Bokf NA Mortgage Lending & HMDA Data, 2020

In 2020, Bokf NA of Tulsa, OK reported 29,722 mortgage applications totaling $7.5 billion, up 14% from 2019. The average application was for $251,554, and applicants reported an average income of $137,547. 60% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Tulsa, OK (5,069), Oklahoma City, OK (3,528) and Albuquerque, NM (3,320) (applications in parentheses).

Mortgage Company & Address Bokf NA
One West 3rd, 5th Fl
Tulsa, OK 74172
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 29,722
Total Mortgage Loan Application Amount $7,476,700,000
Average Mortgage Loan Application Amount $251,554
Highest Mortgage Loan Application Amount $63,055,000
Average Applicant Income $137,547
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bokf NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bokf NA by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tulsa, Oklahoma 3,871 $ 647,965,000 $ 167,389 $ 107,000
Bernalillo, New Mexico 2,541 $ 541,475,000 $ 213,095 $ 107,000
Oklahoma, Oklahoma 2,021 $ 334,875,000 $ 165,697 $ 116,000
Maricopa, Arizona 1,213 $ 443,685,000 $ 365,774 $ 182,000
Harris, Texas 1,166 $ 335,390,000 $ 287,641 $ 137,000
Dallas, Texas 893 $ 331,225,000 $ 370,912 $ 216,000
Cleveland, Oklahoma 777 $ 125,785,000 $ 161,885 $ 107,000
Tarrant, Texas 708 $ 248,310,000 $ 350,720 $ 170,000
Summit, Colorado 621 $ 275,105,000 $ 443,003 $ 249,000
Denver, Colorado 564 $ 231,110,000 $ 409,769 $ 207,000
Sandoval, New Mexico 543 $ 111,455,000 $ 205,257 $ 96,000
Jackson, Missouri 533 $ 101,205,000 $ 189,878 $ 111,000
Arapahoe, Colorado 498 $ 169,130,000 $ 339,618 $ 166,000
Jefferson, Colorado 487 $ 164,295,000 $ 337,361 $ 165,000
Collin, Texas 468 $ 142,010,000 $ 303,440 $ 188,000
Wagoner, Oklahoma 463 $ 73,845,000 $ 159,492 $ 95,000
Johnson, Kansas 459 $ 124,225,000 $ 270,642 $ 173,000
Canadian, Oklahoma 424 $ 76,010,000 $ 179,268 $ 95,000
Douglas, Colorado 414 $ 150,550,000 $ 363,647 $ 186,000
Benton, Arkansas 393 $ 64,855,000 $ 165,025 $ 95,000
Travis, Texas 365 $ 128,275,000 $ 351,438 $ 189,000
Rogers, Oklahoma 318 $ 57,230,000 $ 179,968 $ 110,000
Denton, Texas 314 $ 79,200,000 $ 252,229 $ 161,000
Fort Bend, Texas 302 $ 65,730,000 $ 217,649 $ 130,000
Adams, Colorado 281 $ 84,505,000 $ 300,729 $ 126,000
Santa Fe, New Mexico 265 $ 66,405,000 $ 250,584 $ 116,000
Wyandotte, Kansas 243 $ 36,135,000 $ 148,703 $ 53,000
Larimer, Colorado 227 $ 80,255,000 $ 353,546 $ 139,000
Garfield, Oklahoma 225 $ 27,275,000 $ 121,222 $ 90,000
Sedgwick, Kansas 221 $ 33,715,000 $ 152,556 $ 70,000
Valencia, New Mexico 209 $ 29,145,000 $ 139,449 $ 74,000
Weld, Colorado 208 $ 63,840,000 $ 306,923 $ 130,000
Creek, Oklahoma 205 $ 29,915,000 $ 145,926 $ 107,000
Washington, Arkansas 155 $ 24,565,000 $ 158,483 $ 86,000
Eagle, Colorado 155 $ 79,425,000 $ 512,419 $ 211,000
Williamson, Texas 142 $ 37,590,000 $ 264,718 $ 154,000
Montgomery, Texas 141 $ 39,785,000 $ 282,163 $ 199,000
Boulder, Colorado 139 $ 54,295,000 $ 390,611 $ 182,000
Osage, Oklahoma 136 $ 19,990,000 $ 146,985 $ 97,000
Cass, Missouri 135 $ 28,175,000 $ 208,703 $ 109,000
Bexar, Texas 126 $ 28,830,000 $ 228,809 $ 130,000
Muskogee, Oklahoma 124 $ 11,990,000 $ 96,693 $ 72,000
Delaware, Oklahoma 123 $ 21,385,000 $ 173,861 $ 185,000
Logan, Oklahoma 120 $ 20,290,000 $ 169,083 $ 109,000
McClain, Oklahoma 105 $ 19,805,000 $ 188,619 $ 114,000
Washington, Oklahoma 97 $ 10,335,000 $ 106,546 $ 76,000
Shawnee, Kansas 94 $ 14,640,000 $ 155,744 $ 75,000
Los Angeles, California 91 $ 44,485,000 $ 488,846 $ 183,000
Comanche, Oklahoma 91 $ 12,895,000 $ 141,703 $ 89,000
El Paso, Colorado 81 $ 21,395,000 $ 264,135 $ 166,000
Clay, Missouri 80 $ 16,000,000 $ 200,000 $ 134,000
Dona Ana, New Mexico 79 $ 13,615,000 $ 172,341 $ 108,000
Ellis, Texas 78 $ 44,690,000 $ 572,948 $ 145,000
Parker, Texas 77 $ 16,085,000 $ 208,896 $ 140,000
San Diego, California 71 $ 35,015,000 $ 493,169 $ 178,000
Bell, Texas 71 $ 16,045,000 $ 225,985 $ 126,000
McIntosh, Oklahoma 63 $ 7,725,000 $ 122,619 $ 87,000
Grady, Oklahoma 61 $ 11,235,000 $ 184,180 $ 100,000
Grayson, Texas 59 $ 5,545,000 $ 93,983 $ 77,000
Galveston, Texas 57 $ 15,695,000 $ 275,350 $ 365,000
Hays, Texas 57 $ 15,255,000 $ 267,631 $ 138,000
Orange, California 56 $ 35,570,000 $ 635,178 $ 209,000
Pittsburg, Oklahoma 54 $ 7,370,000 $ 136,481 $ 100,000
Okmulgee, Oklahoma 51 $ 7,385,000 $ 144,803 $ 99,000
Grand, Colorado 48 $ 18,770,000 $ 391,041 $ 253,000
McKinley, New Mexico 44 $ 6,870,000 $ 156,136 $ 130,000
Park, Colorado 43 $ 12,225,000 $ 284,302 $ 146,000
King, Washington 43 $ 19,855,000 $ 461,744 $ 197,000
Brazoria, Texas 42 $ 9,600,000 $ 228,571 $ 132,000
Pima, Arizona 41 $ 9,105,000 $ 222,073 $ 140,000
Platte, Missouri 39 $ 9,065,000 $ 232,435 $ 153,000
Comal, Texas 39 $ 13,205,000 $ 338,589 $ 197,000
Clark, Nevada 38 $ 31,650,000 $ 832,894 $ 149,000
Pottawatomie, Oklahoma 38 $ 5,990,000 $ 157,631 $ 86,000
Lubbock, Texas 37 $ 5,925,000 $ 160,135 $ 112,000
Pinal, Arizona 34 $ 6,650,000 $ 195,588 $ 86,000
Rockwall, Texas 33 $ 9,275,000 $ 281,060 $ 207,000
Riverside, California 32 $ 11,760,000 $ 367,500 $ 163,000
Anne Arundel, Maryland 32 $ 12,800,000 $ 400,000 $ 152,000
Broomfield, Colorado 31 $ 10,175,000 $ 328,225 $ 161,000
El Paso, Texas 31 $ 28,735,000 $ 926,935 $ 115,000
Johnson, Texas 31 $ 4,535,000 $ 146,290 $ 126,000
McLennan, Texas 31 $ 7,195,000 $ 232,096 $ 180,000
Mayes, Oklahoma 29 $ 3,875,000 $ 133,620 $ 90,000
Payne, Oklahoma 29 $ 4,915,000 $ 169,482 $ 127,000
Contra Costa, California 28 $ 14,090,000 $ 503,214 $ 176,000
Coffee, Tennessee 28 $ 3,230,000 $ 115,357 $ 258,000
Guadalupe, Texas 28 $ 6,050,000 $ 216,071 $ 103,000
Pulaski, Arkansas 27 $ 6,565,000 $ 243,148 $ 119,000
Torrance, New Mexico 27 $ 3,395,000 $ 125,740 $ 65,000
Alameda, California 26 $ 14,070,000 $ 541,153 $ 255,000
Salt Lake, Utah 26 $ 17,680,000 $ 680,000 $ 336,000
Fairfax, Virginia 26 $ 10,890,000 $ 418,846 $ 160,000
Coconino, Arizona 25 $ 9,005,000 $ 360,200 $ 299,000
Pawnee, Oklahoma 25 $ 2,165,000 $ 86,600 $ 80,000
Davidson, Tennessee 25 $ 7,055,000 $ 282,200 $ 177,000
Santa Clara, California 24 $ 14,610,000 $ 608,750 $ 256,000
Ada, Idaho 24 $ 7,500,000 $ 312,500 $ 117,000
Montgomery, Maryland 23 $ 11,195,000 $ 486,739 $ 194,000
Socorro, New Mexico 23 $ 3,385,000 $ 147,173 $ 85,000
Kaufman, Texas 23 $ 4,015,000 $ 174,565 $ 97,000
Loudoun, Virginia 23 $ 12,105,000 $ 526,304 $ 171,000
La Plata, Colorado 22 $ 8,050,000 $ 365,909 $ 177,000
Leavenworth, Kansas 22 $ 3,910,000 $ 177,727 $ 97,000
Henderson, Texas 21 $ 14,745,000 $ 702,142 $ 316,000
Elbert, Colorado 20 $ 7,210,000 $ 360,500 $ 166,000
Gunnison, Colorado 20 $ 7,810,000 $ 390,500 $ 227,000
Chaves, New Mexico 20 $ 3,480,000 $ 174,000 $ 92,000
Caddo, Oklahoma 20 $ 2,080,000 $ 104,000 $ 86,000
Lincoln, Oklahoma 20 $ 2,310,000 $ 115,500 $ 81,000
Yavapai, Arizona 19 $ 5,355,000 $ 281,842 $ 152,000
Kingfisher, Oklahoma 19 $ 3,915,000 $ 206,052 $ 91,000
Brazos, Texas 19 $ 3,345,000 $ 176,052 $ 115,000
Cook, Illinois 18 $ 5,600,000 $ 311,111 $ 141,000
Midland, Texas 18 $ 3,330,000 $ 185,000 $ 115,000
Prince William, Virginia 18 $ 7,230,000 $ 401,666 $ 130,000
Douglas, Kansas 17 $ 4,615,000 $ 271,470 $ 110,000
Middlesex, Massachusetts 17 $ 7,255,000 $ 426,764 $ 208,000
Taos, New Mexico 17 $ 4,075,000 $ 239,705 $ 194,000
Virginia Beach, Virginia 17 $ 6,085,000 $ 357,941 $ 142,000
Placer, California 16 $ 5,870,000 $ 366,875 $ 174,000
San Bernardino, California 16 $ 6,040,000 $ 377,500 $ 148,000
Rio Arriba, New Mexico 16 $ 2,800,000 $ 175,000 $ 98,000
Cherokee, Oklahoma 16 $ 2,390,000 $ 149,375 $ 106,000
Smith, Texas 16 $ 3,060,000 $ 191,250 $ 129,000
Sacramento, California 15 $ 5,825,000 $ 388,333 $ 144,000
Mesa, Colorado 15 $ 4,935,000 $ 329,000 $ 138,000
Norfolk, Massachusetts 15 $ 5,985,000 $ 399,000 $ 209,000
Greene, Missouri 15 $ 1,905,000 $ 127,000 $ 90,000
Palo Pinto, Texas 15 $ 6,395,000 $ 426,333 $ 680,000
Snohomish, Washington 15 $ 6,045,000 $ 403,000 $ 148,000
Ventura, California 14 $ 5,900,000 $ 421,428 $ 134,000
Chaffee, Colorado 14 $ 4,960,000 $ 354,285 $ 115,000
Pueblo, Colorado 14 $ 2,720,000 $ 194,285 $ 99,000
Douglas, Nebraska 14 $ 2,720,000 $ 194,285 $ 120,000
Waller, Texas 14 $ 4,080,000 $ 291,428 $ 131,000
Juneau, Alaska 13 $ 5,465,000 $ 420,384 $ 100,000
Hillsborough, Florida 13 $ 2,755,000 $ 211,923 $ 257,000
Jackson, Kansas 13 $ 2,085,000 $ 160,384 $ 75,000
Osage, Kansas 13 $ 1,525,000 $ 117,307 $ 58,000
Prince George's, Maryland 13 $ 4,535,000 $ 348,846 $ 160,000
Camden, Missouri 13 $ 2,315,000 $ 178,076 $ 435,000
Christian, Missouri 13 $ 2,085,000 $ 160,384 $ 84,000
Lea, New Mexico 13 $ 1,565,000 $ 120,384 $ 78,000
Ector, Texas 13 $ 1,945,000 $ 149,615 $ 101,000
Nueces, Texas 13 $ 3,225,000 $ 248,076 $ 172,000
Clear Creek, Colorado 12 $ 11,350,000 $ 945,833 $ 523,000
Lake, Colorado 12 $ 3,990,000 $ 332,500 $ 290,000
Broward, Florida 12 $ 4,080,000 $ 340,000 $ 168,000
Butler, Kansas 12 $ 3,470,000 $ 289,166 $ 147,000
Lafayette, Missouri 12 $ 2,650,000 $ 220,833 $ 96,000
San Juan, New Mexico 12 $ 2,010,000 $ 167,500 $ 92,000
Rutherford, Tennessee 12 $ 2,730,000 $ 227,500 $ 214,000
Hunt, Texas 12 $ 3,030,000 $ 252,500 $ 115,000
Pierce, Washington 12 $ 3,400,000 $ 283,333 $ 119,000
Fairfield, Connecticut 11 $ 4,765,000 $ 433,181 $ 191,000
District of Columbia, District Of Columbia 11 $ 4,725,000 $ 429,545 $ 136,000
Allen, Kansas 11 $ 875,000 $ 79,545 $ 69,000
Baltimore, Maryland 11 $ 6,555,000 $ 595,909 $ 115,000
St. Louis, Missouri 11 $ 2,605,000 $ 236,818 $ 104,000
Los Alamos, New Mexico 11 $ 2,465,000 $ 224,090 $ 120,000
Kay, Oklahoma 11 $ 1,125,000 $ 102,272 $ 75,000
Hamilton, Tennessee 11 $ 1,975,000 $ 179,545 $ 226,000
Shelby, Tennessee 11 $ 3,345,000 $ 304,090 $ 197,000
Wise, Texas 11 $ 2,045,000 $ 185,909 $ 135,000
Sebastian, Arkansas 10 $ 1,410,000 $ 141,000 $ 92,000
Fresno, California 10 $ 3,170,000 $ 317,000 $ 210,000
Pitkin, Colorado 10 $ 4,670,000 $ 467,000 $ 242,000
Fulton, Georgia 10 $ 3,840,000 $ 384,000 $ 180,000
Frederick, Maryland 10 $ 3,660,000 $ 366,000 $ 191,000
Hennepin, Minnesota 10 $ 2,980,000 $ 298,000 $ 163,000
Johnson, Missouri 10 $ 1,400,000 $ 140,000 $ 88,000
Eddy, New Mexico 10 $ 1,600,000 $ 160,000 $ 85,000
Otero, New Mexico 10 $ 1,280,000 $ 128,000 $ 103,000
Wake, North Carolina 10 $ 2,490,000 $ 249,000 $ 127,000
Garvin, Oklahoma 10 $ 1,470,000 $ 147,000 $ 62,000
McCurtain, Oklahoma 10 $ 3,310,000 $ 331,000 $ 467,000
Williamson, Tennessee 10 $ 3,840,000 $ 384,000 $ 173,000
Burnet, Texas 10 $ 2,400,000 $ 240,000 $ 128,000
Navarro, Texas 10 $ 1,470,000 $ 147,000 $ 245,000
Victoria, Texas 10 $ 2,510,000 $ 251,000 $ 251,000
Wilson, Texas 10 $ 1,670,000 $ 167,000 $ 125,000
Saline, Arkansas 9 $ 1,295,000 $ 143,888 $ 110,000
San Luis Obispo, California 9 $ 4,535,000 $ 503,888 $ 154,000
Santa Barbara, California 9 $ 4,025,000 $ 447,222 $ 180,000
Fremont, Colorado 9 $ 2,795,000 $ 310,555 $ 186,000
Routt, Colorado 9 $ 4,395,000 $ 488,333 $ 671,000
St. Louis City, Missouri 9 $ 2,035,000 $ 226,111 $ 135,000
Curry, New Mexico 9 $ 2,145,000 $ 238,333 $ 110,000
Suffolk, New York 9 $ 5,015,000 $ 557,222 $ 542,000
Hamilton, Ohio 9 $ 2,975,000 $ 330,555 $ 222,000
Craig, Oklahoma 9 $ 1,245,000 $ 138,333 $ 211,000
Jackson, Oklahoma 9 $ 1,025,000 $ 113,888 $ 106,000
Randall, Texas 9 $ 945,000 $ 105,000 $ 126,000
Utah, Utah 9 $ 3,105,000 $ 345,000 $ 165,000
Norfolk, Virginia 9 $ 2,735,000 $ 303,888 $ 133,000
Thurston, Washington 9 $ 2,485,000 $ 276,111 $ 98,000
Navajo, Arizona 8 $ 1,980,000 $ 247,500 $ 140,000
Lonoke, Arkansas 8 $ 770,000 $ 96,250 $ 76,000
Stanislaus, California 8 $ 2,150,000 $ 268,750 $ 107,000
Garfield, Colorado 8 $ 8,180,000 $ 1,022,500 $ 173,000
Orange, Florida 8 $ 3,050,000 $ 381,250 $ 537,000
Palm Beach, Florida 8 $ 7,100,000 $ 887,500 $ 246,000
Fayette, Georgia 8 $ 2,860,000 $ 357,500 $ 110,000
Miami, Kansas 8 $ 2,010,000 $ 251,250 $ 107,000
Sherman, Kansas 8 $ 710,000 $ 88,750 $ 40,000
Plymouth, Massachusetts 8 $ 3,470,000 $ 433,750 $ 227,000
Suffolk, Massachusetts 8 $ 3,230,000 $ 403,750 $ 165,000
McDonald, Missouri 8 $ 910,000 $ 113,750 $ 68,000
St. Charles, Missouri 8 $ 1,510,000 $ 188,750 $ 130,000
Nassau, New York 8 $ 3,130,000 $ 391,250 $ 147,000
Mecklenburg, North Carolina 8 $ 2,250,000 $ 281,250 $ 134,000
Le Flore, Oklahoma 8 $ 610,000 $ 76,250 $ 80,000
Bastrop, Texas 8 $ 1,380,000 $ 172,500 $ 112,000
Llano, Texas 8 $ 7,550,000 $ 943,750 $ 339,000
Potter, Texas 8 $ 580,000 $ 72,500 $ 72,000
Pope, Arkansas 7 $ 605,000 $ 86,428 $ 89,000
Archuleta, Colorado 7 $ 2,025,000 $ 289,285 $ 152,000
Morgan, Colorado 7 $ 2,265,000 $ 323,571 $ 127,000
Duval, Florida 7 $ 2,215,000 $ 316,428 $ 128,000
Walton, Florida 7 $ 4,005,000 $ 572,142 $ 335,000
DeKalb, Georgia 7 $ 1,835,000 $ 262,142 $ 138,000
Gwinnett, Georgia 7 $ 1,775,000 $ 253,571 $ 125,000
Honolulu, Hawaii 7 $ 4,375,000 $ 625,000 $ 127,000
Johnson, Iowa 7 $ 1,575,000 $ 225,000 $ 130,000
Atchison, Kansas 7 $ 1,035,000 $ 147,857 $ 81,000
St. Tammany, Louisiana 7 $ 1,595,000 $ 227,857 $ 83,000
Charles, Maryland 7 $ 2,395,000 $ 342,142 $ 152,000
Buchanan, Missouri 7 $ 655,000 $ 93,571 $ 100,000
Laclede, Missouri 7 $ 1,255,000 $ 179,285 $ 64,000
Washoe, Nevada 7 $ 2,645,000 $ 377,857 $ 133,000
Grant, New Mexico 7 $ 1,025,000 $ 146,428 $ 73,000
San Miguel, New Mexico 7 $ 1,175,000 $ 167,857 $ 105,000
New Hanover, North Carolina 7 $ 2,445,000 $ 349,285 $ 161,000
Latimer, Oklahoma 7 $ 795,000 $ 113,571 $ 56,000
Ottawa, Oklahoma 7 $ 805,000 $ 115,000 $ 90,000
Aransas, Texas 7 $ 2,845,000 $ 406,428 $ 380,000
Cooke, Texas 7 $ 815,000 $ 116,428 $ 70,000
Chesapeake, Virginia 7 $ 2,085,000 $ 297,857 $ 139,000
Cochise, Arizona 6 $ 980,000 $ 163,333 $ 135,000
Madison, Arkansas 6 $ 550,000 $ 91,666 $ 78,000
El Dorado, California 6 $ 2,660,000 $ 443,333 $ 130,000
Brevard, Florida 6 $ 2,590,000 $ 431,666 $ 130,000
Collier, Florida 6 $ 2,150,000 $ 358,333 $ 195,000
Escambia, Florida 6 $ 1,610,000 $ 268,333 $ 101,000
Manatee, Florida 6 $ 1,410,000 $ 235,000 $ 78,000
Okaloosa, Florida 6 $ 2,630,000 $ 438,333 $ 336,000
Pinellas, Florida 6 $ 1,330,000 $ 221,666 $ 207,000
Forsyth, Georgia 6 $ 2,350,000 $ 391,666 $ 223,000
Henry, Georgia 6 $ 1,660,000 $ 276,666 $ 93,000
Marion, Indiana 6 $ 870,000 $ 145,000 $ 69,000
Dallas, Iowa 6 $ 1,760,000 $ 293,333 $ 138,000
Franklin, Kansas 6 $ 1,050,000 $ 175,000 $ 88,000
Jefferson, Kansas 6 $ 1,570,000 $ 261,666 $ 93,000
Orleans, Louisiana 6 $ 1,540,000 $ 256,666 $ 117,000
Barnstable, Massachusetts 6 $ 2,900,000 $ 483,333 $ 210,000
Essex, Massachusetts 6 $ 1,590,000 $ 265,000 $ 103,000
Bates, Missouri 6 $ 730,000 $ 121,666 $ 114,000
Jasper, Missouri 6 $ 1,100,000 $ 183,333 $ 175,000
Colfax, New Mexico 6 $ 1,740,000 $ 290,000 $ 188,000
Buncombe, North Carolina 6 $ 1,810,000 $ 301,666 $ 153,000
Cuyahoga, Ohio 6 $ 1,110,000 $ 185,000 $ 266,000
Major, Oklahoma 6 $ 1,100,000 $ 183,333 $ 85,000
Clatsop, Oregon 6 $ 1,550,000 $ 258,333 $ 57,000
Deschutes, Oregon 6 $ 2,150,000 $ 358,333 $ 206,000
Dorchester, South Carolina 6 $ 1,900,000 $ 316,666 $ 126,000
York, South Carolina 6 $ 2,420,000 $ 403,333 $ 114,000
Cameron, Texas 6 $ 2,350,000 $ 391,666 $ 128,000
Fayette, Texas 6 $ 1,220,000 $ 203,333 $ 157,000
Montague, Texas 6 $ 1,960,000 $ 326,666 $ 932,000
Henrico, Virginia 6 $ 2,070,000 $ 345,000 $ 116,000
Spokane, Washington 6 $ 2,660,000 $ 443,333 $ 154,000
Baldwin, Alabama 5 $ 1,565,000 $ 313,000 $ 130,000
Anchorage, Alaska 5 $ 1,625,000 $ 325,000 $ 104,000
Gila, Arizona 5 $ 1,835,000 $ 367,000 $ 255,000
Mohave, Arizona 5 $ 725,000 $ 145,000 $ 76,000
Johnson, Arkansas 5 $ 915,000 $ 183,000 $ 86,000
Kern, California 5 $ 1,425,000 $ 285,000 $ 118,000
Tulare, California 5 $ 1,575,000 $ 315,000 $ 161,000
Saguache, Colorado 5 $ 1,235,000 $ 247,000 $ 98,000
Lee, Florida 5 $ 1,245,000 $ 249,000 $ 103,000
Miami-Dade, Florida 5 $ 1,255,000 $ 251,000 $ 183,000
Nassau, Florida 5 $ 1,325,000 $ 265,000 $ 209,000
Santa Rosa, Florida 5 $ 1,395,000 $ 279,000 $ 102,000
St. Lucie, Florida 5 $ 2,655,000 $ 531,000 $ 1,140,000
Bonneville, Idaho 5 $ 865,000 $ 173,000 $ 110,000
Black Hawk, Iowa 5 $ 825,000 $ 165,000 $ 72,000
Linn, Iowa 5 $ 765,000 $ 153,000 $ 105,000
Lyon, Kansas 5 $ 455,000 $ 91,000 $ 129,000
Jefferson, Louisiana 5 $ 1,255,000 $ 251,000 $ 129,000
Cumberland, Maine 5 $ 1,185,000 $ 237,000 $ 106,000
Worcester, Massachusetts 5 $ 1,555,000 $ 311,000 $ 102,000
Kent, Michigan 5 $ 855,000 $ 171,000 $ 171,000
Howell, Missouri 5 $ 785,000 $ 157,000 $ 93,000
Hillsborough, New Hampshire 5 $ 1,715,000 $ 343,000 $ 184,000
Monmouth, New Jersey 5 $ 2,325,000 $ 465,000 $ 118,000
Richmond, New York 5 $ 1,825,000 $ 365,000 $ 119,000
Dare, North Carolina 5 $ 2,575,000 $ 515,000 $ 218,000
Pender, North Carolina 5 $ 1,575,000 $ 315,000 $ 95,000
Williams, North Dakota 5 $ 1,655,000 $ 331,000 $ 87,000
Franklin, Ohio 5 $ 1,275,000 $ 255,000 $ 150,000
Beckham, Oklahoma 5 $ 865,000 $ 173,000 $ 91,000
Blaine, Oklahoma 5 $ 545,000 $ 109,000 $ 89,000
Nowata, Oklahoma 5 $ 425,000 $ 85,000 $ 67,000
Stephens, Oklahoma 5 $ 485,000 $ 97,000 $ 49,000
Woodward, Oklahoma 5 $ 555,000 $ 111,000 $ 88,000
Multnomah, Oregon 5 $ 1,765,000 $ 353,000 $ 86,000
Montgomery, Tennessee 5 $ 1,135,000 $ 227,000 $ 118,000
Bandera, Texas 5 $ 1,385,000 $ 277,000 $ 100,000
Burleson, Texas 5 $ 1,745,000 $ 349,000 $ 108,000
Hill, Texas 5 $ 845,000 $ 169,000 $ 44,000
Hood, Texas 5 $ 675,000 $ 135,000 $ 192,000
Liberty, Texas 5 $ 845,000 $ 169,000 $ 148,000
Tom Green, Texas 5 $ 885,000 $ 177,000 $ 76,000
Washington, Utah 5 $ 1,325,000 $ 265,000 $ 131,000
Stafford, Virginia 5 $ 2,165,000 $ 433,000 $ 138,000
Teton, Wyoming 5 $ 6,135,000 $ 1,227,000 $ 353,000
Madison, Alabama 4 $ 1,000,000 $ 250,000 $ 101,000
Yuma, Arizona 4 $ 1,040,000 $ 260,000 $ 249,000
Kings, California 4 $ 1,350,000 $ 337,500 $ 173,000
Marin, California 4 $ 4,780,000 $ 1,195,000 $ 679,000
Nevada, California 4 $ 1,320,000 $ 330,000 $ 121,000
Santa Cruz, California 4 $ 5,790,000 $ 1,447,500 $ 209,000
Yuba, California 4 $ 1,200,000 $ 300,000 $ 70,000
Gilpin, Colorado 4 $ 1,540,000 $ 385,000 $ 85,000
Pasco, Florida 4 $ 1,340,000 $ 335,000 $ 108,000
Sarasota, Florida 4 $ 1,670,000 $ 417,500 $ 153,000
St. Johns, Florida 4 $ 1,730,000 $ 432,500 $ 159,000
Cherokee, Georgia 4 $ 940,000 $ 235,000 $ 75,000
Cobb, Georgia 4 $ 830,000 $ 207,500 $ 108,000
Canyon, Idaho 4 $ 740,000 $ 185,000 $ 154,000
Kootenai, Idaho 4 $ 1,490,000 $ 372,500 $ 124,000
Polk, Iowa 4 $ 840,000 $ 210,000 $ 194,000
Crawford, Kansas 4 $ 600,000 $ 150,000 $ 109,000
Sumner, Kansas 4 $ 480,000 $ 120,000 $ 97,000
Ascension, Louisiana 4 $ 860,000 $ 215,000 $ 95,000
Scott, Minnesota 4 $ 1,050,000 $ 262,500 $ 121,000
DeSoto, Mississippi 4 $ 960,000 $ 240,000 $ 119,000
Boone, Missouri 4 $ 1,620,000 $ 405,000 $ 200,000
Newton, Missouri 4 $ 990,000 $ 247,500 $ 89,000
Strafford, New Hampshire 4 $ 1,490,000 $ 372,500 $ 181,000
Luna, New Mexico 4 $ 360,000 $ 90,000 $ 65,000
Kings, New York 4 $ 2,140,000 $ 535,000 $ 112,000
Queens, New York 4 $ 1,710,000 $ 427,500 $ 192,000
Westchester, New York 4 $ 1,880,000 $ 470,000 $ 205,000
Brunswick, North Carolina 4 $ 790,000 $ 197,500 $ 133,000
Henderson, North Carolina 4 $ 810,000 $ 202,500 $ 54,000
Summit, Ohio 4 $ 730,000 $ 182,500 $ 88,000
Carter, Oklahoma 4 $ 900,000 $ 225,000 $ 163,000
Cotton, Oklahoma 4 $ 470,000 $ 117,500 $ 66,000
Marshall, Oklahoma 4 $ 780,000 $ 195,000 $ 183,000
Seminole, Oklahoma 4 $ 420,000 $ 105,000 $ 49,000
Sequoyah, Oklahoma 4 $ 560,000 $ 140,000 $ 212,000
Tillman, Oklahoma 4 $ 630,000 $ 157,500 $ 93,000
Washita, Oklahoma 4 $ 330,000 $ 82,500 $ 67,000
Lane, Oregon 4 $ 1,290,000 $ 322,500 $ 93,000
Lincoln, Oregon 4 $ 1,500,000 $ 375,000 $ 137,000
Erie, Pennsylvania 4 $ 850,000 $ 212,500 $ 58,000
Montgomery, Pennsylvania 4 $ 3,310,000 $ 827,500 $ 304,000
Charleston, South Carolina 4 $ 1,360,000 $ 340,000 $ 109,000
Lexington, South Carolina 4 $ 1,320,000 $ 330,000 $ 136,000
Chambers, Texas 4 $ 230,000 $ 57,500 $ 119,000
Erath, Texas 4 $ 1,680,000 $ 420,000 $ 90,000
Fannin, Texas 4 $ 370,000 $ 92,500 $ 62,000
Jones, Texas 4 $ 800,000 $ 200,000 $ 72,000
Taylor, Texas 4 $ 700,000 $ 175,000 $ 78,000
Van Zandt, Texas 4 $ 700,000 $ 175,000 $ 130,000
Chesterfield, Virginia 4 $ 1,140,000 $ 285,000 $ 124,000
Portsmouth, Virginia 4 $ 1,080,000 $ 270,000 $ 101,000
Chelan, Washington 4 $ 1,820,000 $ 455,000 $ 423,000
Ozaukee, Wisconsin 4 $ 1,760,000 $ 440,000 $ 403,000
Jefferson, Alabama 3 $ 495,000 $ 165,000 $ 146,000
Shelby, Alabama 3 $ 635,000 $ 211,666 $ 82,000
Apache, Arizona 3 $ 1,135,000 $ 378,333 $ 211,000
Carroll, Arkansas 3 $ 365,000 $ 121,666 $ 69,000
Craighead, Arkansas 3 $ 555,000 $ 185,000 $ 156,000
Crawford, Arkansas 3 $ 505,000 $ 168,333 $ 60,000
Faulkner, Arkansas 3 $ 555,000 $ 185,000 $ 55,000
Randolph, Arkansas 3 $ 375,000 $ 125,000 $ 77,000
Humboldt, California 3 $ 1,045,000 $ 348,333 $ 255,000
San Joaquin, California 3 $ 1,065,000 $ 355,000 $ 140,000
Shasta, California 3 $ 755,000 $ 251,666 $ 120,000
Hinsdale, Colorado 3 $ 585,000 $ 195,000 $ 50,000
Lincoln, Colorado 3 $ 275,000 $ 91,666 $ 48,000
Logan, Colorado 3 $ 775,000 $ 258,333 $ 75,000
Moffat, Colorado 3 $ 725,000 $ 241,666 $ 60,000
Teller, Colorado 3 $ 1,095,000 $ 365,000 $ 185,000
Hartford, Connecticut 3 $ 835,000 $ 278,333 $ 103,000
New Haven, Connecticut 3 $ 605,000 $ 201,666 $ 175,000
New Castle, Delaware 3 $ 995,000 $ 331,666 $ 165,000
Alachua, Florida 3 $ 895,000 $ 298,333 $ 196,000
Indian River, Florida 3 $ 1,045,000 $ 348,333 $ 142,000
Polk, Florida 3 $ 745,000 $ 248,333 $ 115,000
Seminole, Florida 3 $ 855,000 $ 285,000 $ 168,000
Sumter, Florida 3 $ 505,000 $ 168,333 $ 175,000
Chatham, Georgia 3 $ 2,745,000 $ 915,000 $ 413,000
Clayton, Georgia 3 $ 545,000 $ 181,666 $ 662,000
Hall, Georgia 3 $ 315,000 $ 105,000 $ 71,000
DuPage, Illinois 3 $ 625,000 $ 208,333 $ 80,000
Will, Illinois 3 $ 505,000 $ 168,333 $ 115,000
Hamilton, Indiana 3 $ 1,175,000 $ 391,666 $ 173,000
Lake, Indiana 3 $ 1,065,000 $ 355,000 $ 85,000
Porter, Indiana 3 $ 905,000 $ 301,666 $ 109,000
Bremer, Iowa 3 $ 595,000 $ 198,333 $ 73,000
Coffey, Kansas 3 $ 295,000 $ 98,333 $ 46,000
Montgomery, Kansas 3 $ 305,000 $ 101,666 $ 71,000
Pottawatomie, Kansas 3 $ 415,000 $ 138,333 $ 65,000
Woodson, Kansas 3 $ 245,000 $ 81,666 $ 38,000
Hardin, Kentucky 3 $ 685,000 $ 228,333 $ 89,000
Bossier, Louisiana 3 $ 635,000 $ 211,666 $ 197,000
East Baton Rouge, Louisiana 3 $ 1,055,000 $ 351,666 $ 126,000
York, Maine 3 $ 1,235,000 $ 411,666 $ 110,000
Baltimore City, Maryland 3 $ 1,245,000 $ 415,000 $ 113,000
Howard, Maryland 3 $ 845,000 $ 281,666 $ 76,000
St. Mary's, Maryland 3 $ 1,065,000 $ 355,000 $ 256,000
Bristol, Massachusetts 3 $ 675,000 $ 225,000 $ 132,000
Macomb, Michigan 3 $ 385,000 $ 128,333 $ 58,000
Muskegon, Michigan 3 $ 745,000 $ 248,333 $ 76,000
Oakland, Michigan 3 $ 1,425,000 $ 475,000 $ 761,000
Washtenaw, Michigan 3 $ 875,000 $ 291,666 $ 175,000
Carver, Minnesota 3 $ 785,000 $ 261,666 $ 224,000
Dakota, Minnesota 3 $ 1,065,000 $ 355,000 $ 230,000
Olmsted, Minnesota 3 $ 895,000 $ 298,333 $ 262,000
Clinton, Missouri 3 $ 505,000 $ 168,333 $ 61,000
Jefferson, Missouri 3 $ 695,000 $ 231,666 $ 72,000
Lawrence, Missouri 3 $ 555,000 $ 185,000 $ 99,000
Ray, Missouri 3 $ 665,000 $ 221,666 $ 106,000
Flathead, Montana 3 $ 1,125,000 $ 375,000 $ 216,000
Gallatin, Montana 3 $ 795,000 $ 265,000 $ 112,000
Lancaster, Nebraska 3 $ 465,000 $ 155,000 $ 78,000
Sarpy, Nebraska 3 $ 655,000 $ 218,333 $ 130,000
Bergen, New Jersey 3 $ 1,995,000 $ 665,000 $ 113,000
Middlesex, New Jersey 3 $ 665,000 $ 221,666 $ 113,000
Morris, New Jersey 3 $ 945,000 $ 315,000 $ 127,000
Cibola, New Mexico 3 $ 355,000 $ 118,333 $ 208,000
Lincoln, New Mexico 3 $ 495,000 $ 165,000 $ 55,000
Mora, New Mexico 3 $ 335,000 $ 111,666 $ 53,000
Roosevelt, New Mexico 3 $ 515,000 $ 171,666 $ 145,000
Saratoga, New York 3 $ 775,000 $ 258,333 $ 69,000
Cleveland, North Carolina 3 $ 595,000 $ 198,333 $ 92,000
Columbus, North Carolina 3 $ 265,000 $ 88,333 $ 34,000
Guilford, North Carolina 3 $ 765,000 $ 255,000 $ 159,000
Harnett, North Carolina 3 $ 795,000 $ 265,000 $ 108,000
Orange, North Carolina 3 $ 615,000 $ 205,000 $ 87,000
Union, North Carolina 3 $ 1,495,000 $ 498,333 $ 224,000
Montgomery, Ohio 3 $ 855,000 $ 285,000 $ 232,000
Alfalfa, Oklahoma 3 $ 245,000 $ 81,666 $ 66,000
Bryan, Oklahoma 3 $ 335,000 $ 111,666 $ 55,000
Custer, Oklahoma 3 $ 505,000 $ 168,333 $ 76,000
Grant, Oklahoma 3 $ 275,000 $ 91,666 $ 64,000
Greer, Oklahoma 3 $ 165,000 $ 55,000 $ 69,000
Haskell, Oklahoma 3 $ 245,000 $ 81,666 $ 72,000
Pontotoc, Oklahoma 3 $ 345,000 $ 115,000 $ 105,000
Pushmataha, Oklahoma 3 $ 485,000 $ 161,666 $ 19,000
Josephine, Oregon 3 $ 875,000 $ 291,666 $ 73,000
Washington, Oregon 3 $ 1,475,000 $ 491,666 $ 254,000
Allegheny, Pennsylvania 3 $ 385,000 $ 128,333 $ 82,000
Lehigh, Pennsylvania 3 $ 255,000 $ 85,000 $ 260,000
Philadelphia, Pennsylvania 3 $ 585,000 $ 195,000 $ 103,000
Beaufort, South Carolina 3 $ 1,465,000 $ 488,333 $ 154,000
Greenville, South Carolina 3 $ 885,000 $ 295,000 $ 124,000
Lancaster, South Carolina 3 $ 945,000 $ 315,000 $ 85,000
Knox, Tennessee 3 $ 1,185,000 $ 395,000 $ 148,000
Sumner, Tennessee 3 $ 1,265,000 $ 421,666 $ 254,000
Austin, Texas 3 $ 685,000 $ 228,333 $ 148,000
Kendall, Texas 3 $ 615,000 $ 205,000 $ 104,000
Medina, Texas 3 $ 685,000 $ 228,333 $ 108,000
San Jacinto, Texas 3 $ 315,000 $ 105,000 $ 150,000
Wichita, Texas 3 $ 375,000 $ 125,000 $ 138,000
Summit, Utah 3 $ 4,685,000 $ 1,561,666 $ 321,000
Arlington, Virginia 3 $ 905,000 $ 301,666 $ 129,000
Frederick, Virginia 3 $ 605,000 $ 201,666 $ 187,000
Henry, Virginia 3 $ 405,000 $ 135,000 $ 79,000
Newport News, Virginia 3 $ 935,000 $ 311,666 $ 145,000
Washington, Virginia 3 $ 725,000 $ 241,666 $ 218,000
Jefferson, West Virginia 3 $ 785,000 $ 261,666 $ 136,000
Waukesha, Wisconsin 3 $ 925,000 $ 308,333 $ 75,000
Laramie, Wyoming 3 $ 965,000 $ 321,666 $ 124,000
Autauga, Alabama 2 $ 270,000 $ 135,000 $ 124,000
Montgomery, Alabama 2 $ 600,000 $ 300,000 $ 112,000
Kenai Peninsula, Alaska 2 $ 690,000 $ 345,000 $ 209,000
Matanuska-Susitna, Alaska 2 $ 820,000 $ 410,000 $ 125,000
Garland, Arkansas 2 $ 530,000 $ 265,000 $ 162,000
Greene, Arkansas 2 $ 110,000 $ 55,000 $ 193,000
Scott, Arkansas 2 $ 60,000 $ 30,000 $ 46,000
Van Buren, Arkansas 2 $ 180,000 $ 90,000 $ 107,000
Monterey, California 2 $ 1,230,000 $ 615,000 $ 148,000
San Mateo, California 2 $ 1,470,000 $ 735,000 $ 257,000
Sonoma, California 2 $ 1,110,000 $ 555,000 $ 108,000
Yolo, California 2 $ 1,570,000 $ 785,000 $ 299,000
Custer, Colorado 2 $ 1,440,000 $ 720,000 $ 270,000
Delta, Colorado 2 $ 240,000 $ 120,000 $ 23,000
Kit Carson, Colorado 2 $ 130,000 $ 65,000 $ 48,000
Ouray, Colorado 2 $ 710,000 $ 355,000 $ 129,000
San Miguel, Colorado 2 $ 820,000 $ 410,000 $ 96,000
Middlesex, Connecticut 2 $ 1,040,000 $ 520,000 $ 175,000
Bay, Florida 2 $ 820,000 $ 410,000 $ 440,000
Lake, Florida 2 $ 480,000 $ 240,000 $ 43,000
Leon, Florida 2 $ 520,000 $ 260,000 $ 163,000
Marion, Florida 2 $ 440,000 $ 220,000 $ 141,000
Page:

Mortgage Loan Application Detail Totals for Bokf NA in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,398 $3,230,730,000 $283,000 $30,535,000 $150,000 $5,972,000
Home Purchase 8,982 $2,646,840,000 $294,000 $63,055,000 $131,000 $4,527,000
Cash-out Refinancing 4,670 $1,170,600,000 $250,000 $6,005,000 $129,000 $4,700,000
Home Improvement 2,650 $187,030,000 $70,000 $1,505,000 $127,000 $9,999,000
Other Purpose 2,022 $241,500,000 $119,000 $5,005,000 $130,000 $5,258,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,974 $4,799,840,000 $252,000 $10,205,000 $148,000 $5,972,000
Hispanic 3,758 $660,960,000 $175,000 $2,365,000 $93,000 $9,999,000
Not Provided 3,049 $864,185,000 $283,000 $3,545,000 $156,000 $5,258,000
Asian 1,645 $391,475,000 $237,000 $4,005,000 $120,000 $4,500,000
Black or African American 1,039 $206,005,000 $198,000 $1,445,000 $107,000 $1,500,000
American Indian or Alaskan Native 927 $152,145,000 $164,000 $1,265,000 $95,000 $653,000
Not applicable 47 $323,315,000 $6,879,000 $63,055,000 $0 $0
Native Hawaiian or Other Pacific Islander 34 $6,490,000 $190,000 $515,000 $113,000 $485,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26,128 $6,603,010,000 $252,000 $63,055,000 $144,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,017 $391,175,000 $193,000 $585,000 $69,000 $1,300,000
VA-guaranteed (Veterans Administration) 1,475 $465,725,000 $315,000 $1,295,000 $112,000 $511,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 102 $16,790,000 $164,000 $365,000 $56,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,925 $4,936,715,000 $275,000 $63,055,000 $145,000 $5,258,000
Application Withdrawn By Applicant 4,746 $1,265,840,000 $266,000 $10,205,000 $139,000 $5,972,000
Application Denied By Financial Institution 3,724 $447,130,000 $120,000 $3,505,000 $100,000 $9,999,000
File Closed For Incompleteness 2,718 $701,090,000 $257,000 $4,005,000 $135,000 $3,120,000
Application Approved But Not Accepted 609 $125,925,000 $206,000 $2,435,000 $144,000 $4,200,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 25,998 $7,029,570,000 $270,000 $63,055,000 $143,000 $5,972,000
Debt-To-Income Ratio 1,247 $195,785,000 $157,000 $1,865,000 $73,000 $549,000
Credit History 1,228 $98,250,000 $80,000 $915,000 $79,000 $909,000
Collateral 519 $51,225,000 $98,000 $1,175,000 $150,000 $9,999,000
Other 354 $47,530,000 $134,000 $3,505,000 $156,000 $1,500,000
Unverifiable Information 297 $33,795,000 $113,000 $1,105,000 $138,000 $1,833,000
Employment History 42 $6,940,000 $165,000 $1,305,000 $115,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 23 $6,455,000 $280,000 $1,005,000 $147,000 $490,000
Credit Application Incomplete 14 $7,150,000 $510,000 $1,855,000 $109,000 $500,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bokf NA's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bokf NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List