Comerica Bank Mortgage Lending & HMDA Data, 2016
In 2016, Comerica Bank of Farmington Hills, MI reported 2,168 mortgage applications totaling $936.5 million, down 12% from 2015. The average application was for $431,969, and applicants reported an average income of $196,016. 46% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (494), Detroit-Dearborn-Livonia, MI (243) and Dallas-Plano-Irving, TX (196) (applications in parentheses).
| Mortgage Company & Address | Comerica Bank Farmington Hills, MI 48331 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,168 |
| Total Mortgage Loan Application Amount | $936,510,000 |
| Average Mortgage Loan Application Amount | $431,969 |
| Highest Mortgage Loan Application Amount | $32,500,000 |
| Average Applicant Income | $196,016 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Comerica Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren-Troy-Farmington Hills, MI | 494 | $ 109,719,000 | $ 222,103 | $ 117,000 |
| Detroit-Dearborn-Livonia, MI | 243 | $ 45,543,000 | $ 187,419 | $ 112,000 |
| Dallas-Plano-Irving, TX | 196 | $ 62,258,000 | $ 317,642 | $ 158,000 |
| Houston-The Woodlands-Sugar Land, TX | 187 | $ 54,081,000 | $ 289,203 | $ 155,000 |
| Los Angeles-Long Beach-Glendale, CA | 124 | $ 164,091,000 | $ 1,323,314 | $ 501,000 |
| Grand Rapids-Wyoming, MI | 79 | $ 15,008,000 | $ 189,974 | $ 121,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 57 | $ 24,554,000 | $ 430,771 | $ 337,000 |
| Jackson, MI | 53 | $ 6,687,000 | $ 126,169 | $ 56,000 |
| Phoenix-Mesa-Scottsdale, AZ | 53 | $ 17,831,000 | $ 336,433 | $ 183,000 |
| Austin-Round Rock, TX | 46 | $ 25,948,000 | $ 564,086 | $ 199,000 |
| Ann Arbor, MI | 44 | $ 10,351,000 | $ 235,250 | $ 150,000 |
| Fort Worth-Arlington, TX | 38 | $ 7,091,000 | $ 186,605 | $ 99,000 |
| San Diego-Carlsbad, CA | 37 | $ 42,857,000 | $ 1,158,297 | $ 401,000 |
| Oakland-Hayward-Berkeley, CA | 28 | $ 18,490,000 | $ 660,357 | $ 282,000 |
| Muskegon, MI | 26 | $ 2,691,000 | $ 103,500 | $ 69,000 |
| San Francisco-Redwood City-South San Francisco, CA | 26 | $ 25,380,000 | $ 976,153 | $ 197,000 |
| Anaheim-Santa Ana-Irvine, CA | 25 | $ 34,338,000 | $ 1,373,520 | $ 348,000 |
| Kalamazoo-Portage, MI | 24 | $ 4,010,000 | $ 167,083 | $ 106,000 |
| Lansing-East Lansing, MI | 22 | $ 11,608,000 | $ 527,636 | $ 75,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 21 | $ 3,304,000 | $ 157,333 | $ 65,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 21 | $ 26,297,000 | $ 1,252,238 | $ 656,000 |
| Battle Creek, MI | 20 | $ 3,083,000 | $ 154,150 | $ 87,000 |
| Santa Cruz-Watsonville, CA | 20 | $ 9,568,000 | $ 478,400 | $ 183,000 |
| Riverside-San Bernardino-Ontario, CA | 19 | $ 12,520,000 | $ 658,947 | $ 178,000 |
| Salinas, CA | 17 | $ 19,782,000 | $ 1,163,647 | $ 250,000 |
| Naples-Immokalee-Marco Island, FL | 14 | $ 9,268,000 | $ 662,000 | $ 499,000 |
| San Antonio-New Braunfels, TX | 12 | $ 2,999,000 | $ 249,916 | $ 123,000 |
| Flint, MI | 8 | $ 757,000 | $ 94,625 | $ 82,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 2,291,000 | $ 381,833 | $ 282,000 |
| San Rafael, CA | 6 | $ 8,089,000 | $ 1,348,166 | $ 564,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 8,323,000 | $ 1,664,600 | $ 823,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 8,817,000 | $ 1,763,400 | $ 152,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 1,310,000 | $ 262,000 | $ 178,000 |
| Chicago-Naperville-Arlington Heights, IL | 4 | $ 1,614,000 | $ 403,500 | $ 165,000 |
| Las Vegas-Henderson-Paradise, NV | 4 | $ 5,488,000 | $ 1,372,000 | $ 1,610,000 |
| Monroe, MI | 4 | $ 740,000 | $ 185,000 | $ 60,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,130,000 | $ 532,500 | $ 183,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 2,803,000 | $ 700,750 | $ 471,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 2,786,000 | $ 928,666 | $ 2,392,000 |
| Bakersfield, CA | 3 | $ 2,847,000 | $ 949,000 | $ 134,000 |
| Corpus Christi, TX | 3 | $ 669,000 | $ 223,000 | $ 236,000 |
| Napa, CA | 3 | $ 722,000 | $ 240,666 | $ 143,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 977,000 | $ 325,666 | $ 459,000 |
| Saginaw, MI | 3 | $ 2,865,000 | $ 955,000 | $ 40,000 |
| Boston, MA | 2 | $ 7,268,000 | $ 3,634,000 | $ 0 |
| Cleveland-Elyria, OH | 2 | $ 1,356,000 | $ 678,000 | $ 42,000 |
| College Station-Bryan, TX | 2 | $ 377,000 | $ 188,500 | $ 124,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 816,000 | $ 408,000 | $ 361,000 |
| Flagstaff, AZ | 2 | $ 1,016,000 | $ 508,000 | $ 166,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 517,000 | $ 258,500 | $ 274,000 |
| Killeen-Temple, TX | 2 | $ 244,000 | $ 122,000 | $ 65,000 |
| Memphis, TN-MS-AR | 2 | $ 6,300,000 | $ 3,150,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 5,626,000 | $ 2,813,000 | $ 185,000 |
| Port St. Lucie, FL | 2 | $ 884,000 | $ 442,000 | $ 293,000 |
| Reno, NV | 2 | $ 2,042,000 | $ 1,021,000 | $ 214,000 |
| Santa Fe, NM | 2 | $ 898,000 | $ 449,000 | $ 225,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 2,709,000 | $ 1,354,500 | $ 1,757,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 808,000 | $ 404,000 | $ 106,000 |
| Waco, TX | 2 | $ 646,000 | $ 323,000 | $ 794,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 576,000 | $ 576,000 | $ 525,000 |
| Appleton, WI | 1 | $ 73,000 | $ 73,000 | $ 59,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| Bay City, MI | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Boulder, CO | 1 | $ 1,000,000 | $ 1,000,000 | $ 321,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 328,000 | $ 328,000 | $ 145,000 |
| Charleston-North Charleston, SC | 1 | $ 318,000 | $ 318,000 | $ 205,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 863,000 | $ 863,000 | $ 131,000 |
| El Paso, TX | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Gadsden, AL | 1 | $ 106,000 | $ 106,000 | $ 91,000 |
| Grants Pass, OR | 1 | $ 166,000 | $ 166,000 | $ 81,000 |
| Greensboro-High Point, NC | 1 | $ 813,000 | $ 813,000 | $ 145,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 126,000 | $ 126,000 | $ 350,000 |
| Jacksonville, FL | 1 | $ 293,000 | $ 293,000 | $ 122,000 |
| Kansas City, MO-KS | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Merced, CA | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Midland, MI | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Midland, TX | 1 | $ 160,000 | $ 160,000 | $ 74,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 248,000 | $ 248,000 | $ 181,000 |
| Niles-Benton Harbor, MI | 1 | $ 13,976,000 | $ 13,976,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 355,000 | $ 355,000 | $ 483,000 |
| Oklahoma City, OK | 1 | $ 88,000 | $ 88,000 | $ 120,000 |
| Prescott, AZ | 1 | $ 2,836,000 | $ 2,836,000 | $ 977,000 |
| Punta Gorda, FL | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 609,000 | $ 609,000 | $ 410,000 |
| Sherman-Denison, TX | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 244,000 | $ 244,000 | $ 184,000 |
| Stockton-Lodi, CA | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Vallejo-Fairfield, CA | 1 | $ 24,500,000 | $ 24,500,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 262,000 | $ 262,000 | $ 3,234,000 |
Mortgage Loan Application Detail Totals for Comerica Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,279 | $593,850,000 | $464,000 | $32,500,000 | $199,000 | $9,999,000 |
| Home Purchase | 840 | $333,318,000 | $396,000 | $24,500,000 | $199,000 | $8,446,000 |
| Home Improvement | 49 | $9,342,000 | $190,000 | $1,827,000 | $67,000 | $491,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,020 | $360,331,000 | $353,000 | $6,700,000 | $204,000 | $7,242,000 |
| Not Provided | 644 | $339,983,000 | $527,000 | $32,500,000 | $275,000 | $9,999,000 |
| Not applicable | 181 | $152,815,000 | $844,000 | $24,500,000 | $35,000 | $270,000 |
| Asian | 111 | $38,697,000 | $348,000 | $2,095,000 | $120,000 | $660,000 |
| Hispanic | 108 | $26,860,000 | $248,000 | $2,400,000 | $107,000 | $1,650,000 |
| Black or African American | 92 | $16,235,000 | $176,000 | $2,040,000 | $84,000 | $662,000 |
| American Indian or Alaskan Native | 10 | $1,079,000 | $107,000 | $200,000 | $81,000 | $196,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $510,000 | $255,000 | $366,000 | $126,000 | $164,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,056 | $923,082,000 | $448,000 | $32,500,000 | $204,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 111 | $13,242,000 | $119,000 | $512,000 | $52,000 | $161,000 |
| VA-guaranteed (Veterans Administration) | 1 | $186,000 | $186,000 | $186,000 | $41,000 | $41,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,003 | $562,877,000 | $561,000 | $32,500,000 | $269,000 | $9,999,000 |
| Application Denied By Financial Institution | 694 | $223,982,000 | $322,000 | $24,500,000 | $130,000 | $7,242,000 |
| Application Withdrawn By Applicant | 256 | $103,342,000 | $403,000 | $5,670,000 | $163,000 | $2,520,000 |
| Loan Purchased By The Institution | 122 | $14,071,000 | $115,000 | $263,000 | $52,000 | $270,000 |
| File Closed For Incompleteness | 59 | $14,357,000 | $243,000 | $813,000 | $122,000 | $950,000 |
| Application Approved But Not Accepted | 34 | $17,881,000 | $525,000 | $2,500,000 | $269,000 | $1,635,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Comerica Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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