Discover Home Loans, Inc. Mortgage Lending & HMDA Data, 2013

In 2013, Discover Home Loans, Inc. of Irvine, CA reported 96,897 mortgage applications totaling $20.4 billion. The average application was for $210,995, and applicants reported an average income of $100,705. 19% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,135), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,731) and Chicago-Joliet-Naperville, IL (2,346) (applications in parentheses).

Mortgage Company & Address Discover Home Loans, Inc.
173 Technology Drive
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  
Total Number of Mortgage Applications 96,897
Total Mortgage Loan Application Amount $20,444,871,000
Average Mortgage Loan Application Amount $210,995
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $100,705
Highest Applicant Income $9,697,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Home Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Discover Home Loans, Inc. by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,135 $ 968,700,000 $ 308,995 $ 105,000
Maricopa, Arizona 1,648 $ 321,853,000 $ 195,299 $ 98,000
Cook, Illinois 1,463 $ 296,987,000 $ 202,998 $ 102,000
Harris, Texas 1,236 $ 206,885,000 $ 167,382 $ 108,000
Orange, California 1,202 $ 427,751,000 $ 355,866 $ 126,000
San Diego, California 1,050 $ 320,039,000 $ 304,799 $ 110,000
Riverside, California 1,020 $ 235,532,000 $ 230,913 $ 92,000
Broward, Florida 828 $ 168,398,000 $ 203,379 $ 111,000
Miami-Dade, Florida 818 $ 164,427,000 $ 201,011 $ 98,000
San Bernardino, California 786 $ 178,737,000 $ 227,400 $ 93,000
Fairfax, Virginia 713 $ 227,834,000 $ 319,542 $ 130,000
Middlesex, Massachusetts 645 $ 174,114,000 $ 269,944 $ 126,000
Alameda, California 594 $ 211,779,000 $ 356,530 $ 124,000
Santa Clara, California 568 $ 223,386,000 $ 393,285 $ 133,000
Montgomery, Maryland 561 $ 170,634,000 $ 304,160 $ 142,000
Tarrant, Texas 554 $ 86,543,000 $ 156,214 $ 102,000
Sacramento, California 550 $ 125,792,000 $ 228,712 $ 94,000
King, Washington 534 $ 152,379,000 $ 285,353 $ 115,000
Palm Beach, Florida 518 $ 103,654,000 $ 200,104 $ 102,000
Contra Costa, California 508 $ 166,956,000 $ 328,653 $ 126,000
Dallas, Texas 502 $ 84,695,000 $ 168,715 $ 102,000
Wake, North Carolina 491 $ 98,983,000 $ 201,594 $ 110,000
Middlesex, New Jersey 474 $ 124,215,000 $ 262,056 $ 117,000
Bergen, New Jersey 442 $ 138,169,000 $ 312,599 $ 140,000
Philadelphia, Pennsylvania 441 $ 75,538,000 $ 171,287 $ 88,000
Fort Bend, Texas 432 $ 79,468,000 $ 183,953 $ 109,000
Orange, Florida 424 $ 79,196,000 $ 186,783 $ 90,000
Hartford, Connecticut 423 $ 83,885,000 $ 198,309 $ 91,000
Montgomery, Pennsylvania 421 $ 92,952,000 $ 220,788 $ 107,000
Suffolk, New York 417 $ 111,680,000 $ 267,817 $ 112,000
Mecklenburg, North Carolina 415 $ 75,353,000 $ 181,573 $ 94,000
Collin, Texas 413 $ 79,285,000 $ 191,973 $ 130,000
Baltimore, Maryland 403 $ 90,851,000 $ 225,436 $ 96,000
Prince George's, Maryland 401 $ 94,027,000 $ 234,481 $ 100,000
Travis, Texas 401 $ 77,467,000 $ 193,184 $ 110,000
Gwinnett, Georgia 399 $ 69,648,000 $ 174,556 $ 113,000
Honolulu, Hawaii 391 $ 128,452,000 $ 328,521 $ 107,000
Fulton, Georgia 387 $ 83,437,000 $ 215,599 $ 109,000
Fairfield, Connecticut 381 $ 111,123,000 $ 291,661 $ 140,000
Ventura, California 379 $ 122,016,000 $ 321,941 $ 138,000
Franklin, Ohio 376 $ 60,952,000 $ 162,106 $ 90,000
Hennepin, Minnesota 374 $ 76,257,000 $ 203,895 $ 104,000
Bexar, Texas 374 $ 61,993,000 $ 165,756 $ 135,000
Oakland, Michigan 370 $ 70,394,000 $ 190,254 $ 116,000
Queens, New York 368 $ 115,240,000 $ 313,152 $ 101,000
New Haven, Connecticut 364 $ 73,524,000 $ 201,989 $ 95,000
Pinellas, Florida 360 $ 66,014,000 $ 183,372 $ 100,000
New Castle, Delaware 359 $ 77,733,000 $ 216,526 $ 105,000
Worcester, Massachusetts 357 $ 76,431,000 $ 214,092 $ 95,000
Cobb, Georgia 356 $ 69,471,000 $ 195,143 $ 103,000
Hillsborough, Florida 355 $ 66,982,000 $ 188,681 $ 107,000
Monmouth, New Jersey 346 $ 98,075,000 $ 283,453 $ 128,000
Pima, Arizona 337 $ 62,190,000 $ 184,540 $ 90,000
Essex, Massachusetts 335 $ 83,104,000 $ 248,071 $ 108,000
Nassau, New York 329 $ 102,724,000 $ 312,231 $ 137,000
Lake, Illinois 324 $ 72,894,000 $ 224,981 $ 115,000
Jefferson, Colorado 322 $ 68,611,000 $ 213,077 $ 88,000
Jefferson, Kentucky 319 $ 49,949,000 $ 156,579 $ 79,000
Bucks, Pennsylvania 319 $ 74,393,000 $ 233,206 $ 119,000
District of Columbia, District Of Columbia 313 $ 95,292,000 $ 304,447 $ 121,000
DuPage, Illinois 306 $ 69,140,000 $ 225,947 $ 113,000
Johnson, Kansas 302 $ 55,647,000 $ 184,261 $ 94,000
Shelby, Tennessee 302 $ 51,212,000 $ 169,576 $ 92,000
Norfolk, Massachusetts 299 $ 80,673,000 $ 269,809 $ 120,000
Prince William, Virginia 294 $ 83,195,000 $ 282,976 $ 112,000
Arapahoe, Colorado 293 $ 58,662,000 $ 200,211 $ 95,000
Denton, Texas 291 $ 53,197,000 $ 182,807 $ 111,000
Cuyahoga, Ohio 289 $ 45,110,000 $ 156,089 $ 94,000
Ocean, New Jersey 285 $ 64,517,000 $ 226,375 $ 97,000
Anne Arundel, Maryland 284 $ 77,964,000 $ 274,521 $ 115,000
Lee, Florida 282 $ 52,797,000 $ 187,223 $ 105,000
Kings, New York 281 $ 90,743,000 $ 322,928 $ 108,000
Allegheny, Pennsylvania 280 $ 44,146,000 $ 157,664 $ 99,000
Loudoun, Virginia 280 $ 100,444,000 $ 358,728 $ 140,000
Fresno, California 279 $ 57,969,000 $ 207,774 $ 110,000
Wayne, Michigan 277 $ 45,576,000 $ 164,534 $ 97,000
Salt Lake, Utah 274 $ 57,026,000 $ 208,124 $ 79,000
DeKalb, Georgia 272 $ 53,148,000 $ 195,397 $ 100,000
Multnomah, Oregon 271 $ 57,225,000 $ 211,162 $ 90,000
Bernalillo, New Mexico 268 $ 50,330,000 $ 187,798 $ 83,000
Suffolk, Massachusetts 264 $ 66,783,000 $ 252,965 $ 106,000
Burlington, New Jersey 263 $ 53,485,000 $ 203,365 $ 96,000
Essex, New Jersey 262 $ 73,655,000 $ 281,125 $ 130,000
Denver, Colorado 257 $ 51,994,000 $ 202,311 $ 84,000
Marion, Indiana 254 $ 33,442,000 $ 131,661 $ 72,000
El Paso, Colorado 251 $ 48,951,000 $ 195,023 $ 87,000
Kern, California 250 $ 47,816,000 $ 191,264 $ 92,000
Morris, New Jersey 248 $ 71,950,000 $ 290,120 $ 119,000
Hudson, New Jersey 247 $ 68,950,000 $ 279,149 $ 125,000
Chester, Pennsylvania 245 $ 58,694,000 $ 239,567 $ 117,000
San Joaquin, California 242 $ 53,521,000 $ 221,161 $ 93,000
Davidson, Tennessee 242 $ 43,317,000 $ 178,995 $ 83,000
Westchester, New York 234 $ 75,972,000 $ 324,666 $ 150,000
Montgomery, Texas 234 $ 42,712,000 $ 182,529 $ 117,000
Williamson, Texas 234 $ 41,379,000 $ 176,833 $ 98,000
Brevard, Florida 232 $ 40,090,000 $ 172,801 $ 89,000
Snohomish, Washington 232 $ 59,507,000 $ 256,495 $ 99,000
St. Louis, Missouri 231 $ 39,004,000 $ 168,848 $ 107,000
Plymouth, Massachusetts 230 $ 52,394,000 $ 227,800 $ 93,000
Adams, Colorado 229 $ 43,391,000 $ 189,480 $ 82,000
Duval, Florida 221 $ 38,121,000 $ 172,493 $ 92,000
Somerset, New Jersey 221 $ 62,936,000 $ 284,778 $ 133,000
Delaware, Pennsylvania 221 $ 39,908,000 $ 180,579 $ 85,000
Union, New Jersey 220 $ 59,268,000 $ 269,400 $ 130,000
Will, Illinois 219 $ 44,493,000 $ 203,164 $ 100,000
Bristol, Massachusetts 218 $ 49,232,000 $ 225,834 $ 122,000
Milwaukee, Wisconsin 217 $ 34,556,000 $ 159,244 $ 84,000
San Mateo, California 213 $ 84,270,000 $ 395,633 $ 132,000
Pierce, Washington 210 $ 46,809,000 $ 222,900 $ 95,000
Camden, New Jersey 208 $ 38,517,000 $ 185,177 $ 112,000
Placer, California 206 $ 58,617,000 $ 284,548 $ 116,000
Jefferson, Louisiana 206 $ 33,355,000 $ 161,917 $ 84,000
Douglas, Colorado 203 $ 50,941,000 $ 250,940 $ 109,000
York, Pennsylvania 203 $ 34,859,000 $ 171,719 $ 79,000
Jefferson, Alabama 202 $ 35,100,000 $ 173,762 $ 78,000
Gloucester, New Jersey 199 $ 41,990,000 $ 211,005 $ 102,000
Howard, Maryland 196 $ 58,901,000 $ 300,515 $ 120,000
Jackson, Missouri 192 $ 29,533,000 $ 153,817 $ 78,000
Hampden, Massachusetts 191 $ 34,389,000 $ 180,047 $ 85,000
Macomb, Michigan 190 $ 30,948,000 $ 162,884 $ 139,000
Hillsborough, New Hampshire 189 $ 39,821,000 $ 210,693 $ 102,000
Washington, Oregon 184 $ 42,063,000 $ 228,603 $ 107,000
Virginia Beach, Virginia 182 $ 40,334,000 $ 221,615 $ 92,000
Lake, Indiana 180 $ 29,839,000 $ 165,772 $ 87,000
Rockingham, New Hampshire 176 $ 39,978,000 $ 227,147 $ 101,000
El Paso, Texas 176 $ 30,566,000 $ 173,670 $ 109,000
Collier, Florida 175 $ 40,256,000 $ 230,034 $ 115,000
Lancaster, Pennsylvania 173 $ 31,009,000 $ 179,242 $ 90,000
Mercer, New Jersey 172 $ 40,544,000 $ 235,720 $ 130,000
Richmond, New York 171 $ 48,195,000 $ 281,842 $ 100,000
Seminole, Florida 170 $ 32,730,000 $ 192,529 $ 94,000
Kane, Illinois 170 $ 34,293,000 $ 201,723 $ 99,000
Passaic, New Jersey 169 $ 43,130,000 $ 255,207 $ 121,000
Solano, California 168 $ 43,963,000 $ 261,684 $ 105,000
Sarasota, Florida 168 $ 31,374,000 $ 186,750 $ 119,000
Stanislaus, California 167 $ 30,863,000 $ 184,808 $ 80,000
Polk, Florida 165 $ 25,978,000 $ 157,442 $ 83,000
Baltimore City, Maryland 164 $ 30,789,000 $ 187,737 $ 90,000
Oklahoma, Oklahoma 164 $ 25,982,000 $ 158,426 $ 94,000
Anchorage, Alaska 163 $ 41,642,000 $ 255,472 $ 108,000
Sonoma, California 163 $ 47,088,000 $ 288,883 $ 110,000
Guilford, North Carolina 160 $ 26,298,000 $ 164,362 $ 78,000
Hamilton, Ohio 159 $ 27,344,000 $ 171,974 $ 100,000
Dakota, Minnesota 158 $ 33,013,000 $ 208,943 $ 99,000
San Francisco, California 156 $ 65,119,000 $ 417,429 $ 149,000
Pasco, Florida 156 $ 26,062,000 $ 167,064 $ 88,000
East Baton Rouge, Louisiana 156 $ 26,924,000 $ 172,589 $ 91,000
Providence, Rhode Island 156 $ 29,354,000 $ 188,166 $ 86,000
Volusia, Florida 155 $ 26,555,000 $ 171,322 $ 85,000
Hamilton, Indiana 155 $ 30,031,000 $ 193,748 $ 118,000
Sussex, Delaware 154 $ 30,618,000 $ 198,818 $ 94,000
Barnstable, Massachusetts 154 $ 37,964,000 $ 246,519 $ 109,000
Boulder, Colorado 153 $ 37,730,000 $ 246,601 $ 106,000
Tulsa, Oklahoma 151 $ 23,657,000 $ 156,668 $ 93,000
Harford, Maryland 150 $ 37,486,000 $ 249,906 $ 99,000
Forsyth, Georgia 149 $ 32,775,000 $ 219,966 $ 100,000
Larimer, Colorado 147 $ 28,723,000 $ 195,394 $ 84,000
Summit, Ohio 147 $ 23,402,000 $ 159,197 $ 95,000
Northampton, Pennsylvania 147 $ 29,345,000 $ 199,625 $ 100,000
Chesterfield, Virginia 147 $ 29,910,000 $ 203,469 $ 90,000
Clark, Washington 147 $ 30,472,000 $ 207,292 $ 93,000
St. Tammany, Louisiana 146 $ 25,398,000 $ 173,958 $ 92,000
Hidalgo, Texas 146 $ 21,259,000 $ 145,609 $ 98,000
Greenville, South Carolina 145 $ 25,972,000 $ 179,117 $ 119,000
Henrico, Virginia 144 $ 31,011,000 $ 215,354 $ 88,000
Cumberland, Maine 142 $ 30,426,000 $ 214,267 $ 92,000
Berks, Pennsylvania 142 $ 22,897,000 $ 161,246 $ 84,000
Bronx, New York 140 $ 39,189,000 $ 279,921 $ 97,000
Sedgwick, Kansas 139 $ 20,451,000 $ 147,129 $ 80,000
Horry, South Carolina 139 $ 23,847,000 $ 171,561 $ 76,000
Pinal, Arizona 137 $ 23,256,000 $ 169,751 $ 86,000
Clackamas, Oregon 137 $ 33,128,000 $ 241,810 $ 89,000
Polk, Iowa 136 $ 21,850,000 $ 160,661 $ 86,000
Waukesha, Wisconsin 133 $ 29,043,000 $ 218,368 $ 108,000
Pulaski, Arkansas 131 $ 21,634,000 $ 165,145 $ 84,000
Lake, Florida 131 $ 24,153,000 $ 184,374 $ 79,000
Lehigh, Pennsylvania 131 $ 24,022,000 $ 183,374 $ 109,000
Frederick, Maryland 129 $ 34,655,000 $ 268,643 $ 123,000
Tulare, California 128 $ 23,525,000 $ 183,789 $ 85,000
Forsyth, North Carolina 127 $ 20,743,000 $ 163,330 $ 88,000
Knox, Tennessee 127 $ 21,058,000 $ 165,811 $ 73,000
Manatee, Florida 126 $ 23,916,000 $ 189,809 $ 103,000
Weld, Colorado 125 $ 24,410,000 $ 195,280 $ 85,000
Ramsey, Minnesota 125 $ 23,490,000 $ 187,920 $ 99,000
Arlington, Virginia 125 $ 39,507,000 $ 316,056 $ 136,000
DeSoto, Mississippi 124 $ 20,307,000 $ 163,766 $ 89,000
Erie, New York 124 $ 19,283,000 $ 155,508 $ 105,000
Galveston, Texas 124 $ 21,346,000 $ 172,145 $ 112,000
Atlantic, New Jersey 123 $ 23,739,000 $ 193,000 $ 89,000
Brazoria, Texas 123 $ 19,141,000 $ 155,617 $ 102,000
Hamilton, Tennessee 121 $ 20,555,000 $ 169,876 $ 83,000
Santa Barbara, California 120 $ 36,477,000 $ 303,975 $ 121,000
Charleston, South Carolina 120 $ 24,777,000 $ 206,475 $ 98,000
Marion, Florida 119 $ 18,341,000 $ 154,126 $ 83,000
Hawaii, Hawaii 119 $ 30,688,000 $ 257,882 $ 97,000
York, Maine 119 $ 24,992,000 $ 210,016 $ 94,000
Cherokee, Georgia 118 $ 23,859,000 $ 202,194 $ 106,000
Anoka, Minnesota 118 $ 23,066,000 $ 195,474 $ 91,000
Orange, New York 118 $ 25,714,000 $ 217,915 $ 112,000
Durham, North Carolina 118 $ 21,307,000 $ 180,567 $ 105,000
St. Lucie, Florida 117 $ 16,696,000 $ 142,700 $ 75,000
Leon, Florida 115 $ 19,505,000 $ 169,608 $ 85,000
Rutherford, Tennessee 115 $ 17,350,000 $ 150,869 $ 67,000
St. Charles, Missouri 113 $ 19,922,000 $ 176,300 $ 97,000
Mobile, Alabama 112 $ 16,310,000 $ 145,625 $ 79,000
McHenry, Illinois 112 $ 20,957,000 $ 187,116 $ 94,000
Douglas, Nebraska 112 $ 17,082,000 $ 152,517 $ 84,000
Spokane, Washington 112 $ 18,939,000 $ 169,098 $ 77,000
Ada, Idaho 111 $ 19,536,000 $ 176,000 $ 79,000
Richland, South Carolina 111 $ 18,257,000 $ 164,477 $ 86,000
Monterey, California 110 $ 31,851,000 $ 289,554 $ 112,000
Monroe, Pennsylvania 109 $ 20,192,000 $ 185,247 $ 88,000
San Luis Obispo, California 108 $ 32,315,000 $ 299,212 $ 107,000
Washtenaw, Michigan 108 $ 21,141,000 $ 195,750 $ 114,000
El Dorado, California 107 $ 31,062,000 $ 290,299 $ 116,000
Shelby, Alabama 106 $ 21,216,000 $ 200,150 $ 118,000
Benton, Arkansas 106 $ 18,037,000 $ 170,160 $ 95,000
Orleans, Louisiana 106 $ 18,386,000 $ 173,452 $ 96,000
Dane, Wisconsin 105 $ 20,242,000 $ 192,780 $ 88,000
St. Johns, Florida 103 $ 22,444,000 $ 217,902 $ 98,000
Chesapeake, Virginia 103 $ 22,570,000 $ 219,126 $ 96,000
Osceola, Florida 100 $ 15,183,000 $ 151,830 $ 85,000
Union, North Carolina 100 $ 19,425,000 $ 194,250 $ 92,000
York, South Carolina 100 $ 18,770,000 $ 187,700 $ 154,000
Washington, Minnesota 99 $ 21,430,000 $ 216,464 $ 99,000
Middlesex, Connecticut 98 $ 21,514,000 $ 219,530 $ 103,000
Rockland, New York 98 $ 29,822,000 $ 304,306 $ 165,000
Dauphin, Pennsylvania 97 $ 16,141,000 $ 166,402 $ 106,000
Utah, Utah 97 $ 19,482,000 $ 200,845 $ 86,000
Sussex, New Jersey 96 $ 21,400,000 $ 222,916 $ 106,000
Lane, Oregon 96 $ 19,395,000 $ 202,031 $ 93,000
Madison, Alabama 95 $ 17,580,000 $ 185,052 $ 106,000
Carroll, Maryland 95 $ 24,548,000 $ 258,400 $ 100,000
Montgomery, Ohio 95 $ 15,612,000 $ 164,336 $ 97,000
Westmoreland, Pennsylvania 95 $ 15,141,000 $ 159,378 $ 83,000
Yavapai, Arizona 94 $ 19,042,000 $ 202,574 $ 93,000
Mohave, Arizona 93 $ 15,375,000 $ 165,322 $ 84,000
Tolland, Connecticut 93 $ 19,448,000 $ 209,118 $ 98,000
Baldwin, Alabama 92 $ 17,840,000 $ 193,913 $ 98,000
Alexandria, Virginia 92 $ 29,203,000 $ 317,423 $ 137,000
New London, Connecticut 91 $ 19,301,000 $ 212,098 $ 91,000
Lafayette, Louisiana 91 $ 17,399,000 $ 191,197 $ 112,000
Buncombe, North Carolina 91 $ 17,870,000 $ 196,373 $ 85,000
Cabarrus, North Carolina 91 $ 17,237,000 $ 189,417 $ 84,000
Medina, Ohio 91 $ 16,279,000 $ 178,890 $ 98,000
Charles, Maryland 90 $ 23,695,000 $ 263,277 $ 112,000
Yellowstone, Montana 90 $ 16,054,000 $ 178,377 $ 82,000
Cape May, New Jersey 90 $ 19,945,000 $ 221,611 $ 106,000
Maui, Hawaii 89 $ 29,962,000 $ 336,651 $ 100,000
Sandoval, New Mexico 89 $ 17,359,000 $ 195,044 $ 79,000
Monroe, New York 89 $ 13,699,000 $ 153,921 $ 100,000
Butler, Ohio 89 $ 14,685,000 $ 165,000 $ 111,000
Henry, Georgia 88 $ 14,624,000 $ 166,181 $ 93,000
Williamson, Tennessee 88 $ 21,268,000 $ 241,681 $ 124,000
Kent, Delaware 87 $ 16,293,000 $ 187,275 $ 75,000
Chatham, Georgia 87 $ 17,254,000 $ 198,321 $ 93,000
Cumberland, Pennsylvania 87 $ 14,362,000 $ 165,080 $ 84,000
Alachua, Florida 86 $ 14,947,000 $ 173,802 $ 88,000
Escambia, Florida 86 $ 13,739,000 $ 159,755 $ 81,000
Kent, Michigan 86 $ 15,809,000 $ 183,825 $ 94,000
Warren, Ohio 86 $ 16,742,000 $ 194,674 $ 107,000
Litchfield, Connecticut 85 $ 19,576,000 $ 230,305 $ 128,000
Fayette, Kentucky 85 $ 13,902,000 $ 163,552 $ 97,000
Clay, Missouri 85 $ 13,626,000 $ 160,305 $ 82,000
Lake, Ohio 85 $ 14,629,000 $ 172,105 $ 77,000
Lorain, Ohio 85 $ 14,362,000 $ 168,964 $ 310,000
Dutchess, New York 84 $ 18,977,000 $ 225,916 $ 105,000
Spotsylvania, Virginia 84 $ 20,416,000 $ 243,047 $ 93,000
Dona Ana, New Mexico 83 $ 14,265,000 $ 171,867 $ 92,000
Nueces, Texas 83 $ 13,185,000 $ 158,855 $ 96,000
Fayette, Georgia 81 $ 17,789,000 $ 219,617 $ 111,000
Luzerne, Pennsylvania 81 $ 11,651,000 $ 143,839 $ 73,000
Hunterdon, New Jersey 80 $ 23,507,000 $ 293,837 $ 141,000
Santa Fe, New Mexico 80 $ 18,671,000 $ 233,387 $ 88,000
Lucas, Ohio 80 $ 12,414,000 $ 155,175 $ 85,000
Porter, Indiana 79 $ 13,991,000 $ 177,101 $ 83,000
Delaware, Ohio 79 $ 17,505,000 $ 221,582 $ 131,000
Marion, Oregon 79 $ 14,895,000 $ 188,544 $ 85,000
Lexington, South Carolina 79 $ 13,721,000 $ 173,683 $ 106,000
Allen, Indiana 78 $ 10,711,000 $ 137,320 $ 79,000
Lackawanna, Pennsylvania 77 $ 12,826,000 $ 166,571 $ 79,000
Butte, California 76 $ 16,383,000 $ 215,565 $ 85,000
Cecil, Maryland 76 $ 14,894,000 $ 195,973 $ 83,000
Washington, Maryland 75 $ 14,906,000 $ 198,746 $ 102,000
New Hanover, North Carolina 74 $ 14,445,000 $ 195,202 $ 115,000
Lubbock, Texas 74 $ 11,577,000 $ 156,445 $ 101,000
Marin, California 73 $ 28,747,000 $ 393,794 $ 125,000
Napa, California 73 $ 24,108,000 $ 330,246 $ 109,000
Calvert, Maryland 73 $ 20,013,000 $ 274,150 $ 128,000
Yolo, California 72 $ 17,783,000 $ 246,986 $ 105,000
Okaloosa, Florida 72 $ 12,410,000 $ 172,361 $ 89,000
Hendricks, Indiana 72 $ 11,829,000 $ 164,291 $ 86,000
Merrimack, New Hampshire 72 $ 13,999,000 $ 194,430 $ 90,000
Stafford, Virginia 72 $ 18,365,000 $ 255,069 $ 113,000
St. Joseph, Indiana 71 $ 9,720,000 $ 136,901 $ 66,000
Scott, Minnesota 71 $ 14,899,000 $ 209,845 $ 108,000
Santa Cruz, California 70 $ 25,335,000 $ 361,928 $ 110,000
Kitsap, Washington 70 $ 16,433,000 $ 234,757 $ 95,000
Thurston, Washington 70 $ 15,645,000 $ 223,500 $ 93,000
Caddo, Louisiana 69 $ 11,445,000 $ 165,869 $ 77,000
Cumberland, North Carolina 69 $ 10,526,000 $ 152,550 $ 102,000
Beaufort, South Carolina 69 $ 13,197,000 $ 191,260 $ 77,000
Berkeley, South Carolina 69 $ 10,829,000 $ 156,942 $ 99,000
Santa Rosa, Florida 68 $ 11,659,000 $ 171,455 $ 83,000
Stark, Ohio 68 $ 10,424,000 $ 153,294 $ 109,000
Bay, Florida 66 $ 11,506,000 $ 174,333 $ 90,000
Iredell, North Carolina 66 $ 12,456,000 $ 188,727 $ 101,000
Racine, Wisconsin 66 $ 12,016,000 $ 182,060 $ 88,000
Montgomery, Alabama 65 $ 10,032,000 $ 154,338 $ 78,000
Warren, New Jersey 65 $ 13,264,000 $ 204,061 $ 93,000
Cleveland, Oklahoma 65 $ 10,512,000 $ 161,723 $ 80,000
McLennan, Texas 65 $ 10,691,000 $ 164,476 $ 101,000
Whatcom, Washington 65 $ 13,216,000 $ 203,323 $ 68,000
Paulding, Georgia 64 $ 9,772,000 $ 152,687 $ 91,000
Franklin, Pennsylvania 64 $ 10,893,000 $ 170,203 $ 84,000
Webb, Texas 64 $ 9,771,000 $ 152,671 $ 85,000
Charlotte, Florida 63 $ 10,415,000 $ 165,317 $ 81,000
Brunswick, North Carolina 63 $ 11,870,000 $ 188,412 $ 98,000
Sumner, Tennessee 63 $ 11,936,000 $ 189,460 $ 86,000
Bell, Texas 63 $ 9,794,000 $ 155,460 $ 99,000
Cameron, Texas 63 $ 9,429,000 $ 149,666 $ 88,000
Hays, Texas 63 $ 11,019,000 $ 174,904 $ 94,000
Smith, Texas 63 $ 9,872,000 $ 156,698 $ 81,000
Tuscaloosa, Alabama 62 $ 10,574,000 $ 170,548 $ 75,000
Washington, Arkansas 62 $ 10,066,000 $ 162,354 $ 107,000
Merced, California 62 $ 11,219,000 $ 180,951 $ 77,000
Hinds, Mississippi 62 $ 9,081,000 $ 146,467 $ 67,000
Clark, Nevada 62 $ 11,341,000 $ 182,919 $ 85,000
Gaston, North Carolina 62 $ 10,271,000 $ 165,661 $ 83,000
Johnston, North Carolina 62 $ 10,751,000 $ 173,403 $ 78,000
Deschutes, Oregon 61 $ 12,353,000 $ 202,508 $ 99,000
Jefferson, West Virginia 61 $ 13,815,000 $ 226,475 $ 96,000
Livingston, Michigan 60 $ 11,577,000 $ 192,950 $ 108,000
Mesa, Colorado 59 $ 11,647,000 $ 197,406 $ 67,000
Columbia, Georgia 59 $ 11,468,000 $ 194,372 $ 82,000
Coweta, Georgia 59 $ 9,634,000 $ 163,288 $ 98,000
Genesee, Michigan 59 $ 8,470,000 $ 143,559 $ 84,000
Rankin, Mississippi 59 $ 10,021,000 $ 169,847 $ 80,000
Lancaster, Nebraska 59 $ 9,058,000 $ 153,525 $ 243,000
Onondaga, New York 59 $ 10,412,000 $ 176,474 $ 101,000
Jackson, Oregon 59 $ 13,078,000 $ 221,661 $ 82,000
Kent, Rhode Island 59 $ 11,737,000 $ 198,932 $ 83,000
Ellis, Texas 59 $ 9,529,000 $ 161,508 $ 96,000
Albemarle, Virginia 59 $ 14,208,000 $ 240,813 $ 118,000
Hanover, Virginia 59 $ 13,405,000 $ 227,203 $ 99,000
Berkeley, West Virginia 59 $ 10,504,000 $ 178,033 $ 76,000
Madison, Mississippi 58 $ 12,354,000 $ 213,000 $ 107,000
Davis, Utah 58 $ 12,016,000 $ 207,172 $ 87,000
Indian River, Florida 57 $ 9,791,000 $ 171,771 $ 86,000
Kenosha, Wisconsin 57 $ 10,511,000 $ 184,403 $ 95,000
Matanuska-Susitna, Alaska 55 $ 11,021,000 $ 200,381 $ 84,000
Sumter, Florida 55 $ 9,972,000 $ 181,309 $ 79,000
Albany, New York 55 $ 10,398,000 $ 189,054 $ 96,000
Licking, Ohio 55 $ 8,598,000 $ 156,327 $ 80,000
Washington, Wisconsin 55 $ 11,001,000 $ 200,018 $ 80,000
Johnson, Indiana 54 $ 9,432,000 $ 174,666 $ 100,000
Kennebec, Maine 54 $ 8,036,000 $ 148,814 $ 82,000
Worcester, Maryland 54 $ 10,831,000 $ 200,574 $ 110,000
Hampshire, Massachusetts 54 $ 11,044,000 $ 204,518 $ 110,000
New York, New York 54 $ 20,590,000 $ 381,296 $ 162,000
Clermont, Ohio 54 $ 10,005,000 $ 185,277 $ 92,000
Pike, Pennsylvania 54 $ 8,994,000 $ 166,555 $ 76,000
Wilson, Tennessee 54 $ 11,675,000 $ 216,203 $ 107,000
Hall, Georgia 53 $ 8,830,000 $ 166,603 $ 87,000
Ulster, New York 53 $ 10,333,000 $ 194,962 $ 112,000
Spartanburg, South Carolina 53 $ 8,068,000 $ 152,226 $ 84,000
Hampton, Virginia 53 $ 9,819,000 $ 185,264 $ 84,000
Newport News, Virginia 53 $ 8,941,000 $ 168,698 $ 74,000
Shasta, California 52 $ 10,283,000 $ 197,750 $ 82,000
Harrison, Mississippi 52 $ 9,687,000 $ 186,288 $ 86,000
Greene, Missouri 52 $ 7,535,000 $ 144,903 $ 84,000
Jefferson, Missouri 52 $ 8,487,000 $ 163,211 $ 81,000
Flathead, Montana 52 $ 10,476,000 $ 201,461 $ 69,000
Missoula, Montana 52 $ 11,357,000 $ 218,403 $ 96,000
Fauquier, Virginia 52 $ 14,663,000 $ 281,980 $ 109,000
Lee, Alabama 51 $ 9,608,000 $ 188,392 $ 86,000
Coconino, Arizona 51 $ 11,483,000 $ 225,156 $ 94,000
Douglas, Georgia 51 $ 7,892,000 $ 154,745 $ 74,000
Clark, Indiana 51 $ 7,908,000 $ 155,058 $ 82,000
Livingston, Louisiana 51 $ 9,036,000 $ 177,176 $ 78,000
Butler, Pennsylvania 51 $ 8,544,000 $ 167,529 $ 94,000
Dorchester, South Carolina 51 $ 8,701,000 $ 170,607 $ 75,000
Guadalupe, Texas 51 $ 8,806,000 $ 172,666 $ 90,000
Walworth, Wisconsin 51 $ 9,789,000 $ 191,941 $ 86,000
Flagler, Florida 50 $ 8,153,000 $ 163,060 $ 92,000
Canyon, Idaho 50 $ 8,140,000 $ 162,800 $ 63,000
St. Mary's, Maryland 50 $ 11,999,000 $ 239,980 $ 108,000
Orange, North Carolina 50 $ 11,541,000 $ 230,820 $ 105,000
Aiken, South Carolina 50 $ 7,872,000 $ 157,440 $ 101,000
Madera, California 49 $ 9,743,000 $ 198,836 $ 96,000
Clay, Florida 49 $ 9,363,000 $ 191,081 $ 100,000
Martin, Florida 49 $ 10,839,000 $ 221,204 $ 108,000
Gallatin, Montana 49 $ 11,110,000 $ 226,734 $ 93,000
Davidson, North Carolina 49 $ 7,905,000 $ 161,326 $ 66,000
Fairfield, Ohio 49 $ 7,446,000 $ 151,959 $ 83,000
Richmond City, Virginia 49 $ 9,120,000 $ 186,122 $ 84,000
Kanawha, West Virginia 49 $ 7,281,000 $ 148,591 $ 89,000
Cochise, Arizona 48 $ 7,269,000 $ 151,437 $ 78,000
Tippecanoe, Indiana 48 $ 7,139,000 $ 148,729 $ 91,000
Berkshire, Massachusetts 48 $ 9,006,000 $ 187,625 $ 87,000
Carteret, North Carolina 48 $ 9,641,000 $ 200,854 $ 104,000
James City, Virginia 48 $ 11,074,000 $ 230,708 $ 113,000
Nevada, California 47 $ 13,147,000 $ 279,723 $ 121,000
Olmsted, Minnesota 47 $ 11,203,000 $ 238,361 $ 87,000
Wright, Minnesota 47 $ 9,606,000 $ 204,382 $ 82,000
Sarpy, Nebraska 47 $ 7,239,000 $ 154,021 $ 108,000
Strafford, New Hampshire 47 $ 9,588,000 $ 204,000 $ 87,000
Saratoga, New York 47 $ 10,022,000 $ 213,234 $ 94,000
Alamance, North Carolina 47 $ 7,408,000 $ 157,617 $ 109,000
Norfolk, Virginia 47 $ 9,331,000 $ 198,531 $ 89,000
Jackson, Mississippi 46 $ 6,950,000 $ 151,086 $ 70,000
Anderson, South Carolina 46 $ 7,564,000 $ 164,434 $ 103,000
Laramie, Wyoming 46 $ 8,272,000 $ 179,826 $ 82,000
Pueblo, Colorado 45 $ 6,756,000 $ 150,133 $ 77,000
Windham, Connecticut 45 $ 8,008,000 $ 177,955 $ 79,000
Madison, Illinois 45 $ 7,082,000 $ 157,377 $ 83,000
Boone, Kentucky 45 $ 8,289,000 $ 184,200 $ 92,000
Ascension, Louisiana 45 $ 7,708,000 $ 171,288 $ 79,000
Canadian, Oklahoma 45 $ 7,313,000 $ 162,511 $ 73,000
Washington, Pennsylvania 45 $ 9,117,000 $ 202,600 $ 103,000
Jefferson, Texas 45 $ 7,486,000 $ 166,355 $ 103,000
Rockwall, Texas 45 $ 8,412,000 $ 186,933 $ 114,000
Wicomico, Maryland 44 $ 7,881,000 $ 179,113 $ 80,000
St. Louis, Minnesota 44 $ 7,110,000 $ 161,590 $ 79,000
St. Louis City, Missouri 44 $ 6,319,000 $ 143,613 $ 62,000
Catawba, North Carolina 44 $ 7,461,000 $ 169,568 $ 80,000
Comal, Texas 44 $ 8,694,000 $ 197,590 $ 96,000
Chittenden, Vermont 44 $ 9,728,000 $ 221,090 $ 86,000
Roanoke, Virginia 44 $ 7,181,000 $ 163,204 $ 76,000
Suffolk, Virginia 44 $ 9,760,000 $ 221,818 $ 79,000
Saline, Arkansas 43 $ 6,685,000 $ 155,465 $ 80,000
Cass, Missouri 43 $ 7,663,000 $ 178,209 $ 75,000
Platte, Missouri 43 $ 8,453,000 $ 196,581 $ 97,000
Erie, Pennsylvania 43 $ 5,510,000 $ 128,139 $ 82,000
Washington, Rhode Island 43 $ 10,899,000 $ 253,465 $ 113,000
Midland, Texas 43 $ 8,086,000 $ 188,046 $ 136,000
Monroe, Florida 42 $ 12,269,000 $ 292,119 $ 159,000
Clayton, Georgia 42 $ 5,046,000 $ 120,142 $ 62,000
Oldham, Kentucky 42 $ 8,702,000 $ 207,190 $ 109,000
Ingham, Michigan 42 $ 6,113,000 $ 145,547 $ 86,000
Kalamazoo, Michigan 42 $ 6,228,000 $ 148,285 $ 86,000
Dare, North Carolina 42 $ 8,442,000 $ 201,000 $ 82,000
Brazos, Texas 42 $ 6,918,000 $ 164,714 $ 91,000
Brown, Wisconsin 42 $ 6,618,000 $ 157,571 $ 79,000
Muscogee, Georgia 41 $ 6,857,000 $ 167,243 $ 98,000
Kootenai, Idaho 41 $ 8,713,000 $ 212,512 $ 65,000
Linn, Iowa 41 $ 6,277,000 $ 153,097 $ 87,000
Kenton, Kentucky 41 $ 6,098,000 $ 148,731 $ 67,000
Ravalli, Montana 41 $ 9,273,000 $ 226,170 $ 149,000
Lebanon, Pennsylvania 41 $ 6,871,000 $ 167,585 $ 65,000
Bedford, Virginia 41 $ 8,167,000 $ 199,195 $ 88,000
Yakima, Washington 41 $ 7,075,000 $ 172,560 $ 76,000
Yuma, Arizona 40 $ 7,558,000 $ 188,950 $ 88,000
Citrus, Florida 40 $ 6,663,000 $ 166,575 $ 87,000
Champaign, Illinois 40 $ 6,589,000 $ 164,725 $ 98,000
St. Clair, Illinois 40 $ 6,076,000 $ 151,900 $ 89,000
Rowan, North Carolina 40 $ 6,915,000 $ 172,875 $ 71,000
Cass, North Dakota 40 $ 6,879,000 $ 171,975 $ 93,000
Frederick, Virginia 40 $ 9,233,000 $ 230,825 $ 91,000
Fairbanks North Star, Alaska 39 $ 7,954,000 $ 203,948 $ 96,000
Humboldt, California 39 $ 8,056,000 $ 206,564 $ 77,000
Kendall, Illinois 39 $ 8,271,000 $ 212,076 $ 104,000
Scott, Iowa 39 $ 6,124,000 $ 157,025 $ 85,000
St. Clair, Michigan 39 $ 6,213,000 $ 159,307 $ 96,000
Schenectady, New York 39 $ 6,481,000 $ 166,179 $ 86,000
Henderson, North Carolina 39 $ 7,502,000 $ 192,358 $ 72,000
Adams, Pennsylvania 39 $ 7,718,000 $ 197,897 $ 90,000
Montgomery, Tennessee 39 $ 6,330,000 $ 162,307 $ 89,000
Hernando, Florida 38 $ 5,627,000 $ 148,078 $ 79,000
Bartow, Georgia 38 $ 4,927,000 $ 129,657 $ 70,000
Elkhart, Indiana 38 $ 5,997,000 $ 157,815 $ 86,000
Terrebonne, Louisiana 38 $ 6,341,000 $ 166,868 $ 89,000
Boone, Missouri 38 $ 6,176,000 $ 162,526 $ 84,000
Cumberland, New Jersey 38 $ 6,306,000 $ 165,947 $ 78,000
Trumbull, Ohio 38 $ 5,128,000 $ 134,947 $ 79,000
Mendocino, California 37 $ 8,784,000 $ 237,405 $ 75,000
Houston, Georgia 37 $ 5,581,000 $ 150,837 $ 82,000
Winnebago, Illinois 37 $ 5,255,000 $ 142,027 $ 88,000
Shawnee, Kansas 37 $ 5,372,000 $ 145,189 $ 81,000
Androscoggin, Maine 37 $ 5,791,000 $ 156,513 $ 94,000
Monroe, Michigan 37 $ 6,181,000 $ 167,054 $ 106,000
Greene, Ohio 37 $ 6,205,000 $ 167,702 $ 86,000
Portage, Ohio 37 $ 5,720,000 $ 154,594 $ 79,000
Douglas, Oregon 37 $ 6,620,000 $ 178,918 $ 60,000
Polk, Oregon 37 $ 7,820,000 $ 211,351 $ 87,000
Imperial, California 36 $ 6,590,000 $ 183,055 $ 83,000
Broomfield, Colorado 36 $ 7,830,000 $ 217,500 $ 88,000
Calcasieu, Louisiana 36 $ 6,496,000 $ 180,444 $ 94,000
Salem, New Jersey 36 $ 6,668,000 $ 185,222 $ 88,000
Randolph, North Carolina 36 $ 6,294,000 $ 174,833 $ 72,000
Wood, Ohio 36 $ 5,808,000 $ 161,333 $ 88,000
Johnson, Texas 36 $ 5,861,000 $ 162,805 $ 126,000
Benton, Washington 36 $ 7,690,000 $ 213,611 $ 95,000
Skagit, Washington 36 $ 7,426,000 $ 206,277 $ 73,000
St. Croix, Wisconsin 36 $ 6,969,000 $ 193,583 $ 113,000
Houston, Alabama 35 $ 5,785,000 $ 165,285 $ 72,000
Richmond, Georgia 35 $ 5,791,000 $ 165,457 $ 91,000
Vanderburgh, Indiana 35 $ 4,404,000 $ 125,828 $ 71,000
Douglas, Kansas 35 $ 5,932,000 $ 169,485 $ 83,000
Bossier, Louisiana 35 $ 6,076,000 $ 173,600 $ 76,000
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Mortgage Loan Application Detail Totals for Discover Home Loans, Inc. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 88,237 $18,579,143,000 $210,000 $2,500,000 $101,000 $9,697,000
Home Purchase 8,029 $1,747,542,000 $217,000 $1,060,000 $98,000 $2,100,000
Home Improvement 631 $118,186,000 $187,000 $600,000 $94,000 $1,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 51,800 $10,657,846,000 $205,000 $2,500,000 $100,000 $9,697,000
Not Provided 25,659 $5,538,307,000 $215,000 $2,500,000 $107,000 $9,697,000
Hispanic 6,876 $1,413,311,000 $205,000 $1,000,000 $87,000 $2,810,000
Asian 6,280 $1,593,615,000 $253,000 $1,600,000 $110,000 $2,811,000
Black or African American 5,223 $1,015,235,000 $194,000 $1,500,000 $88,000 $9,697,000
American Indian or Alaskan Native 682 $126,864,000 $186,000 $716,000 $94,000 $2,400,000
Native Hawaiian or Other Pacific Islander 377 $99,693,000 $264,000 $742,000 $103,000 $1,320,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 72,450 $15,474,476,000 $213,000 $2,500,000 $105,000 $9,697,000
FHA-insured (Federal Housing Administration) 24,447 $4,970,395,000 $203,000 $808,000 $87,000 $9,697,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 30,936 $6,668,976,000 $215,000 $1,935,000 $108,000 $9,697,000
Application Withdrawn By Applicant 28,009 $5,864,192,000 $209,000 $2,500,000 $101,000 $9,697,000
Loan Originated 18,019 $3,820,832,000 $212,000 $800,000 $99,000 $3,701,000
Application Denied By Financial Institution 17,949 $3,680,373,000 $205,000 $2,500,000 $89,000 $9,697,000
Application Approved But Not Accepted 1,984 $410,498,000 $206,000 $742,000 $96,000 $694,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Home Loans, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Discover Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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