Barrons Mortgage Group Ltd Mortgage Lending & HMDA Data, 2016
In 2016, Barrons Mortgage Group Ltd of Charlotte, NC reported 1,325 mortgage applications totaling $368.0 million, down 59% from 2015. The average application was for $277,763, and applicants reported an average income of $124,535. 43% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (214), Raleigh, NC (59) and Dallas-Plano-Irving, TX (58) (applications in parentheses).
| Mortgage Company & Address | Barrons Mortgage Group Ltd 3325 South Tryon Street Charlotte, NC 28217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,325 |
| Total Mortgage Loan Application Amount | $368,037,000 |
| Average Mortgage Loan Application Amount | $277,763 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $124,535 |
| Highest Applicant Income | $1,051,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrons Mortgage Group Ltd filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Charlotte-Concord-Gastonia, NC-SC | 214 | $ 48,291,000 | $ 225,658 | $ 100,710 |
| Raleigh, NC | 59 | $ 15,630,000 | $ 264,915 | $ 114,000 |
| Dallas-Plano-Irving, TX | 58 | $ 18,035,000 | $ 310,948 | $ 143,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 56 | $ 23,147,000 | $ 413,339 | $ 148,821 |
| Houston-The Woodlands-Sugar Land, TX | 51 | $ 11,997,000 | $ 235,235 | $ 118,000 |
| Atlanta-Sandy Springs-Roswell, GA | 48 | $ 13,060,000 | $ 272,083 | $ 133,000 |
| Los Angeles-Long Beach-Glendale, CA | 34 | $ 13,670,000 | $ 402,058 | $ 142,000 |
| Seattle-Bellevue-Everett, WA | 29 | $ 11,567,000 | $ 398,862 | $ 135,000 |
| Silver Spring-Frederick-Rockville, MD | 28 | $ 9,009,000 | $ 321,750 | $ 112,000 |
| Denver-Aurora-Lakewood, CO | 26 | $ 6,812,000 | $ 262,000 | $ 100,000 |
| Austin-Round Rock, TX | 25 | $ 6,167,000 | $ 246,680 | $ 147,000 |
| Anaheim-Santa Ana-Irvine, CA | 22 | $ 8,884,000 | $ 403,818 | $ 144,000 |
| Baltimore-Columbia-Towson, MD | 22 | $ 6,833,000 | $ 310,590 | $ 132,000 |
| Charleston-North Charleston, SC | 20 | $ 5,414,000 | $ 270,700 | $ 110,000 |
| Chicago-Naperville-Arlington Heights, IL | 20 | $ 5,067,000 | $ 253,350 | $ 97,000 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 8,604,000 | $ 430,200 | $ 149,000 |
| Miami-Miami Beach-Kendall, FL | 17 | $ 4,525,000 | $ 266,176 | $ 129,000 |
| Winston-Salem, NC | 17 | $ 2,811,000 | $ 165,352 | $ 253,000 |
| New York-Jersey City-White Plains, NY-NJ | 16 | $ 4,746,000 | $ 296,625 | $ 123,000 |
| Riverside-San Bernardino-Ontario, CA | 16 | $ 4,934,000 | $ 308,375 | $ 119,000 |
| San Diego-Carlsbad, CA | 16 | $ 6,317,000 | $ 394,812 | $ 177,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 15 | $ 4,884,000 | $ 325,600 | $ 110,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 14 | $ 3,779,000 | $ 269,928 | $ 119,000 |
| Durham-Chapel Hill, NC | 13 | $ 2,720,000 | $ 209,230 | $ 101,000 |
| Tampa-St. Petersburg-Clearwater, FL | 13 | $ 2,795,000 | $ 215,000 | $ 120,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 4,265,000 | $ 355,416 | $ 162,000 |
| Montgomery County-Bucks County-Chester County, PA | 12 | $ 2,923,000 | $ 243,583 | $ 132,000 |
| Newark, NJ-PA | 12 | $ 4,502,000 | $ 375,166 | $ 169,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 2,937,000 | $ 244,750 | $ 100,750 |
| Boston, MA | 11 | $ 3,930,000 | $ 357,272 | $ 143,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 2,429,000 | $ 220,818 | $ 114,000 |
| Asheville, NC | 10 | $ 6,023,000 | $ 602,300 | $ 157,000 |
| Greensboro-High Point, NC | 10 | $ 2,003,000 | $ 200,300 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 2,129,000 | $ 212,900 | $ 95,900 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 1,422,000 | $ 158,000 | $ 68,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 3,120,000 | $ 346,666 | $ 176,000 |
| Columbia, SC | 8 | $ 1,737,000 | $ 217,125 | $ 78,000 |
| Fort Worth-Arlington, TX | 8 | $ 2,024,000 | $ 253,000 | $ 167,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 1,928,000 | $ 241,000 | $ 111,000 |
| Philadelphia, PA | 8 | $ 1,886,000 | $ 235,750 | $ 100,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,447,000 | $ 206,714 | $ 189,000 |
| Pittsburgh, PA | 7 | $ 1,636,000 | $ 233,714 | $ 136,000 |
| Richmond, VA | 7 | $ 1,674,000 | $ 239,142 | $ 118,000 |
| Birmingham-Hoover, AL | 6 | $ 1,249,000 | $ 208,166 | $ 114,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,469,000 | $ 244,833 | $ 137,000 |
| Indianapolis-Carmel-Anderson, IN | 6 | $ 1,305,000 | $ 217,500 | $ 73,000 |
| Memphis, TN-MS-AR | 6 | $ 1,962,000 | $ 327,000 | $ 255,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 1,602,000 | $ 267,000 | $ 144,000 |
| Redding, CA | 6 | $ 1,543,000 | $ 257,166 | $ 86,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 2,725,000 | $ 454,166 | $ 198,000 |
| Fayetteville, NC | 5 | $ 821,000 | $ 164,200 | $ 218,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,108,000 | $ 221,600 | $ 202,000 |
| Greeley, CO | 5 | $ 1,364,000 | $ 272,800 | $ 95,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,851,000 | $ 370,200 | $ 153,000 |
| San Antonio-New Braunfels, TX | 5 | $ 1,069,000 | $ 213,800 | $ 107,000 |
| Stockton-Lodi, CA | 5 | $ 1,358,000 | $ 271,600 | $ 77,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 1,312,000 | $ 262,400 | $ 113,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 846,000 | $ 211,500 | $ 136,500 |
| Bellingham, WA | 4 | $ 666,000 | $ 166,500 | $ 128,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,155,000 | $ 288,750 | $ 260,000 |
| Elgin, IL | 4 | $ 1,062,000 | $ 265,500 | $ 106,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 859,000 | $ 214,750 | $ 98,000 |
| Salinas, CA | 4 | $ 1,296,000 | $ 324,000 | $ 97,000 |
| York-Hanover, PA | 4 | $ 601,000 | $ 150,250 | $ 55,000 |
| Boulder, CO | 3 | $ 1,124,000 | $ 374,666 | $ 88,000 |
| Chattanooga, TN-GA | 3 | $ 791,000 | $ 263,666 | $ 105,333 |
| Colorado Springs, CO | 3 | $ 976,000 | $ 325,333 | $ 116,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 754,000 | $ 251,333 | $ 110,000 |
| Jacksonville, NC | 3 | $ 357,000 | $ 119,000 | $ 48,000 |
| Montgomery, AL | 3 | $ 563,000 | $ 187,666 | $ 101,000 |
| Springfield, MA | 3 | $ 730,000 | $ 243,333 | $ 289,000 |
| Wilmington, NC | 3 | $ 716,000 | $ 238,666 | $ 148,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 542,000 | $ 271,000 | $ 113,000 |
| Burlington, NC | 2 | $ 123,000 | $ 61,500 | $ 44,000 |
| Casper, WY | 2 | $ 545,000 | $ 272,500 | $ 105,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 354,000 | $ 177,000 | $ 67,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 539,000 | $ 269,500 | $ 222,000 |
| Florence, SC | 2 | $ 272,000 | $ 136,000 | $ 111,000 |
| Gary, IN | 2 | $ 568,000 | $ 284,000 | $ 190,000 |
| Harrisburg-Carlisle, PA | 2 | $ 301,000 | $ 150,500 | $ 74,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 395,000 | $ 197,500 | $ 186,000 |
| Lakeland-Winter Haven, FL | 2 | $ 302,000 | $ 151,000 | $ 89,000 |
| Mobile, AL | 2 | $ 181,000 | $ 90,500 | $ 187,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 654,000 | $ 327,000 | $ 132,000 |
| Rocky Mount, NC | 2 | $ 514,000 | $ 257,000 | $ 122,000 |
| Salisbury, MD-DE | 2 | $ 625,000 | $ 312,500 | $ 89,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,165,000 | $ 582,500 | $ 204,000 |
| Spartanburg, SC | 2 | $ 185,000 | $ 92,500 | $ 59,000 |
| Tacoma-Lakewood, WA | 2 | $ 459,000 | $ 229,500 | $ 97,000 |
| Vallejo-Fairfield, CA | 2 | $ 616,000 | $ 308,000 | $ 105,000 |
| Wilmington, DE-MD-NJ | 2 | $ 154,000 | $ 77,000 | $ 225,000 |
| Worcester, MA-CT | 2 | $ 612,000 | $ 306,000 | $ 136,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Bakersfield, CA | 1 | $ 176,000 | $ 176,000 | $ 122,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 137,000 | $ 137,000 | $ 87,000 |
| Bloomington, IN | 1 | $ 260,000 | $ 260,000 | $ 107,000 |
| Camden, NJ | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 193,000 | $ 193,000 | $ 45,000 |
| Carbondale-Marion, IL | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Chico, CA | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Cleveland, TN | 1 | $ 96,000 | $ 96,000 | $ 132,000 |
| College Station-Bryan, TX | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 132,000 | $ 132,000 | $ 33,000 |
| Decatur, AL | 1 | $ 127,000 | $ 127,000 | $ 32,000 |
| Fresno, CA | 1 | $ 395,000 | $ 395,000 | $ 124,000 |
| Gainesville, FL | 1 | $ 310,000 | $ 310,000 | $ 103,000 |
| Gainesville, GA | 1 | $ 312,000 | $ 312,000 | $ 93,000 |
| Grand Junction, CO | 1 | $ 246,000 | $ 246,000 | $ 77,000 |
| Homosassa Springs, FL | 1 | $ 84,000 | $ 84,000 | $ 92,000 |
| Huntsville, AL | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Kennewick-Richland, WA | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Killeen-Temple, TX | 1 | $ 246,000 | $ 246,000 | $ 129,000 |
| Knoxville, TN | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
| Lancaster, PA | 1 | $ 240,000 | $ 240,000 | $ 137,000 |
| Macon, GA | 1 | $ 161,000 | $ 161,000 | $ 126,000 |
| New Bern, NC | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Odessa, TX | 1 | $ 139,000 | $ 139,000 | $ 110,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Port St. Lucie, FL | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Providence-Warwick, RI-MA | 1 | $ 385,000 | $ 385,000 | $ 154,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 301,000 | $ 301,000 | $ 98,000 |
| San Rafael, CA | 1 | $ 500,000 | $ 500,000 | $ 237,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 539,000 | $ 539,000 | $ 137,000 |
| Savannah, GA | 1 | $ 456,000 | $ 456,000 | $ 180,000 |
| Sherman-Denison, TX | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Sumter, SC | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Texarkana, TX-AR | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Waco, TX | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Barrons Mortgage Group Ltd in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 879 | $253,191,000 | $288,000 | $2,000,000 | $128,000 | $1,051,000 |
| Home Purchase | 436 | $112,249,000 | $257,000 | $1,080,000 | $118,000 | $900,000 |
| Home Improvement | 10 | $2,597,000 | $259,000 | $502,000 | $105,000 | $182,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 872 | $238,327,000 | $273,000 | $2,000,000 | $126,000 | $1,051,000 |
| Asian | 219 | $71,693,000 | $327,000 | $1,095,000 | $142,000 | $747,000 |
| Black or African American | 96 | $23,398,000 | $243,000 | $700,000 | $96,000 | $662,000 |
| Not Provided | 74 | $19,080,000 | $257,000 | $800,000 | $120,000 | $840,000 |
| Hispanic | 53 | $12,383,000 | $233,000 | $548,000 | $96,000 | $285,000 |
| American Indian or Alaskan Native | 6 | $1,103,000 | $183,000 | $417,000 | $74,000 | $220,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $2,053,000 | $410,000 | $610,000 | $106,000 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,137 | $330,429,000 | $290,000 | $2,000,000 | $135,000 | $1,051,000 |
| FHA-insured (Federal Housing Administration) | 126 | $23,784,000 | $188,000 | $522,000 | $62,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 57 | $13,185,000 | $231,000 | $513,000 | $71,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $639,000 | $127,000 | $182,000 | $36,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 661 | $183,698,000 | $277,000 | $2,000,000 | $127,000 | $900,000 |
| Loan Originated | 576 | $162,461,000 | $282,000 | $855,000 | $127,000 | $1,051,000 |
| Application Denied By Financial Institution | 69 | $15,704,000 | $227,000 | $567,000 | $84,000 | $256,000 |
| Application Approved But Not Accepted | 18 | $5,884,000 | $326,000 | $534,000 | $125,000 | $248,000 |
| File Closed For Incompleteness | 1 | $290,000 | $290,000 | $290,000 | $65,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 25 | $5,822,000 | $232,000 | $567,000 | $76,000 | $256,000 |
| Credit History | 23 | $4,887,000 | $212,000 | $442,000 | $88,000 | $242,000 |
| Collateral | 11 | $2,988,000 | $271,000 | $529,000 | $106,000 | $150,000 |
| Employment History | 4 | $760,000 | $190,000 | $365,000 | $83,000 | $161,000 |
| Unverifiable Information | 4 | $948,000 | $237,000 | $335,000 | $57,000 | $80,000 |
| Credit Application Incomplete | 1 | $129,000 | $129,000 | $129,000 | $125,000 | $125,000 |
| Other | 1 | $170,000 | $170,000 | $170,000 | $55,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrons Mortgage Group Ltd's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrons Mortgage Group Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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