256 $ 131,000
Outside any metro area 2,596 $ 542,440,000 $ 208,952 $ 85,007
Lake County-Kenosha County, IL-WI 540 $ 161,420,000 $ 298,925 $ 155,500
Madison, WI 509 $ 176,215,000 $ 346,198 $ 143,000
Minneapolis-St. Paul-Bloomington, MN-WI 454 $ 148,450,000 $ 326,982 $ 123,726
Los Angeles-Long Beach-Glendale, CA 316 $ 203,490,000 $ 643,955 $ 196,000
Elgin, IL 284 $ 75,910,000 $ 267,288 $ 117,000
Milwaukee-Waukesha-West Allis, WI 265 $ 73,345,000 $ 276,773 $ 136,000
Atlanta-Sandy Springs-Roswell, GA 205 $ 61,835,000 $ 301,634 $ 98,000
Phoenix-Mesa-Scottsdale, AZ 161 $ 60,495,000 $ 375,745 $ 135,000
Des Moines-West Des Moines, IA 153 $ 36,905,000 $ 241,209 $ 92,000
Rockford, IL 150 $ 23,850,000 $ 159,000 $ 72,000
Riverside-San Bernardino-Ontario, CA 124 $ 49,620,000 $ 400,161 $ 149,000
Tampa-St. Petersburg-Clearwater, FL 117 $ 30,995,000 $ 264,914 $ 94,000
Grand Forks, ND-MN 108 $ 24,880,000 $ 230,370 $ 90,037
Gary, IN 106 $ 25,640,000 $ 241,886 $ 98,000
Houston-The Woodlands-Sugar Land, TX 97 $ 30,285,000 $ 312,216 $ 130,000
St. Louis, MO-IL 89 $ 17,105,000 $ 192,191 $ 88,483
Washington-Arlington-Alexandria, DC-VA-MD-WV 89 $ 42,005,000 $ 471,966 $ 149,033
Las Vegas-Henderson-Paradise, NV 79 $ 28,745,000 $ 363,860 $ 106,000
Racine, WI 76 $ 15,920,000 $ 209,473 $ 99,000
Virginia Beach-Norfolk-Newport News, VA-NC 71 $ 19,755,000 $ 278,239 $ 111,535
Dallas-Plano-Irving, TX 69 $ 31,815,000 $ 461,086 $ 206,000
Jacksonville, FL 68 $ 18,460,000 $ 271,470 $ 71,000
New York-Newark, NY 68 $ 24,090,000 $ 354,264 $ 151,455
Charlotte-Concord-Gastonia, NC-SC 67 $ 18,605,000 $ 277,686 $ 95,074
Orlando-Kissimmee-Sanford, FL 67 $ 23,305,000 $ 347,835 $ 121,000
Rochester, MN 64 $ 16,550,000 $ 258,593 $ 98,000
New York-Jersey City-White Plains, NY-NJ 63 $ 35,145,000 $ 557,857 $ 249,396
Green Bay, WI 60 $ 15,450,000 $ 257,500 $ 115,000
Indianapolis-Carmel-Anderson, IN 60 $ 12,980,000 $ 216,333 $ 70,000
Cape Coral-Fort Myers, FL 58 $ 19,080,000 $ 328,965 $ 167,000
Pittsburgh, PA 58 $ 11,310,000 $ 195,000 $ 73,000
Cleveland-Elyria, OH 57 $ 9,365,000 $ 164,298 $ 74,000
Baltimore-Columbia-Towson, MD 56 $ 19,120,000 $ 341,428 $ 108,000
Buffalo-Cheektowaga-Niagara Falls, NY 56 $ 11,340,000 $ 202,500 $ 88,000
Memphis, TN-MS-AR 56 $ 10,530,000 $ 188,035 $ 68,607
Appleton, WI 54 $ 12,610,000 $ 233,518 $ 108,000
Columbus, OH 54 $ 11,460,000 $ 212,222 $ 71,000
San Antonio-New Braunfels, TX 52 $ 16,900,000 $ 325,000 $ 121,000
Albuquerque, NM 51 $ 11,675,000 $ 228,921 $ 86,000
Albany-Schenectady-Troy, NY 49 $ 11,295,000 $ 230,510 $ 78,000
Oklahoma City, OK 48 $ 11,470,000 $ 238,958 $ 88,000
Deltona-Daytona Beach-Ormond Beach, FL 46 $ 13,950,000 $ 303,260 $ 111,000
Denver-Aurora-Lakewood, CO 45 $ 19,485,000 $ 433,000 $ 125,000
Kansas City, MO-KS 45 $ 12,265,000 $ 272,555 $ 126,200
Nashville-Davidson--Murfreesboro--Franklin, TN 45 $ 19,555,000 $ 434,555 $ 167,000
Newark, NJ-PA 43 $ 14,635,000 $ 340,348 $ 103,395
Fayetteville, NC 42 $ 9,510,000 $ 226,428 $ 69,000
Greenville-Anderson-Mauldin, SC 42 $ 9,180,000 $ 218,571 $ 82,000
Oxnard-Thousand Oaks-Ventura, CA 42 $ 33,390,000 $ 795,000 $ 361,000
Birmingham-Hoover, AL 41 $ 10,125,000 $ 246,951 $ 84,000
Cincinnati, OH-KY-IN 41 $ 9,165,000 $ 223,536 $ 73,731
Columbia, SC 40 $ 9,260,000 $ 231,500 $ 72,000
Lakeland-Winter Haven, FL 39 $ 8,075,000 $ 207,051 $ 75,000
Naples-Immokalee-Marco Island, FL 39 $ 16,345,000 $ 419,102 $ 209,000
Philadelphia, PA 39 $ 8,655,000 $ 221,923 $ 84,000
Rochester, NY 39 $ 7,245,000 $ 185,769 $ 65,000
Tulsa, OK 39 $ 8,365,000 $ 214,487 $ 70,000
Nassau County-Suffolk County, NY 38 $ 19,540,000 $ 514,210 $ 136,000
Tucson, AZ 37 $ 9,945,000 $ 268,783 $ 69,000
Janesville-Beloit, WI 36 $ 7,530,000 $ 209,166 $ 85,000
Gulfport-Biloxi-Pascagoula, MS 35 $ 6,695,000 $ 191,285 $ 72,000
New Orleans-Metairie, LA 35 $ 9,015,000 $ 257,571 $ 72,000
Jackson, MS 34 $ 8,100,000 $ 238,235 $ 70,000
Louisville/Jefferson County, KY-IN 34 $ 6,180,000 $ 181,764 $ 60,176
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 34 $ 7,190,000 $ 211,470 $ 92,176
Knoxville, TN 33 $ 7,275,000 $ 220,454 $ 66,000
Little Rock-North Little Rock-Conway, AR 33 $ 6,745,000 $ 204,393 $ 68,000
Palm Bay-Melbourne-Titusville, FL 33 $ 8,975,000 $ 271,969 $ 79,000
San Diego-Carlsbad, CA 33 $ 26,825,000 $ 812,878 $ 208,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 32 $ 11,880,000 $ 371,250 $ 178,000
Charleston-North Charleston, SC 31 $ 12,305,000 $ 396,935 $ 142,000
Warren-Troy-Farmington Hills, MI 31 $ 6,995,000 $ 225,645 $ 89,000
Killeen-Temple, TX 30 $ 7,470,000 $ 249,000 $ 79,000
Sacramento--Roseville--Arden-Arcade, CA 30 $ 10,760,000 $ 358,666 $ 106,000
Fort Worth-Arlington, TX 29 $ 12,355,000 $ 426,034 $ 97,000
Port St. Lucie, FL 29 $ 8,215,000 $ 283,275 $ 108,000
Syracuse, NY 29 $ 4,305,000 $ 148,448 $ 65,000
Charlottesville, VA 28 $ 10,300,000 $ 367,857 $ 147,000
North Port-Sarasota-Bradenton, FL 28 $ 11,100,000 $ 396,428 $ 164,000
Pensacola-Ferry Pass-Brent, FL 28 $ 6,940,000 $ 247,857 $ 101,000
West Palm Beach-Boca Raton-Delray Beach, FL 28 $ 11,080,000 $ 395,714 $ 187,000
Colorado Springs, CO 27 $ 10,435,000 $ 386,481 $ 95,000
Oshkosh-Neenah, WI 27 $ 6,025,000 $ 223,148 $ 92,000
Chattanooga, TN-GA 26 $ 5,780,000 $ 222,307 $ 72,961
Hartford-West Hartford-East Hartford, CT 26 $ 6,890,000 $ 265,000 $ 91,000
Jacksonville, NC 26 $ 5,880,000 $ 226,153 $ 72,000
Portland-Vancouver-Hillsboro, OR-WA 25 $ 10,105,000 $ 404,200 $ 125,000
Anaheim-Santa Ana-Irvine, CA 24 $ 25,210,000 $ 1,050,416 $ 396,000
Augusta-Richmond County, GA-SC 24 $ 5,920,000 $ 246,666 $ 90,500
Camden, NJ 24 $ 5,610,000 $ 233,750 $ 70,000
Montgomery, AL 24 $ 3,730,000 $ 155,416 $ 56,000
Providence-Warwick, RI-MA 24 $ 8,380,000 $ 349,166 $ 96,916
Richmond, VA 24 $ 5,770,000 $ 240,416 $ 81,000
Savannah, GA 24 $ 5,250,000 $ 218,750 $ 86,000
Winston-Salem, NC 24 $ 5,210,000 $ 217,083 $ 71,000
Youngstown-Warren-Boardman, OH-PA 24 $ 2,890,000 $ 120,416 $ 49,666
Boise City, ID 23 $ 8,465,000 $ 368,043 $ 141,000
Kankakee, IL 23 $ 4,005,000 $ 174,130 $ 90,000
Ocala, FL 23 $ 5,175,000 $ 225,000 $ 67,000
Omaha-Council Bluffs, NE-IA 23 $ 5,425,000 $ 235,869 $ 93,260
Utica-Rome, NY 23 $ 4,815,000 $ 209,347 $ 83,000
Austin-Round Rock, TX 22 $ 10,780,000 $ 490,000 $ 219,000
Bakersfield, CA 22 $ 5,890,000 $ 267,727 $ 88,000
Baton Rouge, LA 22 $ 5,030,000 $ 228,636 $ 86,000
Bloomington, IL 22 $ 4,950,000 $ 225,000 $ 135,000
Bridgeport-Stamford-Norwalk, CT 22 $ 10,820,000 $ 491,818 $ 197,000
Lake Havasu City-Kingman, AZ 22 $ 4,560,000 $ 207,272 $ 67,000
Oakland-Hayward-Berkeley, CA 21 $ 14,915,000 $ 710,238 $ 195,000
Anchorage, AK 20 $ 7,000,000 $ 350,000 $ 128,000
Raleigh, NC 20 $ 4,460,000 $ 223,000 $ 86,000
Warner Robins, GA 20 $ 4,680,000 $ 234,000 $ 90,000
Charleston, WV 19 $ 3,115,000 $ 163,947 $ 102,000
Miami-Miami Beach-Kendall, FL 19 $ 7,095,000 $ 373,421 $ 188,000
Mobile, AL 19 $ 3,085,000 $ 162,368 $ 59,000
Montgomery County-Bucks County-Chester County, PA 19 $ 7,145,000 $ 376,052 $ 106,000
Spartanburg, SC 19 $ 4,825,000 $ 253,947 $ 81,000
Boston, MA 18 $ 8,750,000 $ 486,111 $ 175,000
Detroit-Dearborn-Livonia, MI 18 $ 3,700,000 $ 205,555 $ 200,000
Eau Claire, WI 18 $ 3,890,000 $ 216,111 $ 80,000
Huntsville, AL 18 $ 5,450,000 $ 302,777 $ 140,000
Niles-Benton Harbor, MI 18 $ 3,880,000 $ 215,555 $ 111,000
Salt Lake City, UT 18 $ 6,180,000 $ 343,333 $ 96,000
Shreveport-Bossier City, LA 18 $ 3,000,000 $ 166,666 $ 51,000
Tacoma-Lakewood, WA 18 $ 6,740,000 $ 374,444 $ 96,000
Allentown-Bethlehem-Easton, PA-NJ 17 $ 3,705,000 $ 217,941 $ 64,000
Columbus, GA-AL 17 $ 2,875,000 $ 169,117 $ 61,000
Crestview-Fort Walton Beach-Destin, FL 17 $ 3,855,000 $ 226,764 $ 80,000
Daphne-Fairhope-Foley, AL 17 $ 4,055,000 $ 238,529 $ 90,000
Davenport-Moline-Rock Island, IA-IL 17 $ 2,525,000 $ 148,529 $ 78,529
Dothan, AL 17 $ 2,995,000 $ 176,176 $ 78,000
Harrisburg-Carlisle, PA 17 $ 3,135,000 $ 184,411 $ 70,000
Punta Gorda, FL 17 $ 4,455,000 $ 262,058 $ 105,000
Springfield, MO 17 $ 2,635,000 $ 155,000 $ 50,000
Sumter, SC 17 $ 2,705,000 $ 159,117 $ 54,000
Akron, OH 16 $ 2,210,000 $ 138,125 $ 69,000
Asheville, NC 16 $ 3,610,000 $ 225,625 $ 74,000
Cambridge-Newton-Framingham, MA 16 $ 9,000,000 $ 562,500 $ 172,000
Dayton-Springfield-Kettering, OH 16 $ 2,630,000 $ 164,375 $ 64,000
Dover, DE 16 $ 4,220,000 $ 263,750 $ 76,000
Macon-Bibb County, GA 16 $ 2,190,000 $ 136,875 $ 66,000
Michigan City-La Porte, IN 16 $ 5,840,000 $ 365,000 $ 199,000
Scranton--Wilkes-Barre--Hazleton, PA 16 $ 2,500,000 $ 156,250 $ 62,000
Yuma, AZ 16 $ 2,700,000 $ 168,750 $ 73,000
Clarksville, TN-KY 15 $ 3,865,000 $ 257,666 $ 140,000
New Haven-Milford, CT 15 $ 4,595,000 $ 306,333 $ 94,000
Peoria, IL 15 $ 2,915,000 $ 194,333 $ 87,000
Rocky Mount, NC 15 $ 2,905,000 $ 193,666 $ 57,000
Terre Haute, IN 15 $ 2,045,000 $ 136,333 $ 63,000
Bremerton-Silverdale, WA 14 $ 7,330,000 $ 523,571 $ 149,000
Carbondale-Marion, IL 14 $ 2,320,000 $ 165,714 $ 67,000
Durham-Chapel Hill, NC 14 $ 4,440,000 $ 317,142 $ 189,000
East Stroudsburg, PA 14 $ 3,300,000 $ 235,714 $ 99,000
Elmira, NY 14 $ 2,350,000 $ 167,857 $ 55,000
Prescott Valley-Prescott, AZ 14 $ 3,230,000 $ 230,714 $ 56,000
Salisbury, MD-DE 14 $ 4,020,000 $ 287,142 $ 99,500
San Jose-Sunnyvale-Santa Clara, CA 14 $ 12,510,000 $ 893,571 $ 263,000
Tallahassee, FL 14 $ 2,260,000 $ 161,428 $ 66,000
Toledo, OH 14 $ 2,760,000 $ 197,142 $ 77,000
Wichita, KS 14 $ 2,440,000 $ 174,285 $ 73,000
Ames, IA 13 $ 3,485,000 $ 268,076 $ 124,000
Fargo, ND-MN 13 $ 3,345,000 $ 257,307 $ 96,461
Fayetteville-Springdale-Rogers, AR-MO 13 $ 3,185,000 $ 245,000 $ 101,000
Gainesville, FL 13 $ 3,535,000 $ 271,923 $ 112,000
Grand Rapids-Wyoming, MI 13 $ 3,355,000 $ 258,076 $ 93,000
Greensboro-High Point, NC 13 $ 2,125,000 $ 163,461 $ 51,000
Manchester-Nashua, NH 13 $ 3,205,000 $ 246,538 $ 68,000
McAllen-Edinburg-Mission, TX 13 $ 3,095,000 $ 238,076 $ 342,000
Panama City, FL 13 $ 3,475,000 $ 267,307 $ 74,000
South Bend-Mishawaka, IN-MI 13 $ 2,635,000 $ 202,692 $ 135,153
Topeka, KS 13 $ 1,735,000 $ 133,461 $ 62,000
Watertown-Fort Drum, NY 13 $ 2,315,000 $ 178,076 $ 53,000
Wilmington, DE-MD-NJ 13 $ 2,965,000 $ 228,076 $ 98,230
Fort Smith, AR-OK 12 $ 2,380,000 $ 198,333 $ 77,666
Fort Wayne, IN 12 $ 2,150,000 $ 179,166 $ 68,000
Hagerstown-Martinsburg, MD-WV 12 $ 3,080,000 $ 256,666 $ 78,500
Huntington-Ashland, WV-KY-OH 12 $ 1,460,000 $ 121,666 $ 53,833
New Bern, NC 12 $ 4,070,000 $ 339,166 $ 92,000
Rapid City, SD 12 $ 3,240,000 $ 270,000 $ 76,000
Reno, NV 12 $ 4,720,000 $ 393,333 $ 117,000
Roanoke, VA 12 $ 2,120,000 $ 176,666 $ 84,000
Saginaw, MI 12 $ 1,540,000 $ 128,333 $ 62,000
Seattle-Bellevue-Everett, WA 12 $ 5,560,000 $ 463,333 $ 102,000
Washington-Baltimore-Arlington, DC 12 $ 3,000,000 $ 250,000 $ 63,000
York-Hanover, PA 12 $ 2,140,000 $ 178,333 $ 59,000
Bangor, ME 11 $ 2,025,000 $ 184,090 $ 86,000
Duluth, MN-WI 11 $ 2,355,000 $ 214,090 $ 86,727
El Paso, TX 11 $ 2,235,000 $ 203,181 $ 89,000
Fresno, CA 11 $ 3,445,000 $ 313,181 $ 130,000
Hanford-Corcoran, CA 11 $ 2,955,000 $ 268,636 $ 58,000
Kingsport-Bristol-Bristol, TN-VA 11 $ 2,025,000 $ 184,090 $ 86,454
Lawton, OK 11 $ 1,825,000 $ 165,909 $ 52,000
Norwich-New London, CT 11 $ 3,385,000 $ 307,727 $ 66,000
Olympia-Tumwater, WA 11 $ 3,915,000 $ 355,909 $ 118,000
Wausau, WI 11 $ 1,985,000 $ 180,454 $ 84,000
Cedar Rapids, IA 10 $ 1,560,000 $ 156,000 $ 65,000
Hattiesburg, MS 10 $ 1,610,000 $ 161,000 $ 62,000
Hilton Head Island-Bluffton-Beaufort, SC 10 $ 4,370,000 $ 437,000 $ 241,000
Homosassa Springs, FL 10 $ 2,280,000 $ 228,000 $ 72,000
Lake Charles, LA 10 $ 1,630,000 $ 163,000 $ 52,000
Las Cruces, NM 10 $ 1,800,000 $ 180,000 $ 59,000
Longview, TX 10 $ 2,520,000 $ 252,000 $ 105,000
Ogden-Clearfield, UT 10 $ 3,610,000 $ 361,000 $ 90,000
Rockingham County-Strafford County, NH 10 $ 4,040,000 $ 404,000 $ 90,000
Sierra Vista-Douglas, AZ 10 $ 1,890,000 $ 189,000 $ 64,000
Spokane-Spokane Valley, WA 10 $ 2,950,000 $ 295,000 $ 93,000
Springfield, IL 10 $ 2,440,000 $ 244,000 $ 111,000
Valdosta, GA 10 $ 2,390,000 $ 239,000 $ 69,000
Abilene, TX 9 $ 1,335,000 $ 148,333 $ 53,000
Auburn-Opelika, AL 9 $ 1,985,000 $ 220,555 $ 83,000
Beckley, WV 9 $ 935,000 $ 103,888 $ 40,000
Binghamton, NY 9 $ 1,505,000 $ 167,222 $ 72,000
Elizabethtown-Fort Knox, KY 9 $ 1,695,000 $ 188,333 $ 78,000
Glens Falls, NY 9 $ 1,835,000 $ 203,888 $ 91,000
Greenville, NC 9 $ 1,225,000 $ 136,111 $ 55,000
Hammond, LA 9 $ 1,695,000 $ 188,333 $ 51,000
Lexington-Fayette, KY 9 $ 1,575,000 $ 175,000 $ 118,000
Sebring, FL 9 $ 1,515,000 $ 168,333 $ 52,000
Sioux Falls, SD 9 $ 1,565,000 $ 173,888 $ 73,000
Urban Honolulu, HI 9 $ 6,765,000 $ 751,666 $ 186,000
Weirton-Steubenville, WV-OH 9 $ 1,265,000 $ 140,555 $ 58,555
Worcester, MA-CT 9 $ 2,445,000 $ 271,666 $ 122,777
Albany, GA 8 $ 1,310,000 $ 163,750 $ 54,000
Beaumont-Port Arthur, TX 8 $ 1,870,000 $ 233,750 $ 82,000
Gainesville, GA 8 $ 3,210,000 $ 401,250 $ 124,000
Hickory-Lenoir-Morganton, NC 8 $ 1,940,000 $ 242,500 $ 84,000
Hinesville, GA 8 $ 1,460,000 $ 182,500 $ 75,000
Jackson, TN 8 $ 1,600,000 $ 200,000 $ 65,000
Joplin, MO 8 $ 1,490,000 $ 186,250 $ 45,000
Lafayette, LA 8 $ 1,430,000 $ 178,750 $ 56,000
Lansing-East Lansing, MI 8 $ 1,050,000 $ 131,250 $ 60,000
Manhattan, KS 8 $ 1,690,000 $ 211,250 $ 61,000
Modesto, CA 8 $ 2,830,000 $ 353,750 $ 112,000
Pine Bluff, AR 8 $ 1,400,000 $ 175,000 $ 86,000
Portland-South Portland, ME 8 $ 2,420,000 $ 302,500 $ 173,000
Pueblo, CO 8 $ 1,890,000 $ 236,250 $ 54,000
Sebastian-Vero Beach, FL 8 $ 4,470,000 $ 558,750 $ 152,000
Stockton-Lodi, CA 8 $ 3,100,000 $ 387,500 $ 78,000
Billings, MT 7 $ 2,045,000 $ 292,142 $ 73,000
Brunswick, GA 7 $ 1,745,000 $ 249,285 $ 123,000
Chambersburg-Waynesboro, PA 7 $ 1,515,000 $ 216,428 $ 70,000
Florence, SC 7 $ 1,465,000 $ 209,285 $ 60,000
Goldsboro, NC 7 $ 1,455,000 $ 207,857 $ 66,000
Great Falls, MT 7 $ 1,785,000 $ 255,000 $ 97,000
Hot Springs, AR 7 $ 1,085,000 $ 155,000 $ 41,000
Lafayette-West Lafayette, IN 7 $ 1,135,000 $ 162,142 $ 52,000
Lubbock, TX 7 $ 1,295,000 $ 185,000 $ 81,000
Lynchburg, VA 7 $ 1,115,000 $ 159,285 $ 40,000
Provo-Orem, UT 7 $ 2,625,000 $ 375,000 $ 89,000
Redding, CA 7 $ 2,095,000 $ 299,285 $ 63,000
Sheboygan, WI 7 $ 1,305,000 $ 186,428 $ 101,000
St. George, UT 7 $ 2,485,000 $ 355,000 $ 73,000
Staunton-Waynesboro, VA 7 $ 1,905,000 $ 272,142 $ 89,000
Texarkana, TX-AR 7 $ 1,395,000 $ 199,285 $ 73,285
Tuscaloosa, AL 7 $ 1,365,000 $ 195,000 $ 106,000
Visalia-Porterville, CA 7 $ 1,415,000 $ 202,142 $ 55,000
Waco, TX 7 $ 1,085,000 $ 155,000 $ 61,000
Wheeling, WV-OH 7 $ 885,000 $ 126,428 $ 59,857
Wilmington, NC 7 $ 1,925,000 $ 275,000 $ 117,000
Amarillo, TX 6 $ 730,000 $ 121,666 $ 51,000
Bowling Green, KY 6 $ 1,690,000 $ 281,666 $ 69,000
Champaign-Urbana, IL 6 $ 1,300,000 $ 216,666 $ 104,000
Cumberland, MD-WV 6 $ 720,000 $ 120,000 $ 61,333
Decatur, AL 6 $ 1,010,000 $ 168,333 $ 61,000
Erie, PA 6 $ 1,510,000 $ 251,666 $ 122,000
Evansville, IN-KY 6 $ 1,580,000 $ 263,333 $ 80,000
Flint, MI 6 $ 1,120,000 $ 186,666 $ 52,000
Iowa City, IA 6 $ 1,410,000 $ 235,000 $ 67,000
Johnson City, TN 6 $ 1,110,000 $ 185,000 $ 72,000
Madera, CA 6 $ 2,170,000 $ 361,666 $ 109,000
Morgantown, WV 6 $ 1,030,000 $ 171,666 $ 48,000
Salem, OR 6 $ 1,610,000 $ 268,333 $ 84,000
St. Joseph, MO-KS 6 $ 890,000 $ 148,333 $ 60,000
Alexandria, LA 5 $ 545,000 $ 109,000 $ 67,000
Barnstable Town, MA 5 $ 3,015,000 $ 603,000 $ 401,000
Brownsville-Harlingen, TX 5 $ 745,000 $ 149,000 $ 61,000
Burlington, NC 5 $ 965,000 $ 193,000 $ 71,000
Corpus Christi, TX 5 $ 1,175,000 $ 235,000 $ 140,000
Enid, OK 5 $ 575,000 $ 115,000 $ 52,000
Fairbanks, AK 5 $ 1,365,000 $ 273,000 $ 88,000
Grants Pass, OR 5 $ 895,000 $ 179,000 $ 48,000
Ithaca, NY 5 $ 1,045,000 $ 209,000 $ 48,000
Jackson, MI 5 $ 835,000 $ 167,000 $ 71,000
Kennewick-Richland, WA 5 $ 935,000 $ 187,000 $ 42,000
Lewiston-Auburn, ME 5 $ 885,000 $ 177,000 $ 55,000
Longview, WA 5 $ 1,305,000 $ 261,000 $ 69,000
Midland, MI 5 $ 665,000 $ 133,000 $ 41,000
Missoula, MT 5 $ 2,045,000 $ 409,000 $ 233,000
Santa Cruz-Watsonville, CA 5 $ 3,625,000 $ 725,000 $ 194,000
Santa Rosa, CA 5 $ 2,035,000 $ 407,000 $ 174,000
Springfield, OH 5 $ 725,000 $ 145,000 $ 41,000
The Villages, FL 5 $ 1,035,000 $ 207,000 $ 101,000
Twin Falls, ID 5 $ 885,000 $ 177,000 $ 36,000
Vallejo-Fairfield, CA 5 $ 2,415,000 $ 483,000 $ 182,000
Vineland-Bridgeton, NJ 5 $ 805,000 $ 161,000 $ 69,000
Waterloo-Cedar Falls, IA 5 $ 695,000 $ 139,000 $ 55,000
Albany, OR 4 $ 970,000 $ 242,500 $ 50,000
Altoona, PA 4 $ 490,000 $ 122,500 $ 29,000
Ann Arbor, MI 4 $ 1,040,000 $ 260,000 $ 72,000
Anniston-Oxford-Jacksonville, AL 4 $ 730,000 $ 182,500 $ 87,000
Athens-Clarke County, GA 4 $ 850,000 $ 212,500 $ 86,000
Atlantic City-Hammonton, NJ 4 $ 1,270,000 $ 317,500 $ 85,000
Boulder, CO 4 $ 1,830,000 $ 457,500 $ 200,000
Cape Girardeau, MO-IL 4 $ 430,000 $ 107,500 $ 42,000
Chico, CA 4 $ 1,160,000 $ 290,000 $ 101,000
Cleveland, TN 4 $ 770,000 $ 192,500 $ 67,000
Columbia, MO 4 $ 970,000 $ 242,500 $ 64,000
Dalton, GA 4 $ 390,000 $ 97,500 $ 46,000
Eugene, OR 4 $ 1,240,000 $ 310,000 $ 110,000
Greeley, CO 4 $ 1,400,000 $ 350,000 $ 82,000
Idaho Falls, ID 4 $ 1,380,000 $ 345,000 $ 110,000
Kahului-Wailuku-Lahaina, HI 4 $ 890,000 $ 222,500 $ 71,000
Kalamazoo-Portage, MI 4 $ 970,000 $ 242,500 $ 106,000
Kingston, NY 4 $ 520,000 $ 130,000 $ 60,000
Kokomo, IN 4 $ 540,000 $ 135,000 $ 84,000
Lewiston, ID-WA 4 $ 850,000 $ 212,500 $ 58,500
Lincoln, NE 4 $ 560,000 $ 140,000 $ 39,000
Mankato-North Mankato, MN 4 $ 830,000 $ 207,500 $ 61,000
Merced, CA 4 $ 1,570,000 $ 392,500 $ 102,000
Monroe, LA 4 $ 640,000 $ 160,000 $ 59,000
Morristown, TN 4 $ 820,000 $ 205,000 $ 124,000
Muskegon, MI 4 $ 680,000 $ 170,000 $ 42,000
Reading, PA 4 $ 700,000 $ 175,000 $ 49,000
Rome, GA 4 $ 870,000 $ 217,500 $ 77,000
San Francisco-Redwood City-South San Francisco, CA 4 $ 3,880,000 $ 970,000 $ 247,000
Santa Fe, NM 4 $ 2,090,000 $ 522,500 $ 81,000
Springfield, MA 4 $ 1,190,000 $ 297,500 $ 74,000
Trenton, NJ 4 $ 2,440,000 $ 610,000 $ 199,000
Williamsport, PA 4 $ 470,000 $ 117,500 $ 37,000
Bend-Redmond, OR 3 $ 1,105,000 $ 368,333 $ 75,000
Burlington-South Burlington, VT 3 $ 705,000 $ 235,000 $ 112,000
Canton-Massillon, OH 3 $ 745,000 $ 248,333 $ 122,000
Carson City, NV 3 $ 555,000 $ 185,000 $ 55,000
Casper, WY 3 $ 545,000 $ 181,666 $ 59,000
Corvallis, OR 3 $ 1,545,000 $ 515,000 $ 121,000
Elkhart-Goshen, IN 3 $ 675,000 $ 225,000 $ 95,000
Farmington, NM 3 $ 515,000 $ 171,666 $ 57,000
Fond Du Lac, WI 3 $ 525,000 $ 175,000 $ 38,000
Gadsden, AL 3 $ 355,000 $ 118,333 $ 30,000
Gettysburg, PA 3 $ 775,000 $ 258,333 $ 77,000
Grand Junction, CO 3 $ 995,000 $ 331,666 $ 98,000
Lebanon, PA 3 $ 595,000 $ 198,333 $ 56,000
Medford, OR 3 $ 995,000 $ 331,666 $ 81,000
Muncie, IN 3 $ 535,000 $ 178,333 $ 61,000
Parkersburg-Vienna, WV 3 $ 445,000 $ 148,333 $ 65,000
Pocatello, ID 3 $ 525,000 $ 175,000 $ 128,000
Salinas, CA 3 $ 945,000 $ 315,000 $ 89,000
St. Cloud, MN 3 $ 715,000 $ 238,333 $ 107,000
Tyler, TX 3 $ 785,000 $ 261,666 $ 79,000
Winchester, VA-WV 3 $ 675,000 $ 225,000 $ 61,000
Yakima, WA 3 $ 585,000 $ 195,000 $ 44,000
Yuba City, CA 3 $ 1,005,000 $ 335,000 $ 90,000
Battle Creek, MI 2 $ 300,000 $ 150,000 $ 48,000
Bay City, MI 2 $ 350,000 $ 175,000 $ 93,000
Bellingham, WA 2 $ 760,000 $ 380,000 $ 94,000
Blacksburg-Christiansburg-Radford, VA 2 $ 690,000 $ 345,000 $ 375,000
California-Lexington Park, MD 2 $ 490,000 $ 245,000 $ 46,000
Cheyenne, WY 2 $ 550,000 $ 275,000 $ 81,000
College Station-Bryan, TX 2 $ 760,000 $ 380,000 $ 115,000
Columbus, IN 2 $ 260,000 $ 130,000 $ 38,000
Decatur, IL 2 $ 270,000 $ 135,000 $ 43,000
Flagstaff, AZ 2 $ 1,010,000 $ 505,000 $ 110,000
Florence-Muscle Shoals, AL 2 $ 640,000 $ 320,000 $ 138,000
Grand Island, NE 2 $ 260,000 $ 130,000 $ 36,000
Jefferson City, MO 2 $ 230,000 $ 115,000 $ 73,000
Johnstown, PA 2 $ 750,000 $ 375,000 $ 109,000
Jonesboro, AR 2 $ 370,000 $ 185,000 $ 93,000
La Crosse-Onalaska, WI-MN 2 $ 450,000 $ 225,000 $ 61,000
Lancaster, PA 2 $ 370,000 $ 185,000 $ 65,000
Lawrence, KS 2 $ 480,000 $ 240,000 $ 67,000
Midland, TX 2 $ 410,000 $ 205,000 $ 50,000
Mount Vernon-Anacortes, WA 2 $ 1,190,000 $ 595,000 $ 198,000
Odessa, TX 2 $ 210,000 $ 105,000 $ 98,000
Owensboro, KY 2 $ 360,000 $ 180,000 $ 60,000
San Angelo, TX 2 $ 690,000 $ 345,000 $ 116,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 950,000 $ 475,000 $ 117,000
Victoria, TX 2 $ 290,000 $ 145,000 $ 51,000
Wenatchee, WA 2 $ 540,000 $ 270,000 $ 116,000
Bismarck, ND 1 $ 255,000 $ 255,000 $ 69,000
Bloomington, IN 1 $ 235,000 $ 235,000 $ 76,000
Bloomsburg-Berwick, PA 1 $ 205,000 $ 205,000 $ 94,000
Coeur D'Alene, ID 1 $ 335,000 $ 335,000 $ 60,000
Danville, IL 1 $ 35,000 $ 35,000 $ 19,000
Dubuque, IA 1 $ 235,000 $ 235,000 $ 158,000
El Centro, CA 1 $ 255,000 $ 255,000 $ 69,000
Fort Collins, CO 1 $ 405,000 $ 405,000 $ 76,000
Laredo, TX 1 $ 105,000 $ 105,000 $ 38,000
Logan, UT-ID 1 $ 235,000 $ 235,000 $ 0
Mansfield, OH 1 $ 105,000 $ 105,000 $ 42,000
Napa, CA 1 $ 275,000 $ 275,000 $ 63,000
Ocean City, NJ 1 $ 565,000 $ 565,000 $ 350,000
Pittsfield, MA 1 $ 275,000 $ 275,000 $ 69,000
San Rafael, CA 1 $ 1,925,000 $ 1,925,000 $ 550,000
Sioux City, IA-NE-SD 1 $ 145,000 $ 145,000 $ 73,000
Walla Walla, WA 1 $ 225,000 $ 225,000 $ 0
Wichita Falls, TX 1 $ 235,000 $ 235,000 $ 60,000

Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,400 $2,889,200,000 $307,000 $5,005,000 $122,000 $6,201,000
Cash-out Refinancing 3,785 $865,845,000 $228,000 $2,405,000 $82,000 $2,344,000
Refinancing 1,578 $416,180,000 $263,000 $4,545,000 $141,000 $3,206,000
Other Purpose 427 $104,065,000 $243,000 $3,005,000 $136,000 $2,827,000
Home Improvement 136 $29,610,000 $217,000 $1,105,000 $120,000 $1,620,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,829 $2,497,085,000 $282,000 $4,545,000 $123,000 $6,201,000
Not Provided 2,726 $746,210,000 $273,000 $5,005,000 $101,000 $3,824,000
Black or African American 1,789 $479,295,000 $267,000 $2,635,000 $92,000 $5,200,000
Hispanic 1,289 $349,915,000 $271,000 $2,245,000 $92,000 $642,000
Asian 399 $138,995,000 $348,000 $2,075,000 $134,000 $1,650,000
American Indian or Alaskan Native 103 $24,495,000 $237,000 $635,000 $87,000 $669,000
Not applicable 59 $21,125,000 $358,000 $3,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 18 $4,730,000 $262,000 $565,000 $113,000 $399,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,183 $2,343,405,000 $326,000 $5,005,000 $154,000 $6,201,000
VA-guaranteed (Veterans Administration) 5,588 $1,458,990,000 $261,000 $3,485,000 $80,000 $1,036,000
FHA-insured (Federal Housing Administration) 2,477 $487,965,000 $196,000 $985,000 $67,000 $422,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $14,540,000 $186,000 $385,000 $61,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,498 $2,720,370,000 $286,000 $5,005,000 $119,000 $4,303,000
Application Withdrawn By Applicant 3,788 $1,085,250,000 $286,000 $3,845,000 $116,000 $6,201,000
Application Denied By Financial Institution 1,328 $311,180,000 $234,000 $2,415,000 $73,000 $848,000
File Closed For Incompleteness 405 $112,755,000 $278,000 $1,975,000 $99,000 $922,000
Application Approved But Not Accepted 263 $63,235,000 $240,000 $975,000 $87,000 $468,000
Loan Purchased By The Institution 44 $12,110,000 $275,000 $875,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,998 $3,993,720,000 $285,000 $5,005,000 $117,000 $6,201,000
Collateral 363 $76,225,000 $209,000 $1,755,000 $78,000 $739,000
Debt-To-Income Ratio 350 $102,760,000 $293,000 $2,415,000 $66,000 $848,000
Other 253 $51,465,000 $203,000 $995,000 $64,000 $233,000
Credit History 187 $38,775,000 $207,000 $1,505,000 $72,000 $300,000
Unverifiable Information 117 $27,705,000 $236,000 $685,000 $97,000 $608,000
Insufficient Cash (Downpayment, Closing Cost) 33 $8,995,000 $272,000 $775,000 $84,000 $340,000
Employment History 23 $4,655,000 $202,000 $395,000 $59,000 $194,000
Mortgage Insurance Denied 2 $600,000 $300,000 $355,000 $91,000 $111,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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