First Republic Bank Mortgage Lending & HMDA Data, 2014

In 2014, First Republic Bank of San Francisco, CA reported 9,980 mortgage applications totaling $11.0 billion, down 20% from 2013. The average application was for $1,104,663, and applicants reported an average income of $463,185. 79% of its applications resulted in an originated loan and 2% were denied. Its largest markets were San Francisco-Redwood City-South San Francisco, CA (2,170), New York-Jersey City-White Plains, NY-NJ (1,143) and Oakland-Hayward-Berkeley, CA (1,018) (applications in parentheses).

Mortgage Company & Address First Republic Bank
111 Pine Street
San Francisco, CA 94111
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,980
Total Mortgage Loan Application Amount $11,024,544,000
Average Mortgage Loan Application Amount $1,104,663
Highest Mortgage Loan Application Amount $55,000,000
Average Applicant Income $463,185
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Republic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Republic Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Francisco, California 1,560 $ 1,668,115,000 $ 1,069,304 $ 360,000
Los Angeles, California 882 $ 1,124,790,000 $ 1,275,272 $ 454,000
New York, New York 822 $ 1,447,119,000 $ 1,760,485 $ 828,000
San Mateo, California 610 $ 826,474,000 $ 1,354,875 $ 466,000
Alameda, California 573 $ 347,759,000 $ 606,909 $ 180,000
Santa Clara, California 526 $ 568,047,000 $ 1,079,937 $ 349,000
Marin, California 490 $ 598,145,000 $ 1,220,704 $ 458,000
San Diego, California 482 $ 351,043,000 $ 728,304 $ 306,000
Suffolk, Massachusetts 473 $ 337,457,000 $ 713,439 $ 345,000
Contra Costa, California 445 $ 336,649,000 $ 756,514 $ 262,000
Orange, California 339 $ 365,095,000 $ 1,076,976 $ 487,000
Middlesex, Massachusetts 258 $ 218,495,000 $ 846,879 $ 374,000
Norfolk, Massachusetts 222 $ 203,632,000 $ 917,261 $ 448,000
Suffolk, New York 164 $ 349,667,000 $ 2,132,115 $ 1,220,000
Kings, New York 158 $ 204,953,000 $ 1,297,170 $ 469,000
Fairfield, Connecticut 153 $ 208,641,000 $ 1,363,666 $ 662,000
Sonoma, California 147 $ 128,636,000 $ 875,074 $ 453,000
Riverside, California 109 $ 75,314,000 $ 690,954 $ 290,000
Santa Barbara, California 108 $ 150,806,000 $ 1,396,351 $ 523,000
Multnomah, Oregon 100 $ 84,057,000 $ 840,570 $ 121,000
Napa, California 98 $ 108,976,000 $ 1,112,000 $ 516,000
Westchester, New York 91 $ 117,095,000 $ 1,286,758 $ 841,000
Palm Beach, Florida 83 $ 100,108,000 $ 1,206,120 $ 682,000
Placer, California 59 $ 58,835,000 $ 997,203 $ 805,000
Nassau, New York 59 $ 66,041,000 $ 1,119,338 $ 596,000
Barnstable, Massachusetts 53 $ 54,607,000 $ 1,030,320 $ 629,000
Washington, Oregon 51 $ 17,883,000 $ 350,647 $ 37,000
Essex, Massachusetts 34 $ 26,442,000 $ 777,705 $ 534,000
Miami-Dade, Florida 32 $ 34,659,000 $ 1,083,093 $ 538,000
Monterey, California 29 $ 54,777,000 $ 1,888,862 $ 837,000
Plymouth, Massachusetts 29 $ 20,107,000 $ 693,344 $ 334,000
Ventura, California 28 $ 23,778,000 $ 849,214 $ 482,000
Solano, California 27 $ 2,862,000 $ 106,000 $ 405,000
Santa Cruz, California 25 $ 19,172,000 $ 766,880 $ 422,000
Clackamas, Oregon 25 $ 55,594,000 $ 2,223,760 $ 226,000
King, Washington 24 $ 18,100,000 $ 754,166 $ 456,000
Nantucket, Massachusetts 23 $ 32,500,000 $ 1,413,043 $ 735,000
San Bernardino, California 19 $ 10,113,000 $ 532,263 $ 227,000
Bergen, New Jersey 17 $ 12,632,000 $ 743,058 $ 484,000
Queens, New York 17 $ 13,710,000 $ 806,470 $ 267,000
Nevada, California 15 $ 6,902,000 $ 460,133 $ 369,000
Essex, New Jersey 15 $ 12,774,000 $ 851,600 $ 755,000
Pitkin, Colorado 14 $ 46,651,000 $ 3,332,214 $ 1,104,000
Hawaii, Hawaii 14 $ 21,843,000 $ 1,560,214 $ 1,231,000
Washoe, Nevada 14 $ 11,444,000 $ 817,428 $ 454,000
Hudson, New Jersey 14 $ 10,792,000 $ 770,857 $ 538,000
Collier, Florida 13 $ 7,513,000 $ 577,923 $ 863,000
El Dorado, California 12 $ 6,480,000 $ 540,000 $ 570,000
Litchfield, Connecticut 12 $ 15,031,000 $ 1,252,583 $ 931,000
Dukes, Massachusetts 12 $ 16,631,000 $ 1,385,916 $ 609,000
Summit, Utah 12 $ 20,379,000 $ 1,698,250 $ 653,000
Monmouth, New Jersey 11 $ 15,495,000 $ 1,408,636 $ 611,000
Maricopa, Arizona 10 $ 4,780,000 $ 478,000 $ 489,000
Broward, Florida 10 $ 89,059,000 $ 8,905,900 $ 548,000
Maui, Hawaii 9 $ 8,641,000 $ 960,111 $ 648,000
Madison, Montana 9 $ 27,294,000 $ 3,032,666 $ 1,217,000
Deschutes, Oregon 9 $ 4,469,000 $ 496,555 $ 313,000
Cook, Illinois 8 $ 9,111,000 $ 1,138,875 $ 808,000
Bristol, Massachusetts 8 $ 3,821,000 $ 477,625 $ 310,000
Somerset, New Jersey 8 $ 8,609,000 $ 1,076,125 $ 713,000
Union, New Jersey 8 $ 7,548,000 $ 943,500 $ 1,507,000
Gallatin, Montana 7 $ 6,726,000 $ 960,857 $ 398,000
Washington, Rhode Island 7 $ 7,834,000 $ 1,119,142 $ 1,002,000
San Luis Obispo, California 6 $ 2,443,000 $ 407,166 $ 881,000
Denver, Colorado 6 $ 2,019,000 $ 336,500 $ 798,000
Eagle, Colorado 6 $ 6,797,000 $ 1,132,833 $ 1,059,000
District of Columbia, District Of Columbia 6 $ 5,244,000 $ 874,000 $ 322,000
Honolulu, Hawaii 6 $ 4,395,000 $ 732,500 $ 766,000
Cumberland, Maine 6 $ 1,872,000 $ 312,000 $ 440,000
Clark, Nevada 6 $ 4,642,000 $ 773,666 $ 626,000
Dutchess, New York 6 $ 4,395,000 $ 732,500 $ 412,000
Bristol, Rhode Island 6 $ 9,768,000 $ 1,628,000 $ 7,447,000
Travis, Texas 6 $ 4,277,000 $ 712,833 $ 1,107,000
Clark, Washington 6 $ 11,577,000 $ 1,929,500 $ 236,000
Teton, Wyoming 6 $ 8,735,000 $ 1,455,833 $ 1,975,000
Boulder, Colorado 5 $ 1,809,000 $ 361,800 $ 544,000
San Miguel, Colorado 5 $ 5,950,000 $ 1,190,000 $ 820,000
Kauai, Hawaii 5 $ 6,186,000 $ 1,237,200 $ 470,000
Blaine, Idaho 5 $ 2,679,000 $ 535,800 $ 754,000
Bronx, New York 5 $ 2,307,000 $ 461,400 $ 31,000
Mendocino, California 4 $ 3,666,000 $ 916,500 $ 909,000
Arapahoe, Colorado 4 $ 6,152,000 $ 1,538,000 $ 744,000
York, Maine 4 $ 2,005,000 $ 501,250 $ 546,000
Rockingham, New Hampshire 4 $ 3,835,000 $ 958,750 $ 227,000
Columbia, New York 4 $ 2,633,000 $ 658,250 $ 613,000
Putnam, New York 4 $ 4,893,000 $ 1,223,250 $ 626,000
Harris, Texas 4 $ 2,204,000 $ 551,000 $ 213,000
Sacramento, California 3 $ 1,985,000 $ 661,666 $ 398,000
San Joaquin, California 3 $ 928,000 $ 309,333 $ 269,000
Yolo, California 3 $ 1,888,000 $ 629,333 $ 110,000
Fulton, Georgia 3 $ 2,925,000 $ 975,000 $ 255,000
Hancock, Maine 3 $ 1,960,000 $ 653,333 $ 503,000
Mercer, New Jersey 3 $ 3,245,000 $ 1,081,666 $ 458,000
Ocean, New Jersey 3 $ 1,640,000 $ 546,666 $ 636,000
Wake, North Carolina 3 $ 1,732,000 $ 577,333 $ 810,000
Lane, Oregon 3 $ 400,000 $ 133,333 $ 30,000
Providence, Rhode Island 3 $ 1,171,000 $ 390,333 $ 148,000
Bexar, Texas 3 $ 3,517,000 $ 1,172,333 $ 1,742,000
Bennington, Vermont 3 $ 1,336,000 $ 445,333 $ 1,412,000
Lamoille, Vermont 3 $ 3,418,000 $ 1,139,333 $ 1,031,000
Windham, Vermont 3 $ 788,000 $ 262,666 $ 399,000
Calaveras, California 2 $ 463,000 $ 231,500 $ 140,000
Douglas, Colorado 2 $ 1,384,000 $ 692,000 $ 336,000
Summit, Colorado 2 $ 930,000 $ 465,000 $ 188,000
New Haven, Connecticut 2 $ 400,000 $ 200,000 $ 134,000
New London, Connecticut 2 $ 1,463,000 $ 731,500 $ 419,000
Charlotte, Florida 2 $ 884,000 $ 442,000 $ 825,000
Lee, Florida 2 $ 891,000 $ 445,500 $ 258,000
Martin, Florida 2 $ 1,288,000 $ 644,000 $ 949,000
Walton, Florida 2 $ 1,872,000 $ 936,000 $ 580,000
Knox, Maine 2 $ 1,757,000 $ 878,500 $ 1,109,000
Berkshire, Massachusetts 2 $ 1,900,000 $ 950,000 $ 1,230,000
Worcester, Massachusetts 2 $ 1,145,000 $ 572,500 $ 388,000
Hennepin, Minnesota 2 $ 1,317,000 $ 658,500 $ 0
Belknap, New Hampshire 2 $ 1,029,000 $ 514,500 $ 323,000
Carroll, New Hampshire 2 $ 2,900,000 $ 1,450,000 $ 1,974,000
Merrimack, New Hampshire 2 $ 1,352,000 $ 676,000 $ 315,000
Cape May, New Jersey 2 $ 1,902,000 $ 951,000 $ 808,000
Morris, New Jersey 2 $ 2,194,000 $ 1,097,000 $ 832,000
Essex, New York 2 $ 1,400,000 $ 700,000 $ 0
Richmond, New York 2 $ 531,000 $ 265,500 $ 339,000
Benton, Oregon 2 $ 775,000 $ 387,500 $ 216,000
Clatsop, Oregon 2 $ 675,000 $ 337,500 $ 217,000
Tillamook, Oregon 2 $ 675,000 $ 337,500 $ 108,000
Yamhill, Oregon 2 $ 953,000 $ 476,500 $ 216,000
Allegheny, Pennsylvania 2 $ 1,325,000 $ 662,500 $ 208,000
Delaware, Pennsylvania 2 $ 843,000 $ 421,500 $ 610,000
Philadelphia, Pennsylvania 2 $ 1,032,000 $ 516,000 $ 188,000
Newport, Rhode Island 2 $ 1,300,000 $ 650,000 $ 258,000
Fort Bend, Texas 2 $ 901,000 $ 450,500 $ 368,000
Montgomery, Texas 2 $ 494,000 $ 247,000 $ 181,000
Windsor, Vermont 2 $ 1,661,000 $ 830,500 $ 1,283,000
Amador, California 1 $ 375,000 $ 375,000 $ 1,711,000
Fresno, California 1 $ 241,000 $ 241,000 $ 1,191,000
Humboldt, California 1 $ 500,000 $ 500,000 $ 314,000
Inyo, California 1 $ 67,000 $ 67,000 $ 254,000
Kern, California 1 $ 350,000 $ 350,000 $ 106,000
La Plata, Colorado 1 $ 532,000 $ 532,000 $ 0
Duval, Florida 1 $ 1,400,000 $ 1,400,000 $ 0
Indian River, Florida 1 $ 700,000 $ 700,000 $ 1,168,000
Lake, Florida 1 $ 94,000 $ 94,000 $ 822,000
Monroe, Florida 1 $ 683,000 $ 683,000 $ 225,000
Nassau, Florida 1 $ 348,000 $ 348,000 $ 256,000
Pinellas, Florida 1 $ 716,000 $ 716,000 $ 350,000
St. Johns, Florida 1 $ 1,092,000 $ 1,092,000 $ 2,986,000
St. Lucie, Florida 1 $ 259,000 $ 259,000 $ 296,000
Cobb, Georgia 1 $ 1,050,000 $ 1,050,000 $ 500,000
Teton, Idaho 1 $ 624,000 $ 624,000 $ 1,064,000
Valley, Idaho 1 $ 1,665,000 $ 1,665,000 $ 0
Lincoln, Maine 1 $ 600,000 $ 600,000 $ 206,000
Sagadahoc, Maine 1 $ 120,000 $ 120,000 $ 206,000
Lewis and Clark, Montana 1 $ 268,000 $ 268,000 $ 211,000
Coos, New Hampshire 1 $ 175,000 $ 175,000 $ 826,000
Grafton, New Hampshire 1 $ 1,023,000 $ 1,023,000 $ 1,040,000
Atlantic, New Jersey 1 $ 320,000 $ 320,000 $ 349,000
Middlesex, New Jersey 1 $ 155,000 $ 155,000 $ 173,000
Passaic, New Jersey 1 $ 298,000 $ 298,000 $ 112,000
Sussex, New Jersey 1 $ 252,000 $ 252,000 $ 528,000
Greene, New York 1 $ 300,000 $ 300,000 $ 1,921,000
Monroe, New York 1 $ 171,000 $ 171,000 $ 185,000
Orange, New York 1 $ 1,400,000 $ 1,400,000 $ 1,000,000
Sullivan, New York 1 $ 1,720,000 $ 1,720,000 $ 2,500,000
Ulster, New York 1 $ 261,000 $ 261,000 $ 400,000
Iredell, North Carolina 1 $ 500,000 $ 500,000 $ 196,000
New Hanover, North Carolina 1 $ 1,500,000 $ 1,500,000 $ 1,151,000
Union, North Carolina 1 $ 676,000 $ 676,000 $ 343,000
Geauga, Ohio 1 $ 1,015,000 $ 1,015,000 $ 442,000
Hamilton, Ohio 1 $ 330,000 $ 330,000 $ 5,182,000
Crook, Oregon 1 $ 253,000 $ 253,000 $ 139,000
Jackson, Oregon 1 $ 625,000 $ 625,000 $ 224,000
Lincoln, Oregon 1 $ 528,000 $ 528,000 $ 270,000
Polk, Oregon 1 $ 240,000 $ 240,000 $ 112,000
Bucks, Pennsylvania 1 $ 975,000 $ 975,000 $ 275,000
Lycoming, Pennsylvania 1 $ 400,000 $ 400,000 $ 0
Montgomery, Pennsylvania 1 $ 1,000,000 $ 1,000,000 $ 1,307,000
Northampton, Pennsylvania 1 $ 188,000 $ 188,000 $ 190,000
Pike, Pennsylvania 1 $ 427,000 $ 427,000 $ 350,000
Charleston, South Carolina 1 $ 780,000 $ 780,000 $ 4,750,000
Dallas, Texas 1 $ 1,215,000 $ 1,215,000 $ 821,000
Salt Lake, Utah 1 $ 560,000 $ 560,000 $ 466,000
Chittenden, Vermont 1 $ 724,000 $ 724,000 $ 560,000
Caroline, Virginia 1 $ 645,000 $ 645,000 $ 213,000
Charlottesville, Virginia 1 $ 1,620,000 $ 1,620,000 $ 413,000
Fairfax, Virginia 1 $ 1,000,000 $ 1,000,000 $ 715,000
Westmoreland, Virginia 1 $ 600,000 $ 600,000 $ 213,000
San Juan, Washington 1 $ 750,000 $ 750,000 $ 1,246,000
Spokane, Washington 1 $ 930,000 $ 930,000 $ 0
Walworth, Wisconsin 1 $ 1,540,000 $ 1,540,000 $ 0

Mortgage Loan Application Detail Totals for First Republic Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,354 $7,432,375,000 $1,169,000 $55,000,000 $491,000 $9,999,000
Refinancing 2,905 $2,692,099,000 $926,000 $24,053,000 $422,000 $9,999,000
Home Improvement 721 $900,070,000 $1,248,000 $39,000,000 $384,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,330 $5,640,071,000 $1,058,000 $26,400,000 $560,000 $9,999,000
Not Provided 1,896 $2,233,333,000 $1,177,000 $17,500,000 $605,000 $9,999,000
Not applicable 1,447 $2,085,890,000 $1,441,000 $55,000,000 $0 $0
Asian 896 $780,615,000 $871,000 $5,000,000 $396,000 $6,000,000
Hispanic 297 $183,374,000 $617,000 $6,200,000 $319,000 $5,000,000
Black or African American 94 $76,088,000 $809,000 $5,000,000 $334,000 $1,658,000
American Indian or Alaskan Native 14 $21,876,000 $1,562,000 $9,275,000 $1,015,000 $9,999,000
Native Hawaiian or Other Pacific Islander 6 $3,297,000 $549,000 $1,000,000 $256,000 $567,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,980 $11,024,544,000 $1,104,000 $55,000,000 $463,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,899 $9,100,858,000 $1,152,000 $55,000,000 $459,000 $9,999,000
Application Withdrawn By Applicant 969 $1,214,727,000 $1,253,000 $32,341,000 $718,000 $9,999,000
Loan Purchased By The Institution 514 $103,598,000 $201,000 $479,000 $49,000 $81,000
Application Denied By Financial Institution 247 $285,036,000 $1,153,000 $10,000,000 $594,000 $9,999,000
File Closed For Incompleteness 239 $185,179,000 $774,000 $5,000,000 $346,000 $9,999,000
Application Approved But Not Accepted 112 $135,146,000 $1,206,000 $5,000,000 $462,000 $3,316,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Republic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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